CN108805380A - A kind of financial product income evaluation method and system based on block chain - Google Patents

A kind of financial product income evaluation method and system based on block chain Download PDF

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Publication number
CN108805380A
CN108805380A CN201710308462.3A CN201710308462A CN108805380A CN 108805380 A CN108805380 A CN 108805380A CN 201710308462 A CN201710308462 A CN 201710308462A CN 108805380 A CN108805380 A CN 108805380A
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product
sub
value
financial
financial product
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胡倩
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Shanghai Noah Investment Management Co Ltd
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Shanghai Noah Investment Management Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/06Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
    • G06Q10/063Operations research, analysis or management
    • G06Q10/0639Performance analysis of employees; Performance analysis of enterprise or organisation operations
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/70Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer
    • G06F21/78Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer to assure secure storage of data
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06Asset management; Financial planning or analysis

Abstract

The invention discloses a kind of financial product income evaluation methods based on block chain, include the following steps:Unique features label is arranged to financial product, and the class indication to match with feature tag is established respectively at least two sub- products included by financial product;When transaction occurs, the Transaction Information that financial product is generated by feature tag records, and combining classification mark is to the Transaction Information progress book of final entry of each sub- product;The Transaction Information record for transferring financial product and each sub- product, calculates all aggregate earnings values of sub- product and the self benefits value of financial product;The total revenue of financial product is assessed according to the aggregate earnings value of the self benefits value of financial product and whole sub- products.Whole historical transactional informations of financial product are stored on block chain by the present invention, it may be convenient to find whole trading situations of financial product, the situation of Profit of thoroughly evaluating financial product.The financial product Profit Assessment system based on block chain that the invention also discloses a kind of.

Description

A kind of financial product income evaluation method and system based on block chain
Technical field
The present invention relates to block chain technical field, more particularly to a kind of financial product income evaluation method based on block chain And system.
Background technology
Block chain (blockchain) technology is overturned to the primary of internet, and maximum feature is decentralization.With Popularization of the block chain in more areas, as the clearing of currency clearance, digital asset management, crowd raise, can only contract, legal document test Card, the unique effect of block chain technology will show.In the future, society will deepen with merging for internet, internet and society The interactive effect of meeting will bring more chemical effects, block chain technology that will be discharged as the foreword trend of internet development Inconceivable potentiality.
With the fast development of banking, various financial products are constantly released, such as financing, fund, foreign exchange, noble metal Deng.However since the market of financial product is several and interest rate constantly changes so that financial product there are the larger market risk, because This needs to the income of financial product assess to become to become more and more important.
Existing financial product income evaluation method, due to the limitation of information storage, it is difficult to preserve financial product from birth Complete transaction information since life, majority are to take the Transaction Information in nearest a period of time to carry out Profit Assessment.This method Human factor is affected, and assessment is not comprehensive enough, it is difficult to accurately be assessed.
Invention content
In order to solve problems in the prior art, an embodiment of the present invention provides a kind of financial product incomes based on block chain Appraisal procedure and system.The technical solution is as follows:
On the one hand, a kind of financial product income evaluation method based on block chain, includes the following steps:
Unique features label is arranged to financial product, and at least two sub- products included by financial product are established respectively The class indication to match with feature tag;
When transaction occurs, the Transaction Information that financial product is generated by feature tag records, and combining classification mark is to each The Transaction Information of sub- product carries out the book of final entry;
The Transaction Information record for transferring financial product and each sub- product, calculates the aggregate earnings value and gold of all sub- products Melt the self benefits value of product;
According to the self benefits value of financial product and all the aggregate earnings value of sub- product to the total revenue of financial product into Row assessment.
Further, the Transaction Information record for transferring financial product and each sub- product, calculates total receipts of all sub- products Beneficial value and the self benefits value of financial product specifically include:
The number of transaction and transaction value for obtaining financial product and each sub- product, calculate the self benefits value of financial product with And the current financial value of each sub- product;
The weight coefficient corresponding to each sub- product is combined according to the current financial value of each sub- product, calculates whole sub- products Aggregate earnings value.
Specifically, combining the weight coefficient corresponding to each sub- product according to the current financial value of each sub- product, calculate complete In the step of aggregate earnings value of the sub- product in portion, the algorithm for calculating all sub- product aggregate earnings values is specially:
Wherein, S is the aggregate earnings value of all sub- products, S1, S2, S3... ..., SnFor the current financial value of every sub- product, W1, W2, W3... ..., WnFor the every weight coefficient of sub- product in financial product, n is sub- product quantity.
Specifically, according to the self benefits value of financial product and all the aggregate earnings value of sub- product to financial product In the step of total revenue is assessed, the algorithm for calculating financial product aggregate earnings value is specially:
Wherein, S is the aggregate earnings value of all sub- products, and Pr is the self benefits value of financial product, and Gi is financial product Total revenue.
Further, number of transaction and transaction are included at least in the Transaction Information of financial product and each sub- product record Price;Transaction value is positive value when product is bought in, and is negative value when product is sold.
On the other hand, a kind of financial product Profit Assessment system based on block chain, including:
Mark module, for unique features label to be arranged to financial product, and at least two included by financial product Sub- product establishes the class indication to match with feature tag respectively;
Logging modle, for when transaction occurs, gold to be generated to the feature tag that financial product identifies according to mark module Melt the Transaction Information record of product, and mark module is combined to believe the transaction of each sub- product the class indication that each sub- product is established Breath carries out the book of final entry;
Computing module, the Transaction Information for transferring financial product and each sub- product from logging modle are recorded, are calculated The all aggregate earnings value of sub- product and the self benefits value of financial product;
Evaluation module, for according to the self benefits value of the calculated financial product of computing module and whole sub- products Aggregate earnings value assesses the total revenue of financial product.
Further, computing module includes:
First computing unit, for obtaining the number of transaction and settlement price of financial product and each sub- product in logging modle Lattice calculate the self benefits value of financial product and the current financial value of each sub- product;
Second computing unit, for according to the first computing unit institute calculated each sub- product current financial value combine respectively Weight coefficient corresponding to sub- product calculates the aggregate earnings value of all sub- products.
Specifically, the algorithm that the second computing unit uses is specially:
Wherein, S is the aggregate earnings value of all sub- products, S1, S2, S3... ..., SnFor the current financial value of every sub- product, W1, W2, W3... ..., WnFor the every weight coefficient of sub- product in financial product, n is sub- product quantity.
Specifically, the algorithm that evaluation module uses is specially:
Wherein, S is the aggregate earnings value of all sub- products, and Pr is the financial value of financial product itself, and Gi is financial product Total revenue.
Further, in logging modle number of deals is included at least in the Transaction Information of financial product and each sub- product record Amount and transaction value;Transaction value is positive value when product is bought in, and is negative value when product is sold.
The advantageous effect that technical solution provided in an embodiment of the present invention is brought is:The finance production based on block chain of the present invention Product income evaluation method and system, the decentralization feature based on block chain protect whole historical transactional informations of financial product There are on block chain, Transaction Information is complete and is difficult to tamper with, and financial production can be easily found when assessing financial product income Whole trading situations of the product since birth are conducive to the situation of Profit of total calculation evaluation financial product.
Description of the drawings
To describe the technical solutions in the embodiments of the present invention more clearly, make required in being described below to embodiment Attached drawing is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the invention, for For those of ordinary skill in the art, without creative efforts, other are can also be obtained according to these attached drawings Attached drawing.
Fig. 1 is a kind of flow of the embodiment of financial product income evaluation method based on block chain provided by the invention Figure;
Fig. 2 is the stream of the embodiment of another financial product income evaluation method based on block chain provided by the invention Cheng Tu;
Fig. 3 is a kind of structure of the embodiment of financial product Profit Assessment system based on block chain provided by the invention Figure;
Fig. 4 is the knot of the embodiment of another financial product Profit Assessment system based on block chain provided by the invention Composition.
Specific implementation mode
To make the object, technical solutions and advantages of the present invention clearer, below in conjunction with attached drawing to embodiment party of the present invention Formula is described in further detail.
The present invention provides a kind of embodiment of the financial product income evaluation method based on block chain, as shown in Figure 1, packet Include following steps:
Step S101 is arranged unique features label to financial product, and is produced at least two sons included by financial product Product establish the class indication to match with feature tag respectively.
There are the numerous financial products of quantity in financial trading market based on block chain, in order to distinguish these different gold Melt the transaction of product, one unique feature tag of the whole network is set for each financial product.For example feature is arranged in " fund XXXX " Label is " FUXXXX5676 ".
General financial product is by getting a profit to the investment of one or more projects, for example stock, bond, noble metal are thrown Money, financial derivatives, cash in banks etc., these investment projects can be regarded as the sub- product of the financial product, be this little production The class indication to match with female product feature label is also respectively set in product, and such as " fund XXXX " includes " stock 601111 ", " stock The sub- product such as ticket 000531 ", " national debt 010107 ", then the class indication of sub- product could be provided as:"FUXXXX5676- SH601111 ", " FUXXXX5676-SH000531 " and " FUXXXX5676-NB601111 ".
Step S102, when transaction occurs, the Transaction Information that financial product is generated by feature tag records, and combining classification It identifies and the book of final entry is carried out to the Transaction Information of each sub- product.
When each transaction that above-mentioned " fund XXXX " and its sub- product are bought in or sold, this feature is used Label or class indication generate Transaction Information record to transaction, and number of transaction and settlement price are included at least in Transaction Information record Lattice;Transaction value is positive value when product is bought in, and is negative value when product is sold, and whole Transaction Informations is stored in block chain On.The Transaction Information record of above-mentioned " fund XXXX " can be expressed as:FUXXXX5676 ,+12.6,1000 or FUXXXX5676, -17.28,500." FUXXXX5676 ,+12.6,1000 " indicate " fund XXXX ", are bought in price 12.6 Enter 1000 parts ", " FUXXXX5676, -17.28,500 " indicate " fund XXXX ", and 500 parts are sold in price 17.28 ".Son The Transaction Information of product records and this type, and details are not described herein by the present invention.
Step S103 transfers the Transaction Information record of financial product and each sub- product, calculates total receipts of all sub- products The self benefits value of benefit value and financial product.
All whole Transaction Informations containing " FUXXXX5676 " feature tag and class indication are found on block chain Record after summarizing these Transaction Informations record, calculates separately to obtain all oneself of the aggregate earnings value of sub- products and financial product Body financial value.
Step S104, according to the self benefits value of financial product and the aggregate earnings value of whole sub- products to financial product Total revenue is assessed.
According to the aggregate earnings value and financial product self benefits value of the step S103 products of whole being calculated, by with Lower formula (1) calculates the total revenue of financial product:
In formula, S is the total revenue of all sub- products, and Pr is the financial value of financial product itself, and Gi is the total of financial product Income.
In the embodiment of another financial product income evaluation method based on block chain of the present invention, such as Fig. 2 institutes Show, step S103 is specifically included:
Step S1031 obtains the number of transaction and transaction value of financial product and each sub- product, calculates financial product oneself The current financial value of body financial value and each sub- product.
Whole Transaction Informations record containing " FUXXXX5676 " feature tag and class indication on the block chain found, Whole Transaction Informations of the financial product " FUXXXX5676 ", as shown in table 1.
Whole Transaction Informations of 1 financial product of table " FUXXXX5676 "
1. financial product " FUXXXX5676 " financial value of itself on calculation block chain.
By under " feature tag/class indication " item in table 1, the number of deals in " FUXXXX5676 " item in every Transaction Information Amount is multiplied by transaction value, then sums up the result of calculation of every Transaction Information, specific such as formula (2).
In formula, PiFor transaction value, buying price is just that selling price is negative;NiFor number of transaction;Pr is financial product The financial value of itself;N is that the All Activity information under this feature label or class indication found on block chain records quantity.
According to table 1 and formula (1), can obtain:Pr=((+12.6) × 1000)+((- 17.28) × 500)+((- 15.33)×3500)+……。
2. the current financial value of each sub- product of financial product " FUXXXX5676 " on calculation block chain.
The computational methods of the sub- current financial value of product are identical as the computational methods of financial product self benefits value, also use public affairs Formula (2) is calculated.
Have,
In formula, PiFor transaction value, buying price is just that selling price is negative;NiFor number of transaction;Pr is financial product The financial value of itself;N is that the All Activity information under this feature label or class indication found on block chain records quantity; S is the current financial value of sub- product;X is the sub- product quantity of financial product.
Step S1032 combines the weight coefficient corresponding to each sub- product according to the current financial value of each sub- product, calculates complete The aggregate earnings value of the sub- product in portion.
1. the respective income of all sub- products and weight coefficient are divided by, all sub- products respectively income and weight system are found out Count the maximum value in the absolute value for the acquired results that are divided by.
Have,
2. the respective income of all sub- products and weight coefficient are divided by, then by the respective income of all sub- products and weight Then divided by sub- product quantity coefficient is divided by acquired results adduction,.
Have,
3. will 1. be multiplied with the result 2. acquired to get to the financial value of all sub- products.
In formula, S is the total revenue of all sub- products, S1, S2, S3... ..., SnFor the current income of every sub- product, W1, W2, W3... ..., WnFor the every weight coefficient of sub- product in financial product, n is sub- product quantity.
Weight coefficient W1, W2, W3... ..., WnRepresent every sub- product proportion in financial product, 2 institute of reference table Show.
2 financial product of table " FUXXXX5676 " neutron product weight coefficient
Sub- product type Proportion (weight coefficient W)
S1 Stock 601111 7.2%
S2 Stock 000531 5.3%
S3 National debt 010107 13%
…… …… ……
Sn XX cashes in banks 5%
The embodiment for the financial product Profit Assessment system based on block chain that the present invention also provides a kind of, as shown in figure 3, Including:Mark module 100, logging modle 200, computing module 300 and evaluation module 400.
Mark module 100 is used to that unique features label to be arranged to financial product, and at least two included by financial product A sub- product establishes the class indication to match with feature tag respectively;Logging modle 200 is used for when transaction occurs, according to mark Know module 100 and generate the Transaction Information record of financial product to the feature tag that financial product identifies, and combines mark module 100 The book of final entry is carried out to the Transaction Information of each sub- product to the class indication that each sub- product is established;Computing module 300 is used for from note The Transaction Information record that financial product and each sub- product are transferred in record module 200, calculate the aggregate earnings value of all sub- products with And the self benefits value of financial product;Evaluation module 400, for according to 300 calculated financial product of computing module itself The aggregate earnings value of financial value and whole sub- products assesses the total revenue of financial product.
There are the numerous financial products of quantity in financial trading market based on block chain, in order to distinguish these different gold Melt the transaction of product, mark module 100 is that a unique feature tag of the whole network is arranged in each financial product.General financial product By getting a profit to the investment of one or more projects, for example the investment of stock, bond, noble metal, financial derivatives, bank are deposited Money etc., these investment projects can be regarded as the sub- product of the financial product, are also respectively set and female product for this little product The class indication that feature tag matches, such as " fund XXXX " includes " stock 601111 ", " stock 000531 ", " national debt The sub- product such as 010107 ", then the class indication of sub- product could be provided as:"FUXXXX5676-SH601111", " FUXXXX5676-SH000531 " and " FUXXXX5676-NB601111 ".Bought in when the fund and its each sub- product or When each transaction sold, logging modle 200 generates Transaction Information to transaction using this feature tag or class indication and remembers Record.Number of transaction and transaction value are included at least in Transaction Information record;Transaction value is positive value when product is bought in, and is being produced It is negative value when product are sold, whole Transaction Informations is stored on block chain.To the Transaction Information of above-mentioned " fund XXXX " To be expressed as:FUXXXX5676 ,+12.6,1000 or FUXXXX5676, -17.28,500." FUXXXX5676 ,+12.6,1000 " It indicates " fund XXXX is bought in 1000 parts in price 12.6 ", " FUXXXX5676, -17.28,500 " expressions " fund XXXX, 500 parts are sold in price 17.28 ".The Transaction Information of sub- product records and this type, and details are not described herein by the present invention.Meter It calculates module 300 and is being deployed into all wholes containing " FUXXXX5676 " feature tag and class indication from logging modle 200 Transaction Information records, and after these Transaction Informations record is summarized, calculates separately to obtain the aggregate earnings value and finance of all sub- products The self benefits value of product.The self benefits value for the financial product that evaluation module 400 is calculated according to computing module 300 and All the aggregate earnings value of sub- product carries out calculating assessment by above formula (1) to the total revenue of financial product.
As shown in figure 4, being the another embodiment of the financial product Profit Assessment system the present invention is based on block chain.
In the present embodiment, computing module 300 specifically includes:First computing unit 301 and the second computing unit 302.
First computing unit 301 is used to obtain the number of transaction and friendship of financial product and each sub- product in logging modle 200 Easy price calculates the self benefits value of financial product and the current financial value of each sub- product;Second computing unit 302 is used for root According to the first computing unit 301 calculated each sub- product current financial value combine each sub- product corresponding to weight coefficient, Calculate the aggregate earnings value of all sub- products.
What the first computing unit 301 obtained recording in logging modle 200 contains " FUXXXX5676 " feature tag and classification Whole Transaction Informations of mark record, whole Transaction Informations of the financial product " FUXXXX5676 ", as shown in table 1 above. First computing unit 301 is first by under " feature tag/class indication " item in table 1, every transaction letter in " FUXXXX5676 " item Number of transaction in breath is multiplied by transaction value, then sums up the result of calculation of every Transaction Information, and the gold is calculated Melt product " FUXXXX5676 " financial value of itself, specifically refers to formula (2).Due to the calculating side of the current financial value of sub- product Method is identical as the computational methods of financial product self benefits value, and the gold is calculated referring again to formula (3) in the first computing unit 301 Melt the current financial value of each sub- product of product " FUXXXX5676 ".Second computing unit 302 is counted according to the first computing unit 301 The current financial value of each sub- product calculated combines the weight coefficient corresponding to each sub- product, reference formula (6) to be calculated entirely The aggregate earnings value of the sub- product in portion.Weight coefficient represents every sub- product proportion in financial product, specifically refers to above Middle table 2.
The financial product income evaluation method and system based on block chain of the present invention, the decentralization based on block chain are special Sign, whole historical transactional informations of financial product are stored on block chain, and Transaction Information is complete and is difficult to tamper with, assessment finance Whole trading situations of the financial product since birth can have easily been found when product income, be conducive to total calculation evaluation The situation of Profit of financial product.
The embodiments of the present invention are for illustration only, can not represent the quality of embodiment.
The apparatus embodiments described above are merely exemplary, wherein the unit illustrated as separating component can It is physically separated with being or may not be, the component shown as unit may or may not be physics list Member, you can be located at a place, or may be distributed over multiple network units.It can be selected according to the actual needs In some or all of module achieve the purpose of the solution of this embodiment.Those of ordinary skill in the art are not paying creativeness Labour in the case of, you can to understand and implement.
Through the above description of the embodiments, those skilled in the art can be understood that each embodiment can It is realized by the mode of software plus required general hardware platform, naturally it is also possible to pass through hardware.Based on this understanding, on Stating technical solution, substantially the part that contributes to existing technology can be expressed in the form of software products in other words, should Computer software product can store in a computer-readable storage medium, such as ROM/RAM, magnetic disc, CD, including several fingers It enables and using so that a computer equipment (can be personal computer, server or the network equipment etc.) executes each implementation Method described in certain parts of example or embodiment.
The foregoing is merely presently preferred embodiments of the present invention, is not intended to limit the invention, it is all the present invention spirit and Within principle, any modification, equivalent replacement, improvement and so on should all be included in the protection scope of the present invention.

Claims (10)

1. a kind of financial product income evaluation method based on block chain, which is characterized in that include the following steps:
Unique features label is arranged to financial product, and at least two sub- products included by the financial product are established respectively The class indication to match with the feature tag;
When transaction occurs, the Transaction Information that the financial product is generated by the feature tag records, and in conjunction with the classification It identifies and the book of final entry is carried out to the Transaction Information of each sub- product;
The Transaction Information record for transferring the financial product and each sub- product, calculates the total revenue of all sub- products The self benefits value of value and the financial product;
According to the self benefits value of the financial product and the aggregate earnings value of the sub- product of the whole to the financial product Total revenue is assessed.
2. the method as described in claim 1, which is characterized in that transfer the transaction of the financial product and each sub- product Information records, and calculates all aggregate earnings values of sub- product and the self benefits value of the financial product specifically includes:
The number of transaction and transaction value for obtaining the financial product and each sub- product, calculate itself of the financial product The current financial value of financial value and each sub- product;
According to weight coefficient of the current financial value of each sub- product in conjunction with corresponding to each sub- product, all son productions are calculated The aggregate earnings value of product.
3. method as claimed in claim 2, which is characterized in that combined according to the current financial value of each sub- product described In the step of weight coefficient corresponding to each sub- product, the aggregate earnings value of the whole sub- products of calculating, all sub- products are calculated The algorithm of aggregate earnings value is specially:
Wherein, S is the aggregate earnings value of all sub- products, S1, S2, S3... ..., SnFor the current financial value of every sub- product, W1, W2, W3... ..., WnFor the every weight coefficient of sub- product in financial product, n is sub- product quantity.
4. method as claimed in claim 3, which is characterized in that in the self benefits value according to the financial product and In the step of aggregate earnings value of the sub- product of whole assesses the total revenue of the financial product, it is total to calculate financial product The algorithm of financial value is specially:
Wherein, S is the aggregate earnings value of all sub- products, and Pr is the self benefits value of the financial product, and Gi is that the finance is produced The total revenue of product.
5. the method as described in any one of claim 1-4, which is characterized in that the friendship of the financial product and each sub- product Number of transaction and transaction value are included at least in easy information record;The transaction value is positive value when product is bought in, and is being produced It is negative value when product are sold.
6. a kind of financial product Profit Assessment system based on block chain, which is characterized in that including:
Mark module, for unique features label to be arranged to financial product, and at least two included by the financial product Sub- product establishes the class indication to match with the feature tag respectively;
Logging modle, for when transaction occurs, being given birth to the feature tag that the financial product identifies according to the mark module It is recorded at the Transaction Information of the financial product, and the class indication established to each sub- product in conjunction with the mark module is to each son The Transaction Information of product carries out the book of final entry;
Computing module, the transaction for transferring the financial product and each sub- product from the logging modle are believed Breath record calculates all aggregate earnings values of sub- product and the self benefits value of the financial product;
Evaluation module, for being produced according to the self benefits value and all sons of the calculated financial product of computing module The aggregate earnings value of product assesses the total revenue of the financial product.
7. system as claimed in claim 6, which is characterized in that the computing module includes:
First computing unit, for obtain financial product described in the logging modle and each sub- product number of transaction and Transaction value calculates the self benefits value of the financial product and the current financial value of each sub- product;
Second computing unit, for according to first computing unit institute calculated each sub- product current financial value combine respectively Weight coefficient corresponding to the sub- product calculates the aggregate earnings value of all sub- products.
8. system as claimed in claim 7, which is characterized in that the algorithm that second computing unit uses is specially:
Wherein, S is the aggregate earnings value of all sub- products, S1, S2, S3... ..., SnFor the current financial value of every sub- product, W1, W2, W3... ..., WnFor the every weight coefficient of sub- product in financial product, n is sub- product quantity.
9. system as claimed in claim 8, which is characterized in that the algorithm that the evaluation module uses is specially:
Wherein, S is the aggregate earnings value of all sub- products, and Pr is the financial product financial value of itself, and Gi is that the finance is produced The total revenue of product.
10. the system as described in any one of claim 6-9, which is characterized in that financial product described in the logging modle And include at least number of transaction and transaction value in the Transaction Information record of each sub- product;The transaction value is bought in product Fashionable is positive value, is negative value when product is sold.
CN201710308462.3A 2017-05-04 2017-05-04 A kind of financial product income evaluation method and system based on block chain Pending CN108805380A (en)

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Application publication date: 20181113