CN108717647A - Leasing system based on block chain and rental allocation method - Google Patents
Leasing system based on block chain and rental allocation method Download PDFInfo
- Publication number
- CN108717647A CN108717647A CN201810542381.4A CN201810542381A CN108717647A CN 108717647 A CN108717647 A CN 108717647A CN 201810542381 A CN201810542381 A CN 201810542381A CN 108717647 A CN108717647 A CN 108717647A
- Authority
- CN
- China
- Prior art keywords
- tenant
- module
- block chain
- leasing system
- leased equipment
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0283—Price estimation or determination
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0645—Rental transactions; Leasing transactions
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Development Economics (AREA)
- Engineering & Computer Science (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- General Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Marketing (AREA)
- Economics (AREA)
- Game Theory and Decision Science (AREA)
- Entrepreneurship & Innovation (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
The present invention discloses a kind of leasing system based on block chain and rental allocation method, businessman uses the tenant of the leased equipment by being given to the rental allocation of certainty ratio, first tenant pays rent and cash pledge to lease platform, leased equipment is sent to the first tenant by businessman and uses, cash pledge is by lease platform courses in the leasing period of first tenant operating lease equipment, rents diversion is to businessman, when the leased equipment expiry of tenancy that the first tenant uses, second tenant pays rent and cash pledge to lease platform, leased equipment is transferred to the second tenant by the first tenant, after second tenant receives and confirms that leased equipment is intact, the cash pledge that first tenant is paid is returned by lease platform, the rental allocation profit that the first tenant and the second tenant of businessman couple are paid simultaneously.The present invention is conducive to the growth of tenant, and cash flow is made to improve, this period of returning of leased equipment greatly shortens.
Description
Technical field
The present invention relates to technical field of electronic commerce, and in particular to a kind of leasing system and rental allocation based on block chain
Method.
Background technology
Fabric is permission block chain (Permissioned Chain), and bit coin, ether mill are this kind of anonymous haves no right
It is exactly with identification capability to limit block chain network maximum differential.In all kinds of events of Fabric account books and transaction, participant
All there is specific identity information with object.Identity service (Identity Service) manages various entities, ginseng in system
With the identity information of person and object, verifier can determine the Permission Levels for participating in transaction when Fabric networks are established.
Many functions need to be driven with tactful (policy) mode inside Fabric, therefore have independent policy service to provide system
Tactful configuration and administration feature.Most importantly access control and authorization function, the transaction of Fabric usually require that policy service
There are participant associated rights could carry out.The block chain service of Fabric provides the distributed account book of structure most basic ability,
Realize that data transmission, common recognition the bottoms function such as reach, and provide the incident management frame of publish/subscribe, in distributed account book
The various events in portion can notify the external application monitored.Fabric provides the basic capacity of the distributed account book of structure, such as account
Notebook data structure, intelligent contract performing environment, modular frame, network communication etc..User can be in the up-regulation on the bases Fabric
With Application Programming Interface (API), abundant application logic is realized.The main interface of Fabric use REST API, substantially with
Fabric services are corresponding, and API points are that identity, strategy, block chain, transaction (corresponding block chain service) and intelligent contract etc. are several
Class.
Equipment leasing be charter artificially lease its from manufacturer or seller there voluntarily selected equipment and ordered with lessor
The lease of vertical longer-term limit.In equipment leasing behavior, general provision legally possesses with lessor within a certain period of time
It rents premised on equipment ownership, it is cost to collect rent, by the operating lease of this equipment to tenant；Tenant is then to renting
Economically possess the right to use with equipment, i.e., (being normally referred to as the rental period) before the deadline, it has the right to occupy, and normally makes
With this leased equipment, but must payment in due course rent.Currently, in rental service, tenant can only obtain after undertaking rent
To the right to use in institute's leased equipment certain time limit, in addition to this there is no any return.The active degree of tenant and multiple purchase
Rate is not high, is unfavorable for hiring out unit or the personal popularization to product, while hiring out unit or individual lacks tenant, cash
Stream is few, returns the length in this period.
Invention content
The purpose of the present invention is to provide a kind of leasing system based on block chain and rental allocation methods, make the consumer goods
Tenant not only obtains corresponding ownership equity and dividend equity, and tenant can lead to throwing during Lease Consumption
Money is equally returned accordingly, is effectively improved the active of tenant and again purchase rate, is conducive to always with new-type self propagation, favorably
In the growth of tenant, cash flow is made to improve, this period of returning of leased equipment greatly shortens.
To achieve the above object, the technical scheme is that：Based on the leasing system of block chain, the leasing system base
In Fabric frameworks, the leasing system includes block chain service unit and transactional services unit；The block chain service unit
Including consensus management device module, distributed account book module, P2P protocol modules and account book memory module；The consensus management device mould
Block is used to receive the transaction data of leasing system by unified abstraction interface, and consensus management device module is according to the friendship of algorithm of knowing together
The data of easy implementing result change account book memory module；The distribution account book module is for managing and safeguarding leasing system
Fabric block chain data；The P2P protocol modules are used for Transmitting Data Stream, stream in leasing system between block chain node
Control or multiplexing；The account book memory module is used to provide leasing system the chain external storage of Fabric block chain data,
The cryptographic Hash of each outer document of chain is stored on Fabric block chains；The transactional services unit includes cash pledge management module and profit
Moisten distribution module, the cash pledge that the cash pledge management module is used to pay operating lease system tenant is managed；It is described
The tenant that profit distribution module is used to participate in leasing system carries out profit to the rent after its used leased equipment transfer
Profit distribution.
Leasing system as described above based on block chain, the leasing system further include identity service unit, the body
Part service unit includes tenant identity module and Lease object identity module, and tenant identity module is used for management lease
The identity information of tenant in system；Lease object identity module is used for the identity letter of the leased equipment in management lease system
Breath.Fabric is permission block chain (Permissioned Chain), with bit coin, the lack of competence block chain of ether mill class anonymity
Network maximum differential is exactly with identification capability.In all kinds of events of Fabric account books and transaction, participant and object are all
With specific identity information.Identity service (Identity Service) manages various entities in system, participant and right
The identity information of elephant, verifier can determine the Permission Levels for participating in transaction when Fabric networks are established.
Leasing system as described above based on block chain, the leasing system further include policy service unit, the plan
Slightly service unit includes tactful configuration module and access control module, and the strategy configuration module is used for by Fabric frameworks
Policy-driven mode tactful configuration is carried out to leasing system；The access control module is used to access lease system to tenant
System carries out permission control.Function is driven using tactful (policy) mode inside Fabric, has independent policy service to provide
The tactful configuration and administration feature of system.Most importantly access control and authorization function, the transaction of Fabric are logical for policy service
Often require participant that there are associated rights could carry out.
The block chain service of Fabric provides the distributed account book of structure most basic ability, realizes that data transmission, common recognition reach
At equal bottoms function, and the incident management frame of publish/subscribe is provided, the various events inside distributed account book can notify
The application that outside is monitored.The block chain service unit of the present invention includes 4 components：P2P protocol modules, distributed account book module,
Consensus management device module and account book memory module.
A) P2P protocol modules mainly provide the ability of direct two-way communication between block chain node, including stream data passes
Defeated, flow control, multiplexing etc..
B) distributed account book module management the block chain data of Fabric.The each node of block chain network can be regarded as
One state machine, distributed account book component maintain block chain data (i.e. the state of state machine), maintain between each state machine
Identical state.
C) consensus management device module defines abstract interface on various common recognition algorithms, is supplied to other Fabric groups
Part uses.Since different application scenarios can use different common recognition algorithms, the modularization framework of Fabric that can support cut
The common recognition module changed, by unified abstraction interface, consensus management device receives various transaction data, then according to common recognition algorithm come
Transaction is organized and executed to decision how, after transaction runs succeeded, then changes the data of block chain account book.Fabric is provided
The reference of PBFT common recognition algorithms is realized.
D) operation that the data such as big file are very inefficient is preserved on block chain, therefore, usually big document will be stored in
In chain external storage.Account book memory module provides the persistence ability of the outer data of chain, and the cryptographic Hash of the outer document of each chain can save
On chain, to ensure the integrality of data outside chain.
Leasing system as described above based on block chain, the leasing system further include intelligent bond service unit, institute
It includes registration table management module and life cycle management module to state intelligent bond service unit；The registration table management module is used for
Leasing system is managed based on the intelligent contract registration table that Fabric frameworks are reached；The life cycle management module is used for
The life cycle of the intelligent contract of leasing system is managed.The Fabric intelligence contracts (smart of intelligent bond service unit
Contract it) is also referred to as code on chain (chaincode), its essence is run on verification node (validating node)
Distributed transaction program, to execute specific business rule automatically, eventually update account book state.Intelligent contract is divided into
Open, secrecy and access control several types.Intelligent bond service unit for contract code provide safe running environment and
The life cycle management of contract.
Leasing system as described above based on block chain, the leasing system is configured with lease platform.Lease platform by
Personnel carry out operation management by computer technology to leasing system.
The present invention also provides a kind of rental allocation method based on block chain, the rental allocation method uses above-mentioned rent
It rents system, rental allocation method is based on existing Fabric blocks chain technology, and in the rental allocation method, businessman is by given ratio
The rental allocation of example gives the tenant using the leased equipment, the first tenant flat to lease by cash pledge management module
Platform pays rent and cash pledge, and leased equipment is sent to the first tenant by businessman and uses, and the first tenant operating lease is set
Cash pledge is by lease platform courses in standby leasing period, and rents diversion is to businessman, when the leased equipment that the first tenant uses is rented
It rents expired, the second tenant pays rent and cash pledge by cash pledge management module to lease platform, and leased equipment passes through first
Tenant is transferred to the second tenant, after the second tenant receives and confirms that leased equipment is intact, the first tenant
The cash pledge paid is returned by lease platform, at the same the rent paid of the first tenant and the second tenant of businessman couple according to
Certainty ratio and corresponding leased equipment ownership share pass through profit distribution module assignment profit；When there are N tenants to make
When with leased equipment, rent that all tenants and businessman couple N tenants in addition to N tenants are paid according to
It is distributed a profit to certainty ratio and corresponding leased equipment ownership share；Wherein N is the positive integer more than 1；
Consensus management device module receives the transaction data of leasing system, consensus management device module by unified abstraction interface
The data of account book memory module are changed according to the transaction implementing result of common recognition algorithm；Pass through distributed account book module management and maintenance
Leasing system Fabric block chain data；The streaming number in leasing system between block chain node is carried out by P2P protocol modules
According to transmission, flow control or multiplexing；Outside the chain that Fabric block chain data are provided by account book memory module leasing system
The cryptographic Hash of storage, the outer document of each chain is stored on Fabric block chains.
Rental allocation method based on block chain as described above, in the rental allocation method, tenant is to lease
The method of determination of the ownership share of equipment is that the rent that tenant is paid accounts for leased equipment cost and history rental
Ratio, the history rent are the rent summation that the first tenant to N tenants are paid.
Rental allocation method based on block chain as described above, in the rental allocation method, under original state, lease
Equipment is held by businessman, and the ownership of leased equipment is absolutely possessed by businessman, when there are tenant operating lease equipment
Afterwards, businessman and tenant pay the ownership of the leased equipment according to the cost and tenant of leased equipment the ratio of rent
Example is allocated, and leased equipment circulates between tenant.
Rental allocation method based on block chain as described above, in the rental allocation method, when leased equipment is at certain
There is no in the case of tenant use in one period, leased equipment by lease platform courses, when leased equipment scrap with
Remaining value afterwards is allocated by businessman and tenant according to the ownership share to leased equipment, what leased equipment was scrapped
Time, whether cost-recovering was reference frame by businessman, and the power to make decision whether leased equipment scraps is controlled by businessman.
Rental allocation method based on block chain as described above, the lease platform is by businessman or third party's operating agency
Hold.
The invention has the advantages that：From operation angle, continues income and user's work can effectively improve to the stimulation of user
Jump and purchase rate again are conducive to self propagation (old band is new), to businessman bring be user growth, make the tenant of the consumer goods not only
Corresponding ownership equity and dividend equity are obtained, tenant can lead to investment and equally obtain phase during Lease Consumption
The return answered is conducive to the growth of tenant, cash flow is made to improve, this period of returning of leased equipment greatly shortens.
Description of the drawings
Fig. 1 is the leasing system schematic diagram based on block chain；
Fig. 2 is the lease schematic diagram of the leasing system based on block chain；
Fig. 3 is the algorithm flow chart of the rental allocation method based on block chain.
Specific implementation mode
The following examples are used to illustrate the present invention, but are not intended to limit the scope of the present invention..
Referring to Fig. 1, based on the leasing system of block chain, the leasing system is based on Fabric frameworks, the leasing system
Including block chain service unit 1 and transactional services unit 2；The block chain service unit 1 include consensus management device module 101,
Distributed account book module 102, P2P protocol modules 103 and account book memory module 104；The consensus management device module 101 is for leading to
The transaction data that unified abstraction interface receives leasing system is crossed, consensus management device module 101 is held according to the transaction of common recognition algorithm
Row result changes the data of account book memory module 104；The distribution account book module 102 is for managing and safeguarding leasing system
Fabric block chain data；The P2P protocol modules 103 are used for the stream data in leasing system between block chain node and pass
Defeated, flow control or multiplexing；The account book memory module 104 is used to provide leasing system the chain of Fabric block chain data
The cryptographic Hash of external storage, the outer document of each chain is stored on Fabric block chains；The transactional services unit 2 includes cash pledge management
Module 201 and profit distribution module 202, what the cash pledge management module 201 was used to pay operating lease system tenant
Cash pledge is managed；The tenant that the profit distribution module 202 is used to participate in leasing system sets its used lease
Rent after standby transfer carries out profit distribution.
In one embodiment of leasing system based on block chain, the leasing system further includes identity service unit 3, institute
It includes tenant identity module 301 and Lease object identity module 302, tenant identity module to state identity service unit 3
301 identity information for tenant in management lease system；Lease object identity module 302 is used in management lease system
Leased equipment identity information.Fabric is permission block chain (Permissioned Chain), with bit coin, ether mill class
Anonymous lack of competence block chain network maximum differential is exactly with identification capability.In all kinds of events of Fabric account books and transaction
In, participant and object all have specific identity information.Identity service (Identity Service) manages each in system
Kind of entity, participant and object identity information, verifier can determine when Fabric networks are established participates in transaction
Permission Levels.
In one embodiment of leasing system based on block chain, the leasing system further includes policy service unit 4, institute
It includes tactful configuration module 401 and access control module 402 to state policy service unit 4, and the strategy configuration module 401 is for leading to
The policy-driven mode crossed in Fabric frameworks carries out tactful configuration to leasing system；The access control module 402 for pair
Tenant accesses leasing system and carries out permission control.Function is driven using tactful (policy) mode inside Fabric, is had solely
Vertical policy service provides the tactful configuration and administration feature of system.Policy service most importantly access control and authorize work(
Can, the transaction of Fabric usually requires that there are participant associated rights could carry out.
The block chain service of Fabric provides the distributed account book of structure most basic ability, realizes that data transmission, common recognition reach
At equal bottoms function, and the incident management frame of publish/subscribe is provided, the various events inside distributed account book can notify
The application that outside is monitored.The block chain service unit 1 of the present invention includes 4 components：P2P protocol modules 103, distributed account book mould
Block 102, consensus management device module 101 and account book memory module 104.
A) P2P protocol modules 103 mainly provide the ability of direct two-way communication between block chain node, including stream data
Transmission, flow control, multiplexing etc..
B) distributed account book module 102 manages the block chain data of Fabric.The each node of block chain network can be seen
Work is a state machine, and distributed account book component maintains block chain data (i.e. the state of state machine), maintains each state machine
Between identical state.
C) consensus management device module 101 defines abstract interface on various common recognition algorithms, is supplied to other
Fabric components use.Since different application scenarios can use different common recognition algorithms, the modularization framework of Fabric can
Support changeable common recognition module, by unified abstraction interface, consensus management device receives various transaction data, then according to altogether
Algorithm is known to determine how to organize and execute transaction, after transaction runs succeeded, then changes the data of block chain account book.Fabric
The reference for providing PBFT common recognition algorithms is realized.
D) operation that the data such as big file are very inefficient is preserved on block chain, therefore, usually big document will be stored in
In chain external storage.Account book memory module 104 provides the persistence ability of the outer data of chain, and the cryptographic Hash of the outer document of each chain can protect
There are on chain, to ensure the integrality of data outside chain.
In one embodiment of leasing system based on block chain, the leasing system further includes intelligent bond service unit
5, the intelligence bond service unit 5 includes registration table management module 501 and life cycle management module 502；The registration table
Management module 501 is for being managed leasing system based on the intelligent contract registration table that Fabric frameworks are reached；The life
Cycle management module 502 is used to be managed the life cycle of the intelligent contract of leasing system.Intelligent bond service unit 5
Fabric intelligence contract (smart contract) is also referred to as code on chain (chaincode), and its essence is in verification node
The distributed transaction program run on (validating node) eventually updates to execute specific business rule automatically
The state of account book.Intelligent contract is divided into disclosure, secrecy and access control several types.Intelligent bond service unit 5 is contract generation
Code provides the running environment of safety and the life cycle management of contract.
In one embodiment of leasing system based on block chain, the leasing system is configured with lease platform.Lease is flat
Platform carries out operation management by computer technology by personnel to leasing system.
Referring to Fig. 2 and Fig. 3, the present invention also provides a kind of rental allocation method based on block chain, the rental allocation sides
Method uses above-mentioned leasing system, rental allocation method to be based on existing Fabric blocks chain technology, the rental allocation method
In, businessman uses the tenant of the leased equipment, the first tenant to pass through cash pledge by being given to the rental allocation of certainty ratio
Management module (201) pays rent and cash pledge to lease platform, and leased equipment is sent to the first tenant by businessman and uses, the
Cash pledge is by lease platform courses in the leasing period of one tenant operating lease equipment, and rents diversion is to businessman, when the first lease
The leased equipment expiry of tenancy that user uses, the second tenant pay rent by cash pledge management module (201) to lease platform
Gold and cash pledge, leased equipment are transferred to the second tenant by the first tenant, and the second tenant receives and confirms rent
It rents after Plant in good condition, the cash pledge that the first tenant is paid is returned by lease platform, while the first tenant and businessman couple
The rent that two tenants are paid passes through profit distribution module according to certainty ratio and corresponding leased equipment ownership share
(202) it distributes a profit；When there are N tenant operating lease equipment, all tenants in addition to N tenants
And the rent that businessman couple N tenants are paid is distributed a profit according to certainty ratio and corresponding leased equipment ownership share；
Wherein N is the positive integer more than 1；
Consensus management device module (101) receives the transaction data of leasing system, consensus management by unified abstraction interface
Device module (101) changes the data of account book memory module (104) according to the transaction implementing result of common recognition algorithm；Pass through distributed account
This module (102) manages and safeguards leasing system Fabric block chain data；Lease system is carried out by P2P protocol modules (103)
Transmitting Data Stream, flow control or multiplexing in system between block chain node；By account book memory module (104) to lease
System provides the chain external storage of Fabric block chain data, and the cryptographic Hash of the outer document of each chain is stored on Fabric block chains.
In one embodiment of rental allocation method based on block chain, in the rental allocation method, tenant pair
The method of determination of the ownership share of leased equipment is that the rent that tenant is paid accounts for leased equipment cost and history rent is total
The ratio of volume, the history rent are the rent summation that the first tenant to N tenants are paid.
In one embodiment of rental allocation method based on block chain, in the rental allocation method, under original state,
Leased equipment is held by businessman, and the ownership of leased equipment is absolutely possessed by businessman, when there are tenant operating leases
After equipment, businessman and tenant pay rent to the ownership of the leased equipment according to the cost and tenant of leased equipment
Ratio be allocated, leased equipment circulate between tenant.
In one embodiment of rental allocation method based on block chain, in the rental allocation method, work as leased equipment
In the case of tenant use is not present in a certain period of time, leased equipment is by lease platform courses, when leased equipment report
Useless later remaining value is allocated by businessman and tenant according to the ownership share to leased equipment, leased equipment report
The useless time, whether cost-recovering was reference frame by businessman, and the power to make decision whether leased equipment scraps is controlled by businessman.
In one embodiment of rental allocation method based on block chain, the lease platform is runed by businessman or third party
Mechanism holds.How much is the rent paid according to user's leased equipment, and subsequent rent income gives user to share out bonus according to a certain percentage.
Preferentially and equipment cost is multiplied by an amplification factor by the principle protected of profit, initial stock pond based on businessman's equity, at the same in order to
Ensure that equity is fair, and weaken user and rob new psychology, an attenuation coefficient is added to balance income.The n times side of attenuation coefficient
(n represents dividend round and subtracts user's sequence) is used as pad value, to dilute the dividend amount of money, to ensure to rent the current of machine user recently
Income Maximum.(note：The tenant that current rent is shared out bonus to front, first rent are not shared out bonus)
For example：(example is only to show algorithm, and numerical values recited refers to practical application scene and voluntarily adjusts)
5000 yuan of new equipment cost, businessman's equity amplification factor are 3, and initial stock pond is 5000 × 3=15000, decaying system
Number is 0.85.
1st user A, 500 yuan of rent lease do not share out bonus for the first time；
2nd user B, 500 yuan of rent, dividend situation are：
500 ÷ (15000+500)=3.22% of party A-subscriber's ownership accounting obtains 500 × 3.22% × 0.85^0=that shares out bonus
16.1 yuan；
3rd user C, 500 yuan of rent, dividend situation are：
500 ÷ (15000+500+500)=3.12% of party A-subscriber's ownership accounting obtains dividend 500 × 3.12% × 0.85
^1=13.26 members；
500 ÷ (15000+500+500)=3.12% of party B-subscriber's ownership accounting obtains dividend 500 × 3.12% × 0.85
^0=15.6 members；
4th user D, 500 yuan of rent, dividend situation are：
500 ÷ (15000+500+500+500)=3.03% of party A-subscriber's ownership accounting, acquisition dividend 500 × 3.03% ×
0.85^2=10.94 members；
500 ÷ (15000+500+500+500)=3.03% of party B-subscriber's ownership accounting, acquisition dividend 500 × 3.03% ×
0.85^1=12.87 members；
500 ÷ (15000+500+500+500)=3.03% of C user's ownership accounting, acquisition dividend 500 × 3.03% ×
0.85^0=15.15 members；
5th user E, 500 yuan of rent, dividend situation are：
500 ÷ (15000+500+500+500+500)=2.94% of party A-subscriber's ownership accounting, acquisition dividend 500 ×
2.94% × 0.85^3=9.03 members；
500 ÷ (15000+500+500+500+500)=2.94% of party B-subscriber's ownership accounting, acquisition dividend 500 ×
2.94% × 0.85^2=10.62 members；
500 ÷ (15000+500+500+500+500)=2.94% of C user's ownership accounting, acquisition dividend 500 ×
2.94% × 0.85^1=12.49 members；
500 ÷ (15000+500+500+500+500)=2.94% of D user's ownership accounting, acquisition dividend 500 ×
2.94% × 0.85^0=14.7 members；
And so on, after the 11st user's lease, total revenue 5000.81, equipment already returns this, dividend total amount
499.19。
With reference to above-mentioned example, normal payback period time is 10 times, is 11 times after sharing out bonus, businessman sells profit less than 10%.
Seen on surface, businessman unilaterally sacrifices advantage, it appears that be a dealing sustained economic losses, but from operation angle, continue income to
The stimulation at family can effectively improve that user is active and purchase rate again, be conducive to self propagation (old band is new), and then substantially reduce the idleness of equipment
Phase, increase lease the frequency, in this way to businessman bring be order increase, the raising of cash flow, and return this time contracting significantly
It is short.
The present invention, which borrows, is based on block chain technology, and security system is used as using cash pledge and credit, allow commodity/equipment between user oneself
It is automatic to run by circulating, businessman is sent without returning, businessman sends next bit tenant again, but is directly sent by user next
User has saved logistics time and cost.The present invention in order to establish the sincerity between user, by super account book record user and
All rental events of equipment, open and clear on chain, user can also be the user's evaluation marking of the upper use equipment, altogether
With leasing system credit system is improved from operation angle, it is active and multiple that lasting income can effectively improve user to the stimulation of user
Purchase rate is conducive to self propagation (old band new), to businessman bring be user growth, so that the tenant of the consumer goods is not only obtained phase
The ownership equity and dividend equity answered, tenant can lead to investment and equally be returned accordingly during Lease Consumption
Report, is conducive to the growth of tenant, cash flow is made to improve, this period of returning of leased equipment greatly shortens.
Although above having used general explanation and specific embodiment, the present invention is described in detail, at this
On the basis of invention, it can be made some modifications or improvements, this will be apparent to those skilled in the art.Therefore,
These modifications or improvements without departing from theon the basis of the spirit of the present invention belong to the scope of protection of present invention.
Claims (10)
1. based on the leasing system of block chain, the leasing system is based on Fabric frameworks, it is characterised in that：The leasing system
Including block chain service unit (1) and transactional services unit (2)；The block chain service unit (1) includes consensus management device mould
Block (101), distributed account book module (102), P2P protocol modules (103) and account book memory module (104)；The consensus management
Device module (101) is used to receive the transaction data of leasing system, consensus management device module (101) root by unified abstraction interface
According to the data of the transaction implementing result change account book memory module (104) of common recognition algorithm；The distribution account book module (102) is used
In managing and safeguard leasing system Fabric block chain data；The P2P protocol modules (103) are used for block chain in leasing system
Transmitting Data Stream, flow control between node or multiplexing；The account book memory module (104) is for putting forward leasing system
For the chain external storage of Fabric block chain data, the cryptographic Hash of the outer document of each chain is stored on Fabric block chains；The friendship
Easy service unit (2) includes cash pledge management module (201) and profit distribution module (202), and the cash pledge management module (201) is used
It is managed in the cash pledge paid operating lease system tenant；The profit distribution module (202) is leased for participating in
The tenant of system carries out profit distribution to the rent after its used leased equipment transfer.
2. the leasing system according to claim 1 based on block chain, it is characterised in that：The leasing system further includes body
Part service unit (3), the identity service unit (3) includes tenant identity module (301) and Lease object identity module
(302), identity information of the tenant identity module (301) for tenant in management lease system；Lease object identity
Module (302) is used for the identity information of the leased equipment in management lease system.
3. the leasing system according to claim 1 based on block chain, it is characterised in that：The leasing system further includes plan
Slightly service unit (4), the policy service unit (4) include tactful configuration module (401) and access control module (402), institute
Tactful configuration module (401) is stated for carrying out tactful configuration to leasing system by the policy-driven mode in Fabric frameworks；
The access control module (402), which is used to access leasing system to tenant, carries out permission control.
4. the leasing system according to claim 1 based on block chain, it is characterised in that：The leasing system further includes intelligence
Energy bond service unit (5), the intelligence bond service unit (5) includes registration table management module (501) and life cycle pipe
Manage module (502)；The intelligent contract that the registration table management module (501) is used to reach leasing system based on Fabric frameworks
Registration table is managed；The life cycle management module (502) be used for the life cycle of the intelligent contract of leasing system into
Row management.
5. the leasing system according to claim 1 based on block chain, it is characterised in that：The leasing system is configured with rent
It rents platform.
6. the rental allocation method based on block chain, the rental allocation method is used as described in any one of claim 1 to 5
Leasing system, rental allocation method are based on existing Fabric blocks chain technology, it is characterised in that：The rental allocation method
In, businessman uses the tenant of the leased equipment, the first tenant to pass through cash pledge by being given to the rental allocation of certainty ratio
Management module (201) pays rent and cash pledge to lease platform, and leased equipment is sent to the first tenant by businessman and uses, the
Cash pledge is by lease platform courses in the leasing period of one tenant operating lease equipment, and rents diversion is to businessman, when the first lease
The leased equipment expiry of tenancy that user uses, the second tenant pay rent by cash pledge management module (201) to lease platform
Gold and cash pledge, leased equipment are transferred to the second tenant by the first tenant, and the second tenant receives and confirms rent
It rents after Plant in good condition, the cash pledge that the first tenant is paid is returned by lease platform, while the first tenant and businessman couple
The rent that two tenants are paid passes through profit distribution module according to certainty ratio and corresponding leased equipment ownership share
(202) it distributes a profit；When there are N tenant operating lease equipment, all tenants in addition to N tenants
And the rent that businessman couple N tenants are paid is distributed a profit according to certainty ratio and corresponding leased equipment ownership share；
Wherein N is the positive integer more than 1；
Consensus management device module (101) receives the transaction data of leasing system, consensus management device mould by unified abstraction interface
Block (101) changes the data of account book memory module (104) according to the transaction implementing result of common recognition algorithm；Pass through distributed account book mould
Block (102) manages and safeguards leasing system Fabric block chain data；It is carried out in leasing system by P2P protocol modules (103)
Transmitting Data Stream, flow control or multiplexing between block chain node；By account book memory module (104) to leasing system
The chain external storage of Fabric block chain data is provided, the cryptographic Hash of the outer document of each chain is stored on Fabric block chains.
7. the rental allocation method according to claim 6 based on block chain, it is characterised in that：The rental allocation method
In, tenant is that the rent that tenant is paid accounts for leased equipment cost to the method for determination of the ownership share of leased equipment
With the ratio of history rental, the history rent is the rent summation that the first tenant to N tenants are paid.
8. the rental allocation method according to claim 6 based on block chain, it is characterised in that：The rental allocation method
In, under original state, leased equipment is held by businessman, and the ownership of leased equipment is absolutely possessed by businessman, is rented when existing
After user's operating lease equipment of renting, businessman and tenant are to the ownership of the leased equipment according to the cost and rent of leased equipment
The ratio that the user that rents pays rent is allocated, and leased equipment circulates between tenant.
9. the rental allocation method according to claim 6 based on block chain, it is characterised in that：The rental allocation method
In, in the case that tenant use is not present in a certain period of time in leased equipment, leased equipment by lease platform courses,
Later remaining value is scrapped when leased equipment by businessman and tenant to be divided according to the ownership share to leased equipment
Match, the time that leased equipment is scrapped by businessman whether cost-recovering be reference frame, the power to make decision whether leased equipment scraps by
Businessman controls.
10. the rental allocation method according to claim 6 based on block chain, it is characterised in that：The lease platform by
Businessman or third party's operating agency are held.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810542381.4A CN108717647A (en) | 2018-05-30 | 2018-05-30 | Leasing system based on block chain and rental allocation method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810542381.4A CN108717647A (en) | 2018-05-30 | 2018-05-30 | Leasing system based on block chain and rental allocation method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN108717647A true CN108717647A (en) | 2018-10-30 |
Family
ID=63912554
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810542381.4A Pending CN108717647A (en) | 2018-05-30 | 2018-05-30 | Leasing system based on block chain and rental allocation method |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN108717647A (en) |
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110009439A (en) * | 2018-11-23 | 2019-07-12 | 阿里巴巴集团控股有限公司 | A kind of taxi operational know-how and device based on block chain |
| CN110458642A (en) * | 2019-07-01 | 2019-11-15 | 阿里巴巴集团控股有限公司 | The method and device of request is sent for handling article |
| CN110674961A (en) * | 2019-10-18 | 2020-01-10 | 杭州老爸评测科技有限公司 | Formaldehyde detection equipment leasing method |
| CN111125246A (en) * | 2019-12-03 | 2020-05-08 | 支付宝(杭州)信息技术有限公司 | Article transfer and certificate storage method and device |
| US11423473B2 (en) * | 2019-04-10 | 2022-08-23 | Advanced New Technologies Co., Ltd. | Blockchain-based leasing |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107194778A (en) * | 2017-05-25 | 2017-09-22 | 金立彦 | Equipment leasing method and system based on block chain |
| US20180121909A1 (en) * | 2016-10-28 | 2018-05-03 | International Business Machines Corporation | System and method to dynamically setup a private sub-blockchain based on agility of transaction processing |
-
2018
- 2018-05-30 CN CN201810542381.4A patent/CN108717647A/en active Pending
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20180121909A1 (en) * | 2016-10-28 | 2018-05-03 | International Business Machines Corporation | System and method to dynamically setup a private sub-blockchain based on agility of transaction processing |
| CN107194778A (en) * | 2017-05-25 | 2017-09-22 | 金立彦 | Equipment leasing method and system based on block chain |
Non-Patent Citations (1)
| Title |
|---|
| 邹均等: "第8章 超级账本项目", 《区块链技术指南》 * |
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110009439A (en) * | 2018-11-23 | 2019-07-12 | 阿里巴巴集团控股有限公司 | A kind of taxi operational know-how and device based on block chain |
| US11423473B2 (en) * | 2019-04-10 | 2022-08-23 | Advanced New Technologies Co., Ltd. | Blockchain-based leasing |
| CN110458642A (en) * | 2019-07-01 | 2019-11-15 | 阿里巴巴集团控股有限公司 | The method and device of request is sent for handling article |
| CN110674961A (en) * | 2019-10-18 | 2020-01-10 | 杭州老爸评测科技有限公司 | Formaldehyde detection equipment leasing method |
| CN111125246A (en) * | 2019-12-03 | 2020-05-08 | 支付宝(杭州)信息技术有限公司 | Article transfer and certificate storage method and device |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN108717647A (en) | Leasing system based on block chain and rental allocation method | |
| US20230029193A1 (en) | System and method for composite cryptographic transactions | |
| CN108830686A (en) | A kind of assets information processing method and server based on block chain | |
| CN106204287A (en) | Mutual insurance based on block chain and help each other guarantee operation method and system | |
| CN107093143A (en) | A kind of block chain construction system of Quantum Chain | |
| US20210312444A1 (en) | Data processing method, node, blockchain network, and virtual data carrier | |
| CN110019103B (en) | Cross-chain system and cross-chain implementation method based on block chain | |
| CN109886680A (en) | A kind of credit circulation method based on block chain technology | |
| CN109684519A (en) | A kind of decentralization chip research and development transaction data storage method and system based on block chain | |
| CN109453521A (en) | The processing method and system of game asset | |
| Pu et al. | Market quality approach to IoT Data on blockchain big data | |
| Fang et al. | Option contracts and capacity management—enabling price discrimination under demand uncertainty | |
| Bach | Regionalism versus regional integration: the emergence of a new paradigm in Africa | |
| CN110275769A (en) | Business data processing method and its equipment, storage medium, application server | |
| KR102128858B1 (en) | System and method for constructing book-sharing economic platform based on block chain | |
| Hadi et al. | Analysis of Non-Cash Payment Systems (E-Money) on MSME Transactions Using Analytical Hierarchy Process (Ahp) Approach | |
| Daveze et al. | Block-chain-based personal data hosting | |
| CN111161074A (en) | Block chain account balance model construction method supporting sum locking | |
| Doop | Decentralized Finance | |
| Migliorini et al. | The blockchain role in ethical data acquisition and provisioning | |
| CN109472578A (en) | The processing method and processing device of digital asset | |
| Zorn | Taxation of telecommunications and electronic commerce | |
| KR102348072B1 (en) | A social coin paying platform using bilateral social blockchain and an issuing and paying method of social coin using the same | |
| CN107679765A (en) | Big data weight management method in a kind of Rail Transit System | |
| Wright | Proof of Work as it Relates to the Theory of the Firm |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20181030 |