CN108961046A - A kind of deposit receipt is opened an account management system and method - Google Patents
A kind of deposit receipt is opened an account management system and method Download PDFInfo
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- CN108961046A CN108961046A CN201810901817.4A CN201810901817A CN108961046A CN 108961046 A CN108961046 A CN 108961046A CN 201810901817 A CN201810901817 A CN 201810901817A CN 108961046 A CN108961046 A CN 108961046A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V10/00—Arrangements for image or video recognition or understanding
- G06V10/20—Image preprocessing
- G06V10/22—Image preprocessing by selection of a specific region containing or referencing a pattern; Locating or processing of specific regions to guide the detection or recognition
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Abstract
It opens an account management system and method the invention discloses a kind of deposit receipt.Management system includes: that deposit receipt bill provides module, user identity and account authentication unit, deposit receipt recognition unit, deposit receipt contrast judgement unit, display verification archive unit and main control unit.A kind of deposit receipt proposed by the present invention open an account management system and method with can solve current deposit receipt open an account inefficiency the problem of, while improving the safety and reliability of manual examination and verification, reduce the risk of error, give the more friendly efficiently usage experience of client.Management system and method for the invention can not only reduce labor workload, improve working efficiency；Manpower audit cost can be reduced simultaneously and improves authorizing secure, save the time, control is flexibly simple.
Description
Technical field
The invention belongs to bank technology apparatus field, in particular to a kind of deposit receipt is opened an account management system and method.
Background technique
Being traded and settled accounts using papery deposit receipt voucher is also a kind of mode more than existing social comparison, especially wholesale
Deposit receipt often individual up to as many as tens of thousands of.The provision of deposit receipt at present is generally applied by personal or public institution, existing in band foot
After drawing account success in gold or card, deposit receipt is carried out after being checked by bank personnel again and is opened an account, the deposit receipt of new non-type information is taken out, recorded
Enter deposit receipt draft bank information into system, generation is opened an account information, is put into printer and is printed current deposit receipt and opens an account that information (open by such as account number
Family name, the amount of money of opening an account, open an account time and duration etc.), review and book keeping operation personnel are covered after the information of manual confirmation printing is errorless
Name chapter, the dedicated official seal of lid bank and seal string code, finally just issue client.
It is existing it is this opened an account using artificial deposit receipt, be manually entered that deposit receipt such as opens an account at the information and the mode that separately prints handles effect
Rate is low, and one transaction of processing needs 15-20 minutes or so, does not also include identity audit and verifying, and be also easy error, typing
Information and manual confirmation all have Unpredictability, bring biggish damage to client and bank if there is signal auditing mistake
It loses.
Summary of the invention
The purpose of the present invention is in view of the drawbacks of the prior art, provide a kind of deposit receipt to open an account management system and method.
To achieve the goals above, the management system the invention adopts the following technical scheme: a kind of deposit receipt is opened an account, packet
Include: deposit receipt bill is provided module, user identity and account authentication unit, deposit receipt recognition unit, deposit receipt contrast judgement unit, is shown
Show that verification achieves unit and main control unit；
Wherein the deposit receipt bill provides module, does not open an account deposit receipt for storing bank, and adopt to deposit receipt of not opening an account
Collection, and after confirmation does not open an account deposit receipt as new deposit receipt, the key message that deposit receipt is opened an account is printed on deposit receipt and scans deposit receipt；
The user identity and account authentication unit obtain the identity information of user, connect for connecting bank's background system
The single application business of harvesting and verification user's account information；
Deposit receipt recognition unit, for identifying deposit receipt number by OCR character recognizing method to deposit receipt collected of not opening an account；
Deposit receipt contrast judgement unit obtains the draft bank information of new deposit receipt, not with identification for connecting bank's background system
Deposit receipt number of opening an account is compared, and judges whether to be new deposit receipt, if new deposit receipt is i.e. as deposit receipt of opening an account；
The display verification achieves unit, for after scanning deposit receipt, scan image to be sent to the storage of bank's background system
It deposits while being shown to bank clerk cross-check information；
The main control unit, for controlling the orderly work of above-mentioned module and unit, and after opening an account, after connecting bank
The attribute of the deposit receipt draft bank of backstage record is changed to deposit receipt of opening an account by platform system.
Further, deposit receipt bill provide module include deposit receipt ballot box, draft bank acquisition unit, deposit receipt information print unit and
Deposit receipt picture sweep unit；
The deposit receipt ballot box is not opened an account deposit receipt for storing bank；
The draft bank acquisition unit includes the camera being arranged in deposit receipt ballot box, for clapping deposit receipt of not opening an account
According to；
The deposit receipt information print unit includes the printing device being arranged in outside deposit receipt ballot box, for not opening an account in confirmation
Deposit receipt is the key message that printing deposit receipt is opened an account on deposit receipt after new deposit receipt；
The deposit receipt picture sweep unit includes the scanning device being arranged in outside deposit receipt ballot box, is opened an account for scanning to be printed on
The deposit receipt of key message.
Further, it includes screen display that display verification, which achieves unit, for showing that being printed on deposit receipt opens an account key message
Deposit receipt direct picture information checked to bank clerk.
Further, bank's background system includes new deposit receipt storage unit, deposit receipt storage element of opening an account, user information storage
Memory cell；
The wherein new deposit receipt storage unit, for storing the draft bank information for deposit receipt of not opening an account；
The deposit receipt storage element of opening an account, for storing the draft bank information for deposit receipt of having opened an account；
The user information storage element, for storing the identity information of user.
Further, bank's background system further includes draft bank image information storage element, is printed on deposit receipt for storage and opens an account
The deposit receipt direct picture information of key message.
A kind of deposit receipt is opened an account the method for management, comprising the following steps:
Receive deposit receipt to open an account application, obtains user's application information, and verify user's account information；
The draft bank for acquiring deposit receipt of not opening an account is checked with the new deposit receipt draft bank of backstage record, is considered new if consistent
Otherwise deposit receipt reports an error as deposit receipt of opening an account；
Obtain that client opens an account application information and the generation of deposit receipt draft bank is opened an account information, store simultaneously printed on deposit receipt it is wherein crucial
Information；
It scans complete deposit receipt direct picture to achieve, and gives client after confirmation；
The attribute of the deposit receipt draft bank of backstage record is changed to deposit receipt of opening an account.
Further, acquisition does not open an account deposit receipt draft bank using taking pictures to draft bank, then identifies deposit receipt number.
Further, identification deposit receipt number uses OCR character recognizing method.
Further, use artificial treatment as invalid deposit receipt the deposit receipt to report an error.
Further, information of opening an account includes: that account, name of opening an account, the amount of money, bank electronic seal and string code and client acknowledge a debt
Family.
A kind of deposit receipt proposed by the present invention opens an account management system and method can solve current deposit receipt and open an account efficiency
Low problem, while the safety and reliability of manual examination and verification are improved, the risk of error is reduced, it is more friendly quick to client
Usage experience.
Management system and method for the invention can not only reduce labor workload, improve working efficiency；It can subtract simultaneously
Few manpower audit cost and raising authorizing secure, save the time, control is flexibly simple.
Detailed description of the invention
Fig. 1 is the structural schematic diagram that embodiment deposit receipt bill provides module.
Fig. 2 is that embodiment deposit receipt is opened an account the flow chart of management method.
Fig. 3 is the example images that embodiment acquires deposit receipt draft bank of not opening an account.
Fig. 4 is the example that embodiment prints key message of opening an account on deposit receipt.
Specific embodiment
In order to make those skilled in the art more fully understand application scheme, below in conjunction in the embodiment of the present application
Attached drawing, the technical scheme in the embodiment of the application is clearly and completely described, it is clear that described embodiment is only
The embodiment of the application a part, instead of all the embodiments.Based on the embodiment in the application, ordinary skill people
Member's every other embodiment obtained without making creative work, all should belong to the model of the application protection
It encloses.
It should be noted that term " the term " includes " in the description and claims of this application and above-mentioned attached drawing
" having " and their any deformation, it is intended that cover it is non-exclusive include, for example, containing series of steps or list
The process, method, system, product or equipment of member those of are not necessarily limited to be clearly listed step or unit, but may include not having
There are other step or units being clearly listed or intrinsic for these process, methods, product or equipment.
A kind of deposit receipt is opened an account management system, comprising: it is single that deposit receipt bill provides module, user identity and account verifying
Member, deposit receipt recognition unit, deposit receipt contrast judgement unit, display verification achieve unit and main control unit.
Wherein deposit receipt bill provides module, does not open an account deposit receipt for storing bank, and be acquired to deposit receipt of not opening an account, and
After confirmation does not open an account deposit receipt as new deposit receipt, the key message that deposit receipt is opened an account is printed on deposit receipt and scans deposit receipt.
User identity and account authentication unit obtain the identity information of user, reception is deposited for connecting bank's background system
Single application business and verification user's account information.
Deposit receipt recognition unit, for identifying deposit receipt number by OCR character recognizing method to deposit receipt collected of not opening an account.
Deposit receipt contrast judgement unit obtains the draft bank information of new deposit receipt, not with identification for connecting bank's background system
Deposit receipt number of opening an account is compared, and judges whether to be new deposit receipt, if new deposit receipt is i.e. as deposit receipt of opening an account.
Display verification achieves unit, for it is same that scan image to be sent to the storage of bank's background system after scanning deposit receipt
When be shown to bank clerk cross-check information.
Main control unit, for controlling the orderly work of above-mentioned module and unit, and after opening an account, connection bank backstage is
The attribute of the deposit receipt draft bank of backstage record is changed to deposit receipt of opening an account by system.
It includes deposit receipt ballot box, draft bank acquisition unit, deposit receipt information print unit and deposit receipt image that deposit receipt bill, which provides module,
Scanning element.As shown in Figure 1, deposit receipt ballot box 1 is not opened an account deposit receipt for storing bank, draft bank acquisition unit includes being arranged in deposit receipt
Camera in ballot box, for taking pictures to deposit receipt of not opening an account；Deposit receipt information print unit 2 includes being arranged outside deposit receipt ballot box
The printing device in portion, the key message opened an account for printing deposit receipt on deposit receipt after confirmation does not open an account deposit receipt as new deposit receipt；It deposits
Single image scanning element 3 includes the scanning device being arranged in outside deposit receipt ballot box, is printed on depositing for key message of opening an account for scanning
It is single.
It includes screen display that display verification, which achieves unit, for show be printed on deposit receipt open an account key message deposit receipt it is positive
Image information is checked to bank clerk.
Bank's background system includes new deposit receipt storage unit, deposit receipt storage element of opening an account, user information storage element.Its
In new deposit receipt storage unit, for storing the draft bank information for deposit receipt of not opening an account.It opens an account deposit receipt storage element, has been opened for storing
The draft bank information of family deposit receipt.User information storage element, for storing the identity information of user.
Bank's background system further includes draft bank image information storage element, is printed on deposit receipt for storing and opens an account key message
Deposit receipt direct picture information.
A kind of deposit receipt is opened an account the method for management, comprising the following steps:
S101: receiving deposit receipt and open an account application, obtains user's application information, and verify user's account information；
S102: acquiring the draft bank for deposit receipt of not opening an account, is checked with the new deposit receipt draft bank of backstage record, is thought if consistent
It is otherwise new deposit receipt reports an error as deposit receipt of opening an account；Use artificial treatment as invalid deposit receipt the deposit receipt to report an error.
S103: obtaining that client opens an account application information and the generation of deposit receipt draft bank is opened an account information, stores and simultaneously prints it on deposit receipt
Middle key message；
S104: it scans complete deposit receipt direct picture and achieves, and give client after confirmation；
S105: the attribute of the deposit receipt draft bank of backstage record is changed to deposit receipt of opening an account.Confirming that current deposit receipt opens an account success
Later, the deposit receipt draft bank information attribute of current record is changed on control backstage from bank money system record, such as by pervious
New deposit receipt is changed to deposit receipt of opening an account, in this way when next bank accepts this Zhang Cundan, so that it may from deposit receipt draft bank number of having opened an account
It searches and is checked according to being gone in library.
Above-mentioned flow chart is as shown in Figure 2.
Acquisition does not open an account deposit receipt draft bank using taking pictures to draft bank, then identifies deposit receipt number, Fig. 3 is deposit receipt ticket of not opening an account
Number example images.
Fig. 4 is the example that key message of opening an account is printed on deposit receipt.
Identify that deposit receipt number uses OCR character recognizing method.
Information of opening an account includes: account, name of opening an account, the amount of money, bank electronic seal and string code and client's personal account etc..Part
Key message is printed upon on deposit receipt
Method and system of the invention may be achieved in many ways.For example, can by software, hardware, firmware or
Software, hardware, firmware any combination realize method and system of the invention.The said sequence of the step of for method is only
In order to be illustrated, the step of method of the invention, is not limited to sequence described in detail above, especially says unless otherwise
It is bright.In addition, in some embodiments, also the present invention can be embodied as to record program in the recording medium, these programs include
For realizing machine readable instructions according to the method for the present invention.Thus, the present invention also covers storage for executing according to this hair
The recording medium of the program of bright method.
Claims (10)
- The management system 1. a kind of deposit receipt is opened an account, characterized by comprising: deposit receipt bill provides module, user identity and account Authentication unit, deposit receipt recognition unit, deposit receipt contrast judgement unit, display verification achieve unit and main control unit；Wherein the deposit receipt bill provides module, does not open an account deposit receipt for storing bank, and be acquired to deposit receipt of not opening an account, and After confirmation does not open an account deposit receipt as new deposit receipt, the key message that deposit receipt is opened an account is printed on deposit receipt and scans deposit receipt；The user identity and account authentication unit obtain the identity information of user, reception is deposited for connecting bank's background system Single application business and verification user's account information；Deposit receipt recognition unit, for identifying deposit receipt number by OCR character recognizing method to deposit receipt collected of not opening an account；Deposit receipt contrast judgement unit obtains the draft bank information of new deposit receipt, with not opening an account for identification for connecting bank's background system Deposit receipt number is compared, and judges whether to be new deposit receipt, if new deposit receipt is i.e. as deposit receipt of opening an account；The display verification achieves unit, for it is same that scan image to be sent to the storage of bank's background system after scanning deposit receipt When be shown to bank clerk cross-check information；The main control unit, for controlling the orderly work of above-mentioned module and unit, and after opening an account, connection bank backstage is The attribute of the deposit receipt draft bank of backstage record is changed to deposit receipt of opening an account by system.
- The management system 2. deposit receipt according to claim 1 is opened an account, it is characterised in that: the deposit receipt bill provides module Including deposit receipt ballot box, draft bank acquisition unit, deposit receipt information print unit and deposit receipt picture sweep unit；The deposit receipt ballot box is not opened an account deposit receipt for storing bank；The draft bank acquisition unit includes the camera being arranged in deposit receipt ballot box, for taking pictures to deposit receipt of not opening an account；The deposit receipt information print unit includes the printing device being arranged in outside deposit receipt ballot box, for confirming deposit receipt of not opening an account For the key message that deposit receipt is opened an account is printed after new deposit receipt on deposit receipt；The deposit receipt picture sweep unit includes the scanning device being arranged in outside deposit receipt ballot box, is printed on key of opening an account for scanning The deposit receipt of information.
- The management system 3. deposit receipt according to claim 1 is opened an account, it is characterised in that: the display verification achieves unit Including screen display, for show be printed on deposit receipt open an account key message deposit receipt direct picture information to bank clerk into Row verification.
- The management system 4. deposit receipt according to claim 1 is opened an account, it is characterised in that: bank's background system includes New deposit receipt storage unit, deposit receipt storage element of opening an account, user information storage element；The wherein new deposit receipt storage unit, for storing the draft bank information for deposit receipt of not opening an account；The deposit receipt storage element of opening an account, for storing the draft bank information for deposit receipt of having opened an account；The user information storage element, for storing the identity information of user.
- The management system 5. deposit receipt according to claim 4 is opened an account, it is characterised in that: bank's background system also wraps Draft bank image information storage element is included, deposit receipt is printed on for storing and opens an account the deposit receipt direct picture information of key message.
- A kind of method of management 6. deposit receipt is opened an account, it is characterised in that the following steps are included:Receive deposit receipt to open an account application, obtains user's application information, and verify user's account information；The draft bank for acquiring deposit receipt of not opening an account is checked with the new deposit receipt draft bank of backstage record, is considered new deposit receipt if consistent, As deposit receipt of opening an account, otherwise report an error；It obtains that client opens an account application information and the generation of deposit receipt draft bank is opened an account information, stores and simultaneously print wherein crucial letter on deposit receipt Breath；It scans complete deposit receipt direct picture to achieve, and gives client after confirmation；The attribute of the deposit receipt draft bank of backstage record is changed to deposit receipt of opening an account.
- The method of management 7. deposit receipt according to claim 6 is opened an account, it is characterised in that: described to acquire deposit receipt of not opening an account Then draft bank identifies deposit receipt number using taking pictures to draft bank.
- The method of management 8. deposit receipt according to claim 7 is opened an account, it is characterised in that: the identification deposit receipt number uses OCR character recognizing method.
- The method of management 9. deposit receipt according to claim 6 is opened an account, it is characterised in that: the deposit receipt for reporting an error Using artificial treatment as invalid deposit receipt.
- The method of management 10. deposit receipt according to claim 6 is opened an account, it is characterised in that: the information of opening an account includes: Account, name of opening an account, the amount of money, bank electronic seal and string code and client's personal account.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810901817.4A CN108961046A (en) | 2018-08-09 | 2018-08-09 | A kind of deposit receipt is opened an account management system and method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810901817.4A CN108961046A (en) | 2018-08-09 | 2018-08-09 | A kind of deposit receipt is opened an account management system and method |
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| Publication Number | Publication Date |
|---|---|
| CN108961046A true CN108961046A (en) | 2018-12-07 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810901817.4A Pending CN108961046A (en) | 2018-08-09 | 2018-08-09 | A kind of deposit receipt is opened an account management system and method |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109635590A (en) * | 2019-01-30 | 2019-04-16 | 温州大学 | A kind of management system of bill images |
| CN110414512A (en) * | 2019-07-31 | 2019-11-05 | 中国工商银行股份有限公司 | Letter of credit audit terminal |
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| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102622707A (en) * | 2012-02-15 | 2012-08-01 | 孙大利 | Self-service account opening system and self-service account opening method thereof |
| CN108230139A (en) * | 2017-12-26 | 2018-06-29 | 上海农村商业银行股份有限公司 | A kind of method and system opened an account using self-service device progress deposit receipt |
| CN108376446A (en) * | 2018-02-02 | 2018-08-07 | 上海农村商业银行股份有限公司 | It is a kind of to carry out the method and system that deposit receipt renews using self-service device |
-
2018
- 2018-08-09 CN CN201810901817.4A patent/CN108961046A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102622707A (en) * | 2012-02-15 | 2012-08-01 | 孙大利 | Self-service account opening system and self-service account opening method thereof |
| CN108230139A (en) * | 2017-12-26 | 2018-06-29 | 上海农村商业银行股份有限公司 | A kind of method and system opened an account using self-service device progress deposit receipt |
| CN108376446A (en) * | 2018-02-02 | 2018-08-07 | 上海农村商业银行股份有限公司 | It is a kind of to carry out the method and system that deposit receipt renews using self-service device |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109635590A (en) * | 2019-01-30 | 2019-04-16 | 温州大学 | A kind of management system of bill images |
| CN110414512A (en) * | 2019-07-31 | 2019-11-05 | 中国工商银行股份有限公司 | Letter of credit audit terminal |
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Application publication date: 20181207 |
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| RJ01 | Rejection of invention patent application after publication |