CN108305151A - A kind of technology business service system - Google Patents

A kind of technology business service system Download PDF

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Publication number
CN108305151A
CN108305151A CN201810153490.7A CN201810153490A CN108305151A CN 108305151 A CN108305151 A CN 108305151A CN 201810153490 A CN201810153490 A CN 201810153490A CN 108305151 A CN108305151 A CN 108305151A
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CN
China
Prior art keywords
fund
transaction
technology business
assignee
business service
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201810153490.7A
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Chinese (zh)
Inventor
张国强
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Shanghai Jia Jing Business Consulting Co Ltd
Original Assignee
Shanghai Jia Jing Business Consulting Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Shanghai Jia Jing Business Consulting Co Ltd filed Critical Shanghai Jia Jing Business Consulting Co Ltd
Priority to CN201810153490.7A priority Critical patent/CN108305151A/en
Publication of CN108305151A publication Critical patent/CN108305151A/en
Pending legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0609Buyer or seller confidence or verification
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60Protecting data
    • G06F21/64Protecting data integrity, e.g. using checksums, certificates or signatures
    • G06F21/645Protecting data integrity, e.g. using checksums, certificates or signatures using a third party
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0613Third-party assisted
    • G06Q30/0619Neutral agent
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03Credit; Loans; Processing thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Economics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Marketing (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Technology Law (AREA)
  • Bioethics (AREA)
  • Health & Medical Sciences (AREA)
  • General Health & Medical Sciences (AREA)
  • Computer Hardware Design (AREA)
  • General Engineering & Computer Science (AREA)
  • Software Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A kind of technology business service system, it is related to e-commerce field, and in particular to a kind of technology business service system.It includes technology business system, confidentiality agreement system, credit management system, Fund Supervision system, fund loan system, identification systems, signing system, the transaction system of technical data, and technology business system is connected with confidentiality agreement system, credit management system, Fund Supervision system, fund loan system, identification systems, signing system, the transaction system of technical data respectively.After adopting the above technical scheme, the present invention has the beneficial effect that:It constructs perfect transaction system, needs to sign confidentiality agreement before transaction starts, prevents technical data from revealing, improve confidentiality, and it transfers to bank capital to supervise fund fund, realizes the justice of transaction, notarization, disclosed service, both parties is made more securely to be traded.

Description

A kind of technology business service system
Technical field
The present invention relates to e-commerce fields, and in particular to a kind of technology business service system.
Background technology
For the various transaction platforms on current internet, generally directly fund is first placed on transaction platform, then Confirm by both sides, after contract signing, then fund is given to assignor, and assignee then obtains product, this mode of doing business needs Want both parties to transaction platform have it is certain be familiar with understanding, can feel at ease, being traded on transaction platform of trusting, And bank is the financial institution of the operation money and credit business of nomocracy, is production of the commodity money economic development to certain phase Object, people are higher to the degree of recognition and trust of bank.
Invention content
In view of the defects and deficiencies of the prior art, the present invention intends to provide a kind of technology business service systems, adopt After above-mentioned technical proposal, the present invention has the beneficial effect that:It constructs perfect transaction system, needs to sign before transaction starts Confidentiality agreement prevents technical data from revealing, and improves confidentiality, and transfer to bank capital to supervise fund fund, realizes The justice of transaction, notarization, disclosed service, make both parties more securely be traded.
To achieve the above object, the present invention is using following technical scheme:It includes technology business system, confidentiality agreement system The transaction system of system, credit management system, Fund Supervision system, fund loan system, identification systems, signing system, technical data System, technology business system respectively with confidentiality agreement system, credit management system, Fund Supervision system, fund loan system, identification System, signing system, the transaction system of technical data are connected.
The credit management system is connected with credit evaluation unit and credit statistic unit respectively.The credit pipe Reason system is connected with credit evaluation unit and credit statistic unit respectively, mutual after merchandising successfully for trade deal both sides Credit appraisal and credit statistics.
The Fund Supervision system uses banking supervision.Fund Supervision system uses banking supervision, bank and transaction platform Data intercommunication, the fund that assignee is paid directly are stored in bank, if contract is transferred to silver by both sides' contract signing, platform It goes, after bank reviews, assignor directly extracts fund from bank.
The fund loan system obtains the fund provided by bank to provide guaranty by assignee.Fund loan system It can be to silver if the insufficient funds of assignee are to merchandise to provide the guaranty fund that acquisition is provided by bank by assignee Row files an application loan options, and the data information that bank can provide assignee is audited, and carries out assessment institute to guaranty Obtainable fund, then transfers to assignee to be traded fund.
The identification systems are connected with identification unit and assessment unit respectively.The identification systems respectively with identification Unit is connected with assessment unit, and identification unit is identified by transaction platform, then transfers to carry out to bank by qualification result Assessment.
The transaction system of the technical data is connected with cloud space and secure payment control respectively.The transaction of technical data System is connected with cloud space and secure payment control respectively, and secure payment control is for ensureing that phase could be received by having assignee only The technological document answered, other any third parties cannot intercept or consult this document data.
A kind of technology business service system passes through following steps and completes transaction:
Step 1:Both parties first sign the confidentiality agreement of transaction on transaction platform, protect the content of transaction technology not by It steals;
Step 2:Both parties will provide products transactions to transaction platform, and assignee pays fund fund to Fund Supervision In system, if the fund fund of assignee is not enough to payment, request for funds it can provide a loan with convenient from fund loan system Complete transaction;The information of assignee's payment is passed to assignor by Fund Supervision system simultaneously;And assignor is by part Technical data uploads to cloud space, and passing to assignee by secure payment control verifies;
Step 3:When both sides to be transacted have verified that products transactions, then to carrying out in the virtual negotiation space on transaction platform Specific contract terms, and the electronic contract of complete specifications is signed, while contract is generated according to the contract extraction element signed and is ordered It is single;
Step 4:Assignor's residue technical data is passed to assignee by transaction platform based on contract order, while will be by The transaction funds for the side of allowing are merchandised to assignor, and transaction is completed;Simultaneously in entire process of exchange, transaction platform will merchandise automatically Electronic data in journey is saved in third party's notarization system and achieves.
The electronic data include electronic contract, change release, technical data, payment information, both parties personal letter Breath etc..
After adopting the above technical scheme, the present invention has the beneficial effect that:It constructs perfect transaction system, starts in transaction Before need sign confidentiality agreement, prevent technical data from revealing, improve confidentiality, and transfer to bank capital to supervise fund fund Pipe realizes the justice of transaction, notarization, disclosed service, both parties is made more securely to be traded.
Description of the drawings
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below There is attached drawing needed in technology description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this Some embodiments of invention without having to pay creative labor, may be used also for those of ordinary skill in the art With obtain other attached drawings according to these attached drawings.
Fig. 1 is the structure diagram of the present invention.
Specific implementation mode
Shown in Fig. 1, present embodiment the technical solution adopted is that:It includes technology business system, secrecy association The friendship of conference system, credit management system, Fund Supervision system, fund loan system, identification systems, the system, technical data of contracting Easy system, technology business system respectively with confidentiality agreement system, credit management system, Fund Supervision system, fund loan system, Identification systems, signing system, the transaction system of technical data are connected.
The technology business system is transaction platform.
The credit management system is connected with credit evaluation unit and credit statistic unit respectively.The credit pipe Reason system is connected with credit evaluation unit and credit statistic unit respectively, mutual after merchandising successfully for trade deal both sides Credit appraisal and credit statistics, wherein assignee is buyer, and assignor is the seller.
The Fund Supervision system uses banking supervision.Fund Supervision system uses banking supervision, bank and transaction platform Data intercommunication, the fund that assignee is paid directly are stored in bank, if contract is transferred to silver by both sides' contract signing, platform It goes, after bank reviews, assignor directly extracts fund from bank.
The fund loan system obtains the fund provided by bank to provide guaranty by assignee.Fund loan system It can be to silver if the insufficient funds of assignee are to merchandise to provide the guaranty fund that acquisition is provided by bank by assignee Row files an application loan options, and the data information that bank can provide assignee is audited, and carries out assessment institute to guaranty Obtainable fund, then transfers to assignee to be traded fund.
The identification systems are connected with identification unit and assessment unit respectively.The identification systems respectively with identification Unit is connected with assessment unit, and identification unit is identified by transaction platform, then transfers to carry out to bank by qualification result Assessment.
The transaction system of the technical data is connected with cloud space and secure payment control respectively.The transaction of technical data System is connected with cloud space and secure payment control respectively, and secure payment control is for ensureing that phase could be received by having assignee only The technological document answered, other any third parties cannot intercept or consult this document data.
A kind of technology business service system passes through following steps and completes transaction:
Step 1:Both parties first sign the confidentiality agreement of transaction on transaction platform, protect the content of transaction technology not by It steals;
Step 2:Both parties will provide products transactions to transaction platform, and assignee pays fund fund to Fund Supervision In system, if the fund fund of assignee is not enough to payment, request for funds it can provide a loan with convenient from fund loan system Complete transaction;The information of assignee's payment is passed to assignor by Fund Supervision system simultaneously;And assignor is by part Technical data uploads to cloud space, and passing to assignee by secure payment control verifies;
Step 3:When both sides to be transacted have verified that products transactions, then to carrying out in the virtual negotiation space on transaction platform Specific contract terms, and the electronic contract of complete specifications is signed, while contract is generated according to the contract extraction element signed and is ordered It is single;
Step 4:Assignor's residue technical data is passed to assignee by transaction platform based on contract order, while will be by The transaction funds for the side of allowing are merchandised to assignor, and transaction is completed;Simultaneously in entire process of exchange, transaction platform will merchandise automatically Electronic data in journey is saved in third party's notarization system and achieves.
The electronic data include electronic contract, change release, technical data, payment information, both parties personal letter Breath etc..
After adopting the above technical scheme, the present invention has the beneficial effect that:It constructs perfect transaction system, starts in transaction Before need sign confidentiality agreement, prevent technical data from revealing, improve confidentiality, and transfer to bank capital to supervise fund fund Pipe realizes the justice of transaction, notarization, disclosed service, both parties is made more securely to be traded.
The above is merely illustrative of the technical solution of the present invention and unrestricted, and those of ordinary skill in the art are to this hair The other modifications or equivalent replacement that bright technical solution is made, as long as it does not depart from the spirit and scope of the technical scheme of the present invention, It is intended to be within the scope of the claims of the invention.

Claims (8)

1. a kind of technology business service system, it is characterised in that:It includes technology business system, confidentiality agreement system, credit pipe Reason system, Fund Supervision system, fund loan system, identification systems, signing system, the transaction system of technical data, technology are handed over Easy system respectively with confidentiality agreement system, credit management system, Fund Supervision system, fund loan system, identification systems, signing System, the transaction system of technical data are connected.
2. a kind of technology business service system according to claim 1, it is characterised in that:The credit management system difference It is connected with credit evaluation unit and credit statistic unit.
3. a kind of technology business service system according to claim 1, it is characterised in that:The Fund Supervision system uses Banking supervision.
4. a kind of technology business service system according to claim 1, it is characterised in that:The fund loan system is served as reasons Assignee provides guaranty and obtains the fund provided by bank.
5. a kind of technology business service system according to claim 1, it is characterised in that:The identification systems respectively with mirror Order member is connected with assessment unit.
6. a kind of technology business service system according to claim 1, it is characterised in that:The transaction system of technical data point It is not connected with cloud space and secure payment control.
7. a kind of technology business service system, it is characterised in that:A kind of technology business service system passes through following steps and completes to hand over Easily:Step 1:Both parties first sign the confidentiality agreement of transaction on transaction platform, and the content of transaction technology is protected not to be stolen;
Step 2:Both parties will provide products transactions to transaction platform, and assignee pays fund fund to Fund Supervision system In, if the fund fund of assignee is not enough to payment, it can be completed with facilitating request for funds loan from fund loan system Transaction;The information of assignee's payment is passed to assignor by Fund Supervision system simultaneously;And assignor is by portion of techniques Material upload passes to assignee to cloud space, by secure payment control and verifies;
Step 3:It is when both sides to be transacted have verified that products transactions, then specific to progress in the virtual negotiation space on transaction platform Contract terms, and the electronic contract of complete specifications is signed, while change release is generated according to the contract extraction element signed;
Step 4:Assignor's residue technical data is passed to assignee by transaction platform based on contract order, while by assignee Transaction funds merchandise to assignor, complete transaction;Simultaneously in entire process of exchange, transaction platform automatically will be in process of exchange Electronic data be saved in third party's notarization system and achieve.
8. a kind of technology business service system according to claim 7, it is characterised in that:The electronic data includes electronics Contract, change release, technical data, payment information, personal information of both parties etc..
CN201810153490.7A 2018-02-22 2018-02-22 A kind of technology business service system Pending CN108305151A (en)

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Application Number Priority Date Filing Date Title
CN201810153490.7A CN108305151A (en) 2018-02-22 2018-02-22 A kind of technology business service system

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Application Number Priority Date Filing Date Title
CN201810153490.7A CN108305151A (en) 2018-02-22 2018-02-22 A kind of technology business service system

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109919775A (en) * 2019-04-23 2019-06-21 北京恒冠网络数据处理有限公司 A kind of technical transaction platform management system based on big data
CN112734575A (en) * 2021-01-15 2021-04-30 杭州企橙创业服务有限公司 Online transaction method facing technical service

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20090002521A (en) * 2007-06-30 2009-01-09 성열오 The contract mediation method of a secured loan on real estate by using internet
CN104134146A (en) * 2013-05-08 2014-11-05 厦门科易通宝网络科技有限公司 Technology transaction system and technology transaction method
CN106157194A (en) * 2016-07-06 2016-11-23 福建省中电网络商务投资有限公司 Complete the method and system of house prosperity transaction Fund Supervision based on halfpace
CN106204359A (en) * 2016-07-06 2016-12-07 上海三富信息科技有限公司 The method and system of house prosperity transaction Fund Supervision are completed based on halfpace

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20090002521A (en) * 2007-06-30 2009-01-09 성열오 The contract mediation method of a secured loan on real estate by using internet
CN104134146A (en) * 2013-05-08 2014-11-05 厦门科易通宝网络科技有限公司 Technology transaction system and technology transaction method
CN106157194A (en) * 2016-07-06 2016-11-23 福建省中电网络商务投资有限公司 Complete the method and system of house prosperity transaction Fund Supervision based on halfpace
CN106204359A (en) * 2016-07-06 2016-12-07 上海三富信息科技有限公司 The method and system of house prosperity transaction Fund Supervision are completed based on halfpace

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109919775A (en) * 2019-04-23 2019-06-21 北京恒冠网络数据处理有限公司 A kind of technical transaction platform management system based on big data
CN112734575A (en) * 2021-01-15 2021-04-30 杭州企橙创业服务有限公司 Online transaction method facing technical service

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