CN109345221A - The checking method and device of resource circulation - Google Patents

The checking method and device of resource circulation Download PDF

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Publication number
CN109345221A
CN109345221A CN201811117008.0A CN201811117008A CN109345221A CN 109345221 A CN109345221 A CN 109345221A CN 201811117008 A CN201811117008 A CN 201811117008A CN 109345221 A CN109345221 A CN 109345221A
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China
Prior art keywords
resource
circulation
target user
flow
user
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李兆飞
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Advanced New Technologies Co Ltd
Advantageous New Technologies Co Ltd
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Alibaba Group Holding Ltd
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Priority to CN201811117008.0A priority Critical patent/CN109345221A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction

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  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

This specification embodiment provides the checking method and device of a kind of resource circulation, the breath this method comprises: resource flow of acquisition target user is transferred the letter, and obtains the resource circulation rule for target user;Based on resource flow transfering the letter breath and resource circulation rule, capable verification is rotated into resource flow of the resource kernel to target user in the period;If determining that the resource circulation of target user is abnormal according to the checked result that resource circulates, the information warning of the resource circulation exception for target user is generated.

Description

The checking method and device of resource circulation
Technical field
This application involves checking methods and device that Internet technical field more particularly to a kind of resource circulate.
Background technique
With the fast development of Internet technology, business is handled on line to have obtained in people's lives, work widely Using for example, transferring accounts, on-line payment, supplementing with money online online.People generally can be related to fund, product in transacting business Point, the circulations of the resources such as memory space.
But in transacting business, it is possible that resource flow produces the generation of the abnormal conditions such as mistake, so as to cause user Resource it is impaired.Therefore, the safety of user account resource how is ensured, resource caused by reducing due to resource circulation exception The generation of the case where loss becomes the problem of current urgent need to resolve.
Therefore, it is necessary to a kind of scheme be proposed, to realize that the resource flow to user turns to be monitored, to ensure that user provides The safety in source.
Summary of the invention
The purpose of this specification embodiment is to provide the checking method and device of a kind of resource circulation, obtains target user's Resource flow transfering the letter breath and for target user resource circulate rule, and according to the resource flow of target user transfer the letter breath and resource flow Turn rule, whether the resource circulation for checking target user is abnormal;In this specification embodiment, the resource to each user is realized Circulation information is checked, is monitored, and when the resource flow for determining target user produces existing exception, can generate target user in time The abnormal information warning of resource circulation rotates into capable processing to be directed to exception stream in time, the resources loss of user is reduced, to protect The safety of user resources is hindered.
To reach above-mentioned technical effect, this specification embodiment is achieved in that
This specification embodiment provides a kind of checking method of resource circulation, comprising:
The resource flow of acquisition target user, which is transferred the letter, to be ceased, and obtains the resource circulation rule for the target user;
Based on resource flow transfering the letter breath and resource circulation rule, to resource kernel to target user's described in the period Resource flow rotates into capable verification;
If determining that the resource circulation of the target user is abnormal according to the checked result that the resource circulates, needle is generated The abnormal information warning of resource circulation to the target user.
This specification embodiment additionally provides a kind of checking device of resource circulation, comprising:
Module is obtained, the resource flow transfering the letter breath of target user is obtained, and obtains the resource flow for being directed to the target user Turn rule;
Module is checked, based on resource flow transfering the letter breath and resource circulation rule, to resource kernel to described in the period The resource flow of target user rotates into capable verification;
Generation module, if determining that the resource circulation of the target user is different according to the checked result that the resource circulates Often, then the information warning abnormal for the resource circulation of the target user is generated.
This specification embodiment additionally provides a kind of checking apparatus of resource circulation, comprising:
Processor;And
It is arranged to the memory of storage computer executable instructions, the executable instruction makes the place when executed Manage device:
The resource flow of acquisition target user, which is transferred the letter, to be ceased, and obtains the resource circulation rule for the target user;
Based on resource flow transfering the letter breath and resource circulation rule, to resource kernel to target user's described in the period Resource flow rotates into capable verification;
If determining that the resource circulation of the target user is abnormal according to the checked result that the resource circulates, needle is generated The abnormal information warning of resource circulation to the target user.
This specification embodiment additionally provides a kind of storage medium, described to hold for storing computer executable instructions Following below scheme is realized in row instruction when executed:
The resource flow of acquisition target user, which is transferred the letter, to be ceased, and obtains the resource circulation rule for the target user;
Based on resource flow transfering the letter breath and resource circulation rule, to resource kernel to target user's described in the period Resource flow rotates into capable verification;
If determining that the resource circulation of the target user is abnormal according to the checked result that the resource circulates, needle is generated The abnormal information warning of resource circulation to the target user.
Technical solution in the present embodiment, the resource flow transfering the letter breath and the resource flow for target user for obtaining target user Turn rule, and according to the resource flow of target user transfering the letter breath and resource circulate rule, check target user resource circulation whether It is abnormal;In this specification embodiment, realizes and the resource flow transfering the letter breath of each user is checked, is monitored, determining target When the resource flow of user produces existing exception, the abnormal information warning of target user's resource circulation can be generated, in time so as to timely Capable processing is rotated into for exception stream, reduces the resources loss of user, to ensure the safety of user resources.
Detailed description of the invention
In order to illustrate more clearly of this specification embodiment or technical solution in the prior art, below will to embodiment or Attached drawing needed to be used in the description of the prior art is briefly described, it should be apparent that, the accompanying drawings in the following description is only Some embodiments as described in this application, for those of ordinary skill in the art, before not making the creative labor property It puts, is also possible to obtain other drawings based on these drawings.
Fig. 1 is the application scenarios schematic diagram of the checking method for the resource circulation that this specification embodiment provides;
Fig. 2 is one of the method flow diagram of checking method for the resource circulation that this specification embodiment provides;
Fig. 3 is the schematic diagram of resource circulation digraph in the checking method for the resource circulation that this specification embodiment provides;
Fig. 4 (a) is in the checking method for the resource circulation that this specification embodiment provides, and the resource flow of target user is transferred the letter One of the schematic diagram of the corresponding Secondary resource circulation digraph of breath;
Fig. 4 (b) is in the checking method for the resource circulation that this specification embodiment provides, and the resource flow of target user is transferred the letter The two of the schematic diagram of the corresponding Secondary resource circulation digraph of breath;
Fig. 4 (c) is in the checking method for the resource circulation that this specification embodiment provides, and the resource flow of target user is transferred the letter The three of the schematic diagram of the corresponding Secondary resource circulation digraph of breath;
Fig. 4 (d) is in the checking method for the resource circulation that this specification embodiment provides, and the resource flow of target user is transferred the letter The four of the schematic diagram of the corresponding Secondary resource circulation digraph of breath;
Fig. 5 is the two of the method flow diagram of the checking method for the resource circulation that this specification embodiment provides;
Fig. 6 is the three of the method flow diagram of the checking method for the resource circulation that this specification embodiment provides;
Fig. 7 is the module composition schematic diagram of the checking device for the resource circulation that this specification embodiment provides;
Fig. 8 is the structural schematic diagram of the checking apparatus for the resource circulation that this specification embodiment provides.
Specific embodiment
In order to make those skilled in the art better understand the technical solutions in the application, below in conjunction with this specification Attached drawing in embodiment is clearly and completely described the technical solution in this specification embodiment, it is clear that described Embodiment is merely a part but not all of the embodiments of the present application.Based on the embodiment in the application, this field Those of ordinary skill's every other embodiment obtained without creative efforts, all should belong to the application The range of protection.
The thought of this specification embodiment is, the resource flow transfering the letter breath for obtaining each user and the resource for the user Circulation is regular, is then circulated according to the resource flow of each user transfering the letter breath and resource regular, rotates into row core to the resource flow of user It is right, thus realize the monitoring of the resource circulation to each user, and regular by checking resource flow transfering the letter breath and resource circulation, The resource circulation of user can be found with the presence or absence of abnormal in time.Based on this thought, this specification embodiment provides a kind of money Checking method, device, equipment and the storage medium that source stream turns, it is following to be introduced in detail one by one.
In the specific implementation, the checking method for the resource circulation that this specification embodiment provides can be applied to resource circulation Check platform.A kind of concrete application scene schematic diagram such as Fig. 1 of the checking method for the resource circulation that this specification embodiment provides Shown, which includes business platform and resource circulation verification platform, and business platform is used to handle the related service of user, And it generates in the business in the resource of user transfering the letter breath and user resource is arranged by business platform and circulate regular, resource Circulation verification platform obtains the resource flow transfering the letter breath and resource circulation rule of user from business platform, and according to the resource flow of user Transfering the letter breath and resource circulation rule rotate into capable verification to the resource flow of user, if the resource flow unloading of discovery user in exception, The abnormal information warning of resource circulation then is sent to business platform, so that business platform reminds user resources circulation abnormal.
In schematic diagram of a scenario shown in Fig. 1, only it is illustrated by taking a business platform as an example, in the specific implementation, money Source stream, which turns verification platform, can establish data connection with multiple business platforms, it can to user's corresponding to multiple business platforms Resource flow rotates into capable verification.
It should be noted that the resource mentioned in this specification embodiment can be fund, integral, data processing money Source, memory space, ideal money etc..
Fig. 2 is one of the method flow diagram of checking method for the resource circulation that this specification embodiment provides, shown in Fig. 2 Method can be applied to resource circulation verification platform, specifically, the resource flow that can be circulated on verification platform by being set to resource The checking device turned executes, method shown in Fig. 2, includes at least following steps:
Step 202, the resource flow transfering the letter breath of target user is obtained, and obtains the resource circulation rule for target user Then.
Wherein, above-mentioned resource flow transfering the letter breath may include one or more of following information: the outflow of resource circulation The information such as the stock number that side, recipient, every reward for writing or painting source stream turn.Above-mentioned resource circulation rule can be the desired resource of target user Circulate information, for example, can be the desired recipient of target user, the desired outflow side of target user or desired resource flow Turn the information such as total amount.In this specification embodiment, since the resource flow transfering the letter that resource flow transfering the letter breath is target user ceases, because This, the wherein side in recipient and outflow side that target user turns as every reward for writing or painting source stream.
Specifically, obtaining the resource flow transfering the letter breath of target user in above-mentioned steps 202, can at least passing through following two Kind mode is realized:
Mode one, the resource flow that target user is obtained from target service platform, which are transferred the letter, to be ceased;
The resource flow that mode two, the database corresponding to the target service platform obtain target user is transferred the letter breath.
It should be noted that in aforesaid way one, target service platform when handling business relevant to target user, The resource flow transfering the letter breath of target user can be generated, resource circulation verification platform directly can obtain target from target service platform and use The resource flow at family, which is transferred the letter, to be ceased.Specifically, can be target service platform after producing resource flow transfering the letter breath, will directly produce Raw resource flow transfering the letter breath is sent to resource circulation verification platform, is also possible to receive resource circulation core in target service platform Resource circulation verification platform is sent to after the acquisition of information instruction of platform, then by the resource flow transfering the letter breath of generation.
In addition, resource circulation verification platform can obtain the money of target user by way of bypass from target service platform Source stream transfering the letter breath.
In aforesaid way two, target service platform is when handling business relevant to target user, by generated money Source stream transfering the letter breath is stored in corresponding database, and transfering the letter breath carries out in resource kernel needs to the resource of target user to platform When verification, the resource flow transfering the letter breath of target user can be read from corresponding database, specifically, read resource circulates Information, which can transfer the letter to the resource flow in the period for a resource kernel, to cease.
It should be noted that user stores the transfering the letter breath of resource flow caused by target service platform in aforesaid way two Database can be open data processing service (Open Data Processing Service, OPDS) data warehouse.
In addition, in the specific implementation, it can be before executing the method that this specification embodiment provides, target service platform The resource circulation rule of target user is first sent to resource circulation verification platform to store, is implemented executing this specification book When the method that example provides, then directly circulates from resource and check the resource circulation rule that platform itself obtains target user;? It can be when executing the method that this specification embodiment provides, then obtain the resource circulation of target user from target service platform Rule, this specification embodiment are not defined the specific implementation for the resource circulation rule for obtaining target user.
In a kind of specific implementation, target user can be when handling certain business, target user is flat in business Platform setting target user is for the resource circulation rule of the business, and then, business platform circulates the resource of user setting regular It is sent to resource circulation verification platform, so that resource circulation verification platform circulates rule to the resource of target user using the resource Circulation is checked.Specifically, target user can be target user directly in industry in business platform setting resource circulation rule Business platform inputs resource circulation rule, is also possible to circulate in the corresponding resource of business platform selection regular.
It should be noted that above-mentioned resource circulation rule can circulate for resource corresponding to target user institute signing service Rule is provided with resource outflow side, resource recipient, resource the circulation direction, resource of target user in resource circulation rule One or more of information such as the limit that circulates.
Step 204, based on above-mentioned resource flow transfering the letter breath and resource circulation rule, to resource kernel to target user in the period Resource flow rotates into capable verification.
In this specification embodiment, since portfolio is bigger, if one reward for writing or painting source stream of every generation rotates into core of row Right, therefore larger workload in order to reduce resource kernel to the workload of platform, can transfer the letter to the resource flow in a period of time Breath is checked, it can carries out periodical verification to the resource flow transfering the letter breath of target user.
Wherein, it when rotating into row verification to the resource flow in the period to resource kernel, needs using resource kernel to institute in the period Corresponding resource flow transfering the letter breath and resource circulation rule.Above-mentioned resource kernel can be a hour, two hours, one to the period It, any duration, the resource kernel such as two days the specific duration in period can be configured according to practical application scene, this specification Embodiment is not defined specific duration of the resource kernel to the period.
Specifically, in above-mentioned steps 204, it can be regular by the way that the resource flow transfering the letter breath of target user circulates with resource Be compared, with verify target user resource flow transfering the letter breath whether with resource circulation rule be consistent.On it should be noted that It states and capable verification is rotated into the resource flow of target user, can be the outflow side to resource circulation, recipient, resource kernel in the period Circulation stroke count, resource kernel checks the contents such as resource turnover in the period.
Step 206, if determining that the resource circulation of target user is abnormal according to the checked result that resource circulates, needle is generated The abnormal information warning of resource circulation to target user.
Wherein, the checked result of above-mentioned resource circulation generally comprises the resource flow transfering the letter breath of target user and resource circulation is advised Then it is consistent or the resource flow of target user transfering the letter ceases and the inconsistent two kinds of situations of resource circulation rule.If so, above-mentioned money The checked result that source stream turns is that the resource flow transfering the letter of target user ceases and resource circulation rule is inconsistent, then illustrates target user Resource circulate it is abnormal.
Specifically, resource flow is transferred the letter, breath circulates with resource, and rule is inconsistent to can be resource flow turn in the resource flow turn-week phase Outflow side, recipient, resource circulation stroke count or total resources at least one of it is regular inconsistent with resource circulation.
Wherein, in step 206, the abnormal information warning of resource circulation generated may include abnormal resource circulation Information.If can then be carried in information warning generated for example, the recipient that the resource of target user circulates has exception There are the reward for writing or painting source stream transfering the letter breath of abnormal recipient and recipient's exception.
In addition, after generating information warning, the information warning of generation can also be sent in this specification embodiment Target service platform, so that target service platform is notified to target user, so that target user can be handled in time.
Alternatively, in the specific implementation, after target service platform receives resource circulation abnormal information warning, in order to protect Hinder the safety of the resource of target user, if the circulation stock number of abnormal resource circulation is larger, target service platform exists The information warning is notified to after target user, it can also be by executing specific operation to target user, for example, every reward for writing or painting source Circulation can just execute after requiring target user's verifying, to ensure the safety of target user's resource.
The checking method for the resource circulation that this specification embodiment provides obtains the resource flow transfering the letter breath and needle of target user It circulates to the resource of target user regular, and is transferred the letter according to the resource flow of target user and cease regular, the verification target that circulates with resource Whether the resource circulation of user is abnormal;In this specification embodiment, realizes and core is carried out to the resource flow transfering the letter breath of each user To, monitoring, when the resource flow for determining target user produces existing exception, it is abnormal that the circulation of target user's resource can be generated in time Information warning rotates into capable processing to be directed to exception stream in time, the resources loss of user is reduced, to ensure user resources Safety.
Following specific implementation processes that will be described in detail above-mentioned steps 204.
Specifically, capable verification is rotated into resource flow of the resource kernel to target user in the period in above-mentioned steps 204, until Less include one of operation or a variety of in following verification:
(1), resource kernel checks the outflow side of the resource circulation of target user and recipient in the period;Wherein, In the resource circulation of target user, target user is as the wherein side in outflow side and recipient;
(2), circulation stroke count of the resource kernel to the resource circulation of target user in the period is checked;
(3), total resources of the resource kernel to the resource circulation of target user in the period is checked.
In this specification embodiment, the resource flow to target user rotate into row verification when, can to above-mentioned (1), (2), at least one of content shown in (3), two kinds or three kinds are checked.Certainly, in addition to above-mentioned cited three kinds it Outside, the other content that can also be circulated to resource is checked, and this specification embodiment will not enumerate.
It in one embodiment,, can be with when the resource flow to target user rotates into row verification in above-mentioned steps 204 Each single item in the resource flow transfering the letter breath of target user is successively compared with resource circulation rule.Specifically, resource circulates The resource circulation to circulate in stroke count threshold value, and verification period in rule comprising outflow side, recipient, the resource in the verification period Measure threshold value etc..Therefore, when being checked, can successively detect every reward for writing or painting source stream turn recipient and outflow side whether with resource Circulation rule matches, and counts the information such as the circulation of the resource in resource flow turn-week phase stroke count, total resources, and and resource flow Turn rule to be compared, to verify whether the resource circulation of target user exception occurs.
In some cases, it circulates for the resource of target user, may there is multiple outflow sides or multiple receptions Therefore side is carrying out resource kernel clock synchronization, can be according to the outflow side and recipient that each reward for writing or painting source stream turns, by resource circulation point For multiclass, it is also necessary to which the total stroke count of circulation and circulation total resources turn to every a kind of resource flow is checked.
It should be noted that be divided into the circulation of of a sort resource outflow side and recipient it is all the same.
In addition, for the ease of carrying out the comparison of resource flow transfering the letter breath and resource circulation rule, in this specification embodiment, Resource circulation rule characterizes in the form of first resource circulates digraph;
Correspondingly, in above-mentioned steps 204, based on resource flow transfering the letter breath and resource circulation rule, to resource kernel to the period 1) and step 2) resource flow of interior target user rotates into capable verification, includes the following steps:
Step 1), breath of being transferred the letter according to resource flow generate the corresponding Secondary resource circulation digraph of resource flow transfering the letter breath;
First resource circulation digraph is compared step 2) with Secondary resource circulation digraph, detects resource kernel pair Whether the resource circulation of target user is abnormal in period.
Specifically, being then using outflow side, recipient as vertex, according to resource circulation side in resource circulation digraph Scheme to outflow side is carried out the obtained resource circulation of directed connection with recipient.
For ease of understanding, following to be illustrated citing.
For example, in a specific embodiment, user A needs to transfer accounts to user B, user C and user D, then use Family A is outflow side, and user B, user C and user D are then recipient, and the direction of resource circulation is to flow to receive from outflow side Side, therefore, a kind of form of corresponding resource circulation digraph are as shown in Figure 3.
Wherein, in above-mentioned steps (2), first resource circulation digraph is being compared with Secondary resource circulation digraph When, whether the user that can detecte in Secondary resource circulation digraph is all the same with the user in first resource circulation digraph, Or whether the user in detection Secondary resource circulation digraph is included in first resource circulation digraph, if so, into one Whether the resource circulation direction in step detection first resource circulation digraph and Secondary resource circulation figure between each user is identical, If so, thinking that the outflow side of the resource circulation of target user and recipient meet resource circulation rule, i.e. outflow side and reception There is no circulation exceptions for side.
The situation that i.e. circulation exception is not present in the outflow side of the resource circulation of target user and recipient includes at least as follows It is several:
1, the user in first resource circulation digraph is identical with the user in Secondary resource circulation digraph, and provides The circulation direction that source stream turns is also identical;
2, the user in first resource circulation digraph exists in Secondary resource circulation digraph, and first resource stream Resource circulation direction is identical with Secondary resource circulation digraph between turning the user in digraph.
For ease of understanding, following to be illustrated citing.
For example, target user is user A, first resource circulation digraph corresponding to the resource circulation rule of user A is such as Shown in Fig. 3, in resource circulation rule shown in Fig. 3, the resource flow of user A goes to user B, user C and user D.
Digraph such as Fig. 4 if the resource kernel Secondary resource corresponding to the resource flow transfering the letter breath of user A in the period circulates (a) shown in, i.e. the resource flow of user A goes to user B, user C and user D, i.e., recipient in Secondary resource circulation digraph, Outflow side is identical with the recipient in first resource circulation digraph, outflow side, then it is assumed that the stream of the resource circulation of user A There is not exception in side and recipient out;
Digraph such as Fig. 4 if the resource kernel Secondary resource corresponding to the resource flow transfering the letter breath of user A in the period circulates (b) shown in, i.e. the resource flow of user A goes to user B, user C, user D and user E, i.e., circulate digraph phase with first resource Than Secondary resource circulation digraph has had more this recipient of user E, in this case, then it is assumed that the resource flow of user A produces It is now abnormal;
Digraph such as Fig. 4 if the resource kernel Secondary resource corresponding to the resource flow transfering the letter breath of user A in the period circulates (c) shown in, i.e. the resource flow of user A goes to user B and user C, and the resource flow of user D goes to user A, in that case, Transferring to say for the resource flow between user A and user D, user D is outflow side, and user A is recipient, and in first resource stream Turn in digraph, user D is recipient, and user A is therefore outflow side transfers for the resource flow between user A and user D Speech, recipient, outflow side and the recipient in first resource circulation digraph, outflow side be not identical, therefore, in such case Under, also think that the resource flow of user A produces existing exception;
Digraph such as Fig. 4 if the resource kernel Secondary resource corresponding to the resource flow transfering the letter breath of user A in the period circulates (d) shown in, i.e. the resource flow of user A goes to user B, user C, i.e., compared with first resource circulates digraph, Secondary resource stream Turn digraph and lacked this recipient of user D, in this case, then it is assumed that the outflow side of the resource circulation of user A and recipient Do not occur abnormal.
It to sum up analyzes, as long as the user in Secondary resource circulation figure occurs in first resource circulation figure, and resource The direction of circulation is consistent, then it is assumed that exception do not occur in the outflow side of the resource circulation of target user, recipient.
Specifically, in above-mentioned steps 1) in, it is transferred the letter and is ceased according to resource flow, generate the second corresponding money of resource flow transfering the letter breath Source stream turns digraph, specifically includes following process:
Capable cluster is rotated into the resource flow of target user according to resource flow transfering the letter breath;Wherein, gather and circulate for a kind of resource Outflow side and recipient it is all the same;The outflow side to be circulated using the resource of target user and recipient are as vertex, by every one kind Resource circulation outflow side and recipient between carry out directed connection, obtain Secondary resource circulation digraph.
Practical so-called directed connection is exactly to use directed line segment will be between every a kind of resource flow outflow side turned and recipient It is attached, and connecting direction is to be directed toward recipient from outflow side.
It wherein, may include the resource flow transfering the letter breath of more reward for writing or painting source streams turn in accessed resource flow transfering the letter breath, During this more reward for writing or painting source stream turns, it is understood that there may be therefore the outflow side of certain resources circulations and recipient's situation all the same can incite somebody to action More reward for writing or painting source streams turn middle outflow side and recipient a kind of resource that is classified as all the same and circulate.To belong to of a sort money convenient for searching Source stream turns, and can be clustered by way of cluster to resource flow transfering the letter breath.
In the specific implementation, the business of the every processing target user of target service platform, then will be corresponding to this business Resource flow transfering the letter breath recorded, therefore, a kind of possible form such as table 1 of the resource flow of accessed user A transfering the letter breath It is shown.
Table 1
Business number Outflow side Recipient Circulate stock number
1 User A User B X1
2 User A User C X2
3 User A User D X3
Three reward for writing or painting source streams transfering the letter breath, the resource circulation in acquired resource flow transfering the letter breath are only listed in above-mentioned table 1 Stroke count is not limited thereto.
After being clustered to above-mentioned resource flow transfering the letter breath, it can will circulate from user A to all resource flows of user B Turn to gather for one kind, and count the stroke count to circulate from the resource that user A circulates to user B and resource circulation total amount, will from All resources circulation that family B circulates to user A gathers for one kind, and counts the pen to circulate from the resource that user B circulates to user A Several and resource circulates total amount, will gather from the user A all resources circulation to user C that circulates for one kind, and count from user A circulate to user C resource circulation stroke count and resource circulation total amount etc..
In addition, other than the outflow side to circulate to resource and recipient are checked, may be used also in this specification embodiment It is checked with the circulation total resources and circulation written examination that turn to every a kind of resource flow.Therefore, in this specification embodiment, Resource flow transfering the letter breath further include every circulation stock number and in resource kernel to the circulation stroke count in the period;Resource circulation rule packet Include circulation stroke count threshold value and total resources threshold value that every a kind of resource flow turns;
Correspondingly, based on resource flow transfering the letter breath and resource circulation rule, to resource kernel in the period target user it is same The total resources of the resource circulation of class is checked, comprising:
Determine stock number of the same class resource circulation in resource kernel to circulation stroke count and every circulation in the period;
The stock number of circulation stroke count and every circulation in the period is determined same in resource kernel according to the circulation of same class resource The corresponding total resources of a kind of resource circulation;
The total resources that every a kind of resource flow turns is compared with the total resources threshold value that such resource circulates, and will The circulation stroke count that every one kind resource flow turns is compared with the circulation stroke count threshold value that such resource circulates.
It should be noted that if being that the one type of target user or the total resources of multiclass resource circulation exceed such Total resources threshold range or resource circulation stroke count are beyond circulation stroke count threshold range, it may be considered that the resource of target user Circulation is abnormal.
For ease of understanding, following to be illustrated citing.
For example, target user is user A, the circulation rule of resource corresponding to user A is that resource flow goes to user B and user C, and the resource stroke count to circulate to user B is no more than S1, total resources is no more than X1, and the resource stroke count of circulation to user C is not More than S2, total resources is no more than X2, when carrying out the verification of resource circulation, after getting the resource flow transfering the letter breath of user A, The resource flow transfering the letter breath of user A is clustered, the resource flow of circulation to user B is lapsed to as one kind, the money of circulation to user C Source stream lapses to as one kind, and statistic fluid goes to the stroke count of the resource circulation of user B, and circulation total resources, and the stroke count that will circulate It is compared with S1, circulation total resources is compared with X1, if so, circulation stroke count is less than S1, and the total resources that circulates It is less than X1, then the resource circulation to circulate to user B does not occur exception;Similarly, go to user C's using identical method convection current Resource is checked.
Fig. 5 is the two of the method flow diagram of the checking method for the resource circulation that this specification embodiment provides, shown in fig. 5 Method includes at least following steps:
Step 502, it circulates from the resource that business platform obtains target user regular.
Step 504, first resource circulation digraph corresponding to resource circulation rule is determined.
Step 506, it transfers the letter and ceases from the resource flow that business platform obtains target user.
Wherein, above-mentioned resource flow transfering the letter breath may include stock number, the outflow that resource kernel turns reward for writing or painting source stream every in the period Side and recipient etc..
Step 508, above-mentioned resource flow transfering the letter breath is clustered, recipient and outflow side resource all the same is circulated poly- For one kind.
Step 510, the cluster result to be circulated according to resource, generating the corresponding Secondary resource circulation of resource flow transfering the letter breath has Xiang Tu.
Step 512, first resource circulation digraph and Secondary resource circulation digraph are checked.
Step 514, determine whether the resource circulation of target user is abnormal according to checked result;If so, executing step Rapid 516.
Step 516, the information warning abnormal for the resource circulation of target user is generated, and the information warning is sent to Business platform.
Wherein, the specific implementation process of each step can refer to corresponding to Fig. 1-Fig. 4 (d) in fact in embodiment corresponding to Fig. 5 Example is applied, details are not described herein again.
It should be noted that a kind of concrete application scene in this specification embodiment institute providing method is then cash flow core It is right, therefore the resource flow transfering the letter breath mentioned in this specification embodiment includes fund stream information, corresponding fund flow can be with To transfer accounts, supplementing with money, pay.Method provided by this specification embodiment for ease of understanding, it is following to be turned with above-mentioned resource flow Information be fund stream information for, by specific embodiment introduce this specification embodiment offer method.
In a specific embodiment, the circulation of resource corresponding to user A is regular to transfer accounts to user B, and when setting Total amount of transferring accounts in length is less than Y.For the embodiment, Fig. 6 shows the verification of the resource circulation of this specification embodiment offer The three of the method flow diagram of method, method shown in fig. 6 include at least following steps:
Step 602, business platform obtains the rule of fund flow set by user A.
Wherein, user A can input corresponding fund flow rule when business platform contracts transferred account service, can also To be directly to select corresponding fund flow rule in business platform.
Step 604, the fund flow rule of user A is sent to cash flow verification platform by business platform.
Step 606, cash flow verification platform generates the first cash flow digraph corresponding to fund flow rule.
Step 608, cash flow checks the fund stream information that platform obtains user A in setting duration from business platform.
Step 610, cash flow verification platform generates the second cash flow digraph corresponding to fund stream information.
Step 612, cash flow verification platform checks the first cash flow digraph and the second cash flow digraph.
Specifically, in step 612, needing to check at least one of content or a variety of:
Whether cash flow in the second cash flow digraph from user A flows to user B;
The fund of user A is other than flowing to user B in Secondary resource stream digraph, if still flows to other users;
Whether it is less than Y from the fund total amount that user A flows to user B in Secondary resource stream digraph.
Step 614, if cash flow verification platform determines that the resource flow unloading of user A in exception, is then generated for use The information warning of the fund throat floater of family A.
Step 616, cash flow checks platform and above-mentioned information warning is sent to business platform.
Step 618, business platform shows above-mentioned information warning to user A after receiving above-mentioned information warning.
The checking method for the resource circulation that this specification embodiment provides obtains the resource flow transfering the letter breath and needle of target user It circulates to the resource of target user regular, and is transferred the letter according to the resource flow of target user and cease regular, the verification target that circulates with resource Whether the resource circulation of user is abnormal;In this specification embodiment, realizes and core is carried out to the resource flow transfering the letter breath of each user To, monitoring, when the resource flow for determining target user produces existing exception, it is abnormal that the circulation of target user's resource can be generated in time Information warning rotates into capable processing to be directed to exception stream in time, the resources loss of user is reduced, to ensure user resources Safety.
Corresponding to the checking method for the resource circulation that this specification embodiment provides, it is based on identical thinking, this specification Embodiment additionally provides a kind of checking device of resource circulation, the core of the resource circulation for executing the offer of this specification embodiment To method, the checking device for the resource circulation that this specification embodiment provides can be applied to resource circulation verification platform.Fig. 7 is The module composition schematic diagram of the checking device for the resource circulation that this specification embodiment provides, device shown in Fig. 7, comprising:
Module 701 is obtained, the resource flow for obtaining target user, which is transferred the letter, to be ceased, and obtains the resource for being directed to target user Circulation rule;
Module 702 is checked, for using target in the period resource kernel based on resource flow transfering the letter breath and resource circulation rule The resource flow at family rotates into capable verification;
Generation module 703, if the checked result for being circulated according to resource determines that the resource circulation of target user is abnormal, Then generate the information warning abnormal for the resource circulation of target user.
Optionally, verification module 702 is specifically used for executing one of following verification operation or a variety of:
Resource kernel checks the outflow side of the resource circulation of target user and recipient in the period;Wherein, in mesh It marks in the resource circulation of user, target user is as the side in outflow side and recipient;
Circulation stroke count of the resource kernel to the resource circulation of target user in the period is checked;
Total resources of the resource kernel to the resource circulation of target user in the period is checked.
Optionally, resource circulation rule characterizes in the form of first resource circulates digraph;
Above-mentioned verification module 702, is specifically used for:
According to resource flow transfering the letter breath, Secondary resource circulation digraph corresponding to resource flow transfering the letter breath is generated;By the first money Source stream turns digraph and is compared with Secondary resource circulation digraph, and detection resource kernel circulates to the resource of target user in the period It is whether abnormal.
Optionally, above-mentioned verification module 702, also particularly useful for:
Capable cluster is rotated into the resource flow of target user according to resource flow transfering the letter breath;Wherein, gather and circulate for a kind of resource Outflow side and recipient it is all the same;The outflow side to be circulated using the resource of target user and recipient are as vertex, by every one kind Directed connection is carried out between the outflow side and recipient of resource circulation, obtains the Secondary resource circulation digraph.
Optionally, above-mentioned resource flow transfering the letter breath includes fund stream information.
Optionally, the checking method of resource circulation is applied to resource circulation verification platform;
Above-mentioned acquisition module 701, is specifically used for:
The resource flow for obtaining target user from target service platform, which is transferred the letter, to be ceased;Alternatively, corresponding to the target service platform The resource flow that database obtains target user, which is transferred the letter, to be ceased.
Optionally, the device that this specification embodiment provides further include:
Sending module, for the information warning generated to be sent to target service platform.
The checking device of the resource circulation of this specification embodiment can also carry out the checking device that resource circulates in Fig. 1-Fig. 6 The method of execution, and realize resource circulation checking device in Fig. 1-embodiment illustrated in fig. 6 function, details are not described herein.
The checking device for the resource circulation that this specification embodiment provides obtains the resource flow transfering the letter breath and needle of target user It circulates to the resource of target user regular, and is transferred the letter according to the resource flow of target user and cease regular, the verification target that circulates with resource Whether the resource circulation of user is abnormal;In this specification embodiment, realizes and core is carried out to the resource flow transfering the letter breath of each user To, monitoring, when the resource flow for determining target user produces existing exception, it is abnormal that the circulation of target user's resource can be generated in time Information warning rotates into capable processing to be directed to exception stream in time, the resources loss of user is reduced, to ensure user resources Safety.
Further, based on above-mentioned Fig. 1 to method shown in fig. 6, this specification embodiment additionally provides a kind of resource flow The checking apparatus turned, as shown in Figure 8.
The checking apparatus of resource circulation can generate bigger difference because configuration or performance are different, may include one or More than one processor 801 and memory 802 can store one or more storages in memory 802 using journey Sequence or data.Wherein, memory 802 can be of short duration storage or persistent storage.The application program for being stored in memory 802 can be with Including one or more modules (diagram is not shown), each module may include one in the checking apparatus to resource circulation Family computer executable instruction.Further, processor 801 can be set to communicate with memory 802, circulate in resource Checking apparatus on execute memory 802 in series of computation machine executable instruction.The checking apparatus of resource circulation can be with Including one or more power supplys 803, one or more wired or wireless network interfaces 804, one or more Input/output interface 805, one or more keyboards 806 etc..
In a specific embodiment, the checking apparatus of resource circulation include memory and one or one with On program, perhaps more than one program is stored in memory and one or more than one program can wrap for one of them Include one or more modules, and each module may include that series of computation machine in checking apparatus to resource circulation can It executes instruction, and is configured to execute this or more than one program by one or more than one processor to include to be used for Carry out following computer executable instructions:
The resource flow of acquisition target user, which is transferred the letter, to be ceased, and obtains the resource circulation rule for target user;
Based on resource flow transfering the letter breath and resource circulation rule, row is rotated into resource flow of the resource kernel to target user in the period Verification;
If determining that the resource circulation of target user is abnormal according to the checked result that resource circulates, generates and used for target The abnormal information warning of the resource circulation at family.
Optionally, computer executable instructions when executed, circulate to resource of the resource kernel to target user in the period It is checked, including one of following verification operation or a variety of;
Resource kernel checks the outflow side of the resource circulation of target user and recipient in the period;Wherein, in mesh It marks in the resource circulation of user, target user is as the side in outflow side and recipient;
Circulation stroke count of the resource kernel to the resource circulation of target user in the period is checked;
Total resources of the resource kernel to the resource circulation of target user in the period is checked.
Optionally, when executed, resource circulation rule is with first resource circulation digraph for computer executable instructions Form characterization;
Based on resource flow transfering the letter breath and resource circulation rule, row is rotated into resource flow of the resource kernel to target user in the period Verification, comprising:
According to resource flow transfering the letter breath, Secondary resource circulation digraph corresponding to resource flow transfering the letter breath is generated;
First resource circulation digraph is compared with Secondary resource circulation digraph, detects resource kernel to mesh in the period Whether the resource circulation for marking user is abnormal.
Optionally, computer executable instructions when executed, are transferred the letter according to resource flow and are ceased, and generate resource flow transfering the letter breath institute Corresponding Secondary resource circulation digraph, comprising:
Capable cluster is rotated into the resource flow of target user according to resource flow transfering the letter breath;Wherein, gather and circulate for a kind of resource Outflow side and recipient it is all the same;
The outflow side to be circulated using the resource of target user and recipient are as vertex, the outflow side that every a kind of resource flow is turned Directed connection is carried out between recipient, obtains Secondary resource circulation digraph.
Optionally, when executed, the checking method of resource circulation is applied to resource circulation core to computer executable instructions To platform;
The resource flow for obtaining target user, which is transferred the letter, to be ceased, comprising:
The resource flow for obtaining target user from target service platform, which is transferred the letter, to be ceased;Alternatively, corresponding to the target service platform The resource flow that database obtains target user, which is transferred the letter, to be ceased.
Optionally, computer executable instructions when executed, generate the police abnormal for the resource circulation of target user After showing information, the above method further include:
The information warning of generation is sent to the target service platform.
Optionally, when executed, resource flow transfering the letter breath includes fund stream information to computer executable instructions.
The checking apparatus for the resource circulation that this specification embodiment provides obtains the resource flow transfering the letter breath and needle of target user It circulates to the resource of target user regular, and is transferred the letter according to the resource flow of target user and cease regular, the verification target that circulates with resource Whether the resource circulation of user is abnormal;In this specification embodiment, realizes and core is carried out to the resource flow transfering the letter breath of each user To, monitoring, when the resource flow for determining target user produces existing exception, it is abnormal that the circulation of target user's resource can be generated in time Information warning rotates into capable processing to be directed to exception stream in time, the resources loss of user is reduced, to ensure user resources Safety.
Further, based on above-mentioned Fig. 1 to method shown in fig. 6, this specification embodiment additionally provides a kind of storage Jie Matter, for storing computer executable instructions, in a kind of specific embodiment, which can be USB flash disk, CD, hard disk Computer executable instructions Deng the storage of, the storage medium are able to achieve following below scheme when being executed by processor:
The resource flow of acquisition target user, which is transferred the letter, to be ceased, and obtains the resource circulation rule for target user;
Based on resource flow transfering the letter breath and resource circulation rule, row is rotated into resource flow of the resource kernel to target user in the period Verification;
If determining that the resource circulation of target user is abnormal according to the checked result that resource circulates, generates and used for target The abnormal information warning of the resource circulation at family.
Optionally, the computer executable instructions of storage medium storage are when being executed by processor, to resource kernel to week The resource flow of target user rotates into one of capable verification, including following verification operation or a variety of in phase;
Resource kernel checks the outflow side of the resource circulation of target user and recipient in the period;Wherein, in mesh It marks in the resource circulation of user, target user is as the side in outflow side and recipient;
Circulation stroke count of the resource kernel to the resource circulation of target user in the period is checked;
Total resources of the resource kernel to the resource circulation of target user in the period is checked.
Optionally, the computer executable instructions of storage medium storage are when being executed by processor, resource circulation rule It is characterized in the form of first resource circulates digraph;
Based on resource flow transfering the letter breath and resource circulation rule, row is rotated into resource flow of the resource kernel to target user in the period Verification, comprising:
According to resource flow transfering the letter breath, Secondary resource circulation digraph corresponding to resource flow transfering the letter breath is generated;
First resource circulation digraph is compared with Secondary resource circulation digraph, detects resource kernel to mesh in the period Whether the resource circulation for marking user is abnormal.
Optionally, the computer executable instructions of storage medium storage circulate when being executed by processor according to resource Information generates the corresponding Secondary resource circulation digraph of resource flow transfering the letter breath, comprising:
Capable cluster is rotated into the resource flow of target user according to resource flow transfering the letter breath;Wherein, gather and circulate for a kind of resource Outflow side and recipient it is all the same;
The outflow side to be circulated using the resource of target user and recipient are as vertex, the outflow side that every a kind of resource flow is turned Directed connection is carried out between recipient, obtains Secondary resource circulation digraph.
Optionally, the computer executable instructions of storage medium storage generate when being executed by processor and are directed to target After the abnormal information warning of the resource circulation of user, the above method further include:
The information warning of generation is sent to the target service platform.
Optionally, the computer executable instructions of storage medium storage are when being executed by processor, the core of resource circulation Resource circulation verification platform is applied to method;
The resource flow for obtaining target user, which is transferred the letter, to be ceased, comprising:
The resource flow for obtaining target user from target service platform, which is transferred the letter, to be ceased;Alternatively, corresponding to the target service platform The resource flow that database obtains target user, which is transferred the letter, to be ceased.
Optionally, the computer executable instructions of storage medium storage are when being executed by processor, resource flow transfering the letter breath Including fund stream information.
The computer executable instructions for the storage medium storage that this specification embodiment provides are obtained when being executed by processor The resource flow transfering the letter breath of target user and the resource circulation rule for target user are taken, and is circulated according to the resource of target user Whether information and resource circulation rule, the resource circulation for checking target user are abnormal;In this specification embodiment, realize to every The resource flow transfering the letter breath of a user is checked, is monitored, can be timely when the resource flow for determining target user produces existing exception The abnormal information warning of target user's resource circulation is generated, capable processing is rotated into be directed to exception stream in time, reduces the money of user Source loss, to ensure the safety of user resources.
In the 1990s, the improvement of a technology can be distinguished clearly be on hardware improvement (for example, Improvement to circuit structures such as diode, transistor, switches) or software on improvement (improvement for method flow).So And with the development of technology, the improvement of current many method flows can be considered as directly improving for hardware circuit. Designer nearly all obtains corresponding hardware circuit by the way that improved method flow to be programmed into hardware circuit.Cause This, it cannot be said that the improvement of a method flow cannot be realized with hardware entities module.For example, programmable logic device (Programmable Logic Device, PLD) (such as field programmable gate array (Field Programmable Gate Array, FPGA)) it is exactly such a integrated circuit, logic function determines device programming by user.By designer Voluntarily programming comes a digital display circuit " integrated " on a piece of PLD, designs and makes without asking chip maker Dedicated IC chip.Moreover, nowadays, substitution manually makes IC chip, this programming is also used instead mostly " is patrolled Volume compiler (logic compiler) " software realizes that software compiler used is similar when it writes with program development, And the source code before compiling also write by handy specific programming language, this is referred to as hardware description language (Hardware Description Language, HDL), and HDL is also not only a kind of, but there are many kind, such as ABEL (Advanced Boolean Expression Language)、AHDL(Altera Hardware Description Language)、Confluence、CUPL(Cornell University Programming Language)、HDCal、JHDL (Java Hardware Description Language)、Lava、Lola、MyHDL、PALASM、RHDL(Ruby Hardware Description Language) etc., VHDL (Very-High-Speed is most generally used at present Integrated Circuit Hardware Description Language) and Verilog.Those skilled in the art also answer This understands, it is only necessary to method flow slightly programming in logic and is programmed into integrated circuit with above-mentioned several hardware description languages, The hardware circuit for realizing the logical method process can be readily available.
Controller can be implemented in any suitable manner, for example, controller can take such as microprocessor or processing The computer for the computer readable program code (such as software or firmware) that device and storage can be executed by (micro-) processor can Read medium, logic gate, switch, specific integrated circuit (Application Specific Integrated Circuit, ASIC), the form of programmable logic controller (PLC) and insertion microcontroller, the example of controller includes but is not limited to following microcontroller Device: ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20 and Silicone Labs C8051F320 are deposited Memory controller is also implemented as a part of the control logic of memory.It is also known in the art that in addition to Pure computer readable program code mode is realized other than controller, can be made completely by the way that method and step is carried out programming in logic Controller is obtained to come in fact in the form of logic gate, switch, specific integrated circuit, programmable logic controller (PLC) and insertion microcontroller etc. Existing identical function.Therefore this controller is considered a kind of hardware component, and to including for realizing various in it The device of function can also be considered as the structure in hardware component.Or even, it can will be regarded for realizing the device of various functions For either the software module of implementation method can be the structure in hardware component again.
System, device, module or the unit that above-described embodiment illustrates can specifically realize by computer chip or entity, Or it is realized by the product with certain function.It is a kind of typically to realize that equipment is computer.Specifically, computer for example may be used Think personal computer, laptop computer, cellular phone, camera phone, smart phone, personal digital assistant, media play It is any in device, navigation equipment, electronic mail equipment, game console, tablet computer, wearable device or these equipment The combination of equipment.
For convenience of description, it is divided into various units when description apparatus above with function to describe respectively.Certainly, implementing this The function of each unit can be realized in the same or multiple software and or hardware when application.
It should be understood by those skilled in the art that, embodiments herein can provide as method, system or computer program Product.Therefore, complete hardware embodiment, complete software embodiment or reality combining software and hardware aspects can be used in the application Apply the form of example.Moreover, it wherein includes the computer of computer usable program code that the application, which can be used in one or more, The computer program implemented in usable storage medium (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) produces The form of product.
The application is reference according to the method for this specification embodiment, the stream of equipment (system) and computer program product Journey figure and/or block diagram describe.It should be understood that can be realized by computer program instructions each in flowchart and/or the block diagram The combination of process and/or box in process and/or box and flowchart and/or the block diagram.It can provide these computer journeys Sequence instruct to general purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices processor with A machine is generated, so that the instruction generation executed by computer or the processor of other programmable data processing devices is used for Realize the dress for the function of specifying in one or more flows of the flowchart and/or one or more blocks of the block diagram It sets.
These computer program instructions, which may also be stored in, is able to guide computer or other programmable data processing devices with spy Determine in the computer-readable memory that mode works, so that it includes referring to that instruction stored in the computer readable memory, which generates, Enable the manufacture of device, the command device realize in one box of one or more flows of the flowchart and/or block diagram or The function of being specified in multiple boxes.
These computer program instructions also can be loaded onto a computer or other programmable data processing device, so that counting Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, thus in computer or The instruction executed on other programmable devices is provided for realizing in one or more flows of the flowchart and/or block diagram one The step of function of being specified in a box or multiple boxes.
In a typical configuration, calculating equipment includes one or more processors (CPU), input/output interface, net Network interface and memory.
Memory may include the non-volatile memory in computer-readable medium, random access memory (RAM) and/or The forms such as Nonvolatile memory, such as read-only memory (ROM) or flash memory (flash RAM).Memory is computer-readable medium Example.
Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be by any method Or technology come realize information store.Information can be computer readable instructions, data structure, the module of program or other data. The example of the storage medium of computer includes, but are not limited to phase change memory (PRAM), static random access memory (SRAM), moves State random access memory (DRAM), other kinds of random access memory (RAM), read-only memory (ROM), electric erasable Programmable read only memory (EEPROM), flash memory or other memory techniques, read-only disc read only memory (CD-ROM) (CD-ROM), Digital versatile disc (DVD) or other optical storage, magnetic cassettes, tape magnetic disk storage or other magnetic storage devices Or any other non-transmission medium, can be used for storage can be accessed by a computing device information.As defined in this article, it calculates Machine readable medium does not include temporary computer readable media (transitory media), such as the data-signal and carrier wave of modulation.
It should also be noted that, the terms "include", "comprise" or its any other variant are intended to nonexcludability It include so that the process, method, commodity or the equipment that include a series of elements not only include those elements, but also to wrap Include other elements that are not explicitly listed, or further include for this process, method, commodity or equipment intrinsic want Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including described want There is also other identical elements in the process, method of element, commodity or equipment.
It will be understood by those skilled in the art that embodiments herein can provide as method, system or computer program product. Therefore, complete hardware embodiment, complete software embodiment or embodiment combining software and hardware aspects can be used in the application Form.It is deposited moreover, the application can be used to can be used in the computer that one or more wherein includes computer usable program code The shape for the computer program product implemented on storage media (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) Formula.
The application can describe in the general context of computer-executable instructions executed by a computer, such as program Module.Generally, program module includes routines performing specific tasks or implementing specific abstract data types, programs, objects, group Part, data structure etc..The application can also be practiced in a distributed computing environment, in these distributed computing environments, by Task is executed by the connected remote processing devices of communication network.In a distributed computing environment, program module can be with In the local and remote computer storage media including storage equipment.
All the embodiments in this specification are described in a progressive manner, same and similar portion between each embodiment Dividing may refer to each other, and each embodiment focuses on the differences from other embodiments.Especially for system reality For applying example, since it is substantially similar to the method embodiment, so being described relatively simple, related place is referring to embodiment of the method Part explanation.
The above description is only an example of the present application, is not intended to limit this application.For those skilled in the art For, various changes and changes are possible in this application.All any modifications made within the spirit and principles of the present application are equal Replacement, improvement etc., should be included within the scope of the claims of this application.

Claims (14)

1. a kind of checking method of resource circulation, comprising:
The resource flow of acquisition target user, which is transferred the letter, to be ceased, and obtains the resource circulation rule for the target user;
Based on resource flow transfering the letter breath and resource circulation rule, to resource kernel to the resource of target user described in the period Circulation is checked;
If determining that the resource circulation of the target user is abnormal according to the checked result that the resource circulates, generates and be directed to institute State the abnormal information warning of the resource circulation of target user.
2. the method as described in claim 1, described to rotate into row core to resource flow of the resource kernel to target user described in the period It is right, including one of following verification operation or a variety of;
The resource kernel checks the outflow side of the resource circulation of target user described in the period and recipient;Wherein, In the resource circulation of the target user, the target user is as the side in the outflow side and the recipient;
Circulation stroke count of the resource kernel to the resource circulation of target user described in the period is checked;
Total resources of the resource kernel to the resource circulation of target user described in the period is checked.
3. method according to claim 1 or 2, resource circulation rule table in the form of first resource circulates digraph Sign;
It is described based on the resource flow transfering the letter breath and the resource circulation rule, to resource kernel to target user's described in the period Resource flow rotates into capable verification, comprising:
It is transferred the letter and is ceased according to the resource flow, generate the corresponding Secondary resource circulation digraph of the resource flow transfering the letter breath;
First resource circulation digraph is compared with Secondary resource circulation digraph, detects the resource kernel pair Whether the resource circulation of the target user is abnormal in period.
4. method as claimed in claim 3, described transferred the letter according to the resource flow ceases, and it is right to generate resource flow transfering the letter breath institute The Secondary resource circulation digraph answered, comprising:
Capable cluster is rotated into the resource flow of the target user according to resource flow transfering the letter breath;Wherein, gather for a kind of resource The outflow side of circulation and recipient are all the same;
The outflow side to be circulated using the resource of the target user and recipient are as vertex, the outflow side that every a kind of resource flow is turned Directed connection is carried out between recipient, obtains the Secondary resource circulation digraph.
5. method according to claim 1 or 2, the checking method of the resource circulation is applied to resource circulation verification platform;
The resource flow for obtaining target user, which is transferred the letter, to be ceased, comprising:
The resource flow transfering the letter breath of the target user is obtained from target service platform;Alternatively, right from the target service platform institute The database answered obtains the resource flow transfering the letter breath of the target user.
6. it is method according to claim 1 or 2, it is described to generate the warning letter abnormal for the resource circulation of the target user After breath, the method also includes:
The information warning of generation is sent to target service platform.
7. method according to claim 1 or 2, the resource flow transfering the letter breath includes fund stream information.
8. a kind of checking device of resource circulation, comprising:
Module is obtained, the resource flow for obtaining target user, which is transferred the letter, to be ceased, and acquisition circulates for the resource of the target user and advises Then;
Module is checked, based on resource flow transfering the letter breath and resource circulation rule, to resource kernel to target described in the period The resource flow of user rotates into capable verification;
Generation module, if determining that the resource circulation of the target user is abnormal according to the checked result that the resource circulates, Generate the information warning abnormal for the resource circulation of the target user.
9. device as claimed in claim 8, the verification module is specifically used for executing one of following verification operation or more Kind:
The resource kernel checks the outflow side of the resource circulation of target user described in the period and recipient;Wherein, In the resource circulation of the target user, the target user is as the side in the outflow side and the recipient;
Circulation stroke count of the resource kernel to the resource circulation of target user described in the period is checked;
Total resources of the resource kernel to the resource circulation of target user described in the period is checked.
10. device as claimed in claim 8 or 9, resource circulation rule table in the form of first resource circulates digraph Sign;
The verification module, is specifically used for:
It is transferred the letter and is ceased according to the resource flow, generate the corresponding Secondary resource circulation digraph of the resource flow transfering the letter breath;By institute It states first resource circulation digraph to be compared with Secondary resource circulation digraph, detects the resource kernel to institute in the period Whether the resource circulation for stating target user is abnormal.
11. device as claimed in claim 10, the verification module, are specifically used for:
Capable cluster is rotated into the resource flow of the target user according to resource flow transfering the letter breath;Wherein, gather for a kind of resource The outflow side of circulation and recipient are all the same;The outflow side that is circulated using the resource of the target user and recipient as vertex, By every a kind of resource flow outflow side turned and directed connection is carried out between recipient, obtains the Secondary resource circulation digraph.
12. device as claimed in claim 8 or 9, the resource flow transfering the letter breath includes fund stream information.
13. a kind of checking apparatus of resource circulation, comprising:
Processor;And
It is arranged to the memory of storage computer executable instructions, the executable instruction makes the processing when executed Device:
The resource flow of acquisition target user, which is transferred the letter, to be ceased, and obtains the resource circulation rule for the target user;
Based on resource flow transfering the letter breath and resource circulation rule, to resource kernel to the resource of target user described in the period Circulation is checked;
If determining that the resource circulation of the target user is abnormal according to the checked result that the resource circulates, generates and be directed to institute State the abnormal information warning of the resource circulation of target user.
14. a kind of storage medium, for storing computer executable instructions, the executable instruction is realized following when executed Process:
The resource flow of acquisition target user, which is transferred the letter, to be ceased, and obtains the resource circulation rule for the target user;
Based on resource flow transfering the letter breath and resource circulation rule, to resource kernel to the resource of target user described in the period Circulation is checked;
If determining that the resource circulation of the target user is abnormal according to the checked result that the resource circulates, generates and be directed to institute State the abnormal information warning of the resource circulation of target user.
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CN109961363A (en) * 2019-02-20 2019-07-02 阿里巴巴集团控股有限公司 Account checking method and device
CN110175916A (en) * 2019-04-26 2019-08-27 阿里巴巴集团控股有限公司 Cash flow checking method and device
CN110458556A (en) * 2019-07-02 2019-11-15 阿里巴巴集团控股有限公司 A kind of fund checking method, device, computer equipment and system architecture
CN116227940A (en) * 2023-05-04 2023-06-06 深圳市迪博企业风险管理技术有限公司 Enterprise fund flow anomaly detection method based on fund flow diagram

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