CN108257032A - One kind is used for insurance subject methods of risk assessment and system - Google Patents
One kind is used for insurance subject methods of risk assessment and system Download PDFInfo
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- CN108257032A CN108257032A CN201711342577.0A CN201711342577A CN108257032A CN 108257032 A CN108257032 A CN 108257032A CN 201711342577 A CN201711342577 A CN 201711342577A CN 108257032 A CN108257032 A CN 108257032A
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
Abstract
The present invention relates to one kind to be used for insurance subject methods of risk assessment and system；Method includes：According to it is input by user build table instruction establish assessment table；After user investigates each estimation items according to assessment table, according to investigation recording instruction input by user, the record investigation result in the assessment table；According to the investigation of assessment table as a result, generation assessment report.System includes：Build table module, for according to it is input by user build table instruction establish assessment table；Module is investigated, for after user investigates each estimation items according to assessment table, according to investigation recording instruction input by user, record to investigate result in the assessment table；Report generation module, for the investigation according to assessment table as a result, generation assessment report.Show true each estimation items by establishing assessment, it is perfect can to ensure that information is collected；Record investigation improves the accuracy of risk evaluation result as a result, again according to investigation result generation assessment report after carrying out live exclusion according to assessment table.
Description
Technical field
The present invention relates to risk assessment field more particularly to a kind of methods of risk assessment and system for insurance subject.
Background technology
In the prior art, when needing to carry out risk assessment to a certain insurance subject, typically by appraiser according to warp
It tests Checkpointing and carries out live investigation, record the investigation situation of each checkpoint after being measured using survey tool on paper；It is existing
After the investigation of field, appraiser also needs to write assessment report according to personal professional ability.There are efficiency is low, information for aforesaid way
It collects the problems such as not perfect, and assessment report writes the professional skill for being too dependent on appraiser individual, causes certain feelings
Assessment result accuracy is not high under condition, and insurer and insurer is caused to undertake control unknown risks.
Invention content
In order to overcome the above-mentioned deficiencies of the prior art, the present invention proposes a kind of methods of risk assessment for insurance subject
And system, have many advantages, such as that efficient, information collection is improved, assessment table and assessment report can be automatically generated, contribute to scene
Investigation and report are write, and improve the accuracy of insurance subject risk evaluation result.
The technical solution that the present invention solves above-mentioned technical problem is as follows：A kind of methods of risk assessment for insurance subject,
Specifically include step：
It builds table instruction according to input by user and establishes assessment table, include multiple estimation items in the assessment table；
After user investigates each estimation items according to assessment table, according to investigation recording instruction input by user,
Record investigation result in the assessment table；
According to the investigation of assessment table as a result, generation assessment report.
The beneficial effects of the present invention are：Show true each estimation items by establishing assessment, can ensure that information has been collected
It is kind；Record investigation improves insurance mark as a result, again according to investigation result generation assessment report after carrying out live exclusion according to assessment table
Risk evaluation result accuracy, the actual conditions of understanding insurance subject that insurer and insurer is contributed to be more clear,
Insurer and insurer is avoided to undertake control unknown risks.
Further, it after record investigation result, is further included in assessment table according to investigation recording instruction input by user：According to
It investigates result and carries out individual scores and whole scoring；
The individual scores are the corresponding score of estimation items each in assessment table, and the whole scoring is according to default weight
The weight score of all estimation items in the assessment table calculated.
Record is investigated as a result, further according to investigation result progress individual scores and whole scoring in assessment table, is made a living
Data basis is provided into assessment report.
Further, it before assessment report is generated, further includes：According to investigation result and preset evaluation criteria analysis risk
Factor and strick precaution are suggested；
The assessment report includes：
Target overview is reported, for recording target lifespan, the class of construction and building structure；
Whole scoring report, for recording the whole score of all estimation items；
Individual scores is reported, for recording the individual scores of each estimation items；
Indicating risk is reported, is suggested for recording risk factors and taking precautions against.
Assessment report is divided into multiple sub- reports, reflects the concrete condition of target different aspect, protects risk evaluation result
It is comprehensive.
Further, the assessment table includes：
Whole investigation sublist, for recording the estimation items of management of fire safety, plant area's surrounding enviroment and plant area's internal environment；
Outside investigation sublist, for recording the estimation items of target overview；
Inside investigation sublist, for recording internal structure, workshop substance, electrical equipment, production technology and fire-fighting equipment
Estimation items.
Further, in whole investigation sublist, the estimation items of management of fire safety include：Fire responsibility, fire should
Anxious prediction scheme, security against fire training, security against fire inspection, fire fighting device are safeguarded；The estimation items of plant area's surrounding enviroment include：Adjoin and disappear
Anti- hidden danger building, periphery ventilation situation；The estimation items of plant area's internal environment include：Fire brigade's fighting capacity, fire engine way, outdoor disappear
Anti- water supply system；
In the investigation sublist of outside, the estimation items of target overview include：Lifespan, the class of construction, building structure；
In the investigation sublist of inside, the estimation items of internal structure include：Firebreak, fire compartment, fire resistance rating, safety are dredged
The condition of dissipating；The estimation items of workshop substance include：Substance classes, substance location mode；The estimation items of electrical equipment include：Electric wire is spread
If time, electric wire paving mode, route protection measure, protection switch and lighting installation type；The estimation items of production technology include：
Technology type, high-risk operation, safety monitoring system；The estimation items of fire-fighting equipment include：Automatic sprinkler fire-extinguishing system, fire alarm installation
And hand extinguisher.
The technical solution that the present invention solves above-mentioned technical problem is as follows：A kind of risk evaluating system for insurance subject,
Including：
Table module is built, for building table instruction according to input by user and establishing assessment table, multiple comments is included in the assessment table
Estimate item；
Module is investigated, for after user investigates each estimation items according to assessment table, according to row input by user
Recording instruction is looked into, the record investigation result in the assessment table；
Report generation module, for the investigation according to assessment table as a result, generation assessment report.
Further, the report generation module includes grading module, and institute's scoring module is used for according to row input by user
It looks into after recording instruction records investigation result in assessment table, individual scores are carried out according to investigation result and whole scores；
The individual scores are the corresponding score of estimation items each in assessment table, and the whole scoring is according to default weight
The weight score of all estimation items in the assessment table calculated.
Further, the report generation module further includes indicating risk unit, and the indicating risk unit is used to generate
Before assessment report, according to investigation result and preset evaluation criteria analysis risk factors and suggestion is taken precautions against；
The assessment report includes：
Target overview is reported, for recording target lifespan, the class of construction and building structure；
Whole scoring report, for recording the whole score of all estimation items；
Individual scores is reported, for recording the individual scores of each estimation items；
Indicating risk is reported, is suggested for recording risk factors and taking precautions against.
Further, the assessment table for building the foundation of table module includes：
Whole investigation sublist, for recording the estimation items of management of fire safety, plant area's surrounding enviroment and plant area's internal environment；
Outside investigation sublist, for recording the estimation items of target overview；
Inside investigation sublist, for recording internal structure, workshop substance, electrical equipment, production technology and fire-fighting equipment
Estimation items.
Further, in whole investigation sublist, the estimation items of management of fire safety include：Fire responsibility, fire should
Anxious prediction scheme, security against fire training, security against fire inspection, fire fighting device are safeguarded；The estimation items of plant area's surrounding enviroment include：Adjoin and disappear
Anti- hidden danger building, periphery ventilation situation；The estimation items of plant area's internal environment include：Fire brigade's fighting capacity, fire engine way, outdoor disappear
Anti- water supply system；
In the investigation sublist of outside, the estimation items of target overview include：Lifespan, the class of construction, building structure；
In the investigation sublist of inside, the estimation items of internal structure include：Firebreak, fire compartment, fire resistance rating, safety are dredged
The condition of dissipating；The estimation items of workshop substance include：Substance classes, substance location mode；The estimation items of electrical equipment include：Electric wire is spread
If time, electric wire paving mode, route protection measure, protection switch and lighting installation type；The estimation items of production technology include：
Technology type, high-risk operation, safety monitoring system；The estimation items of fire-fighting equipment include：Automatic sprinkler fire-extinguishing system, fire alarm installation
And hand extinguisher.
Description of the drawings
Fig. 1 is a kind of flow chart of methods of risk assessment for insurance subject of the invention；
Fig. 2 is a kind of structure diagram of risk evaluating system for insurance subject of the invention.
In attached drawing, parts list represented by the reference numerals are as follows：
1st, table module is built, 2, investigation module, 3, report generation module.
Specific embodiment
The principle and features of the present invention will be described below with reference to the accompanying drawings, and the given examples are served only to explain the present invention, and
It is non-to be used to limit the scope of the present invention.
As shown in FIG. 1, FIG. 1 is a kind of flow charts of methods of risk assessment for insurance subject of the invention.One kind is used for
The methods of risk assessment of insurance subject, specifically includes step：.
S1. according to it is input by user build table instruction and preset assessment table template establish assessment table, the assessment Biao Neibao
Include multiple estimation items；According to《Code for fire protection design of buildings》、《Common Hazardous Chemical Substances storage general rule》、《Enterprise safety operation mark
Standardization fundamental norms》、《Erection works of electrical installations code for construction and acceptance of cable levels》、《Organ, group, enterprise, cause list
Position fire safety regulations》With《Urban fire control station construction criteria》Etc. evaluation criterias pre-set assessment table template, according to commenting
Estimate and at large include multiple estimation items in the assessment table of table template generation, it is perfect can to ensure that information is collected.
S2. after user investigates each estimation items according to assessment table, according to investigation recording instruction input by user,
The record investigation result in the assessment table；Assessment table specifies each estimation items, and user is only needed according to assessment table to each
Estimation items are investigated and record is investigated as a result, substitution records the side of investigation situation on paper in the prior art in assessment table
Formula；Also, investigation is recorded as a result, providing data basis for generation assessment report below directly in assessment table, is avoided existing
The situation of the professional skill of appraiser individual is too dependent on during having technology evaluation report, improves the accurate of assessment result
Property.
S3. according to the investigation result of assessment table and preset assessment report template, assessment report is generated.According to investigation result
Assessment report can be automatically generated, assessment report template is pre-set, and the outstanding assessment report of magnanimity in industry is carried out
Mining analysis and study optimize, and pre-establish assessment report template, have both authoritative, professional, scientific and technological property, carried for risk assessment
For sturdy basis.
Specifically, the assessment table includes：
Whole investigation sublist, for recording the estimation items of management of fire safety, plant area's surrounding enviroment and plant area's internal environment.
Outside investigation sublist, for recording the estimation items of target overview；When needing to carry out risk assessment to a certain building,
Evaluated building is then target.
Inside investigation sublist, for recording internal structure, workshop substance, electrical equipment, production technology and fire-fighting equipment
Estimation items.
In whole investigation sublist, the estimation items of management of fire safety include：Fire responsibility, fire disaster emergency prediction scheme,
Security against fire training, security against fire inspection, fire fighting device are safeguarded；The estimation items of plant area's surrounding enviroment include：Adjoin hidden fire-fighting danger
Building, periphery ventilation situation；The estimation items of plant area's internal environment include：Fire brigade's fighting capacity, fire engine way, outdoor fire fighting feedwater
System；
In the investigation sublist of outside, the estimation items of target overview include：Lifespan, the class of construction, building structure；
In the investigation sublist of inside, the estimation items of internal structure include：Firebreak, fire compartment, fire resistance rating, safety are dredged
The condition of dissipating；The estimation items of workshop substance include：Substance classes, substance location mode；The estimation items of electrical equipment include：Electric wire is spread
If time, electric wire paving mode, route protection measure, protection switch and lighting installation type；The estimation items of production technology include：
Technology type, high-risk operation, safety monitoring system；The estimation items of fire-fighting equipment include：Automatic sprinkler fire-extinguishing system, fire alarm installation
And hand extinguisher.
By taking outdoor extinguishing water system as an example, assessment table, estimation items and investigation result are illustrated：
Wherein, assessment table includes whole investigation sublist, external investigation sublist and internal investigation sublist.In whole investigation sublist
Including this estimation items of outdoor extinguishing water system, corresponding checkpoint includes " whether having outdoor fire hydrant", " outdoor disappears fire
Whether bolt has water and can be used" and " whether have outdoor fire water supply”.After generating this assessment table, user is according to assessment table to commenting
Estimate item to be investigated one by one, check whether there is whether outdoor fire hydrant, outdoor fire hydrant have water and can be used and whether have outdoor to disappear
Anti- water source, and in assessment table corresponding record investigation result "Yes" or "No".
It after record investigation result, is further included in assessment table according to investigation recording instruction input by user：According to investigation
As a result individual scores and whole scoring are carried out；
The individual scores are the corresponding score of estimation items each in assessment table, and the whole scoring is according to default weight
The weight score of all estimation items in the assessment table calculated.
By taking outdoor extinguishing water system as an example, individual scores and whole scoring are illustrated：
When there is outdoor fire hydrant, " whether there is outdoor fire hydrant" corresponding individual scores are 2 points；Work as outdoor fire hydrant
When having water and can be used, " whether outdoor fire hydrant has water and can be used" corresponding individual scores are 2 points；When there is outdoor fire water supply
When, " whether there is outdoor fire water supply" corresponding individual scores are 1 point.The corresponding whole scoring of outdoor extinguishing water system is 5
Point.Wherein, the weight of each checkpoint scoring can have different settings according to different situations.Investigating all in assessment table comment
After estimating item and recording corresponding investigation result, then whole scoring is carried out to entirely assessing table, code of points at this time also can basis
Different situations have different settings.
Before assessment report is generated, further include：According to investigation result and preset evaluation criteria analysis risk factors and
It takes precautions against and suggests.Wherein, evaluation criteria includes《Code for fire protection design of buildings》、《Common Hazardous Chemical Substances storage general rule》、《Enterprise is pacified
Full production standardization fundamental norms》、《Erection works of electrical installations code for construction and acceptance of cable levels》、《Organ, group, enterprise
Industry, public institution's fire safety regulations》With《Urban fire control station construction criteria》Deng with reference to evaluation criteria and investigation result point
It analyses risk factors and takes precautions against and suggest.Wherein, analysis risk factors show which risk present in target；It takes precautions against and suggests being then needle
To risk existing for target, there are what solution or prevention method.
Specifically, the assessment report includes：
Target overview is reported, for recording target lifespan, the class of construction and building structure；For example, a certain target
Lifespan be 5 years, the class of construction is two level architectural grade, building structure is frame shear wall structure.
Whole scoring report, for recording the whole score of all estimation items；For example, obtain this according to all estimation items
The total score R=3.6 of target.
Individual scores is reported, for recording the individual scores of each estimation items；Above with outdoor extinguishing water system
For make an explanation, details are not described herein again.
Indicating risk is reported, is suggested for recording risk factors and taking precautions against.
Illustrate risk factors by taking fire responsibility as an example and take precautions against to suggest：
The estimation items of fire responsibility include " whether formulating fire responsibility degree ", " security against fire person liable
Responsibility it is whether clear and definite " " management system for whether having formulated dangerous material and dangerous production technology ", when corresponding investigation result
When being no, is no, being, corresponding risk factors are can obtain as " target security against fire system is not perfect ", and corresponding strick precaution suggestion is
" target should implement fire responsibility step by step and post fire responsibility, it is clear and definite step by step with post security against fire responsibility,
Determine the security against fire person liable at different levels, each post.And it according to the provisions of the relevant regulations issued by the State, with reference to the characteristics of our unit, establishes and improve
Every security against fire system and the operating instruction for ensureing security against fire, and carry out.”
Wherein, risk factors and strick precaution are suggested to be pre-set according to evaluation criteria, can be different according to different situations
Setting.
As shown in Fig. 2, Fig. 2 is a kind of structure diagram of risk evaluating system for insurance subject of the invention.It is a kind of
For the risk evaluating system of insurance subject, including：
Table module 1 is built, for building table instruction according to input by user and establishing assessment table, multiple comments is included in the assessment table
Estimate item；
Module 2 is investigated, for after user investigates each estimation items according to assessment table, according to row input by user
Recording instruction is looked into, the record investigation result in the assessment table；
Report generation module 3, for the investigation according to assessment table as a result, generation assessment report.
Specifically, the report generation module 3 includes grading module, and institute's scoring module is used for according to row input by user
It looks into after recording instruction records investigation result in assessment table, individual scores are carried out according to investigation result and whole scores；
The individual scores are the corresponding score of estimation items each in assessment table, and the whole scoring is according to default weight
The weight score of all estimation items in the assessment table calculated.
Specifically, the report generation module 3 further includes indicating risk unit, and the indicating risk unit is used to generate
Before assessment report, according to investigation result and preset evaluation criteria analysis risk factors and suggestion is taken precautions against；
The assessment report includes：
Target overview is reported, for recording target lifespan, the class of construction and building structure；
Whole scoring report, for recording the whole score of all estimation items；
Individual scores is reported, for recording the individual scores of each estimation items；
Indicating risk is reported, is suggested for recording risk factors and taking precautions against.
Specifically, the assessment table for building the foundation of table module 1 includes：
Whole investigation sublist, for recording the estimation items of management of fire safety, plant area's surrounding enviroment and plant area's internal environment；
Outside investigation sublist, for recording the estimation items of target overview；
Inside investigation sublist, for recording internal structure, workshop substance, electrical equipment, production technology and fire-fighting equipment
Estimation items.
Specifically, in whole investigation sublist, the estimation items of management of fire safety include：Fire responsibility, fire should
Anxious prediction scheme, security against fire training, security against fire inspection, fire fighting device are safeguarded；The estimation items of plant area's surrounding enviroment include：Adjoin and disappear
Anti- hidden danger building, periphery ventilation situation；The estimation items of plant area's internal environment include：Fire brigade's fighting capacity, fire engine way, outdoor disappear
Anti- water supply system；
In the investigation sublist of outside, the estimation items of target overview include：Lifespan, the class of construction, building structure；
In the investigation sublist of inside, the estimation items of internal structure include：Firebreak, fire compartment, fire resistance rating, safety are dredged
The condition of dissipating；The estimation items of workshop substance include：Substance classes, substance location mode；The estimation items of electrical equipment include：Electric wire is spread
If time, electric wire paving mode, route protection measure, protection switch and lighting installation type；The estimation items of production technology include：
Technology type, high-risk operation, safety monitoring system；The estimation items of fire-fighting equipment include：Automatic sprinkler fire-extinguishing system, fire alarm installation
And hand extinguisher.Illustrate the estimation items in assessment table by taking safe escape condition as an example：Safe escape condition specifically includes minimum
Whether whether exit width, emergency evacuation lines Shen Tong and are equipped with emergency lighting and set.
The foregoing is merely presently preferred embodiments of the present invention, is not intended to limit the invention, it is all the present invention spirit and
Within principle, any modification, equivalent replacement, improvement and so on should all be included in the protection scope of the present invention.
Claims (10)
1. a kind of methods of risk assessment for insurance subject, which is characterized in that specifically include step：
It builds table instruction according to input by user and establishes assessment table, include multiple estimation items in the assessment table；
After user investigates each estimation items according to assessment table, according to investigation recording instruction input by user, described
Assess record investigation result in table；
According to the investigation of assessment table as a result, generation assessment report.
2. a kind of methods of risk assessment for insurance subject according to claim 1, which is characterized in that defeated according to user
After the investigation recording instruction entered records investigation result in assessment table, further include：Individual scores and whole are carried out according to investigation result
Body scores；
The individual scores are the corresponding score of estimation items each in assessment table, and the whole scoring is is calculated according to default weight
The weight score of all estimation items in the assessment table gone out.
3. a kind of methods of risk assessment for insurance subject according to claim 2, which is characterized in that assessed in generation
Before report, further include：According to investigation result and preset evaluation criteria analysis risk factors and take precautions against suggestion；
The assessment report includes：
Target overview is reported, for recording target lifespan, the class of construction and building structure；
Whole scoring report, for recording the whole score of all estimation items；
Individual scores is reported, for recording the individual scores of each estimation items；
Indicating risk is reported, is suggested for recording risk factors and taking precautions against.
A kind of 4. methods of risk assessment for insurance subject according to claim 1, which is characterized in that the assessment table
Including：
Whole investigation sublist, for recording the estimation items of management of fire safety, plant area's surrounding enviroment and plant area's internal environment；
Outside investigation sublist, for recording the estimation items of target overview；
Inside investigation sublist, for recording internal structure, workshop substance, electrical equipment, production technology and the assessment of fire-fighting equipment
.
5. a kind of methods of risk assessment for insurance subject according to claim 4, which is characterized in that
In whole investigation sublist, the estimation items of management of fire safety include：Fire responsibility, fire disaster emergency prediction scheme, fire-fighting
Safety training, security against fire inspection, fire fighting device are safeguarded；The estimation items of plant area's surrounding enviroment include：Adjoin hidden fire-fighting danger building,
Periphery ventilation situation；The estimation items of plant area's internal environment include：Fire brigade's fighting capacity, fire engine way, outdoor extinguishing water system；
In the investigation sublist of outside, the estimation items of target overview include：Lifespan, the class of construction, building structure；
In the investigation sublist of inside, the estimation items of internal structure include：Firebreak, fire compartment, fire resistance rating, safe escape item
Part；The estimation items of workshop substance include：Substance classes, substance location mode；The estimation items of electrical equipment include：Electric wire is laid with year
Part, electric wire paving mode, route protection measure, protection switch and lighting installation type；The estimation items of production technology include：Technique
Type, high-risk operation, safety monitoring system；The estimation items of fire-fighting equipment include：Automatic sprinkler fire-extinguishing system, fire alarm installation and hand
Carry fire extinguisher.
6. a kind of risk evaluating system for insurance subject, which is characterized in that including：
Table module (1) is built, for building table instruction according to input by user and establishing assessment table, includes multiple assessments in the assessment table
；
Module (2) is investigated, for after user investigates each estimation items according to assessment table, according to investigation input by user
Recording instruction, the record investigation result in the assessment table；
Report generation module (3), for the investigation according to assessment table as a result, generation assessment report.
7. a kind of risk evaluating system for insurance subject according to claim 6, which is characterized in that
The report generation module (3) includes grading module, and institute's scoring module is used to be referred to according to investigation record input by user
It enables after investigation result is recorded in assessment table, individual scores is carried out according to investigation result and entirety scores；
The individual scores are the corresponding score of estimation items each in assessment table, and the whole scoring is is calculated according to default weight
The weight score of all estimation items in the assessment table gone out.
8. a kind of risk evaluating system for insurance subject according to claim 7, which is characterized in that
The report generation module (3) further includes indicating risk unit, and the indicating risk unit is used in generation assessment report
Before, suggested according to investigation result and preset evaluation criteria analysis risk factors and strick precaution；
The assessment report includes：
Target overview is reported, for recording target lifespan, the class of construction and building structure；
Whole scoring report, for recording the whole score of all estimation items；
Individual scores is reported, for recording the individual scores of each estimation items；
Indicating risk is reported, is suggested for recording risk factors and taking precautions against.
9. a kind of risk evaluating system for insurance subject according to claim 6, which is characterized in that
The assessment table for building table module (1) foundation includes：
Whole investigation sublist, for recording the estimation items of management of fire safety, plant area's surrounding enviroment and plant area's internal environment；
Outside investigation sublist, for recording the estimation items of target overview；
Inside investigation sublist, for recording internal structure, workshop substance, electrical equipment, production technology and the assessment of fire-fighting equipment
.
10. a kind of risk evaluating system for insurance subject according to claim 9, which is characterized in that
In whole investigation sublist, the estimation items of management of fire safety include：Fire responsibility, fire disaster emergency prediction scheme, fire-fighting
Safety training, security against fire inspection, fire fighting device are safeguarded；The estimation items of plant area's surrounding enviroment include：Adjoin hidden fire-fighting danger building,
Periphery ventilation situation；The estimation items of plant area's internal environment include：Fire brigade's fighting capacity, fire engine way, outdoor extinguishing water system；
In the investigation sublist of outside, the estimation items of target overview include：Lifespan, the class of construction, building structure；
In the investigation sublist of inside, the estimation items of internal structure include：Firebreak, fire compartment, fire resistance rating, safe escape item
Part；The estimation items of workshop substance include：Substance classes, substance location mode；The estimation items of electrical equipment include：Electric wire is laid with year
Part, electric wire paving mode, route protection measure, protection switch and lighting installation type；The estimation items of production technology include：Technique
Type, high-risk operation, safety monitoring system；The estimation items of fire-fighting equipment include：Automatic sprinkler fire-extinguishing system, fire alarm installation and hand
Carry fire extinguisher.
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| CN201711342577.0A CN108257032A (en) | 2017-12-14 | 2017-12-14 | One kind is used for insurance subject methods of risk assessment and system |
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| CN109785464A (en) * | 2019-01-25 | 2019-05-21 | 合肥市智信汽车科技有限公司 | A kind of taxi remotely monitors and driving behavior evaluation method |
| CN115311103A (en) * | 2022-09-29 | 2022-11-08 | 中国太平洋财产保险股份有限公司四川分公司 | Risk assessment system and method |
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