CN109003090A

CN109003090A - risk control method and device

Info

Publication number: CN109003090A
Application number: CN201810732671.5A
Authority: CN
Inventors: 张玄鹏
Original assignee: Alibaba Group Holding Ltd
Current assignee: Advanced New Technologies Co Ltd; Advantageous New Technologies Co Ltd
Priority date: 2018-07-05
Filing date: 2018-07-05
Publication date: 2018-12-14

Abstract

The embodiment of the present application provides a kind of risk control method and device, wherein method, it include: first, obtain business datum to be analyzed, if it is determined that business datum, which meets main air control strategy control, wraps corresponding applicable elements, it is then wrapped according to qualified main air control strategy control and determines the corresponding main air control result of decision of business datum, then, it is wrapped according to air control strategy control of revealing all the details and determines the corresponding air control result of decision of revealing all the details of business datum, the air control strategy control packet of revealing all the details does not have corresponding applicable elements, finally, the corresponding air control scheme of business datum is determined according to the main air control result of decision and the air control result of decision of revealing all the details.By the embodiment of the present application, it is able to ascend the accuracy that risk control is carried out to business datum on line.

Description

Risk control method and device

Technical field

This application involves field of computer technology more particularly to a kind of risk control methods and device.

Background technique

With the development of internet technology, more and more users carry out financial transaction by internet, for example, purchasing on line It buys commodity and is paid, finance product is bought on line, carries out bank transfer etc. on line.Financial operation on most of line is all Normal operating, however also deposit improper financial operation pays, commodity buyer and sells for example, hacker usurps other people accounts Frequent brush single act etc. between family.

Based on the above circumstances, it is necessary to a kind of risk control status be provided, risk is carried out to business datum on line to be promoted The accuracy of control effectively hits improper financial operation.

Summary of the invention

The purpose of the embodiment of the present application is to provide a kind of risk control method and device, with promoted to business datum on line into The accuracy of row risk control.

To reach above-mentioned technical purpose, the embodiment of the present application is achieved in that

The embodiment of the present application provides a kind of risk control method, comprising:

Obtain business datum to be analyzed；

If it is determined that the business datum, which meets main air control strategy control, wraps corresponding applicable elements, then according to qualified The main air control strategy control packet determines the corresponding main air control result of decision of the business datum；

According to revealing all the details, air control strategy control packet determines the corresponding air control result of decision of revealing all the details of the business datum；Wherein, institute It states air control strategy control packet of revealing all the details and does not have corresponding applicable elements；

The corresponding wind of the business datum is determined according to the main air control result of decision and the air control result of decision of revealing all the details Prosecutor case.

Obtain business datum to be analyzed；

If it is determined that the main air control result of decision meets default air control class requirement, then according to the main air control result of decision Determine the corresponding air control scheme of the business datum, otherwise, air control strategy control packet determines the business datum pair according to revealing all the details The air control result of decision of revealing all the details answered determines the business according to the main air control result of decision and the air control result of decision of revealing all the details The corresponding air control scheme of data, wherein the air control strategy control packet of revealing all the details does not have corresponding applicable elements.

The embodiment of the present application provides a kind of risk control device, comprising:

First obtains module, for obtaining business datum to be analyzed；

First result determining module, for main air control strategy control packet is corresponding to be applicable in if it is determined that the business datum meets Condition then determines the corresponding main air control decision knot of the business datum according to the qualified main air control strategy control packet Fruit；

Second result determining module is revealed all the details for determining that the business datum is corresponding according to air control strategy control packet of revealing all the details The air control result of decision；Wherein, the air control strategy control packet of revealing all the details does not have corresponding applicable elements；

First scheme determining module, for being determined according to the main air control result of decision and the air control result of decision of revealing all the details The corresponding air control scheme of the business datum.

Second obtains module, for obtaining business datum to be analyzed；

Third result determining module, for main air control strategy control packet is corresponding to be applicable in if it is determined that the business datum meets Condition then determines the corresponding main air control decision knot of the business datum according to the qualified main air control strategy control packet Fruit；

Alternative plan determining module is used for if it is determined that the main air control result of decision meets default air control class requirement, then The corresponding air control scheme of the business datum is determined according to the main air control result of decision, otherwise, according to air control strategy pipe of revealing all the details Control packet determines the corresponding air control result of decision of revealing all the details of the business datum, according to the main air control result of decision and the wind of revealing all the details Control the result of decision determine the corresponding air control scheme of the business datum, wherein it is described reveal all the details air control strategy control packet do not have pair The applicable elements answered.

The embodiment of the present application provides a kind of risk control equipment, comprising:

Processor；And

It is arranged to the memory of storage computer executable instructions, the executable instruction makes the place when executed Manage device:

Obtain business datum to be analyzed；

The embodiment of the present application provides a kind of storage medium, for storing computer executable instructions, the executable finger Following below scheme is realized in order when executed:

Obtain business datum to be analyzed；

Processor；And

Obtain business datum to be analyzed；

Technical solution in through this embodiment, since air control strategy control packet of revealing all the details does not have corresponding applicable elements, Therefore any one business datum can determine the corresponding air control result of decision of revealing all the details by air control strategy control packet of revealing all the details, and It, can also be according to qualified main air control and when business datum meets main air control strategy control and wraps corresponding applicable elements Strategy control, which is wrapped, determines the corresponding main air control result of decision of the business datum, thus in conjunction with the main air control result of decision and air control of revealing all the details The result of decision determines the corresponding air control scheme of the business datum, promotes the accuracy that risk control is carried out to business datum on line.

Also, the technical solution in through this embodiment, if the main air control result of decision meets default air control class requirement, The corresponding air control scheme of business datum is determined according to the main air control result of decision, if the main air control result of decision is unsatisfactory for default air control etc. Grade requires, then is wrapped according to air control strategy control of revealing all the details and determine the corresponding air control result of decision of revealing all the details of business datum, according to main air control The result of decision and the air control result of decision of revealing all the details determine the corresponding air control scheme of business datum, to determine respectively for different situations The corresponding air control scheme of business datum effectively promotes the accuracy of business datum risk control.

Detailed description of the invention

In order to illustrate the technical solutions in the embodiments of the present application or in the prior art more clearly, to embodiment or will show below There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this The some embodiments recorded in application, for those of ordinary skill in the art, in the premise of not making the creative labor property Under, it is also possible to obtain other drawings based on these drawings.

Fig. 1 is the schematic diagram of a scenario for the risk control that one embodiment of the application provides；

Fig. 2 is the flow diagram for the risk control method that one embodiment of the application provides；

Fig. 3 is the schematic diagram for the main air control result of decision of determination that one embodiment of the application provides；

Fig. 4 is that the determination that provides of one embodiment of the application is revealed all the details the schematic diagram of the air control result of decision；

Fig. 5 is the flow diagram for the risk control method that another embodiment of the application provides；

Fig. 6 is the flow diagram for the risk control method that another embodiment of the application provides；

Fig. 7 is the module composition schematic diagram for the risk control device that one embodiment of the application provides；

Fig. 8 is the module composition schematic diagram for the risk control device that another embodiment of the application provides；

Fig. 9 is the structural schematic diagram for the risk control equipment that one embodiment of the application provides.

Specific embodiment

In order to make those skilled in the art better understand the technical solutions in the application, below in conjunction with the application reality The attached drawing in example is applied, the technical scheme in the embodiment of the application is clearly and completely described, it is clear that described implementation Example is merely a part but not all of the embodiments of the present application.Based on the embodiment in the application, this field is common The application protection all should belong in technical staff's every other embodiment obtained without creative efforts Range.

The embodiment of the present application provides a kind of risk control method and device, carries out risk to business datum on line to be promoted The accuracy of control.Fig. 1 is the schematic diagram of a scenario for the risk control that one embodiment of the application provides, as shown in Figure 1, the scene packet Client 100 and server 200 are included, server 200 can be server cluster or Cloud Server form.Client 100 can To send business datum to server 200 under the operation of user, business datum includes but is not limited to logon data, payment data Deng.For example, register of the client 100 according to user, the logon data of user, for another example, client are sent to server 200 100, according to the delivery operation of user, the payment data of user are sent to server 200.Server 200 can be to client 100 The business datum of transmission is analyzed, and the corresponding air control scheme of business datum is determined, to realize the risk control of business datum. For example, server 200 analyzes payment data, determine that the corresponding air control scheme of payment data is to allow to pay, Huo Zhefeng Prosecutor case, which is refusal to pay, or air control scheme is allows to pay, but needs to monitor the subsequent flow direction of this order, to guarantee The safety of payment of user realizes the risk control of business datum.

Fig. 2 is the flow diagram for the risk control method that one embodiment of the application provides, based on the scene in Fig. 1, originally Application embodiment provides risk control method as shown in Figure 2, and this method can be executed by the server 200 in Fig. 1, such as schemes Shown in 2, this method comprises:

Step S202 obtains business datum to be analyzed；

Step S204, however, it is determined that the business datum meets main air control strategy control and wraps corresponding applicable elements, then according to symbol The main air control strategy control of conjunction condition, which is wrapped, determines the corresponding main air control result of decision of the business datum；

Step S206 is wrapped according to air control strategy control of revealing all the details and is determined the corresponding air control result of decision of revealing all the details of the business datum, Wherein, air control strategy of revealing all the details control packet does not have corresponding applicable elements；

Step S208 determines the corresponding air control of the business datum according to the main air control result of decision and the air control result of decision of revealing all the details Scheme.

As it can be seen that by the embodiment of the present application, since air control strategy control packet of revealing all the details does not have corresponding applicable elements, Any one business datum can determine the corresponding air control result of decision of revealing all the details by air control strategy control packet of revealing all the details, also, It, can also be according to qualified main air control strategy when business datum meets main air control strategy control and wraps corresponding applicable elements Control, which is wrapped, determines the corresponding main air control result of decision of the business datum, thus in conjunction with the main air control result of decision and air control decision of revealing all the details As a result it determines the corresponding air control scheme of the business datum, promotes the accuracy for carrying out risk control to business datum on line.

In the embodiment of the present application, if business datum does not meet main air control strategy, corresponding applicable elements are wrapped in control, can be with By revealing all the details, air control strategy control packet determines the corresponding air control result of decision of revealing all the details, and according to revealing all the details, the air control result of decision determines the industry The corresponding air control scheme of data of being engaged in, so that the air control strategy control packet that will reveal all the details effectively promotes business datum wind as strategy of revealing all the details The accuracy nearly controlled, avoid separately through main air control strategy manage packet to business datum carry out risk control there are careless omissions to ask Topic, and avoid business datum from not meeting any one main air control strategy control and wrap corresponding applicable elements, so that not to business Data carry out the problem of risk control.

In above-mentioned steps S202, the business datum to be analyzed of acquisition includes but is not limited to the logon data of user, user Payment data etc., wherein logon data includes but is not limited to User ID (identity, identity), User IP The mark of server etc. that (Internet Protocol, network protocol) address, user are logged in, payment data include but not It is limited to User ID, type of network that IP address, order ID, payment amount, the means of payment, user are connected etc..Wherein, The type for the network that user is connected can be divided into WIFI (Wireless Fidelity, Wireless Fidelity) network and base station provides Mobile network.

In the embodiment of the present application, the quantity of main air control strategy control packet is one or more, each main air control strategy control It wraps and all has corresponding applicable elements, in above-mentioned steps S204, it is corresponding to determine that business datum meets main air control strategy control packet When applicable elements, the field contents that corresponding specific fields are wrapped in each main air control strategy control can be extracted from business datum, According to the field contents of the specific fields of extraction, it is suitable corresponding to corresponding main air control strategy control packet to determine that business datum meets Use condition.

For example, business datum to be analyzed is payment data, main air control strategy control packet altogether there are three, be for branch respectively Pay environment main air control strategy control packet, for account number safety main air control strategy control packet, for the main air control of payment amount Strategy control packet, for payment environment main air control strategy control packet counterpart expenditure data in network type field, be directed to account Beneficiary account levels field in the main air control strategy control packet counterpart expenditure data of number safety, the main wind for payment amount Payment amount field in control strategy control packet counterpart expenditure data extracts network class then in the present embodiment from payment data Content, the content of beneficiary account levels field and the content of payment amount field of type-word section, according to the content of extraction, judgement Whether payment data meets the corresponding applicable elements of corresponding main air control strategy control packet.For example, if network type field The public WIFI network of content representation, it is determined that payment data meets corresponding for the main air control strategy control packet of payment environment Applicable elements, conversely, determining that payment data does not meet the applicable item corresponding for the main air control strategy control packet of payment environment Part, if the grade of the content representation beneficiary account of beneficiary account levels field is lower than predetermined level, it is determined that payment data Meet the applicable elements corresponding for the main air control strategy control packet of account number safety, conversely, determining that payment data does not meet needle The corresponding applicable elements of main air control strategy control packet to account number safety, if the content representation payment amount of payment amount field Greater than default amount, it is determined that payment data meets the applicable item corresponding for the main air control strategy control packet of payment amount Part, conversely, determining that payment data does not meet the applicable elements corresponding for the main air control strategy control packet of payment amount.

In the present embodiment, however, it is determined that business datum meets main air control strategy control and wraps corresponding applicable elements, then according to symbol The main air control strategy control of conjunction condition, which is wrapped, determines the corresponding main air control result of decision of business datum.It is understood that working as business datum When meeting part main air control strategy control and wrapping corresponding applicable elements, then the business of determination is wrapped according to the main air control strategy control in the part The corresponding main air control result of decision of data, when business datum meets all main air control strategy control corresponding applicable elements of packet, It is then wrapped according to whole main air control strategy control and determines the corresponding main air control result of decision of business datum, each qualified master A corresponding main air control result of decision is wrapped in the control of air control strategy, therefore the quantity of the main air control result of decision is one or more.When So, if business datum does not meet any one main air control strategy control and wraps corresponding applicable elements, main air control plan can be skipped Slightly control packet directly wraps according to air control strategy control of revealing all the details and determines the corresponding air control result of decision of revealing all the details of business datum.

In the present embodiment, the quantity of main air control strategy control packet is one or more, and each main air control strategy manages Bao Jun Including one or more main air control strategies, then in the present embodiment, industry is determined wrapping according to qualified main air control strategy control When the corresponding main air control result of decision of data of being engaged in, it is first determined qualified main air control strategy manages each main wind for including Then control strategy determines main air control decision of the business datum respectively under each main air control strategy as a result, last according to each A main sub- result of air control decision summarizes to obtain the main air control result of decision of corresponding main air control strategy control packet.

Fig. 3 is the schematic diagram for the main air control result of decision of determination that one embodiment of the application provides, as shown in figure 3, the application Embodiment includes multiple main air control strategy control packets, and each main air control strategy control packet has corresponding applicable elements, and each Main air control strategy control packet includes multiple main air control strategies.In the present embodiment, first in multiple main air control strategy control packets, really At least one fixed qualified main air control strategy control packet, and the main air control strategy control for being determined for compliance with condition include it is each A main air control strategy, then, it is determined that each main air control decision of the business datum under the main air control strategy is as a result, summarize each Main air control decision is as a result, obtain the main air control result of decision of corresponding main air control strategy control packet.As it can be seen that in the present embodiment, The quantity of qualified main air control strategy control packet can be one or more, each qualified main air control strategy control Packet corresponds to a main air control result of decision, then the quantity of the main air control result of decision is also one or more.

In one example, business datum is payment data, and payment data meets the main air control strategy pipe for payment amount The corresponding applicable elements of control packet, and meet the applicable elements corresponding for the main air control strategy control packet of account number safety, And for the main air control strategy of payment amount control packet comprising the main air control strategy for payment amount and for the payment frequency Main air control strategy includes the main air control strategy for account credit for the main air control strategy control packet of account number safety, then this reality It applies in example, it is first determined manage each main air control strategy for including for the main air control strategy of payment amount, and determination is directed to The main air control strategy of account safety manages each main air control strategy for including, then, it is determined that business datum is respectively in each master Under air control strategy main air control decision son as a result, for example, for payment amount main air control strategy under, the main wind of business datum The sub- result of decision is controlled to agree to payment, but palpus monitor subsequent order variation, under the main air control strategy for being directed to the payment frequency, business The main sub- result of air control decision of data is to agree to payment, under the main air control strategy for account credit, main air control decision sub- knot Fruit is to agree to payment, finally, being summarized to obtain the master of corresponding main air control strategy control packet according to each main sub- result of air control decision The air control result of decision, for example, according to for the sub- result of main air control decision under the main air control strategy of payment amount and for payment Main air control decision under the main air control strategy of the frequency is as a result, summarize to obtain the main air control strategy control packet for being directed to payment amount The main air control result of decision, the main air control result of decision be agree to payment, but must the variation of monitor subsequent order, and, according to being directed to Main air control decision under the main air control strategy of account credit is as a result, summarize to obtain the main air control strategy control for account number safety The main air control result of decision of packet, the main air control result of decision are to agree to payment.

It is understood that corresponding one main air control decision of each main air control strategy is as a result, therefore air control main for one For strategy control packet, if will have multiple main air control decision as a result, the present embodiment it includes multiple main air control strategies In, main air control strategy can be managed and wrap corresponding main air control decision of whole as a result, being used as the main air control plan after summarizing duplicate removal The main air control result of decision of packet is slightly managed, alternatively, wrapped in the corresponding main sub- result of air control decision of whole in the control of main air control strategy, Summarize to obtain highest main air control decision of air control grade as a result, by highest air control decision of the air control grade as a result, conduct The main air control result of decision of the main air control strategy control packet.Wherein, the air control grade of the sub- result of air control decision can be according to air control The sub- result of decision determines the influence degree of business datum, for example, the air control for refusing the corresponding user's request of business datum Decision is as a result, its air control grade highest, the air control decision for verifying the corresponding user identity of business datum are sub as a result, its wind Control grade is secondly, for allowing business datum to carry out air control decision of subsequent processing as a result, its air control grade is minimum.

In the present embodiment, since air control strategy control packet of revealing all the details does not have corresponding applicable elements, also according to revealing all the details The control of air control strategy, which is wrapped, determines the corresponding air control result of decision of revealing all the details of business datum, similarly with main air control strategy control packet, pocket Multiple air control strategies of revealing all the details are wrapped in the control of bottom air control strategy, since air control strategy control packet of revealing all the details does not have corresponding applicable elements, Arbitrary business datum is required to carry out risk control by air control strategy control packet of revealing all the details, it is therefore preferable that in air control plan of revealing all the details More important main air control strategy slightly, which is configured, in control packet is used as air control strategy of revealing all the details, it can be in the following manner in the present embodiment Configure air control strategy of revealing all the details:

From each main air control strategy, the main air control strategy that air control weight is greater than default weight is chosen, according to the master of selection Air control strategy determines that air control strategy of revealing all the details manages the air control strategy of revealing all the details for including, wherein air control weight is according to history service number It is obtained according to the sub- result determination of the main air control decision of history under main air control strategy.

Specifically, first according to main air control decision of history of the history service data under main air control strategy as a result, determining Obtain the air control weight of main air control strategy.For example, the air control preset for refusing the corresponding user's request of business datum is determined Plan is as a result, its air control grade highest, the air control decision for verifying the corresponding user identity of business datum are sub as a result, its air control Grade is secondly, for allowing business datum to carry out air control decision of subsequent processing as a result, its air control grade is minimum.The present embodiment In, main air control decision of history of the history service data under each main air control strategy is obtained as a result, according to each main air control plan The air control grade of the slightly corresponding main sub- result of air control decision of each history, determines the air control weight of each main air control strategy.

In one embodiment, calculate in the corresponding each main sub- result of air control decision of history of each main air control strategy, air control The quantity accounting of the highest sub- result of air control decision of grade, according to the quantity accounting, determination obtains the wind of each main air control strategy Control weight, wherein can be quantity accounting, as air control weight, or by quantity accounting amplify several times after, as air control Weight.

For example, main air control strategy includes A, B, C, each history of the statistical history business datum under each main air control strategy Main air control decision as a result, obtain corresponding A1 main air control decision of A as a result, corresponding B1 main air control decision of B as a result, The corresponding C1 main sub- result of air control decision of C, wherein in the A1 main sub- results of air control decision, 35% main air control decision As a result for air control grade highest air control decision as a result, in the B1 main sub- results of air control decision, 15% main air control decision Sub- result is highest air control decision of air control grade as a result, in the C1 main sub- results of air control decision, and 65% main air control is determined The sub- result of plan is the highest sub- result of air control decision of air control grade, it is determined that the air control weight of main air control strategy A is 35, main air control The air control weight of tactful B is 15, and the air control weight of main air control strategy C is 65.

It is of course also possible to by other means according to the main air control decision of history of the history service data under main air control strategy Son is as a result, determination obtains the air control weight of main air control strategy, for example, obtaining history service data under each main air control strategy History main air control decision is as a result, according to the air control etc. of the corresponding each main sub- result of air control decision of history of each main air control strategy The distributed data of grade, determines the air control weight of each main air control strategy, is not repeated herein.

In the present embodiment, default weight is set, the main wind that air control weight is greater than default weight is chosen in main air control strategy Control strategy, and the air control strategy of revealing all the details for including is managed using the air control project of selection as air control strategy of revealing all the details.

Since the air control weight for air control strategy of revealing all the details is greater than default weight, and air control weight according to history service data in master The sub- result determination of the main air control decision of history under air control strategy obtains, therefore air control strategy of revealing all the details is more important air control item Mesh, even if can also pass through pocket so that business datum does not meet any one main air control strategy control and wraps corresponding applicable elements Bottom air control strategy control packet obtains accurately risk control.

It is similar with main air control strategy control packet, in the present embodiment, is wrapped according to air control strategy control of revealing all the details and determine business datum The corresponding air control result of decision of revealing all the details, can be with are as follows: determines business datum in each air control decision of revealing all the details revealed all the details under air control strategy Son is as a result, summarize to obtain the air control result of decision of revealing all the details according to each sub- result of air control decision of revealing all the details.

Wherein, air control strategy of each revealing all the details corresponds to a sub- result of air control decision of revealing all the details.Here can will reveal all the details air control plan Slightly control wraps corresponding whole and reveals all the details air control decision as a result, as the air control result of decision of revealing all the details after summarizing duplicate removal, alternatively, in pocket The corresponding whole of bottom air control strategy control packet is revealed all the details in the sub- result of air control decision, summarizes to obtain the highest air control of revealing all the details of air control grade Decision is as a result, by highest air control decision of the air control grade as a result, as the air control result of decision of revealing all the details.

Fig. 4 is that the determination that provides of one embodiment of the application is revealed all the details the schematic diagram of the air control result of decision, as shown in figure 4, this Shen Please embodiment include reveal all the details air control strategy control packet, air control strategy of revealing all the details control packet include at least one air control strategy of revealing all the details.This In embodiment, determine business datum in each air control decision of revealing all the details revealed all the details under air control strategy as a result, summarizing each wind of revealing all the details Decision is controlled as a result, obtaining the air control result of decision of revealing all the details.

It is noted that in the present embodiment, determine main air control decision of the business datum under main air control strategy as a result, And determine reveal all the details air control decision of the business datum under air control strategy of revealing all the details as a result, all can be for business datum Deterministic process.For example, main air control strategy is the main air control strategy for payment amount, the payment gold carried in business datum is read The content of volume field can be corresponding with main air control strategy according to payment amount to obtain the corresponding payment amount of business datum The size relation between amount is set, determines main air control decision of the business datum under the main air control strategy for payment amount As a result.It determines that the process of reveal all the details air control decision sub- result of the business datum under air control strategy of revealing all the details is similar therewith, is not repeating.

In the present embodiment, according to the main air control result of decision and the air control result of decision of revealing all the details, the corresponding wind of business datum is determined Prosecutor case, can be with are as follows: summarizes the main air control result of decision and reveal all the details the air control result of decision and duplicate removal, the air control obtained after duplicate removal is determined Plan result is as the corresponding air control scheme of business datum, to realize the risk control of business datum.

Fig. 5 is the flow diagram for the risk control method that another embodiment of the application provides, which can be by taking Business device executes, as shown in figure 5, the process includes:

Step S502 obtains business datum to be analyzed.

Step S504, judges whether business datum meets preset risk control condition.If meeting, then follow the steps Otherwise S506 executes step S522.

Specifically, it can judge whether business datum meets preset risk control condition according to the attribute of business datum, For example, if business datum is payment data, it is determined that business datum meets preset risk control condition, conversely, business datum Preset risk control condition is not met.Alternatively, judging whether business datum meets according to the corresponding service environment of business datum Preset risk control condition, for example, if business datum is the business datum occurred at public WIFI, it is determined that business datum Meet preset risk control condition, conversely, business datum does not meet preset risk control condition.

Step S506 obtains main air control strategy and manages the package list.

Wherein, main air control strategy, which manages record in the package list, multiple main air control strategy control packets.

Step S508 reads the main air control strategy control that main air control strategy is managed in the package list in order and wraps.

Step S510, judges whether business datum meets the corresponding applicable elements of main air control strategy control packet of reading.If Meet, execute step S512, otherwise, executes step S514.

Step S512 is wrapped according to the qualified main air control strategy control and is determined the corresponding main air control decision of business datum As a result.

The step detailed process can refer to the above-mentioned description for Fig. 2.After step S512 is finished, go to step S514。

Step S514 judges whether to have read main air control strategy and manages the last one main air control strategy in the package list Control packet.If so, executing step S516, otherwise, return step S508.

Step S516 obtains air control strategy control packet of revealing all the details.

Step S518 is wrapped according to air control strategy control of revealing all the details and is determined the corresponding air control result of decision of revealing all the details of business datum.

The step detailed process can refer to the above-mentioned description for Fig. 2.After step S518 is finished, go to step S520。

Step S520 determines that business datum is corresponding according to each main air control result of decision and the air control result of decision of revealing all the details Air control scheme.

The step detailed process can refer to the above-mentioned description for Fig. 2.

Step S522 obtains air control strategy control packet of revealing all the details, and according to revealing all the details, determining business datum pair is wrapped in the control of air control strategy The air control result of decision of revealing all the details answered.

Step S524 determines the corresponding air control scheme of business datum according to the air control result of decision of revealing all the details.

For example, searching highest air control decision of revealing all the details of air control grade in the air control result of decision of revealing all the details as a result, by the wind Highest air control decision of revealing all the details of control grade is as a result, as the corresponding air control scheme of business datum, to realize business datum Risk control.

According to the method in Fig. 5 it is found that by the method in the embodiment of the present application, no matter business datum whether meet it is default Risk control condition, and no matter whether business datum meets any one main air control strategy control wraps corresponding applicable item Part can carry out accurately risk control to business datum by air control strategy control packet of revealing all the details, thus the air control plan that will reveal all the details Slightly control packet effectively promotes the accuracy of business datum risk control, avoids separately through main air control strategy as strategy of revealing all the details Control packet, which carries out risk control to business datum, has careless omission, and business datum is avoided not meet any one main wind Corresponding applicable elements are wrapped in control strategy control, so that the problem of not carrying out risk control to business datum.

Main air control strategy in the embodiment of the present application manages packet, that is, the Profile in international air control system, main wind Corresponding applicable elements are wrapped in control strategy control, that is, the Selector of Profile.Air control strategy of revealing all the details control packet is equivalent to Do not have the Default Profile of Selector, so that any business datum can pass through air control strategy pipe of revealing all the details Control packet carries out risk control.

The embodiment of the present application also provides a kind of risk control method, Fig. 6 is the risk that another embodiment of the application provides The flow diagram of control method, the process can be executed by server, as shown in fig. 6, the process includes:

Step S602 obtains business datum to be analyzed.

Step S604, judges whether business datum meets main air control strategy control and wrap corresponding applicable elements.

If meeting, step S606 is executed, otherwise, executes step S612.

Step S606 is wrapped according to qualified main air control strategy control and is determined the corresponding main air control decision knot of business datum Fruit.

The quantity of main air control strategy control packet is one or more, and each main air control strategy control packet includes one or more Main air control strategy wraps according to qualified main air control strategy control and determines the corresponding main air control result of decision of business datum, can With are as follows: the main air control strategy for being determined for compliance with condition manages each main air control strategy for including, and determines business datum respectively each Main air control decision under a main air control strategy according to each main sub- result of air control decision as a result, summarize to obtain corresponding main air control The main air control result of decision of strategy control packet.

Step S608, judges whether the main air control result of decision meets default air control class requirement.

If satisfied, executing step S610, otherwise, step S614 is executed.

Specifically, if the main air control result of decision is for refusing the corresponding user's request of business datum, it is determined that main air control is determined Plan result meets default air control class requirement.In risk control field, refuse user's request so that business datum can not be after The air control result of decision of reforwarding row belongs to the most stringent air control result of decision of air control grade highest, air control effect, no matter subsequent Which kind of air control result of decision is determined again, as long as the main air control result of decision is requested for refusing the corresponding user of business datum, Illustrate that the business datum risk is larger, to guarantee service security, should all refuse the corresponding user's request of business datum.

Step S610 determines the corresponding air control scheme of business datum according to the main air control result of decision.

For example, using the main air control result of decision as the corresponding air control scheme of business datum, that is, air control scheme is refusal industry The corresponding user's request of data of being engaged in, so that business datum can not continue to run.

Step S612 is wrapped according to air control strategy control of revealing all the details and is determined the corresponding air control result of decision of revealing all the details of business datum, root The corresponding air control scheme of business datum is determined according to the air control result of decision of revealing all the details.

Step S614 is wrapped according to air control strategy control of revealing all the details and is determined the corresponding air control result of decision of revealing all the details of business datum, root The corresponding air control scheme of business datum is determined according to the main air control result of decision and the air control result of decision of revealing all the details.

In the present embodiment, air control strategy of revealing all the details control packet does not have corresponding applicable elements.

In the embodiment of the present application, air control strategy of revealing all the details control packet includes multiple air control strategies of revealing all the details, can be from each main wind In control strategy, the main air control strategy that air control weight is greater than default weight is chosen, wind of revealing all the details is determined according to the main air control strategy of selection The air control strategy of revealing all the details that control strategy control includes, wherein air control weight is according to history service data under main air control strategy The sub- result determination of the main air control decision of history obtains.

In the present embodiment, according to revealing all the details, air control strategy control packet determines the corresponding air control decision knot of revealing all the details of the business datum Fruit, can be with are as follows: determines business datum in each air control decision of revealing all the details revealed all the details under air control strategy as a result, according to each wind of revealing all the details The control sub- result of decision summarizes to obtain the air control result of decision of revealing all the details.Detailed process in the embodiment of the present application can retouching with reference to front It states, is not repeated herein.

By the method in Fig. 6, if the main air control result of decision meets default air control class requirement, according to main air control decision As a result the corresponding air control scheme of business datum is determined, if the main air control result of decision is unsatisfactory for default air control class requirement, basis Air control strategy of revealing all the details control, which is wrapped, determines the corresponding air control result of decision of revealing all the details of business datum, according to the main air control result of decision and reveals all the details The air control result of decision determines the corresponding air control scheme of business datum, to determine that business datum is corresponding respectively for different situations Air control scheme effectively promotes the accuracy of business datum risk control.

For risk control method above-mentioned, the embodiment of the present application also provides a kind of risk control device, Fig. 7 is this Shen Please an embodiment provide risk control device module composition schematic diagram, as shown in fig. 7, the device includes: the first acquisition mould Block 71, for obtaining business datum to be analyzed；First result determining module 72, for if it is determined that the business datum meets master Corresponding applicable elements are wrapped in the control of air control strategy, then determine the business according to the qualified main air control strategy control packet The corresponding main air control result of decision of data；Second result determining module 73 determines institute for wrapping according to air control strategy control of revealing all the details State the corresponding air control result of decision of revealing all the details of business datum；Wherein, the air control strategy control packet of revealing all the details does not have corresponding be applicable in Condition；First scheme determining module 74, for being determined according to the main air control result of decision and the air control result of decision of revealing all the details The corresponding air control scheme of the business datum.

Optionally, the quantity of the main air control strategy control packet is one or more, each main air control strategy control Packet all has corresponding applicable elements；The first result determining module 72 is specifically used for: extracting from the business datum each The field contents of corresponding specific fields are wrapped in a main air control strategy control；According in the field of the specific fields of extraction Hold, determines that the business datum meets the corresponding applicable elements of the corresponding main air control strategy control packet.

Optionally, the quantity of the main air control strategy control packet is one or more, each main air control strategy control Packet includes one or more main air control strategies；The first result determining module 72 is specifically used for: being determined for compliance with the described of condition Main air control strategy manages each main air control strategy for including；Determine the business datum respectively in each main air control strategy Under the main sub- result of air control decision；Summarize to obtain the corresponding main air control strategy according to each main sub- result of air control decision Manage the main air control result of decision of packet.

Optionally, the air control strategy control packet of revealing all the details includes multiple air control strategies of revealing all the details；Described device further includes first Project chooses module, is used for: from each main air control strategy, choosing the main air control plan that air control weight is greater than default weight Slightly；According to the main air control strategy of selection determine described in reveal all the details the control of air control strategy include described in reveal all the details air control strategy； Wherein, the air control weight is determined according to the sub- result of the main air control decision of history of the history service data under the main air control strategy It obtains.

Optionally, the second result determining module 73 is specifically used for: determining that the business datum described is revealed all the details each The sub- result of air control decision of revealing all the details under air control strategy；Summarized to obtain described reveal all the details according to each sub- result of air control decision of revealing all the details The air control result of decision.

Optionally, the device further include: condition determining module, for determining that the business datum meets main air control strategy Before corresponding applicable elements are wrapped in control, determine that the business datum meets preset risk control condition.

Optionally, which further includes third determining module, is used for: if it is determined that the business datum does not meet described preset Risk control condition, then the corresponding air control decision knot of revealing all the details of the business datum is determined according to air control strategy control packet of revealing all the details Fruit；The corresponding air control scheme of the business datum is determined according to the air control result of decision of revealing all the details.

Through this embodiment, since air control strategy control packet of revealing all the details does not have corresponding applicable elements, any one Business datum can determine the corresponding air control result of decision of revealing all the details by air control strategy control packet of revealing all the details, also, in business number It, can also be true according to qualified main air control strategy control packet when according to meeting the main air control strategy control corresponding applicable elements of packet The fixed corresponding main air control result of decision of the business datum, to be determined in conjunction with the main air control result of decision and the air control result of decision of revealing all the details The corresponding air control scheme of the business datum promotes the accuracy that risk control is carried out to business datum on line.

The device can be realized each process of risk control method above-mentioned, and have the same effect, here no longer It repeats.

For risk control method above-mentioned, the embodiment of the present application also provides a kind of risk control device, Fig. 8 is this Shen Please the module composition schematic diagram of risk control device that provides of another embodiment, as shown in figure 8, the device includes: the second acquisition Module 81, for obtaining business datum to be analyzed；Third result determining module 82, for if it is determined that the business datum meets Corresponding applicable elements are wrapped in main air control strategy control, then determine the industry according to the qualified main air control strategy control packet The corresponding main air control result of decision of data of being engaged in；Alternative plan determining module 83 is used for if it is determined that the main air control result of decision is full The default air control class requirement of foot, then determine the corresponding air control scheme of the business datum according to the main air control result of decision, no Then, the corresponding air control result of decision of revealing all the details of the business datum is determined according to air control strategy control packet of revealing all the details, according to the main wind The control result of decision and the air control result of decision of revealing all the details determine the corresponding air control scheme of the business datum, wherein described to reveal all the details Air control strategy control packet does not have corresponding applicable elements.

Optionally, the alternative plan determining module 83 is specifically used for: if the main air control result of decision is for refusing institute State the corresponding user's request of business datum, it is determined that the main air control result of decision meets default air control class requirement.

Optionally, the quantity of the main air control strategy control packet is one or more, each main air control strategy control Packet includes one or more main air control strategies；The third result determining module 82 is specifically used for: being determined for compliance with the described of condition Main air control strategy manages each main air control strategy for including；Determine the business datum respectively in each main air control strategy Under the main sub- result of air control decision；Summarize to obtain the corresponding main air control strategy according to each main sub- result of air control decision Manage the main air control result of decision of packet.

Optionally, the air control strategy control packet of revealing all the details includes multiple air control strategies of revealing all the details；Described device further includes second Project chooses module, is used for: from each main air control strategy, choosing the main air control plan that air control weight is greater than default weight Slightly；According to the main air control strategy of selection determine described in reveal all the details the control of air control strategy include described in reveal all the details air control strategy； Wherein, the air control weight is determined according to the sub- result of the main air control decision of history of the history service data under the main air control strategy It obtains.

Optionally, the alternative plan determining module 83 is specifically used for: determining that the business datum described is revealed all the details each The sub- result of air control decision of revealing all the details under air control strategy；Summarized to obtain described reveal all the details according to each sub- result of air control decision of revealing all the details The air control result of decision.

Through this embodiment, if the main air control result of decision meets default air control class requirement, according to main air control decision knot Fruit determines the corresponding air control scheme of business datum, if the main air control result of decision is unsatisfactory for default air control class requirement, according to pocket The control of bottom air control strategy, which is wrapped, determines the corresponding air control result of decision of revealing all the details of business datum, according to the main air control result of decision and wind of revealing all the details The control result of decision determines the corresponding air control scheme of business datum, to determine the corresponding wind of business datum respectively for different situations Prosecutor case effectively promotes the accuracy of business datum risk control.

Further, the embodiment of the present application also provides a kind of risk control equipment, Fig. 9 provides for one embodiment of the application Risk control equipment structural schematic diagram, as shown in figure 9, risk control equipment can generate and compare because configuration or performance are different Big difference may include one or more processor 901 and memory 902, can store one in memory 902 A or more than one storage application program or data.Wherein, memory 902 can be of short duration storage or persistent storage.It is stored in The application program of memory 902 may include one or more modules (diagram is not shown), and each module may include pair Series of computation machine executable instruction in risk control equipment.Further, processor 901 can be set to and memory 902 communications execute the series of computation machine executable instruction in memory 902 in risk control equipment.Risk control equipment Can also include one or more power supplys 903, one or more wired or wireless network interfaces 904, one or one A above input/output interface 905, one or more keyboards 906 etc..

In a specific embodiment, risk control equipment includes memory and one or more journey Sequence, perhaps more than one program is stored in memory and one or more than one program may include one for one of them Or more than one module, and each module may include to the series of computation machine executable instruction in risk control equipment, and Be configured to be executed this by one or more than one processor or more than one program include by carry out it is following based on Calculation machine executable instruction:

Obtain business datum to be analyzed；If it is determined that the business datum meets, main air control strategy control packet is corresponding to be applicable in Condition then determines the corresponding main air control decision knot of the business datum according to the qualified main air control strategy control packet Fruit；According to revealing all the details, air control strategy control packet determines the corresponding air control result of decision of revealing all the details of the business datum；Wherein, described to reveal all the details Air control strategy control packet does not have corresponding applicable elements；According to the main air control result of decision and the air control decision knot of revealing all the details Fruit determines the corresponding air control scheme of the business datum.

Optionally, computer executable instructions when executed, the quantity of the main air control strategy control packet be one or Multiple, each main air control strategy control packet all has corresponding applicable elements；Determine that the business datum meets main air control Corresponding applicable elements are wrapped in strategy control, comprising: each main air control strategy control packet pair is extracted from the business datum The field contents for the specific fields answered；According to the field contents of the specific fields of extraction, determine that the business datum meets The corresponding applicable elements of the corresponding main air control strategy control packet.

Optionally, computer executable instructions when executed, the quantity of the main air control strategy control packet be one or Multiple, each main air control strategy control packet includes one or more main air control strategies；According to the qualified main wind Control strategy control packet determines the corresponding main air control result of decision of the business datum, comprising: is determined for compliance with the main wind of condition Each main air control strategy that control strategy control includes；Determine the business datum respectively under each main air control strategy The main sub- result of air control decision；Summarized to obtain the corresponding main air control strategy control according to each main sub- result of air control decision The main air control result of decision of packet.

Optionally, when executed, the air control strategy control packet of revealing all the details includes multiple reveals all the details to computer executable instructions Air control strategy；Further include: from each main air control strategy, choose the main air control strategy that air control weight is greater than default weight； According to the main air control strategy of selection determine described in reveal all the details the control of air control strategy include described in reveal all the details air control strategy；Its In, the air control weight is according to the main sub- result of air control decision of history of the history service data under the main air control strategy determining It arrives.

Optionally, when executed, according to revealing all the details, air control strategy control packet determines the business to computer executable instructions The corresponding air control result of decision of revealing all the details of data, comprising: determine the business datum in each pocket revealed all the details under air control strategy The sub- result of bottom air control decision；Summarized to obtain the air control result of decision of revealing all the details according to each sub- result of air control decision of revealing all the details.

Optionally, computer executable instructions when executed, are determining that the business datum meets main air control strategy pipe Control is wrapped before corresponding applicable elements, further includes: determines that the business datum meets preset risk control condition.

Optionally, computer executable instructions are when executed, further includes: if it is determined that the business datum do not meet it is described Preset risk control condition then determines the corresponding air control decision of revealing all the details of the business datum according to air control strategy control packet of revealing all the details As a result；The corresponding air control scheme of the business datum is determined according to the air control result of decision of revealing all the details.

Obtain business datum to be analyzed；If it is determined that the business datum meets, main air control strategy control packet is corresponding to be applicable in Condition then determines the corresponding main air control decision knot of the business datum according to the qualified main air control strategy control packet Fruit；If it is determined that the main air control result of decision meets default air control class requirement, then determined according to the main air control result of decision The corresponding air control scheme of the business datum, otherwise, according to revealing all the details, air control strategy control packet determines that the business datum is corresponding It reveals all the details the air control result of decision, the business datum is determined according to the main air control result of decision and the air control result of decision of revealing all the details Corresponding air control scheme, wherein the air control strategy control packet of revealing all the details does not have corresponding applicable elements.

Optionally, computer executable instructions when executed, determine that the main air control result of decision meets default air control Class requirement, comprising: if the main air control result of decision is for refusing the corresponding user's request of the business datum, it is determined that institute It states the main air control result of decision and meets default air control class requirement.

Further, the embodiment of the present application also provides a kind of storage medium, for storing computer executable instructions, one In kind specific embodiment, which can be USB flash disk, CD, hard disk etc., and the computer of storage medium storage is executable Instruction is able to achieve following below scheme when being executed by processor:

In the 1990s, the improvement of a technology can be distinguished clearly be on hardware improvement (for example, Improvement to circuit structures such as diode, transistor, switches) or software on improvement (improvement for method flow).So And with the development of technology, the improvement of current many method flows can be considered as directly improving for hardware circuit. Designer nearly all obtains corresponding hardware circuit by the way that improved method flow to be programmed into hardware circuit.Cause This, it cannot be said that the improvement of a method flow cannot be realized with hardware entities module.For example, programmable logic device (Programmable Logic Device, PLD) (such as field programmable gate array (Field Programmable Gate Array, FPGA)) it is exactly such a integrated circuit, logic function determines device programming by user.By designer Voluntarily programming comes a digital display circuit " integrated " on a piece of PLD, designs and makes without asking chip maker Dedicated IC chip.Moreover, nowadays, substitution manually makes IC chip, this programming is also used instead mostly " is patrolled Volume compiler (logic compiler) " software realizes that software compiler used is similar when it writes with program development, And the source code before compiling also write by handy specific programming language, this is referred to as hardware description language (Hardware Description Language, HDL), and HDL is also not only a kind of, but there are many kind, such as ABEL (Advanced Boolean Expression Language)、AHDL(Altera Hardware Description Language)、Confluence、CUPL(Cornell University Programming Language)、HDCal、JHDL (Java Hardware Description Language)、Lava、Lola、MyHDL、PALASM、RHDL(Ruby Hardware Description Language) etc., VHDL (Very-High-Speed is most generally used at present Integrated Circuit Hardware Description Language) and Verilog.Those skilled in the art also answer This understands, it is only necessary to method flow slightly programming in logic and is programmed into integrated circuit with above-mentioned several hardware description languages, The hardware circuit for realizing the logical method process can be readily available.

Controller can be implemented in any suitable manner, for example, controller can take such as microprocessor or processing The computer for the computer readable program code (such as software or firmware) that device and storage can be executed by (micro-) processor can Read medium, logic gate, switch, specific integrated circuit (Application Specific Integrated Circuit, ASIC), the form of programmable logic controller (PLC) and insertion microcontroller, the example of controller includes but is not limited to following microcontroller Device: ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20 and Silicone Labs C8051F320 are deposited Memory controller is also implemented as a part of the control logic of memory.It is also known in the art that in addition to Pure computer readable program code mode is realized other than controller, can be made completely by the way that method and step is carried out programming in logic Controller is obtained to come in fact in the form of logic gate, switch, specific integrated circuit, programmable logic controller (PLC) and insertion microcontroller etc. Existing identical function.Therefore this controller is considered a kind of hardware component, and to including for realizing various in it The device of function can also be considered as the structure in hardware component.Or even, it can will be regarded for realizing the device of various functions For either the software module of implementation method can be the structure in hardware component again.

System, device, module or the unit that above-described embodiment illustrates can specifically realize by computer chip or entity, Or it is realized by the product with certain function.It is a kind of typically to realize that equipment is computer.Specifically, computer for example may be used Think personal computer, laptop computer, cellular phone, camera phone, smart phone, personal digital assistant, media play It is any in device, navigation equipment, electronic mail equipment, game console, tablet computer, wearable device or these equipment The combination of equipment.

For convenience of description, it is divided into various units when description apparatus above with function to describe respectively.Certainly, implementing this The function of each unit can be realized in the same or multiple software and or hardware when application.

It should be understood by those skilled in the art that, embodiments herein can provide as method, system or computer program Product.Therefore, complete hardware embodiment, complete software embodiment or reality combining software and hardware aspects can be used in the application Apply the form of example.Moreover, it wherein includes the computer of computer usable program code that the application, which can be used in one or more, The computer program implemented in usable storage medium (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) produces The form of product.

The application is referring to method, the process of equipment (system) and computer program product according to the embodiment of the present application Figure and/or block diagram describe.It should be understood that every one stream in flowchart and/or the block diagram can be realized by computer program instructions The combination of process and/or box in journey and/or box and flowchart and/or the block diagram.It can provide these computer programs Instruct the processor of general purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices to produce A raw machine, so that being generated by the instruction that computer or the processor of other programmable data processing devices execute for real The device for the function of being specified in present one or more flows of the flowchart and/or one or more blocks of the block diagram.

These computer program instructions, which may also be stored in, is able to guide computer or other programmable data processing devices with spy Determine in the computer-readable memory that mode works, so that it includes referring to that instruction stored in the computer readable memory, which generates, Enable the manufacture of device, the command device realize in one box of one or more flows of the flowchart and/or block diagram or The function of being specified in multiple boxes.

These computer program instructions also can be loaded onto a computer or other programmable data processing device, so that counting Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, thus in computer or The instruction executed on other programmable devices is provided for realizing in one or more flows of the flowchart and/or block diagram one The step of function of being specified in a box or multiple boxes.

In a typical configuration, calculating equipment includes one or more processors (CPU), input/output interface, net Network interface and memory.

Memory may include the non-volatile memory in computer-readable medium, random access memory (RAM) and/or The forms such as Nonvolatile memory, such as read-only memory (ROM) or flash memory (flash RAM).Memory is computer-readable medium Example.

Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be by any method Or technology come realize information store.Information can be computer readable instructions, data structure, the module of program or other data. The example of the storage medium of computer includes, but are not limited to phase change memory (PRAM), static random access memory (SRAM), moves State random access memory (DRAM), other kinds of random access memory (RAM), read-only memory (ROM), electric erasable Programmable read only memory (EEPROM), flash memory or other memory techniques, read-only disc read only memory (CD-ROM) (CD-ROM), Digital versatile disc (DVD) or other optical storage, magnetic cassettes, tape magnetic disk storage or other magnetic storage devices Or any other non-transmission medium, can be used for storage can be accessed by a computing device information.As defined in this article, it calculates Machine readable medium does not include temporary computer readable media (transitory media), such as the data-signal and carrier wave of modulation.

It should also be noted that, the terms "include", "comprise" or its any other variant are intended to nonexcludability It include so that the process, method, commodity or the equipment that include a series of elements not only include those elements, but also to wrap Include other elements that are not explicitly listed, or further include for this process, method, commodity or equipment intrinsic want Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including described want There is also other identical elements in the process, method of element, commodity or equipment.

It will be understood by those skilled in the art that embodiments herein can provide as method, system or computer program product. Therefore, complete hardware embodiment, complete software embodiment or embodiment combining software and hardware aspects can be used in the application Form.It is deposited moreover, the application can be used to can be used in the computer that one or more wherein includes computer usable program code The shape for the computer program product implemented on storage media (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) Formula.

The application can describe in the general context of computer-executable instructions executed by a computer, such as program Module.Generally, program module includes routines performing specific tasks or implementing specific abstract data types, programs, objects, group Part, data structure etc..The application can also be practiced in a distributed computing environment, in these distributed computing environments, by Task is executed by the connected remote processing devices of communication network.In a distributed computing environment, program module can be with In the local and remote computer storage media including storage equipment.

All the embodiments in this specification are described in a progressive manner, same and similar portion between each embodiment Dividing may refer to each other, and each embodiment focuses on the differences from other embodiments.Especially for system reality For applying example, since it is substantially similar to the method embodiment, so being described relatively simple, related place is referring to embodiment of the method Part explanation.

The above description is only an example of the present application, is not intended to limit this application.For those skilled in the art For, various changes and changes are possible in this application.All any modifications made within the spirit and principles of the present application are equal Replacement, improvement etc., should be included within the scope of the claims of this application.

Claims

1. a kind of risk control method, comprising:

Obtain business datum to be analyzed；

If it is determined that the business datum, which meets main air control strategy control, wraps corresponding applicable elements, then according to qualified described Main air control strategy control packet determines the corresponding main air control result of decision of the business datum；

According to revealing all the details, air control strategy control packet determines the corresponding air control result of decision of revealing all the details of the business datum；Wherein, the pocket Bottom air control strategy control packet does not have corresponding applicable elements；

The corresponding air control side of the business datum is determined according to the main air control result of decision and the air control result of decision of revealing all the details Case.

2. according to the method described in claim 1, wherein, the quantity of the main air control strategy control packet is one or more, often A main air control strategy control packet all has corresponding applicable elements；Determine that the business datum meets main air control strategy control Wrap corresponding applicable elements, comprising:

The field contents that corresponding specific fields are wrapped in each main air control strategy control are extracted from the business datum；

According to the field contents of the specific fields of extraction, determine that the business datum meets the corresponding main air control strategy The corresponding applicable elements of control packet.

3. according to the method described in claim 1, wherein, the quantity of the main air control strategy control packet is one or more, often A main air control strategy control packet includes one or more main air control strategies；According to the qualified main air control strategy pipe Control packet determines the corresponding main air control result of decision of the business datum, comprising:

The main air control strategy for being determined for compliance with condition manages each main air control strategy for including；

Determine main air control decision sub- result of the business datum respectively under each main air control strategy；

It is determined according to the main air control that each main sub- result of air control decision summarizes to obtain the corresponding main air control strategy control packet Plan result.

4. according to the method described in claim 3, wherein, the air control strategy control packet of revealing all the details includes multiple air control plans of revealing all the details Slightly；The method also includes:

From each main air control strategy, the main air control strategy that air control weight is greater than default weight is chosen；

According to the main air control strategy of selection determine described in reveal all the details the control of air control strategy include described in reveal all the details air control strategy；

Wherein, the air control weight is according to the main sub- result of air control decision of history of the history service data under the main air control strategy Determination obtains.

5. according to the method described in claim 4, wherein, according to revealing all the details, air control strategy control packet determines that the business datum is corresponding The air control result of decision of revealing all the details, comprising:

Determine the business datum in each sub- result of air control decision of revealing all the details revealed all the details under air control strategy；

Summarized to obtain the air control result of decision of revealing all the details according to each sub- result of air control decision of revealing all the details.

6. method according to any one of claims 1 to 5, wherein determining that the business datum meets main air control strategy Control is wrapped before corresponding applicable elements, further includes:

Determine that the business datum meets preset risk control condition.

7. according to the method described in claim 6, wherein, further includes:

If it is determined that the business datum does not meet the preset risk control condition, then it is true according to air control strategy control packet of revealing all the details The fixed corresponding air control result of decision of revealing all the details of the business datum；

The corresponding air control scheme of the business datum is determined according to the air control result of decision of revealing all the details.

8. a kind of risk control method, comprising:

Obtain business datum to be analyzed；

If it is determined that the main air control result of decision meets default air control class requirement, then determined according to the main air control result of decision The corresponding air control scheme of the business datum, otherwise, according to revealing all the details, air control strategy control packet determines that the business datum is corresponding It reveals all the details the air control result of decision, the business datum is determined according to the main air control result of decision and the air control result of decision of revealing all the details Corresponding air control scheme, wherein the air control strategy control packet of revealing all the details does not have corresponding applicable elements.

9. according to the method described in claim 8, wherein it is determined that the main default air control grade of air control result of decision satisfaction is wanted It asks, comprising:

If the main air control result of decision is for refusing the corresponding user's request of the business datum, it is determined that the main air control is determined Plan result meets default air control class requirement.

10. method according to claim 8 or claim 9, wherein the quantity of the main air control strategy control packet is one or more A, each main air control strategy control packet includes one or more main air control strategies；According to the qualified main air control Strategy control packet determines the corresponding main air control result of decision of the business datum, comprising:

11. according to the method described in claim 10, wherein, the air control strategy control packet of revealing all the details includes multiple air control plans of revealing all the details Slightly；The method also includes:

12. according to the method for claim 11, wherein according to revealing all the details, air control strategy control packet determines the business datum pair The air control result of decision of revealing all the details answered, comprising:

13. a kind of risk control device, comprising:

First obtains module, for obtaining business datum to be analyzed；

First result determining module, for if it is determined that the business datum, which meets main air control strategy control, wraps corresponding applicable item Part then determines the corresponding main air control result of decision of the business datum according to the qualified main air control strategy control packet；

Second result determining module, for determining the corresponding air control of revealing all the details of the business datum according to air control strategy control packet of revealing all the details The result of decision；Wherein, the air control strategy control packet of revealing all the details does not have corresponding applicable elements；

First scheme determining module, for according to the main air control result of decision and it is described reveal all the details the air control result of decision determine described in The corresponding air control scheme of business datum.

14. device according to claim 13, wherein the quantity of the main air control strategy control packet is one or more, Each main air control strategy control packet all has corresponding applicable elements；The first result determining module is specifically used for:

15. device according to claim 13, wherein the quantity of the main air control strategy control packet is one or more, Each main air control strategy control packet includes one or more main air control strategies；The first result determining module is specifically used In:

16. device according to claim 15, wherein the air control strategy control packet of revealing all the details includes multiple air control plans of revealing all the details Slightly；Described device further includes that first item chooses module, is used for:

17. device according to claim 16, wherein the second result determining module is specifically used for:

18. 3 to 17 described in any item devices according to claim 1, wherein further include:

Condition determining module, for determine the business datum meet the control of main air control strategy wrap corresponding applicable elements it Before, determine that the business datum meets preset risk control condition.

19. device according to claim 18, wherein further include third determining module, be used for:

20. a kind of risk control device, comprising:

Second obtains module, for obtaining business datum to be analyzed；

Third result determining module, for if it is determined that the business datum, which meets main air control strategy control, wraps corresponding applicable item Part then determines the corresponding main air control result of decision of the business datum according to the qualified main air control strategy control packet；

Alternative plan determining module is used for if it is determined that the main air control result of decision meets default air control class requirement, then basis The main air control result of decision determines the corresponding air control scheme of the business datum, otherwise, according to air control strategy control packet of revealing all the details It determines the corresponding air control result of decision of revealing all the details of the business datum, is determined according to the main air control result of decision and the air control of revealing all the details Plan result determines the corresponding air control scheme of the business datum, wherein the air control strategy control packet of revealing all the details does not have corresponding Applicable elements.

21. device according to claim 20, wherein the alternative plan determining module is specifically used for:

22. the device according to claim 20 or 21, wherein the quantity of the main air control strategy control packet is one or more A, each main air control strategy control packet includes one or more main air control strategies；The third result determining module is specific For:

23. device according to claim 22, wherein the air control strategy control packet of revealing all the details includes multiple air control plans of revealing all the details Slightly；Described device further includes that second item chooses module, is used for:

24. device according to claim 23, wherein the alternative plan determining module is specifically used for:

25. a kind of risk control equipment, comprising:

Processor；And

It is arranged to the memory of storage computer executable instructions, the executable instruction makes the processing when executed Device:

Obtain business datum to be analyzed；

26. a kind of storage medium, for storing computer executable instructions, the executable instruction is realized following when executed Process:

Obtain business datum to be analyzed；

27. a kind of risk control equipment, comprising:

Processor；And

Obtain business datum to be analyzed；

28. a kind of storage medium, for storing computer executable instructions, the executable instruction is realized following when executed Process:

Obtain business datum to be analyzed；