CN110046828A - A kind of intelligence based on block chain divides account protocol system - Google Patents
A kind of intelligence based on block chain divides account protocol system Download PDFInfo
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- CN110046828A CN110046828A CN201910330888.8A CN201910330888A CN110046828A CN 110046828 A CN110046828 A CN 110046828A CN 201910330888 A CN201910330888 A CN 201910330888A CN 110046828 A CN110046828 A CN 110046828A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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- G06Q10/0639—Performance analysis of employees; Performance analysis of enterprise or organisation operations
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
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Abstract
The present invention relates to a kind of intelligence based on block chain to divide account protocol system, including business datum system, Distributed sharing account book system, payment module, business participation device；Business datum system, Distributed sharing account book system, payment module.The present invention is based on the intelligent contract technology of block chain, realizes that the intelligence between multi-party divides account agreement, promote multi-party benefit, and participate in Income Sharing；The characteristic that can not be distorted using block chain simultaneously, is solved the trust problem during transaction in assets, reduces the risk of transaction, greatly improve trading efficiency.
Description
Technical field
The present invention relates to a kind of intelligence based on block chain, and account protocol system, more particularly to the intelligence of intelligent contract to be divided to give out money according to a certain proportion
Protocol system.
Background technique
For the business model of weight assets class, how multi-party income to be promoted by reasonable fitting and is controlled risk, be quotient
An important ring for industry mode.In traditional transaction in assets, investor, assets user, assets construction and operator interests point
Cloth is unbalanced, can not balance the income of each side, while cannot be guaranteed participation of each side in asset operation, so that investor,
There are biggish investment risks with operator for assets construction, and assets user causes very big payment pressure, business progress effect
Rate is low.
Summary of the invention
In view of this, the present invention provides a kind of a kind of intelligence based on block chain point solved or part solves the above problems
Account protocol system.
To achieve the effect that above-mentioned technical proposal, the technical solution of the present invention is as follows: a kind of intelligence based on block chain divides account
Protocol system, including business datum system, Distributed sharing account book system, payment module, business participate in device；
Business datum system, Distributed sharing account book system, payment module, business, which participates in device, can mutually carry out data
Transmission；Business datum system includes service operation data module, technical account data module；Distributed sharing account book system includes
Data transmission module intelligently divides account contract module, data memory module；It includes data inquiry module, message that business, which participates in device,
Reminding module, contract customized module；
Service operation data module is used to real-time update service operation progress information, and service operation progress information is real-time
It is transmitted to the data transmission module of Distributed sharing account book system；Technical account data module updates the payment from payment module
Information, and by the data memory module of the payment situation real-time Transmission to Distributed sharing account book system；
Data transmission module receives service operation progress information and technical account number from service operation data module
Divide account protocol model according to what the contract customized module that the payment information and business of module participate in device customized；Account will be divided simultaneously
Protocol model, service operation progress information, payment information are transmitted to business and participate in device；An intelligence point account contract module is joined by business
It is formulated with the contract customized module of device, participates in point account protocol model that device is approved jointly for business；Data memory module will
All information and intelligence of data transmission module from Distributed sharing account book system divide the information of account contract module, utilize Kazakhstan
Uncommon algorithm is recorded on block chain, can not be distorted；Data memory module can also participate in the history service of device according to all business
Information carries out operation, show that the business participates in the credit appraisal of device, and be recorded on block chain using hash algorithm, can not usurp
Change；The information of data memory module storage includes dividing account protocol model, service operation progress information, payment information, all business
Participate in the credit appraisal of device；
Payment module receives the transfer instructions that the intelligence point account contract module from Distributed sharing account book system is sent, into
Row transfer operation；Specific Send only Account is determined when the customization of contract customized module divides account protocol model；Payment module will be paid simultaneously
Money information is transmitted to technical account data module；
Business, which participates in device, has human-computer interaction interface, and different business participation device can be with mutual data transmission；
It includes data inquiry module, prompting message module, contract customized module that business, which participates in device,；Data inquiry module connects
Receive the information of the data transmission module from Distributed sharing account book system, inquiry business information；Prompting message system is for mentioning
The business of waking up participates in holder's business development situation of device and the disappearing when formulation point account protocol model in contract customized module
Breath is reminded；Contract customized module divides account protocol model for customizing, and participates in device by all business and edits determination, business ginseng jointly
Point account protocol model determined jointly with device will be transmitted to the data transmission module of Distributed sharing account book system；
One either multiple business participates in device, can transmit data by wireless communication technique；In a certain specific industry
Before business is initiated, business participates in device availability data enquiry module, carrys out the credit appraisal that inquiry business participates in account；Business ginseng
A point of account protocol model is tentatively drafted with the contract customized module of device, and this point of account protocol model is transferred to the business packet
The business contained participates in device；The prompting message system that business participates in device can receive and dispatch a point specifying information for account protocol model, and
And business participates in the contract customized module of device to point account protocol model progress edit-modify received, the dynamic meeting of edit-modify
Real-time Transmission participates in the prompting message module of device to other business；When all business participate in device to dividing account protocol model equal nothing
When objection, point account protocol model can be carried out by the contract customized module that the business respectively held participates in device and determine operation；When
And if only if an either multiple business, which participate in device, determines that a point account protocol model model comes into force when dividing account protocol model, it should
Point account protocol model will be transmitted to the intelligence point account contract module of Distributed sharing account book system, and by Distributed sharing account book system
The data memory module of system is recorded on block chain using hash algorithm, can not be distorted；
After point account protocol model comes into force, the service operation data module of business datum system is for updating service operation progress
Information；The technical account data module of business datum system updates the payment information from payment module；Service operation progress letter
Breath and payment information can be transferred to the data transmission module of Distributed sharing account book system；Intelligence point account contract module is according to coming from
The data of business datum system, for judging whether to transfer operation and transfer amounts；The data packet of business datum system
The payment time point that service operation progress information is appointed in determining point account protocol model is included, then intelligence divides account contract module root
According to the Send only Account and collecting account set in determining point account protocol model, transmission transfer instructions are to payment module, gold of transferring accounts
Volume is to divide the preset amount of money in account protocol model；After payment module completion is transferred accounts, the information transferred accounts is transmitted to business number
According to the technical account data module of system, the information transferred accounts can be transmitted to Distributed sharing account book system by technical account data module
The data transmission module of system, and be recorded on block chain by data memory module；If intelligence divides account contract module to send instruction
To payment module, payment module due to Send only Account Sorry, your ticket has not enough value can not successfully transfer accounts when, the information of failure of transferring accounts is transmitted
To the technical account data module of business datum system, the information transferred accounts can be transmitted to distributed total by technical account data module
The data transmission module of account book system is enjoyed, and is recorded on block chain by data memory module；Data memory module benefit simultaneously
The credit appraisal of assets user in account is participated in come more new business with formula (1):
In formula, T indicates that business participates in the credit appraisal score of account, and T is positive real number, and value range is 0 T≤1 <；N is
Business participates in the business total degree that account uses account in the business participated in as assets, and n is positive integer；M is business ginseng
Account is used as assets in the business participated in account, and there are Send only Account, Sorry, your ticket has not enough value causes in business procedure
It transfers accounts the business total degree of failure, m≤n, m are natural number；I, which participates in account by business, to be made in the business participated in as assets
With account, and in business procedure, there are Send only Account, Sorry, your ticket has not enough value causes to transfer accounts the business order of failure, and i≤m, i are nature
Number；Xi is in i-th because Sorry, your ticket has not enough value causes in the business for transferring accounts failure there are Send only Account, and the amount of money for failure of transferring accounts accounts for this
The ratio of the preset all amount of money of business, 0 < xi < 1, xi is real number；The credit appraisal score that business participates in account more connects
Nearly 1, then the level of breaking one's promise represented when business participation account uses account as assets is lower, and credit appraisal is higher.
The invention has the benefit that realizing the intelligence between multi-party the present invention is based on the intelligent contract technology of block chain
Divide account agreement, promotes multi-party benefit, and participate in Income Sharing；The characteristic that can not be distorted using block chain simultaneously, solves assets
Trust problem in process of exchange reduces the risk of transaction, greatly improves trading efficiency.
Detailed description of the invention
Attached drawing described herein is used to provide to further understand the embodiment of the present invention, constitutes one of the application
Point, do not constitute the restriction to the embodiment of the present invention.In the accompanying drawings:
Fig. 1 is the structural framing figure that a kind of intelligence based on block chain divides account protocol system.
Specific embodiment
In order to which technical problems, technical solutions and advantages to be solved are more clearly understood, tie below
Embodiment is closed, the present invention will be described in detail.It should be noted that specific embodiment described herein is only to explain
The present invention is not intended to limit the present invention, and the product for being able to achieve said function belongs to equivalent replacement and improvement, is all contained in this hair
Within bright protection scope.
Embodiment one
A kind of intelligence based on block chain divides account protocol system, including business datum system, Distributed sharing account book system,
Payment module, business participate in device；
Business datum system, Distributed sharing account book system, payment module, business, which participates in device, can mutually carry out data
Transmission；Business datum system includes service operation data module, technical account data module；Distributed sharing account book system includes
Data transmission module intelligently divides account contract module, data memory module；It includes data inquiry module, message that business, which participates in device,
Reminding module, contract customized module；
Service operation data module is used to real-time update service operation progress information, and service operation progress information is real-time
It is transmitted to the data transmission module of Distributed sharing account book system；Technical account data module updates the payment from payment module
Information, and by the data memory module of the payment situation real-time Transmission to Distributed sharing account book system；
Data transmission module receives the service operation progress information from service operation data module, technical account data
The payment information of module, what the contract customized module that business participates in device customized divides account protocol model；Account agreement mould will be divided simultaneously
Type, service operation progress information, payment information are transmitted to the business participation device that business participates in device；Intelligence divides account contract module
It is formulated by the contract customized module that business participates in device, participates in point account protocol model that device is approved jointly for business；Data are deposited
All information of data transmission module from Distributed sharing account book system and intelligence are divided the letter of account contract module by storage module
Breath, is recorded on block chain using hash algorithm, can not be distorted；Data memory module can also participate in device according to all business
Historical operational information carries out operation, show that the business participates in the credit appraisal of device, and be recorded in block chain using hash algorithm
On, it can not distort；The information of data memory module storage includes dividing account protocol model, service operation progress information, payment information,
All business participate in the credit appraisal of device；
Payment module receives the transfer instructions that the intelligence point account contract module from Distributed sharing account book system is sent, into
Row transfer operation；Specific Send only Account is determined when the customization of contract customized module divides account protocol model；Payment module will be paid simultaneously
Money information is transmitted to technical account data module；
Business participates in device and is held by business participation device, has human-computer interaction interface, and different business participation device can
With mutual data transmission；It includes data inquiry module, prompting message module, contract customized module that business, which participates in device,；Data are looked into
Ask the information that module receives the data transmission module from Distributed sharing account book system, inquiry business information；Prompting message system
System participates in holder's business development situation of device and formulates in contract customized module to divide account agreement mould for reminding business
Prompting message when type；Contract customized module divides account protocol model for customizing, and participates in device by all business and edits jointly really
Fixed, business, which participates in point account protocol model that device determines jointly, will be transmitted to the data transmission mould of Distributed sharing account book system
Block；
A kind of intelligence based on block chain divides account protocol system using steps are as follows:
S1, business are initiated
Investor, assets construction and operator, block chain technology provider, assets user belong to business participation
Device, and respectively hold a business and participate in device, data can be transmitted by wireless communication technique；Before business initiation, institute
The data inquiry module of device can be participated in using business by having business to participate in device, carry out the credit appraisal that inquiry business participates in account,
The credit appraisal is that all business are participated in sincere situation of the device in the business as assets user, will such as be initiated
Business in assets user credit appraisal it is lower, then need consider under whether initiate this business；As shown in Figure 1, money
It produces user and tentatively drafts a point of account protocol model, model regulation using the contract customized module that affiliated business participates in device
Assets user pays the amount in the season, the 80% of the amount of money will when using the assets in first week quarterly
It is given to investor, the 15% of the amount of money will be given to assets construction and operator, the 5% of the assets and will be given to block chain technology and provide
Side；The bank account of payment is arranged in assets user in this point of account protocol model simultaneously；The investor that the business includes, assets
Construction and operator, the prompting message system that block chain technology provider passes through the business participation device respectively held receive this point
The specifying information of account protocol model, and the contract customized module of device can be participated in by the business respectively held to receiving
Account protocol model is divided to carry out edit-modify；Investor, assets construction and operator, block chain technology provider are being divided account respectively
The bank account of setting gathering in protocol model；The dynamic meeting real-time Transmission of edit-modify participates in device to other business and is held
Business participate in device prompting message module；
When all business participate in device to dividing account protocol model without demur, dress can be participated in by the business respectively held
The contract customized module set carries out point account protocol model and determines operation；Device, which is participated in, and if only if all business determines that a point account is assisted
When discussing model, model comes into force, this point of account protocol model will be transmitted to the intelligence point account contract module of Distributed sharing account book system,
And by the data memory module of Distributed sharing account book system, it is recorded on block chain, can not be distorted using hash algorithm；
S2, divide account process
After point account protocol model comes into force, the service operation data module of business datum system is for service operation progress letter
Breath；Business specific time started, the data transmission module of behaviour in service meeting real-time Transmission to Distributed sharing account book system；Business
The technical account data module of data system updates the payment information from payment module, and payment information is transferred to distribution
The data transmission module of shared account book system；Intelligence divides account contract module according to the data from business datum system, to judge
Whether transfer operation and transfer amounts are carried out；As service operation progress information is paid what determining point account protocol model was appointed
Money time point, then intelligence point account contract module is according to the Send only Account and collecting account set in determining point account protocol model,
Transfer instructions are sent, transfer amounts are to divide the preset amount of money in account protocol model；After payment module completion is transferred accounts, by this turn
Account information is transmitted to the technical account data module of business datum system, and technical account data module can pass this transfer information
The data transmission module of Distributed sharing account book system is transported to, and is recorded on block chain by data memory module；If intelligence
After point account contract module sends a command to payment module, payment module due to Send only Account Sorry, your ticket has not enough value can not successfully transfer accounts when,
The information of the failure of transferring accounts is transmitted to the technical account data module of business datum system, and technical account data module can be by this
Transfer information is transmitted to the data transmission module of Distributed sharing account book system, and is recorded in block chain by data memory module
On；Data memory module participates in the credit appraisal of assets user in account using formula (1) simultaneously come more new business:
In formula, T indicates that business participates in the credit appraisal score of account, and T is positive real number, and value range is 0 T≤1 <；N is
Business participates in the business total degree that account uses account in the business participated in as assets, and n is positive integer；M is business ginseng
Account is used as assets in the business participated in account, and there are Send only Account, Sorry, your ticket has not enough value causes in business procedure
It transfers accounts the business total degree of failure, m≤n, m are natural number；I, which participates in account by business, to be made in the business participated in as assets
With account, and in business procedure, there are Send only Account, Sorry, your ticket has not enough value causes to transfer accounts the business order of failure, and i≤m, i are nature
Number；xiFor in i-th, because Sorry, your ticket has not enough value causes in the business for transferring accounts failure there are Send only Account, the amount of money for failure of transferring accounts accounts for this
The ratio of the preset all amount of money of business, 0 < xi< 1, xiFor real number；The credit appraisal score that business participates in account more connects
Nearly 1, then the level of breaking one's promise represented when business participation account uses account as assets is lower, and credit appraisal is higher.
The invention has the benefit that realizing the intelligence between multi-party the present invention is based on the intelligent contract technology of block chain
Divide account agreement, promotes multi-party benefit, and participate in Income Sharing；The characteristic that can not be distorted using block chain simultaneously, solves assets
Trust problem in process of exchange reduces the risk of transaction, greatly improves trading efficiency.
Claims (1)
1. a kind of intelligence based on block chain divides account protocol system, which is characterized in that including business datum system, Distributed sharing
Account book system, payment module, business participate in device；
The business datum system, the Distributed sharing account book system, the payment module, the business participates in device can be with
Mutually carry out data transmission；The business datum system includes service operation data module, technical account data module；Described point
It includes data transmission module that cloth, which shares account book system, intelligently divides account contract module, data memory module；The business participates in dress
It sets including data inquiry module, prompting message module, contract customized module；
The service operation data module is used to real-time update service operation progress information, and service operation progress information is real-time
It is transmitted to the data transmission module of the Distributed sharing account book system；The technical account data module, which updates, comes from institute
State the payment information of payment module, and by the payment situation real-time Transmission to the data of the Distributed sharing account book system
Memory module；
The data transmission module receives service operation progress information and the industry from the service operation data module
What the contract customized module that the payment information and the business for billing data module of being engaged in participate in device customized divides account agreement
Model；Account protocol model, service operation progress information will be divided simultaneously, payment information is transmitted to the business and participates in device；It is described
Intelligence divides account contract module to be formulated by the contract customized module that the business participates in device, participates in device for business and recognizes jointly
Can divide account protocol model；The data memory module will transmit mould from the data of the Distributed sharing account book system
All information and intelligence of block divide the information of account contract module, are recorded on block chain, can not be distorted using hash algorithm；It is described
The historical operational information that data memory module can also participate in device according to all business carries out operation, show that the business participates in device
Credit appraisal, and be recorded on block chain, can not be distorted using hash algorithm；The packet of the data memory module storage
Include a point account protocol model, service operation progress information, payment information, the credit appraisal of all business participation devices；
The payment module receives turn that the intelligence point account contract module from the Distributed sharing account book system is sent
Account instruction, carries out transfer operation；Specific Send only Account is determined when contract customized module customization divides account protocol model；Simultaneously
Payment information is transmitted to the technical account data module by the payment module；
The business, which participates in device, has human-computer interaction interface, and different business participation device can be with mutual data transmission；
It includes data inquiry module, prompting message module, contract customized module that the business, which participates in device,；The data query mould
Block receives the information of the data transmission module from the Distributed sharing account book system, inquiry business information；It is described to disappear
Breath system for prompting is used to remind holder's business development situation of the business participation device and in the contract customized module
Middle formulation divides prompting message when account protocol model；The contract customized module divides account protocol model for customizing, by all industry
Business participates in device and edits determination jointly, and business, which participates in point account protocol model that device determines jointly, will be transmitted to the distribution altogether
Enjoy the data transmission module of account book system；
One either multiple business participates in device, can transmit data by wireless communication technique；In a certain specific industry
Before business is initiated, the business, which participates in device, can utilize the data inquiry module, and the credit for carrying out inquiry business participation account is commented
Valence；The contract customized module that the business participates in device tentatively drafts a point of account protocol model, and divides this to account agreement
Model is transferred to the business that the business includes and participates in device；The prompting message system that the business participates in device can be with
Transmitting-receiving divides the specifying information of account protocol model, and the business participates in the contract customized module of device to point account received
Protocol model carries out edit-modify, and the dynamic meeting real-time Transmission of edit-modify participates in the prompting message of device to other business
Module；When all business participate in device to dividing account protocol model without demur, can be participated in by the business respectively held
The contract customized module of device carries out point account protocol model and determines operation；It is participated in and if only if an either multiple business
Device determines that a point account protocol model model comes into force, this point of account protocol model will be transmitted to the distribution when dividing account protocol model
The intelligence that formula shares account book system divides account contract module, and is stored by the data of the Distributed sharing account book system
Module is recorded on block chain using hash algorithm, can not be distorted；
After point account protocol model comes into force, the service operation data module of the business datum system is for updating service operation
Progress information；The technical account data module of the business datum system updates the payment letter from the payment module
Breath；Service operation progress information and payment information can be transferred to the data transmission mould of the Distributed sharing account book system
Block；The intelligence divides account contract module according to the data from the business datum system, for the behaviour that judges whether to transfer accounts
Work and transfer amounts；The data of the business datum system include service operation progress information in determining point account protocol model
The payment time point appointed, then the intelligence point account contract module is according to the payment account set in determining point account protocol model
Family and collecting account send transfer instructions to the payment module, and transfer amounts are to divide preset gold in account protocol model
Volume；After the payment module completion is transferred accounts, the information transferred accounts is transmitted to the technical account number of the business datum system
According to module, the data that the information transferred accounts can be transmitted to the Distributed sharing account book system by technical account data module are passed
Defeated module, and be recorded on block chain by the data memory module；If the intelligence point account contract module is sent a command to
After the payment module, payment module due to Send only Account Sorry, your ticket has not enough value can not successfully transfer accounts when, the information of failure of transferring accounts is passed
The technical account data module of the business datum system is transported to, technical account data module can transmit the information transferred accounts
The extremely data transmission module of the Distributed sharing account book system, and block chain is recorded in by the data memory module
On；The data memory module participates in the credit appraisal of assets user in account using formula (1) simultaneously come more new business:
In formula, T indicates that business participates in the credit appraisal score of account, and T is positive real number, and value range is 0 T≤1 <；N is business
The business total degree that account uses account in the business participated in as assets is participated in, n is positive integer；M is that business participates in account
Family uses account as assets in the business participated in, and there are Send only Account, Sorry, your ticket has not enough value causes to transfer accounts in business procedure
The business total degree of failure, m≤n, m are natural number；I uses account as assets in the business participated in by business participation account
Family, and there are Send only Account, Sorry, your ticket has not enough value causes to transfer accounts the business order of failure in business procedure, i≤m, i are natural number；xi
For in i-th, because Sorry, your ticket has not enough value causes in the business for transferring accounts failure there are Send only Account, the amount of money for failure of transferring accounts accounts for the business
The ratio of preset all amount of money, 0 < xi < 1, xi is real number；Business participates in the credit appraisal score of account closer to 1,
The level of breaking one's promise then represented when business participation account uses account as assets is lower, and credit appraisal is higher.
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| CN111222924A (en) * | 2020-01-19 | 2020-06-02 | 重庆科技学院 | Internet trading platform uncertainty evaluation filtering system based on normal distribution probability density function |
| CN111652613A (en) * | 2020-04-15 | 2020-09-11 | 珠海小礼鱼科技有限公司 | Intelligent block chain account distribution system |
| CN111784517A (en) * | 2020-06-24 | 2020-10-16 | 杭州溪塔科技有限公司 | Block chain-based coupon management method and system, electronic equipment and storage medium |
| CN113269637A (en) * | 2020-12-28 | 2021-08-17 | 上海能链众合科技有限公司 | Intelligent device data evidence storing and verifying method based on block chain |
| CN117546196A (en) * | 2021-06-24 | 2024-02-09 | 键和田芳光 | Transaction management method, system and program |
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