CN109767069A - Production vehicles recommended method, device, computer equipment and storage medium - Google Patents
Production vehicles recommended method, device, computer equipment and storage medium Download PDFInfo
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Abstract
This application involves a kind of production vehicles recommended method, device, computer equipment and storage mediums.The described method includes: obtaining the accessory parameter of each accessory of vehicle to be assessed and car owner's mark of affiliated car owner；Obtain the corresponding evaluation factor of each accessory parameter and factor coefficient；It is calculated according to the assessment numerical value that evaluation factor and factor coefficient treat each accessory of assessment vehicle, obtains the accessory assessment numerical value of each accessory of vehicle；Numerical value, which is assessed, according to the accessory of each accessory obtains vehicle assessment numerical value；It is identified according to car owner and obtains user's metewand；It is that vehicle to be assessed determines production vehicles according to user's metewand and vehicle assessment numerical value.Efficiency can be improved using this method.
Description
Technical field
This application involves field of computer technology, set more particularly to a kind of production vehicles recommended method, device, computer
Standby and storage medium.
Background technique
With the development of science and technology, the flourishing and all kinds of various motor vehicles of road traffic is universal, increasingly
More production vehicles occur.It is more and more paid close attention to since insurance obtains people as a kind of safeguard mean, vehicle vehicle insurance
Product is also gradually dissolved into people's life, would generally be produced according to vehicle condition and vehicle insurance after people buy motor vehicles
The type of product buys the vehicle insurance product of suitable vehicle simultaneously.However, it is traditional in order to buy suitable vehicle insurance product be usually by
Business personnel carries out going to select again after linking up repeatedly with client, leads to inefficiency.
Summary of the invention
Based on this, it is necessary in view of the above technical problems, provide a kind of production vehicles recommended method that can be improved efficiency,
Device, computer equipment and storage medium.
A kind of production vehicles recommended method, which comprises
Obtain the accessory parameter of each accessory of vehicle to be assessed and car owner's mark of affiliated car owner；
Obtain the corresponding evaluation factor of each accessory parameter and factor coefficient；
The assessment numerical value of each accessory of the vehicle to be assessed is counted according to the evaluation factor and factor coefficient
It calculates, obtains the accessory assessment numerical value of each accessory of vehicle；
Numerical value, which is assessed, according to the accessory of each accessory obtains vehicle assessment numerical value；
It is identified according to the car owner and obtains user's metewand；
It is that the vehicle to be assessed determines production vehicles according to user's metewand and vehicle assessment numerical value.
The car owner of the accessory parameter for obtaining each accessory of vehicle to be assessed and affiliated car owner in one of the embodiments,
Mark includes:
It receives the production vehicles that terminal is sent and generates request, the production vehicles generate request and carry vehicles identifications and vehicle
Principal mark is known；
Collecting vehicle information table is generated according to the vehicles identifications and is sent to terminal, and the collecting vehicle information table is for referring to
Show that user fills in the accessory parameter of vehicle to be assessed；
The collecting vehicle information table that the user that terminal returns has filled in accessory parameter is received, parsing extraction obtains described to be evaluated
Estimate the accessory parameter of each accessory of vehicle.
It is described in one of the embodiments, to include: according to vehicles identifications generation collecting vehicle information table
Model data library is obtained, the corresponding vehicle accessory title of the vehicles identifications is obtained from the model data library；
The vehicle accessory title is generated into collecting vehicle information table according to parameter preset configuration rule.
It is described in one of the embodiments, to obtain the corresponding evaluation factor of each accessory parameter and factor coefficient packet
It includes:
Evaluation factor Table storehouse is obtained, is obtained from the evaluation factor Table storehouse according to the corresponding vehicles identifications of the accessory parameter
Take evaluation factor table and factor coefficient table；
The corresponding relationship of the accessory parameter and evaluation factor that are recorded according to the evaluation factor table obtains the accessory ginseng
The corresponding evaluation factor of number；
The corresponding relationship of the accessory parameter and factor coefficient that are recorded according to the factor coefficient table, which obtains the accessory, joins
The corresponding factor coefficient of number.
It is described in one of the embodiments, to include: according to car owner mark acquisition user's metewand
It is identified according to the car owner and obtains the corresponding air control data of user and user information；
Obtain corresponding first weight of the air control data and corresponding second weight of the user information；
User's metewand is obtained according to first weight and the second weight.
The corresponding air control data of the acquisition user include: in one of the embodiments,
It is identified according to the car owner and obtains user service data；
Air control model is constructed according to the user service data and determines the input vector of the air control model；
The input vector is input to the air control model and obtains air control data.
In one of the embodiments, it is described according to user's metewand and vehicle assessment numerical value be it is described to be assessed
Vehicle determines that production vehicles include:
The product ratio for obtaining each production vehicles calculates the product ratio, user's metewand and vehicle assessment number
The product of value obtains the product numerical value of each production vehicles；
The production vehicles and product numerical generation production vehicles inventory are sent to terminal；
The production vehicles that terminal returns are received, the production vehicles are determined by terminal according to the product inventory.
A kind of production vehicles recommendation apparatus, described device include:
Module is obtained, for obtaining the accessory parameter of each accessory of vehicle to be assessed and car owner's mark of affiliated car owner；
The acquisition module is also used to obtain the corresponding evaluation factor of the accessory parameter and factor coefficient；
Computing module, for the commenting to each accessory of the vehicle to be assessed according to the evaluation factor and factor coefficient
Estimate numerical value to be calculated, the accessory of each accessory of vehicle assesses numerical value；
The computing module is also used to assess numerical value according to the accessory of each accessory and obtains vehicle assessment numerical value；
The acquisition module, which is also used to be identified according to the car owner, obtains user's metewand；
Determining module, for being that the vehicle to be assessed determines vehicle according to user's metewand and vehicle assessment numerical value
Product.
A kind of computer equipment, including memory and processor, the memory are stored with computer program, the processing
Device realizes production vehicles recommended method described in above-mentioned any one when executing the computer program.
A kind of computer readable storage medium, is stored thereon with computer program, and the computer program is held by processor
Production vehicles recommended method described in above-mentioned any one is realized when row.
Above-mentioned production vehicles recommended method, device, computer equipment and storage medium are respectively matched by obtaining vehicle to be assessed
The accessory parameter of part and car owner's mark of affiliated car owner, to ensure that the accuracy of vehicle accessory parameter.Obtain each accessory ginseng
The corresponding evaluation factor of number and factor coefficient calculate separately to obtain accessory assessment numerical value according to evaluation factor and factor coefficient, will
Accessory assessment numerical value sums to obtain vehicle assessment numerical value, is vehicle to be assessed further according to user's metewand and vehicle assessment numerical value
It determines production vehicles, does not need business personnel and user links up repeatedly can directly determine production vehicles to be recommended, improve
Efficiency.
Detailed description of the invention
Fig. 1 is the application scenario diagram of production vehicles recommended method in one embodiment；
Fig. 2 is the flow diagram of production vehicles recommended method in one embodiment；
Fig. 3 is that the car owner for the accessory parameter and affiliated car owner that each accessory of vehicle to be assessed is obtained in one embodiment identifies step
Rapid flow diagram；
Fig. 4 is the flow diagram for generating collecting vehicle information table step in one embodiment according to vehicles identifications；
Fig. 5 is the structural block diagram of production vehicles recommendation apparatus in one embodiment；
Fig. 6 is the internal structure chart of computer equipment in one embodiment.
Specific embodiment
It is with reference to the accompanying drawings and embodiments, right in order to which the objects, technical solutions and advantages of the application are more clearly understood
The application is further elaborated.It should be appreciated that specific embodiment described herein is only used to explain the application, not
For limiting the application.
Production vehicles recommended method provided by the present application, can be applied in application environment as shown in Figure 1.Wherein, eventually
End 102 is communicated by network with server 104.Server 104 obtains accessory parameter and the institute of each accessory of vehicle to be assessed
Belong to car owner's mark of car owner；Server 104 obtains the corresponding evaluation factor of each accessory parameter and factor coefficient；Server 104
It is calculated according to the assessment numerical value that evaluation factor and factor coefficient treat each accessory of assessment vehicle, obtains each accessory of vehicle
Accessory assesses numerical value, and server 104 assesses numerical value according to the accessory of each accessory and obtains vehicle assessment numerical value；104 basis of server
Car owner, which identifies, obtains user's metewand, and server 104 is vehicle to be assessed according to user's metewand and vehicle assessment numerical value
Determine production vehicles.Wherein, it is various personal computers that terminal 102, which can be, but not limited to, laptop, smart phone, is put down
Plate computer and portable wearable device, server 104 can use the clothes of the either multiple server compositions of independent server
Device cluster be engaged in realize.
In one embodiment, as shown in Fig. 2, providing a kind of production vehicles recommended method, it is applied to Fig. 1 in this way
In server for be illustrated, comprising the following steps:
Step S202 obtains the accessory parameter of each accessory of vehicle to be assessed and car owner's mark of affiliated car owner；
Wherein, vehicle to be assessed refers to the vehicle for recommending production vehicles for it.Accessory parameter refer to each accessory of vehicle when
Between parameter.Car owner is identified as the user identifier of affiliated car owner, and affiliated car owner refers to the driver of the vehicle to be assessed.Car owner's mark
The mark for referring to the business datum for searching corresponding user in therefrom business datum, it is available to use according to car owner mark
The corresponding business datum in family and personal information.
Specifically, server passes through first receives the request instruction for carrying vehicles identifications and car owner's mark that terminal is sent
Directly acquire car owner's mark.Collecting vehicle information table is generated further according to vehicles identifications and is sent to terminal, and terminal receives information of vehicles
After acquisition tables, by terminal receive user according to collecting vehicle information table only in collecting vehicle information table input vehicle it is each
The accessory parameter of accessory, returns to server after the completion of input, server gets the accessory parameter of terminal user's input.Example
Such as, car owner sends production vehicles to server by terminal applies and generates instruction, and the vehicle mark of host vehicle is carried in instruction
Know and the car owner for indicating owner identity identifies.Server generates collecting vehicle information table according to vehicles identifications and returns to end
End, car owner click the opening acquisition tables after receiving collecting vehicle information table, and car owner inputs each vehicle by operating terminal in table
The accessory parameter of accessory.Closing acquisition tables click is saved after the completion of input to complete to return to server.
Step S204 obtains the corresponding evaluation factor of each accessory parameter and factor coefficient.
Wherein, evaluation factor is the benchmark price of vehicle accessory in each vehicle type, as Pricing Factor.Factor coefficient is
Refer to the value for reacting each vehicle accessory parameter.The valence of vehicle accessory can be assessed according to the product of evaluation factor and factor coefficient
Value.Specifically, after server receives the information of vehicles table of terminal return, each accessory of vehicle is extracted from information of vehicles table
Accessory parameter.Obtain and prestore evaluation factor Table storehouse in the database, according to the corresponding vehicles identifications of accessory parameter from assessment because
The corresponding evaluation factor of accessory parameter and factor coefficient are obtained in sublist library.
Step S206 is counted according to the assessment numerical value that evaluation factor and factor coefficient treat each accessory of assessment vehicle
It obtains, the accessory of each accessory of vehicle assesses numerical value.
Step S208 assesses numerical value according to the accessory of each accessory and obtains vehicle assessment numerical value.
Wherein, due to the benchmark price that evaluation factor is vehicle accessory, then the accessory being calculated according to evaluation factor
Assessment numerical value is accessory price, and the vehicle assessment numerical value being calculated by accessory assessment numerical value is vehicle price.Specifically,
After server gets the corresponding evaluation factor of accessory parameter and factor coefficient, due to according to evaluation factor and factor coefficient
Product can assess the value of vehicle accessory, then be accessory assessment by evaluation factor and the obtained numerical value of factor multiplication
Numerical value.Vehicle includes multiple accessories, thus by the accessory of multiple accessory parameters assessment numerical value by summation after, available whole
The price of vehicle, i.e. vehicle assess numerical value.
Step S210 is identified according to car owner and is obtained user's metewand.
Step S212 is that vehicle to be assessed determines production vehicles according to user's metewand and vehicle assessment numerical value.
Wherein, user's metewand refers to obtained, knot after the user's progress air control assessment for using the production vehicles
It shares family metewand and generates the influence degree that production vehicles can reflect customer-side for production vehicles.Specifically, it services
Device identifies according to car owner and obtains the corresponding history service data of user first from service database, according to the history service data
It carries out assessment prediction and obtains user's air control data.Server identifies also according to car owner and obtains user information.Server is further
The price weight for being retrieved as the price weight of user's air control data setting and being arranged for user information, can be with according to the price weight
Obtain user's metewand.After server obtains user's metewand and vehicle assessment numerical value, combination product ratio can be calculated
Production vehicles quotation is obtained, quotation list is generated according to production vehicles quotation and returns to terminal, passes through the vehicle that terminal user selects
Product is final production vehicles.
For example, user information can be for vehicle driver (car owner) information, product ratio when production vehicles are vehicle insurance
Rate is insurance premium rate.Server is obtained according to the price weight calculation of the price weight of user's air control data and user information first
To user's price coefficient, it can reflect customer-side for the influence degree of vehicle insurance rate, specifically include service-user itself
The influence and vehicle driver of influence to(for) vehicle insurance rate of the risk for vehicle insurance rate.It is commented when server obtains user
After estimating coefficient and vehicle assessment numerical value, i.e., the vehicle insurance of different vehicle insurance products can be calculated in conjunction with the rate of different vehicle insurance products
Premium.Each vehicle insurance premium generation vehicle insurance quotation list is returned into terminal, terminal is selected according to the vehicle premium in quotation list
Select vehicle insurance product.
Above-mentioned production vehicles recommended method, by obtaining the accessory parameter of each accessory of vehicle to be assessed and the vehicle of affiliated car owner
Principal mark is known, to ensure that the accuracy of vehicle accessory parameter.The corresponding evaluation factor of each accessory parameter and factor coefficient are obtained,
It is calculated separately to obtain accessory assessment numerical value according to evaluation factor and factor coefficient, sums accessory assessment numerical value to obtain vehicle assessment
Numerical value is that vehicle to be assessed determines production vehicles further according to user's metewand and vehicle assessment numerical value, does not need business personnel
Production vehicles to be recommended can directly be determined by linking up with user, improve efficiency.
In one embodiment, as shown in figure 3, obtaining the accessory parameter of each accessory of vehicle to be assessed and the vehicle of affiliated car owner
Principal mark know the following steps are included:
Step S302 receives the production vehicles that terminal is sent and generates request, and production vehicles generate request and carry vehicle mark
Know and car owner identifies.
Wherein, production vehicles, which generate, requests to refer to that terminal is used to indicate server and carries out the finger that production vehicles generate task
It enables.Vehicles identifications refer to that the unique designation for indicating vehicle type, the vehicles identifications of different automobile types type be not identical.For example, A
The vehicles identifications of class vehicle are A, and the vehicles identifications of B class vehicle are B.Car owner's mark refers to for lookup pair in therefrom business datum
Using the mark of the business datum at family, the corresponding business datum of user and personal information are arrived according to car owner mark is available.
Vehicles identifications can be vehicle model, and car owner's mark can be user account password, name or passport NO., according to practical feelings
Condition setting.
Specifically, user completes vehicle by the related application that mouse or the related production vehicles of contact action terminal generate
Product requests are sent.After terminal, which sends production vehicles, generates request to server, the vehicle that server receiving terminal is sent is produced
Product generate request.Also, vehicles identifications and car owner's mark, service are carried in the production vehicles generation request sent due to terminal
Then respond request obtains vehicles identifications and car owner's mark to device.
For example, production vehicles can be car insurance, i.e. vehicle insurance in the present embodiment.Then when production vehicles are vehicle insurance,
User clicks starting vehicle insurance application, such as Chinese safety etc..User account is inputted by log-in interface first and password completion is answered
With logging in.It logs in and successfully clicks vehicle insurance quotation function button afterwards, terminal pop-up is for filling in the new of information of vehicles and user information
Page frame.User inputs vehicle model, the i.e. relevant informations such as vehicles identifications in the new page input frame, click complete or under
One step terminal then sends vehicle insurance product to server according to the instruction and generates request, and the vehicles identifications that user is filled in are with vehicle
Dangerous product generates request and is sent to server together.
Step S304 generates collecting vehicle information table according to vehicles identifications and is sent to terminal, and collecting vehicle information table is used for
Indicate that user fills in the accessory parameter of vehicle to be assessed.
Wherein, collecting vehicle information table refers to that server is sent to terminal and is used to indicate terminal user and fills in vehicle to be assessed
The file of each accessory parameter information.
Specifically, after server, which receives terminal, carries the production vehicles generation request by vehicles identifications, server is obtained
Take the model data library prestored.The vehicle accessory for finding corresponding vehicle from model data library according to vehicles identifications, by vehicle
Mark and vehicle accessory generate collecting vehicle information table and are sent to terminal.Wherein, collecting vehicle information table generation server can
To obtain the acquisition tables template for being stored in advance in server first, vehicles identifications and vehicle accessory are input in acquisition tables template
Generate collecting vehicle information table.For example, it is A that the production vehicles that terminal is sent, which generate the entrained vehicles identifications of request, vehicle is obtained
After type database, vehicle accessory corresponding to the vehicle that vehicles identifications are A is searched from model data library.By vehicles identifications A and
The vehicle accessory got is input to generation collecting vehicle information table in template and is sent to terminal.Wherein, collecting vehicle information table
It may include vehicle type column, vehicle accessory column and accessory parameter column.Vehicle type column and vehicle accessory are listed in information of vehicles
Acquisition tables could fill out when generating and finish, and accessory parameter column are filled in after being then then forwarded to terminal by terminal user's input.Or vehicle
Type type column, vehicle accessory column and accessory parameter column produce, and adopt if being sent to terminal user after terminal to information of vehicles
Collection table finds wrong when being verified, can modify update.Vehicle type column fills in vehicle number namely vehicles identifications, vehicle
Accessory column fill in the vehicle accessory got from model data library, and accessory parameter column fill in the time parameter of accessory.Vehicle
Information collection table can also include newly adding, and the vehicle accessory newly increased and accessory parameter can be filled in by user by newly adding.
Step S306, receives the collecting vehicle information table that the user that terminal returns has filled in accessory parameter, and parsing is extracted
To the accessory parameter of each accessory of vehicle to be assessed.
Wherein, accessory parameter refers to the time parameter of each accessory of vehicle, is arranged according to time of vehicle operation.For example, vehicle
Running time of the accessory A1 on the vehicle is 1 year, then accessory parameter is 1 year.
Specifically, after server, which generates collecting vehicle information table according to vehicles identifications and vehicle accessory, is sent to terminal,
Collecting vehicle information table is opened in the impact of end users operation end point.According to the instruction input accessory ginseng in collecting vehicle information table
Number, obtains information of vehicles table and returns to server.Wherein, information of vehicles table refers to updated collecting vehicle information table, i.e.,
Terminal user modifies or fills in the file that accessory parameter returns to server later according to collecting vehicle information table.For example, if vehicle
Information collection table includes vehicle type column, vehicle accessory column and accessory parameter column.Information of vehicles table and collecting vehicle information
Table equally includes vehicle type column, vehicle accessory column and accessory parameter column, wherein if the accessory parameter generated shows mistake,
Terminal user modifies according to the parameter arranged accessory parameter.If collecting vehicle information table includes newly adding, if terminal judges
There are also collecting vehicle information tables to omit the vehicle accessory do not recorded for the vehicle, then can newly add input new vehicle accessory and
Accessory parameter.
In one embodiment, as shown in figure 4, according to vehicles identifications generate collecting vehicle information table the following steps are included:
S402 obtains model data library, the corresponding vehicle accessory title of vehicles identifications is obtained from model data library.
Wherein, model data library is stored in server to preset, including a variety of different automobile types and different automobile types pair
Answer the database of vehicle accessory.Vehicle accessory refers to the part for forming vehicle, and vehicle accessory title, which refers to, forms the vehicle
The title of part.
Specifically, vehicles identifications are the mark of vehicle type, and server obtains the model data library prestored, according to vehicle
Mark obtains the model data of vehicle corresponding to the vehicles identifications from model data library, and the vehicle is obtained from the model data
Vehicle accessory title.For example, including the vehicle accessory that vehicles identifications are tri- kinds of vehicles of A, B and C in model data library.Work as clothes
Business device receive terminal transmission vehicles identifications be B when, then according to B from tri- kinds of vehicles of A, B, C match query.Work as match query
To after corresponding B vehicle, then the vehicle accessory title of B vehicle is obtained.
Vehicle accessory title is generated collecting vehicle information table according to parameter preset configuration rule by S404.
Wherein, parameter rule is that the accessory parameter of vehicle accessory determines rule, and accessory parameter is time parameter.Example
Such as, time of vehicle operation can be divided into 3 months, 3-12 months, 1-2,2-5 and 5 years or more, when driving for difference
Between section vehicle, different time parameters is set.Vehicle accessory parameter can reflect the value of each accessory of vehicle, and vehicle accessory
Value and traveling duration, maintenance status etc. are related.
Specifically, after server gets vehicles identifications and vehicle accessory, preset parameter configuration rule is obtained by vehicle
Mark and vehicle accessory title generate collecting vehicle information table.For example, corresponding collecting vehicle information template is obtained, by vehicle
Mark and vehicle accessory title are separately input into vehicle type column and vehicle accessory column in template.According to preset parameter configuration
Rule is that optional time parameter is arranged in configuration parameter column.After terminal receives collecting vehicle information table, it is only necessary to pass through a little
The blank line hit in configuration parameter column can pop up optional time parameter, and terminal user completes configuration by selection time parameter
The input of parameter column is filled in.In the present embodiment, it returns to terminal and fills in by generating acquisition tables and get accessory parameter, guarantee
The accuracy of accessory parameter.
In one embodiment, it obtains the corresponding evaluation factor of accessory parameter and factor coefficient includes: acquisition evaluation factor
Table storehouse obtains evaluation factor table and factor coefficient table according to the corresponding vehicles identifications of accessory parameter from evaluation factor Table storehouse；Root
The accessory parameter evaluation factor corresponding with the corresponding relationship of evaluation factor acquisition accessory parameter recorded according to evaluation factor table；Root
The accessory parameter factor coefficient corresponding with the corresponding relationship of factor coefficient acquisition accessory parameter recorded according to factor coefficient table.
Wherein, the data prestored in the server including evaluation factor table and factor coefficient table are referred in the table of evaluation factor library
Library.Evaluation factor table is the file for storing multiple Pricing Factors corresponding with the accessory parameter of each accessory of vehicle, factor coefficient table
To store multiple factor coefficients corresponding with the accessory parameter of each accessory of vehicle.
Specifically, server by inquire preset evaluation factor Table storehouse obtain the corresponding evaluation factor table of vehicles identifications and
Factor coefficient table obtains the corresponding evaluation factor of accessory parameter of each accessory of vehicle, brother's factor system from evaluation factor table respectively
The corresponding factor coefficient of accessory parameter of each accessory of vehicle is obtained in number table.
In one embodiment, being identified according to car owner and obtaining user's metewand includes: to be identified to obtain user according to car owner
Corresponding air control data and user information；Obtain corresponding first weight of air control data and corresponding second weight of user information；
User's metewand is obtained according to the first weight and the second weight.
Wherein, air control data can correspond to history service number of the production vehicles service-user in each operation system according to
According to obtained risk factor is analyzed, for instead practicing fraud, anti-risk of fraud is controlled.And user information is to be used using the production vehicles
The personally identifiable information etc. at family.When production vehicles are vehicle insurance, user information is the driver information for using the vehicle, including
Identity information, driving information and history driving data etc..Driver information can reflect the accident situation wait enter to protect vehicle future,
It generates and refers to for vehicle insurance product.First weight and the second weight are for what preset pricing right of user information of air control data
Weight.
Specifically, after server gets air control data and user information according to car owner's mark, it is retrieved as the sub-control number
According to the first weight of setting, for the second weight of user information setting.Server is obtained according to the first weight and the second weight calculation
To user's metewand, for example, directly the first weight can be added to obtain risk assessment data, such as user with the second weight
The risk score of risk data is 80 points, then how much can search 80 points of corresponding weights of scoring, and driver's driving age in how many year,
It finds how many be later directly added two weights of corresponding weight and obtains user's metewand.Alternatively, by risk score and
Corresponding weight and driving age and corresponding weight are weighted to obtain user's metewand, and specific calculation can be according to reality
Demand setting.
In one embodiment, obtaining the corresponding air control data of user includes: to be identified to obtain customer service number according to car owner
According to；Air control model is constructed according to the user service data and determines the input vector of air control model；The input vector is defeated
Enter to air control model and obtains air control data.
Wherein, business datum is that the history service data of user are corresponded in operation system.Air control model can be based on artificial
Neural network algorithm, the machine learning model constructed by the history service data of operation system.Business datum can wrap
Include credit scoring grade, history is honoured an agreement the data such as situation, discreditable behavior.
Specifically, after server gets user's corresponding history service data according to car owner's mark, it is based on nerve net
Network algorithm constructs air control model using history service data.The input vector of determining model after the completion of air control model construction, then from
Business datum corresponding with input vector is obtained in the history service data of user, and business datum is input in air control model and is obtained
To the air control data of user.In the present embodiment, generating production vehicles in conjunction with the air control data of user can effectively improve air control
Effect.
It in one embodiment, is that vehicle to be assessed determines production vehicles according to user's metewand and vehicle assessment numerical value
Include: the product ratio for obtaining each production vehicles, calculates the product of product ratio, user's metewand and vehicle assessment numerical value
Obtain the product numerical value of each production vehicles；Production vehicles and product numerical generation production vehicles inventory are sent to terminal；It receives
The production vehicles that terminal returns, production vehicles are determined by terminal according to product inventory.
Wherein, product ratio is rate, refers to the ratio of paying.As the rate of insurance refers to that insurer wants to insure
People pays the amount of money of expense and the insurer undertakes the ratio of indemnity.
Specifically, server obtains each preset product ratio of production vehicles, by product ratio, user's metewand and
Vehicle assessment numerical value is multiplied to obtain the product numerical value of each production vehicles.That is, how many production vehicles i.e. how many
Product ratio can calculate how many a product numerical value.Multiple product numerical generation production vehicles inventories are returned to end by server
End, by the selection of terminal, determines final product vehicle.
For example, then server obtains each preset rate of vehicle insurance when production vehicles are vehicle insurance, rate, user are assessed into system
Several and vehicle assessment numerical value is multiplied to obtain the premium of the vehicle insurance.Such as, rate * user metewand * vehicle assesses numerical value.Service
Various vehicle insurances and the corresponding premium of vehicle insurance are generated vehicle insurance price list and return to terminal by device.After terminal receives vehicle insurance price list
Selecting one of vehicle insurance is final production vehicles.When the user clicks after selected vehicle insurance, the terminal pop-up payment page is used
Family is that user pays corresponding premium, generates corresponding vehicle insurance declaration form after the completion of premium payment, completes vehicle and enter to protect operation.
It should be understood that although each step in the flow chart of Fig. 2-4 is successively shown according to the instruction of arrow,
These steps are not that the inevitable sequence according to arrow instruction successively executes.Unless expressly stating otherwise herein, these steps
Execution there is no stringent sequences to limit, these steps can execute in other order.Moreover, at least one in Fig. 2-4
Part steps may include that perhaps these sub-steps of multiple stages or stage are not necessarily in synchronization to multiple sub-steps
Completion is executed, but can be executed at different times, the execution sequence in these sub-steps or stage is also not necessarily successively
It carries out, but can be at least part of the sub-step or stage of other steps or other steps in turn or alternately
It executes.
In one embodiment, as shown in figure 5, providing a kind of production vehicles recommendation apparatus, comprising: acquisition module 502,
Computing module 504 and determining module 508, in which:
Module 502 is obtained, for obtaining the accessory parameter of each accessory of vehicle to be assessed and car owner's mark of affiliated car owner.
It obtains module 502 and is also used to obtain the corresponding evaluation factor of each accessory parameter and factor coefficient.
Computing module 504, the assessment number of each accessory for treating assessment vehicle according to evaluation factor and factor coefficient
Value is calculated, and the accessory assessment numerical value of each accessory of vehicle is obtained.
Computing module 504 is also used to assess numerical value according to the accessory of each accessory and obtains vehicle assessment numerical value.
Module 502 is obtained to be also used to identify acquisition user's metewand according to car owner.
Determining module 506, for being that vehicle to be assessed determines that vehicle produces according to user's metewand and vehicle assessment numerical value
Product.
In one embodiment, the production vehicles generation request that module 502 is also used to receive terminal transmission is obtained, vehicle produces
Product generate request and carry vehicles identifications and car owner's mark；Collecting vehicle information table, which is generated, according to vehicles identifications is sent to terminal,
Collecting vehicle information table is used to indicate the accessory parameter that user fills in vehicle to be assessed；It receives terminal return user and has filled in accessory
The collecting vehicle information table of parameter, parsing extract and obtain the accessory parameter of each accessory of vehicle to be assessed.
In one embodiment, it obtains module 502 and is also used to obtain model data library, obtained from model data library described
The corresponding vehicle accessory title of vehicles identifications；Vehicle accessory title is generated into collecting vehicle information according to parameter preset configuration rule
Table.
In one embodiment, it obtains module 502 and is also used to obtain evaluation factor Table storehouse, according to the corresponding vehicle of accessory parameter
Mark obtains evaluation factor table and factor coefficient table from evaluation factor Table storehouse；The accessory ginseng recorded according to evaluation factor table
Several evaluation factors corresponding with the corresponding relationship of evaluation factor acquisition accessory parameter；The accessory ginseng recorded according to factor coefficient table
Several factor coefficients corresponding with the corresponding relationship of factor coefficient acquisition accessory parameter.
In one embodiment, obtain module 502 be also used to be identified according to car owner obtain the corresponding air control data of user and
User information；Obtain corresponding first weight of air control data and corresponding second weight of user information；According to the first weight and
Two weights obtain user's metewand.
In one embodiment, module 502 is obtained to be also used to identify acquisition user service data according to car owner；According to user
Business datum constructs air control model and determines the input vector of air control model；Input vector is input to air control model and obtains air control
Data.
In one embodiment, determining module 506 is also used to obtain the product ratio of each production vehicles, calculates product ratio
The product of rate, user's metewand and vehicle assessment numerical value obtains the product numerical value of each production vehicles；By production vehicles and production
Product numerical generation production vehicles inventory is sent to terminal；The production vehicles that terminal returns are received, production vehicles are by terminal according to production
Product inventory determines.
Specific about production vehicles recommendation apparatus limits the limit that may refer to above for production vehicles recommended method
Fixed, details are not described herein.Modules in above-mentioned production vehicles recommendation apparatus can fully or partially through software, hardware and its
Combination is to realize.Above-mentioned each module can be embedded in the form of hardware or independently of in the processor in computer equipment, can also be with
It is stored in the memory in computer equipment in a software form, in order to which processor calls the above modules of execution corresponding
Operation.
In one embodiment, a kind of computer equipment is provided, which can be server, internal junction
Composition can be as shown in Figure 6.The computer equipment include by system bus connect processor, memory, network interface and
Database.Wherein, the processor of the computer equipment is for providing calculating and control ability.The memory packet of the computer equipment
Include non-volatile memory medium, built-in storage.The non-volatile memory medium is stored with operating system, computer program and data
Library.The built-in storage provides environment for the operation of operating system and computer program in non-volatile memory medium.The calculating
The database of machine equipment is for storing data.The network interface of the computer equipment is used to pass through network connection with external terminal
Communication.To realize a kind of production vehicles recommended method when the computer program is executed by processor.
It will be understood by those skilled in the art that structure shown in Fig. 6, only part relevant to application scheme is tied
The block diagram of structure does not constitute the restriction for the computer equipment being applied thereon to application scheme, specific computer equipment
It may include perhaps combining certain components or with different component layouts than more or fewer components as shown in the figure.
In one embodiment, a kind of computer equipment, including memory and processor are provided, which is stored with
Computer program, the processor perform the steps of when executing computer program
Obtain the accessory parameter of each accessory of vehicle to be assessed and car owner's mark of affiliated car owner；
Obtain the corresponding evaluation factor of each accessory parameter and factor coefficient；
It is calculated according to the assessment numerical value that evaluation factor and factor coefficient treat each accessory of assessment vehicle, obtains vehicle
The accessory of each accessory assesses numerical value；
Numerical value, which is assessed, according to the accessory of each accessory obtains vehicle assessment numerical value；
It is identified according to car owner and obtains user's metewand；
It is that vehicle to be assessed determines production vehicles according to user's metewand and vehicle assessment numerical value.
In one embodiment, it is also performed the steps of when processor executes computer program
It receives the production vehicles that terminal is sent and generates request, production vehicles generate request and carry vehicles identifications and car owner's mark
Know；
Collecting vehicle information table is generated according to vehicles identifications and is sent to terminal, and collecting vehicle information table is used to indicate user and fills out
Write the accessory parameter of vehicle to be assessed；
The collecting vehicle information table that the user that terminal returns has filled in accessory parameter is received, parsing, which is extracted, obtains vehicle to be assessed
The accessory parameter of each accessory.
In one embodiment, it is also performed the steps of when processor executes computer program
Model data library is obtained, the corresponding vehicle accessory title of the vehicles identifications is obtained from model data library；
Vehicle accessory title is generated into collecting vehicle information table according to parameter preset configuration rule.
In one embodiment, it is also performed the steps of when processor executes computer program
Obtain evaluation factor Table storehouse, is obtained from evaluation factor Table storehouse according to the corresponding vehicles identifications of accessory parameter assess because
Sublist and factor coefficient table；
The accessory parameter recorded according to evaluation factor table is corresponding with the corresponding relationship of evaluation factor acquisition accessory parameter
Evaluation factor；
The accessory parameter recorded according to factor coefficient table is corresponding with the corresponding relationship of factor coefficient acquisition accessory parameter
Factor coefficient.
In one embodiment, it is also performed the steps of when processor executes computer program
It is identified according to car owner and obtains the corresponding air control data of user and user information；
Obtain corresponding first weight of air control data and corresponding second weight of user information；
User's metewand is obtained according to the first weight and the second weight.
In one embodiment, it is also performed the steps of when processor executes computer program
It is identified according to car owner and obtains user service data；
Air control model is constructed according to user service data and determines the input vector of air control model；
Input vector is input to air control model and obtains air control data.
In one embodiment, it is also performed the steps of when processor executes computer program
The product ratio of each production vehicles is obtained, product ratio, user's metewand and vehicle assessment numerical value are calculated
Product obtains the product numerical value of each production vehicles；
Production vehicles and product numerical generation production vehicles inventory are sent to terminal；
The production vehicles that terminal returns are received, production vehicles are determined by terminal according to product inventory.
In one embodiment, a kind of computer readable storage medium is provided, computer program is stored thereon with, is calculated
Machine program performs the steps of when being executed by processor
Obtain the accessory parameter of each accessory of vehicle to be assessed and car owner's mark of affiliated car owner；
Obtain the corresponding evaluation factor of each accessory parameter and factor coefficient；
It is calculated according to the assessment numerical value that evaluation factor and factor coefficient treat each accessory of assessment vehicle, obtains vehicle
The accessory of each accessory assesses numerical value；
Numerical value, which is assessed, according to the accessory of each accessory obtains vehicle assessment numerical value；
It is identified according to car owner and obtains user's metewand；
It is that vehicle to be assessed determines production vehicles according to user's metewand and vehicle assessment numerical value.
In one embodiment, it is also performed the steps of when computer program is executed by processor
It receives the production vehicles that terminal is sent and generates request, production vehicles generate request and carry vehicles identifications and car owner's mark
Know；
Collecting vehicle information table is generated according to vehicles identifications and is sent to terminal, and collecting vehicle information table is used to indicate user and fills out
Write the accessory parameter of vehicle to be assessed；
The collecting vehicle information table that the user that terminal returns has filled in accessory parameter is received, parsing, which is extracted, obtains vehicle to be assessed
The accessory parameter of each accessory.
In one embodiment, it is also performed the steps of when computer program is executed by processor
Model data library is obtained, the corresponding vehicle accessory title of the vehicles identifications is obtained from model data library；
Vehicle accessory title is generated into collecting vehicle information table according to parameter preset configuration rule.
In one embodiment, it is also performed the steps of when computer program is executed by processor
Obtain evaluation factor Table storehouse, is obtained from evaluation factor Table storehouse according to the corresponding vehicles identifications of accessory parameter assess because
Sublist and factor coefficient table；
The accessory parameter recorded according to evaluation factor table is corresponding with the corresponding relationship of evaluation factor acquisition accessory parameter
Evaluation factor；
The accessory parameter recorded according to factor coefficient table is corresponding with the corresponding relationship of factor coefficient acquisition accessory parameter
Factor coefficient.
In one embodiment, it is also performed the steps of when computer program is executed by processor
It is identified according to car owner and obtains the corresponding air control data of user and user information；
Obtain corresponding first weight of air control data and corresponding second weight of user information；
User's metewand is obtained according to the first weight and the second weight.
In one embodiment, it is also performed the steps of when computer program is executed by processor
It is identified according to car owner and obtains user service data；
Air control model is constructed according to user service data and determines the input vector of air control model；
Input vector is input to air control model and obtains air control data.
In one embodiment, it is also performed the steps of when computer program is executed by processor
The product ratio of each production vehicles is obtained, product ratio, user's metewand and vehicle assessment numerical value are calculated
Product obtains the product numerical value of each production vehicles；
Production vehicles and product numerical generation production vehicles inventory are sent to terminal；
The production vehicles that terminal returns are received, production vehicles are determined by terminal according to product inventory.
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with
Relevant hardware is instructed to complete by computer program, the computer program can be stored in a non-volatile computer
In read/write memory medium, the computer program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein,
To any reference of memory, storage, database or other media used in each embodiment provided herein,
Including non-volatile and/or volatile memory.Nonvolatile memory may include read-only memory (ROM), programming ROM
(PROM), electrically programmable ROM (EPROM), electrically erasable ROM (EEPROM) or flash memory.Volatile memory may include
Random access memory (RAM) or external cache.By way of illustration and not limitation, RAM is available in many forms,
Such as static state RAM (SRAM), dynamic ram (DRAM), synchronous dram (SDRAM), double data rate sdram (DDRSDRAM), enhancing
Type SDRAM (ESDRAM), synchronization link (Synchlink) DRAM (SLDRAM), memory bus (Rambus) direct RAM
(RDRAM), direct memory bus dynamic ram (DRDRAM) and memory bus dynamic ram (RDRAM) etc..
Each technical characteristic of above embodiments can be combined arbitrarily, for simplicity of description, not to above-described embodiment
In each technical characteristic it is all possible combination be all described, as long as however, the combination of these technical characteristics be not present lance
Shield all should be considered as described in this specification.
The several embodiments of the application above described embodiment only expresses, the description thereof is more specific and detailed, but simultaneously
It cannot therefore be construed as limiting the scope of the patent.It should be pointed out that coming for those of ordinary skill in the art
It says, without departing from the concept of this application, various modifications and improvements can be made, these belong to the protection of the application
Range.Therefore, the scope of protection shall be subject to the appended claims for the application patent.
Claims (10)
1. a kind of production vehicles recommended method, which comprises
Obtain the accessory parameter of each accessory of vehicle to be assessed and car owner's mark of affiliated car owner；
Obtain the corresponding evaluation factor of each accessory parameter and factor coefficient；
The assessment numerical value of each accessory of the vehicle to be assessed is calculated according to the evaluation factor and factor coefficient, is obtained
Accessory to each accessory of vehicle assesses numerical value；
Numerical value, which is assessed, according to the accessory of each accessory obtains vehicle assessment numerical value；
It is identified according to the car owner and obtains user's metewand；
It is that the vehicle to be assessed determines production vehicles according to user's metewand and vehicle assessment numerical value.
2. the method according to claim 1, wherein the accessory parameter for obtaining each accessory of vehicle to be assessed and
The car owner of affiliated car owner identifies
It receives the production vehicles that terminal is sent and generates request, the production vehicles generate request and carry vehicles identifications and car owner's mark
Know；
Collecting vehicle information table is generated according to the vehicles identifications and is sent to terminal, and the collecting vehicle information table is used to indicate use
Fill in the accessory parameter of vehicle to be assessed in family；
The collecting vehicle information table that the user that terminal returns has filled in accessory parameter is received, parsing, which is extracted, obtains the vehicle to be assessed
The accessory parameter of each accessory.
3. according to the method described in claim 2, it is characterized in that, described generate collecting vehicle information according to the vehicles identifications
Table includes:
Model data library is obtained, the corresponding vehicle accessory title of the vehicles identifications is obtained from the model data library；
The vehicle accessory title is generated into collecting vehicle information table according to parameter preset configuration rule.
4. according to the method described in claim 2, it is characterized in that, described obtain the corresponding evaluation factor of each accessory parameter
Include: with factor coefficient
Evaluation factor Table storehouse is obtained, is obtained and is commented from the evaluation factor Table storehouse according to the corresponding vehicles identifications of the accessory parameter
Estimate factor table and factor coefficient table；
The corresponding relationship of the accessory parameter and evaluation factor that are recorded according to the evaluation factor table obtains the accessory parameter pair
The evaluation factor answered；
The corresponding relationship of the accessory parameter and factor coefficient that are recorded according to the factor coefficient table obtains the accessory parameter pair
The factor coefficient answered.
5. the method according to claim 1, wherein described identified according to the car owner obtains user's metewand
Include:
It is identified according to the car owner and obtains the corresponding air control data of user and user information；
Obtain corresponding first weight of the air control data and corresponding second weight of the user information；
User's metewand is obtained according to first weight and the second weight.
6. according to the method described in claim 5, it is characterized in that, the corresponding air control data of the acquisition user include:
It is identified according to the car owner and obtains user service data；
Air control model is constructed according to the user service data and determines the input vector of the air control model；
The input vector is input to the air control model and obtains air control data.
7. the method according to claim 1, wherein described assess number according to user's metewand and vehicle
Value is that the vehicle to be assessed determines that production vehicles include:
The product ratio for obtaining each production vehicles calculates the product ratio, user's metewand and vehicle assessment numerical value
Product obtains the product numerical value of each production vehicles；
The production vehicles and product numerical generation production vehicles inventory are sent to terminal；
The production vehicles that terminal returns are received, the production vehicles are determined by terminal according to the product inventory.
8. a kind of production vehicles recommendation apparatus, which is characterized in that described device includes:
Module is obtained, for obtaining the accessory parameter of each accessory of vehicle to be assessed and car owner's mark of affiliated car owner；
The acquisition module is also used to obtain the corresponding evaluation factor of each accessory parameter and factor coefficient；
Computing module, for the assessment number according to the evaluation factor and factor coefficient to each accessory of the vehicle to be assessed
Value is calculated, and the accessory assessment numerical value of each accessory of vehicle is obtained；
The computing module is also used to assess numerical value according to the accessory of each accessory and obtains vehicle assessment numerical value；
The acquisition module, which is also used to be identified according to the car owner, obtains user's metewand；
Determining module, for being that the vehicle to be assessed determines that vehicle produces according to user's metewand and vehicle assessment numerical value
Product.
9. a kind of computer equipment, including memory and processor, the memory are stored with computer program, feature exists
In the step of processor realizes any one of claims 1 to 7 the method when executing the computer program.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the computer program
The step of method described in any one of claims 1 to 7 is realized when being executed by processor.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811532012.3A CN109767069A (en) | 2018-12-14 | 2018-12-14 | Production vehicles recommended method, device, computer equipment and storage medium |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811532012.3A CN109767069A (en) | 2018-12-14 | 2018-12-14 | Production vehicles recommended method, device, computer equipment and storage medium |
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