CN109886813A - A kind of distribution, transaction and the settlement system of traditional bond based on block chain technology - Google Patents

A kind of distribution, transaction and the settlement system of traditional bond based on block chain technology Download PDF

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Publication number
CN109886813A
CN109886813A CN201910014916.5A CN201910014916A CN109886813A CN 109886813 A CN109886813 A CN 109886813A CN 201910014916 A CN201910014916 A CN 201910014916A CN 109886813 A CN109886813 A CN 109886813A
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Prior art keywords
debt
data
circulation
key assignments
operator
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Chinese (zh)
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王雅
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Ruiya Block Chain Technology (shenzhen) Co Ltd
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Ruiya Block Chain Technology (shenzhen) Co Ltd
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Priority to CN201910014916.5A priority Critical patent/CN109886813A/en
Publication of CN109886813A publication Critical patent/CN109886813A/en
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Abstract

The present invention discloses distribution, transaction and the settlement system of a kind of traditional bond based on block chain technology, applied in any node in block catenary system, the system comprises: system is read, system, storage system are generated.The present invention utilizes the technology of block chain, so that debt transparence, exercises supervision and regulate and control using the strength of the people.

Description

A kind of distribution, transaction and the clearing of traditional bond based on block chain technology System
Technical field
The present invention relates to debt fields, and in particular to a kind of distribution of traditional bond based on block chain technology is handed over Easy and settlement system.
Background technique
The registration and transaction of existing bond assets are grasped by third-party platform completely, and not unique not modifiable mark is come Label, then third-party platform is easy to the data of change digital asset.The publication and transaction of bond assets are completely dependent on third These variable factors of the credit worthiness and scale of Fang Pingtai.If third-party platform is attacked or by network operator's dolus malus, Whole bond assets will be stolen.
Block chain technology has high researching value and extensive Research Prospects at the anti-tamper aspect of bond assets.
Summary of the invention
In order to solve the above technical problems, the present invention provides a kind of hair of traditional bond based on block chain technology Row, transaction and settlement system, applied in any node in block catenary system, the system comprises:
Reading system, for reading liability data, the liability data includes debt number and debt details, the debt Details are included at least as the first operator of borrower, as the second operator of accommodator and borrowing balance;
Generation system generates debt key assignments for being based on the debt number;
The generation system is also used to generate the first debt circulation data, first debt based on the debt details Debt in circulation data possesses number formulary according to being the accommodator, and it is null field, the first debt stream that debt, which collects number formulary evidence, Liability status of the revolution in is established for debt;
Storage system, for storing the debt key assignments and first debt circulation data to the block catenary system Block chain on.
Preferably, the system also includes:
Collection system, for collecting the debt obligatio personalis circulation order, the debt circulation order includes being used as debt The third operator of the business side of collecting and the debt key assignments;
The generation system is also used to according to corresponding first debt circulation data of the debt key assignments and described the Three operators generate the second debt and circulate data, and the debt in second debt circulation data possesses number formulary according to being described the Two operators, it is first operator that the debt, which collects number formulary evidence, the liability status in the second debt circulation data For transfer of obligation notice;
The storage system is also used to store the debt key assignments and second debt circulation data to the block On the block chain of catenary system.
Preferably, the collection system is also used to collect the debt circulation confirmation order of first operator, the debt Business circulation confirmation order includes the debt key assignments;
The generation system is also used to generate third according to the corresponding second debt circulation data of the debt key assignments Debt circulates data, and the debt in third debt circulation data possesses number formulary according to being second operator, the debt Number formulary is collected according to being the third operator, the liability status in the third debt circulation data is that transfer of obligation confirmation is logical Know;
The storage system is also used to store the debt key assignments and third debt circulation data to the block On the block chain of catenary system.
More specifically, disclosing distribution, transaction and the settlement method of a kind of traditional bond based on block chain technology, answer For any node in block catenary system, which comprises
Liability data is read, the liability data includes debt number and debt details, and the debt details include at least As the first operator of borrower, as the second operator of accommodator and borrowing balance;
Based on the debt number, debt key assignments is generated;
Based on the debt details, the first debt circulation data are generated, the debt in the first debt circulation data is protected There is number formulary according to being the accommodator, it is null field that debt, which collects number formulary evidence, the liability status in the first debt circulation data It is established for debt;
The debt key assignments and first debt circulation data are stored to the block chain of the block catenary system.
Preferably, described to store the debt key assignments and first debt circulation data to the block catenary system After on block chain, the method also includes:
The debt circulation order of second operator is collected, the debt circulation order includes as the debt side of collecting Third operator and the debt key assignments;
According to the corresponding first debt circulation data of the debt key assignments and the third operator, the second debt is generated Business circulation data, the debt in second debt circulation data possess number formulary according to being second operator, and the debt is received Take number formulary according to being first operator, the liability status in the second debt circulation data is transfer of obligation notice;
The debt key assignments and second debt circulation data are stored to the block chain of the block catenary system.
Preferably, described to store the debt key assignments and second debt circulation data to the block catenary system After on block chain, the method also includes:
The debt circulation confirmation order of first operator is collected, the debt circulation confirmation order includes the debt Key assignments;
According to the corresponding second debt circulation data of the debt key assignments, third debt circulation data are generated, it is described Debt in third debt circulation data possesses number formulary according to being second operator, and the debt collects number formulary according to being described the Three operators, the liability status in third debt circulation data is transfer of obligation acknowledgement notification;
The debt key assignments and third debt circulation data are stored to the block chain of the block catenary system.
Preferably, described to store the debt key assignments and third debt circulation data to the block catenary system After on block chain, the method also includes:
The debt for collecting the third operator collects order, and it includes the debt key assignments that the debt, which collects order,;
According to the corresponding third debt circulation data of the debt key assignments, the 4th debt circulation data are generated, it is described Debt in 4th debt circulation data possesses number formulary according to being second operator, and the debt collects number formulary according to being described the Three operators, the liability status in the 4th debt circulation data is to pay the debt side of possessing;
The debt key assignments and the 4th debt circulation data are stored to the block chain of the block catenary system.
Preferably, described to store the debt key assignments and the 4th debt circulation data to the block catenary system After on block chain, the method also includes:
The debt for collecting second operator collects order, and it includes the debt key assignments that the debt, which collects order,;
According to the corresponding 4th debt circulation data of the debt key assignments, the 5th debt circulation data are generated, it is described Debt in 5th debt circulation data possesses number formulary according to being the third operator, and it is empty word that the debt, which collects number formulary evidence, Section, the liability status in the 5th debt circulation data is that debt is established;
The debt key assignments and the 5th debt circulation data are stored to the block chain of the block catenary system.
Preferably, described to store the debt key assignments and the 5th debt circulation data to the block catenary system After on block chain, the method also includes:
The debt shutdown command of the third operator is collected, the debt shutdown command includes the debt key assignments;
According to the corresponding 5th debt circulation data of the debt key assignments, the 6th debt circulation data are generated, it is described Debt in 6th debt circulation data possesses number formulary according to being the third operator, and it is empty word that the debt, which collects number formulary evidence, Section, the liability status in the 6th debt circulation data is debt closing;
The debt key assignments and the 6th debt circulation data are stored to the block chain of the block catenary system.
Preferably, the method also includes:
The debt querying command of any operation person is collected, the debt querying command includes the debt key assignments;
The debt key assignments is inquired from the block chain, determines at least one block;
The debt circulation data stored in the highest block of block height at least one described block are sent to described Operator,
Debt circulation data further include NextState operation side;
When collecting any processing order including the debt key assignments, stored down according in debt circulation data One state operation side verifies processing order, when passed the verification, orders in response to the processing, executes debt stream Turn data updating process,
Debt circulation data further include operation serial number, and the operation serial number is used to identify the circulation time of the debt details Number,
Debt circulation data further include signature of the business private key to debt circulation data for operating operator.
The invention has the following beneficial effects:
The credits field application method for the block chain technology that the present invention uses, can transfer the strength of the people, and the masses are to go through The creator of history, the wisdom of the masses be it is infinite, it is also to reduce that by masses participation in management, the quick recycling for realizing credits, which is realized, Lao Lai phenomenon makes Lao Lai be in whole people's supervision and under the whole people press for, credits right-safeguarding is especially interconnected networking, to make credits Right-safeguarding cost reduces.
Specific embodiment
Below in conjunction with the embodiment of the present invention, the technical scheme in the embodiment of the invention is clearly and completely described, Obviously, the embodiment described is the embodiment of part of representative of the invention, rather than whole embodiments, this field are general Other all embodiments obtained belong to protection of the invention to logical technical staff without making creative work Range.
Distribution, transaction and the clearing system of a kind of traditional bond based on block chain technology provided in an embodiment of the present invention The system of system, including multiple nodes, multiple node can be the server of more mechanisms.Server may belong to any machine Structure, such as enterprise, cause, organ and bank, financial institution, credit agency, credit information service or consumption mechanism etc., it is multiple The a plurality of block chain shared for each mechanism can be deployed on server.It should be noted that above-mentioned server To be provided as any computer equipment, the embodiment of the present invention is not specifically limited in this embodiment.
In the following, some nouns occurred during following illustrate are introduced:
Alliance's chain, also referred to as community's block chain (Consortium Block chains), refer to its common recognition process by pre- Select the block chain of node control.In alliance's chain, just for the open all or part of function of node member in chain, in alliance's chain Each block chain node can be based on needing to customize access limit, search access right etc..
Intelligent contract: the contract program executed automatically according to specified conditions can operate the data stored on chain, It is that operator and block chain interact, utilize the important channel of block chain realization service logic.For example, each mechanism can lead to It crosses intelligent contract on the block chain disposed in server and accesses the distribution of traditional bond based on block chain technology, transaction And settlement system.
Target strategy: the target strategy can be one kind of common recognition strategy, such as endorsement strategy, can serve to indicate that data The necessary condition that process of endorsing in storage system need to meet.For example, the endorsement strategy can indicate the multiple endorsements for needing to endorse Node, forms an endorsement node set, and endorsement process then needs the coalition signature of the endorsement node set.
Liability status refers to the transmitting state of accounts receivable, in the following, to the present embodiments relate to several debt shapes arrived State is illustrated:
Debt is established, and is represented debt generation, be that is to say the debt side of possessing it has been determined that borrower can be in this condition It refunds.
Transfer of obligation notice, represents the debt side of possessing call money people, and preparation circulates debt to third party.
Transfer of obligation Notification Validation represents borrower and has known debt during circulation.
The money side of possessing is beaten, the debt side of collecting is represented and is ready to collect this debt, and beaten money and given the debt side of possessing.
Debt is closed, and is represented debt and has been paid off, is the final state of accounts receivable.
The debt side of possessing represents the side for possessing this debt at present.The debt side of collecting represents debt circulation process The side of collecting.
Distribution, transaction and the settlement method of traditional bond provided in an embodiment of the present invention based on block chain technology, The system that this method can be applied to the distribution of above-mentioned traditional bond based on block chain technology, transaction and settlement system In, and, which can be the server of any mechanism.This method comprises:
201, server reads liability data, and the liability data includes debt number and debt details, and the debt is detailed Feelings are included at least as the first operator of borrower, as the second operator of accommodator and borrowing balance.
The debt number is used for the unique identification liability data.Debt details are for indicating when the debt most takes place Related data includes accommodator, borrower and borrowing balance, can also include debit date and loaning bill reason etc..Into one Step ground, which can also include carrying out digest to these liability datas with the business private key of oneself by borrower, To prove the necessary being of this loaning bill of confirmation.
It should be noted that after the liability data can be carried out typing and be triggered by the borrower that joined block catenary system Continuous data uplink operation, for example, the server can refer to the server of borrower, when borrower's triggering will be based on block chain The distribution of traditional bond of technology, transaction and clearing to block chain order when, then can be carried out based on the liability data Follow-up process, certainly, the server can also be the leader node in block catenary system, when borrower's typing liability data, Follow-up process can be carried out by the server as leader node.
202, server is based on the debt number, generates debt key assignments.
Server can obtain debt key assignments based on debt number, to unique identification when circulating to debt details The liability data, the debt key assignments can be debt number, debt number character string generated is also based on, to look into as subsequent Ask and update used index when debt circulation data.
203, server is based on the debt details, generates the first debt circulation data, the first debt circulation data In debt possess number formulary according to being the accommodator, debt collects number formulary according to being null field, in first debt circulation data Liability status be debt establish.
First debt circulation data are generated based on data provided by borrower, current to describe the accounts receivable Specific transmitting state, due to first debt circulation data be debt establish in the state of obtain, debt is possessed Accommodator included in debt details is remained as before square mesh, and since the debt has not been entered into circulation process, debt It to be sky that number formulary evidence is collected in business.
First debt circulate data further include NextState operation side, to indicate it is next should be to the debt at One side of reason, which, which can be used as, verifies whether that debt can be handled, so that the shape of the debt State is updated to the condition of next state, that is to say, when collecting any processing order including the debt key assignments, according to The NextState operation side stored in debt circulation data verifies processing order, when passed the verification, response It is ordered in the processing, executes debt circulation data updating process.For example, for the first debt circulation data, it is next State operation side is accommodator, that is to say the second operator.
First debt circulation data further include operation serial number, and debt circulation data further include operation serial number, the operation Serial number is used to identify the circulation number of the debt details, the orderly progress to be circulated with guaranteed debt.For example, for the first debt For the data that circulate, operation serial number can be 0.
First debt circulation data can also include the business private key of borrower in first debt circulation data The signature of above-mentioned data, for example, when the first debt circulation data include: debt possess number formulary according to be the accommodator, debt receive Take number formulary according to being null field, the liability status in first debt circulation data be debt establishment and operation serial number and under When the data such as one state operation side, server can according to the business private key of borrower to signing, and by signature store to First debt circulation data, to guarantee the authenticity of data.
The format of above-mentioned debt key assignments and the first debt circulation data, wherein loaning bill master data is debt details, this Inventive embodiments are not construed as limiting the specific arrangement mode of each data.
204, server stores the debt key assignments and first debt circulation data to the block catenary system On block chain.
It includes: that server can be according to debt key assignments and the first debt stream that this, which is stored to the detailed process on block chain, Revolution evidence, generate the first block, and known together in block catenary system to the first block and know together by when, by the first block It is added on the block chain of the block catenary system.
It should be noted that next state that debt is established is divided into two kinds:
The first is that debt is closed, and represents debt and has paid off, is the final state of accounts receivable.This when, debt are protected The side of having and NextState operation side should be same side, and the debt side of possessing is constant, and the debt side of collecting is null field, and liability status is debt Business closing, NextState operation side are sky, operate serial number from increasing 1.
Second is transfer of obligation notice, represents the debt side of possessing call money people, preparation circulates debt.This when It waits, the debt side of possessing and NextState operation side should be same side, which modifies data on chain, and data include borrowing on chain Money master data is constant, and the debt side of possessing is constant, and the debt side of collecting is the third party that transfer of obligation will be given, and that is to say that third is grasped Work person, liability status are transfer of obligation notice, and operation side is borrower in next step, and operation serial number increases 1 certainly.
205, server collects the debt circulation order of second operator, and the debt circulation order includes being used as debt The third operator of the business side of collecting and the debt key assignments.
When the second operator as accommodator needs more fund flows, prepare using the transfer of obligation to as the When the third operator of tripartite, debt circulation order can be triggered, when server collects debt circulation order, Ke Yixian According to the data that the first block is stored, to verify whether debt circulation order is sent by the second operator, when being verified When, then it can circulate and order in response to the debt, update liability status.
206, server is according to corresponding first debt circulation data of the debt key assignments and the third operator, The second debt circulation data are generated, it is second operator that the debt in the second debt circulation data, which possesses number formulary evidence, The debt collects number formulary according to being the third operator, and the liability status in the second debt circulation data is transfer of obligation Notice.
When collecting debt circulation order, server can circulate included debt key assignments in order according to debt, The debt key assignments is inquired from the block chain, is obtained the block for being stored with the first debt circulation data, is read in the block The first debt circulation data of storage, to know the current concrete condition of the debt, and based on first debt circulation data It modifies to liability status etc..
Second debt circulation data are that the transfer demand based on accommodator generates, since second debt circulation data are It is obtained when being transferred the possession of, therefore, debt, which is possessed, remains as accommodator included in debt details before square mesh, and by Circulation process is just initially entered in the debt, therefore, it can be third operator that debt, which collects number formulary evidence,.
Second debt circulate data further include NextState operation side, to indicate it is next should be to the debt at One side of reason, which, which can be used as, verifies whether that debt can be handled, so that the shape of the debt State is updated to the condition of next state, that is to say, when collecting any processing order including the debt key assignments, according to The NextState operation side stored in debt circulation data verifies processing order, when passed the verification, response It is ordered in the processing, executes debt circulation data updating process.For example, for the second debt circulation data, it is next State operation side is borrower, that is to say the first operator.
Second debt circulation data further include operation serial number, and debt circulation data further include operation serial number, the operation Serial number is used to identify the circulation number of the debt details, the orderly progress to be circulated with guaranteed debt.For example, for the second debt For the data that circulate, operation serial number can be 1.
Second debt circulation data can also include the business private key of accommodator in second debt circulation data The signature of above-mentioned data, for example, when the second debt circulation data include: debt possess number formulary according to be second operator, debt Business collects number formulary according to being third operator, the liability status in second debt circulation data be transfer of obligation notify and When operating the data such as serial number and NextState operation side, server can according to the business private key of accommodator to signing, and Signature is stored to second debt circulation data, to guarantee the authenticity of data.
207, server stores the debt key assignments and second debt circulation data to the block catenary system On block chain.
It includes: that server can be according to debt key assignments and the second debt stream that this, which is stored to the detailed process on block chain, Revolution evidence, generate the second block, and known together in block catenary system to the second block and know together by when, by the second block It is added on the block chain of the block catenary system.
208, server collects the debt circulation confirmation order of first operator, the debt circulation confirmation order packet Include the debt key assignments.
When the first operator knows that second operator wants debt circulates to give third operator, then can first inquire simultaneously Check whether the debt is paid bills, which may include: the debt querying command for collecting any operation person, The debt querying command includes the debt key assignments;The debt key assignments is inquired from the block chain, determines at least one Block;The debt circulation data stored in the highest block of block height at least one described block are sent to the operation Member.Wherein, block height is higher, indicate the block enter chain time it is more late, therefore, in multiple blocks block height it is highest What is stored in block is the last state of the debt.When the first operator determines that the debt has been given back, then can initiate Withdrawal operation, and work as the first operator and determine that the debt is not given back, then it can agree to that the debt circulates, and trigger the debt stream Turn confirmation order.
209, server generates the circulation of third debt according to the corresponding second debt circulation data of the debt key assignments Data, the debt in third debt circulation data possess number formulary according to being second operator, and the debt collects number formulary According to for the third operator, the liability status in the third debt circulation data is transfer of obligation acknowledgement notification.
When collecting debt circulation confirmation order, server can circulate according to debt confirms debt included in order Business key assignments, inquires the debt key assignments from the block chain, obtains multiple blocks for being stored with the debt key assignments, reads block The the second debt circulation data stored in highly highest block, to know the current concrete condition of the debt, and being based on should Second debt circulation data modify to liability status etc..
Third debt circulation data are to agree to carry out transfer of obligation generation based on borrower, since the third debt circulates Data are obtained when determination will be transferred the possession of, and therefore, debt remains as included in debt details owe before possessing square mesh Money people, and since the debt has been in into circulation process, it can be third operator that debt, which collects number formulary evidence,.
The third debt circulate data further include NextState operation side, to indicate it is next should be to the debt at One side of reason, which, which can be used as, verifies whether that debt can be handled, so that the shape of the debt State is updated to the condition of next state, that is to say, when collecting any processing order including the debt key assignments, according to The NextState operation side stored in debt circulation data verifies processing order, when passed the verification, response It is ordered in the processing, executes debt circulation data updating process.For example, for third debt circulation data, it is next State operation side is the debt side of collecting, and that is to say third operator.
Third debt circulation data further include operation serial number, and debt circulation data further include operation serial number, the operation Serial number is used to identify the circulation number of the debt details, the orderly progress to be circulated with guaranteed debt.For example, for third debt For the data that circulate, operation serial number can be 2.
Third debt circulation data can also include the business private key of borrower in third debt circulation data The signature of above-mentioned data, for example, when third debt circulation data include: debt possess number formulary according to be second operator, debt Business collects number formulary according to being third operator, the liability status in third debt circulation data be transfer of obligation acknowledgement notification, And when the operation data such as serial number and NextState operation side, server can be according to the business private key of accommodator to signing Name, and signature is stored to third debt circulation data, to guarantee the authenticity of data.
210, server stores the debt key assignments and third debt circulation data to the block catenary system On block chain.
It includes: that server can be according to debt key assignments and the third debt stream that this, which is stored to the detailed process on block chain, Revolution evidence, generate third block, and known together in block catenary system to third block and know together by when, by third block It is added on the block chain of the block catenary system.
211, the debt that server collects the third operator collects order, and it includes the debt that the debt, which collects order, Business key assignments.
When third operator confirmation collect the debt when, then can by the mode on line or under line by fund transfer accounts to Second operator, to realize the purchase to debt.Certainly, before transferring accounts, third operator can by with it is above-mentioned same The query process of reason has been updated to transfer of obligation Notification Validation to inquire the state of the debt, then can trigger debt receipts Order is taken, to collect the debt, however, third operator can not also collect current debt circulation, the present invention with withdrawal operation Embodiment is not construed as limiting this.
212, server generates the circulation of the 4th debt according to the corresponding third debt circulation data of the debt key assignments Data, the debt in the 4th debt circulation data possess number formulary according to being second operator, and the debt collects number formulary According to for the third operator, the liability status in the 4th debt circulation data is to pay the debt side of possessing.
When collecting debt and collecting order, server can collect debt key assignments included in order according to debt, The debt key assignments is inquired from the block chain, obtains multiple blocks for being stored with the debt key assignments, reads block height most The third debt circulation data stored in high block, to know the current concrete condition of the debt, and are based on the third debt Business circulation data modify to liability status etc..
4th debt circulation data are to agree to collect debt generation based on third operator, since the 4th debt circulates Data are obtained after third operator has transferred accounts, therefore, debt possess remain as before square mesh it is included in debt details Accommodator, and due to the debt be in into circulation process, debt collect number formulary according to can for third operate Member.
4th debt circulate data further include NextState operation side, to indicate it is next should be to the debt at One side of reason, which, which can be used as, verifies whether that debt can be handled, so that the shape of the debt State is updated to the condition of next state, that is to say, when collecting any processing order including the debt key assignments, according to The NextState operation side stored in debt circulation data verifies processing order, when passed the verification, response It is ordered in the processing, executes debt circulation data updating process.For example, for the 4th debt circulation data, it is next State operation side is accommodator, that is to say the second operator.
4th debt circulation data further include operation serial number, and debt circulation data further include operation serial number, the operation Serial number is used to identify the circulation number of the debt details, the orderly progress to be circulated with guaranteed debt.For example, for the 4th debt For the data that circulate, operation serial number can be 3.
4th debt circulation data can also include the business private key of the debt side of collecting to the 4th debt circulation data In above-mentioned data signature, for example, when the 4th debt circulation data include: debt possess number formulary according to be it is described second operation Member, debt collect number formulary according to being third operator, and the liability status in the 4th debt circulation data is to pay debt guarantor When the side of having and the operation data such as serial number and NextState operation side, server can be according to the business private key of the debt side of collecting To signing, and signature is stored to the 4th debt and is circulated data, to guarantee the authenticity of data.
213, server stores the debt key assignments and the 4th debt circulation data to the block catenary system On block chain.
It includes: that server can be according to debt key assignments and the 4th debt stream that this, which is stored to the detailed process on block chain, Revolution evidence, generate the 4th block, and known together in block catenary system to the 4th block and know together by when, by the 4th block It is added on the block chain of the block catenary system.
214, the debt that server collects second operator collects confirmation order, and the debt collects confirmation order packet Include the debt key assignments.
When fund has been collected in the second operator confirmation, then illustrate that debt can formally circulate.Certainly, it is somebody's turn to do in triggering Debt collect confirmation order before, the second operator can by with above-mentioned query process similarly, to inquire the shape of the debt State has been updated to pay the debt side of possessing, then can trigger the debt and collect order, has received payment for goods with confirmation,
215, server generates the circulation of the 5th debt according to the corresponding 4th debt circulation data of the debt key assignments Data, the debt in the 5th debt circulation data possess number formulary according to being the third operator, and the debt collects number formulary According to for null field, the liability status in the 5th debt circulation data is that debt is established.
Confirm that server can collect debt included in confirmation order according to debt when ordering when collecting debt and collecting Business key assignments, inquires the debt key assignments from the block chain, obtains multiple blocks for being stored with the debt key assignments, reads block The 4th debt circulation data stored in highly highest block, to know the current concrete condition of the debt, and being based on should 4th debt circulation data modify to liability status etc..
5th debt circulation data are that the fund generation of third operator payment has been collected based on the second operator, Since the 5th debt circulation data are to have transferred accounts in third operator and obtained after the second operator confirmation, debt Business is updated to third operator before possessing square mesh, and since the debt has been established again, debt collects number formulary evidence can Think null field.
5th debt circulate data further include NextState operation side, to indicate it is next should be to the debt at One side of reason, which, which can be used as, verifies whether that debt can be handled, so that the shape of the debt State is updated to the condition of next state, that is to say, when collecting any processing order including the debt key assignments, according to The NextState operation side stored in debt circulation data verifies processing order, when passed the verification, response It is ordered in the processing, executes debt circulation data updating process.For example, for the 5th debt circulation data, it is next State operation side is the current debt side of possessing, and that is to say third operator.
5th debt circulation data further include operation serial number, and debt circulation data further include operation serial number, the operation Serial number is used to identify the circulation number of the debt details, the orderly progress to be circulated with guaranteed debt.For example, for the 5th debt For the data that circulate, operation serial number can be 4.
5th debt circulation data can also include the business private key of accommodator in the 5th debt circulation data The signature of above-mentioned data, for example, when the 5th debt circulation data include: debt possess number formulary according to be the third operator, debt Business collects number formulary according to for sky, the liability status in the 5th debt circulation data be debt establishment and operation serial number and under When the data such as one state operation side, server can be according to the business private key of the second operator to signing, and signature is deposited Storage is to the 5th debt circulation data, to guarantee the authenticity of data.
216, server stores the debt key assignments and the 5th debt circulation data to the block catenary system On block chain.
It includes: that server can be according to debt key assignments and the 5th debt stream that this, which is stored to the detailed process on block chain, Revolution evidence, generate the 5th block, and known together in block catenary system to the 5th block and know together by when, by the 5th block It is added on the block chain of the block catenary system.
217, server collects the debt shutdown command of the third operator, and the debt shutdown command includes the debt Business key assignments.
When third operator confirmation collected to when the refund of the first operator, then can trigger the debt close life It enables, is finished with indicating that the debt has been given back.It should be noted that the first operator before refund, can also pass through inquiry Corresponding debt key assignments is being refunded when debt is established to know, to avoid there is situation about refunding to a wrong side.
218, server generates the circulation of the 6th debt according to the corresponding 5th debt circulation data of the debt key assignments Data, the debt in the 6th debt circulation data possess number formulary according to being the third operator, and the debt collects number formulary According to for null field, the liability status in the 6th debt circulation data is that debt is closed.
When collecting debt shutdown command, server can according to debt key assignments included in debt shutdown command, The debt key assignments is inquired from the block chain, obtains multiple blocks for being stored with the debt key assignments, reads block height most The 5th debt circulation data stored in high block, to know the current concrete condition of the debt, and are based on the 5th debt Business circulation data modify to liability status etc..
6th debt circulation data are to have collected the debt given back to the first operator based on third operator to generate, Since the 6th debt circulation data are to have transferred accounts in the first operator and obtained after third operator confirmation, debt The business side of possessing is still third operator, and since the debt has been switched off, debt, which collects number formulary evidence, to be empty word Section.
6th debt circulate data further include NextState operation side, to indicate it is next should be to the debt at One side of reason, which, which can be used as, verifies whether that debt can be handled, so that the shape of the debt State is updated to the condition of next state, that is to say, when collecting any processing order including the debt key assignments, according to The NextState operation side stored in debt circulation data verifies processing order, when passed the verification, response It is ordered in the processing, executes debt circulation data updating process.For example, for the 6th debt circulation data, it is next State operation side is null field.
6th debt circulation data further include operation serial number, and debt circulation data further include operation serial number, the operation Serial number is used to identify the circulation number of the debt details, the orderly progress to be circulated with guaranteed debt.For example, for the 6th debt For the data that circulate, operation serial number can be 5.
6th debt circulation data can also include the business private key of third operator to the 6th debt circulation data In above-mentioned data signature, for example, when the 6th debt circulation data include: debt possess number formulary according to be the third operate Member, debt collect number formulary according to be empty, and the liability status in the 6th debt circulation data is that serial number is closed and operated to debt When with the data such as NextState operation side, server can be according to the business private key of third operator to signing, and will label Name is stored to the 6th debt circulation data, to guarantee the authenticity of data.
219, server stores the debt key assignments and the 6th debt circulation data to the block catenary system On block chain.
It includes: that server can be according to debt key assignments and the 6th debt stream that this, which is stored to the detailed process on block chain, Revolution evidence, generate the 6th block, and known together in block catenary system to the 6th block and know together by when, by the 6th block It is added on the block chain of the block catenary system.
It should be noted that at any time, if collecting the debt querying command of any operator, collecting any behaviour The debt querying command of work person, the debt querying command include the debt key assignments;The debt is inquired from the block chain Business key assignments, determines at least one block;The debt stream that will be stored in the highest block of block height at least one described block Revolution evidence is sent to the operator.By the query process based on block chain, the last state of debt can be inquired, with Avoid because of situations such as data are not reciprocity and caused by maloperation generation.
Certainly, in inquiry, the debt circulation data stored at least one block can also be returned to operator, To make operator know the variation overall process of the debt.
Method provided in an embodiment of the present invention, by liability data and with the circulation of debt, relevant data are stored to area On block chain, and when debt changes, also by respective data storage to block chain so that the inquiry of bill and account receivable with And state circulation is very convenient, greatly accelerates the speed of work flow and the speed of business processing.Meanwhile the number of cochain The variation overall process an of debt, and the number by being stored on block chain are identified according to the same debt key assignments is not used only According to that can not distort, the authenticity of accounts receivable greatly ensure that.
Further, receipt on account also is answered to control using data such as status data, NextState operation side and operation serial numbers The debt of money circulates, avoid as data are not reciprocity and caused by operation error, also ensure the orderly progress of debt circulation.
It should be noted that above-mentioned process can by the intelligent contract that is stored on operation system and block catenary system come It realizes, it can not only be using the distributed characteristic kept accounts and can not distorted of block chain, to guarantee the authenticity of accounts receivable.Together When, it is also based on the intelligent contract to operation flow conversion, to control the circulation of entire business, accelerates the processing entirely financed Speed.By taking above-mentioned financing process as an example, after being borrowed money by borrower is newly-built, the state of debt is that debt is established, when collecting debt When the notification of the assignment of business, liability status is updated to transfer of obligation notice, if recalling transfer, the state of debt reverts to debt It establishes, and in the state of transfer of obligation notice, if collecting notification of the assignment confirmation, the state of debt is updated to debt and turns Allow Notification Validation, if recalling confirmation, the state of debt reverts to debt and establishes, and in the state of transfer of obligation Notification Validation Under, if it is confirmed that having beaten money, then the state of debt is updated to pay the debt side of possessing, and when the debt side of possessing receives fund When, then liability status is established for debt, and debt at this time returns third party all, and in the state that debt is established, if at this time The debt side of possessing acknowledge receipt of fund, then liability status be updated to debt closing.The logic can pass through operation system and area Block catenary system is realized jointly.
For the factoring finance process of one accounts receivable of clearer explanation, the process is illustrated below:
(1) A enterprise provides service or merchandising gives B enterprise, and block chain will be written to the loaning bill of A enterprise in B enterprise, The following contents is stored on block chain: master data (loaning bill odd numbers, date, collecting company, corporate borrower, the amount of money, the loaning bill of loaning bill Reason and signature etc.), debt possesses company A, and debt collects company's sky, and liability status is established for debt, NextState operation Company A, serial number 0 is operated, while being signed with the business private key of B enterprise to above data.
(2) A enterprise needs more fund flows, and above accounts receivable is prepared to transfer factoring quotient C.A enterprise for Corresponding accounts receivable stores the following contents on block chain: the master data (constant) of loaning bill, and it is A, debt that debt, which possesses company, The business company of collecting becomes C, and liability status is changed to transfer of obligation notice, and it is corporate borrower B that NextState, which operates company, operates sequence Number 1, while being signed to above data with the business private key of A enterprise.
(3) B enterprise need to obtain the debt circulation notice of A, C, and confirm circulation.B company can inquire corresponding debt Key assignments, if this debt has been given back, just initiates withdrawal operation to know the state of debt.And if B corporation loan It does not give back, then can agree to that debt circulates, store the following contents on block chain: loaning bill master data, debt possess company For A, it is C that debt, which collects company, and liability status is changed to transfer of obligation Notification Validation, and NextState operation company collects for debt Company C operates serial number 2, meanwhile, it is signed to above data with the business private key of B enterprise.
(4) C enterprise makes loans to A, and A is by transfer of obligation to C.C can inquire corresponding debt key assignments, to know debt State confirms that this debt enters transfer of obligation Notification Validation.At this point, C can recall this if being not desired to collect the circulation of this debt Operation.If C company agrees to collect the circulation of this debt, it can make loans to A, the following contents is stored on block chain: borrow money Be basically unchanged, it is A that debt, which possesses company, and it is C that debt, which collects company, and Status Change is beat money to possess company, and NextState is grasped Making company is that debt possesses company A, operates serial number 3, meanwhile, it is signed to above data with the business private key of C enterprise.
(5) A can inquire corresponding debt key assignments, to know the state of debt, confirm that this debt number enters payment Behind the debt side of possessing, debt is circulated, stores the following contents on block chain: the master data of loaning bill, debt possess company Become debt and collect company C, it is C that NextState, which operates company, and debt collects company as sky, and Status Change is established for debt, behaviour Make serial number 4, meanwhile, it is signed to above data with the business private key of A enterprise.
(6) B enterprise refunds to C.When B enterprise refunds, corresponding debt key assignments can be inquired, to know debt State beats money to owner when confirmation current state is that debt is established just now.
(7) after C receives corresponding fund, the following contents is stored on block chain:: the master data of loaning bill, debt are possessed Company is C, and it is sky that NextState, which operates company, and debt collects company as sky, and Status Change is debt closing, operates serial number 5, Meanwhile it being signed to above data with the business private key of C enterprise.
In the above process, the inquiry of bill and account receivable and state circulation are very convenient, greatly accelerate factoring financing Efficiency.Meanwhile the data of cochain can not distort, and greatly ensure that the authenticity of accounts receivable.The modification of data after cochain Journey is to increase data newly to corresponding key assignments, can find whole circulation processes of corresponding accounts receivable in this way.
Reading system 501, for reading liability data, the liability data includes debt number and debt details, described Debt details are included at least as the first operator of borrower, as the second operator of accommodator and borrowing balance;
Generation system 502 generates debt key assignments for being based on the debt number;
The generation system 502 is also used to generate the first debt circulation data, first debt based on the debt details Debt in business circulation data possesses number formulary according to being the accommodator, and it is null field, first debt that debt, which collects number formulary evidence, Liability status in the data that circulate is established for debt;
Storage system 503, for storing the debt key assignments and first debt circulation data to the block chain On the block chain of system.
In some embodiments, the system also includes:
Collection system, for collecting the debt obligatio personalis circulation order, the debt circulation order includes being used as debt The third operator of the business side of collecting and the debt key assignments;
The generation system is also used to according to corresponding first debt circulation data of the debt key assignments and described the Three operators generate the second debt and circulate data, and the debt in second debt circulation data possesses number formulary according to being described the Two operators, it is first operator that the debt, which collects number formulary evidence, the liability status in the second debt circulation data For transfer of obligation notice;
The storage system is also used to store the debt key assignments and second debt circulation data to the block On the block chain of catenary system.
In some embodiments, the collection system is also used to collect the debt circulation confirmation life of first operator It enables, the debt circulation confirmation order includes the debt key assignments;
The generation system is also used to generate third according to the corresponding second debt circulation data of the debt key assignments Debt circulates data, and the debt in third debt circulation data possesses number formulary according to being second operator, the debt Number formulary is collected according to being the third operator, the liability status in the third debt circulation data is that transfer of obligation confirmation is logical Know;
The storage system is also used to store the debt key assignments and third debt circulation data to the block On the block chain of catenary system.
In some embodiments, the debt which is also used to collect the third operator collects order, described It includes the debt key assignments that debt, which collects order,;
The generation system is also used to generate the 4th according to the corresponding third debt circulation data of the debt key assignments Debt circulates data, and the debt in the 4th debt circulation data possesses number formulary according to being second operator, the debt Number formulary is collected according to being the third operator, the liability status in the 4th debt circulation data is to pay debt to possess Side;
The storage system is also used to store the debt key assignments and the 4th debt circulation data to the block chain On the block chain of system.
In some embodiments, the debt which is also used to collect second operator collects order, described It includes the debt key assignments that debt, which collects order,;
The generation system is also used to generate the 5th according to the corresponding 4th debt circulation data of the debt key assignments Debt circulates data, and the debt in the 5th debt circulation data possesses number formulary according to being the third operator, the debt Number formulary is collected according to being null field, the liability status in the 5th debt circulation data is established for debt;
The storage system is also used to store the debt key assignments and the 5th debt circulation data to the block chain On the block chain of system.
In some embodiments, which is also used to collect the debt shutdown command of the third operator, described Debt shutdown command includes the debt key assignments;
The generation system is also used to generate the 6th according to the corresponding 5th debt circulation data of the debt key assignments Debt circulates data, and the debt in the 6th debt circulation data possesses number formulary according to being the third operator, the debt Number formulary is collected according to being null field, the liability status in the 6th debt circulation data is debt closing;
The storage system is also used to store the debt key assignments and the 6th debt circulation data to the block chain On the block chain of system.
In some embodiments, which is also used to collect the debt querying command of any operation person, the debt Querying command includes the debt key assignments;
It determines system, for inquiring the debt key assignments from the block chain, determines at least one block;
Transmission system, the debt circulation number for will be stored in the highest block of block height at least one described block According to being sent to the operator.
In some embodiments, debt circulation data further include NextState operation side;
When collecting any processing order including the debt key assignments, stored down according in debt circulation data One state operation side verifies processing order, when passed the verification, orders in response to the processing, executes debt stream Turn data updating process.
In some embodiments, debt circulation data further include operation serial number, and the operation serial number is for identifying the debt The circulation number for details of being engaged in.
In some embodiments, debt circulation data further include operating the business private key of operator to debt circulation number According to signature.
All the above alternatives can form the alternative embodiment of the disclosure, herein no longer using any combination It repeats one by one.
Those skilled in the art is not under conditions of departing from the spirit and scope of the present invention that claims determine, also Various modifications can be carried out to the above content.Therefore the scope of the present invention is not limited in above explanation, but by The range of claims determines.

Claims (10)

1. a kind of distribution, transaction and the settlement system of traditional bond based on block chain technology, which is characterized in that be applied to In any node in block catenary system, the system comprises:
Reading system, for reading liability data, the liability data includes debt number and debt details, the debt details Including at least as borrower the first operator, as the second operator of accommodator and borrowing balance;
Generation system generates debt key assignments for being based on the debt number;
The generation system is also used to generate the first debt circulation data, the first debt circulation based on the debt details Debt in data possesses number formulary according to being the accommodator, and it is null field that debt, which collects number formulary evidence, the first debt circulation number Liability status in is established for debt;
Storage system, for storing the debt key assignments and first debt circulation data to the area of the block catenary system On block chain.
2. distribution, transaction and the settlement system of traditional bond according to claim 1 based on block chain technology, It is characterized in that, the system also includes:
Collection system, for collecting the debt obligatio personalis circulation order, the debt circulation order includes receiving as debt The third operator for the side of taking and the debt key assignments;
The generation system is also used to according to the corresponding first debt circulation data of the debt key assignments and third behaviour Work person generates the second debt circulation data, and it is second behaviour that the debt in the second debt circulation data, which possesses number formulary evidence, Work person, the debt collect number formulary according to being first operator, and the liability status in the second debt circulation data is debt Business notification of the assignment;
The storage system is also used to store the debt key assignments and second debt circulation data to the block linkwork On the block chain of system.
3. distribution, transaction and the settlement system of traditional bond according to claim 2 based on block chain technology, It is characterized in that, the collection system is also used to collect the debt circulation confirmation order of first operator, the debt circulation Confirmation order includes the debt key assignments;
The generation system is also used to generate third debt according to the corresponding second debt circulation data of the debt key assignments Circulate data, and it is second operator that the debt in the third debt circulation data, which possesses number formulary evidence, and the debt is collected For number formulary according to being the third operator, the liability status in the third debt circulation data is transfer of obligation acknowledgement notification;
The storage system is also used to store the debt key assignments and third debt circulation data to the block linkwork On the block chain of system.
4. a kind of distribution, transaction and the settlement method of traditional bond based on block chain technology, which is characterized in that be applied to In any node in block catenary system, which comprises
Liability data is read, the liability data includes debt number and debt details, and the debt details include at least conduct The first operator of borrower, as the second operator of accommodator and borrowing balance;
Based on the debt number, debt key assignments is generated;
Based on the debt details, the first debt circulation data, the debt side of possessing in the first debt circulation data are generated Data are the accommodator, and debt collects number formulary according to being null field, and the liability status in the first debt circulation data is debt Business is established;
The debt key assignments and first debt circulation data are stored to the block chain of the block catenary system.
5. according to the method described in claim 4, it is characterized in that, described circulate the debt key assignments and first debt After data are stored to the block chain of the block catenary system, the method also includes:
The debt circulation order of second operator is collected, the debt circulation order includes the third as the debt side of collecting Operator and the debt key assignments;
According to the corresponding first debt circulation data of the debt key assignments and the third operator, the second debt stream is generated Revolution evidence, the debt in second debt circulation data possess number formulary according to being second operator, the debt side of collecting Data are first operator, and the liability status in the second debt circulation data is transfer of obligation notice;
The debt key assignments and second debt circulation data are stored to the block chain of the block catenary system.
6. according to the method described in claim 5, it is characterized in that, described circulate the debt key assignments and second debt After data are stored to the block chain of the block catenary system, the method also includes:
The debt circulation confirmation order of first operator is collected, the debt circulation confirmation order includes the debt key Value;
According to the corresponding second debt circulation data of the debt key assignments, third debt circulation data, the third are generated Debt in debt circulation data possesses number formulary according to being second operator, and it is that the third is grasped that the debt, which collects number formulary evidence, Work person, the liability status in third debt circulation data is transfer of obligation acknowledgement notification;
The debt key assignments and third debt circulation data are stored to the block chain of the block catenary system.
7. according to the method described in claim 6, it is characterized in that, described circulate the debt key assignments and the third debt After data are stored to the block chain of the block catenary system, the method also includes:
The debt for collecting the third operator collects order, and it includes the debt key assignments that the debt, which collects order,;
It is circulated data according to the corresponding third debt of the debt key assignments, generates the 4th debt and circulate data, the described 4th Debt in debt circulation data possesses number formulary according to being second operator, and it is that the third is grasped that the debt, which collects number formulary evidence, Work person, the liability status in the 4th debt circulation data is to pay the debt side of possessing;
The debt key assignments and the 4th debt circulation data are stored to the block chain of the block catenary system.
8. the method according to the description of claim 7 is characterized in that described circulate the debt key assignments and the 4th debt After data are stored to the block chain of the block catenary system, the method also includes:
The debt for collecting second operator collects order, and it includes the debt key assignments that the debt, which collects order,;
It is circulated data according to corresponding 4th debt of the debt key assignments, generates the 5th debt and circulate data, the described 5th Debt in debt circulation data possesses number formulary according to being the third operator, and it is null field, institute that the debt, which collects number formulary evidence, The liability status stated in the 5th debt circulation data is established for debt;
The debt key assignments and the 5th debt circulation data are stored to the block chain of the block catenary system.
9. according to the method described in claim 8, it is characterized in that, described circulate the debt key assignments and the 5th debt After data are stored to the block chain of the block catenary system, the method also includes:
The debt shutdown command of the third operator is collected, the debt shutdown command includes the debt key assignments;
It is circulated data according to corresponding 5th debt of the debt key assignments, generates the 6th debt and circulate data, the described 6th Debt in debt circulation data possesses number formulary according to being the third operator, and it is null field, institute that the debt, which collects number formulary evidence, The liability status in the 6th debt circulation data is stated as debt closing;
The debt key assignments and the 6th debt circulation data are stored to the block chain of the block catenary system.
10. according to the described in any item methods of claim 4-8, which is characterized in that the method also includes:
The debt querying command of any operation person is collected, the debt querying command includes the debt key assignments;
The debt key assignments is inquired from the block chain, determines at least one block;
The debt circulation data stored in the highest block of block height at least one described block are sent to the operation Member,
Debt circulation data further include NextState operation side;
When collecting any processing order including the debt key assignments, according to the next shape stored in debt circulation data State operation side verifies processing order, when passed the verification, orders in response to the processing, executes debt circulation number According to renewal process,
Debt circulation data further include operation serial number, and the operation serial number is used to identify the circulation number of the debt details,
Debt circulation data further include signature of the business private key to debt circulation data for operating operator.
CN201910014916.5A 2019-01-08 2019-01-08 A kind of distribution, transaction and the settlement system of traditional bond based on block chain technology Pending CN109886813A (en)

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Application publication date: 20190614