CN109815808B - Integrated machine suitable for directional payment and control method thereof - Google Patents
Integrated machine suitable for directional payment and control method thereof Download PDFInfo
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Abstract
The invention discloses an all-in-one machine suitable for directional payment, which comprises an all-in-one machine body, wherein a display screen is arranged on the all-in-one machine body, a binocular camera is arranged above the display screen, and a control panel surface is arranged at the lower end of the display screen; one end of the control panel is provided with an identity card reader, the other end of the control panel is provided with a bank card password input keyboard, the bank card reader is arranged above the bank card password input keyboard, and a CPU, a memory card and a remote retainer board card are arranged in the control panel. The invention also discloses a control method of the all-in-one machine, which is used for receiving the identity card information, sending out three instructions of blinking, opening mouth and shaking head, and collecting corresponding images; comparing the image on the identity card information with the acquired image. The invention integrates the functions of directional payment, human face living body verification and identification, software and hardware remote maintenance and updating, bank card and the like; the system can realize business functions such as principal real name claim, principal real name card opening, principal real name registration and the like of the enterprise/government oriented funds, and remote update and monitoring of software and hardware.
Description
Technical Field
The invention relates to the technical field of payment, in particular to an integrated machine suitable for directional payment and a control method thereof.
Background
The traditional all-in-one machine cannot verify whether a claimant and a beneficiary are the same person or not; batch software and hardware updating and maintenance of the remote terminal cannot be realized; the sensitive financial business such as the bank card Cha Yu, the card opening and the like cannot be realized; business functions such as principal real name claim, principal real name card opening, principal real name registration and the like of the enterprise/government oriented funds cannot be realized.
Disclosure of Invention
Based on this, in order to solve the above-mentioned problems, it is necessary to provide an integrated machine suitable for directional payment and a control method thereof, which integrate the functions of directional payment, face living body verification and identification, software and hardware remote maintenance and update, and bank card; the system can realize business functions of enterprise/government oriented fund such as principal real name claim, principal real name card opening, principal real name registration and the like, and can realize remote update and monitoring of terminal software and hardware.
The invention provides an all-in-one machine suitable for directional payment, which has the following technical scheme:
the integrated machine suitable for the directional payment comprises an integrated machine body, wherein a hook is arranged on the back surface of the integrated machine body, a display screen is arranged on the front surface of the integrated machine body, a binocular camera is arranged above the display screen, a control panel surface is arranged at the lower end of the display screen, and an included angle of 120-150 degrees is formed between the display screen and the control panel surface; one end of the control panel is provided with an identity card reader, the other end of the control panel is provided with a bank card password input keyboard, the bank card reader is arranged above the bank card password input keyboard, and a CPU, a memory card and a remote retainer board card are arranged in the control panel.
In the technical scheme, the integrated machine is hung, the installation is convenient, the running memory of the host is more than 4G, the main frequency of the CPU is more than 2.0Ghz, the machine body is stored as 64GB, and the communication can be carried out through a wired network and a wireless network; the Beidou GPS positioning is supported, the identity card reader and the bank card reader support the ISO14443a/b standard, and the system accords with the PBOC3.0 standard of the people's bank; when the intelligent face recognition system is used, the user identity card information is read, face recognition is carried out through the binocular camera, a model trained by the deep neural network is adopted in face recognition, the model is transplanted into the integrated machine after fixed phone recognition, after the recognition is successful, the bank card information is read, a password is input in the internal black box, high safety of financial business is guaranteed, and directional payment is realized; the display screen and the control panel face form a certain angle, so that information of the display screen is conveniently checked, and information reading and password input operation are not influenced; the human face living body recognition function is realized through software and hardware integration, the human evidence comparison is carried out in the living body recognition process, the sensitive financial functions such as bank card Cha Yu, bank card opening and the like are carried out, and meanwhile, the integrated machine is uniformly maintained, monitored and managed in a cloud.
Preferably, the voice prompt module is integrated in the integrated machine body, and a loudspeaker is arranged on the shell of the integrated machine body. The voice prompt module and the loudspeaker send out prompt notice to the outside, so that the user is convenient to be familiar with the use flow.
Preferably, the signal output end of the bank card reader is connected with the first signal input end of the CPU, the signal output end of the bank card password input keyboard is connected with the second signal input end of the CPU, the signal output end of the identity card reader is connected with the third signal input end of the CPU, the signal output end of the binocular camera is connected with the fourth signal input end of the CPU, and the signal output end of the remote maintenance board card is connected with the fifth signal input end of the CPU; the first signal output end of the CPU is connected with the signal input end of the voice prompt module, the signal output end of the voice prompt module is connected with the signal input end of the loudspeaker, and the second signal output end of the CPU is connected with the signal input end of the display screen. The CPU receives various control signals and communicates through a wired network and a wireless network, so that the functions of directional payment, human face living body verification and identification, software and hardware remote maintenance and updating, bank card and the like are realized.
Preferably, the shell of the integrated machine body is a sheet metal or a cold-rolled plate. Has the characteristics of dust prevention, explosion prevention, theft prevention and water prevention.
The invention also provides a control method of the integrated machine, which has the following technical scheme:
the control method of the all-in-one machine comprises the following steps:
a. receiving identity card information, and starting a display screen and a binocular camera;
b. three instructions of blinking, mouth opening and head shaking are sent out, and corresponding images are collected;
c. comparing the image on the identity card information with the acquired image, and if the comparison result is consistent, identifying the passing of the image; otherwise, the identification is not passed.
In the technical scheme, firstly, human face living body recognition is carried out on a user, in the process of verifying living body, multi-frame images are intercepted randomly to be compared with credentials of the user (face recognition), a model trained by a deep neural network is adopted in face recognition, and then the model is transplanted into an all-in-one machine after fixed phone, so that the living body verification and the credentials comparison of the user are confirmed.
Preferably, the step b includes the steps of:
in the image acquisition process, face detection and calibration are carried out on each frame of image;
determining characteristic coordinate values of eyes, nose, mouth and ears of a person through the calibrated face;
after the feature coordinate values are obtained, training judgment limits of generalized samples of blinking, opening mouth and shaking head based on SVM to obtain a model;
judging whether the feature coordinate value is within a judgment limit, if so, judging as a living body, and receiving the acquired image; if not, the acquired image is not received.
When in living body identification, three actions of blinking, opening mouth and shaking head are combined randomly, so that a user is required to make a specified action; when a user acts, acquiring images by driving an integrated binocular camera, carrying out face detection and calibration on each frame of image in the acquisition process, and calibrating characteristic coordinate values of eyes, nose, mouth and ears of a person through the calibrated face; after coordinate values are obtained, three actions of blinking, opening mouth and shaking head are judged, a model is obtained after the judgment limit of blinking, opening mouth and shaking head trains the generalization sample by adopting an SVM method, and if and only if a user finishes the appointed action within the appointed time, the user can judge that the user is a living person.
Preferably, the method further comprises the following steps:
after the face recognition is successful, if the information of the bank card is read, starting a bank card password input keyboard supporting international and national password double algorithms;
and after receiving the input password, encrypting and decrypting, interfacing with a bank system interface, and obtaining the information of the bank card.
The key of the bank card Cha Yu, the card opening and other businesses is to process the sensitive information of the user, such as personal passwords, bank card numbers, password encryption and the like; the invention adopts the bank card password input keyboard supporting the international and national password double algorithms through the Unionpay authentication, the bank transmits the related secret key to the keyboard in a hard transmission mode, when the business occurs, the encryption and decryption functions are all completed in an internal black box mode by the password keyboard, the high security of financial business is ensured, and the bank card Cha Yu and the card opening business are completed by interfacing with a bank core system interface.
Preferably, the method further comprises the following steps:
according to the preset time, software and hardware information of the integrated machine body is sent to the cloud end at fixed time;
if an instruction including updating, configuration changing, business rule changing and restarting is received, which is sent by the cloud, relevant operation is carried out according to the instruction.
By implanting the remote retainer board in the main board of the all-in-one machine, the remote retainer board transmits the terminal software and hardware information to the cloud end when the remote retainer board is clamped, the cloud end can issue instructions of updating, configuration changing, business rule changing, restarting and the like to one or a batch of all-in-one machine terminals, and after receiving the instructions, the remote retainer board can execute related actions according to the instructions.
The beneficial effects of the invention are as follows:
1. the invention integrates the functions of directional payment, human face living body verification and identification, software and hardware remote maintenance and updating, bank card and the like; the system can realize business functions of enterprise/government oriented fund such as principal real name claim, principal real name card opening, principal real name registration and the like, and can realize remote update and monitoring of terminal software and hardware.
2. The integrated machine disclosed by the invention has the characteristics of dust prevention, explosion prevention, theft prevention and water prevention.
3. The invention firstly carries out human face living body recognition on a user, in the process of verifying living body, a multi-frame image is intercepted randomly to be compared with credentials of the user (face recognition), a model trained by a deep neural network is adopted in the face recognition, and then the model is transplanted into an integrated machine after fixed phone, so that the living body verification and the credentials comparison of the user are confirmed.
4. By combining three actions of blinking, mouth opening and head shaking at random, the face is detected and calibrated, living body judgment is carried out on a user, the effectiveness and pertinence of image acquisition are improved, and further the face recognition efficiency and quality are improved.
5. The invention adopts the bank card password input keyboard supporting the international and national password double algorithms through the Unionpay authentication, the bank transmits the related secret key to the keyboard in a hard transmission mode, when the business occurs, the encryption and decryption functions are all completed in an internal black box mode by the password keyboard, the high security of financial business is ensured, and the bank card Cha Yu and the card opening business are completed by interfacing with a bank core system interface.
6. By implanting the remote retainer board in the main board of the all-in-one machine, the remote retainer board transmits the terminal software and hardware information to the cloud end when the remote retainer board is clamped, the cloud end can issue instructions of updating, configuration changing, business rule changing, restarting and the like to one or a batch of all-in-one machine terminals, and after receiving the instructions, the remote retainer board can execute related actions according to the instructions.
Drawings
FIG. 1 is a front view of a unitary device adapted for directional payment according to an embodiment of the present invention;
FIG. 2 is a side view of an integrated machine suitable for directional payment according to an embodiment of the present invention;
FIG. 3 is a functional block diagram of an integrated machine suitable for directional payment according to an embodiment of the present invention;
fig. 4 is a flowchart of a control method of the all-in-one machine according to an embodiment of the present invention.
Reference numerals illustrate:
10-an all-in-one machine body; 101-hooking; 102-a display screen; 103-a binocular camera; 20-controlling the panel surface; 201-an identity card reader; 202-a bank card password input keyboard; 203-a bank card reader; 30-CPU; 40-remote retainer board; 50-a voice prompt module; 60-speakers.
Detailed Description
Embodiments of the present invention will be described in detail below with reference to the accompanying drawings.
Example 1
As shown in fig. 1 and fig. 2, an integrated machine suitable for directional payment comprises an integrated machine body 10, wherein a hook 101 is arranged on the back surface of the integrated machine body 10, a display screen 102 is arranged on the front surface of the integrated machine body 10, a binocular camera 103 is arranged above the display screen 102, a control panel surface 20 is arranged at the lower end of the display screen 102, and an included angle of 120 degrees is formed between the display screen 102 and the control panel surface 20; one end of the control panel 20 is provided with an identity card reader 201, the other end is provided with a bank card password input keyboard 202, a bank card reader 203 is arranged above the bank card password input keyboard 202, and a CPU30, a memory card and a remote retainer board card 40 are arranged in the control panel 20.
Example 2
As shown in fig. 1 and fig. 2, an integrated machine suitable for directional payment comprises an integrated machine body 10, wherein a hook 101 is arranged on the back surface of the integrated machine body 10, a display screen 102 is arranged on the front surface of the integrated machine body 10, a binocular camera 103 is arranged above the display screen 102, a control panel surface 20 is arranged at the lower end of the display screen 102, and an included angle of 150 degrees is formed between the display screen 102 and the control panel surface 20; one end of the control panel 20 is provided with an identity card reader 201, the other end is provided with a bank card password input keyboard 202, a bank card reader 203 is arranged above the bank card password input keyboard 202, and a CPU30, a memory card and a remote retainer board card 40 are arranged in the control panel 20.
Example 3
As shown in fig. 1 and fig. 2, an integrated machine suitable for directional payment comprises an integrated machine body 10, wherein a hook 101 is arranged on the back surface of the integrated machine body 10, a display screen 102 is arranged on the front surface of the integrated machine body 10, a binocular camera 103 is arranged above the display screen 102, a control panel surface 20 is arranged at the lower end of the display screen 102, and an included angle of 135 degrees is formed between the display screen 102 and the control panel surface 20; one end of the control panel 20 is provided with an identity card reader 201, the other end is provided with a bank card password input keyboard 202, a bank card reader 203 is arranged above the bank card password input keyboard 202, and a CPU30, a memory card and a remote retainer board card 40 are arranged in the control panel 20.
In the embodiment, the integrated machine is hung, the installation is convenient, the running memory of the host is more than 4G, the main frequency of the CPU30 is more than 2.0Ghz, the machine body is 64GB, and the communication can be carried out through a wired network and a wireless network; the Beidou GPS positioning is supported, the identity card reader 201 and the bank card reader 203 support the ISO14443a/b standard, and the standard accords with the PBOC3.0 standard of the people's bank; when the intelligent bank card identification system is used, user identity card information is read, face recognition is carried out through the binocular camera 103, a model trained by a deep neural network is adopted in face recognition, the model is transplanted into an integrated machine after fixed phone, after identification is successful, bank card information is read, a password is input in an internal black box, high safety of financial business is guaranteed, and directional payment is realized; the display screen 102 forms a certain angle with the control panel surface 20, so that information of the display screen 102 is conveniently checked, and information reading and password input operation are not influenced; the human face living body recognition function is realized through software and hardware integration, the human evidence comparison is carried out in the living body recognition process, the sensitive financial functions such as bank card Cha Yu, bank card opening and the like are carried out, and meanwhile, the integrated machine is uniformly maintained, monitored and managed in a cloud.
Example 4
In this embodiment, on the basis of embodiment 3, the voice prompt module 50 is integrated in the body 10 of the integrated machine, and the speaker 60 is disposed on the housing of the body 10 of the integrated machine. The voice prompt module 50 and the loudspeaker 60 send out prompt notice to the outside, so that the user is convenient to be familiar with the use flow.
Example 5
In this embodiment, as shown in fig. 3, on the basis of embodiment 4, the signal output end of the bank card reader 203 is connected to the first signal input end of the CPU30, the signal output end of the bank card password input keyboard 202 is connected to the second signal input end of the CPU30, the signal output end of the id card reader 201 is connected to the third signal input end of the CPU30, the signal output end of the binocular camera 103 is connected to the fourth signal input end of the CPU30, and the signal output end of the remote shield card 40 is connected to the fifth signal input end of the CPU 30; the first signal output end of the CPU30 is connected to the signal input end of the voice prompt module 50, the signal output end of the voice prompt module 50 is connected to the signal input end of the speaker 60, and the second signal output end of the CPU30 is connected to the signal input end of the display screen 102. The CPU30 receives various control signals and communicates through wired and wireless networks to realize functions such as directional payment, face living body verification and identification, software and hardware remote maintenance update, bank card, and the like.
Example 6
In this embodiment, on the basis of embodiment 3, the casing of the body 10 is a sheet metal or a cold-rolled sheet. Has the characteristics of dust prevention, explosion prevention, theft prevention and water prevention.
Example 7
The embodiment is a method of embodiment 3, as shown in fig. 4, a control method of an all-in-one machine, including the following steps:
a. receiving the identity card information, and starting a display screen 102 and a binocular camera 103;
b. three instructions of blinking, mouth opening and head shaking are sent out, and corresponding images are collected;
c. comparing the image on the identity card information with the acquired image, and if the comparison result is consistent, identifying the passing of the image; otherwise, the identification is not passed.
In this embodiment, the face living body recognition is performed on the user, in the process of verifying the living body, the multi-frame image is intercepted randomly to be compared with the credentials of the user (face recognition), the model trained by the deep neural network is adopted in the face recognition, and the model is transplanted into the integrated machine after fixed phone, so that the living body verification and the credentials comparison of the user are determined.
Example 8
This embodiment is the method of embodiment 3, based on embodiment 7, wherein the step b includes the steps of:
in the image acquisition process, face detection and calibration are carried out on each frame of image;
determining characteristic coordinate values of eyes, nose, mouth and ears of a person through the calibrated face;
after the feature coordinate values are obtained, training judgment limits of generalized samples of blinking, opening mouth and shaking head based on SVM to obtain a model;
judging whether the feature coordinate value is within a judgment limit, if so, judging as a living body, and receiving the acquired image; if not, the acquired image is not received.
When in living body identification, three actions of blinking, opening mouth and shaking head are combined randomly, so that a user is required to make a specified action; when a user acts, images are acquired by driving the integrated binocular camera 103, face detection and calibration are carried out on each frame of image in the acquisition process, and feature coordinate values of eyes, nose, mouth and ears of a person are calibrated through the calibrated faces; after coordinate values are obtained, three actions of blinking, opening mouth and shaking head are judged, a model is obtained after the judgment limit of blinking, opening mouth and shaking head trains the generalization sample by adopting an SVM method, and if and only if a user finishes the appointed action within the appointed time, the user can judge that the user is a living person.
Example 9
This embodiment is the method of embodiment 3, further comprising, on the basis of embodiment 8, the steps of:
after the face recognition is successful, if the bank card information is read, starting a bank card password input keyboard 202 supporting the international and national password double algorithm;
and after receiving the input password, encrypting and decrypting, interfacing with a bank system interface, and obtaining the information of the bank card.
The key of the bank card Cha Yu, the card opening and other businesses is to process the sensitive information of the user, such as personal passwords, bank card numbers, password encryption and the like; the invention adopts the bank card password input keyboard 202 which supports international and national password double algorithms through the Unionpay authentication, the bank transmits the related secret key to the keyboard in a hard transmission mode, when the business occurs, the encryption and decryption functions are all completed in an internal black box mode by the password keyboard, the high security of financial business is ensured, and the bank card Cha Yu and the card opening business are completed by butting a bank core system interface.
Example 10
This embodiment is the method of embodiment 3, further comprising, on the basis of embodiment 8, the steps of:
according to the preset time, the software and hardware information of the integrated machine body 10 is sent to the cloud end at fixed time;
if an instruction including updating, configuration changing, business rule changing and restarting is received, which is sent by the cloud, relevant operation is carried out according to the instruction.
By implanting the remote maintenance board 40 in the main board of the all-in-one machine, the remote maintenance board 40 transmits the terminal software and hardware information to the cloud end at regular time, the cloud end can issue instructions of updating, configuration changing, business rule changing, restarting and the like to one or a batch of all-in-one machine terminals, and after the remote maintenance board 40 receives the instructions, related actions can be executed according to the instructions.
The foregoing examples merely illustrate specific embodiments of the invention, which are described in greater detail and are not to be construed as limiting the scope of the invention. It should be noted that it will be apparent to those skilled in the art that several variations and modifications can be made without departing from the spirit of the invention, which are all within the scope of the invention.
Claims (1)
1. A control method according to an all-in-one machine suitable for directional payment, characterized by comprising the steps of:
a. receiving identity card information, and starting a display screen and a binocular camera;
b. three instructions of blinking, mouth opening and head shaking are sent out, and corresponding images are collected;
c. comparing the image on the identity card information with the acquired image, and if the comparison result is consistent, identifying the passing of the image; otherwise, the identification is not passed;
said step b comprises the steps of:
in the image acquisition process, face detection and calibration are carried out on each frame of image;
determining characteristic coordinate values of eyes, nose, mouth and ears of a person through the calibrated face;
after the feature coordinate values are obtained, training judgment limits of generalized samples of blinking, opening mouth and shaking head based on SVM to obtain a model;
judging whether the feature coordinate value is within a judgment limit, if so, judging as a living body, and receiving the acquired image; if not, not receiving the collected image;
the method also comprises the following steps:
after the face recognition is successful, if the information of the bank card is read, starting a bank card password input keyboard supporting international and national password double algorithms;
after receiving the input password, encrypting and decrypting, and interfacing with a bank system interface to obtain bank card information;
the method also comprises the following steps:
according to the preset time, software and hardware information of the integrated machine body is sent to the cloud end at fixed time;
if an instruction comprising updating, configuration changing, business rule changing and restarting is received, which is sent by the cloud, carrying out related operation according to the instruction; wherein, the liquid crystal display device comprises a liquid crystal display device,
the integrated machine suitable for directional payment comprises an integrated machine body, wherein a hook is arranged on the back side of the integrated machine body, a display screen is arranged on the front side of the integrated machine body, a binocular camera is arranged above the display screen, a control panel surface is arranged at the lower end of the display screen, and an included angle of 120-150 degrees is formed between the display screen and the control panel surface; an identity card reader is arranged at one end of the control panel, a bank card password input keyboard is arranged at the other end of the control panel, the bank card reader is arranged above the bank card password input keyboard, and a CPU, a memory card and a remote retainer board card are arranged in the control panel; the voice prompt module is integrated in the integrated machine body, and a loudspeaker is arranged on the shell of the integrated machine body; the signal output end of the bank card reader is connected with the first signal input end of the CPU, the signal output end of the bank card password input keyboard is connected with the second signal input end of the CPU, the signal output end of the identity card reader is connected with the third signal input end of the CPU, the signal output end of the binocular camera is connected with the fourth signal input end of the CPU, and the signal output end of the remote retainer board card is connected with the fifth signal input end of the CPU; the first signal output end of the CPU is connected with the signal input end of the voice prompt module, the signal output end of the voice prompt module is connected with the signal input end of the loudspeaker, and the second signal output end of the CPU is connected with the signal input end of the display screen; the shell of the integrated machine body is made of metal plates or cold-rolled plates.
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| CN201811557163.4A CN109815808B (en) | 2018-12-19 | 2018-12-19 | Integrated machine suitable for directional payment and control method thereof |
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