CN109325744A - Payment processing method, device, medium and electronic equipment - Google Patents

Payment processing method, device, medium and electronic equipment Download PDF

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Publication number
CN109325744A
CN109325744A CN201811237189.0A CN201811237189A CN109325744A CN 109325744 A CN109325744 A CN 109325744A CN 201811237189 A CN201811237189 A CN 201811237189A CN 109325744 A CN109325744 A CN 109325744A
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China
Prior art keywords
payment
check results
payment request
verification
platform
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CN201811237189.0A
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Chinese (zh)
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CN109325744B (en
Inventor
闫洪康
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Beijing Sankuai Online Technology Co Ltd
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Beijing Sankuai Online Technology Co Ltd
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Priority to CN201811237189.0A priority Critical patent/CN109325744B/en
Publication of CN109325744A publication Critical patent/CN109325744A/en
Priority to CA3217578A priority patent/CA3217578A1/en
Priority to CA3059719A priority patent/CA3059719C/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof

Abstract

The embodiment of the present disclosure provides a kind of payment processing method, device, medium and electronic equipment, which includes: to obtain the shared check results for the payment request of verification platform according to the payment request received;According to the check results of the payment request, determines whether the payment request verifies and pass through;If it is determined that the payment request verification passes through, then payment processing is executed according to the payment request.The technical solution of the embodiment of the present disclosure avoids in same payment transaction, and payment platform repeats to have verified the checking procedure of completion, solves the problems, such as to repeat identical check logic and payment is caused to take a long time, is beneficial to rapid payment.Meanwhile the processing load for executing duplicate logical process and increasing terminal device and payment platform is avoided, and then advantageously reduce maintenance cost.

Description

Payment processing method, device, medium and electronic equipment
Technical field
This disclosure relates to field of computer technology, in particular to a kind of payment processing method, device, medium and electricity Sub- equipment.
Background technique
With the development of e-commerce platform, online payment has become the essential means of payment in for people's lives.Mesh The preceding means of payment is a series of logic judgment to be executed by multiple nodes, and then realize payment.On this basis, developer Reliability and stability by the way that individual node is continuously improved improve the payment success rate of whole system.This single section of raising The means of payment of point reliability and stability more focuses on individual node.
It should be noted that information is only used for reinforcing the reason to the background of the disclosure disclosed in above-mentioned background technology part Solution, therefore may include the information not constituted to the prior art known to persons of ordinary skill in the art.
Summary of the invention
The embodiment of the present disclosure is designed to provide a kind of payment processing method, device, medium and electronic equipment, Jin Erzhi It is few to overcome the problems, such as to repeat identical check logic in same payment transaction to a certain extent.
Other characteristics and advantages of the disclosure will be apparent from by the following detailed description, or partially by the disclosure Practice and acquistion.
According to the first aspect of the embodiments of the present disclosure, a kind of payment processing method is provided, comprising: according to the branch received Request is paid, the shared check results for the payment request of verification platform are obtained;According to the verification knot of the payment request Fruit determines whether the payment request verifies and passes through;If it is determined that the payment request verification passes through, then according to the payment request Execute payment processing.
In some embodiments of the present disclosure, aforementioned schemes are based on, the shared payment that is directed to of verification platform is obtained and asks The check results asked, comprising: obtain the check results from the memory space shared with the verification platform;Or described in receiving Verify the check results that platform is sent;Or the verification knot of the verification platform publication is obtained from block chain network Fruit.
In some embodiments of the present disclosure, institute is determined according to the check results of the payment request based on aforementioned schemes It states payment request and whether verifies and pass through, comprising: according to the corresponding each verification mode of the payment request, from the payment request Check results in obtain the check results of each verification mode;Check results and/or verification knot have not been obtained if it exists Fruit is unsanctioned object identifier mode, then verifies again to the object identifier mode;To the object identifier side After formula verification passes through, determine that the payment request verification passes through.
In some embodiments of the present disclosure, institute is determined according to the check results of the payment request based on aforementioned schemes It states payment request and whether verifies and pass through, further includes: if the check results of each verification mode are to pass through, it is determined that described Payment request verification passes through.
According to the second aspect of an embodiment of the present disclosure, a kind of payment processing method is provided, comprising: the payment to getting Request is verified, to obtain the check results of the payment request;The school of the payment request is shared with each payment platform Test result.
In some embodiments of the present disclosure, aforementioned schemes are based on, share the payment request with each payment platform Check results, comprising: store the check results of the payment request to the memory space shared with each payment platform In, to share the check results with each payment platform;Or the check results of the payment request are sent to described Each payment platform;Or the check results of the payment request are distributed in block chain network, to pass through the block link network Network and each payment platform share the check results.
In some embodiments of the present disclosure, aforementioned schemes are based on, share the payment request with each payment platform Check results, comprising: share the check results of the payment request with each payment platform by way of asynchronous process.
According to the third aspect of an embodiment of the present disclosure, a kind of payment processing device is provided, comprising: acquiring unit is used for According to the payment request received, the shared check results for the payment request of verification platform are obtained;Determination unit is used In the check results according to the payment request, determines whether the payment request verifies and pass through;Processing unit, in determination After the payment request verification passes through, payment processing is executed according to the payment request.
In some embodiments of the present disclosure, aforementioned schemes are based on, the acquiring unit is configured that from flat with the verification The check results are obtained in the shared memory space of platform;Or receive the check results that the verification platform is sent;Or from The check results of the verification platform publication are obtained in block chain network.
In some embodiments of the present disclosure, aforementioned schemes are based on, the determination unit is configured that asks according to the payment Corresponding each verification mode is sought, the verification knot of each verification mode is obtained from the check results of the payment request Fruit;It is unsanctioned object identifier mode that check results and/or check results have not been obtained if it exists, then again to the target Verification mode is verified;After verifying and passing through to the object identifier mode, determine that the payment request verification passes through.
In some embodiments of the present disclosure, aforementioned schemes are based on, if the determination unit is configured that each verification The check results of mode are to pass through, it is determined that the payment request verification passes through.
According to a fourth aspect of embodiments of the present disclosure, a kind of payment processing device is provided, comprising: verification unit is used for The payment request got is verified, to obtain the check results of the payment request;Shared cell is used for and each Pay the check results that platform shares the payment request.
In some embodiments of the present disclosure, aforementioned schemes are based on, the shared cell is configured that the payment request Check results store to each payment platform share memory space in, with each payment platform share institute State check results;Or the check results of the payment request are sent to each payment platform;Or by the payment request Check results be distributed in block chain network, to share the school by the block chain network and each payment platform Test result.
In some embodiments of the present disclosure, aforementioned schemes are based on, the shared cell is configured that through asynchronous process Mode and each payment platform share the check results of the payment request.
According to a fifth aspect of the embodiments of the present disclosure, a kind of computer-readable medium is provided, computer is stored thereon with Program realizes such as above-mentioned payment processing method as described in the examples when described program is executed by processor.
According to a sixth aspect of an embodiment of the present disclosure, a kind of electronic equipment is provided, comprising: one or more processors; Storage device, for storing one or more programs, when one or more of programs are held by one or more of processors When row, so that one or more of processors realize such as above-mentioned payment processing method as described in the examples.
The technical solution that the embodiment of the present disclosure provides can include the following benefits:
In the technical solution provided by some embodiments of the present disclosure, by being verified to payment request, and with it is each A payment platform shares the check results of payment request, and payment platform directly using the check results after verification, is kept away Exempt from same payment transaction, payment platform repeats to have verified the checking procedure of completion, efficiently solves repetition and holds The identical check logic of row and the problem of cause payment to take a long time, be beneficial to rapid payment.Meanwhile it is duplicate to avoid execution Logical process and the processing load for increasing terminal device and payment platform, and then advantageously reduce maintenance cost.
It should be understood that above general description and following detailed description be only it is exemplary and explanatory, not The disclosure can be limited.
Detailed description of the invention
The drawings herein are incorporated into the specification and forms part of this specification, and shows the implementation for meeting the disclosure Example, and together with specification for explaining the principles of this disclosure.It should be evident that the accompanying drawings in the following description is only the disclosure Some embodiments for those of ordinary skill in the art without creative efforts, can also basis These attached drawings obtain other attached drawings.In the accompanying drawings:
Fig. 1 diagrammatically illustrates the flow chart of payment processing method according to another embodiment of the present disclosure;
Fig. 2 shows the check results according to payment request, determine whether payment request verifies the flow chart passed through;
Fig. 3 diagrammatically illustrates the flow chart of the payment processing method of one embodiment according to the disclosure;
Fig. 4 show according to one embodiment of the disclosure verify platform it is identical as the verification mode of payment platform when The flow chart of payment processing method;
Fig. 5 diagrammatically illustrates the block diagram of the payment processing device according to one embodiment of the disclosure;
Fig. 6 diagrammatically illustrates the block diagram of payment processing device according to another embodiment of the present disclosure;
Fig. 7 shows the structural schematic diagram for being suitable for the computer system for the electronic equipment for being used to realize the embodiment of the present disclosure.
Specific embodiment
Example embodiment is described more fully with reference to the drawings.However, example embodiment can be with a variety of shapes Formula is implemented, and is not understood as limited to example set forth herein;On the contrary, thesing embodiments are provided so that the disclosure will more Fully and completely, and by the design of example embodiment comprehensively it is communicated to those skilled in the art.
In addition, described feature, structure or characteristic can be incorporated in one or more implementations in any suitable manner In example.In the following description, many details are provided to provide and fully understand to embodiment of the disclosure.However, It will be appreciated by persons skilled in the art that can with technical solution of the disclosure without one or more in specific detail, Or it can be using other methods, constituent element, device, step etc..In other cases, it is not shown in detail or describes known side Method, device, realization or operation are to avoid fuzzy all aspects of this disclosure.
Block diagram shown in the drawings is only functional entity, not necessarily must be corresponding with physically separate entity. I.e., it is possible to realize these functional entitys using software form, or realized in one or more hardware modules or integrated circuit These functional entitys, or these functional entitys are realized in heterogeneous networks and/or processor device and/or microcontroller device.
Flow chart shown in the drawings is merely illustrative, it is not necessary to including all content and operation/step, It is not required to execute by described sequence.For example, some operation/steps can also decompose, and some operation/steps can close And or part merge, therefore the sequence actually executed is possible to change according to the actual situation.
The common means of payment is (for example to pay in an order by multiple platforms and contain polymerization in link and receive at present Multiple platforms such as silver-colored platform and one or more Third-party payment cashiers) execute a series of logic judgment realization payment.But thing In reality, during payment, there may be the parts of overlapping for the logic executed between each payment platform, i.e., it is possible that a certain In payment process, the logic of same complexity can be repeatedly executed in different platform.This process meeting for repeating identity logic The problem of causing payment to take a long time, is unfavorable for rapid payment, meanwhile, it executes duplicate work and also results in platform resource wave Take, maintenance cost improve the problem of.The logical consequence that the disclosure passes through the part logic that will likely be overlapped is shared, and realization only carries out Primary purpose overcomes and above-mentioned repeats the problem of identical check logic causes in same payment transaction.The disclosure Specific content is as follows:
Fig. 1 diagrammatically illustrates the flow chart of payment processing method according to another embodiment of the present disclosure.The payment The executing subject of processing method is each payment platform server etc. that electric business is supported.
Shown in referring to Fig.1, payment processing method according to another embodiment of the present disclosure includes the following steps S110 extremely S130 is illustrated in detailed below:
In step s 110, according to the payment request received, what acquisition verification platform was shared is directed to the payment request Check results.
In one embodiment of the present disclosure, can obtain in several ways verification platform it is shared for the payment The check results of request.For example, obtaining the check results from the memory space shared with the verification platform;For another example, it connects Receive the check results that the verification platform is sent;For another example, the institute of the verification platform publication is obtained from block chain network State check results.
In the step s 120, it according to the check results of the payment request, determines whether the payment request verifies and passes through.
In one embodiment of the present disclosure, according to the check results of the payment request, determine that the payment request is It is no to verify the method passed through, referring to shown in Fig. 2, includes the following steps S210 to S230, be illustrated in detailed below:
In step S210, according to the corresponding each verification mode of the payment request, from the verification of the payment request As a result the check results of each verification mode are obtained in.
In one embodiment of the present disclosure, the corresponding each verification mode of the payment request includes at least one verification The quantity of mode, verification mode is unrelated with the verification quantity of platform verification mode, can be equal to verification platform school more than/less than/ The quantity of proved recipe formula.
In one embodiment of the present disclosure, each verification mode is obtained from the check results of the payment request Check results when, the verification knot of each verification mode can be obtained from the check results of payment request respectively in certain sequence Fruit can also obtain the check results of multiple verification modes from the check results of payment request simultaneously.For example, in payment platform In need to carry out blacklist verification, it is anti-bother verification, real name verification, payment platform can paid according to the sequencing of verification Blacklist verification, the anti-check results for bothering verification, real name verification are obtained in the check results of request respectively;Alternatively, payment is flat Platform can search simultaneously and be obtained in the check results of payment request blacklist verification, prevent bothering verification, three kinds of real name verification The check results of verification mode.
Step S220, has not been obtained check results if it exists and/or check results are unsanctioned object identifier mode, then Again the object identifier mode is verified.
In one embodiment of the present disclosure, if the verification mode of payment platform is more than the verification mode of verification platform, Can then there be the object identifier mode that check results have not been obtained.Or if some verification modes are not led in verification platform When crossing, and still needing to verify the verification mode in payment platform, then the verification mode is determined as object identifier Mode, and re-start verification.
Step S230 determines that the payment request verification passes through after verifying and passing through to the object identifier mode.
In one embodiment of the present disclosure, in the check results according to the payment request, the payment request is determined When whether verification passes through, if the check results of each verification mode are to pass through, it is determined that the payment request verification is logical It crosses.
With continued reference to Fig. 1, in step s 130, however, it is determined that the payment request verification passes through, then is asked according to the payment Seek execution payment processing.
Fig. 1, embodiment illustrated in fig. 2 technical solution be payment place from the angle of payment platform to embodiment of the disclosure Reason method is illustrated, and (the flat of verification is executed before calling specific payment platform from verification platform below in conjunction with Fig. 3 Platform, for example, polymerization cashier) angle the payment processing method of the embodiment of the present disclosure is illustrated:
Fig. 3 diagrammatically illustrates the flow chart of the payment processing method of one embodiment according to the disclosure.At the payment The executing subject of reason method can be the server etc. of each electric business platform.
Referring to shown in Fig. 3, according to the payment processing method of one embodiment of the disclosure, include the following steps S310 to step Rapid S320, is illustrated in detailed below:
In step s310, if receiving payment request, the payment request is verified, to obtain the payment The check results of request.
It in one embodiment of the present disclosure, include at least one verification side to the verification of the progress of the payment request Formula, verification mode can be blacklist verification, prevent bothering verification, real name verification, tie up card verification and air control verification etc..
In one embodiment of the present disclosure, terminal device (such as smart phone, tablet computer, calculating can be used in user Machine etc.) in each electric business platform initiate payment request.The electric business platform can be electric business web page platform, be also possible to electric business visitor Family end platform.
In step s 320, the check results of the payment request are shared with each payment platform.
In one embodiment of the present disclosure, the check results that the payment request is shared with each payment platform can lead to Various ways execution is crossed, is deposited for example, storing the check results of the payment request to what each payment platform was shared It stores up in space, to share the check results with each payment platform;For another example, the check results of the payment request are sent out It send to each payment platform and is shared;For another example, the check results of the payment request are distributed in block chain network, To share the check results by the block chain network and each payment platform.
In one embodiment of the present disclosure, when sharing the check results of the payment request with each payment platform, It can be carried out by way of asynchronous process.For example, during being verified, if having been completed blacklist verification, preventing The verification modes such as verification are bothered, then can share to each payment platform for the result of verification is asynchronous.Below in conjunction with Fig. 4, with one For a verification platform payment transaction identical with the verification mode of payment platform, to the reality of the technical solution of the embodiment of the present disclosure Existing details is described in detail, and specifically comprises the following steps:
Step S410, after receiving payment request, verification platform successively carries out blacklist to the payment request in order Verification is prevented bothering verification, real name verification, ties up card verification and the air control verification (quantity of specific verification mode and verification mode It is merely illustrative), and obtain the check results of corresponding verification mode.
Step S420, by check results asynchronous write check results shared platform, to share institute with each payment platform State the check results of payment request.
Step S430, other service logics before executing payment, such as the target means of payment that can be selected according to user Corresponding payment platform is called, so that the payment platform is according to handling payment request.
The step of executing in the present embodiment the above are verification platform, payment platform introduced below executes in the present embodiment The step of, it specifically includes:
Step S440, according to the payment request received, obtain the storage of check results shared platform is directed to the payment The blacklist verification of request is prevented bothering verification, real name verification, the check results for tying up card verification and air control verification.
Step S450 determines blacklist verification respectively, prevents bothering verification, reality according to the check results of the payment request Name verification ties up card verification and air control verifies and whether verified and pass through.
Step S460, execute payment in other service logics, such as can determine payment request verification pass through after, root Payment processing is executed according to payment request.
It should be noted that the verification platform and payment platform in above-described embodiment can be in an order payment link Polymerization cashier and Third-party payment cashier.
The Installation practice of the disclosure introduced below can be used for executing the above-mentioned payment processing method of the disclosure.
Fig. 5 diagrammatically illustrates the block diagram of payment processing device according to another embodiment of the present disclosure, at the payment Reason device can be set in the Platform Server of payer.
Referring to Figure 5, according to the payment processing device 500 of one embodiment of the disclosure, comprising: acquiring unit 501, Determination unit 502 and processing unit 503.
Wherein, acquiring unit 501 is used for according to the payment request received, and what acquisition verification platform was shared is directed to the branch Pay the check results of request;Determination unit 502 is used for the check results according to the payment request, determines that the payment request is No verification passes through;Processing unit 503 is used for after determining that the payment request verification passes through, and executes branch according to the payment request Pay processing.
In some embodiments of the present disclosure, aforementioned schemes are based on, acquiring unit 501 is configured that from flat with the verification The check results are obtained in the shared memory space of platform;Or receive the check results that the verification platform is sent;Or from The check results of the verification platform publication are obtained in block chain network.
In some embodiments of the present disclosure, aforementioned schemes are based on, determination unit 502 is configured that asks according to the payment Corresponding each verification mode is sought, the verification knot of each verification mode is obtained from the check results of the payment request Fruit;It is unsanctioned object identifier mode that check results and/or check results have not been obtained if it exists, then again to the target Verification mode is verified;After verifying and passing through to the object identifier mode, determine that the payment request verification passes through.
In some embodiments of the present disclosure, aforementioned schemes are based on, if determination unit 502 is configured that each verification The check results of mode are to pass through, it is determined that the payment request verification passes through.
Fig. 6 diagrammatically illustrates the block diagram of the payment processing device according to one embodiment of the disclosure, the processing unit It can be set on the server of electric business platform.
Referring to shown in Fig. 6, according to the payment processing device 600 of one embodiment of the disclosure, comprising: verification unit 601, Shared cell 602.
Wherein, verification unit 601 is used for when receiving payment request, is verified to the payment request, to obtain The check results of the payment request;Shared cell 602 is used to share the verification knot of the payment request with each payment platform Fruit.
In some embodiments of the present disclosure, aforementioned schemes are based on, shared cell 602 is configured that the payment request Check results store to each payment platform share memory space in, with each payment platform share institute State check results;Or the check results of the payment request are sent to each payment platform;Or by the payment request Check results be distributed in block chain network, to share the school by the block chain network and each payment platform Test result.
In some embodiments of the present disclosure, aforementioned schemes are based on, shared cell 602 is configured that through asynchronous process Mode and each payment platform share the check results of the payment request.
Each functional module and above-mentioned payment processing method due to the payment processing device of the example embodiment of the disclosure Example embodiment the step of it is corresponding, therefore for those undisclosed details in the apparatus embodiments, please refer in the disclosure The embodiment for the payment processing method stated.
Below with reference to Fig. 7, it illustrates the computer systems 700 for the electronic equipment for being suitable for being used to realize the embodiment of the present disclosure Structural schematic diagram.The computer system 700 of electronic equipment shown in Fig. 7 is only an example, should not be to the embodiment of the present disclosure Function and use scope bring any restrictions.
As shown in fig. 7, computer system 700 includes central processing unit (CPU) 701, it can be read-only according to being stored in Program in memory (ROM) 702 or be loaded into the program in random access storage device (RAM) 703 from storage section 708 and Execute various movements appropriate and processing.In RAM 703, it is also stored with various programs and data needed for system operatio.CPU 701, ROM 702 and RAM 703 is connected with each other by bus 704.Input/output (I/O) interface 705 is also connected to bus 704。
I/O interface 705 is connected to lower component: the importation 706 including keyboard, mouse etc.;It is penetrated including such as cathode The output par, c 707 of spool (CRT), liquid crystal display (LCD) etc. and loudspeaker etc.;Storage section 708 including hard disk etc.; And the communications portion 709 of the network interface card including LAN card, modem etc..Communications portion 709 via such as because The network of spy's net executes communication process.Driver 710 is also connected to I/O interface 705 as needed.Detachable media 711, such as Disk, CD, magneto-optic disk, semiconductor memory etc. are mounted on as needed on driver 710, in order to read from thereon Computer program be mounted into storage section 708 as needed.
Particularly, in accordance with an embodiment of the present disclosure, it may be implemented as computer above with reference to the process of flow chart description Software program.For example, embodiment of the disclosure includes a kind of computer program product comprising be carried on computer-readable medium On computer program, which includes the program code for method shown in execution flow chart.In such reality It applies in example, which can be downloaded and installed from network by communications portion 709, and/or from detachable media 711 are mounted.When the computer program is executed by central processing unit (CPU) 701, executes and limited in the system of the application Above-mentioned function.
It should be noted that computer-readable medium shown in the disclosure can be computer-readable signal media or meter Calculation machine readable storage medium storing program for executing either the two any combination.Computer readable storage medium for example can be --- but not Be limited to --- electricity, magnetic, optical, electromagnetic, infrared ray or semiconductor system, device or device, or any above combination.Meter The more specific example of calculation machine readable storage medium storing program for executing can include but is not limited to: have the electrical connection, just of one or more conducting wires Taking formula computer disk, hard disk, random access storage device (RAM), read-only memory (ROM), erasable type may be programmed read-only storage Device (EPROM or flash memory), optical fiber, portable compact disc read-only memory (CD-ROM), light storage device, magnetic memory device, Or above-mentioned any appropriate combination.In the disclosure, computer readable storage medium can be it is any include or storage journey The tangible medium of sequence, the program can be commanded execution system, device or device use or in connection.And at this In open, computer-readable signal media may include in a base band or as the data-signal that carrier wave a part is propagated, Wherein carry computer-readable program code.The data-signal of this propagation can take various forms, including but unlimited In electromagnetic signal, optical signal or above-mentioned any appropriate combination.Computer-readable signal media can also be that computer can Any computer-readable medium other than storage medium is read, which can send, propagates or transmit and be used for By the use of instruction execution system, device or device or program in connection.Include on computer-readable medium Program code can transmit with any suitable medium, including but not limited to: wireless, electric wire, optical cable, RF etc. are above-mentioned Any appropriate combination.
Flow chart and block diagram in attached drawing are illustrated according to the system of the various embodiments of the disclosure, method and computer journey The architecture, function and operation in the cards of sequence product.In this regard, each box in flowchart or block diagram can generation A part of one module, program segment or code of table, a part of above-mentioned module, program segment or code include one or more Executable instruction for implementing the specified logical function.It should also be noted that in some implementations as replacements, institute in box The function of mark can also occur in a different order than that indicated in the drawings.For example, two boxes succeedingly indicated are practical On can be basically executed in parallel, they can also be executed in the opposite order sometimes, and this depends on the function involved.Also it wants It is noted that the combination of each box in block diagram or flow chart and the box in block diagram or flow chart, can use and execute rule The dedicated hardware based systems of fixed functions or operations is realized, or can use the group of specialized hardware and computer instruction It closes to realize.
Being described in unit involved in the embodiment of the present disclosure can be realized by way of software, can also be by hard The mode of part realizes that described unit also can be set in the processor.Wherein, the title of these units is in certain situation Under do not constitute restriction to the unit itself.
As on the other hand, present invention also provides a kind of computer-readable medium, which be can be Included in electronic equipment described in above-described embodiment;It is also possible to individualism, and without in the supplying electronic equipment. Above-mentioned computer-readable medium carries one or more program, when the electronics is set by one for said one or multiple programs When standby execution, so that the electronic equipment realizes such as above-mentioned payment processing method as described in the examples.
For example, the electronic equipment may be implemented as shown in Figure 1: step S110 is asked according to the payment received It asks, obtains the shared check results for the payment request of verification platform;Step S120, according to the school of the payment request It tests and passes through as a result, determining whether the payment request verifies;Step S130, however, it is determined that the payment request verification passes through, then root Payment processing is executed according to the payment request.
For another example, each step as shown in Figures 2 to 4 may be implemented in the electronic equipment.
It should be noted that although being referred to several modules or list for acting the equipment executed in the above detailed description Member, but this division is not enforceable.In fact, according to embodiment of the present disclosure, it is above-described two or more Module or the feature and function of unit can embody in a module or unit.Conversely, an above-described mould The feature and function of block or unit can be to be embodied by multiple modules or unit with further division.
Through the above description of the embodiments, those skilled in the art is it can be readily appreciated that example described herein is implemented Mode can also be realized by software realization in such a way that software is in conjunction with necessary hardware.Therefore, according to the disclosure The technical solution of embodiment can be embodied in the form of software products, which can store non-volatile at one Property storage medium (can be CD-ROM, USB flash disk, mobile hard disk etc.) in or network on, including some instructions are so that a calculating Equipment (can be personal computer, server, touch control terminal or network equipment etc.) is executed according to disclosure embodiment Method.
Those skilled in the art after considering the specification and implementing the invention disclosed here, will readily occur to its of the disclosure Its embodiment.This application is intended to cover any variations, uses, or adaptations of the disclosure, these modifications, purposes or Person's adaptive change follows the general principles of this disclosure and including the undocumented common knowledge in the art of the disclosure Or conventional techniques.The description and examples are only to be considered as illustrative, and the true scope and spirit of the disclosure are by following Claim is pointed out.
It should be understood that the present disclosure is not limited to the precise structures that have been described above and shown in the drawings, and And various modifications and changes may be made without departing from the scope thereof.The scope of the present disclosure is only limited by the accompanying claims.

Claims (11)

1. a kind of payment processing method characterized by comprising
According to the payment request received, the shared check results for the payment request of verification platform are obtained;
According to the check results of the payment request, determines whether the payment request verifies and pass through;
If it is determined that the payment request verification passes through, then payment processing is executed according to the payment request.
2. payment processing method according to claim 1, which is characterized in that acquisition verification platform was shared is directed to the branch Pay the check results of request, comprising:
The check results are obtained from the memory space shared with the verification platform;Or
Receive the check results that the verification platform is sent;Or
The check results of the verification platform publication are obtained from block chain network.
3. payment processing method according to claim 1, which is characterized in that according to the check results of the payment request, It determines whether the payment request verifies to pass through, comprising:
According to the corresponding each verification mode of the payment request, obtained from the check results of the payment request described each The check results of verification mode;
It is unsanctioned object identifier mode that check results and/or check results have not been obtained if it exists, then again to the mesh Mark verification mode is verified;
After verifying and passing through to the object identifier mode, determine that the payment request verification passes through.
4. payment processing method according to claim 3, which is characterized in that according to the check results of the payment request, It determines whether the payment request verifies to pass through, further includes:
If the check results of each verification mode are to pass through, it is determined that the payment request verification passes through.
5. a kind of payment processing method characterized by comprising
The payment request got is verified, to obtain the check results of the payment request;
The check results of the payment request are shared with each payment platform.
6. payment processing method according to claim 5, which is characterized in that share the payment with each payment platform and ask The check results asked, comprising:
By the check results of the payment request store to in the memory space of each payment platform, with it is described each Payment platform shares the check results;Or
The check results of the payment request are sent to each payment platform;Or
The check results of the payment request are distributed in block chain network, with by the block chain network with it is described each Payment platform shares the check results.
7. the payment processing method according to any one of claim 5 to 6, which is characterized in that total with each payment platform Enjoy the check results of the payment request, comprising:
The check results of the payment request are shared with each payment platform by way of asynchronous process.
8. a kind of payment processing device characterized by comprising
Acquiring unit, for obtaining the shared school for the payment request of verification platform according to the payment request received Test result;
Determination unit determines whether the payment request verifies and passes through for the check results according to the payment request;
Processing unit, for executing payment processing according to the payment request after determining that the payment request verification passes through.
9. a kind of payment processing device characterized by comprising
Verification unit, for being verified to the payment request got, to obtain the check results of the payment request;
Shared cell, for sharing the check results of the payment request with each payment platform.
10. a kind of computer-readable medium, is stored thereon with computer program, which is characterized in that described program is held by processor Payment processing method according to any one of claims 1 to 4 is realized when row, and/or is realized as appointed in claim 5 to 7 Payment processing method described in one.
11. a kind of electronic equipment characterized by comprising
One or more processors;
Storage device, for storing one or more programs, when one or more of programs are by one or more of processing When device executes, so that one or more of processors realize payment processing side according to any one of claims 1 to 4 Method, and/or realize the payment processing method as described in any one of claim 5 to 7.
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