CN110135801A - A kind of item information processing method and device - Google Patents

A kind of item information processing method and device Download PDF

Info

Publication number
CN110135801A
CN110135801A CN201910343918.9A CN201910343918A CN110135801A CN 110135801 A CN110135801 A CN 110135801A CN 201910343918 A CN201910343918 A CN 201910343918A CN 110135801 A CN110135801 A CN 110135801A
Authority
CN
China
Prior art keywords
project
information
mentioned
promoter
block chain
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201910343918.9A
Other languages
Chinese (zh)
Inventor
刘新
黄庆财
张鑫
王玉平
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Shenzhen Launch Technology Co Ltd
Original Assignee
Shenzhen Launch Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Shenzhen Launch Technology Co Ltd filed Critical Shenzhen Launch Technology Co Ltd
Priority to CN201910343918.9A priority Critical patent/CN110135801A/en
Publication of CN110135801A publication Critical patent/CN110135801A/en
Pending legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/10Office automation; Time management
    • G06Q10/103Workflow collaboration or project management
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06Asset management; Financial planning or analysis

Abstract

This application discloses a kind of item information processing method and devices.This method is applied to block chain node device, comprising: receives the request of project cochain, the project cochain request includes the information and project information of project promoter;It is verified according to reference information of the information of the project promoter to the project promoter;When the reference Information Authentication of the project promoter passes through, the project information is audited;When project information audit passes through, the corresponding project of the project information is registered in block chain.In addition, also disclosing device corresponding with this method.The scheme for implementing the application, can be realized Information Visibility in the project implementation process, effectively safeguard the interests of investor, ensure the smooth implementation of qualified project.

Description

A kind of item information processing method and device
Technical field
This application involves field of computer technology more particularly to a kind of item information processing methods and relevant apparatus.
Background technique
With the development of society, the investment way of project tends to diversity and low threshold, the funds source of project is no longer It is confined to special investment institution, project implementation process is more efficient.
At present during project development, project initiator attracts the money of investor by showing project white paper Gold.But project white paper can only reflect the conception that project is realized, the practical level of enforcement of project lacks supervision, simultaneously as Investor is difficult to understand the use of funds situation of project promoter, and investor has a possibility that damaging interests by air project. It is the emphasis for ensureing investor's interests and propulsion project and smoothly landing so realizing the Information Visibility in the project implementation process.
Summary of the invention
The embodiment of the present application provides a kind of item information processing method and device, can be realized in the project implementation process and believes Transparence is ceased, effectively safeguards the interests of investor, ensures the smooth implementation of qualified project.
In a first aspect, the embodiment of the present application provides a kind of item information processing method, it is applied to block chain node device, It include: the request of reception project cochain, the project cochain request includes the information and project information of project promoter;According to described The information of project promoter verifies the reference information of the project promoter;When the reference information of the project promoter When being verified, the project information is audited;It is when project information audit passes through, the project information is corresponding Project be registered in block chain.
In alternatively possible implementation, the information of the project promoter includes identity, described according to institute The information for stating project promoter verifies the reference information of the project promoter, comprising: calls credit investigation system, detects institute State whether the corresponding user of identity is the project promoter;When the confirmation identity, corresponding user is the item When mesh promoter, the reference in the credit investigation system is examined to record, generates inspection result;According to the inspection result, institute is judged Whether the reference information for stating project promoter passes through verifying.
In another possible implementation, the reference record includes one or more of: reference index, violation Record and history item grading, the reference record examined in the credit investigation system, comprise at least one of the following operation: examining Whether the reference index is higher than first threshold;It obtains the violation and records corresponding fix-rate, whether examine the fix-rate Higher than second threshold;The average grading for calculating the history item grading, examines whether the average grading is higher than third threshold value.
It is described that the project information is audited in another possible implementation, comprising: to judge the project Whether information meets preset condition;If satisfied, the project information passes through verifying;If not satisfied, then this project is remembered in violation of rules and regulations Record updates the reference information for arriving the project promoter.
It is described to judge whether the project information meets preset condition, comprising: to obtain in another possible implementation Take the corresponding item types of the project information;According to the item types, the corresponding project grading of the project information is calculated; In the case where project grading is higher than four threshold values, determine that the project information meets preset condition.
In another possible implementation, it is described by the corresponding project of the project information be registered in block chain it Afterwards, the method also includes receiving participation request of at least one user to the project;According at least one user's Request is participated in, project participant case is generated;Project participation scheme is registered in the block chain and carries out the whole network broadcast.
In another possible implementation, the method also includes: at least one described user is received to the item Purpose feedback information;According to one or more of the feedback information of the project, development of projects information, Project in Operation information, Determine the grading of the project.
In another possible implementation, the method also includes: when the grading of the project is lower than the 5th threshold value When, warning information is sent at least one described user, there are risks for prompting the project for the warning information.
Second aspect, the embodiment of the present application provide a kind of block chain node device characterized by comprising receive single Member, for receiving the request of project cochain, the project cochain request includes the information and project information of project promoter;Verifying is single Member, for being verified according to the information of the project promoter to the reference information of the project promoter;Unit is audited, is used In when the reference Information Authentication of the project promoter passes through, the project information is audited;Registration unit, for working as When the project information audit passes through, the corresponding project of the project information is registered in block chain.
In one possible implementation, the authentication unit includes: calling subelement, for calling credit investigation system, Detect whether the corresponding user of the identity is the project promoter;Subelement is verified, for when the confirmation identity Identify corresponding user be the project promoter when, examine the reference in the credit investigation system record, generation inspection result;Sentence Disconnected subelement, for judging whether the reference information of the project promoter passes through verifying according to the inspection result.
In alternatively possible implementation, the verifying subelement is specifically used for, and whether examines the reference index Higher than first threshold;It obtains the violation and records corresponding fix-rate, examine whether the fix-rate is higher than second threshold;It calculates The average grading of the history item grading, examines whether the average grading is higher than third threshold value.
In another possible implementation, the audit unit includes: judgment sub-unit, for judging the project Whether information meets preset condition;Subelement is audited, for if satisfied, the project information passes through verifying;If not satisfied, then will This time record updates the reference information for arriving the project promoter to project in violation of rules and regulations.
In another possible implementation, the judgment sub-unit is specifically used for, and it is corresponding to obtain the project information Item types;According to the item types, the corresponding project grading of the project information is calculated;It is higher than in project grading In the case where 4th threshold value, determine that the project information meets preset condition.
In another possible implementation, described device further include: the receiving unit is also used to, and receives at least one A user requests the participation of the project;Generation unit, for the participation request according at least one user, generating item Mesh participates in scheme;The registration unit is also used to, and project participation scheme is registered in the block chain and carries out the whole network Broadcast.
In another possible implementation, described device further include: the receiving unit is also used to, and reception is described extremely Feedback information of few user to the project;Determination unit, for being believed according to feedback information, the development of projects of the project One or more of breath, Project in Operation information, determine the grading of the project.
In another possible implementation, described device further include: prewarning unit, for working as the grading of the project When lower than five threshold values, warning information is sent at least one described user, the warning information is for prompting the project to deposit In risk.
The third aspect, the embodiment of the present application provide a kind of block chain node device, comprising: processor, input unit, defeated Device and memory out, wherein memory is used to store the computer program for supporting server to execute the above method, computer journey Sequence includes program instruction, and processor is configured for caller instruction, the method for executing above-mentioned first aspect.
Fourth aspect, the embodiment of the present application provide a kind of computer readable storage medium, the computer-readable storage Instruction is stored in medium, when run on a computer, so that computer executes method described in above-mentioned various aspects.
5th aspect, the embodiment of the present application provides a kind of computer program product comprising instruction, when it is in computer When upper operation, so that computer executes method described in above-mentioned various aspects.
The embodiment of the present application has the advantages that
By auditing the credit status of project information and project promoter, information transparency in the project implementation process can be realized Change, effectively safeguard the interests of investor, ensures the smooth implementation of qualified project.
Detailed description of the invention
Fig. 1 is a kind of flow diagram of item information processing method provided by the embodiments of the present application;
Fig. 2 is the flow diagram of another item information processing method provided by the embodiments of the present application;
Fig. 3 is a kind of structural schematic diagram of block chain node device provided by the embodiments of the present application;
Fig. 4 is a kind of hardware structural diagram of block chain node device provided by the embodiments of the present application.
Specific embodiment
Below in conjunction with the attached drawing in the embodiment of the present application, technical solutions in the embodiments of the present application is described.
It should be appreciated that for illustration and not for limitation, proposing such as particular system structure, skill in being described below The detail of art etc, so as to provide a thorough understanding of the present application embodiment.However, it will be clear to one skilled in the art that not having Have and the application also may be implemented in the other embodiments of these details.In other situations, it omits to well-known system The detailed description of system, apparatus, circuit and method, so as not to obscure the description of the present application with unnecessary details.
Referring to Fig. 1, Fig. 1 is a kind of flow diagram of item information processing method provided by the embodiments of the present application, answer For block chain node device.Wherein:
S101, the request of project cochain is received, the project cochain request includes the information and project information of project promoter.
In the embodiment of the present application, above-mentioned block chain node device is the electronic equipment that can connect internet, including but Be not limited to server, Portable tablet personal computer, laptop, desktop computer, smart phone, car-mounted terminal, OBD equipment, can Dress the electronic products such as bracelet, wearable wrist-watch and earphone.It is understood that in the embodiment of the present application, not to block chain node device Make specific limit.Above-mentioned project can raise project for a kind of crowd.It is specifically, crowd raises, i.e., public to raise funds, refer to purchasing by group plus purchase in advance Form, to online friend raise project funds mode.Crowd, which raises, utilizes internet and social networking service (social Networking services, SNS) characteristic propagated, allow small enterprise, artist or personal to their intention of public display, Strive for everybody concern and support, and then obtains required fund support.It is understood that the embodiment of the present application has the project Body is what is not construed as limiting.
As the basis of publication project, project promoter needs to submit true personal information by block chain node device And project information.
In one possible implementation, before the reference information to project promoter is verified, above-mentioned block Chain node device audits the personal information for the project promoter that the request of above-mentioned project cochain carries.
Optionally, certain condition limitation can be set in above-mentioned block chain node device, as the identity of project promoter is recognized The name that card video length must not be provided lower than some degree, project promoter cannot belong to the body of blacklist, project promoter Part license piece cannot be covered, etc., and the cochain request for only meeting the project promoter of these conditions limitation could be above-mentioned Block chain node device is handled, and is tested by reference information of the above-mentioned block chain node device to project promoter Card.
In alternatively possible implementation, the information of above-mentioned project promoter includes the corresponding duty of above-mentioned project information The letter of commitment and/or personal asset is appointed to prove.
Specifically, above-mentioned responsibility letter may include in writing form, audio form and visual form, describe the project Corresponding project entity and guarantor.Above-mentioned personal asset proves to be proof project promoter tool of authorization node certification There is the file of many fund raising lattice.Wherein, authorization node can represent different official missions or credible to be multiple in block chain network The block chain node device of mechanism, or the credible block chain link point device trusted by multiple official missions.
S102, the reference information of the project promoter is verified according to the information of the project promoter.
After determining that above-mentioned project promoter can upload project information, the practical reference to above-mentioned project promoter is needed Situation is verified, and determines the credibility for the project initiated by above-mentioned project promoter.
Specifically, calling credit investigation system, detect whether the corresponding user of above-mentioned identity is above-mentioned project promoter;When When confirming that the corresponding user of above-mentioned identity is above-mentioned project promoter, the reference in above-mentioned credit investigation system is examined to record, it is raw At inspection result;According to above-mentioned inspection result, judge whether the reference information of above-mentioned project promoter passes through verifying.
For example, the personal information of the good A of reference is usurped by company B, company B, which wants unwitting A, becomes the extension of company Name legal person.By calling credit investigation system, it can be found that the corresponding user of above-mentioned identity is not A, even if company B obtains A Personal information, can not be checked using the personal information of A by reference information.The project can be examined to send out according to identity It plays whether people knows the situation, or there is the case where the sending the request of project cochain that claim the identity of others fraudulently.
In the embodiment of the present application, above-mentioned credit investigation system can be the reference system that the reference record retained on block chain is constituted System, is also possible to main strategies system.
In one possible implementation, above-mentioned reference record includes one or more of: reference index is remembered in violation of rules and regulations Record and history item are graded, and the reference record in the above-mentioned above-mentioned credit investigation system of inspection comprises at least one of the following operation: in inspection State whether reference index is higher than first threshold;It obtains above-mentioned violation and records corresponding fix-rate, examine above-mentioned fix-rate whether high In second threshold;The average grading for calculating above-mentioned history item grading, examines whether above-mentioned average grading is higher than third threshold value.
In alternatively possible implementation, above-mentioned reference index is personal credit point, data completeness and history entries One or more in mesh number calculated after numerical value.It, can be to the portion of project promoter by comparing above-mentioned reference index Point reference record is tested, if above-mentioned reference index is lower than some threshold value, above-mentioned project promoter loses the money of publication project Lattice.
Specifically, the personal credit point in above-mentioned reference information can be to be recorded by the personal credit of bank statistics, it can also The sesame credit score etc. for thinking Alipay, passes through the personal credit of the available above-mentioned project promoter of third party's credit platform Point.Wherein, above-mentioned data completeness can upload quantity by the personal information of the project promoter and calculate, for example, needle To 5 authentication projects, which uploads data, the corresponding above-mentioned data completeness of the project promoter compared with It is high.Correspondingly, the project promoter that above-mentioned history entries mesh number is more, the corresponding numerical value of this are higher.
In another possible implementation, obtains above-mentioned violation and record corresponding fix-rate, examine above-mentioned fix-rate Whether second threshold is higher than.If above-mentioned fix-rate is too low, it was demonstrated that the project of above-mentioned project promoter might have biggish dispute.
In another possible implementation, the average grading of above-mentioned history item grading is calculated, is examined above-mentioned average Whether grading is higher than third threshold value.If above-mentioned history item grading is averagely graded lower, it was demonstrated that the project of above-mentioned project promoter Quality is lower.
In another possible implementation, according to the inspection result that above-mentioned reference records, calculates above-mentioned project and initiate The composite score of people.The higher project promoter of composite score is high credit customer, and the lower project promoter of composite score is Low credit customer.
For example, needing a certain number of high credit customers to provide signature load when above-mentioned low credit customer thinks publication project It protects.Further, when the project grading of above-mentioned low credit customer publication project is lower than preset threshold value, offer label are accordingly reduced The user credit of the high credit customer of name guarantee.
In another example the height of user credit determines that it provides the quality of publication project, for high credit customer, power is audited Degree can be reduced accordingly;For there is the low credit customer of record in violation of rules and regulations, audit dynamics can be promoted accordingly.
S103, when the reference Information Authentication of the project promoter passes through, the project information is audited.
Specifically, judging whether above-mentioned project information meets preset condition;If satisfied, above-mentioned project information passes through verifying; If not satisfied, then by this project, record updates the reference information to above-mentioned project promoter in violation of rules and regulations.
Further, above-mentioned to judge whether above-mentioned project information meets preset condition, comprising: to obtain above-mentioned project information pair The item types answered;According to above-mentioned item types, the corresponding project grading of above-mentioned project information is calculated;It grades in above-mentioned project high In the case where the 4th threshold value, determine that above-mentioned project information meets preset condition.
In one possible implementation, if above-mentioned project information includes illegal information, above-mentioned project information is determined not Meet preset condition, and determine that the corresponding item types of above-mentioned project information are illegal project, this project is recorded in violation of rules and regulations Update the reference information of above-mentioned project promoter.
In alternatively possible implementation, the corresponding item types of above-mentioned project information are that donations crowd raises intermediate item, Since the intermediate item not ask return, investor participates in the project primarily for social motivation.So making a promise to be expected back The project information of authorization node certification is reported, lacks, calculated project grading is lower.
In another possible implementation, the corresponding item types of above-mentioned project information are that reward crowd raises intermediate item, Since the intermediate item is to obtain the non-financial property reward such as product, service, qualification as return, so, it is specific according to project information Content grades to project.
For example, the project information of certain video website publication, provides membership as return to the user of investment.Due to this The business circumstance of video website is good, it is contemplated that return realizes that possibility is high, so the corresponding project grading of the project is higher.
In another possible implementation, the corresponding item types of above-mentioned project information are that equity crowd raises intermediate item, The intermediate item can make investor obtain a certain proportion of equity.It can be according to the credit journey of the guarantor of the project information Degree, forward financial statement degree of perfection, grade to the intermediate item.
In another possible implementation, the corresponding item types of above-mentioned project information are that debt crowd raises intermediate item, The intermediate item makes investor obtain a certain proportion of credits, and future obtains interest income and withdraws capital.It can be according to this The hypothecated assets data of mesh information, grades to the intermediate item.
In another possible implementation, the corresponding item types of above-mentioned project information are medium-sized capital construction item Mesh can grade to the intermediate item according to practical gross investment, Main sources of capital Finance, cooperative venture's qualification etc..It is understood that It is specifically what is not construed as limiting for item types in the embodiment of the present application.
S104, when the project information audit pass through when, the corresponding project of the project information is registered in block chain.
Specifically, proving above-mentioned project after above-mentioned block chain node device determines above-mentioned project information by audit The corresponding project of information can introduce fund in above-mentioned block chain network.Above-mentioned project information can be registered in a block In and carry out the whole network broadcast, when the block block new as one is added in block chain after common recognition mechanism.It can be with Understand, may include the project information that at least one block chain node device uploads in above-mentioned block.
In one possible implementation, when above-mentioned block chain node device registers above-mentioned project information, above-mentioned area The mark of block chain node device can be registered within a block together with above-mentioned project information.Further, above-mentioned block chain node is set When standby determining above-mentioned project information can upload to block chain, above-mentioned project information be packaged generating according to preset rules and is tested Card request, the checking request are used to further confirm that whether above-mentioned project information can be registered in block chain to authorization node.On After stating the acknowledged above-mentioned project information of authorization node, Xiang Shangshu block chain node device sends confirmation message.When above-mentioned block chain After node device receives above-mentioned confirmation message, it is determined that within a block by the registration of above-mentioned project information.Wherein, authorization node can Think multiple block chain node devices for representing different official missions or trust authority in block chain network, or more The credible block chain link point device that a official mission is trusted.
According to a kind of item information processing method provided by the embodiments of the present application, sent out by the way that project information and project will be audited The reference information for playing people will pass through the project information cochain of audit.The scheme for implementing the application, can effectively safeguard investor's Interests ensure the smooth implementation of qualified project.
Referring to Fig. 2, Fig. 2 is a kind of flow diagram of item information processing method provided by the embodiments of the present application.Its In:
S201, the request of project cochain is received, the project cochain request includes the information and project information of project promoter.
The specific implementation of the step can refer to the step S101 of Fig. 1 above-described embodiment, and details are not described herein.
S202, the reference information of the project promoter is verified according to the information of the project promoter.
The specific implementation of the step can refer to the step S102 of Fig. 1 above-described embodiment, and details are not described herein.
S203, when the reference Information Authentication of the project promoter passes through, the project information is audited.
The specific implementation of the step can refer to the step S103 of Fig. 1 above-described embodiment, and details are not described herein.
S204, when the project information audit pass through when, the corresponding project of the project information is registered in block chain.
The specific implementation of the step can refer to the step S104 of Fig. 1 above-described embodiment, and details are not described herein.
S205, participation request of at least one user to the project is received.
In one possible implementation, above-mentioned participation request includes the identity information of user.Believed according to above-mentioned user Breath mark verifies the personal investment record of user.
For example, there is a situation where that malice is holding during actual crowd raises project introducing fund.I.e. malice is invested artificial The majority shareholders position for occupying some project, when project carries out some stage and needs further to register capital to, malice investor is logical It crosses and withdraws investment or suppress the share price of the project and largely bought.It can judge the user's by the reference information of user Situations such as investment behavior whether normal or affiliated company's background.
Further, above-mentioned subscriber identity information is verified by authorization node.Authorization node can be to user's body Part information is verified, and adds certification.After user obtains authorization node certification, it was demonstrated that relevant customer investment behavior is all With reliability.The digital identity mark of user can represent user.
In alternatively possible implementation, by above-mentioned participation request it is known that user wants specific part of investment Volume, project promoter can be according to the specific developing direction of project, the more close investor of selection theory of investment.
For example, the promoter of A project has received the participation request of the desired individual proprietorship of party B-subscriber, the investment intent of the party B-subscriber With the existing shareholder's opinion disunity of A project, refuse to disappear accordingly so the project promoter can send to above-mentioned party B-subscriber Breath, it is proposed that user's replacement investment project.
S206, the participation request according at least one user, generate project participant case.
Specifically, above-mentioned project participates in the investment amount and corresponding prospective earnings that scheme includes user.
In one possible implementation, the project that above-mentioned project participates in that scheme may include project promoter reports week Phase etc..
For example, user B participates in request by sending, successfully participate in A project.In the project participant that user B is obtained In case, the project promoter of the project reported the executive condition and use of funds situation of project with one week for the period.In the project When reaching some phasic results, shared out bonus with ratio specified in project participation scheme to user B.
S207, project participation scheme is registered in the block chain and carries out the whole network broadcast.
Specifically, above-mentioned project can be participated in scheme is registered in a block and carries out the whole network broadcast, when by knowing together The block block new as one is added in block chain after mechanism.It is understood that may include in above-mentioned block The project that at least one block chain node device uploads participates in scheme.
In one possible implementation, according to the type of project information, of a sort project is participated in into scheme registration In the same block.Further, according to the mark of block chain node device, the project participant that the same user is participated in Case is registered in the same block.
Feedback information of at least one user to the project described in S208, reception.
Specifically, user is by modes such as practical investigation, analysis project reports, the reality for the project that oneself can be participated in Management position is evaluated, convenient for helping the other users for participating in the project or potential user correctly to recognize the feasible of the project Property.
In one possible implementation, if certain project management position is bad, above-mentioned block chain node device will be connect Negative feedback information is received, the grading of the project can be reduced according to above-mentioned feedback information, further decrease the damage of investor It loses.
S209, according to one or more of the feedback information of the project, development of projects information, Project in Operation information, Determine the grading of the project.
Specifically, the corresponding block chain node device of auditor analyzes the specific investments value of project, according to The practical executive condition of project, grading corresponding to above-mentioned project are adjusted.
In one possible implementation, since the above-mentioned project implementation is all right, by the feedback information etc. of user, The grading of above-mentioned project can be correspondinglyd increase.The crowd for allowing the project to carry out next round in advance raises or is promoted the project The fund upper limit.Further, if the grading of above-mentioned project reduces, the corresponding block chain node device of above-mentioned project is forbidden to carry out The operation of publication project.
In alternatively possible implementation, when the grading of the project is lower than five threshold values, Xiang Suoshu at least one A user sends warning information, and there are risks for prompting the project for the warning information.
Optionally, above-mentioned user can preset corresponding intelligent contract, when the corresponding feelings of intelligent contract occurs in above-mentioned project When condition, then warning information is received.
For example, above-mentioned user more pays close attention to the service condition of project funds, provided with being used when investment amount When 50%, it is received by the intelligent contract of warning information.When above-mentioned project is used for 50% fund, above-mentioned user is received To the project is prompted, there are the early warning of risk.The user can send the executive condition of above-mentioned project to professional, to above-mentioned The actual investment value of project is evaluated again.
According to a kind of item information processing method provided by the embodiments of the present application, sent out by the way that project information and project will be audited The reference information for playing people will pass through the project information cochain of audit.Meanwhile according to field feedback, in time to high investment The user of risk project warns.The scheme for implementing the application can effectively safeguard the interests of investor, ensure qualified project Smooth implementation.
Referring to Fig. 3, Fig. 3 is a kind of structural schematic diagram of block chain node device of the embodiment of the present application.Above-mentioned block chain Node device includes: receiving unit 301, authentication unit 302, audit unit 303 and registration unit 304;Optionally, above-mentioned block Chain node device further include: generation unit 305;Optionally, above-mentioned block chain node device further include: determination unit 306;It is optional , above-mentioned block chain node device further include: prewarning unit 307.Wherein:
Receiving unit 301, for receiving the request of project cochain, above-mentioned project cochain request includes the information of project promoter And project information;
Authentication unit 302, for according to the information of above-mentioned project promoter to the reference information of above-mentioned project promoter into Row verifying;
Audit unit 303, for when the reference Information Authentication of above-mentioned project promoter passes through, to above-mentioned project information into Row audit;
Registration unit 304, for when the audit of above-mentioned project information passes through, the corresponding project of above-mentioned project information to be registered In block chain.
In one possible implementation, above-mentioned authentication unit 302 includes:
Call subelement 3021 detects whether the corresponding user of above-mentioned identity is above-mentioned for calling credit investigation system Project promoter;
Subelement 3022 is verified, for examining when confirming the corresponding user of above-mentioned identity is above-mentioned project promoter The reference record in above-mentioned credit investigation system is tested, inspection result is generated;
Judgment sub-unit 3023, for according to above-mentioned inspection result, judge above-mentioned project promoter reference information whether Pass through verifying.
In alternatively possible implementation, above-mentioned verifying subelement 3022 is specifically used for, and examines above-mentioned reference index Whether first threshold is higher than;It obtains above-mentioned violation and records corresponding fix-rate, examine whether above-mentioned fix-rate is higher than second threshold; The average grading for calculating above-mentioned history item grading, examines whether above-mentioned average grading is higher than third threshold value.
In another possible implementation, above-mentioned audit unit 303 includes:
Judgment sub-unit 3031, for judging whether above-mentioned project information meets preset condition;
Subelement 3032 is audited, for if satisfied, above-mentioned project information passes through verifying;If not satisfied, then by this project Record updates the reference information for arriving above-mentioned project promoter in violation of rules and regulations.
In another possible implementation, above-mentioned judgment sub-unit 3031 is specifically used for, and obtains above-mentioned project information Corresponding item types;According to above-mentioned item types, the corresponding project grading of above-mentioned project information is calculated;It grades in above-mentioned project In the case where higher than the 4th threshold value, determine that above-mentioned project information meets preset condition.
In another possible implementation, above-mentioned block chain node device further include:
Above-mentioned receiving unit 301 is also used to, and is received at least one user and is requested the participation of above-mentioned project;
Generation unit 305 generates project participant case for requesting according to the participation of at least one above-mentioned user;
Above-mentioned registration unit 304 is also used to, and it is wide that above-mentioned project participation scheme is registered in progress the whole network in above-mentioned block chain It broadcasts.
In another possible implementation, above-mentioned block chain node device further include:
Above-mentioned receiving unit 301 is also used to, and receives at least one above-mentioned user to the feedback information of above-mentioned project;
Determination unit 306, for according in the feedback information of above-mentioned project, development of projects information, Project in Operation information One or more determines the grading of above-mentioned project.
In another possible implementation, above-mentioned block chain node device further include:
Prewarning unit 307, for being sent at least one above-mentioned user when the grading of above-mentioned project is lower than five threshold values Warning information, there are risks for prompting above-mentioned project for above-mentioned warning information.
Related above-mentioned receiving unit 301, authentication unit 302, audit unit 303, registration unit 304, generation unit 305, Determination unit 306 and the more detailed description of prewarning unit 307 can directly refer to above-mentioned embodiment of the method shown in fig. 1 or fig. 2 The associated description of middle item information processing method directly obtains, and is not added repeats here.
According to a kind of block chain node device provided by the embodiments of the present application, initiated by the way that project information and project will be audited The reference information of people will pass through the project information cochain of audit.Meanwhile according to field feedback, in time to high investment wind The user of dangerous project warns.The scheme for implementing the application can effectively safeguard the interests of investor, ensure qualified project Smoothly implement.
Referring to Fig. 4, Fig. 4 is a kind of hardware structural diagram of block chain node device provided by the embodiments of the present application, Including processor 401, it may also include input unit 402, output device 403 and memory 404.The input unit 402, output dress It sets and is connected with each other between 403, memory 404 and processor 401 by bus.
Memory include but is not limited to be random access memory (random access memory, RAM), read-only storage Device (read-onlymemory, ROM), Erasable Programmable Read Only Memory EPROM (erasable programmable read Only memory, EPROM) or portable read-only memory (compact disc read-only memory, CD-ROM), The memory is used for dependent instruction and data.
Input unit is used for output data and/or signal for input data and/or signal and output device.Output Device and input unit can be independent device, be also possible to the device of an entirety.
Processor may include be one or more processors, for example including one or more central processing unit (central Processing unit, CPU), in the case where processor is a CPU, which can be monokaryon CPU, be also possible to more Core CPU.
Memory is used for the program code and data of storage networking device.
Processor is used to call the program code and data in the memory, executes following steps: control input unit connects The request of receipts project cochain, above-mentioned project cochain request include the information and project information of project promoter;It is sent out according to above-mentioned project The information for playing people verifies the reference information of above-mentioned project promoter;When the reference of above-mentioned project promoter is verified When, above-mentioned project information is audited;When the audit of above-mentioned project information passes through, the corresponding project of above-mentioned project information is stepped on Note is in block chain.
In one possible implementation, the information of above-mentioned project promoter includes identity, and above-mentioned processor is held The step of above-mentioned information according to above-mentioned project promoter of row verifies the reference information of above-mentioned project promoter, comprising: Credit investigation system is called, detects whether the corresponding user of above-mentioned identity is above-mentioned project promoter;When the above-mentioned identity mark of confirmation Know corresponding user be above-mentioned project promoter when, examine the reference in above-mentioned credit investigation system record, generation inspection result;According to Above-mentioned inspection result, judges whether the reference information of above-mentioned project promoter passes through verifying.
In alternatively possible implementation, above-mentioned reference record includes one or more of: reference index, violation The step of record and history item grading, above-mentioned processor executes the record of the reference in the above-mentioned credit investigation system of above-mentioned inspection, including Following at least one operation: it obtains above-mentioned violation and records corresponding fix-rate, examine whether above-mentioned fix-rate is higher than second threshold; The average grading for calculating above-mentioned history item grading, examines whether above-mentioned average grading is higher than third threshold value.
In another possible implementation, above-mentioned processor executes the above-mentioned step audited to above-mentioned project information Suddenly, comprising: judge whether above-mentioned project information meets preset condition;If satisfied, above-mentioned project information passes through verifying;If discontented Foot, then by this project, record updates the reference information to above-mentioned project promoter in violation of rules and regulations.
In another possible implementation, above-mentioned processor executes that above-mentioned to judge whether above-mentioned project information meets pre- If the step of condition, comprising: obtain the corresponding item types of above-mentioned project information;According to above-mentioned item types, above-mentioned item is calculated The corresponding project grading of mesh information;In the case where the grading of above-mentioned project is higher than four threshold values, determine that above-mentioned project information meets Preset condition.
In another possible implementation, above-mentioned processor execution is above-mentioned to step on the corresponding project of above-mentioned project information After note is the block chain the step of, be also used to execute following steps: control input unit receives at least one user to above-mentioned item Purpose participates in request;It is requested according to the participation of at least one above-mentioned user, generates project participant case;By above-mentioned project participant Case is registered in above-mentioned block chain and carries out the whole network broadcast.
In another possible implementation, above-mentioned processor is also used to execute following steps: control input unit connects At least one above-mentioned user is received to the feedback information of above-mentioned project;According to the feedback information of above-mentioned project, development of projects information, item One or more of mesh operation information determines the grading of above-mentioned project.
In another possible implementation, above-mentioned processor is also used to execute following steps: when commenting for above-mentioned project When grade is lower than five threshold values, control output device sends warning information at least one above-mentioned user, and above-mentioned warning information is used for Prompting above-mentioned project, there are risks.
It is designed it is understood that Fig. 4 illustrate only simplifying for block chain node device.In practical applications, block Chain node device can also separately include necessary other elements, including but not limited to any number of input/output device, place Device, controller, memory etc. are managed, and all block chain node devices that the embodiment of the present application may be implemented are all in the guarantor of the application Within the scope of shield.
The computer readable storage medium can be the storage inside mould of terminal device described in aforementioned any embodiment Group, such as the hard disk or memory of terminal device.The computer readable storage medium is also possible to the outside of the terminal device The plug-in type hard disk being equipped in storage equipment, such as the terminal device, intelligent memory card (Smart Media Card, SMC), Secure digital (Secure Digital, SD) card, flash card (Flash Card) etc..Further, described computer-readable to deposit Storage media can also both including the terminal device storage inside mould group and also including External memory equipment.It is described computer-readable Storage medium is for other programs and data needed for storing the computer program and the terminal device.The computer Readable storage medium storing program for executing can be also used for temporarily storing the data that has exported or will export.
Those of ordinary skill in the art may be aware that mould described in conjunction with the examples disclosed in the embodiments of the present disclosure Block and algorithm steps, can be realized with electronic hardware, computer software, or a combination of the two, in order to clearly demonstrate hardware With the interchangeability of software, each exemplary composition and step are generally described according to function in the above description.This A little functions are implemented in hardware or software actually, the specific application and design constraint depending on technical solution.Specially Industry technical staff can use different methods to achieve the described function each specific application, but this realization is not It is considered as beyond scope of the present application.
It is apparent to those skilled in the art that for convenience of description and succinctly, the mould of foregoing description The specific work process of group, can refer to corresponding processes in the foregoing method embodiment, details are not described herein.
In several embodiments provided herein, it should be understood that disclosed method, it can be by others side Formula is realized.For example, the apparatus embodiments described above are merely exemplary, for example, the division of the mould group, only one Kind of logical function partition, there may be another division manner in actual implementation, for example, multiple mould groups or component can combine or It is desirably integrated into another system, or some features can be ignored or not executed.In addition, shown or discussed is mutual Coupling, direct-coupling or communication connection can be through some interfaces, the indirect coupling or communication connection of device or mould group, It is also possible to electricity, mechanical or other form connections.
The group of mould as illustrated by the separation member may or may not be physically separated, aobvious as mould group The component shown may or may not be physics mould group, it can and it is in one place, or may be distributed over multiple In network modules.Some or all of mould group therein can be selected to realize the embodiment of the present application scheme according to the actual needs Purpose.
It, can also be in addition, can integrate in a processing mould group in each functional module group in each embodiment of the application It is that each mould group physically exists alone, is also possible to two or more mould groups and is integrated in a mould group.It is above-mentioned integrated Mould group both can take the form of hardware realization, can also be realized in the form of software function mould group.
If the integrated mould group is realized in the form of software function mould group and sells or use as independent product When, it can store in a computer readable storage medium.Based on this understanding, the technical solution of the application is substantially The all or part of the part that contributes to existing technology or the technical solution can be in the form of software products in other words It embodies, which is stored in a storage medium, including some instructions are used so that a computer Equipment (can be personal computer, server or the network equipment etc.) executes the complete of each embodiment the method for the application Portion or part steps.And storage medium above-mentioned includes: USB flash disk, mobile hard disk, read-only memory (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), magnetic or disk etc. are various can store journey The medium of sequence code.
The above, the only specific embodiment of the application, but the protection scope of the application is not limited thereto, it is any Those familiar with the art within the technical scope of the present application, can readily occur in various equivalent modifications or replace It changes, these modifications or substitutions should all cover within the scope of protection of this application.Therefore, the protection scope of the application should be with right It is required that protection scope subject to.

Claims (10)

1. a kind of item information processing method is applied to block chain node device characterized by comprising
The request of reception project cochain, the project cochain request include the information and project information of project promoter;
It is verified according to reference information of the information of the project promoter to the project promoter;
When the reference Information Authentication of the project promoter passes through, the project information is audited;
When project information audit passes through, the corresponding project of the project information is registered in block chain.
2. the method according to claim 1, wherein the information of the project promoter includes identity, institute It states and the reference information of the project promoter is verified according to the information of the project promoter, comprising:
Credit investigation system is called, detects whether the corresponding user of the identity is the project promoter;
When confirming the corresponding user of the identity is the project promoter, the reference in the credit investigation system is examined to remember Record generates inspection result;
According to the inspection result, judge whether the reference information of the project promoter passes through verifying.
3. according to the method described in claim 2, it is characterized in that, reference record includes one or more of: reference Index, in violation of rules and regulations record and history item grading, the reference record examined in the credit investigation system, comprise at least one of the following Operation:
Examine whether the reference index is higher than first threshold;
It obtains the violation and records corresponding fix-rate, examine whether the fix-rate is higher than second threshold;
The average grading for calculating the history item grading, examines whether the average grading is higher than third threshold value.
4. the method according to claim 1, wherein described audit the project information, comprising:
Judge whether the project information meets preset condition;
If satisfied, the project information passes through verifying;
If not satisfied, then by this project, record updates the reference information to the project promoter in violation of rules and regulations.
5. according to the method as claimed in claim 4, which is characterized in that described to judge whether the project information meets default Condition, comprising:
Obtain the corresponding item types of the project information;
According to the item types, the corresponding project grading of the project information is calculated;
In the case where project grading is higher than four threshold values, determine that the project information meets preset condition.
6. the method according to claim 1, wherein described be registered in area for the corresponding project of the project information After block chain, the method also includes:
At least one user is received to request the participation of the project;
It is requested according to the participation of at least one user, generates project participant case;
Project participation scheme is registered in the block chain and carries out the whole network broadcast.
7. according to the method described in claim 6, it is characterized in that, the method also includes:
At least one described user is received to the feedback information of the project;
According to one or more of the feedback information of the project, development of projects information, Project in Operation information, the item is determined Purpose grading.
8. the method according to the description of claim 7 is characterized in that the method also includes:
When the grading of the project is lower than five threshold values, warning information, the early warning letter are sent at least one described user There are risks for prompting the project for breath.
9. a kind of block chain node device characterized by comprising processor, input unit, output device and memory, In, the memory is for storing computer program, and the computer program includes program instruction, and the processor is configured to use In calling described program instruction, method as claimed in any one of claims 1 to 8 is executed.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the computer program Such as method described in any item of the claim 1 to 8 is realized when being executed by processor.
CN201910343918.9A 2019-04-26 2019-04-26 A kind of item information processing method and device Pending CN110135801A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201910343918.9A CN110135801A (en) 2019-04-26 2019-04-26 A kind of item information processing method and device

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201910343918.9A CN110135801A (en) 2019-04-26 2019-04-26 A kind of item information processing method and device

Publications (1)

Publication Number Publication Date
CN110135801A true CN110135801A (en) 2019-08-16

Family

ID=67575285

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201910343918.9A Pending CN110135801A (en) 2019-04-26 2019-04-26 A kind of item information processing method and device

Country Status (1)

Country Link
CN (1) CN110135801A (en)

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110751450A (en) * 2019-09-06 2020-02-04 北京创艺汇文化传播有限公司 Design project content customized publishing method and system
CN111222853A (en) * 2020-01-09 2020-06-02 广州运通链达金服科技有限公司 Project resource management method and device based on block chain and computer equipment
CN111652458A (en) * 2020-04-09 2020-09-11 南京审计大学 Engineering auditing method based on block chain technology
CN113207013A (en) * 2020-02-03 2021-08-03 腾讯科技(深圳)有限公司 Multimedia data release management method, device, equipment and storage medium

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107844900A (en) * 2017-10-31 2018-03-27 清远市德晟公共资源管理有限公司 Project investment risk monitoring system
CN108198073A (en) * 2018-01-24 2018-06-22 上海链投信息科技有限公司 Management method and system after a kind of throwing of stock right financing
CN108513669A (en) * 2017-12-29 2018-09-07 深圳前海达闼云端智能科技有限公司 Crowd funding information processing method and device based on block chain, storage medium and electronic equipment
CN108876277A (en) * 2018-01-03 2018-11-23 上海指旺信息科技有限公司 Crowd based on block chain raises platform and method

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107844900A (en) * 2017-10-31 2018-03-27 清远市德晟公共资源管理有限公司 Project investment risk monitoring system
CN108513669A (en) * 2017-12-29 2018-09-07 深圳前海达闼云端智能科技有限公司 Crowd funding information processing method and device based on block chain, storage medium and electronic equipment
CN108876277A (en) * 2018-01-03 2018-11-23 上海指旺信息科技有限公司 Crowd based on block chain raises platform and method
CN108198073A (en) * 2018-01-24 2018-06-22 上海链投信息科技有限公司 Management method and system after a kind of throwing of stock right financing

Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110751450A (en) * 2019-09-06 2020-02-04 北京创艺汇文化传播有限公司 Design project content customized publishing method and system
CN111222853A (en) * 2020-01-09 2020-06-02 广州运通链达金服科技有限公司 Project resource management method and device based on block chain and computer equipment
CN113207013A (en) * 2020-02-03 2021-08-03 腾讯科技(深圳)有限公司 Multimedia data release management method, device, equipment and storage medium
CN113207013B (en) * 2020-02-03 2023-11-17 腾讯科技(深圳)有限公司 Multimedia data release management method, device, equipment and storage medium
CN111652458A (en) * 2020-04-09 2020-09-11 南京审计大学 Engineering auditing method based on block chain technology
CN111652458B (en) * 2020-04-09 2023-09-26 南京审计大学 Engineering auditing method based on blockchain technology

Similar Documents

Publication Publication Date Title
Hornuf et al. Initial coin offerings, information disclosure, and fraud
Xu et al. Sok: Decentralized exchanges (dex) with automated market maker (amm) protocols
US11568415B2 (en) Decentralized safeguard against fraud
Auer Embedded supervision: how to build regulation into blockchain finance
Arruñada Blockchain's struggle to deliver impersonal exchange
CN110135801A (en) A kind of item information processing method and device
WO2020018921A1 (en) Blockchain transaction safety using smart contracts
Pasdar et al. Connect api with blockchain: A survey on blockchain oracle implementation
US8725597B2 (en) Merchant scoring system and transactional database
CN109564668A (en) Electronics mortgage manager and monitoring
Sun et al. Transformation of the transaction cost and the agency cost in an organization and the applicability of blockchain—a case study of peer-to-peer insurance
CN109670936A (en) Loan examination & approval processing method, platform, equipment and computer readable storage medium
CN111738844A (en) Resource allocation system, method and device based on block chain
US20200219150A1 (en) Method and system for a value based attestation of counterparty credibility
CN111737322B (en) Data sharing method, device and equipment
CN112465627B (en) Financial loan auditing method and system based on block chain and machine learning
Hiller et al. Who's keeping score?: oversight of changing consumer credit infrastructure
US20120310687A1 (en) Engine, system and method of providing cloud-based business valuation and associated services
Kaur et al. Understanding Cybersecurity Management in FinTech
Tierney Contract Design in the Shadow of Regulation
Dell'Erba Initial coin offerings. A primer. The first response of regulatory authorities
Zhao et al. Toward trustworthy defi oracles: past, present, and future
WO2019159083A1 (en) Method and system for a value based attestation of counterparty credibility
Jain Business model innovations for information and communications technology-based services for low-income segments in emerging economies
Musjtari et al. Islamic P2p lending as an alternative solution for the unfair conventional platform in Indonesia

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination
RJ01 Rejection of invention patent application after publication

Application publication date: 20190816

RJ01 Rejection of invention patent application after publication