CN109741072A - Method of mobile payment, monitoring terminal, by monitoring terminal and readable storage medium storing program for executing - Google Patents
Method of mobile payment, monitoring terminal, by monitoring terminal and readable storage medium storing program for executing Download PDFInfo
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- CN109741072A CN109741072A CN201910015772.5A CN201910015772A CN109741072A CN 109741072 A CN109741072 A CN 109741072A CN 201910015772 A CN201910015772 A CN 201910015772A CN 109741072 A CN109741072 A CN 109741072A
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- monitoring terminal
- bill information
- information
- trade company
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Abstract
The application is suitable for field of communication technology, provides a kind of method of mobile payment, monitoring terminal, by monitoring terminal and readable storage medium storing program for executing, comprising: receive the bill information sent by monitoring terminal, the bill information includes: the information of payment amount and beneficiary；The bill information is verified；If being verified to the bill information, the information that is verified is sent by monitoring terminal to described, the information being verified, which is used to indicate, described to be based on the bill information by monitoring terminal and paid；If not passing through to bill information verifying, unsanctioned information is verified to described sent by monitoring terminal, the unsanctioned information of verifying is used to indicate described to be terminated to pay by monitoring terminal.By the above method, the safety paid using mobile terminal is effectively increased.
Description
Technical field
This application involves field of communication technology more particularly to a kind of method of mobile payment, monitoring terminal, by monitoring terminal and
Readable storage medium storing program for executing.
Background technique
Near-field communication (Near Field Communication, NFC) payment refers to consumer in purchase commodity or service
When, payment is completed by handheld devices such as mobile phones using NFC technique, is a kind of emerging mobile payment mode.The processing of payment
Carry out at the scene, and it is lower online carry out, do not need using mobile network, but realized using the radio-frequency channel NFC and cashing machine
Or the local communication of the equipment such as automatic vending machine.
Currently, NFC payment only relies on the mobile terminal for being equipped with NFC module, NFC payment function is installed as long as possessing
The mobile terminal of energy, can carry out NFC payment.If the mobile terminal of user is stolen, thief can directly utilize movement
NFC function in terminal is consumed.Existing NFC payment safety is lower.
Summary of the invention
In view of this, the embodiment of the present application provides a kind of method of mobile payment, monitoring terminal, by monitoring terminal and readable
Storage medium, to solve the problems, such as that the safety paid in the prior art using mobile terminal is lower.
The first aspect of the embodiment of the present application provides a kind of method of mobile payment, is applied to monitoring terminal, the method
Include:
The bill information sent by monitoring terminal is received, the bill information includes: the information of payment amount and beneficiary；
The bill information is verified；
It is described to test to the information for being sent and being verified by monitoring terminal if being verified to the bill information
It demonstrate,proves the information that passes through and is used to indicate and described the bill information is based on by monitoring terminal is paid；
If not passing through to bill information verifying, unsanctioned information, institute are verified to described sent by monitoring terminal
Stating the unsanctioned information of verifying and being used to indicate described is terminated to pay by monitoring terminal.
The second aspect of the embodiment of the present application provides a kind of method of mobile payment, is applied to by monitoring terminal, the side
Method includes:
The bill information that Cash collecting equipment is sent is received, the bill information includes: the information of payment amount and beneficiary；
The bill information is sent to monitoring terminal, the bill information is used to indicate the monitoring terminal to the account
Single information is verified；
Receive the verification result returned after the monitoring terminal verifies the bill information；
If the verification result is to be verified, paid according to the bill information；
If the verification result is that verifying does not pass through, terminate to pay.
The third aspect of the embodiment of the present application provides a kind of monitoring terminal, including memory, processor and is stored in
In the memory and the computer program that can run on the processor, when the processor executes the computer program
The step of realizing the method that the embodiment of the present application first aspect provides.
The fourth aspect of the embodiment of the present application provides a kind of by monitoring terminal, including memory, processor and storage
In the memory and the computer program that can run on the processor, the processor execute the computer program
The step of the method that Shi Shixian the embodiment of the present application first aspect provides.
5th aspect of the embodiment of the present application provides a kind of computer readable storage medium, the computer-readable storage
Media storage has computer program, and the computer program realizes the embodiment of the present application when being executed by one or more processors
On the one hand the step of the method that the method or realization the embodiment of the present application second aspect provided provides.
Existing beneficial effect is the embodiment of the present application compared with prior art:
The bill information that is sent by monitoring terminal is received by monitoring terminal in the embodiment of the present application, and statement information into
Row verifying sends the information that is verified to by monitoring terminal after being verified, and is received and is verified by monitoring terminal
It can just be paid according to bill information after information.By the above method, effectively increases and paid using mobile terminal
Safety.
Detailed description of the invention
It in order to more clearly explain the technical solutions in the embodiments of the present application, below will be to embodiment or description of the prior art
Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description is only some of the application
Embodiment for those of ordinary skill in the art without any creative labor, can also be according to these
Attached drawing obtains other attached drawings.
Fig. 1 is the implementation process schematic diagram of method of mobile payment provided by the embodiments of the present application；
Fig. 2 is the implementation process schematic diagram for the method for mobile payment that the another embodiment of the application provides；
Fig. 3 is the schematic diagram of mobile payment device provided by the embodiments of the present application；
Fig. 4 is the schematic diagram for the mobile payment device that the another embodiment of the application provides；
Fig. 5 is the schematic diagram of monitor terminal provided by the embodiments of the present application；
Fig. 6 is the schematic diagram of monitored terminal provided by the embodiments of the present application.
Specific embodiment
In being described below, for illustration and not for limitation, the tool of such as particular system structure, technology etc is proposed
Body details, so as to provide a thorough understanding of the present application embodiment.However, it will be clear to one skilled in the art that there is no these specific
The application also may be implemented in the other embodiments of details.In other situations, it omits to well-known system, device, electricity
The detailed description of road and method, so as not to obscure the description of the present application with unnecessary details.
It should be appreciated that ought use in this specification and in the appended claims, term " includes " instruction is described special
Sign, entirety, step, operation, the presence of element and/or component, but be not precluded one or more of the other feature, entirety, step,
Operation, the presence or addition of element, component and/or its set.
It is also understood that mesh of the term used in this present specification merely for the sake of description specific embodiment
And be not intended to limit the application.As present specification and it is used in the attached claims, unless on
Other situations are hereafter clearly indicated, otherwise " one " of singular, "one" and "the" are intended to include plural form.
It will be further appreciated that the term "and/or" used in present specification and the appended claims is
Refer to any combination and all possible combinations of one or more of associated item listed, and including these combinations.
As used in this specification and in the appended claims, term " if " can be according to context quilt
Be construed to " when ... " or " once " or " in response to determination " or " in response to detecting ".Similarly, phrase " if it is determined that " or
" if detecting [described condition or event] " can be interpreted to mean according to context " once it is determined that " or " in response to true
It is fixed " or " once detecting [described condition or event] " or " in response to detecting [described condition or event] ".
In order to illustrate technical solution described herein, the following is a description of specific embodiments.
Fig. 1 is the implementation process schematic diagram of method of mobile payment provided by the embodiments of the present application, the method in Fig. 1 embodiment
Applied to monitoring terminal, as shown, the method may include following steps:
Step S101 receives the bill information sent by monitoring terminal, and the bill information includes: payment amount and gathering
The information of side.
In practical applications, monitoring terminal can be the mobile terminals such as mobile phone, pad, be also possible to the non-moving end such as computer
End.Monitoring terminal can be authorized to by monitoring terminal in advance, and after authorization, mobile payment function is then opened by monitoring terminal
Energy.By this method, it can be controlled by monitoring terminal by the mobile payment behavior of monitoring terminal, reach preferable monitoring effect
Fruit.Specifically, monitoring terminal is as follows to the process authorized by monitoring terminal.
In one embodiment, before receiving the bill information sent by monitoring terminal, further includes:
The authorization requests sent by monitoring terminal are monitored, the authorization requests include the user by monitoring terminal
The password of input.
If monitoring the authorization requests sent by monitoring terminal, obtains the mobile device by monitoring terminal and know
Other code, and judge whether the password matches with the mobile device identification code.
If the password matches with the mobile device identification code, returned and the authorization to described by custodial care facility
Corresponding authorization message is requested, the authorization message is used to indicate the gathering for receiving Cash collecting equipment transmission by custodial care facility and believes
Breath.
In practical applications, when being wanted to open mobile payment function by monitoring terminal, the quilt of user's input can first be obtained
The password (password can be by the device password of monitoring terminal) of monitoring terminal, is sent to monitoring terminal for the password；Monitoring
Terminal is judged by whether the mobile device identification code of monitoring terminal matches with the password, if it does, illustrating that the user is just
Common family, then return to authorization message to by monitoring terminal.
If lost by monitoring terminal, by the above method, it can effectively avoid improper user's use by monitoring terminal
Mobile payment is carried out, the safety of mobile payment is improved.
Step S102 verifies the bill information.
It is in one embodiment, described that the bill information is verified, comprising:
According to the beneficiary information in the bill information, judge whether the corresponding trade company of the bill information is default quotient
Family.
If the corresponding trade company of the bill information is default trade company, judge whether is payment amount in the bill information
Greater than preset cost.
It is logical to the verifying of the bill information if the payment amount in the bill information is less than or equal to preset cost
It crosses.
In practical applications, the user of monitoring terminal can be parent, can be child by the user of monitoring terminal, work as child
When son is needed using mobile payment is carried out by monitoring terminal, whether the payment behavior that parent needs that monitoring terminal is utilized to judge child
It is reasonable.For example, whether child consumes in public places of entertainment such as Internet bar, amusement arcades.This just needs to judge to receive according to bill information
Whether corresponding trade company, money side is default trade company.It is, of course, also possible to be monitored to transaction amount, preset when transaction amount is greater than
When the amount of money, verifying not passes through.By the above method, can preferably control by the payment behavior of monitoring terminal.
In one embodiment, the beneficiary information includes trade company's coding.
Trade company's coding includes type codes and area code.
Correspondingly, the beneficiary information according in the bill information, judges the corresponding trade company of the bill information
It whether is default trade company, comprising:
The type codes in trade company coding are obtained, and judge type codes class whether corresponding with the default trade company
Type code matches.
If type codes type codes corresponding with the default trade company match, the ground in trade company's coding is obtained
Area's code, and judge that area code area code whether corresponding with the default trade company matches.
If area code area code corresponding with the default trade company matches, determine that the bill information is corresponding
Trade company is default trade company.
In practical applications, trade company's coding is generally comprised in bill information.The format of trade company's coding is unification of the motherland regulation
, generally it is made of 15 bit digitals or letter.Wherein, 1~3 information for acquirer, 4~7 information for administrative area
(i.e. area code), 8~11 are merchant type (i.e. type codes), and 14~15 are random code.So from 15 trade company's codings
The type codes and area code of trade company can be got.
The type of payment trade company is limited by judging whether type codes are the type codes of default trade company, passes through judgement area
Whether code is the default corresponding area code of trade company to limit payment area.It, can be to by the branch of monitoring terminal by the above method
It pays trade company and payment area carries out dual monitoring.
Step S103, if being verified to the bill information, to the letter for being sent and being verified by monitoring terminal
Breath, the information being verified be used to indicate it is described by monitoring terminal be based on the bill information paid.
Step S104 is not passed through to described by monitoring terminal transmission verifying if not passing through to bill information verifying
Information, the unsanctioned information of the verifying is used to indicate described to be terminated to pay by monitoring terminal.
Fig. 2 is the implementation process schematic diagram for the method for mobile payment that the another embodiment of the application provides, in Fig. 2 embodiment
Method is applied to by monitoring terminal, as shown, the method may include following steps:
Step S201 receives the bill information that Cash collecting equipment is sent, and the bill information includes: payment amount and beneficiary
Information.
Wherein, Cash collecting equipment can be the equipment such as pos machine, accounting machine.Cash collecting equipment is also possible to be equipped with NFC module
Equipment.
In one embodiment, the bill information for receiving Cash collecting equipment and sending, comprising:
The payment request of the Cash collecting equipment is monitored by the NFC module by monitoring terminal.
If monitoring the payment request of the Cash collecting equipment by the NFC module by monitoring terminal, use is obtained
The password of family input, and it is sent to the monitoring terminal using the password as authorization requests, the authorization requests are used to indicate
The monitoring terminal carries out payment authorization by monitoring terminal to described.
After receiving the authorization message corresponding with the authorization requests that the monitoring terminal returns, pass through the NFC
Module receives the bill information that the Cash collecting equipment is sent.
In practical applications, NFC module can be installed on monitoring terminal, there is NFC function of swiping card.But passing through
After NFC module receives the payment request of Cash collecting equipment, before receiving bill information, need to obtain monitoring eventually by monitoring terminal
The authorization at end；After having obtained monitoring terminal authorization, bill information could be received, and carry out the payment of next step.Here quite
The first re-examination card before payment, and monitoring terminal statement information carries out the second re-examination card that verifying is equivalent to before payment, leads to
Double verification is crossed, the safety of mobile payment is further improved.
The bill information is sent to monitoring terminal by step S202, and the bill information is used to indicate the monitoring eventually
End is verified by the bill information.
It is in one embodiment, described that the bill information is sent to monitoring terminal, comprising:
Preset monitoring list is obtained, the monitoring list includes at least one mobile device identification code and each movement
The corresponding amount of money range of EIC equipment identification code.
It determines amount of money range belonging to the payment amount in the bill information, and investigates and prosecutes the gold in the monitoring list
The corresponding mobile device identification code of volume range.
The bill information is sent to the corresponding monitoring terminal of the mobile device identification code.
In practical applications, one can correspond to multiple monitoring terminals by monitoring terminal, also can choose monitoring terminal.It needs
Monitoring list is preset, the mobile device identification code for having each monitoring terminal on list is guarded and each mobile device is known
The corresponding amount of money range of other code.
Illustratively, the corresponding amount of money range of the monitoring terminal that mobile device identification code is Axxxxx is 1~500 yuan, is moved
The corresponding amount of money range of the monitoring terminal that dynamic EIC equipment identification code is Bxxxxx is 501~10000 yuan.When having determined in bill information
Payment amount when being 300 yuan, be 1~500 yuan the shifting that determines corresponding monitoring terminal by searching for corresponding amount of money range
Dynamic EIC equipment identification code is Axxxxx.
In practical applications, business personnel needs superior department to be applied, examined in buying.The different amount of money
Corresponding departments of examination and approval are different.Business personnel can hold by monitoring terminal, and higher level department can hold monitoring terminal.By upper
Method is stated, monitoring terminal can be automatically selected according to the payment amount in bill information, that is, automatically select higher level departments of examination and approval.
Step S203 receives the verification result returned after the monitoring terminal verifies the bill information
Step S204 is paid if the verification result is to be verified according to the bill information.
Step S205 terminates to pay if the verification result is that verifying does not pass through.
Bill information is sent out after receiving the bill information that Cash collecting equipment is sent by monitoring terminal in the embodiment of the present application
Give monitoring terminal；Monitoring terminal receives the bill information sent by monitoring terminal, and statement information is verified；It is verifying
By rear, to the information being verified by monitoring terminal transmission；If verifying does not pass through, do not lead to verifying is sent by monitoring terminal
The information crossed；It can just be paid according to bill information after being received the information being verified by monitoring terminal, eventually by monitoring
If end receives the unsanctioned information of verifying, terminate to pay.By the above method, mobile payment is being carried out by monitoring terminal
When, it needs monitoring terminal statement information to be verified, effectively increases the safety paid using mobile terminal.
It should be understood that the size of the serial number of each step is not meant that the order of the execution order in above-described embodiment, each process
Execution sequence should be determined by its function and internal logic, the implementation process without coping with the embodiment of the present application constitutes any limit
It is fixed.
Fig. 3 is the schematic diagram of mobile payment device provided by the embodiments of the present application, for ease of description, is only shown and this Shen
It please the relevant part of embodiment.
Mobile payment device shown in Fig. 3 can be the software unit being built in existing terminal device, hardware cell,
Or the unit of soft or hard combination, it can also be used as independent pendant and be integrated into the terminal device, be also used as independent end
End equipment exists.
The mobile payment device 3 includes:
First receiving unit 31, for receiving the bill information sent by monitoring terminal, the bill information includes: payment
The information of the amount of money and beneficiary.
Authentication unit 32, for being verified to the bill information.
It is verified unit 33, if being tested to described by monitoring terminal transmission for being verified to the bill information
Demonstrate,prove the information that passes through, the information being verified, which is used to indicate, described to be based on the bill information by monitoring terminal and propped up
It pays.
Verifying is not by unit 34, if being sent out to described by monitoring terminal for not passing through to bill information verifying
Send verifying unsanctioned information, the unsanctioned information of verifying is used to indicate described to be terminated to pay by monitoring terminal.
Optionally, described device 3 further include:
Monitoring unit is sent out by monitoring terminal for before receiving the bill information that is sent by monitoring terminal, monitoring to be described
The authorization requests sent, the authorization requests include the password that the user by monitoring terminal inputs.
Acquiring unit, if being obtained described whole by monitoring for monitoring the authorization requests sent by monitoring terminal
The mobile device identification code at end, and judge whether the password matches with the mobile device identification code.
Return unit, if matching for the password and the mobile device identification code, to described by custodial care facility
Authorization message corresponding with the authorization requests is returned to, the authorization message is used to indicate described collected money by custodial care facility reception and sets
The Receiving information that preparation is sent.
Optionally, the authentication unit 32 includes:
First judgment module, for judging that the bill information is corresponding according to the beneficiary information in the bill information
Trade company whether be default trade company.
Second judgment module judges the bill letter if being default trade company for the corresponding trade company of the bill information
Whether the payment amount in breath is greater than preset cost.
By module, if being less than or equal to preset cost for the payment amount in the bill information, to the account
Single information is verified.
Optionally, the beneficiary information includes trade company's coding.
Trade company's coding includes type codes and area code.
Optionally, the first judgment module includes:
Judging submodule, for obtaining the type codes in trade company coding, and judge the type codes whether with it is described
The default corresponding type codes of trade company match.
Acquisition submodule obtains institute if matching for type codes type codes corresponding with the default trade company
The area code in trade company's coding is stated, and judges that area code area code whether corresponding with the default trade company matches.
Decision sub-module determines institute if matching for area code area code corresponding with the default trade company
Stating the corresponding trade company of bill information is default trade company.
Fig. 4 is the schematic diagram for the mobile payment device that the another embodiment of the application provides, for ease of description, only show with
The relevant part of the embodiment of the present application.
Mobile payment device shown in Fig. 4 can be the software unit being built in existing terminal device, hardware cell,
Or the unit of soft or hard combination, it can also be used as independent pendant and be integrated into the terminal device, be also used as independent end
End equipment exists.
The mobile payment device 4 includes:
Second receiving unit 41, for receiving the bill information of Cash collecting equipment transmission, the bill information includes: payment gold
The information of volume and beneficiary.
Transmission unit 42, for the bill information to be sent to monitoring terminal, the bill information is used to indicate described
Monitoring terminal verifies the bill information.
Third receiving unit 43, for receiving the verifying returned after the monitoring terminal verifies the bill information
As a result.
Payment unit 44 is paid if being to be verified for the verification result according to the bill information.
End unit 45 terminates to pay if being that verifying does not pass through for the verification result.
Optionally, second receiving unit 41 includes:
Monitoring modular is requested, for monitoring the payment of the Cash collecting equipment by the NFC module by monitoring terminal
Request.
First obtains module, if for monitoring the Cash collecting equipment by the NFC module by monitoring terminal
Payment request, then obtain the password of user's input, and is sent to the monitoring terminal for the password as authorization requests, described
Authorization requests are used to indicate the monitoring terminal and carry out payment authorization by monitoring terminal to described.
First sending module, in authorization corresponding with the authorization requests letter for receiving the monitoring terminal return
After breath, the bill information that the Cash collecting equipment is sent is received by the NFC module.
Optionally, the transmission unit 42 includes:
Second obtains module, and for obtaining preset monitoring list, the monitoring list includes at least one mobile device
Identification code and the corresponding amount of money range of each mobile device identification code.
Determining module, for determining amount of money range belonging to the payment amount in the bill information, and in the monitoring
The corresponding mobile device identification code of the amount of money range is investigated and prosecuted in list.
Second sending module, for the bill information to be sent to the corresponding monitoring of the mobile device identification code eventually
End.
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each function
Can unit, module division progress for example, in practical application, can according to need and by above-mentioned function distribution by different
Functional unit, module are completed, i.e., the internal structure of described device is divided into different functional unit or module, more than completing
The all or part of function of description.Each functional unit in embodiment, module can integrate in one processing unit, can also
To be that each unit physically exists alone, can also be integrated in one unit with two or more units, it is above-mentioned integrated
Unit both can take the form of hardware realization, can also realize in the form of software functional units.In addition, each function list
Member, the specific name of module are also only for convenience of distinguishing each other, the protection scope being not intended to limit this application.Above system
The specific work process of middle unit, module, can refer to corresponding processes in the foregoing method embodiment, and details are not described herein.
Fig. 5 is the schematic diagram of monitoring terminal provided by the embodiments of the present application.As shown in figure 5, the monitoring terminal 5 of the embodiment
Include: processor 50, memory 51 and is stored in the calculating that can be run in the memory 51 and on the processor 50
Machine program 52.The processor 50 is realized when executing the computer program 52 in above-mentioned each method of mobile payment embodiment
Step, such as step S101 to S104 shown in FIG. 1.Alternatively, realization when the processor 50 executes the computer program 52
The function of each module/unit in above-mentioned each Installation practice, such as the function of module 31 to 34 shown in Fig. 3.
Illustratively, the computer program 52 can be divided into one or more module/units, it is one or
Multiple module/units are stored in the memory 51, and are executed by the processor 50, to complete the application.Described one
A or multiple module/units can be the series of computation machine program instruction section that can complete specific function, which is used for
Implementation procedure of the computer program 52 in the monitoring terminal 5 is described.For example, the computer program 52 can be divided
It is cut into the first receiving unit, authentication unit, is verified unit, verifying not by unit, each unit concrete function is as follows:
First receiving unit, for receiving the bill information sent by monitoring terminal, the bill information includes: payment gold
The information of volume and beneficiary.
Authentication unit, for being verified to the bill information.
It is verified unit, if verifying for being verified to the bill information to described sent by monitoring terminal
By information, the information being verified be used to indicate it is described by monitoring terminal be based on the bill information paid.
Verifying is not by unit, if being sent to described by monitoring terminal for not passing through to bill information verifying
Verify unsanctioned information, the unsanctioned information of verifying is used to indicate described to be terminated to pay by monitoring terminal.
Optionally, the computer readable storage medium further include:
Monitoring unit is sent out by monitoring terminal for before receiving the bill information that is sent by monitoring terminal, monitoring to be described
The authorization requests sent, the authorization requests include the password that the user by monitoring terminal inputs.
Acquiring unit, if being obtained described whole by monitoring for monitoring the authorization requests sent by monitoring terminal
The mobile device identification code at end, and judge whether the password matches with the mobile device identification code.
Return unit, if matching for the password and the mobile device identification code, to described by custodial care facility
Authorization message corresponding with the authorization requests is returned to, the authorization message is used to indicate described collected money by custodial care facility reception and sets
The Receiving information that preparation is sent.
Optionally, the authentication unit includes:
First judgment module, for judging that the bill information is corresponding according to the beneficiary information in the bill information
Trade company whether be default trade company.
Second judgment module judges the bill letter if being default trade company for the corresponding trade company of the bill information
Whether the payment amount in breath is greater than preset cost.
By module, if being less than or equal to preset cost for the payment amount in the bill information, to the account
Single information is verified.
Optionally, the beneficiary information includes trade company's coding.
Trade company's coding includes type codes and area code.
Optionally, the first judgment module includes:
Judging submodule, for obtaining the type codes in trade company coding, and judge the type codes whether with it is described
The default corresponding type codes of trade company match.
Acquisition submodule obtains institute if matching for type codes type codes corresponding with the default trade company
The area code in trade company's coding is stated, and judges that area code area code whether corresponding with the default trade company matches.
Decision sub-module determines institute if matching for area code area code corresponding with the default trade company
Stating the corresponding trade company of bill information is default trade company.
Fig. 6 is the schematic diagram provided by the embodiments of the present application by monitoring terminal.As shown in fig. 6, the embodiment is guarded
Terminal 6 includes: processor 60, memory 61 and is stored in the memory 61 and can run on the processor 60
Computer program 62.The processor 60 realizes above-mentioned each method of mobile payment embodiment when executing the computer program 62
In step, such as step S201 to S205 shown in Fig. 2.Alternatively, when the processor 60 executes the computer program 62
Realize the function of each module/unit in above-mentioned each Installation practice, such as the function of module 41 to 45 shown in Fig. 4.
Illustratively, the computer program 62 can be divided into one or more module/units, it is one or
Multiple module/units are stored in the memory 61, and are executed by the processor 60, to complete the application.Described one
A or multiple module/units can be the series of computation machine program instruction section that can complete specific function, which is used for
The computer program 62 is described in the implementation procedure by monitoring terminal 6.For example, the computer program 62 can be by
It is divided into the second receiving unit, transmission unit, third receiving unit, payment unit, end unit, each unit concrete function is such as
Under:
Second receiving unit, for receiving the bill information of Cash collecting equipment transmission, the bill information includes: payment amount
With the information of beneficiary.
Transmission unit, for the bill information to be sent to monitoring terminal, the bill information is used to indicate the prison
Shield terminal verifies the bill information.
Third receiving unit, for receiving the verifying knot returned after the monitoring terminal verifies the bill information
Fruit.
Payment unit is paid if being to be verified for the verification result according to the bill information.
End unit terminates to pay if being that verifying does not pass through for the verification result.
Optionally, second receiving unit includes:
Monitoring modular is requested, for monitoring the payment of the Cash collecting equipment by the NFC module by monitoring terminal
Request.
First obtains module, if for monitoring the Cash collecting equipment by the NFC module by monitoring terminal
Payment request, then obtain the password of user's input, and is sent to the monitoring terminal for the password as authorization requests, described
Authorization requests are used to indicate the monitoring terminal and carry out payment authorization by monitoring terminal to described.
First sending module, in authorization corresponding with the authorization requests letter for receiving the monitoring terminal return
After breath, the bill information that the Cash collecting equipment is sent is received by the NFC module.
Optionally, the transmission unit includes:
Second obtains module, and for obtaining preset monitoring list, the monitoring list includes at least one mobile device
Identification code and the corresponding amount of money range of each mobile device identification code.
Determining module, for determining amount of money range belonging to the payment amount in the bill information, and in the monitoring
The corresponding mobile device identification code of the amount of money range is investigated and prosecuted in list.
Second sending module, for the bill information to be sent to the corresponding monitoring of the mobile device identification code eventually
End.
The monitoring terminal/by monitoring terminal can be desktop PC, notebook, palm PC and cloud server
Deng calculating equipment.The monitoring terminal/by monitoring terminal may include, but be not limited only to, processor, memory.Art technology
Personnel are appreciated that Fig. 5/6 are only monitoring terminal/by the example of monitoring terminal, do not constitute to monitoring terminal/by monitoring eventually
The restriction at end may include components more more or fewer than diagram, perhaps combine certain components or different components, such as
The monitoring terminal/can also be including input-output equipment, network access equipment, bus etc. by monitoring terminal.
Alleged processor can be central processing unit (Central Processing Unit, CPU), can also be it
His general processor, digital signal processor (Digital Signal Processor, DSP), specific integrated circuit
(Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field-
Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic,
Discrete hardware components etc..General processor can be microprocessor or the processor is also possible to any conventional processor
Deng.
The memory can be the monitoring terminal/by the internal storage unit of monitoring terminal, such as monitoring terminal/quilt
The hard disk or memory of monitoring terminal.The memory is also possible to the monitoring terminal/by the External memory equipment of monitoring terminal,
Such as the plug-in type hard disk for the monitoring terminal/be equipped on monitoring terminal, intelligent memory card (Smart Media Card,
SMC), secure digital (Secure Digital, SD) blocks, flash card (Flash Card) etc..Further, the memory is also
It can both include the monitoring terminal/by the internal storage unit of monitoring terminal or including External memory equipment.The memory
For other programs and data needed for storing the computer program and the terminal device.The memory can also be used
In temporarily storing the data that has exported or will export.In the above-described embodiments, all each to the description of each embodiment
Have and stress, there is no the part for being described in detail or recording in some embodiment, may refer to the associated description of other embodiments.
Those of ordinary skill in the art may be aware that list described in conjunction with the examples disclosed in the embodiments of the present disclosure
Member and algorithm steps can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually
It is implemented in hardware or software, the specific application and design constraint depending on technical solution.Professional technician
Each specific application can be used different methods to achieve the described function, but this realization is it is not considered that exceed
Scope of the present application.
In embodiment provided herein, it should be understood that disclosed device/terminal device and method, it can be with
It realizes by another way.For example, device described above/terminal device embodiment is only schematical, for example, institute
The division of module or unit is stated, only a kind of logical function partition, there may be another division manner in actual implementation, such as
Multiple units or components can be combined or can be integrated into another system, or some features can be ignored or not executed.Separately
A bit, shown or discussed mutual coupling or direct-coupling or communication connection can be through some interfaces, device
Or the INDIRECT COUPLING or communication connection of unit, it can be electrical property, mechanical or other forms.
The unit as illustrated by the separation member may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple
In network unit.It can select some or all of unit therein according to the actual needs to realize the mesh of this embodiment scheme
's.
It, can also be in addition, each functional unit in each embodiment of the application can integrate in one processing unit
It is that each unit physically exists alone, can also be integrated in one unit with two or more units.Above-mentioned integrated list
Member both can take the form of hardware realization, can also realize in the form of software functional units.
If the integrated module/unit be realized in the form of SFU software functional unit and as independent product sale or
In use, can store in a computer readable storage medium.Based on this understanding, the application realizes above-mentioned implementation
All or part of the process in example method, can also instruct relevant hardware to complete, the meter by computer program
Calculation machine program can be stored in a computer readable storage medium, the computer program when being executed by processor, it can be achieved that on
The step of stating each embodiment of the method.Wherein, the computer program includes computer program code, the computer program generation
Code can be source code form, object identification code form, executable file or certain intermediate forms etc..The computer-readable medium
It may include: any entity or device, recording medium, USB flash disk, mobile hard disk, magnetic that can carry the computer program code
Dish, CD, computer storage, read-only memory (ROM, Read-Only Memory), random access memory (RAM,
Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium etc..It should be noted that described
The content that computer-readable medium includes can carry out increasing appropriate according to the requirement made laws in jurisdiction with patent practice
Subtract, such as in certain jurisdictions, according to legislation and patent practice, computer-readable medium do not include be electric carrier signal and
Telecommunication signal.
Embodiment described above is only to illustrate the technical solution of the application, rather than its limitations；Although referring to aforementioned reality
Example is applied the application is described in detail, those skilled in the art should understand that: it still can be to aforementioned each
Technical solution documented by embodiment is modified or equivalent replacement of some of the technical features；And these are modified
Or replacement, the spirit and scope of each embodiment technical solution of the application that it does not separate the essence of the corresponding technical solution should all
Comprising within the scope of protection of this application.
Claims (10)
1. a kind of method of mobile payment, which is characterized in that be applied to monitoring terminal, which comprises
The bill information sent by monitoring terminal is received, the bill information includes: the information of payment amount and beneficiary；
The bill information is verified；
If being verified to the bill information, to the information for being sent and being verified by monitoring terminal, the verifying is logical
The information crossed be used to indicate it is described by monitoring terminal be based on the bill information paid；
If not passing through to bill information verifying, unsanctioned information is verified to described sent by monitoring terminal, it is described to test
Demonstrate,proving unsanctioned information and being used to indicate described is terminated to pay by monitoring terminal.
2. method of mobile payment as described in claim 1, which is characterized in that in the bill information that reception is sent by monitoring terminal
Before, further includes:
The authorization requests sent by monitoring terminal are monitored, the authorization requests include that the user by monitoring terminal inputs
Password；
If monitoring the authorization requests sent by monitoring terminal, obtains the mobile device by monitoring terminal and identify
Code, and judge whether the password matches with the mobile device identification code；
If the password matches with the mobile device identification code, returned and the authorization requests to described by custodial care facility
Corresponding authorization message, the authorization message are used to indicate the Receiving information that Cash collecting equipment transmission is received by custodial care facility.
3. method of mobile payment as described in claim 1, which is characterized in that described to be verified to the bill information, packet
It includes:
According to the beneficiary information in the bill information, judge whether the corresponding trade company of the bill information is default trade company；
If the corresponding trade company of the bill information is default trade company, judge whether the payment amount in the bill information is greater than
Preset cost；
If the payment amount in the bill information is less than or equal to preset cost, the bill information is verified.
4. method of mobile payment as claimed in claim 3, which is characterized in that the beneficiary information includes trade company's coding；
Trade company's coding includes type codes and area code；
The beneficiary information according in the bill information judges whether the corresponding trade company of the bill information is default quotient
Family, comprising:
The type codes in trade company coding are obtained, and judge type codes type codes whether corresponding with the default trade company
Match；
If type codes type codes corresponding with the default trade company match, the area in trade company's coding is obtained
Code, and judge that area code area code whether corresponding with the default trade company matches；
If area code area code corresponding with the default trade company matches, the corresponding trade company of the bill information is determined
To preset trade company.
5. a kind of method of mobile payment, which is characterized in that be applied to by monitoring terminal, which comprises
The bill information that Cash collecting equipment is sent is received, the bill information includes: the information of payment amount and beneficiary；
The bill information is sent to monitoring terminal, the bill information, which is used to indicate the monitoring terminal, believes the bill
Breath is verified；
Receive the verification result returned after the monitoring terminal verifies the bill information；
If the verification result is to be verified, paid according to the bill information；
If the verification result is that verifying does not pass through, terminate to pay.
6. method of mobile payment as claimed in claim 5, which is characterized in that the bill letter for receiving Cash collecting equipment and sending
Breath, comprising:
The payment request of the Cash collecting equipment is monitored by the NFC module by monitoring terminal；
If monitoring the payment request of the Cash collecting equipment by the NFC module by monitoring terminal, it is defeated to obtain user
The password entered, and it is sent to the monitoring terminal using the password as authorization requests, the authorization requests are used to indicate described
Monitoring terminal carries out payment authorization by monitoring terminal to described；
After receiving the authorization message corresponding with the authorization requests that the monitoring terminal returns, pass through the NFC module
Receive the bill information that the Cash collecting equipment is sent.
7. method of mobile payment as claimed in claim 5, which is characterized in that described that the bill information is sent to monitoring eventually
End, comprising:
Preset monitoring list is obtained, the monitoring list includes at least one mobile device identification code and each mobile device
The corresponding amount of money range of identification code；
It determines amount of money range belonging to the payment amount in the bill information, and investigates and prosecutes the amount of money model in the monitoring list
Enclose corresponding mobile device identification code；
The bill information is sent to the corresponding monitoring terminal of the mobile device identification code.
8. a kind of monitoring terminal, including memory, processor and storage are in the memory and can be on the processor
The computer program of operation, which is characterized in that the processor realizes such as Claims 1-4 when executing the computer program
The step of any one the method.
9. a kind of by monitoring terminal, including memory, processor and storage are in the memory and can be in the processor
The computer program of upper operation, which is characterized in that the processor realized when executing the computer program as claim 5 to
The step of any one of 7 the method.
10. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, and feature exists
In realization any one of such as Claims 1-4 the method or such as claim 5 when the computer program is executed by processor
The step of to any one of 7 the method.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910015772.5A CN109741072A (en) | 2019-01-08 | 2019-01-08 | Method of mobile payment, monitoring terminal, by monitoring terminal and readable storage medium storing program for executing |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910015772.5A CN109741072A (en) | 2019-01-08 | 2019-01-08 | Method of mobile payment, monitoring terminal, by monitoring terminal and readable storage medium storing program for executing |
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| Publication Number | Publication Date |
|---|---|
| CN109741072A true CN109741072A (en) | 2019-05-10 |
Family
ID=66363851
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910015772.5A Pending CN109741072A (en) | 2019-01-08 | 2019-01-08 | Method of mobile payment, monitoring terminal, by monitoring terminal and readable storage medium storing program for executing |
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