CN109544090A - Order processing method, apparatus, computer equipment and storage medium - Google Patents
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Abstract
The invention discloses a kind of order processing method, apparatus, terminal device and storage mediums, which comprises obtains the order payment request that Three-Part protocol platform is sent, order payment request includes order type；From presetting database, order payment application template corresponding with order type, the default terms of payment and payment calculation formula are obtained, and order is paid into application template and is sent to Three-Part protocol platform；It receives Three-Part protocol platform and the order payment application form that application template returns is paid according to order；Judge whether order payment application form meets the default terms of payment, obtains judging result；If judging result is to meet the terms of payment, application form is paid according to payment calculation formula and order, the corresponding payment amount of order payment application form is calculated.The order processing method carries out intelligent checks order by Three-Part protocol platform and intelligently carries out order payment, improves the efficiency of order processing.
Description
Technical field
The present invention relates to field of computer technology more particularly to a kind of order processing method, apparatus, computer equipment and deposit
Storage media.
Background technique
With the rapid development of social economy, some group's business also become especially complicated, more and more order payments
Application business needs are handled in time, and the applicant that these orders payment application business needs order to pay passes through phone, mail
Or agency carries out order payment application, and then pays application to the order by related auditor and carry out manual examination and verification,
It is whether reasonable to audit order payment application, and this order processing number of services is more, this just needs a large amount of manual operation,
And manual operation may result in can not effectively promote order processing timeliness, and the result of different business personnel processing may
Situation that is inconsistent, causing the accuracy for being likely to occur order processing lower.It is paid with the order of the settlement of insurance claim of insurance industry
For application business, since more and more people begin to focus on insurance, and by part capital investment insurance company, guarantor is also implied that
Dangerous company's settlement of insurance claim business to be treated is more and more, settlement of insurance claim case occur after, user need to insurance company into
Row is reported a case to the security authorities, and the application of Claims Resolution order payment is carried out.
Existing order processing all passes through manually application processing, and business personnel is manually entered order information, it is this manually report a case to the security authorities and
The mode of manual examination and verification needs to occupy a large amount of human resources, when can waste more when being audited one by one to each order
Between, and error rate is higher, and then affects the timeliness and accuracy of order processing.
Summary of the invention
The embodiment of the present invention provides a kind of order processing method, apparatus, computer equipment and storage medium, to solve order
The not high problem for the treatment of effeciency.
A kind of order processing method, comprising:
The order payment request that Three-Part protocol platform is sent is obtained, the order payment request includes order type；
From presetting database, order payment application template corresponding with the order type, the default terms of payment are obtained
With payment calculation formula, and by the order pay application template be sent to the Three-Part protocol platform；
It receives the Three-Part protocol platform and the order payment application form that application template returns is paid according to the order；
Judge whether order payment application form meets the default terms of payment, obtain judging result,
In, the judging result includes meeting the terms of payment and being unsatisfactory for the terms of payment；
If the judging result is to meet the terms of payment, according to the payment calculation formula and order payment application
The corresponding payment amount of the order payment application form is calculated in table.
A kind of order processing device, comprising:
Order payment request obtains module, described to order for obtaining the order payment request of Three-Part protocol platform transmission
Single payment request includes order type；
Order pays application form and obtains module, for obtaining order corresponding with the order type from presetting database
Single payment application template, the default terms of payment and payment calculation formula, and by the order pay application template be sent to it is described
Three-Part protocol platform；
Order pays application form receiving module, applies for receiving the Three-Part protocol platform and being paid according to the order
The order that template returns pays application form；
Terms of payment judgment module, for being carried out to whether order payment application form meets the default terms of payment
Judgement, obtains judging result, wherein the judging result includes meeting the terms of payment and being unsatisfactory for the terms of payment；
Order amount of money processing module calculates if being to meet the terms of payment for the judging result according to the payment
Formula and the order pay application form, and the corresponding payment amount of the order payment application form is calculated.
A kind of computer equipment, including memory, processor and storage are in the memory and can be in the processing
The computer program run on device, the processor realize the step of the above order processing method when executing the computer program
Suddenly.
A kind of computer readable storage medium, the computer-readable recording medium storage have computer program, the meter
The step of calculation machine program realizes the above order processing method when being executed by processor.
It is flat by obtaining Three-Part protocol first in the above order processing method, device, computer equipment and storage medium
The order payment request that platform is sent, saves the economic cost of development order processing software.Then, order is paid into application template
After being sent to Three-Part protocol platform, which is paid application template for displaying to user by Three-Part protocol platform, then user
It is paid based on order and applies for that include in template is filled in fill message, will managed after filling in by Three-Part protocol platform
It pays for information and is sent to background server.Then, the Claims Resolution information of Three-Part protocol platform transmission is received, so as to background server
It is extracted by the information paid to the order in application form and analysis is handled.Next, it is judged that order payment application form is
It is not no to meet the default terms of payment, and then reach intelligent checks purpose, obtain judging result, by be then based on same order type into
Row intelligent checks accelerate the processing progress of order payment.Finally, that is, order is paid when judging result is to meet the terms of payment
Application form meets the default terms of payment, then calculates payment amount, and payment amount and order payment application form are sent to finance
System, so that the financial system carries out order payment transaction.Order payment by intelligent checks order and is intelligently carried out, greatly
The efficiency of order processing is improved greatly.
Detailed description of the invention
In order to illustrate the technical solution of the embodiments of the present invention more clearly, below by institute in the description to the embodiment of the present invention
Attached drawing to be used is needed to be briefly described, it should be apparent that, the accompanying drawings in the following description is only some implementations of the invention
Example, for those of ordinary skill in the art, without any creative labor, can also be according to these attached drawings
Obtain other attached drawings.
Fig. 1 is the application environment schematic diagram of order processing method provided in an embodiment of the present invention；
Fig. 2 is one exemplary diagram of order processing method provided in an embodiment of the present invention；
Fig. 3 is another exemplary diagram of order processing method provided in an embodiment of the present invention；
Fig. 4 is another exemplary diagram of order processing method provided in an embodiment of the present invention；
Fig. 5 is another exemplary diagram of order processing method provided in an embodiment of the present invention；
Fig. 6 is a functional block diagram of order processing device provided in an embodiment of the present invention；
Fig. 7 is another functional block diagram of order processing device in one embodiment of the invention；
Fig. 8 is another functional block diagram of order processing device in one embodiment of the invention；
Fig. 9 is a schematic diagram of computer equipment provided in an embodiment of the present invention.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are some of the embodiments of the present invention, instead of all the embodiments.Based on this hair
Embodiment in bright, every other implementation obtained by those of ordinary skill in the art without making creative efforts
Example, shall fall within the protection scope of the present invention.
Order processing method provided by the present application, can be applicable in the application environment such as Fig. 1, wherein Three-Part protocol is flat
Platform is communicated by network with server-side, server-side receive Three-Part protocol platform send order payment request, then from
In presetting database, order payment application template corresponding with order type, the default terms of payment and payment calculation formula are obtained,
And order is paid into application template and is sent to Three-Part protocol platform, Three-Part protocol platform, which is received, according to order pays application mould
The order that plate returns pays application form, and then judges whether order payment application form meets the default terms of payment, obtains
Judging result pays application form according to payment calculation formula and order, is calculated if judging result is to meet the terms of payment
Order pays the corresponding payment amount of application form, and payment amount is sent to Three-Part protocol platform.Wherein, Three-Part protocol is flat
Platform refers to the communication platform based on user information communication docked with third party software, which can be micro-
Other communication applications platforms such as letter, Michat, credulity, Alipay or happy safety.Server-side can with independent server or
It is the server cluster of multiple server compositions to realize.
In one embodiment, as shown in Fig. 2, being applied to be illustrated for the server-side in Fig. 1 in this way, including
Following steps:
S10: the order payment request that Three-Part protocol platform is sent is obtained, order payment request includes order type.
Wherein, Three-Part protocol platform refers to the communication platform based on user information communication docked with third party software,
The Three-Part protocol platform can be other communication applications platforms such as wechat, Michat, credulity, Alipay or happy safety.It can be with
Understand ground, the order payment request sent by obtaining Three-Part protocol platform saves the economy of development order processing software
Cost.
Wherein, order refers to electronic transaction order, such as settlement of insurance claim order, purchase order, financing order.Order type
The type for referring to order, for the order type of settlement of insurance claim order, such as flight delay danger, medical insurance and car insurance.It is right
In the order type of financing order, such as fund, currency and fixed throwing.
Specifically, by taking settlement of insurance claim order as an example, the order type of settlement of insurance claim order refers in settlement of insurance claim order
The type of insurance, such as flight delay danger, medical insurance and car insurance.It is to be appreciated that the order of different order types pays item
Part is different.Therefore, by obtaining the order type in order payment request, to accelerate subsequent order processing speed.
Specifically, after some order type that user clicks on Three-Part protocol platform, i.e., flat by Three-Part protocol
Platform sends order payment request to server-side.In a specific embodiment, by taking settlement of insurance claim order as an example, Three-Part protocol is flat
Platform is wechat, and user is by scanning the two-dimensional code, paying close attention to the public platform of insurance company and submitting insurance reason by the wechat public platform
The order payment request of compensation, server-side receive the order for including in the order payment request that user is sent by wechat public platform
Type gets order type, for example, the order type got is " flight delay danger ".
S20: from presetting database, order payment application template corresponding with order type, the default terms of payment are obtained
With payment calculation formula, and by order pay application template be sent to Three-Part protocol platform.
Wherein, presetting database refers to the database for storing the corresponding order information of each order type, order information packet
Include order payment application template, the default terms of payment and payment calculation formula.Wherein, order payment application template refers to and order
The corresponding basic payment application form of type, and the template including needing the textual form of filling in order information, i.e. order
Payment application template includes to fill message.Order payment application template is for obtaining relevant information corresponding with order type
(such as the default terms of payment and payment calculation formula).For example, if order type is flight delay danger, then corresponding order is paid
It may is that typing flight number, origin airport, destination airport letter related to the date of being in danger etc. to fill message in application template
Breath.In another example when order type is medical insurance, then in corresponding order payment application template can be with to fill message
It is: the relevant informations such as patient medical history, invoice, the statement of expense and identity card.
Wherein, the default terms of payment can pay practical business demand according to order and be set in advance, for as ordering
The decision condition singly paid reduces the risk of order payment error.For example, the terms of payment that order type is flight delay danger can
To be that order payment amount is less than payment amount threshold value (such as payment amount threshold value is set as 3) in one month, it is also possible to navigate
The warrantee of class's delay danger is not in preset blacklist.
Wherein, payment calculation formula refers to the calculation method of the payment amount in order payment process, for calculating payment
The amount of money.
Specifically, order is paid after applying for that template is sent to Three-Part protocol platform, Three-Part protocol platform orders this
For single payment application template for displaying to user, then user is paid based on order applies for that include in template fills out to fill message
It writes, Three-Part protocol platform gets the order payment application template that user fills in, and is then forwarded to server-side.
S30: Three-Part protocol platform is received according to order and pays the order payment application form that application template returns.
Wherein, order payment application form refers to the table for showing the details of order payment, by receiving third party
Communication platform return the order pay application form, server can extract order payment application form in fill message.
Specifically, the order payment application form of Three-Part protocol platform return is received, so that server-side is by ordering this
Information in single payment application form extracts and analysis processing.
S40: judge whether order payment application form meets the default terms of payment, obtain judging result, wherein sentence
Disconnected result includes meeting the terms of payment and being unsatisfactory for the terms of payment.
Wherein, judging result refer to by order payment application form be compared with the default terms of payment after obtain as a result,
Including meeting the terms of payment and being unsatisfactory for both results of the terms of payment.If judging result is to meet the terms of payment, ordered
What is singly paid is further processed.For example, order type is warrantee in the order payment application form of flight delay danger in white list
In, and the default terms of payment are warrantees not in preset blacklist, at this point, judging result is to be unsatisfactory for the terms of payment.
Specifically, it pays whether application form meets the default terms of payment by judging order, reduces order payment error
Risk, obtain judging result.It is to be appreciated that order payment application form and the default terms of payment be all according to order type into
Row classification, and the default terms of payment are also to be configured according to order type, carry out intelligence based on same order type
Audit not only reduces the risk of order payment error, and accelerates the processing progress of order payment.
S50: if judging result is to meet the terms of payment, application form is paid according to payment calculation formula and order, is calculated
Obtain the corresponding payment amount of order payment application form.
Specifically, when judging result is to meet the terms of payment, i.e., order payment application form meets the default terms of payment, then
Application form is paid according to order, is calculated using payment calculation formula, gets paid the amount of money.The order processing is examined by intelligence
Core order and intelligently progress order payment, substantially increase the efficiency of order processing.
Preferably, after obtaining the corresponding payment amount of order payment application form, by payment amount and order payment application
Table is sent to financial system, so that financial system carries out order payment transaction.
In the present embodiment, the order payment request sent first by obtaining Three-Part protocol platform saves exploitation and orders
The economic cost of single processing software.Then, order is paid after applying for that template is sent to Three-Part protocol platform, Three-Part protocol
The order is paid application template for displaying to user by platform, then user paid based on order include in application template wait fill in
Information is filled in, and Claims Resolution information is sent to background server by Three-Part protocol platform after filling in.Then, it receives
The Claims Resolution information that Three-Part protocol platform is sent, so that background server is carried out by the information paid in application form to the order
It extracts and analysis is handled.Next, it is judged that whether order payment application form meets the default terms of payment, and then reach intelligent checks
Purpose obtains judging result, carries out intelligent checks by being then based on same order type, accelerates the processing progress of order payment.
Finally, that is, order payment application form meets the default terms of payment when judging result is to meet the terms of payment, then payment gold is calculated
Volume, and payment amount and order payment application form are sent to financial system, industry is paid so that the financial system carries out order
Business.Order payment by intelligent checks order and is intelligently carried out, the efficiency of order processing is substantially increased.
In one embodiment, order payment application form includes order temporal information and compensation material.
Wherein, order temporal information refers to the time related information being related in order payoff table and processing current order branch
The temporal information for paying application, for the calculating as the payment amount in the payment of subsequent order.For example, in a certain medical insurance
The date accept insurance as in May, 2018 in May, 2019, the time of currently processed order payment application form is in September, 2018, the order
Time includes " in May, 2018 in May, 2019 " and " in September, 2018 ".
It compensates material to refer in the testimonial material must upload when order payment, for order payment application form
Authenticity is further audited, and air control is improved.Patient medical history, invoice and the statement of expense in such as medical insurance Claims Resolution, boat
Delay proof and boarding card in class's delay danger etc..
In this embodiment, as shown in figure 3, in step S40, whether default payment item is met to order payment application form
Part is judged, judging result is obtained, comprising:
S41: order temporal information is verified, check results are obtained, wherein check results include verifying successfully and school
Test failure.
Wherein, it tests to order temporal information and refers to the order time is detected, to judge order payment application
Table whether before the deadline, for examine order payment application form timeliness.
Specifically, there is corresponding order temporal information in each order payment application form, pass through analysis order time letter
Breath to be verified, also i.e. will the time related information that be related in order payoff table and processing current order payment application when
Between verified by time comparison function, it is possible to understand that ground, order time are usually time format, therefore are compared by the time
Function, such as: timespan (time related information being related in order payoff table, processing current order payment application when
Between).By verifying to order temporal information, guarantee the timeliness of order payment application form, and then can complete to order
The checking procedure of temporal information.The processing time to failure order payment application form is saved, dangerous order is effectively reduced
Quantity.
S42: it if check results are to verify successfully, is detected to material is compensated, if detection passes through, judging result is
Meet the terms of payment.
Specifically, when the order temporal information of order payment application form has timeliness, then to the authenticity for compensating material
It is detected, it can be using preparatory trained Text region model to the signature in compensation material, signature date and seal etc.
The authenticity of information is detected, and the air control of order payment is improved.For example, the delay proof and boarding card in flight delay danger are
It is no true.Pass through when compensating material tests, illustrates that order payment application form meets the default terms of payment, which pays application form
Confidence level with higher is conducive to the air control for improving order processing.
In the present embodiment, by being verified to order temporal information, check results is obtained, guarantee that order pays application form
Timeliness, save to failure order payment application form the processing time, effectively reduce the quantity of risk order.Work as order
The order temporal information for paying application form has timeliness, then detects to the authenticity for compensating material, is conducive to improve and order
The air control singly handled.
In one embodiment, order temporal information includes the order amount of money and time expiration.
Wherein, the order amount of money refers to the amount of money in order payment application form, for example, flight delay danger and medical insurance Claims Resolution
In protection amount etc..
Wherein, time expiration refers to the end time of order in order temporal information, for example, holding in a certain medical insurance
Guarantor's date is in May, 2018 in May, 2019, available to the medical insurance from the date of accepting insurance in the medical insurance
Time expiration is in May, 2019.
In this embodiment, as shown in figure 4, in step S50, application form is paid according to payment calculation formula and order,
The corresponding payment amount of order payment application form is calculated, specifically comprises the following steps:
S51: the order amount of money and the corresponding weighted value of time expiration are obtained.
Wherein, weighted value refers to the weight of data item, specifically referring to the order amount of money and time expiration the two data item
Weighted value.That is the corresponding weighted value of order money item, the corresponding weighted value of time expiration.Weighted value can be according to actual demand
Setting, herein with no restrictions.For example, the order amount of money weighted value of a certain medical insurance is 0.7, the weighted value of time expiration is
0.3.It is to be appreciated that being conducive to subsequent obtain more by obtaining the order amount of money and the corresponding weighted value of time expiration
Reasonable payment amount.
S52: the remaining time that time expiration pays the application list processing time apart from current order is calculated.
Specifically, it calculates function by the time and calculates time expiration and paid apart from current order and apply for the surplus of list processing time
The remaining time, for example, the date of accepting insurance in a certain medical insurance is in May, 2018 in May, 2019, currently processed order pays Shen
Please table time be in September, 2018, the remaining time be 8 months.It is to be appreciated that remaining time can preferably embody order
Therefore the timeliness of payment application form calculates the remaining time, fully considered the timeliness of order payment application form in order
Influence in payment process, to payment amount.Advantageously ensure that the reasonability of the continuation payment amount of money.
S53: payment amount is calculated by paying calculation formula as follows:
X=max { a*c, b*d }；
Wherein, x is payment amount, and max { a*c, b*d } is expressed as taking biggish value in a*c and b*d, and a is time interval of expiring
From the remaining time that current order pays the application list processing time, b is the corresponding weighted value of time expiration, and c is order amount of money number
Value, d are the corresponding weighted value of the order amount of money.
Specifically, compare remaining time and the phase that time expiration pays the application list processing time apart from current order first
The product of full time corresponding weighted value and the product of order amount of money numerical value weighted value corresponding with the order amount of money, that is, compare
The biggish value of numerical value in the two is determined as payment amount by the size of a*c and b*d.It is to be appreciated that passing through payment calculation formula
The payment amount that x=max { a*c, b*d } is calculated not only has fully considered the weighted value of the order amount of money and time expiration, and
And the timeliness of order payoff table is had also contemplated, so that payment amount is more reasonable.
In the present embodiment, the order amount of money and the corresponding weighted value of time expiration are obtained first, is conducive to subsequent obtain
More reasonable payment amount.Then the remaining time that time expiration pays the application list processing time apart from current order is calculated,
The timeliness of order payment application form is fully considered in order payment process, the influence to payment amount, finally, passing through branch
It pays calculation formula x=max { a*c, b*d } and calculates payment amount, not only fully considered the weight of the order amount of money and time expiration
Value, and the timeliness of order payoff table is had also contemplated, so that payment amount is more reasonable.
In one embodiment, compensating material includes the proof picture uploaded.
Wherein, the proof picture of upload refers to the picture for verifying order payment application form validity.For example, flight prolongs
Picture and the picture of boarding card that accidentally the delay in danger proves etc..
In this embodiment, as shown in figure 5, being detected to material is compensated, specifically comprise the following steps:
S421: the handwritten text region and seal region in the proof picture uploaded are obtained using text detection algorithm.
Wherein, text detection algorithm refer to it is given include that the zone location of text goes out the region where text.It can
Include the text of signature text and seal to understand ground, in the proof picture of the upload in the present embodiment, is examined by text
Method of determining and calculating is available to arrive seal text and the corresponding region of handwritten signature text, i.e. handwritten text region and seal region,
Specifically, text detection algorithm can be dlib text detection algorithm and be also possible to the library opencv text detection algorithm, can be with
It is ocr text detection algorithm.Preferably, ocr text detection algorithm is used in the present embodiment.Firstly, server uses ocr text
Text location technology in detection algorithm identifies that the text in the proof picture of upload is positioned, and can return to N number of rectangle frame
And corresponding vertex position coordinate, the coordinate points of coordinate points and the lower right corner based on the rectangle frame upper left corner can obtain rectangle
The length and width of frame, can be directly according to the position coordinates and rectangle frame in the upper left corner of rectangle frame, the lower right corner when being cut
Length and width cut, to obtain the corresponding handwritten text region of N number of rectangle frame and seal region.It is understood that
Ground, the text location technology in ocr text detection algorithm are carried out to be positioned based on row rank when text location, i.e., can returned
The corresponding rectangle frame of every a line and corresponding apex coordinate position.
S422: the inspection of the content true and false is carried out to handwritten form character area and seal region respectively using Text region model
It surveys, obtains testing result.
Wherein, the detection of the content true and false refers to the process of the authenticity detection to handwritten form character area and seal region.
Text region model refers to trains obtained Text region model by deep learning method in advance, it is worth noting that, this article
The database that public security organ judges seal region true or false is pre-configured in word identification model, i.e., in Text region model
In training process, training sample using public security organ standard seal database.For more efficiently to seal region
Carry out the detection of the content true and false.
Testing result refers to obtaining result after carrying out the detection of the content true and false to handwritten form character area and seal region.
S423: if the content in handwritten text region and seal region is that very, testing result is to pass through detection.
Specifically, the content in handwritten text region and seal region is true, then testing result is to pass through detection.I.e.
The proof picture of upload is authentic and valid.By detecting to the proof picture of upload, and then complete the intelligence to the data of compensation
It can audit, to ensure that the safety of order payment.
In the present embodiment, first using text detection algorithm obtain upload proofs picture in handwritten text region with
Seal region.Then, the inspection of the content true and false is carried out to handwritten form character area and seal region respectively using Text region model
It surveys, obtains testing result, if the content in handwritten text region and seal region is that very, testing result is to pass through inspection
It surveys.By detecting to the proof picture of upload, and then the intelligent checks to the data of compensation are completed, to ensure that order
The safety of payment.
In one embodiment, after the step s 40, which further includes following steps:
If judging result is to be unsatisfactory for the terms of payment, order payment application form is sent to monitoring client and is audited.
Wherein, monitoring client is for carrying out secondary audit to information, and monitoring client is communicated by network with server-side.Prison
Control end, which can be, but not limited to, to be various personal computers, laptop, smart phone, tablet computer and portable wearable sets
It is standby.
Specifically, when judging result be unsatisfactory for the terms of payment, then by order payment application form be sent to monitoring client carry out
The administrative staff of audit, monitoring client are audited by the timeliness that monitoring client pays application form to the order, and pass through prison
It controls end and sends server-side for auditing result, server-side is sent to third after receiving auditing result, by the result after audit
Square communication platform is simultaneously shown.It is to be appreciated that by being to be unsatisfactory for the corresponding order of the terms of payment to pay to judging result
Application form is sent to monitoring client and is audited, and realizes the secondary-confirmation to order payment application form information, has not only ensured and ordered
The accuracy singly handled also improves the safety of order processing.
It should be understood that the size of the serial number of each step is not meant that the order of the execution order in above-described embodiment, each process
Execution sequence should be determined by its function and internal logic, the implementation process without coping with the embodiment of the present invention constitutes any limit
It is fixed.
In one embodiment, a kind of order processing device is provided, in the order processing device and above-described embodiment at order
Reason method corresponds.As shown in fig. 6, the order processing device includes that order payment application form obtains module 10, order payment
Application form obtains module 20, order payment application form receiving module 30, terms of payment judgment module 40 and the order amount of money and handles mould
Block 50.Detailed description are as follows for each functional module:
Order payment request obtains module 10, for obtaining the order payment request of Three-Part protocol platform transmission, order
Payment request includes order type；
Order pays application form and obtains module 20, for obtaining order corresponding with order type from presetting database
Payment application template, the default terms of payment and payment calculation formula, and order is paid into application template and is sent to Three-Part protocol
Platform；
Order pays application form receiving module 30, applies for that template is returned for receiving Three-Part protocol platform and paying according to order
The order returned pays application form；
Terms of payment judgment module 40, for judging whether order payment application form meets the default terms of payment,
Obtain judging result, wherein judging result includes meeting the terms of payment and being unsatisfactory for the terms of payment；
Order amount of money processing module 50, if for judging result be meet the terms of payment, according to payment calculation formula and
Order pays application form, and the corresponding payment amount of order payment application form is calculated.
Preferably, as shown in fig. 7, order payment application form includes order temporal information and compensation material；The terms of payment are sentenced
Disconnected module 40 includes order time check result acquiring unit 41 and compensation material check results acquiring unit 42.
Order time check result acquiring unit 41 obtains check results for verifying to order temporal information,
In, check results include verifying successfully to fail with verification；
Material check results acquiring unit 42 is compensated, if being to verify successfully for check results, is carried out to material is compensated
Detection, if detection passes through, judging result is to meet the terms of payment.
Preferably, order temporal information includes the order amount of money and time expiration；Order amount of money processing module 50 includes weight
It is worth acquiring unit, temporal information acquiring unit and payment amount computing unit.
Weighted value acquiring unit, for obtaining the order amount of money and the corresponding weighted value of time expiration；
Temporal information acquiring unit, for calculating time expiration apart from the residue of current order payment application list processing time
Time；
Payment amount computing unit, for calculating payment amount by payment calculation formula as follows:
X=max { a*c, b*d }；
Wherein, x is payment amount, and max { a*c, b*d } is expressed as taking biggish value in a*c and b*d, and a is time interval of expiring
From the remaining time that current order pays the application list processing time, b is the corresponding weighted value of time expiration, and c is order amount of money number
Value, d are the corresponding weighted value of the order amount of money.
Preferably, as shown in figure 8, compensating material includes the proof picture uploaded；Compensate material check results acquiring unit
42 include that region obtains subelement 421, area detection result obtains subelement 422 and compensation material tests result obtains subelement
423。
Region obtains subelement 421, for obtaining the handwritten form text in the proof picture uploaded using text detection algorithm
Block domain and seal region；
Area detection result obtain subelement 422, for use Text region model respectively to handwritten form character area with
And seal region carries out the detection of the content true and false, obtains testing result；
It compensates material tests result and obtains subelement 423, if the content for handwritten text region and seal region
It is that very, then testing result is to pass through detection.
Preferably, if it is to be unsatisfactory for the terms of payment that the order processing device, which is also used to judging result, order is paid into Shen
Please table be sent to monitoring client and audited.
Specific about order processing device limits the restriction that may refer to above for order processing method, herein not
It repeats again.Modules in the above order processing unit can be realized fully or partially through software, hardware and combinations thereof.On
Stating each module can be embedded in the form of hardware or independently of in the processor in computer equipment, can also store in a software form
In memory in computer equipment, the corresponding operation of the above modules is executed in order to which processor calls.
In one embodiment, a kind of computer equipment is provided, which can be server, internal junction
Composition can be as shown in Figure 9.The computer equipment include by system bus connect processor, memory, network interface and
Database.Wherein, the processor of the computer equipment is for providing calculating and control ability.The memory packet of the computer equipment
Include non-volatile memory medium, built-in storage.The non-volatile memory medium is stored with operating system, computer program and data
Library.The built-in storage provides environment for the operation of operating system and computer program in non-volatile memory medium.The calculating
The database of machine equipment is used to store the data such as the order information payment application form that the above order processing method uses.The calculating
The network interface of machine equipment is used to communicate with external terminal by network connection.When the computer program is executed by processor with
Realize a kind of order processing method.
In one embodiment, a kind of computer equipment is provided, including memory, processor and storage are on a memory
And the computer program that can be run on a processor, processor perform the steps of when executing computer program
The order payment request that Three-Part protocol platform is sent is obtained, the order payment request includes order type；
From presetting database, order payment application template corresponding with the order type, the default terms of payment are obtained
With payment calculation formula, and by the order pay application template be sent to the Three-Part protocol platform；
It receives the Three-Part protocol platform and the order payment application form that application template returns is paid according to the order；
Judge whether order payment application form meets the default terms of payment, obtain judging result,
In, the judging result includes meeting the terms of payment and being unsatisfactory for the terms of payment；
If the judging result is to meet the terms of payment, according to the payment calculation formula and order payment application
The corresponding payment amount of the order payment application form is calculated in table.
In one embodiment, a kind of computer readable storage medium is provided, computer program is stored thereon with, is calculated
Machine program performs the steps of when being executed by processor
The order payment request that Three-Part protocol platform is sent is obtained, the order payment request includes order type；
From presetting database, order payment application template corresponding with the order type, the default terms of payment are obtained
With payment calculation formula, and by the order pay application template be sent to the Three-Part protocol platform；
It receives the Three-Part protocol platform and the order payment application form that application template returns is paid according to the order；
Judge whether order payment application form meets the default terms of payment, obtain judging result,
In, the judging result includes meeting the terms of payment and being unsatisfactory for the terms of payment；
If the judging result is to meet the terms of payment, according to the payment calculation formula and order payment application
The corresponding payment amount of the order payment application form is calculated in table.
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with
Instruct relevant hardware to complete by computer program, computer program to can be stored in a non-volatile computer readable
It takes in storage medium, the computer program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein, this Shen
Please provided by any reference used in each embodiment to memory, storage, database or other media, may each comprise
Non-volatile and/or volatile memory.Nonvolatile memory may include read-only memory (ROM), programming ROM
(PROM), electrically programmable ROM (EPROM), electrically erasable ROM (EEPROM) or flash memory.Volatile memory may include
Random access memory (RAM) or external cache.By way of illustration and not limitation, RAM is available in many forms,
Such as static state RAM (SRAM), dynamic ram (DRAM), synchronous dram (SDRAM), double data rate sdram (DDRSDRAM), enhancing
Type SDRAM (ESDRAM), synchronization link (Synchlink) DRAM (SLDRAM), memory bus (Rambus) direct RAM
(RDRAM), direct memory bus dynamic ram (DRDRAM) and memory bus dynamic ram (RDRAM) etc..
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each function
Can unit, module division progress for example, in practical application, can according to need and by above-mentioned function distribution by different
Functional unit, module are completed, i.e., the internal structure of device are divided into different functional unit or module, to complete above description
All or part of function.
The above embodiments are merely illustrative of the technical solutions of the present invention, rather than its limitations；Although with reference to the foregoing embodiments
Invention is explained in detail, those skilled in the art should understand that: it still can be to aforementioned each implementation
Technical solution documented by example is modified or equivalent replacement of some of the technical features；And these modification or
Replacement, the spirit and scope for technical solution of various embodiments of the present invention that it does not separate the essence of the corresponding technical solution should all include
Within protection scope of the present invention.
Claims (10)
1. a kind of order processing method, which is characterized in that the order processing method includes:
The order payment request that Three-Part protocol platform is sent is obtained, the order payment request includes order type；
From presetting database, order payment application template corresponding with the order type, the default terms of payment and branch are obtained
Calculation formula is paid, and the order is paid into application template and is sent to the Three-Part protocol platform；
It receives the Three-Part protocol platform and the order payment application form that application template returns is paid according to the order；
Judge whether order payment application form meets the default terms of payment, obtains judging result, wherein institute
Stating judging result includes meeting the terms of payment and being unsatisfactory for the terms of payment；
If the judging result is to meet the terms of payment, application form is paid according to the payment calculation formula and the order,
The corresponding payment amount of the order payment application form is calculated.
2. order processing method as described in claim 1, which is characterized in that the order payment application form includes the order time
Information and compensation material；
It is described to judge whether order payment application form meets the default terms of payment, judging result is obtained, is wrapped
It includes:
The order temporal information is verified, check results are obtained, wherein the check results include verifying successfully and school
Test failure；
If the check results are to verify successfully, the compensation material is detected, if detection passes through, the judgement knot
Fruit is to meet the terms of payment.
3. order processing method as claimed in claim 2, which is characterized in that the order temporal information include the order amount of money and
Time expiration；
It is described that application form is paid according to the payment calculation formula and the order, the order payment application form pair is calculated
The payment amount answered, comprising:
Obtain the order amount of money and the corresponding weighted value of the time expiration；
Calculate the remaining time that the time expiration pays the application list processing time apart from current order；
The payment amount is calculated by paying calculation formula as follows:
X=max { a*c, b*d }；
Wherein, x is the payment amount, and max { a*c, b*d } is expressed as taking biggish value in a*c and b*d, when a is described expired
Between remaining time of application list processing time is paid apart from current order, b is the corresponding weighted value of time expiration, and c is described orders
Single amount of money numerical value, d are the corresponding weighted value of the order amount of money.
4. order processing method as claimed in claim 2, which is characterized in that the material of compensating includes the proof figure uploaded
Piece；
It is described that the compensation material is detected, comprising:
The handwritten text region and seal region in the proof picture of the upload are obtained using text detection algorithm；
The detection of the content true and false is carried out to the handwritten text region and the seal region respectively using Text region model,
Obtain testing result；
If the content in the handwritten text region and the seal region is that very, the testing result is to pass through inspection
It surveys.
5. order processing method as described in claim 1, which is characterized in that whether pay application form to the order described
After meeting the step of default terms of payment are judged, obtain judging result, the order processing method further include:
If the judging result is to be unsatisfactory for the terms of payment, order payment application form is sent to monitoring client and is examined
Core.
6. a kind of order processing device, which is characterized in that the order processing device includes:
Order payment request obtains module, for obtaining the order payment request of Three-Part protocol platform transmission, the order branch
Paying request includes order type；
Order pays application form and obtains module, for obtaining order branch corresponding with the order type from presetting database
Application template, the default terms of payment and payment calculation formula are paid, and the order is paid into application template and is sent to the third
Square communication platform；
Order pays application form receiving module, pays application template according to the order for receiving the Three-Part protocol platform
The order of return pays application form；
Terms of payment judgment module, for sentencing to whether order payment application form meets the default terms of payment
It is disconnected, obtain judging result, wherein the judging result includes meeting the terms of payment and being unsatisfactory for the terms of payment；
Order amount of money processing module, if being to meet the terms of payment for the judging result, according to the payment calculation formula
Application form is paid with the order, the corresponding payment amount of the order payment application form is calculated.
7. order processing device as claimed in claim 6, which is characterized in that the order payment application form includes the order time
Information and compensation material；
The terms of payment judgment module includes:
Order time check result acquiring unit obtains check results for verifying to the order temporal information,
In, the check results include verifying successfully to fail with verification；
Compensate material check results acquiring unit, if for the check results be verify successfully, to the compensation material into
Row detection, if detection passes through, the judging result is to meet the terms of payment.
8. order processing device as claimed in claim 7, which is characterized in that the material of compensating includes the proof figure uploaded
Piece；
The compensation material check results acquiring unit includes:
Region obtains subelement, for obtaining the handwritten text area in the proof picture of the upload using text detection algorithm
Domain and seal region；
Area detection result obtains subelement, for using Text region model respectively to the handwritten text region and institute
It states seal region and carries out the detection of the content true and false, obtain testing result；
It compensates material tests result and obtains subelement, if the content for the handwritten text region and the seal region
It is that very, then the testing result is to pass through detection.
9. a kind of computer equipment, including memory, processor and storage are in the memory and can be in the processor
The computer program of upper operation, which is characterized in that the processor realized when executing the computer program as claim 1 to
Any one of 5 order processing methods.
10. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, and feature exists
In the step of realization order processing method as described in any one of claim 1 to 5 when the computer program is executed by processor
Suddenly.
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| CN201811184808.4A CN109544090A (en) | 2018-10-11 | 2018-10-11 | Order processing method, apparatus, computer equipment and storage medium |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811184808.4A CN109544090A (en) | 2018-10-11 | 2018-10-11 | Order processing method, apparatus, computer equipment and storage medium |
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Application publication date: 20190329 |