CN108830443A - A kind of contract review method and device - Google Patents
A kind of contract review method and device Download PDFInfo
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- CN108830443A CN108830443A CN201810356992.XA CN201810356992A CN108830443A CN 108830443 A CN108830443 A CN 108830443A CN 201810356992 A CN201810356992 A CN 201810356992A CN 108830443 A CN108830443 A CN 108830443A
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Abstract
The invention discloses a kind of contract review method and devices, are related to technical field of data processing, the method for the present invention includes：Obtain contract to be checked；Judgement contract type corresponding with the contract to be checked；It extracts described wait check the contract terms in contract；Calculate contract review value corresponding with the contract to be checked.It realizes the model for being utilized and training in advance to be reviewed contract, greatly reduces the workload of manual reviews' contract and improve contract review efficiency, contract review mode is optimized.
Description
Technical field
The present invention relates to technical field of data processing more particularly to a kind of contract review method and devices.
Background technique
With the development of national economy, the development of public foundation millions of people innovation, cooperation between enterprise with exchange increasingly
More, in order to ensure the Vaporous atomization of the two sides concerned, there are very strong contract trial demand in each company, each rule, are closed by signature
With to indicate that party has identical ideas and reaches an agreement, the contract of nomocracy comes into force from establishment day, and has constitutional law
Restrain restraining force.Therefore, before both parties sign a contract, need to be reviewed contract and excavate the potential wind of contract
Danger.
It is reviewed currently, mainly passing through manual type when to contract review, inventor is realizing the present invention
During find, exist in the prior art following technical problem, manual reviews need the personnel of trying to have experience abundant, and examine
Reason personnel need to remember the information of each key plank and key point, and understand the institution where he works to the evaluation capacity of risk, this
Kind manual reviews' form of treaty makes manual examination and verification workload huge, and it is lower to check efficiency.
Summary of the invention
In view of the above problems, the present invention provides a kind of contract review method and device, and main purpose is that optimization contract is examined
The mode read is to reduce the workload of manual reviews' contract and improve contract review efficiency.
In order to solve the above technical problems, in a first aspect, the present invention provides a kind of contract review method, this method includes：
Obtain contract to be checked；
Judgement contract type corresponding with the contract to be checked；
It extracts described wait check the contract terms in contract；
Calculate contract review value corresponding with the contract to be checked, the contract review value for described in identifying wait check
The potential risk degree of contract.
Optionally, the method also includes：
Contract key point is extracted from the contract terms；
Obtain legal knowledge map corresponding with the contract type；
It is determining to be closed with the contract corresponding first to be checked according to the legal knowledge map and the contract key point
Same key point, the first contract key point are described wait check the contract key point lacked in contract.
Optionally, calculating contract review value corresponding with the contract to be checked includes：
Contract review value corresponding with the contract to be checked is calculated according to the first contract key point.
Optionally, the method also includes：
Obtain identification information corresponding with the contract to be checked；
History contract dataset corresponding with the identification information is extracted from initialized data base；
Contract attribute feature corresponding with the identification information, the contract attribute are determined according to the history contract dataset
Feature is used to identify the contract preference with each user；
The first contract key point is modified according to the contract attribute feature.
Optionally, the method also includes：
Output contract checks information, and the contract review value and first contract are carried in the contract review information
Key point information.
Second aspect, the present invention also provides a kind of contract review device, which includes：
Acquiring unit, for obtaining contract to be checked；
Judging unit, for judging contract type corresponding with the contract to be checked；
Extraction unit, it is described wait check the contract terms in contract for extracting；
Computing unit, for calculating contract review value corresponding with the contract to be checked, the contract review value is used for
Identify the potential risk degree of the contract to be checked.
Optionally, described device further includes：Determination unit,
The extraction unit is also used to extract contract key point from the contract terms；
The acquiring unit is also used to obtain legal knowledge map corresponding with the contract type；
The determination unit, for according to the legal knowledge map and the contract key point, it is determining with it is described pending
The corresponding first contract key point of contract is read, the first contract key point is described crucial wait check the contract lacked in contract
Point.
Optionally,
The computing unit, it is corresponding with the contract to be checked specifically for being calculated according to the first contract key point
Contract review value.
Optionally, described device further includes：Amending unit,
The acquiring unit is also used to obtain identification information corresponding with the contract to be checked；
The extraction unit is also used to extract history contract number corresponding with the identification information from initialized data base
According to；
The determination unit is also used to determine contract category corresponding with the identification information according to the history contract dataset
Property feature, the contract attribute feature is used to identify contract preference with each user；
The amending unit, for being modified according to the contract attribute feature to the first contract key point.
Optionally, described device further includes：
Output unit checks information for output contract, the contract review value is carried in the contract review information
With the first contract key point information.
To achieve the goals above, according to the third aspect of the invention we, a kind of electronic equipment, the electronic equipment are provided
Including：One or more processors；Memory, for storing one or more programs；When one or more of programs are by institute
One or more processors execution is stated, so that one or more of realize contract review method described above.
By above-mentioned technical proposal, contract review method and device provided by the invention, for the prior art to contract
When being reviewed, manual reviews can only be carried out by the auditor with rich experiences, the present invention is reviewed to contract
Shi Shouxian obtains contract to be checked, and using the contract type of the pending contract of model analysis trained in advance, and extracts and close
Multiple contract terms in, then according to the contract terms for including in parsing obtained contract type and contract, calculate with to
Check that contract is corresponding to check value, to identify the potential risk degree of the contract to be checked, therefore compared with the prior art, this hair
Bright can be realized by way of machine learning checks the automation of contract, avoids conjunction caused by manual reviews' form of treaty
With the problem that workload is huge and review efficiency is lower is checked, to realize the optimization to contract review mode.In addition, passing through
It searches corresponding with contract type legal knowledge map and further determines that wait check the contract key point lacked in contract, with
So that being exported after value check corresponding with contract to be checked is calculated, and export wait check the conjunction lacked in contract
Same key point enables a user to quickly and easily learn the key point lacked in contract, greatly improves user's use
Impression.
The above description is only an overview of the technical scheme of the present invention, in order to better understand the technical means of the present invention,
And it can be implemented in accordance with the contents of the specification, and in order to allow above and other objects of the present invention, feature and advantage can
It is clearer and more comprehensible, the followings are specific embodiments of the present invention.
Detailed description of the invention
By reading the following detailed description of the preferred embodiment, various other advantages and benefits are common for this field
Technical staff will become clear.The drawings are only for the purpose of illustrating a preferred embodiment, and is not considered as to the present invention
Limitation.And throughout the drawings, the same reference numbers will be used to refer to the same parts.In the accompanying drawings：
Fig. 1 shows a kind of contract review method flow diagram provided in an embodiment of the present invention；
Fig. 2 shows another contract review method flow diagrams provided in an embodiment of the present invention；
Fig. 3 shows a kind of contract review flow diagram provided in an embodiment of the present invention；
Fig. 4 shows a kind of composition block diagram of contract review device provided in an embodiment of the present invention；
Fig. 5 shows the composition block diagram of another contract review device provided in an embodiment of the present invention.
Specific embodiment
Exemplary embodiments of the present disclosure are described in more detail below with reference to accompanying drawings.Although showing the disclosure in attached drawing
Exemplary embodiment, it being understood, however, that may be realized in various forms the disclosure without should be by embodiments set forth here
It is limited.On the contrary, these embodiments are provided to facilitate a more thoroughly understanding of the present invention, and can be by the scope of the present disclosure
It is fully disclosed to those skilled in the art.
In order to reduce the workload of manual reviews' contract and improve the efficiency of contract review, the embodiment of the invention provides one
Kind contract review method, as shown in Figure 1, this method includes：
101, contract to be checked is obtained.
Wherein, the contract to be checked can be any type of contract, or the contract of any language, such as to
The contract of checking can be the contract of lease of property of English edition, or the deal contract etc. of the Japanese edition.Specifically, described in this step
The mode for obtaining contract to be checked can for by being manually entered, scanning file, the automatic electronic edition that reads closes equal way, this
Inventive embodiments are not specifically limited in this embodiment.
It should be noted that can be used to check in smart machine for configuration for the executing subject of the embodiment of the present invention
The device of contract illustrates to need to carry out contract review at this time, triggering, which obtains, to be referred to when the device listens to contract review instruction
It enables, and then realizes checking automatically to contract.
102, judgement contract type corresponding with the contract to be checked.
Wherein, the contract type can be the contract of gift, loan contract, the contract of lease of property, contracts for financial lease, contract conjunction
Any one type in the contracts such as same, contract for construction project, contract of transportation, technology contract, the embodiment of the present invention do not do this
It is specific to limit.
Specifically, for the embodiment of the present invention, this step can be a large amount of different types of contract training first of calling in advance
Classifier, and make first classifier be able to carry out contract type analysis operation using depth learning technology, thus above-mentioned
After step is got wait check contract, then call preset first classifier that contract to be checked is classified in this step,
Realization judges the corresponding contract type operation of contract to be checked.And specifically call the pre- first embodiment for setting classifier can be with
For in such a way that preset calling function is called, or in such a way that preset interface is called, but be not limited to
This.
103, it extracts described wait check the contract terms in contract.
Likewise, specific embodiment can be to call a large amount of contracts in advance and determine the conjunction in each contract in this step
Same clause, and according to contract terms the second classifier of training separately included in each contract and each contract, then using deep
Degree learning art extracts second classifier by the contract terms in contract.And specifically call the reality of the second classifier
The mode of applying can be as accordingly described in above-mentioned steps 102, and details are not described herein.
104, contract review value corresponding with the contract to be checked is calculated.
Wherein, the contract review value is used to identify the potential risk degree of the contract to be checked.And the contract is examined
Readding value can be 0.8,90 etc., and the embodiment of the present invention is not specifically limited.Specifically, the application that this step can be different according to
The corresponding computation rule of scene setting, such as after getting in above-mentioned steps contract type and extracting contract terms, sentence
Whether disconnected contract currently to be checked lacks contract terms, and based on contract whether perfect be increased and decreased of clause can check value,
The potential risk degree etc. that corresponding specific gravity factor can be configured according to the contract terms extracted to identify contract, the present invention are real
Example is applied to be not specifically limited.
Contract review method provided by the invention can only be by having for the prior art when being reviewed to contract
The auditor of rich experiences carries out manual reviews, and the present invention obtains contract to be checked when being reviewed to contract first, and
Using multiple contract terms in the contract type and extraction contract of the pending contract of model analysis trained in advance, then
The contract terms for including in the contract type and contract obtained according to parsing, calculating is corresponding with contract to be checked to check value, with
The potential risk degree of the contract to be checked is identified, therefore compared with the prior art, the present invention can pass through the side of machine learning
Formula realization the automation of contract is checked, avoid contract review workload caused by manual reviews' form of treaty it is huge and audit
The lower problem of efficiency, to realize the optimization to contract review mode.
Further, as the refinement and extension to embodiment illustrated in fig. 1, the embodiment of the invention also provides another kinds to close
With method is checked, as shown in Figure 2.
201, contract to be checked is obtained.
This step specific embodiment can be referred to and accordingly be described in the step 101, and details are not described herein.Further
Specifically embodiment described in this step, can be for by configuring display window, and in user in contract review device
Started when needing to check contract by the window trigger device, so that contract review device is in the contract for receiving user's sending
It checks and treats the contract of checking and obtained after instruction.
202, judgement contract type corresponding with the contract to be checked.
Wherein, the specific embodiment of the concept explanation of the contract type and this step can refer to the step
Corresponding description in 102, details are not described herein.
It should be noted that equal for necessary contract terms, contract key point corresponding to different types of contract etc.
Difference, therefore the embodiment of the present invention is being got wait determination first after checking contract wait check contract type belonging to contract,
It is considered in order to treat the contract of checking according to the contract type, avoids a large amount of contract items corresponding in numerous contract type
The problem of contract of checking carries out waste of resource caused by detection judgement and time is treated in money, contract key point etc., to improve
Resource utilization and the efficiency for improving data processing, and then improve the efficiency of contract review.
203, it extracts described wait check the contract terms in contract.
For the specific embodiment of this step of the embodiment of the present invention can with reference to accordingly being described in the step 103,
This is repeated no more.
204, contract key point is extracted from the contract terms.
For the embodiment of the present invention, contract key point can according to different contract type carry out different set, such as
Key point can be payment period etc. in loan contract, and key point can be rent delivery time etc. in the contract of lease of property, specifically
This step of ground can be for by calling extraction function to extract the key point in each contract terms, or calls preset crawler
It is crawled, the embodiment of the present invention is not specifically limited in this embodiment.
For the embodiment of the present invention, by obtaining wait check the contract key point in contract in each clause, in order to root
The contract potential risk of checking is treated according to contract key point to be assessed, and then ensures the accuracy of contract review.
205, legal knowledge map corresponding with the contract type is obtained.
Wherein, included at least in the legal knowledge map have the corresponding all indispensable contract terms of each contract type,
Non- indispensability contract terms, contract key point.And specific legal knowledge spectrum data can be only fitted in contract review device,
It can be only fitted in remote server, and type carries out classification preservation as agreed by different legal knowledge maps, thus
It can directly be searched and be obtained according to the contract type of the contract to be checked got when carrying out contract review.
It include the corresponding contract money of each contract type, contract key point etc. by obtaining for the embodiment of the present invention
The legal knowledge map of whole contract informations, in order to carry out judgement measurement to currently contract to be checked according to the knowledge mapping,
Ensured while ensure that contract review efficiency during checking contract to consider standard accurate and reliable, improve contract and examine
The accuracy read.
206, according to the legal knowledge map and the contract key point, corresponding with the contract to be checked the is determined
One contract key point.
Wherein, the first contract key point is described wait check the contract key point lacked in contract.Specifically, this step
Suddenly what can be extracted according to is compared wait check the key point for including in the key point in contract and knowledge mapping, so as to
Lacked key can be directly obtained wait check whether lack key point in contract, and when lacking key point in determining
Point.For example, when treating the contract A of checking and being reviewed, its corresponding contract type is judged after contract wait check getting
For the contract of lease of property, and extracting the contract key point for including in the contract A to be checked is { key point 1, key point 3, key point
4 }, searched in the database according to the contract type contract of lease of property and get corresponding legal knowledge map M, the legal knowledge figure
Recording the key point for including in the contract of lease of property in spectrum M should be { key point 1, key point 2, key point 3, key point 4, key point
5 }, the key point for including in the contract key point extracted and legal knowledge map is compared determination, it should contract A be checked
Missing key point be { key point 2, key point 5 }.
In order to improve the accuracy that contract key point determines, can also include for the embodiment of the present invention：Obtain with it is described
The corresponding identification information of contract to be checked；History contract dataset corresponding with the identification information is extracted from initialized data base；
Contract attribute feature corresponding with the identification information is determined according to the history contract dataset；According to the contract attribute feature
The first contract key point is modified.Wherein, the contract attribute feature is inclined with the contract of each user for identifying
It is good.And the corresponding identification information of the contract to be checked can be the pending identification information for readding user described in contract, it is for example, a
Titles such as people, company etc., can be with preconfigured and one-to-one number information of user etc..Such as above-mentioned example, pass through
It inquires law knowledge mapping and determines that the key point of contract A missing to be checked is { key point 2, key point 5 }, obtain in this step
It is " foundation Co., Ltd " to the corresponding identification information of contract A to be checked, phase is got according to the identification information in the database
The history contract dataset answered, and the contract attribute spy for the contract that " foundation Co., Ltd " is signed is obtained from history contract dataset
Sign has key point 2 not include, is modified and is lacked so further treating and checking the first contract key point of contract A
Key point is { key point 5 }.
For the embodiment of the present invention, after determining the key point that contract to be checked is lacked, contract institute is further obtained
The contract attribute feature for belonging to user can in order to be modified according to the contract preference of user to identified missing key point
To improve the accuracy of contract review.
207, contract review value corresponding with the contract to be checked is calculated according to the first contract key point.
Specifically the embodiment in this step can be referred to and accordingly be described in the step 104, and details are not described herein.
208, output contract checks information.
Wherein, the contract review value and the first contract key point information are carried in the contract review information.
And the contract review information can be text information, pictorial information, audio-frequency information etc., and the first contract key point carried is believed
Breath can also be to configure corresponding link information, and it is crucial to be particularly shown after user clicks on links the contract that contract is lacked
Point etc., the embodiment of the present invention is not specifically limited in this embodiment.In addition, contract review value is calculated while can also determine that this is examined
It reads and checks value section belonging to value, in order to which user learns the degree of risk of the contract.
For the embodiment of the present invention, is exported after value and exported simultaneously calculating contract to be checked corresponding check
The contract key point that contract to be checked is lacked, so that user quickly and easily obtains the degree of risk of contract to be checked and deposits
In the key point of risk, user's use feeling is improved.
Further, the method according to step 201-208 and contract review flow diagram as shown in connection with fig. 3,
The embodiment of the present invention can also provide the embodiment under a kind of specific application scenarios of combination to contract review, described to implement
Journey is divided into three execution steps, specifically, as described below：
The first step is respectively trained classifier and utilizes deep learning analytical technology, obtains contract type analysis model, contract
Key plank analysis model, key-point analysis model, to successively call these three models true when checking contract getting
The essential information of fixed contract to be checked：Contract type, contract terms and contract key point.
Second step obtains corresponding legal knowledge map according to determining contract type, and combines the legal knowledge map
With the contract key point extracted, the key point that contract to be checked is lacked is determined, and call key point risk deletion analysis mould
Type carries out risk assessment to the key point of missing.
Third step, using finally determining contract key point and user identity information etc., execute contractual rules and learn automatically
Operation, to train user preference type, user's key point preference pattern and machine prediction model, and in contract review later
Call in the process these models carry out using.
But it should be recognized that specific embodiment described in above-mentioned application scenarios is only exemplary, not this hair
Unique specific embodiment of bright embodiment is only one of the optimal enforcement mode of method of the present invention that meets herein.
Further, as the realization to method shown in above-mentioned Fig. 1, the embodiment of the invention also provides a kind of contract reviews
Device, for being realized to above-mentioned method shown in FIG. 1.The Installation practice is corresponding with preceding method embodiment, for convenient for
It reads, present apparatus embodiment no longer repeats the detail content in preceding method embodiment one by one, it should be understood that this reality
The full content realized in preceding method embodiment can be corresponded to by applying the device in example.As shown in figure 4, the device includes：It obtains
Unit 31, judging unit 32, extraction unit 33, computing unit 34, wherein
Acquiring unit 31 can be used for obtaining contract to be checked.
Judging unit 32 can be used for judging contract class corresponding with the contract to be checked that the acquiring unit 31 is got
Type.
Extraction unit 33, can be used for extracting that the acquiring unit 31 gets wait check the contract terms in contract.
Computing unit 34 can be used for calculating contract review value corresponding with the contract to be checked, the contract review
Value is for identifying the potential risk degree of the contract to be checked.
Further, as the realization to method shown in above-mentioned Fig. 2, the embodiment of the invention also provides another contracts to examine
Device is read, for realizing to above-mentioned method shown in Fig. 2.The Installation practice is corresponding with preceding method embodiment, for just
In reading, present apparatus embodiment no longer repeats the detail content in preceding method embodiment one by one, it should be understood that this
Device in embodiment can correspond to the full content realized in preceding method embodiment.As shown in figure 5, the device includes：It obtains
Unit 41, judging unit 42, extraction unit 43, computing unit 44 are taken, wherein
Acquiring unit 41 can be used for obtaining contract to be checked.
Judging unit 42 can be used for judging contract class corresponding with the contract to be checked that the acquiring unit 41 is got
Type.
Extraction unit 43, can be used for extracting that the acquiring unit 41 gets wait check the contract terms in contract.
Computing unit 44 can be used for calculating contract review value corresponding with the contract to be checked, the contract review
Value is for identifying the potential risk degree of the contract to be checked.
Further, described device further includes：
The extraction unit 43 can be also used for extracting contract key point from the contract terms.
The acquiring unit 41 can be also used for obtaining legal knowledge map corresponding with the contract type.
Further, described device further includes：Determination unit 45, amending unit 46.
The determination unit 45 can be used for according to the legal knowledge map and the contract key point, determining and institute
The corresponding first contract key point of contract to be checked is stated, the first contract key point is described wait check the conjunction lacked in contract
Same key point.
The acquiring unit 41 can be also used for obtaining identification information corresponding with the contract to be checked.
The extraction unit 43 can be also used for extracting history conjunction corresponding with the identification information from initialized data base
Same data.
The determination unit 45 can be also used for corresponding with the identification information according to history contract dataset determination
Contract attribute feature, the contract attribute feature are used to identify the contract preference with each user.
The revision unit 46 can be used for repairing the first contract key point according to the contract attribute feature
Just.
Further, described device further includes：Output unit 47.
The computing unit 44 specifically can be used for being calculated and the contract to be checked according to the first contract key point
Corresponding contract review value.
The output unit 47 can be used for output contract and check information, carry in the contract review information described
Contract review value and the first contract key point information.
Another kind contract review device provided in an embodiment of the present invention.Described device includes：Acquiring unit, judging unit,
Extraction unit, computing unit.For the prior art when being reviewed to contract, the auditor with rich experiences can only be passed through
Member carries out manual reviews, and the present invention obtains contract to be checked when being reviewed to contract first, and utilizes mould trained in advance
The contract type of the pending contract of type analysis and multiple contract terms in extraction contract, the conjunction then obtained according to parsing
The contract terms for including in same type and contract, calculating is corresponding with contract to be checked to check value, should contract be checked with mark
Potential risk degree, therefore compared with the prior art, the present invention can be realized by way of machine learning to contract from
Dynamicization is checked, and the problem that contract review workload is huge caused by manual reviews' form of treaty and review efficiency is lower is avoided,
To realize the optimization to contract review mode.In addition, simultaneously by searching for legal knowledge map corresponding with contract type
It further determines that wait check the contract key point lacked in contract, so that check corresponding with contract to be checked is calculated
It is exported, and is exported wait check the contract key point lacked in contract after value, enable a user to quickly and easily obtain
Know the key point lacked in contract, greatly improves user's use feeling.
The text processing apparatus includes processor and memory, above-mentioned acquiring unit 31, judging unit 32, extraction unit
33, computing unit 34 etc. stores in memory as program unit, is executed by processor stored in memory above-mentioned
Program unit realizes corresponding function.
Include kernel in processor, is gone in memory to transfer corresponding program unit by kernel.Kernel can be set one
Or more, optimize contract review mode by adjusting kernel parameter.
Memory may include the non-volatile memory in computer-readable medium, random access memory (RAM) and/
Or the forms such as Nonvolatile memory, if read-only memory (ROM) or flash memory (flash RAM), memory include that at least one is deposited
Store up chip.
The embodiment of the invention provides a kind of storage mediums, are stored thereon with program, real when which is executed by processor
The existing contract review method.
The embodiment of the invention provides a kind of processor, the processor is for running program, wherein described program operation
Contract review method described in Shi Zhihang.
The embodiment of the invention provides a kind of equipment, equipment include processor, memory and storage on a memory and can
The program run on a processor, processor realize following steps when executing program：Obtain contract to be checked；Judgement with it is described to
Check the corresponding contract type of contract；It extracts described wait check the contract terms in contract；It calculates and the contract pair to be checked
The contract review value answered, the contract review value are used to identify the potential risk degree of the contract to be checked.
Further, the method also includes：
Contract key point is extracted from the contract terms；
Obtain legal knowledge map corresponding with the contract type；
It is determining to be closed with the contract corresponding first to be checked according to the legal knowledge map and the contract key point
Same key point, the first contract key point are described wait check the contract key point lacked in contract.
Further, calculating contract review value corresponding with the contract to be checked includes：
Contract review value corresponding with the contract to be checked is calculated according to the first contract key point.
Further, the method also includes：
Obtain identification information corresponding with the contract to be checked；
History contract dataset corresponding with the identification information is extracted from initialized data base；
Contract attribute feature corresponding with the identification information, the contract attribute are determined according to the history contract dataset
Feature is used to identify the contract preference with each user；
The first contract key point is modified according to the contract attribute feature.
Further, the method also includes：
Output contract checks information, and the contract review value and first contract are carried in the contract review information
Key point information.
Equipment in the embodiment of the present invention can be server, PC, PAD, mobile phone etc..
The embodiment of the invention also provides a kind of computer program products, when executing on data processing equipment, are suitable for
Execute the program of initialization there are as below methods step：Obtain contract to be checked；Judgement contract corresponding with the contract to be checked
Type；It extracts described wait check the contract terms in contract；Contract review value corresponding with the contract to be checked is calculated, it is described
Contract review value is used to identify the potential risk degree of the contract to be checked.
Further, the method also includes：
Contract key point is extracted from the contract terms；
Obtain legal knowledge map corresponding with the contract type；
It is determining to be closed with the contract corresponding first to be checked according to the legal knowledge map and the contract key point
Same key point, the first contract key point are described wait check the contract key point lacked in contract.
Further, calculating contract review value corresponding with the contract to be checked includes：
Contract review value corresponding with the contract to be checked is calculated according to the first contract key point.
Further, the method also includes：
Obtain identification information corresponding with the contract to be checked；
History contract dataset corresponding with the identification information is extracted from initialized data base；
Contract attribute feature corresponding with the identification information, the contract attribute are determined according to the history contract dataset
Feature is used to identify the contract preference with each user；
The first contract key point is modified according to the contract attribute feature.
Further, the method also includes：
Output contract checks information, and the contract review value and first contract are carried in the contract review information
Key point information.
It should be understood by those skilled in the art that, embodiments herein can provide as method, system or computer program
Product.Therefore, complete hardware embodiment, complete software embodiment or reality combining software and hardware aspects can be used in the application
Apply the form of example.Moreover, it wherein includes the computer of computer usable program code that the application, which can be used in one or more,
The computer program implemented in usable storage medium (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) produces
The form of product.
The application is referring to method, the process of equipment (system) and computer program product according to the embodiment of the present application
Figure and/or block diagram describe.It should be understood that every one stream in flowchart and/or the block diagram can be realized by computer program instructions
The combination of process and/or box in journey and/or box and flowchart and/or the block diagram.It can provide these computer programs
Instruct the processor of general purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices to produce
A raw machine, so that being generated by the instruction that computer or the processor of other programmable data processing devices execute for real
The device for the function of being specified in present one or more flows of the flowchart and/or one or more blocks of the block diagram.
These computer program instructions, which may also be stored in, is able to guide computer or other programmable data processing devices with spy
Determine in the computer-readable memory that mode works, so that it includes referring to that instruction stored in the computer readable memory, which generates,
Enable the manufacture of device, the command device realize in one box of one or more flows of the flowchart and/or block diagram or
The function of being specified in multiple boxes.
These computer program instructions also can be loaded onto a computer or other programmable data processing device, so that counting
Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, thus in computer or
The instruction executed on other programmable devices is provided for realizing in one or more flows of the flowchart and/or block diagram one
The step of function of being specified in a box or multiple boxes.
In a typical configuration, calculating equipment includes one or more processors (CPU), input/output interface, net
Network interface and memory.
Memory may include the non-volatile memory in computer-readable medium, random access memory (RAM) and/
Or the forms such as Nonvolatile memory, such as read-only memory (ROM) or flash memory (flash RAM).Memory is computer-readable Jie
The example of matter.
Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be by any method
Or technology come realize information store.Information can be computer readable instructions, data structure, the module of program or other data.
The example of the storage medium of computer includes, but are not limited to phase change memory (PRAM), static random access memory (SRAM), moves
State random access memory (DRAM), other kinds of random access memory (RAM), read-only memory (ROM), electric erasable
Programmable read only memory (EEPROM), flash memory or other memory techniques, read-only disc read only memory (CD-ROM) (CD-ROM),
Digital versatile disc (DVD) or other optical storage, magnetic cassettes, tape magnetic disk storage or other magnetic storage devices
Or any other non-transmission medium, can be used for storage can be accessed by a computing device information.As defined in this article, it calculates
Machine readable medium does not include temporary computer readable media (transitory media), such as the data-signal and carrier wave of modulation.
It should also be noted that, the terms "include", "comprise" or its any other variant are intended to nonexcludability
It include so that the process, method, commodity or the equipment that include a series of elements not only include those elements, but also to wrap
Include other elements that are not explicitly listed, or further include for this process, method, commodity or equipment intrinsic want
Element.In the absence of more restrictions, the element limited by sentence " including one ... ", it is not excluded that including element
Process, method, there is also other identical elements in commodity or equipment.
It will be understood by those skilled in the art that embodiments herein can provide as method, system or computer program product.
Therefore, complete hardware embodiment, complete software embodiment or embodiment combining software and hardware aspects can be used in the application
Form.It is deposited moreover, the application can be used to can be used in the computer that one or more wherein includes computer usable program code
The shape for the computer program product implemented on storage media (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.)
Formula.
The above is only embodiments herein, are not intended to limit this application.To those skilled in the art,
Various changes and changes are possible in this application.It is all within the spirit and principles of the present application made by any modification, equivalent replacement,
Improve etc., it should be included within the scope of the claims of this application.
Claims (10)
1. a kind of contract review method, which is characterized in that the method includes：
Obtain contract to be checked；
Judgement contract type corresponding with the contract to be checked；
It extracts described wait check the contract terms in contract；
Calculate contract review value corresponding with the contract to be checked, the contract review value is for contract to be checked described in identifying
Potential risk degree.
2. the method according to claim 1, wherein the method also includes：
Contract key point is extracted from the contract terms；
Obtain legal knowledge map corresponding with the contract type；
According to the legal knowledge map and the contract key point, determining the first contract pass corresponding with the contract to be checked
Key point, the first contract key point are described wait check the contract key point lacked in contract.
3. according to the method described in claim 2, it is characterized in that, calculating contract corresponding with the contract to be checked is careful
Readding value includes：
Contract review value corresponding with the contract to be checked is calculated according to the first contract key point.
4. according to the method described in claim 2, it is characterized in that, the method also includes：
Obtain identification information corresponding with the contract to be checked；
History contract dataset corresponding with the identification information is extracted from initialized data base；
Contract attribute feature corresponding with the identification information, the contract attribute feature are determined according to the history contract dataset
For identifying the contract preference with each user；
The first contract key point is modified according to the contract attribute feature.
5. method according to claim 1 to 4, which is characterized in that the method also includes：
Output contract checks information, and the contract review value is carried in the contract review information and first contract is crucial
Point information.
6. a kind of contract review device, which is characterized in that described device includes：
Acquiring unit, for obtaining contract to be checked；
Judging unit, for judging contract type corresponding with the contract to be checked；
Extraction unit, it is described wait check the contract terms in contract for extracting；
Computing unit, for calculating contract review value corresponding with the contract to be checked, the contract review value is used to identify
The potential risk degree of the contract to be checked.
7. device according to claim 6, which is characterized in that described device further includes：Determination unit,
The extraction unit is also used to extract contract key point from the contract terms；
The acquiring unit is also used to obtain legal knowledge map corresponding with the contract type；
The determination unit, for according to the legal knowledge map and the contract key point, determination to be closed with described wait check
With corresponding first contract key point, the first contract key point is described wait check the contract key point lacked in contract.
8. device according to claim 7, which is characterized in that
The computing unit, specifically for calculating contract corresponding with the contract to be checked according to the first contract key point
Check value.
9. device according to claim 7, which is characterized in that described device further includes：Amending unit,
The acquiring unit is also used to obtain identification information corresponding with the contract to be checked；
The extraction unit is also used to extract history contract dataset corresponding with the identification information from initialized data base；
The determination unit is also used to determine that contract attribute corresponding with the identification information is special according to the history contract dataset
Sign, the contract attribute feature are used to identify the contract preference with each user；
The amending unit, for being modified according to the contract attribute feature to the first contract key point.
10. a kind of electronic equipment, which is characterized in that the electronic equipment includes：
One or more processors；
Memory, for storing one or more programs；
When one or more of programs are executed by one or more of processors, so that one or more of realizations are as weighed
Benefit requires 1 to the contract review method described in any one of claim 5.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
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| CN201810356992.XA CN108830443A (en) | 2018-04-19 | 2018-04-19 | A kind of contract review method and device |
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| CN201810356992.XA CN108830443A (en) | 2018-04-19 | 2018-04-19 | A kind of contract review method and device |
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| CN109829692A (en) * | 2019-01-17 | 2019-05-31 | 深圳壹账通智能科技有限公司 | Contract trial method, apparatus, equipment and storage medium based on artificial intelligence |
| CN110070264A (en) * | 2019-03-16 | 2019-07-30 | 平安城市建设科技(深圳)有限公司 | Contract evaluation method, platform, equipment and readable storage medium storing program for executing |
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| TWI708203B (en) * | 2019-02-22 | 2020-10-21 | 華南商業銀行股份有限公司 | Contract risk evaluation system and contract risk evaluation method |
| CN112581071A (en) * | 2019-09-30 | 2021-03-30 | 北京国双科技有限公司 | Contract processing method and device, storage medium and electronic equipment |
| TWI759861B (en) * | 2019-02-22 | 2022-04-01 | 華南商業銀行股份有限公司 | Contract risk evaluation system and contract risk evaluation method |
| CN115392805A (en) * | 2022-10-28 | 2022-11-25 | 国能大渡河大数据服务有限公司 | Transaction type contract compliance risk diagnosis method and system |
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