CN109978531B - Offline payment method - Google Patents

Offline payment method Download PDF

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Publication number
CN109978531B
CN109978531B CN201711445438.0A CN201711445438A CN109978531B CN 109978531 B CN109978531 B CN 109978531B CN 201711445438 A CN201711445438 A CN 201711445438A CN 109978531 B CN109978531 B CN 109978531B
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Prior art keywords
check code
service machine
service
mobile terminal
code
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Active
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CN201711445438.0A
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Chinese (zh)
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CN109978531A (en
Inventor
邢玉景
黄振兴
许升
舒海
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Haier Smart Home Co Ltd
Haier IoC Ecosystem Technologies Shanghai Co Ltd
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Haier Smart Home Co Ltd
Haier IoC Ecosystem Technologies Shanghai Co Ltd
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Priority to CN201711445438.0A priority Critical patent/CN109978531B/en
Priority to PCT/CN2018/120545 priority patent/WO2019128711A1/en
Publication of CN109978531A publication Critical patent/CN109978531A/en
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    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/40Network security protocols
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/06Network architectures or network communication protocols for network security for supporting key management in a packet data network
    • H04L63/062Network architectures or network communication protocols for network security for supporting key management in a packet data network for key distribution, e.g. centrally by trusted party

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Signal Processing (AREA)
  • Finance (AREA)
  • Computer Hardware Design (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Control Of Washing Machine And Dryer (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention relates to the field of payment methods, and particularly discloses an offline payment method, which comprises the following steps of: selecting a service machine and a service function on the mobile terminal according to the codes of the service machine and paying; after successful payment, the mobile terminal acquires a corresponding check code in the background server according to the payment information and the selected service function; and inputting the check code on the service machine, wherein the service machine starts to operate when the input check code is matched with the check code stored in the service machine. By adopting the method, when the service machine has no network or the network signal intensity is poor, the interaction between the washing machine and the mobile terminal and the direct interaction between the mobile terminal and the background server can be realized through the user indirectly, the normal use of the service machine by the user is ensured, the use of the user is not delayed because the service machine cannot interact with the background server, and the user satisfaction is improved.

Description

Offline payment method
Technical Field
The invention relates to the field of payment methods, in particular to an offline payment method.
Background
The existing service machines such as commercial washing machines and commercial drying machines adopt the following payment modes, namely, the online payment is adopted, but in order to avoid occupying space, the existing service machines are usually placed in remote corners, so that the signal intensity is poor, normal communication between the washing machine and a background server cannot be ensured, the payment function of the washing machine is seriously influenced, and the use of users is further influenced; secondly, cash payment is adopted, but the cash payment requires staff to be on duty at any time so as to charge in time, so that users can use the cash in time, and manpower and financial resources are wasted; thirdly, coin-feed payment is adopted, a user is required to carry cash, change is required to be put in a coin-feed machine in time, change is convenient to find, and the operation is complicated; fourthly, the IC card is swiped for payment, so that a user needs to recharge the IC card in time after the IC card is used, recharging points are required to be set, corresponding staff are provided, manpower, material resources and financial resources are wasted, and the operation is complex.
Disclosure of Invention
The invention aims to provide an offline payment method which can solve the problems existing in the existing payment method.
To achieve the purpose, the invention adopts the following technical scheme:
an offline payment method comprising the steps of:
selecting a service machine and a service function on the mobile terminal according to the codes of the service machine and paying; after successful payment, the mobile terminal acquires a corresponding check code in the background server according to the payment information and the selected service function;
and inputting the check code on the service machine, wherein the service machine starts to operate when the input check code is matched with the check code stored in the service machine.
Further, the selecting and paying of the service machine and the service function on the mobile terminal according to the code of the service machine includes:
selecting a service machine and inputting the code of the selected service machine into the mobile terminal;
the mobile terminal judges whether the input codes exist or not, if so, the mobile terminal selects a service function and pays; if the service machine corresponding to the current code does not exist, reminding the service machine corresponding to the current code not exist, and reminding the user to input the code again.
Further, the selecting a service function and paying on the mobile terminal includes:
the mobile terminal acquires the selected service function and generates payment amount;
confirming whether the payment amount is correct, if so, acquiring a corresponding check code in a background server by the mobile terminal according to payment information, codes of selected service machines and selected service functions after successful payment; if not, confirming the fault of the mobile terminal and sending the fault information to the background server.
Further, after the payment is successful, the mobile terminal obtains the corresponding check code in the background server according to the payment information, the code of the selected service machine and the selected service function, and the method comprises the following steps:
after successful payment, the mobile terminal sends payment information, codes of the selected washing machine and selected service functions to a background server;
and when receiving payment information, the background server matches the corresponding check code according to the code of the selected washing machine and the selected service function and sends the check code to the mobile terminal.
Further, the step of inputting the check code on the service machine, the service machine will start to operate when the current check code matches with the check code stored in the service machine, includes:
inputting the check code received by the mobile terminal into a service machine, wherein the service machine accumulates the input times of the check code currently;
judging whether the current input times of the check codes are larger than preset times or not; if yes, the service machine is locked for a preset time; if not, judging whether the current check code is matched with the check code on the service machine;
if yes, the service machine starts to operate; if not, the check code is input again.
Further, the check code comprises coding information, service function information and check information of the selected washing machine; before the step of judging whether the current input times of the check code are larger than the preset times, the method further comprises the following steps:
the service machine judges whether the current service machine is the service machine corresponding to the input check code;
if yes, judging whether the input times of the input check codes are larger than preset times or not; if not, prompting the service machine corresponding to the check code which is not input by the current service machine.
Further, the determining whether the current check code matches the check code on the service machine includes:
the service machine confirms the selected service function according to the input check code;
and judging whether the input check code is matched with the check code corresponding to the selected service function on the service machine.
Further, when the service machine can communicate with the background server, the service machine automatically updates the check code successfully matched into the background server;
the background server confirms the check codes which are successful in payment but unsuccessful in matching according to the check codes which are successfully matched in the service machine and the check codes which are sent to the mobile terminal;
the background server carries out refund on the order corresponding to the check code which is successfully paid but is not successfully matched.
Further, after the service machine automatically updates the check code successfully matched into the background server, the method further comprises:
confirming the number of check codes stored in the service machine and not checked;
judging whether the number is smaller than or equal to a preset number; if yes, the background server updates the check code in the service machine, and the check code in the background server corresponds to the check code in the service machine one by one.
Further, the service machine includes at least a washing machine and a drying machine.
The invention has the beneficial effects that: by adopting the method, when the service machine has no network or the network signal intensity is poor, the interaction between the washing machine and the mobile terminal and the direct interaction between the mobile terminal and the background server can be realized through the user indirectly, the normal use of the service machine by the user is ensured, the use of the user is not delayed because the service machine cannot interact with the background server, and the user satisfaction is improved.
Drawings
FIG. 1 is a flow chart of an off-line payment method according to an embodiment of the invention;
fig. 2 is a flowchart of an offline payment method according to a second embodiment of the invention.
Detailed Description
The technical scheme of the invention is further described below by the specific embodiments with reference to the accompanying drawings.
Example 1
The embodiment provides an offline payment method, which is mainly used for offline payment of a service machine, wherein the service machine comprises a washing machine, a clothes dryer, a dehydrator and the like, and the offline payment method is described in detail by taking the washing machine as an example.
Fig. 1 is a flowchart of the offline payment method according to the present embodiment, and the offline payment method of the washing machine will be specifically described with reference to fig. 1. The offline payment method mainly comprises the following steps:
selecting a washing machine and a service function on the mobile terminal according to the washing machine code and paying; after successful payment, the mobile terminal acquires a corresponding check code in the background server according to the payment information and the selected service function; and inputting the check code into the washing machine, and starting the washing machine to operate when the input check code is matched with the check code stored in the washing machine.
When the washing machine has no network or the network signal intensity is poor, the method can be used for selecting the washing machine on the mobile terminal by inputting the washing machine code into the washing machine by a user, and inputting the check code into the washing machine by the user, so that indirect interaction between the washing machine and the mobile terminal and direct interaction between the mobile terminal and the background server are realized, further offline payment is realized, normal use of the washing machine by the user is ensured, delay of use of the user due to incapability of interaction between the washing machine and the background server is avoided, and user satisfaction is improved.
Example two
The embodiment is further improved based on the first embodiment, fig. 2 is a flowchart of the offline payment method according to the embodiment, and the offline payment method of the washing machine is specifically described with reference to fig. 2. The offline payment method mainly comprises the following steps:
step one, selecting a washing machine and inputting codes of the selected washing machine into a mobile terminal.
Different washing machines correspond to different codes, and the code of each washing machine is generally stuck on a top plate or a side plate of the washing machine; the background server and the mobile terminal store codes of each washing machine.
Step two, the mobile terminal judges whether the input codes exist or not, and if so, the mobile terminal selects a service function; if the code does not exist, reminding that the washing machine corresponding to the current code does not exist, and reminding to input the code again.
The mobile terminal is a mobile phone, a tablet personal computer and the like. The mobile terminal is a mobile phone, and an APP capable of communicating with a background server is installed in the mobile phone. The user can turn on the APP, enter the code for the selected washing machine, and select the service function after confirming that the code for the selected washing machine is correct.
Wherein the service function comprises selecting a quick wash or a step wash; wherein the quick wash includes a standard one-touch wash program, and a one-touch wash program corresponding to each laundry type, and the step wash includes at least one of a selection wash program, a rinse program, a spin-dry program, and a dry program.
Step three, the mobile terminal generates payment amount according to the selected service function; confirm whether the payment amount is correct.
Standard one-button washing procedure, one-button washing procedure corresponding to each type of laundry, and corresponding amount of money for each procedure in step washing. The user can select the corresponding service function according to the actual situation of the user, and the mobile terminal generates payment amount according to the selected service function. The user can check the charging criteria in advance and check whether the payment amount is correct according to the selected service function.
In the embodiment, the user can check the corresponding charging standard through the mobile terminal or paste the charging standard on the top plate of the washing machine, so that the user can check the related charging standard directly.
Step four, if the payment is correct, after the payment is successful, the mobile terminal sends payment information, the codes of the selected washing machine and the selected service function to the background server; otherwise, confirming the fault of the mobile terminal and sending the fault information to the background server.
When the mobile terminal fails, the mobile terminal sends the failure information to the background server, so that a worker can check and maintain the mobile terminal in time and repair the mobile terminal in time.
And fifthly, the background server sends the corresponding check code to the mobile terminal according to the codes of the selected washing machine and the selected service function.
The check codes in the background server are in one-to-one correspondence with the check codes in the washing machines, each washing machine corresponds to one code, each service function of each coded washing machine corresponds to one check code group, each check code group comprises a plurality of check codes, and the check codes in each check code group in the background server are sequentially called according to the sequence and are sent to the mobile terminal.
When the background server receives the payment information sent by the mobile terminal each time, firstly, a code consistent with the code of the selected washing machine received by the background server is found, then a check code group corresponding to the service function received by the background server is found out according to the code, and the background server sends the check code corresponding to the current sequence in the check code group to the mobile terminal.
And step six, inputting the check code into a washing machine, and the washing machine accumulates the input times of inputting the check code.
The washing machine is provided with a display connected with a controller of the washing machine, a user selects payment to be completed on the washing machine, and then the washing machine prompts the user to input a check code. After inputting the check code into the washing machine and confirming that the input is correct, the user clicks the confirmation, and inputs the check code once every time the confirmation is clicked.
Step seven, judging whether the current washing machine is the washing machine corresponding to the input check code; if yes, judging whether the current input times of the check code are larger than preset times or not; if not, prompting that the current washing machine is not the washing machine corresponding to the input code, and replacing the washing machine corresponding to the input code.
The check code includes the code information of the selected washing machine and the service function information, and may be specific letter, number or number letter mixed code containing the code information representing the selected washing machine, letter, number or number letter mixed code representing the service function information, and letter, number or number letter mixed code for checking.
In order to avoid the situation that the washing machine is operated after repeated input for a plurality of times without payment, the embodiment limits the number of times of inputting the check code, that is, the preset number of times is less than or equal to two times, and the input number of times is usually set to 2 times. And when clicking "ok", the washing machine will remind the user to confirm again whether the input is correct. When the input times are more than two times, the washing machine is locked for a preset time, and the washing machine can be reused after the preset time.
In this embodiment, the check code is a digital code, an alphanumeric code, or a mixture of alphanumeric codes. To reduce the likelihood of hacking, the check code is typically set to a digital alphanumeric code.
Step eight, when the current input times of the check codes are larger than preset times; the washing machine will be locked for a preset time; otherwise, judging whether the current check code is matched with the check code on the washing machine; if yes, the washing machine starts to operate; if not, the check code is input again.
And judging whether the current check code is matched with the check code on the washing machine, and checking whether the current check code is matched with the check code in the selected service function in the current washing machine by letters, numbers or a combination of the letters and the numbers used for checking in the current check code.
Since the washing machine is locked when the input times exceed two times, the user needs to wait for a preset time to continue inputting the check code, and some users may not have enough time to wait, and when other washing machines are replaced, the situation that the user has paid but does not use the washing machine occurs, and refunds are required to be carried out on corresponding orders at the moment, and the specific refund process is as follows:
when the washing machine can communicate with the background server, the washing machine automatically updates the check code successfully matched in the washing machine into the background server; the background server confirms the check codes which are successful in payment but unsuccessful in matching according to the check codes which are successfully matched and the check codes sent to the mobile terminal; the background server carries out refund on the order corresponding to the check code which is successfully paid but is not successfully matched.
Generally, related operation flows are stuck on the top wall of the washing machine, related operation flows are also stuck on the mobile terminal, and a user can select any mode to check the related operation flows; so that a user can know the use method of the washing machine.
It will be normally apparent that the above examples of the present invention are only illustrative of the present invention and are not limiting of the embodiments of the present invention. Other variations or modifications of the above teachings will be apparent to those of ordinary skill in the art. It is not necessary here nor is it exhaustive of all embodiments. Any modification, equivalent replacement, improvement, etc. which come within the spirit and principles of the invention are desired to be protected by the following claims.

Claims (5)

1. An offline payment method, comprising the steps of:
selecting a service machine and a service function on the mobile terminal according to the codes of the service machine and paying; after successful payment, the mobile terminal acquires a corresponding check code in the background server according to the payment information and the selected service function;
inputting the check code on a service machine, wherein the service machine starts to operate when the input check code is matched with the check code stored in the service machine;
the selecting and paying of the service machine and the service function on the mobile terminal according to the code of the service machine comprises:
selecting a service machine and inputting the code of the selected service machine into the mobile terminal;
the mobile terminal judges whether the input codes exist or not, if so, the mobile terminal selects a service function and pays; if the service machine corresponding to the current code does not exist, reminding the service machine corresponding to the current code of not existing, and reminding the user to input the code again;
the check code is input on the service machine, and the service machine starts to operate when the current check code is matched with the check code stored in the service machine, and the method comprises the following steps:
inputting the check code received by the mobile terminal into a service machine, wherein the service machine accumulates the input times of the check code currently;
judging whether the current input times of the check codes are larger than preset times or not; if yes, the service machine is locked for a preset time; if not, judging whether the current check code is matched with the check code on the service machine;
if yes, the service machine starts to operate; if not, re-inputting the check code;
the check code comprises coding information, service function information and check information of the selected washing machine; before the step of judging whether the current input times of the check code are larger than the preset times, the method further comprises the following steps:
the service machine judges whether the current service machine is the service machine corresponding to the input check code;
if yes, judging whether the input times of the input check codes are larger than preset times or not; if not, prompting the service machine corresponding to the code which is not input by the current service machine, and replacing the service machine corresponding to the input code;
when the service machine can communicate with the background server, the service machine automatically updates the check code successfully matched into the background server;
the background server confirms the check codes which are successful in payment but unsuccessful in matching according to the check codes which are successfully matched in the service machine and the check codes which are sent to the mobile terminal;
the background server refunds the order corresponding to the check code which is successfully paid but is not successfully matched;
after the service machine automatically updates the check code successfully matched into the background server, the method further comprises the following steps:
confirming the number of check codes stored in the service machine and not checked;
judging whether the number is smaller than or equal to a preset number; if yes, the background server updates the check code in the service machine, and the check code in the background server corresponds to the check code in the service machine one by one.
2. The offline payment method according to claim 1, characterized in that said selecting and paying of service functions on a mobile terminal comprises:
the mobile terminal acquires the selected service function and generates payment amount;
confirming whether the payment amount is correct, if so, acquiring a corresponding check code in a background server by the mobile terminal according to payment information, codes of selected service machines and selected service functions after successful payment; if not, confirming the fault of the mobile terminal and sending the fault information to the background server.
3. The method according to claim 1, wherein the mobile terminal obtains the corresponding check code in the background server according to the payment information, the code of the selected service machine and the selected service function after the payment is successful, comprising:
after successful payment, the mobile terminal sends payment information, codes of the selected washing machine and selected service functions to a background server;
and when receiving payment information, the background server matches the corresponding check code according to the code of the selected washing machine and the selected service function and sends the check code to the mobile terminal.
4. The offline payment method according to claim 1, wherein the determining whether the current check code matches a check code on a service machine comprises:
the service machine confirms the selected service function according to the input check code;
and judging whether the input check code is matched with the check code corresponding to the selected service function on the service machine.
5. An offline payment method according to claim 1, characterized in that the service machine comprises at least a washing machine and/or a clothes dryer.
CN201711445438.0A 2017-12-27 2017-12-27 Offline payment method Active CN109978531B (en)

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CN201711445438.0A CN109978531B (en) 2017-12-27 2017-12-27 Offline payment method
PCT/CN2018/120545 WO2019128711A1 (en) 2017-12-27 2018-12-12 Payment interaction method, mobile terminal, service machine, server, and storage medium

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