CN110232629A - Air control strategy method for early warning, device, computer equipment and storage medium - Google Patents
Air control strategy method for early warning, device, computer equipment and storage medium Download PDFInfo
- Publication number
- CN110232629A CN110232629A CN201910427425.3A CN201910427425A CN110232629A CN 110232629 A CN110232629 A CN 110232629A CN 201910427425 A CN201910427425 A CN 201910427425A CN 110232629 A CN110232629 A CN 110232629A
- Authority
- CN
- China
- Prior art keywords
- data
- air control
- control strategy
- compared
- dimension
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
Abstract
This application involves technical field of data security, in particular to a kind of air control strategy method for early warning, device, computer equipment and storage medium.The described method includes: detecting the execution state of the first air control strategy for financial product, when the state of execution indicates that the first air control strategy is configured, the first air control strategy of acquisition, which is matched, to be postponed, the first air control data that financial product generates；The data dimension of the first air control data is obtained, and data classification is carried out to the first air control data according to data dimension and obtains the first data to be compared；Whether judged in the first air control data according to the first data to be compared comprising the first abnormal data；When in the first air control data including the first abnormal data, early warning is carried out to the first air control strategy.Air control strategy is detected using this method, early warning, improves the efficiency to air control strategy early warning.
Description
Technical field
This application involves technical field of data security, more particularly to a kind of air control strategy method for early warning, device, computer
Equipment and storage medium.
Background technique
In recent years, with the high speed development of social economy, the development of credit industry in modern society is getting faster, more next
More finance companies grow up with the needs of people.During carrying out credit operation, in order to maintain the steady of credit
It is fixed, prevent the case where losing, need to formulate a series of air control strategy go targetedly to corresponding financial product into
Row assessment.
However, being directed to financial product at present, air control strategy is after implementation, it is understood that there may be various security risks need air control
Personnel periodically obtain carry out air control strategy after air control as a result, and air control result is compared and analyzed, make corresponding analysis
Report could know air control strategy with the presence or absence of risk from analytical statement, and step is various, inefficiency.
Summary of the invention
Based on this, it is necessary to which in view of the above technical problems, providing one kind efficient can judge whether air control strategy is deposited
In risk, and to there are air control strategy method for early warning, device, computer equipment and the storages that the air control strategy of risk carries out early warning
Medium.
A kind of air control strategy method for early warning, which comprises
Detection is directed to the execution state of the first air control strategy of financial product, when the execution state indicates first wind
Control strategy is configured, and acquisition the first air control strategy, which is matched, to be postponed, the first air control data that the financial product generates；
Obtain the data dimension of the first air control data, and according to the data dimension to the first air control data into
Row data classification obtains the first data to be compared；
Whether judged in the first air control data according to the described first data to be compared comprising the first abnormal data；
When in the first air control data including first abnormal data, the first air control strategy is carried out pre-
It is alert.
In one of the embodiments, it is described judged according to the described first data to be compared be in the first air control data
No includes the first abnormal data, comprising:
The mathematical statistics amount of the described first data to be compared is calculated, and calculates the described first data to be compared and the mathematics
First difference of statistic；
Obtain preset difference value, and first difference and the preset difference value；
When first difference is greater than preset difference value, exporting includes the first abnormal data in the first air control data
As a result.
In one of the embodiments, it is described judged according to the described first data to be compared be in the first air control data
No includes the first abnormal data, comprising:
Query criteria data variation amplitude, and obtain the data variation amplitude of the described first data to be compared；
When the data variation amplitude and the normal data amplitude of variation are inconsistent, then the first air control number is exported
Include the result of the first abnormal data in.
It is described in one of the embodiments, that early warning is carried out to the first air control strategy, comprising:
Normal data before obtaining the first air control strategy configuration；
The data dimension for obtaining first abnormal data, according to the data dimension of first abnormal data, from described
The matched same dimension normal data of data dimension with first abnormal data is extracted in normal data；
The second difference for calculating first abnormal data Yu the same dimension normal data, according to preset early warning mould
Type obtains the corresponding warning grade of second difference；
Early warning is carried out to the first air control strategy according to the warning grade.
It is described after carrying out early warning to the first air control strategy in one of the embodiments, further includes:
The setup time of the first air control strategy is obtained, and obtains setup time identical second air control strategy；
It obtains the second air control strategy and matches the second air control data for postponing generation；
Obtain the data dimension of the second air control data, and according to the data dimension to the second air control data into
Row data classification obtains the second data to be compared；
Whether judged in the second air control data according to the described second data to be compared comprising the second abnormal data；
When not including the second abnormal data in the second air control data, stop configuring the first air control strategy, and
The verification message of the first air control strategy is verified in output.
The data dimension for obtaining the first air control data in one of the embodiments, and according to the data
Dimension obtains the first air control data progress data classification after the first data to be compared, further includes:
Obtain the first air control data corresponding air control period；
The corresponding display mode of the described first data to be compared is inquired, it is to be compared by described first according to the display mode
Data are shown according to the air control period.
A kind of air control strategy prior-warning device, described device include:
Detection module, for detecting the execution state for being directed to the first air control strategy of financial product, when the execution state
Indicating that the first air control strategy is configured, acquisition the first air control strategy, which is matched, to be postponed, and the first of the financial product generation
Air control data；
Module is obtained, for obtaining the data dimension of the first air control data, and according to the data dimension to described
First air control data carry out data classification and obtain the first data to be compared；
Judgment module, for whether being judged in the first air control data according to the described first data to be compared comprising first
Abnormal data；
Warning module is used for when in the first air control data including first abnormal data, to first wind
Control strategy carries out early warning.
Described device in one of the embodiments, further include:
Computing module, for calculating the mathematical statistics amount of the described first data to be compared, and it is to be compared to calculate described first
First difference of data and the mathematical statistics amount；
Second obtains module, for obtaining preset difference value, and first difference and the preset difference value；
Output module, for including in output the first air control data when first difference is greater than preset difference value
The result of first abnormal data.
A kind of computer equipment, including memory and processor, the memory are stored with computer program, the processing
The step of device realizes the above method when executing the computer program.
A kind of computer readable storage medium, is stored thereon with computer program, and the computer program is held by processor
The step of above method is realized when row.
Above-mentioned air control strategy method for early warning, device, computer equipment and storage medium, detection are directed to the first of financial product
The execution state of air control strategy, when the state of execution indicates that the first air control strategy is configured, the first air control strategy of acquisition, which is matched, to be postponed, gold
Melt the first air control data of product generation；The data dimension of the first air control data is obtained, and according to data dimension to the first air control
Data carry out data classification obtain data classification result: the first data to be compared, wherein the first data to be compared indicate certain or
The data acquisition system of a variety of classification data；Whether judged in the first air control data according to the first data to be compared comprising the first abnormal number
According to；When in the first air control data including the first abnormal data, illustrating the first air control strategy, there are risks, to the first air control strategy
Carry out early warning.Match the air control data for postponing generation with the presence or absence of abnormal data by detection air control strategy, judges that air control strategy is
No there are risks, to there are the air control strategies of risk to carry out early warning, with traditional regular acquisition air control as a result, production risk report
Table checks that risk report judges whether there is risk and compares, and improves to there are the efficiency of the air control strategy early warning of risk.
Detailed description of the invention
Fig. 1 is the application scenario diagram of air control strategy method for early warning in one embodiment；
Fig. 2 is the flow diagram of air control strategy method for early warning in one embodiment；
Fig. 3 is the flow diagram of the warning step of air control strategy in one embodiment；
Fig. 4 is the structural block diagram of air control strategy prior-warning device in one embodiment；
Fig. 5 is the internal structure chart of computer equipment in one embodiment.
Specific embodiment
It is with reference to the accompanying drawings and embodiments, right in order to which the objects, technical solutions and advantages of the application are more clearly understood
The application is further elaborated.It should be appreciated that specific embodiment described herein is only used to explain the application, not
For limiting the application.
Air control strategy method for early warning provided by the present application, can be applied in application environment as shown in Figure 1.Wherein, eventually
End 102 is communicated by network with server 104.Server 104 detect first terminal 102 upload for financial product
The execution state of first air control strategy, when the state of execution indicates that the first air control strategy is configured, the first air control strategy of acquisition is configured
Afterwards, the first air control data that financial product generates；Server 104 obtains the data dimension of the first air control data, and according to data
Dimension carries out data classification to the first air control data and obtains the first data to be compared, wherein the first data to be compared indicate certain
Or the data acquisition system of a variety of classification data；Server 104 judges whether wrap in the first air control data according to the first data to be compared
Containing the first abnormal data；When in the first air control data including the first abnormal data, illustrate that there are risks for the first air control strategy, it is right
First air control strategy carries out early warning.Wherein, terminal 102 can be, but not limited to be various personal computers, laptop, intelligence
Mobile phone, tablet computer and portable wearable device, server 104 can use independent server either multiple server groups
At server cluster realize.
In one embodiment, as shown in Fig. 2, providing a kind of air control strategy method for early warning, it is applied to Fig. 1 in this way
In server 104 for be illustrated, comprising the following steps:
Step 202, detection is directed to the execution state of the first air control strategy of financial product, when the state of execution indicates the first wind
Control strategy is configured, and the first air control strategy of acquisition, which is matched, to be postponed, the first air control data that the financial product generates.
Specifically, air control strategy can be that enterprise is personal in business administration or personal resource management, for enterprise
Industry or individual financial product, in order to reduce or eliminates risk case as far as possible, and correspond to formulation be directed to financial product
Risk control strategy, for adjusting each generic attribute (such as limitation range, time, size etc.) of financial product, to reach
To the purpose of the risk of control financial product.First air control data can be the first air control strategy after implementation, corresponding finance
The air control data (interest rate, percent of pass, qualification rate etc.) that product generates, for example may include the enterprise after the first air control policy enforcement
Industry or the income increase rate of individual etc..Server detects the first air control after the first air control strategy for receiving terminal upload
The execution state of strategy has illustrated the first air control strategy when execution state indicates that current first air control strategy has been configured
It is carrying out, is then corresponding to the first air control data for generating and obtaining after obtaining the first air control policy enforcement.In addition, air control strategy is matched
The opportunity of setting can be, when server detects that the former data (former interest rate, former qualification rate etc.) of financial product generate anomalous variation
When, for example interest rate is greatly reduced, and is also possible to server and receives adjustment request (for example to receive the needle of user terminal transmission
To the adjustment request of air control product) when, server can configure air control strategy for financial product, reach adjustment financial product
The purpose of risk.
Step 204, the data dimension of the first air control data is obtained, and the first air control data are counted according to data dimension
The first data to be compared are obtained according to classification.
Specifically, the data dimension of the first air control data may include certain data type in the first air control data,
It may include numerous types of data therein, for example, the data dimension of the first air control data can be enterprise's income increase rate,
It may include enterprise's income increase rate and expenditure growth rate, the first data to be compared are then according to financial product corresponding first
What the classification results of air control data obtained, judge for subsequent abnormal data.Server obtains preset first air control
After the data dimension of data, data classification is carried out to the first air control data according to data dimension, obtain the first of target dimension to
Comparison data, wherein preset data dimension can be to be able to verify that air control strategy whether there is the data dimension of risk,
Such as the debt-credit percent of pass in credit industry after air control policy enforcement, enterprise's revenue and expenditure in business administration after air control policy enforcement,
Then profit etc. completes subsequent air control Strategy Risk verifying by the first data to be compared.
Step 206, whether judged in the first air control data according to the first data to be compared comprising the first abnormal data.
Specifically, after server obtains the first data to be compared, by judging whether wrap in the first data to be compared
Whether may determine that in the first air control data containing abnormal data comprising the first abnormal data, wherein abnormal data can be and its
There are the data of notable difference for his the same dimension data of timing node, hence it is evident that the data of difference can be such as in different time nodes
Data in, there are some or multiple and other data excessive with dimension data difference, the whether excessive judgement of difference can be with
It is set according to the standard of same dimension data, for example enterprise carries out the air control strategy in terms of interest rate in January, looks forward to after implementation
1 rate per month of industry be 10%, 2 month be 9%, March 12%, April be -5%, the interest rate in April is negative, with other times node
Interest rate margin it is excessive, then the interest rate in April be abnormal data.
Step 208, when in the first air control data including the first abnormal data, early warning is carried out to the first air control strategy.
Specifically, when server judges in the first air control data comprising the first abnormal data, illustrate corresponding first wind
Control strategy is there are risk after configuration is carried out, and subsequent more serious risk case in order to prevent, server is to the first air control plan
Early warning is slightly carried out, reminds user's the first air control strategy that there are risks, prevents the more losses of subsequent appearance.
In above-mentioned air control strategy method for early warning, server detects the execution of the first air control strategy for financial product first
State obtains the first air control strategy with postponing when the state of execution indicates that the first air control strategy is configured, financial product generate the
One air control data；The data dimension of the first air control data is obtained, and data point are carried out to the first air control data according to data dimension
Class obtains data classification result: the first data to be compared, wherein the first data to be compared indicate certain or a variety of classification data
Data acquisition system；Whether judged in the first air control data according to the first data to be compared comprising the first abnormal data；When the first air control
When in data including the first abnormal data, illustrating the first air control strategy, there are risks, carry out early warning to the first air control strategy.Pass through
Detection air control strategy matches the air control data for postponing generation with the presence or absence of abnormal data, judges that air control strategy whether there is risk, right
There are the air control strategies of risk to carry out early warning, with traditional regular acquisition air control as a result, production risk report, checks risk report
It judges whether there is risk to compare, improve to there are the efficiency of the air control strategy early warning of risk.
In one embodiment, whether judged in the first air control data according to the first data to be compared comprising the first abnormal number
According to, comprising: the mathematical statistics amount of the first data to be compared is calculated, and calculates the first of the first data to be compared and mathematical statistics amount
Difference；Preset difference value is obtained, and compares the first difference and preset difference value；When the first difference is greater than preset difference value, output first
It include the result of the first abnormal data in air control data.
Specifically, the mathematical statistics amount of data to be compared can indicate the data discrete degree of data to be compared, such as to
The standard deviation of comparison data, variance etc., preset difference value can distinguish the degree of risk of the corresponding air control strategy of air control data.?
After server obtains the first data to be compared, the mathematical statistics amount of the first data to be compared is calculated, it is then to be compared by first
Data carry out the first difference that the two is calculated with mathematical statistics amount respectively, and the first difference is compared with preset difference value
Compared with illustrating that first is to be compared when first (is greater than preset difference value) when the first difference of correlation data and mathematical statistics amount is excessive
There are the first abnormal datas that dispersion degree is very big in data, then there is also risk, outputs first for corresponding first air control strategy
It include the result of the first abnormal data in air control data.
Difference in the present embodiment, between data statistics amount and data to be compared of the server by calculating data to be compared
Then value compares the size of difference to judge that air control strategy with the presence or absence of risk, periodically obtains air control with traditional air control personnel
As a result judgement is compared, and is saved human resources, is improved efficiency.
In one embodiment, whether judged in the first air control data according to the first data to be compared comprising the first abnormal number
According to, comprising: query criteria data variation amplitude, and obtain the data variation amplitude of data to be compared；When data variation amplitude with
When normal data amplitude of variation is inconsistent, then the result in the first air control data comprising the first abnormal data is exported.
Specifically, normal data amplitude of variation can indicate the first air control strategy data variation estimated after configuration is carried out
Amplitude.After server obtains the first data to be compared, which can be inquired according to the data dimension of the first data to be compared
According to the corresponding normal data amplitude of variation of dimension, the amplitude of variation of data to be compared is then obtained, by the variation of data to be compared
Amplitude and the amplitude of variation of normal data compare, when the data variation amplitude and normal data amplitude of variation of data to be compared
When inconsistent, then corresponding first air control strategy exports the knot in the first air control data comprising the first abnormal data there are risk
Fruit.Wherein, the process specifically compared the amplitude of variation of the amplitude of variation of data to be compared and normal data can compare
Such as: the line of credit in such as finance company January is 10,000,000, and February is 11,000,000, and March is 11,800,000, and April is 10,500,000, to
The data of comparison data are 10,000,000,11,000,000,11,800,000,10,500,000, and the corresponding line of credit of preset first air control strategy
Normal data amplitude of variation be 5%~10%, then the data variation amplitude in finance company's March to April and normal data become
Change amplitude is inconsistent, and the first air control data of output include the result of the first abnormal data.
In the present embodiment, server passes through the data variation amplitude and normal data amplitude of variation for comparing data to be compared,
Judge that air control strategy saves manpower compared with traditional air control personnel periodically obtain the judgement of air control result with the presence or absence of risk
Resource improves efficiency.
In one embodiment, as shown in figure 3, in air control strategy method for early warning, to air control strategy carry out early warning method,
Include:
Step 302, the normal data before obtaining the configuration of the first air control strategy.
Specifically, server obtains the historgraphic data recording before the first air control configuration, can pass through the number in historical record
According to record, normal data record of the first air control strategy before configuration is obtained, wherein normal data can be the first air control strategy
All data record before configuration, is also possible to the first air control strategy and exists with postponing the corresponding data dimension of data to change
Corresponding normal data before first air control strategy configures, server is after the normal data for getting same data dimension, without obtaining
The data record for taking all dimensions reduces the data volume of acquisition, improves treatment effeciency.
Step 304, the data dimension for obtaining the first abnormal data, according to the data dimension of the first abnormal data, from normal
The matched same dimension normal data of data dimension with the first abnormal data is extracted in data.
Specifically, there are the data dimensions of the first abnormal data of risk for server acquisition, according to the first abnormal data
Data dimension, from normal middle extraction and the matched same dimension normal data of data dimension of the first abnormal data got, when
What above-mentioned steps 302 obtained is the first air control strategy with postponing the corresponding data dimension of data to change in the first air control plan
Before slightly configuring when corresponding normal data, matching step can be skipped.
Step 306, the first abnormal data and the second difference with dimension normal data are calculated, according to preset early warning mould
Type obtains the corresponding warning grade of the second difference.
Specifically, preset Early-warning Model can be the corresponding Early-warning Model of data dimension, such as the early warning mould of line of credit
Type, Early-warning Model of interest rate etc., for example when data dimension is the line of credit of finance company, preset Early-warning Model can be
The Early-warning Model of line of credit, server calculate the first abnormal data and with the second differences between the normal data of data dimension,
The size of second difference can indicate the degree of risk size of the first air control strategy, then can be obtained according to data dimension default
Early-warning Model, Early-warning Model is and default pre- by sample abnormal data and with the difference between dimension sample normal data
What alert grade was trained, the size of warning grade can be obtained according to the size of the second difference, for example the second difference is small
It when the 5% of normal data, alarms for level-one, when being greater than 5% less than 10%, is secondary alarm etc., is obtained according to Early-warning Model
Take warning grade.
Step 308, early warning is carried out to the first air control strategy according to warning grade.
Specifically, after server obtains the grade of early warning according to preset Early-warning Model, according to obtained early warning etc.
Grade carries out early warning to the first air control strategy.Optionally, when warning grade is relatively high grade, such as when warning grade is 1
When to 5 grades, if warning grade is greater than or equal to 4 grades, it is serious to illustrate that the first air control strategy there is a problem of, may cause larger
Loss, when making the early warning of warning grade to the first air control strategy, can also temporary stopping carry out the first air control strategy,
Wait the further feedback of staff.
In above-mentioned air control strategy method for early warning, server is by calculating the first abnormal data and the difference with dimension normal data
Value carries out the early warning of corresponding warning grade to the first air control strategy, is done in this way according to degree of risk size to the first air control strategy
Early warning out, risk class that can be current in early warning while early warning improve early warning performance.
In one embodiment, air control strategy method for early warning can also wrap after carrying out early warning to the first air control strategy
It includes: obtaining the setup time of the first air control strategy, and obtain setup time identical second air control strategy；Obtain the second air control plan
Slightly with the second air control data for postponing generation；The data dimension of the second air control data is obtained, and according to data dimension to the second wind
Control data carry out data classification and obtain the second data to be compared；According to the second data to be compared judge in the second air control data whether
Include the second abnormal data；When not including the second abnormal data in the second air control data, stop the first air control strategy of configuration, and
The verification message of the first air control strategy is verified in output.
Specifically, server can also obtain air control after to early warning is carried out there are the first air control strategy of risk point
The setup time of strategy obtains the second air control strategy of same time period configuration according to setup time, to the same configuration time
Second air control strategy detects whether that comprising risk, specific detecting step can follow the detecting step of the first air control strategy, have
Body includes: that server obtains the second air control strategy with corresponding second air control data are postponed, and obtains the data of the second air control data
Dimension, then according to data dimension to the second air control data carry out data classification obtain the second data to be compared, to second to than
Whether the control methods that data are carried out with above-described embodiment judges in the second air control data comprising the second abnormal data.When second
When not including the second abnormal data in air control data, illustrate in air control strategy that same period configures, only the first air control strategy
There are risk, then in the air control strategy that section configures between illustrating at the same time, the applicability of only the first air control strategy is poor, stops matching
Set the first air control strategy, the verification message of the first air control strategy is verified in output, verify the first air control strategy there are the problem of.
In the present embodiment, by detecting the second air control strategy configured with the period with the presence or absence of risk, the first wind is judged
The applicability of strategy is controlled, and when the first air control strategy applicability is poor, stop configuration, exported verification message, prevent from being applicable in
Property difference air control strategy carried out, cause sequential loss.
In one embodiment, air control strategy method for early warning is in the data dimension for obtaining the first air control data, and according to number
It can also include: to obtain the first wind after obtaining the first data to be compared to the first air control data progress data classification according to dimension
Control the data corresponding air control period；Inquire the corresponding display mode of the first data to be compared, according to display mode by first to than
Data are shown according to the air control period.
Specifically, the air control period of the first air control data can obtained for the period of the first air control data of acquisition, server
The data dimension of the first air control data is taken, and after classifying according to data dimension to the first air control data, available first
Air control data corresponding air control period, such as air control period are two months, and after the first air control policy enforcement, it is corresponding to obtain January
The the first air control data generated, every the first air control data of air control period and then acquisition, such as acquisition corresponding generation in March
The first air control data, corresponding first air control data generated in May etc..Inquire the display of the sorted first data to be compared
Mode, display mode may include the forms such as table, coordinate diagram, after the display mode of inquiry, with the display mode inquired
The first data to be compared are shown according to the air control period, for staff's inquiry, are saved.
In one embodiment, air control strategy method for early warning is after carrying out data classification, also by classification obtain first to
Comparison data shown according to preset display mode, convenient in subsequent processing, staff can more intuitively into
Row data query, subsequent data preservation also can be saved more directly with display mode.
In one embodiment, above-mentioned air control strategy method for early warning, by the first air control strategy of detection with postponing, finance is produced
Abnormal data in corresponding first data to be compared of product whether there is risk to detect the first air control strategy, and to there are risks
The first air control strategy carry out early warning.For example, certain finance company at the beginning of the year is configured with one, " no thoroughfare within 20 years old or less is borrowed
The air control strategy of loan service " wants control debt-credit percent of pass, then server acquisition air control strategy passes through with corresponding debt-credit is postponed
Rate, for example can be 50%, 2 month 1 month 53%, March 49%, April 73% etc., server obtains borrowing for April by comparative analysis
The difference for borrowing percent of pass data and other debt-credit percent of pass data, detect the differences of the percent of pass data of April and other months compared with
Greatly, it is abnormal data, then illustrates that the first air control strategy has existed risk, early warning is carried out to the first air control strategy, reminds work
Personnel prevent subsequent result in greater loss.With traditional regular acquisition air control as a result, production risk report, checks risk report
Table judges whether there is risk and compares, and improves to there are the efficiency of the air control strategy early warning of risk.
It should be understood that although each step in the flow chart of Fig. 2, Fig. 3 is successively shown according to the instruction of arrow,
It is these steps is not that the inevitable sequence according to arrow instruction successively executes.Unless expressly stating otherwise herein, these steps
There is no stringent sequences to limit for rapid execution, these steps can execute in other order.Moreover, in Fig. 2, Fig. 3 extremely
Few a part of step may include that perhaps these sub-steps of multiple stages or stage are not necessarily same to multiple sub-steps
Moment executes completion, but can execute at different times, and the execution sequence in these sub-steps or stage is also not necessarily
It successively carries out, but in turn or can be handed over at least part of the sub-step or stage of other steps or other steps
Alternately execute.
In one embodiment, as shown in figure 4, providing a kind of air control strategy prior-warning device, comprising: detection module 402,
Obtain module 404, judgment module 406 and warning module 408, in which:
Detection module, for detecting the execution state for being directed to the first air control strategy of financial product, when the state of execution indicates
First air control strategy is configured, and the first air control strategy of acquisition, which is matched, to be postponed, the first air control data that financial product generates.
Module is obtained, for obtaining the data dimension of the first air control data, and according to data dimension to the first air control data
It carries out data classification and obtains the first data to be compared.
Judgment module, for whether being judged in the first air control data according to the first data to be compared comprising the first abnormal number
According to.
Warning module, for being carried out to the first air control strategy pre- when in the first air control data including the first abnormal data
It is alert.
In one embodiment, device can also include:
Computing module for calculating the mathematical statistics amount of the first data to be compared, and calculates the first data to be compared and number
Learn the first difference of statistic.
Second obtains module, for obtaining preset difference value, and compares the first difference and the preset difference value.
Output module, it is abnormal comprising first in the first air control data for exporting when the first difference is greater than preset difference value
The result of data.
In one embodiment, device can also include:
Enquiry module is used for query criteria data variation amplitude, and obtains the data variation amplitude of the first data to be compared.
Second output module, for exporting the first wind when data variation amplitude and normal data amplitude of variation are inconsistent
Control the result in data comprising the first abnormal data.
In one embodiment, device can also include:
Normal data obtains module, for obtaining the normal data before the first air control strategy configures.
The data dimension of first abnormal data obtains module, for obtaining the data dimension of the first abnormal data, according to the
The data dimension of one abnormal data extracts normal with the matched same dimension of the data dimension of the first abnormal data from normal data
Data.
Second computing module, for calculating the first abnormal data and with the second difference of dimension normal data, according to default
Early-warning Model, obtain the corresponding warning grade of the second difference.
Second warning module, for carrying out early warning to the first air control strategy according to warning grade.
In one embodiment, device can also include:
Setup time obtains module, and for obtaining the setup time of the first air control strategy, and it is identical to obtain setup time
Second air control strategy.
Second air control data acquisition module, for obtaining the second air control strategy with the second air control data for postponing generation.
The data dimensions of second air control data obtains module, for obtaining the data dimension of the second air control data, and according to
Data dimension carries out data classification to the second air control data and obtains the second data to be compared.
Second judgment module, it is whether abnormal comprising second in second air control data for being judged according to the second data to be compared
Data.
Stopping modular, for when not including the second abnormal data in the second air control data, stopping the first air control plan of configuration
Slightly, and the verification message for verifying the first air control strategy is exported.
In one embodiment, device can also include:
The air control period obtains module, for obtaining the first air control data corresponding air control period.
Second enquiry module, for inquiring the corresponding display mode of the described first data to be compared, according to the display side
Formula shows the described first data to be compared according to the air control period.
Specific about air control strategy prior-warning device limits the limit that may refer to above for air control strategy method for early warning
Fixed, details are not described herein.Modules in above-mentioned air control strategy prior-warning device can fully or partially through software, hardware and its
Combination is to realize.Above-mentioned each module can be embedded in the form of hardware or independently of in the processor in computer equipment, can also be with
It is stored in the memory in computer equipment in a software form, in order to which processor calls the above modules of execution corresponding
Operation.
In one embodiment, a kind of computer equipment is provided, which can be server, internal junction
Composition can be as shown in Figure 5.The computer equipment include by system bus connect processor, memory, network interface and
Database.Wherein, the processor of the computer equipment is for providing calculating and control ability.The memory packet of the computer equipment
Include non-volatile memory medium, built-in storage.The non-volatile memory medium is stored with operating system, computer program and data
Library.The built-in storage provides environment for the operation of operating system and computer program in non-volatile memory medium.The calculating
The database of machine equipment is for storing air control policy data.The network interface of the computer equipment is used to pass through with external terminal
Network connection communication.To realize a kind of air control strategy method for early warning when the computer program is executed by processor.
It will be understood by those skilled in the art that structure shown in Fig. 5, only part relevant to application scheme is tied
The block diagram of structure does not constitute the restriction for the computer equipment being applied thereon to application scheme, specific computer equipment
It may include perhaps combining certain components or with different component layouts than more or fewer components as shown in the figure.
In one embodiment, a kind of computer equipment, including memory and processor are provided, which is stored with
Computer program, the processor perform the steps of the first air control plan that detection is directed to financial product when executing computer program
Execution state slightly, when the state of execution indicates that the first air control strategy is configured, the first air control strategy of acquisition, which is matched, to be postponed, financial product
The the first air control data generated；Obtain the data dimension of the first air control data, and according to data dimension to the first air control data into
Row data classification obtains the first data to be compared；Whether judged in the first air control data according to the first data to be compared comprising first
Abnormal data；When in the first air control data including the first abnormal data, early warning is carried out to the first air control strategy.
In one embodiment, related when processor executes computer program to judge the according to the first data to be compared
Whether include the first abnormal data in one air control data, may include: to calculate the mathematical statistics amount of the first data to be compared, and count
Calculate the first difference of the first data to be compared Yu mathematical statistics amount；Preset difference value is obtained, and compares the first difference and is preset with described
Difference；When the first difference is greater than preset difference value, the result in the first air control data comprising the first abnormal data is exported.
In one embodiment, related when processor executes computer program to judge the according to the first data to be compared
Whether include the first abnormal data in one air control data, may include: query criteria data variation amplitude, and obtain number to be compared
According to data variation amplitude；When data variation amplitude and normal data amplitude of variation are inconsistent, then the first air control data are exported
In include the first abnormal data result.
It is in one embodiment, related when processor execution computer program that early warning is carried out to the first air control strategy,
It may include: the normal data obtained before the configuration of the first air control strategy；The data dimension for obtaining the first abnormal data, according to first
The data dimension of abnormal data extracts the matched same dimension normal number of data dimension with the first abnormal data from normal data
According to；The first abnormal data and the second difference with dimension normal data are calculated, according to preset Early-warning Model, obtains the second difference
Corresponding warning grade；Early warning is carried out to the first air control strategy according to warning grade.
In one embodiment, processor execute computer program when realized to the first air control strategy carry out early warning it
It afterwards, can also include: to obtain the setup time of the first air control strategy, and obtain setup time identical second air control strategy；It obtains
The second air control strategy is taken to match the second air control data for postponing generation；The data dimension of the second air control data is obtained, and according to data
Dimension carries out data classification to the second air control data and obtains the second data to be compared；The second wind is judged according to the second data to be compared
Whether control in data includes the second abnormal data；When not including the second abnormal data in the second air control data, stop configuration the
One air control strategy, and export the verification message for verifying the first air control strategy.
In one embodiment, processor executes the data dimension for acquisition the first air control data realized when computer program
Degree, and the first air control data are carried out according to data dimension can also include: after data classification obtains the first data to be compared
Obtain the first air control data corresponding air control period；The corresponding display mode of the first data to be compared is inquired, according to display mode
First data to be compared are shown according to the air control period.
In one embodiment, a kind of computer readable storage medium is provided, computer program is stored thereon with, is calculated
Machine program performs the steps of the execution state that detection is directed to the first air control strategy of financial product when being executed by processor, when
Execution state indicates that the first air control strategy is configured, and the first air control strategy of acquisition, which is matched, to be postponed, the first air control that financial product generates
Data；The data dimension of the first air control data is obtained, and data classification is carried out to the first air control data according to data dimension and is obtained
First data to be compared；Whether judged in the first air control data according to the first data to be compared comprising the first abnormal data；When
When in one air control data including the first abnormal data, early warning is carried out to the first air control strategy.
In one embodiment, related when computer program is executed by processor to be judged according to the first data to be compared
Whether include the first abnormal data in first air control data, may include: the mathematical statistics amount of the first data to be compared of calculating, and
Calculate the first difference of the first data to be compared Yu mathematical statistics amount；Obtain preset difference value, and compare the first difference with it is described pre-
If difference；When the first difference is greater than preset difference value, the result in the first air control data comprising the first abnormal data is exported.
In one embodiment, related when computer program is executed by processor to be judged according to the first data to be compared
Whether include the first abnormal data in first air control data, may include: query criteria data variation amplitude, and obtain to be compared
The data variation amplitude of data；When data variation amplitude and normal data amplitude of variation are inconsistent, then the first air control number is exported
Include the result of the first abnormal data in.
In one embodiment, related when computer program is executed by processor that the first air control strategy is carried out in advance
It is alert, it may include: the normal data obtained before the configuration of the first air control strategy；The data dimension for obtaining the first abnormal data, according to
The data dimension of first abnormal data is extracted from normal data with the matched same dimension of data dimension of the first abnormal data just
Regular data；The first abnormal data and the second difference with dimension normal data are calculated, according to preset Early-warning Model, obtains second
The corresponding warning grade of difference；Early warning is carried out to the first air control strategy according to warning grade.
In one embodiment, that is realized when computer program is executed by processor carries out early warning to the first air control strategy
It later, can also include: to obtain the setup time of the first air control strategy, and obtain setup time identical second air control strategy；
It obtains the second air control strategy and matches the second air control data for postponing generation；The data dimension of the second air control data is obtained, and according to number
Data classification is carried out to the second air control data according to dimension and obtains the second data to be compared；Second is judged according to the second data to be compared
It whether include the second abnormal data in air control data；When not including the second abnormal data in the second air control data, stop configuration
First air control strategy, and export the verification message for verifying the first air control strategy.
In one embodiment, the data for acquisition the first air control data realized when computer program is executed by processor
Dimension, and the first air control data can also wrap after data classification obtains the first data to be compared according to data dimension
It includes: obtaining the first air control data corresponding air control period；The corresponding display mode of the first data to be compared is inquired, according to display side
Formula shows the first data to be compared according to the air control period.
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with
Relevant hardware is instructed to complete by computer program, the computer program can be stored in a non-volatile computer
In read/write memory medium, the computer program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein,
To any reference of memory, storage, database or other media used in each embodiment provided herein,
Including non-volatile and/or volatile memory.Nonvolatile memory may include read-only memory (ROM), programming ROM
(PROM), electrically programmable ROM (EPROM), electrically erasable ROM (EEPROM) or flash memory.Volatile memory may include
Random access memory (RAM) or external cache.By way of illustration and not limitation, RAM is available in many forms,
Such as static state RAM (SRAM), dynamic ram (DRAM), synchronous dram (SDRAM), double data rate sdram (DDRSDRAM), enhancing
Type SDRAM (ESDRAM), synchronization link (Synchlink) DRAM (SLDRAM), memory bus (Rambus) direct RAM
(RDRAM), direct memory bus dynamic ram (DRDRAM) and memory bus dynamic ram (RDRAM) etc..
Each technical characteristic of above embodiments can be combined arbitrarily, for simplicity of description, not to above-described embodiment
In each technical characteristic it is all possible combination be all described, as long as however, the combination of these technical characteristics be not present lance
Shield all should be considered as described in this specification.
The several embodiments of the application above described embodiment only expresses, the description thereof is more specific and detailed, but simultaneously
It cannot therefore be construed as limiting the scope of the patent.It should be pointed out that coming for those of ordinary skill in the art
It says, without departing from the concept of this application, various modifications and improvements can be made, these belong to the protection of the application
Range.Therefore, the scope of protection shall be subject to the appended claims for the application patent.
Claims (10)
1. a kind of air control strategy method for early warning, which comprises
Detection is directed to the execution state of the first air control strategy of financial product, when the execution state indicates the first air control plan
Slightly configured, acquisition the first air control strategy, which is matched, to be postponed, the first air control data that the financial product generates；
The data dimension of the first air control data is obtained, and the first air control data are counted according to the data dimension
The first data to be compared are obtained according to classification；
Whether judged in the first air control data according to the described first data to be compared comprising the first abnormal data；
When in the first air control data including first abnormal data, early warning is carried out to the first air control strategy.
2. the method according to claim 1, wherein described judge described according to the described first data to be compared
It whether include the first abnormal data in one air control data, comprising:
The mathematical statistics amount of the described first data to be compared is calculated, and calculates the described first data to be compared and the mathematical statistics
First difference of amount；
Obtain preset difference value, and first difference and the preset difference value；
When first difference is greater than preset difference value, the knot in the first air control data comprising the first abnormal data is exported
Fruit.
3. the method according to claim 1, wherein described judge described according to the described first data to be compared
It whether include the first abnormal data in one air control data, comprising:
Query criteria data variation amplitude, and obtain the data variation amplitude of the described first data to be compared；
When the data variation amplitude and the normal data amplitude of variation are inconsistent, then export in the first air control data
Result comprising the first abnormal data.
4. the method according to claim 1, wherein described carry out early warning to the first air control strategy, comprising:
Normal data before obtaining the first air control strategy configuration；
The data dimension for obtaining first abnormal data, according to the data dimension of first abnormal data, from described normal
The matched same dimension normal data of data dimension with first abnormal data is extracted in data；
The second difference for calculating first abnormal data and the same dimension normal data is obtained according to preset Early-warning Model
Take the corresponding warning grade of second difference；
Early warning is carried out to the first air control strategy according to the warning grade.
5. the method according to claim 1, wherein it is described to the first air control strategy carry out early warning after, also
Include:
The setup time of the first air control strategy is obtained, and obtains setup time identical second air control strategy；
It obtains the second air control strategy and matches the second air control data for postponing generation；
The data dimension of the second air control data is obtained, and the second air control data are counted according to the data dimension
The second data to be compared are obtained according to classification；
Whether judged in the second air control data according to the described second data to be compared comprising the second abnormal data；
When not including the second abnormal data in the second air control data, stop configuring the first air control strategy, and export
Verify the verification message of the first air control strategy.
6. the method according to claim 1, wherein the data dimension for obtaining the first air control data,
And the first air control data also wrap after data classification obtains the first data to be compared according to the data dimension
It includes:
Obtain the first air control data corresponding air control period；
The corresponding display mode of the described first data to be compared is inquired, according to the display mode by the described first data to be compared
It is shown according to the air control period.
7. a kind of air control strategy prior-warning device, which is characterized in that described device includes:
Detection module, for detecting the execution state for being directed to the first air control strategy of financial product, when the execution state indicates
The first air control strategy is configured, and acquisition the first air control strategy, which is matched, to be postponed, the first air control that the financial product generates
Data；
Module is obtained, for obtaining the data dimension of the first air control data, and according to the data dimension to described first
Air control data carry out data classification and obtain the first data to be compared；
Judgment module, it is whether abnormal comprising first in the first air control data for being judged according to the described first data to be compared
Data；
Warning module is used for when in the first air control data including first abnormal data, to the first air control plan
Slightly carry out early warning.
8. device according to claim 7, which is characterized in that described device includes:
Computing module for calculating the mathematical statistics amount of the described first data to be compared, and calculates the described first data to be compared
With the first difference of the mathematical statistics amount；
Second obtains module, for obtaining preset difference value, and first difference and the preset difference value；
Output module includes first in the first air control data for exporting when first difference is greater than preset difference value
The result of abnormal data.
9. a kind of computer equipment, including memory and processor, the memory are stored with computer program, feature exists
In the step of processor realizes any one of claims 1 to 6 the method when executing the computer program.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the computer program
The step of method described in any one of claims 1 to 6 is realized when being executed by processor.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910427425.3A CN110232629A (en) | 2019-05-22 | 2019-05-22 | Air control strategy method for early warning, device, computer equipment and storage medium |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910427425.3A CN110232629A (en) | 2019-05-22 | 2019-05-22 | Air control strategy method for early warning, device, computer equipment and storage medium |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN110232629A true CN110232629A (en) | 2019-09-13 |
Family
ID=67860931
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910427425.3A Pending CN110232629A (en) | 2019-05-22 | 2019-05-22 | Air control strategy method for early warning, device, computer equipment and storage medium |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN110232629A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110737889A (en) * | 2019-10-24 | 2020-01-31 | 武汉极意网络科技有限公司 | Business wind control adjustment method, device, equipment and storage medium |
| CN113965781A (en) * | 2020-07-21 | 2022-01-21 | 武汉斗鱼网络科技有限公司 | Wind control strategy execution method and device |
Citations (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR20090001917A (en) * | 2007-05-29 | 2009-01-09 | 주식회사 신한은행 | System and method for early warning on credit customer and program recording medium |
| CN108197011A (en) * | 2018-01-29 | 2018-06-22 | 上海洞识信息科技有限公司 | A kind of single index prediction and method for early warning based on artificial intelligence big data platform |
| CN108280760A (en) * | 2018-01-25 | 2018-07-13 | 树根互联技术有限公司 | A kind of financial risks on-line monitoring method and apparatus |
| CN108876600A (en) * | 2018-08-20 | 2018-11-23 | 平安科技（深圳）有限公司 | Warning information method for pushing, device, computer equipment and medium |
| CN109002949A (en) * | 2017-06-06 | 2018-12-14 | 阿里巴巴集团控股有限公司 | A kind of method and device of air control strategy configuration and business air control |
| CN109409659A (en) * | 2018-09-18 | 2019-03-01 | 平安科技（深圳）有限公司 | Method for prewarning risk, device, computer equipment and storage medium |
-
2019
- 2019-05-22 CN CN201910427425.3A patent/CN110232629A/en active Pending
Patent Citations (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR20090001917A (en) * | 2007-05-29 | 2009-01-09 | 주식회사 신한은행 | System and method for early warning on credit customer and program recording medium |
| CN109002949A (en) * | 2017-06-06 | 2018-12-14 | 阿里巴巴集团控股有限公司 | A kind of method and device of air control strategy configuration and business air control |
| CN108280760A (en) * | 2018-01-25 | 2018-07-13 | 树根互联技术有限公司 | A kind of financial risks on-line monitoring method and apparatus |
| CN108197011A (en) * | 2018-01-29 | 2018-06-22 | 上海洞识信息科技有限公司 | A kind of single index prediction and method for early warning based on artificial intelligence big data platform |
| CN108876600A (en) * | 2018-08-20 | 2018-11-23 | 平安科技（深圳）有限公司 | Warning information method for pushing, device, computer equipment and medium |
| CN109409659A (en) * | 2018-09-18 | 2019-03-01 | 平安科技（深圳）有限公司 | Method for prewarning risk, device, computer equipment and storage medium |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110737889A (en) * | 2019-10-24 | 2020-01-31 | 武汉极意网络科技有限公司 | Business wind control adjustment method, device, equipment and storage medium |
| CN113965781A (en) * | 2020-07-21 | 2022-01-21 | 武汉斗鱼网络科技有限公司 | Wind control strategy execution method and device |
| CN113965781B (en) * | 2020-07-21 | 2023-11-24 | 东初智能科技(上海)有限公司 | Wind control strategy execution method and device |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| WO2021042843A1 (en) | Alert information decision method and apparatus, computer device and storage medium | |
| CN109858737A (en) | Rating Model method of adjustment, device and computer equipment based on model deployment | |
| CN109032829A (en) | Data exception detection method, device, computer equipment and storage medium | |
| US11256683B2 (en) | Method and apparatus for integrating multi-data source user information | |
| CN111461668A (en) | Digital auditing system and method based on process automation technology | |
| CN106656536A (en) | Method and device for processing service invocation information | |
| CN110351307A (en) | Abnormal user detection method and system based on integrated study | |
| CN110474871A (en) | A kind of exception account detection method, device, computer equipment and storage medium | |
| CN110490594A (en) | Business data processing method, device, computer equipment and storage medium | |
| CN110008226A (en) | Construction method, device, computer equipment and the storage medium of data model | |
| CN109857373A (en) | Business data processing method, device, computer equipment and storage medium | |
| CN110232629A (en) | Air control strategy method for early warning, device, computer equipment and storage medium | |
| CN109543925A (en) | Risk Forecast Method, device, computer equipment and storage medium based on machine learning | |
| CN108306864A (en) | Network data detection method, device, computer equipment and storage medium | |
| CN109800278A (en) | Data assets map application method, device, computer equipment and storage medium | |
| CN111131290B (en) | Flow data processing method and device | |
| CN109829640A (en) | Recognition methods, device, computer equipment and the storage medium of enterprise's default risk | |
| CN110493181A (en) | User behavior detection method, device, computer equipment and storage medium | |
| CN109523124A (en) | Asset data processing method, device, computer equipment and storage medium | |
| CN108170707A (en) | A kind of method and system of data quality checking | |
| CN109325010A (en) | Log inspection method, device, computer equipment and storage medium | |
| CN109409659A (en) | Method for prewarning risk, device, computer equipment and storage medium | |
| Zhang et al. | A survey on quality assurance techniques for big data applications | |
| CN109670048A (en) | Map construction method, apparatus and computer equipment based on air control management | |
| CN109767226A (en) | Suspicious transaction statistical views generation method and device based on big data |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination |