CN108171489A - Data liquidation method, system and computer readable storage medium - Google Patents
Data liquidation method, system and computer readable storage medium Download PDFInfo
- Publication number
- CN108171489A CN108171489A CN201711362224.7A CN201711362224A CN108171489A CN 108171489 A CN108171489 A CN 108171489A CN 201711362224 A CN201711362224 A CN 201711362224A CN 108171489 A CN108171489 A CN 108171489A
- Authority
- CN
- China
- Prior art keywords
- data
- transaction
- block
- block chain
- issuer
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
- G06Q20/023—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
Abstract
The invention discloses a kind of data liquidation method, system and computer readable storage medium, the method includes：If receiving data clearance instruction, the data in preset time range are extracted in its distributed block safeguarded chain database by each mechanism；The data of extraction are summarized by each mechanism, to obtain the distributed flowing water account book on block chain, and the local data center of the distributed flowing water account book and mechanism are subjected to reconciliation；Check account book it is consistent when, notification information is sent to liquidation organization, so that the data that the liquidation organization performs the settlement accounts specified from the excess reserve account of issuer to acquirer clear operation.The present invention realizes that data are cleared by block chain, it can be in communication with each other without special line between each mechanism, cost is reduced, and reconciliation is carried out by the data center of the transaction data in distributed block chain database and mechanism local, improves the safety of data reconciliation clearance.
Description
Technical field
The present invention relates to block chain technical field more particularly to a kind of data liquidation method, system and computer-readable deposit
Storage media.
Background technology
Existing mechanism liquidation method, issuer and liquidation organization, pass through special line between acquirer and liquidation organization
To realize that data are cleared, required cost is higher for connection.Also, liquidation organization by reconciliation file respectively with issuer,
Acquirer carries out reconciliation, carries out reconciliation with regard to reconciliation file and internal account book respectively by issuer and acquirer, unanimously then
Acknowledgement notification is sent to liquidation organization, inconsistent then manpower intervention reconciliation finally performs number until multi-party confirmation by liquidation organization
According to clearance, since reconciliation file is easily tampered, cause data clearance safety relatively low.
Invention content
It is a primary object of the present invention to provide a kind of data liquidation method, system and computer readable storage medium, purport
Existing data clearance mode is being solved, the technical issues of cost is higher, safety is relatively low.
To achieve the above object, the present invention provides a kind of data liquidation method, applied to data system for settling account, the data
System for settling account is equipped with issuing structure, acquirer and liquidation organization, and the data liquidation method includes：
If receiving data clearance instruction, extracted and preset in its distributed block safeguarded chain database by each mechanism
Data in time range；
The data of extraction are summarized by each mechanism, to obtain the distributed flowing water account book on block chain, and will
The distribution flowing water account book and the local data center of mechanism carry out reconciliation；
Check account book it is consistent when, notification information is sent to liquidation organization, so that the liquidation organization is performed from distribution
The data clearance operation for the settlement accounts that the excess reserve account of mechanism is specified to acquirer.
Optionally, if described receive data clearance instruction, the distributed block chain data safeguarded by each mechanism at it
Before the step of data in preset time range are extracted in library, the method further includes：
When there is the inquiry instruction that mechanism receives Transaction Information, transaction id to be checked is determined；
Based on the transaction id, the corresponding transaction of the transaction id is searched in the distributed block chain database of its maintenance
Data；
If searching transaction data corresponding less than the transaction id in the distributed block chain database of its maintenance, to
Block chain network sends out the corresponding broadcast of data inquiry request, so that other nodes in block chain network are in point oneself safeguarded
Cloth block chain database extracts the corresponding transaction data of the data inquiry request, and the transaction data of extraction is fed back to
The mechanism for initiating inquiry request.
Optionally, if described receive data clearance instruction, the distributed block chain data safeguarded by each mechanism at it
Before the step of data in preset time range are extracted in library, the method further includes：
By issuer by the transaction interface of block chain agreement, perform that bank card supplements stored value card with money supplements behaviour with money
Make；
The associated transaction details information of operation of supplementing with money is sealed according to the data structure of block chain by the issuer
It fills as transaction data package, and the transaction data package is published in block chain network according to block chain agreement, and by the friendship
Easy managing detailed catalogue is recorded in the data center of mechanism；
The currently transaction data package issued is collected by the accounting nodes in the issuer, and by the number of deals
New block is packaged into according to packet；
The abstract of the new block is calculated, the abstract calculated is written in the new data block, and by the new block
It broadcasts to block chain network the new block being added in block chain；
When other authorities in block chain network are to recharging payment information, the distributed day-to-day account between executing agency
This synchronization.
Optionally, the accounting nodes by the issuer collect the transaction data package currently issued, and
Before the step of transaction data package is packaged into new block, the method further includes：
Examine the transaction details information whether legal by the intelligent contract in block chain；
When examining legal to the transaction details information, perform the accounting nodes by the issuer and collect
The step of transaction data package currently issued.
Optionally, the accounting nodes by the issuer collect the transaction data package currently issued, and
The step of transaction data package is packaged into new block includes：
The transaction data package currently issued is collected by the accounting nodes in the issuer, checks transaction data package
In signing messages it is whether effective；
If the signing messages in the transaction data package is effective, the transaction data package is packaged into new block.
Optionally, the step of abstract of the calculating new block includes：
It determines a upper block for the new block, and obtains the summary info of a block；
According to the data of the new block and the summary info of a upper block, the abstract of the new block is calculated.
Optionally, if described receive data clearance instruction, the distributed block chain data safeguarded by each mechanism at it
Before the step of data in preset time range are extracted in library, the method further includes：
When issuer is received towards the payment request of acquirer, the payment request is encapsulated as consumer sale
Request, and signature is traded to the corresponding Transaction Information of consumption transaction request using the private key to prestore；
Transaction Information after signature is sent to according to block chain protocol format in block chain network；
The Transaction Information after signature is decrypted using the private key corresponding public key by acquirer, is handed over extracting
Each item data of easy information, according to block chain data format by every data configuration in Transaction Information into transaction reply data,
And signature is traded using the private key that acquirer prestores, the transaction after trading signature to be answered according to block chain protocol format
Answer evidence is sent on block chain, and is recorded in transaction details to the data center for receiving single structure；
The currently transaction reply data issued is collected by the accounting nodes in the issuer, and by the transaction
Reply data is packaged into new block；
The abstract of the new block is calculated, the abstract calculated is written in the new data block, and by the new block
It broadcasts to block chain network the new block being added in block chain；
When each node in block chain network receives new block data, the new block data received are stored.
Optionally, if described receive data clearance instruction, the distributed block chain data safeguarded by each mechanism at it
Before the step of data in preset time range are extracted in library, the method further includes：
Receive remaining sum withdraw deposit instruction when, check whether remaining sum to be withdrawn deposit legal by issuer；
If remaining sum to be withdrawn deposit is legal, according to block chain data structure, by the corresponding transaction details of remaining sum to be withdrawn deposit
Information encapsulation is into transaction request；
Signature is traded transaction request using the private key that issuer prestores, and by the Transaction Information after signature according to
Block chain protocol format is sent in block chain network；
The currently transaction data issued is collected by the accounting nodes in the issuer, and by the transaction data
It is packaged into new block；
The abstract of the new block is calculated, the abstract calculated is written in the new data block, and by the new block
It broadcasts to block chain network the new block being added in block chain.
In addition, to achieve the above object, the present invention also provides a kind of data system for settling account, the data system for settling account includes
Processor, memory and it is stored in the data liquidation procedure that can be run on the memory and on the processor, the number
The step of data liquidation method as described above is realized when being performed according to liquidation procedure by the processor.
In addition, to achieve the above object, it is described computer-readable the present invention also provides a kind of computer readable storage medium
Data liquidation procedure is stored on storage medium, the data liquidation procedure is applied to data system for settling account, the data clearance
The step of data liquidation method as described above is realized when program is executed by processor.
Data liquidation method proposed by the present invention if receiving data clearance instruction, is first safeguarded by each mechanism at it
The data in preset time range are extracted in distributed block chain database, then the data of extraction are carried out by each mechanism
Summarize, to obtain the distributed flowing water account book on block chain, and by the distributed flowing water account book and the local data of mechanism
Center carries out reconciliation, check account book it is consistent when, send notification information to liquidation organization, for the liquidation organization perform from
The data clearance operation for the settlement accounts that the excess reserve account of issuer is specified to acquirer, realizes the number between mechanism
It is operated according to clearance.The present invention realizes that data are cleared by block chain, can be in communication with each other without special line between each mechanism, drops
Low cost, also, reconciliation is carried out by the data center of the transaction data in distributed block chain database and mechanism local,
Since the data in distributed block chain database are by common recognition, data can not distort, and safety is higher, errorless in reconciliation
Afterwards, then by liquidation organization it realizes clearance operation, improves the safety of data reconciliation clearance.
Description of the drawings
Fig. 1 is the system structure diagram for the hardware running environment that the embodiment of the present invention is related to；
Fig. 2 is the flow diagram of data liquidation method first embodiment of the present invention；
Fig. 3 is the flow diagram of data liquidation method second embodiment of the present invention；
Fig. 4 is the refinement flow diagram of step S60 in Fig. 3.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific embodiment
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
The solution of the embodiment of the present invention is mainly：If receiving data clearance instruction, first tieed up by each mechanism at it
The data in preset time range are extracted in the distributed block chain database of shield, then by each mechanism to the data of extraction
Summarized, to obtain the distributed flowing water account book on block chain, and by the distributed flowing water account book and the local of mechanism
Data center carry out reconciliation, check account book it is consistent when, send notification information to liquidation organization, so that the liquidation organization holds
The data for the settlement accounts that row is specified from the excess reserve account of issuer to acquirer clear operation, realize between mechanism
Data clearance operation.To solve the problem of that cost is higher in a manner of existing data clearance, safety is relatively low.
As shown in Figure 1, the structure of the data system for settling account for the hardware running environment that Fig. 1, which is the embodiment of the present invention, to be related to
Schematic diagram.
The data system for settling account of the embodiment of the present invention can be that PC, pocket computer or server, virtual machine are set
The equipment such as standby.
As shown in Figure 1, the data system for settling account can include：Processor 1001, such as CPU, communication bus 1002, user
Interface 1003, network interface 1004, memory 1005.Wherein, communication bus 1002 is used to implement the connection between these components
Communication.User interface 1003 can include display screen (Display), input unit such as keyboard (Keyboard), optional user
Interface 1003 can also include wireline interface (such as connecting wired keyboard, wire mouse etc.), the wireless interface (example of standard
It is such as used to connect Wireless Keyboard, wireless mouse).Network interface 1004 can optionally include the wireline interface of standard (for connecting
Connect cable network), wireless interface (such as WI-FI interfaces, blue tooth interface, infrared interface, for connecting wireless network).Storage
Device 1005 can be high-speed RAM memory or the memory (non-volatile memory) of stabilization, such as disk
Memory.Memory 1005 optionally can also be the storage device independently of aforementioned processor 1001.
It will be understood by those skilled in the art that the data system for settling account structure shown in Fig. 1 not clear by structure paired data
The restriction of system can include either combining certain components or different component cloth than illustrating more or fewer components
It puts.
As shown in Figure 1, as operating system, net can be included in a kind of memory 1005 of computer readable storage medium
Network communication module, Subscriber Interface Module SIM and data liquidation procedure.Wherein, operating system is management and control data system for settling account
With the program of software resource, network communication module, Subscriber Interface Module SIM, data liquidation procedure and other programs or software are supported
Operation；Network communication module is used to managing and controlling network interface 1002；Subscriber Interface Module SIM is used to managing and controlling user
Interface 1003.
In data system for settling account shown in Fig. 1, the data system for settling account is equipped with issuing structure, acquirer and clearance
Mechanism, the data system for settling account call the data liquidation procedure stored in memory 1005 by processor 1001, to realize
Following steps：
If receiving data clearance instruction, extracted and preset in its distributed block safeguarded chain database by each mechanism
Data in time range；
The data of extraction are summarized by each mechanism, to obtain the distributed flowing water account book on block chain, and will
The distribution flowing water account book and the local data center of mechanism carry out reconciliation；
Check account book it is consistent when, notification information is sent to liquidation organization, so that the liquidation organization is performed from distribution
The data clearance operation for the settlement accounts that the excess reserve account of mechanism is specified to acquirer.
Further, if described receive data clearance instruction, the distributed block chain number safeguarded by each mechanism at it
Before the step of data extracted in library in preset time range, the data system for settling account is deposited by the calling of processor 1001
The data liquidation procedure stored in reservoir 1005, to realize following steps：
When there is the inquiry instruction that mechanism receives Transaction Information, transaction id to be checked is determined；
Based on the transaction id, the corresponding transaction of the transaction id is searched in the distributed block chain database of its maintenance
Data；
If searching transaction data corresponding less than the transaction id in the distributed block chain database of its maintenance, to
Block chain network sends out the corresponding broadcast of data inquiry request, so that other nodes in block chain network are in point oneself safeguarded
Cloth block chain database extracts the corresponding transaction data of the data inquiry request, and the transaction data of extraction is fed back to
The mechanism for initiating inquiry request.
Further, if described receive data clearance instruction, the distributed block chain number safeguarded by each mechanism at it
Before the step of data extracted in library in preset time range, the data system for settling account is deposited by the calling of processor 1001
The data liquidation procedure stored in reservoir 1005, to realize following steps：
By issuer by the transaction interface of block chain agreement, perform that bank card supplements stored value card with money supplements behaviour with money
Make；
The associated transaction details information of operation of supplementing with money is sealed according to the data structure of block chain by the issuer
It fills as transaction data package, and the transaction data package is published in block chain network according to block chain agreement, and by the friendship
Easy managing detailed catalogue is recorded in the data center of mechanism；
The currently transaction data package issued is collected by the accounting nodes in the issuer, and by the number of deals
New block is packaged into according to packet；
The abstract of the new block is calculated, the abstract calculated is written in the new data block, and by the new block
It broadcasts to block chain network the new block being added in block chain；
When other authorities in block chain network are to recharging payment information, the distributed day-to-day account between executing agency
This synchronization.
Further, the accounting nodes by the issuer collect the transaction data package currently issued,
And before the step of transaction data package is packaged into new block, the data system for settling account is deposited by the calling of processor 1001
The data liquidation procedure stored in reservoir 1005, to realize following steps：
Examine the transaction details information whether legal by the intelligent contract in block chain；
When examining legal to the transaction details information, perform the accounting nodes by the issuer and collect
The step of transaction data package currently issued.
Further, the data system for settling account calls the data stored in memory 1005 to clear by processor 1001
Program collects the currently transaction data package issued to realize by the accounting nodes in the issuer, and by the friendship
The step of easy data packet is packaged into new block：
The transaction data package currently issued is collected by the accounting nodes in the issuer, checks transaction data package
In signing messages it is whether effective；
If the signing messages in the transaction data package is effective, the transaction data package is packaged into new block.
Further, the data system for settling account calls the data stored in memory 1005 to clear by processor 1001
Program, the step of to realize the abstract for calculating the new block：
It determines a upper block for the new block, and obtains the summary info of a block；
According to the data of the new block and the summary info of a upper block, the abstract of the new block is calculated.
Further, if described receive data clearance instruction, the distributed block chain number safeguarded by each mechanism at it
Before the step of data extracted in library in preset time range, the data system for settling account is deposited by the calling of processor 1001
The data liquidation procedure stored in reservoir 1005, to realize following steps：
When issuer is received towards the payment request of acquirer, the payment request is encapsulated as consumer sale
Request, and signature is traded to the corresponding Transaction Information of consumption transaction request using the private key to prestore；
Transaction Information after signature is sent to according to block chain protocol format in block chain network；
The Transaction Information after signature is decrypted using the private key corresponding public key by acquirer, is handed over extracting
Each item data of easy information, according to block chain data format by every data configuration in Transaction Information into transaction reply data,
And signature is traded using the private key that acquirer prestores, the transaction after trading signature to be answered according to block chain protocol format
Answer evidence is sent on block chain, and is recorded in transaction details to the data center for receiving single structure；
The currently transaction reply data issued is collected by the accounting nodes in the issuer, and by the transaction
Reply data is packaged into new block；
The abstract of the new block is calculated, the abstract calculated is written in the new data block, and by the new block
It broadcasts to block chain network the new block being added in block chain；
When each node in block chain network receives new block data, the new block data received are stored.
Further, if described receive data clearance instruction, the distributed block chain number safeguarded by each mechanism at it
Before the step of data extracted in library in preset time range, the data system for settling account is deposited by the calling of processor 1001
The data liquidation procedure stored in reservoir 1005, to realize following steps：
Receive remaining sum withdraw deposit instruction when, check whether remaining sum to be withdrawn deposit legal by issuer；
If remaining sum to be withdrawn deposit is legal, according to block chain data structure, by the corresponding transaction details of remaining sum to be withdrawn deposit
Information encapsulation is into transaction request；
Signature is traded transaction request using the private key that issuer prestores, and by the Transaction Information after signature according to
Block chain protocol format is sent in block chain network；
The currently transaction data issued is collected by the accounting nodes in the issuer, and by the transaction data
It is packaged into new block；
The abstract of the new block is calculated, the abstract calculated is written in the new data block, and by the new block
It broadcasts to block chain network the new block being added in block chain.
Based on the hardware configuration of above-mentioned data system for settling account, each embodiment of data liquidation method of the present invention is proposed.
With reference to Fig. 2, Fig. 2 is the flow diagram of data liquidation method first embodiment of the present invention.
In the present embodiment, the data liquidation method is applied to data system for settling account, and the data system for settling account is equipped with
Issuer, acquirer and liquidation organization, the data liquidation method include：
Step S10, if data clearance instruction is received, by each mechanism in its distributed block safeguarded chain database
Extract the data in preset time range；
Step S20 summarizes the data of extraction by each mechanism, to obtain the distributed day-to-day account on block chain
This, and the local data center of the distributed flowing water account book and mechanism is subjected to reconciliation；
Step S30, check account book it is consistent when, send notification information to liquidation organization, so that the liquidation organization holds
The data for the settlement accounts that row is specified from the excess reserve account of issuer to acquirer clear operation.
In the present embodiment, the data liquidation method is applied to data system for settling account, and the data system for settling account is equipped with
Issuer, acquirer and liquidation organization, wherein, each mechanism is designed with node, and the node number that each mechanism is equipped with is not
It limits.
Wherein, mechanism is incorporated into the member of independent work in block chain network, mechanism possess certain assets and from
Oneself user group.In the scene of the multimachine structure clearance based on block chain, there are three types of the mechanisms of role：Unit is received by issuer
Structure and liquidation organization.
The Major Function of issuer is blocked to the holder bank of issue, and one is collected by providing various bank card services
Determine expense, blocked by the bank of issue, the credit card annual fee, overdraft interest, holder that card sending mechanism obtains holder's payment are enjoyed
The service charge of various service payments；It is living that acquirer is mainly responsible for developing and management, authorization requests, the bill clearing of trade company etc.
Dynamic, interests, which are mainly derived from trade company's return commission, other service charges of trade company's payment and merchant deposit, to be increased；Liquidation organization is finance
Mechanism provide with funds clearance service intermediary, critical positions are occupied in Defrayal and Clearing System, in this scene, refer in particular to specially
Door provides clearance service for issuer and acquirer.
In the present embodiment, before the step S10, the method further includes：
Step A, the node of each mechanism is by being configured block catenary system information, to be linked into same block chain network.
Wherein, in the block chain network, each node is owned by oneself unique address mark, and each node passes through oneself
Unique address mark establish correspondence with the nodes of other mechanisms so that each node all phase intercommunications in block chain network
Letter.It is to be understood that in the block chain network, each node need not build special line, the safety verification function of being provided by block chain
Afterwards, then it is believed that the node of connection is trusted node.By above-mentioned processing procedure, complete each in each mechanism in block chain
The access process of node is formed block chain alliance chain with multiple nodes by mechanism.
After the node of each mechanism completes above-mentioned access process, each mechanism can perform corresponding recharge procedure, disappear
Take flow, flow of withdrawing deposit and reconciliation clearance flow etc., wherein, recharge procedure consumes flow and flow of withdrawing deposit etc. is real below
It applies in example and is described in detail.
Each step of reconciliation clearance flow is done step-by-step in the present embodiment described in detail below：
Step B when there is the inquiry instruction that mechanism receives Transaction Information, determines transaction id to be checked；
Step C based on the transaction id, the transaction id is searched in the distributed block chain database of its maintenance and is corresponded to
Transaction data；
Step D, if searching number of deals corresponding less than the transaction id in the distributed block chain database of its maintenance
According to then the corresponding broadcast of data inquiry request being sent out to block chain network, so that other nodes in block chain network are at oneself
The distributed block chain database of maintenance extracts the corresponding transaction data of the data inquiry request, and by the number of deals of extraction
According to the mechanism for feeding back to the initiation inquiry request.
It is to be appreciated that each transaction is represented there are one unique on block chain, which is known as handing over
Easy serial number or transaction id, each node in each mechanism have it is corresponding there are one block chain distributed data base, each
The data of the block chain distributed data library storage of node are consistent, wherein, block chain distributed data base is by transaction data
Index is established in the way of key-value, key is transaction id, and value is transaction data, and data distribution is stored in block chain
In the block chain distributed data base of upper each node so that the data on each node are consistent, since all nodes connect
Same part data are received and preserved, reach data sharing, it is ensured that data can not distort.
When the inquiry instruction for thering is mechanism to receive Transaction Information, that is, when needing to inquire a certain transaction information, first from described
Transaction id is extracted in inquiry instruction, to determine transaction id to be checked, then mechanism is in the distributed block chain oneself safeguarded
It is inquired on database according to transaction id, to search the corresponding transaction data of the transaction id, if transaction id pair can be found
The transaction data answered, illustrating the distributed block chain database synchronization of facility maintenance has transaction data, subsequently can normally perform number
It is operated according to clearance.But when mechanism searched in its distributed block safeguarded chain database it is corresponding less than the transaction id
Transaction data illustrates that mechanism is locally not yet synchronized to specified data, and the mechanism sends out data query to block chain network and asks at this time
Corresponding broadcast is asked, so that other nodes in block chain network extract institute in the distributed block chain database oneself safeguarded
The corresponding transaction data of data inquiry request is stated, and the transaction data of extraction is fed back into the mechanism for initiating inquiry request,
That is, the mechanism can be needed according to business, other nodes into region chain network send out same data inquiry request, possess this
Data can be returned to inquiry by the block chain node of data so that mechanism can locally synchronize transaction data, other nodes
It can be any one node in block chain network.
Step S10, if data clearance instruction is received, by each mechanism in its distributed block safeguarded chain database
Extract the data in preset time range；
After mechanism local synchronization has transaction data, if receiving data clearance instruction, safeguarded by each mechanism at it
Distributed block chain database in extraction preset time range in data, wherein, the preset time range is according to reality
It needs to set, not limit herein.
Step S20 summarizes the data of extraction by each mechanism, to obtain the distributed day-to-day account on block chain
This, and the local data center of the distributed flowing water account book and mechanism is subjected to reconciliation；
After each mechanism extracts the data in preset time range, each mechanism carries out the data respectively extracted
Summarize, to obtain the distributed flowing water account book on block chain, also, each mechanism is by distributed flowing water account book and the sheet of mechanism
Ground data center carries out reconciliation, to complete reconciliation operation.
Step S30, check account book it is consistent when, send notification information to liquidation organization, so that the liquidation organization holds
The data for the settlement accounts that row is specified from the excess reserve account of issuer to acquirer clear operation.
When each mechanism detects that distributed flowing water account book is consistent with the account book of the local data center of mechanism, explanation
Data are not tampered with, and notification information can be transmitted to liquidation organization in each mechanism at this time, is performed by liquidation organization from issuer
The data of settlement accounts specified to acquirer of excess reserve account clear operation, each mechanism is preferably issuer
And acquirer.Be the equal of the reconciliation that issuer and acquirer can be carried out data, in data pair in the present embodiment
Account and then notice liquidation organization carry out data clearance operation.
The data liquidation method that the present embodiment proposes if receiving data clearance instruction, is first safeguarded by each mechanism at it
Distributed block chain database in data in extraction preset time range, then by each mechanism to the data of extraction into
Row summarizes, to obtain the distributed flowing water account book on block chain, and by the distributed flowing water account book and the local number of mechanism
Carry out reconciliation according to center, check account book it is consistent when, notification information is sent to liquidation organization, so that the liquidation organization performs
The data clearance operation for the settlement accounts specified from the excess reserve account of issuer to acquirer, realizes between mechanism
Data clearance operation.The present invention realizes that data are cleared by block chain, can be in communication with each other without special line between each mechanism,
It reduces cost, also, is carried out pair by the data center of the transaction data in distributed block chain database and mechanism local
Account, since the data in distributed block chain database are by common recognition, data can not distort, and safety is higher, in reconciliation
It after errorless, then realized by liquidation organization and clears operation, improve the safety of data reconciliation clearance.
Further, the second embodiment of data liquidation method of the present invention is proposed based on first embodiment.
The second embodiment of data liquidation method and the first embodiment of data liquidation method difference lies in, with reference to Fig. 3,
Before the step S10, the method further includes：
Step S40 by issuer by the transaction interface of block chain agreement, performs bank card and supplements stored value card with money
Supplement operation with money；
Step S50, by the issuer according to block chain data structure by it is described supplement with money operation it is associated transaction it is bright
Thin Information encapsulation is transaction data package, and the transaction data package is published in block chain network according to block chain agreement, and
The transaction details information is recorded in the data center of mechanism；
Step S60 collects the currently transaction data package issued by the accounting nodes in the issuer, and by institute
It states transaction data package and is packaged into new block；
Step S70 calculates the abstract of the new block, and the abstract calculated is written in the new data block, and by institute
New block is stated to broadcast to block chain network the new block being added in block chain；
Step S80, when other authorities in block chain network are to recharging payment information, the distribution between executing agency
Formula flowing water account book synchronizes.
In the present embodiment, the step S40 to step S80 is performed before being selected in the step S10, can also be selected in step
It after rapid A, is performed before step B, the step S40 to step S80 corresponds to recharge procedure.
Specifically, issuer provide the recharging payment interface based on block chain agreement, the transaction interface for user from
Bank card supplements stored value card with money, therefore, is first performed bank card by the transaction interface of block chain agreement by issuer and supplemented with money
Operation is supplemented with money to stored value card.Issuer perform supplement operation with money after, issuer according to block chain data structure
It is transaction data package, and according to block chain agreement and this is merchandised by the associated transaction details Information encapsulation of operation of supplementing with money
Data packet is published in block chain network, while records the data center inside transaction details information to issuer.Later, may be used
Directly the currently transaction data package issued is collected by the accounting nodes in the issuer, and by the transaction data package
It is packaged into new block.
Further, in order to improve the accuracy of data recharge procedure, before the step S60, the method further includes：
Whether step E examines the transaction details information legal by the intelligent contract in block chain；
When examining legal to the transaction details information, the step S60 is performed.
That is, can also relevant logic be completed by the intelligent contract of block chain network, to judge whether current transaction is legal,
Specifically：It examines the transaction details information whether legal by the intelligent contract in block chain, is examined in intelligent contract to friendship
In the case that easy managing detailed catalogue is legal, then perform subsequent operating process, that is, by the accounting nodes in the issuer (i.e.
Accounting nodes) transaction data package currently issued is collected, after transaction data package is collected into, by the transaction data package
New block is packaged into, specifically, is included with reference to Fig. 4, the step S60：
Step S61 collects the transaction data package currently issued by the accounting nodes in the issuer, checks and hand over
Whether the signing messages in easy data packet is effective；
The transaction data package if the signing messages in the transaction data package is effective, is packaged into new district by step S62
Block.
That is, the accounting nodes in the issuer first collect the current transaction data package issued, then check and hand over
Whether the signing messages in easy data packet is effective, if it is effective to check the transaction data package, is just packaged into transaction data package newly
If it is invalid to check the transaction data package, which is abandoned for block.
After transaction data package is packaged into new block, the abstract of new block is further calculated, wherein, it is described " to calculate institute
State the abstract of new block " the step of include：
Step a, determines a upper block for the new block, and obtains the summary info of a block；
Step b according to the data of the new block and the summary info of a upper block, calculates plucking for the new block
Will, wherein, digest algorithm includes but not limited to：SHA2 (Secure Hash Algorithm, secure hash algorithm), SHA3 and
RIMPID160 (bit coin Encryption Algorithm) scheduling algorithm.
After the abstract of new block is calculated, again institute is written in the abstract of calculating by the accounting nodes in the issuer
It states in new data block, and the new block is broadcasted to block chain network so that the new block to be added in block chain, and area
When other authorities in block chain network are to recharging payment information, the distributed flowing water account book between executing agency synchronizes.
In the present embodiment, by the above process, the recharge procedure operation of data is completed.
Further, the 3rd embodiment of data liquidation method of the present invention is proposed based on first or second embodiments.
Difference lies in institutes with the first or second embodiments of data liquidation method for the 3rd embodiment of data liquidation method
Before stating step S10, the method further includes：
Step F when issuer is received towards the payment request of acquirer, the payment request is encapsulated as disappearing
Take transaction request, and signature is traded to the corresponding Transaction Information of consumption transaction request using the private key to prestore；
Transaction Information after signature is sent to according to block chain protocol format in block chain network by step G；
Step H is decrypted the Transaction Information after signature using the corresponding public key of the private key by acquirer, to carry
Take out Transaction Information each item data, according to block chain data format by every data configuration in Transaction Information into transaction response
Data, and the private key to be prestored using acquirer is traded signature, with will be after trading signature according to block chain protocol format
Transaction reply data is sent on block chain, and is recorded in transaction details to the data center for receiving single structure；
Step I collects the currently transaction reply data issued by the accounting nodes in the issuer, and by institute
It states transaction reply data and is packaged into new block；
Step J calculates the abstract of the new block, and the abstract calculated is written in the new data block, and by described in
New block is broadcasted to block chain network the new block being added in block chain；
Step K when each node in block chain network receives new block data, stores the new district block number received
According to.
In the present embodiment, the step F to step K is performed before being selected in the step S10, can also be selected in step
It after S80, is performed before step B, the step F to step K corresponds to consumption flow.
Specifically, the user of issuer initiates payment request to apply buying commodity to acquirer, and issuer connects
When receiving towards the payment request of acquirer, whether optional first verification user's wallet is legal effectively, if possesses enough purchases
Power is bought, after being verified, the payment request is encapsulated as consumer sale request, and the privacy information to involving carries out
It encrypts, then issuer is traded signature using the private key to prestore to the corresponding Transaction Information of consumption transaction request, is signing
After name, the Transaction Information after signature is sent to according to block chain protocol format in block chain network.
After acquirer receives the Transaction Information, using the corresponding public key of the private key to the Transaction Information after signature
Be decrypted, to extract each item data of Transaction Information, every data include commodity designated price, the user information of purchase,
Business Information etc., after each item data is extracted, according to block chain data format by each item data structure in Transaction Information
Transaction reply data is caused, then signature is traded, and will according to block chain protocol format using the private key that acquirer prestores
Transaction reply data after trading signature is sent on block chain, while is recorded in the data inside transaction details to acquirer
The heart.
Similarly, the step I includes：
Step I1 collects the transaction data package currently issued by the accounting nodes in the issuer, checks and hand over
Whether the signing messages in easy data packet is effective；
The transaction data package if the signing messages in the transaction data package is effective, is packaged into new district by step I2
Block.
That is, the accounting nodes in the issuer first collect the current transaction data package issued, then check and hand over
Whether the signing messages in easy data packet is effective, if it is effective to check the transaction data package, is just packaged into transaction data package newly
If it is invalid to check the transaction data package, which is abandoned for block.
After transaction data package is packaged into new block, the abstract of new block is further calculated, wherein, it is described " to calculate institute
State the abstract of new block " the step of include：
Step c, determines a upper block for the new block, and obtains the summary info of a block；
Step d according to the data of the new block and the summary info of a upper block, calculates plucking for the new block
It will.
After the abstract of new block is calculated, again institute is written in the abstract of calculating by the accounting nodes in the issuer
It states in new data block, and the new block is broadcasted to block chain network so that the new block to be added in block chain, and area
When each node in block chain network receives new block data, the new block data received are stored, by new block data
It is written in the block chain data storage of oneself.
In the present embodiment, by the above process, the consumption flow operations of data are completed.
Further, the fourth embodiment of data liquidation method of the present invention is proposed based on second or third embodiments.
Difference lies in institutes with the second or third embodiments of data liquidation method for the fourth embodiment of data liquidation method
After stating step S70, the method further includes：
Step L, receive remaining sum withdraw deposit instruction when, check whether remaining sum to be withdrawn deposit legal by issuer；
Step M, if remaining sum to be withdrawn deposit is legal, according to block chain data structure, by the corresponding friendship of remaining sum to be withdrawn deposit
Easy managing detailed catalogue is packaged into transaction request；
Step N is traded transaction request signature, and the transaction after signature is believed using the private key that issuer prestores
Breath is sent to according to block chain protocol format in block chain network；
Step O collects the currently transaction data issued by the accounting nodes in the issuer, and by the friendship
Easy data are packaged into new block；
Step P calculates the abstract of the new block, and the abstract calculated is written in the new data block, and by described in
New block is broadcasted to block chain network the new block being added in block chain.
In the present embodiment, when stored value card surplus, distribution user can initiate to withdraw deposit remaining sum to distribution from wallet
Bank card instruction of withdrawing deposit, then when issuer receive remaining sum withdraw deposit instruction when, check whether remaining sum to be withdrawn deposit closes
Method, that is, check whether the remaining sum withdrawn deposit meets the remaining sum number of current residual, if remaining sum to be withdrawn deposit is legal, first to involving
Privacy information is encrypted, and is transaction by the corresponding transaction details Information encapsulation of remaining sum to be withdrawn deposit by block chain data structure
Request, signature then is traded to transaction request with the private key that issuer prestores, the Transaction Information after signing according to
Block chain protocol format is sent in block chain network.
At this point, the accounting nodes in the issuer are collected into ongoing transaction data, the phase in transaction is checked
Whether Guan Fang signatures are effective, and such as verification does not pass through, and block is abandoned, is verified, and accounting nodes are new for one by transaction data
Block, and calculation block is made a summary, the specific calculation of block abstract is not repeated herein, calculated in above-mentioned middle detailed description
After the abstract of new block, the abstract of calculating is written in new data block, and the new block is broadcasted to block chain network, with
Realize that new block is added in block chain.
In the present embodiment, by aforesaid operations process, the embodiment flow operations of data are completed.
It should be noted that technical scheme of the present invention, relative to existing data liquidating plan, has the following advantages：
Trading efficiency is high：In the prior art, it generally requires and is exchanged by batch data, the modes such as whole reconciliation in T+N days carry out
Reconciliation, trade confirmation period are longer.And technical scheme of the present invention, the peer-to-peer network of block chain, mechanism of knowing together, it is total to reference to data
It enjoys and mechanism can not be distorted, the live effect of " transaction is settled accounts " can be reached.First transaction do not need to by agent node into
Row reduces and transaction cost and improves efficiency, merchandises after being confirmed by block chain network and traveled to each node, that is, is considered as
Legal, completely, irreversible transaction does not need to carry out complicated reconciliation again.
Exploitation is low with O＆M cost：Technical scheme of the present invention, in the exploitation of alliance's chain, each mechanism safeguards generation jointly
Code version, shares relevant intellectual property.Or the development and application of common commission technology company, common supervision and examine code and
The relevant technologies export.In alliance's chain, each allied member of code release is consistent, and does not need to overlapping investment development cost.Joining
In the O＆M of alliance's chain, due to distributed network feature and data sharing, the requirement to traditional large-scale data center is reduced, is known together
Mechanism and trade confirmation do not depend on single Centroid, and data are mutually standby among the nodes, as long as existing in alliance's chain enough
More effective nodes, then transaction can be normally carried out, while all system architectures and code release are consistent, can make
With identical O＆M scheme, the cost of O＆M is also reduced.
The present invention further provides a kind of computer readable storage mediums.
Data liquidation procedure is stored on the computer readable storage medium, the data liquidation procedure is held by processor
Following steps are realized during row：
If receiving data clearance instruction, extracted and preset in its distributed block safeguarded chain database by each mechanism
Data in time range；
The data of extraction are summarized by each mechanism, to obtain the distributed flowing water account book on block chain, and will
The distribution flowing water account book and the local data center of mechanism carry out reconciliation；
Check account book it is consistent when, notification information is sent to liquidation organization, so that the liquidation organization is performed from distribution
The data clearance operation for the settlement accounts that the excess reserve account of mechanism is specified to acquirer.
Further, if described receive data clearance instruction, the distributed block chain number safeguarded by each mechanism at it
Before the step of data extracted in library in preset time range, the data liquidation procedure is also realized when being executed by processor
Following steps：
When there is the inquiry instruction that mechanism receives Transaction Information, transaction id to be checked is determined；
Based on the transaction id, the corresponding transaction of the transaction id is searched in the distributed block chain database of its maintenance
Data；
If searching transaction data corresponding less than the transaction id in the distributed block chain database of its maintenance, to
Block chain network sends out the corresponding broadcast of data inquiry request, so that other nodes in block chain network are in point oneself safeguarded
Cloth block chain database extracts the corresponding transaction data of the data inquiry request, and the transaction data of extraction is fed back to
The mechanism for initiating inquiry request.
Further, if described receive data clearance instruction, the distributed block chain number safeguarded by each mechanism at it
Before the step of data extracted in library in preset time range, the data liquidation procedure is also realized when being executed by processor
Following steps：
By issuer by the transaction interface of block chain agreement, perform that bank card supplements stored value card with money supplements behaviour with money
Make；
The associated transaction details information of operation of supplementing with money is sealed according to the data structure of block chain by the issuer
It fills as transaction data package, and the transaction data package is published in block chain network according to block chain agreement, and by the friendship
Easy managing detailed catalogue is recorded in the data center of mechanism；
The currently transaction data package issued is collected by the accounting nodes in the issuer, and by the number of deals
New block is packaged into according to packet；
The abstract of the new block is calculated, the abstract calculated is written in the new data block, and by the new block
It broadcasts to block chain network the new block being added in block chain；
When other authorities in block chain network are to recharging payment information, the distributed day-to-day account between executing agency
This synchronization.
Further, the accounting nodes by the issuer collect the transaction data package currently issued,
And before the step of transaction data package is packaged into new block, the data liquidation procedure is also realized when being executed by processor
Following steps：
Examine the transaction details information whether legal by the intelligent contract in block chain；
When examining legal to the transaction details information, perform the accounting nodes by the issuer and collect
The step of transaction data package currently issued.
Further, it when the data liquidation procedure is executed by processor, also realizes by the book keeping operation in the issuer
Node collects the currently transaction data package issued, and the step of the transaction data package is packaged into new block：
The transaction data package currently issued is collected by the accounting nodes in the issuer, checks transaction data package
In signing messages it is whether effective；
If the signing messages in the transaction data package is effective, the transaction data package is packaged into new block.
Further, when the data liquidation procedure is executed by processor, the abstract of the calculating new block is also realized
Step：
It determines a upper block for the new block, and obtains the summary info of a block；
According to the data of the new block and the summary info of a upper block, the abstract of the new block is calculated.
Further, if described receive data clearance instruction, the distributed block chain number safeguarded by each mechanism at it
It is also real when the data liquidation procedure is executed by processor before the step of data extracted in library in preset time range
Existing following steps：
When issuer is received towards the payment request of acquirer, the payment request is encapsulated as consumer sale
Request, and signature is traded to the corresponding Transaction Information of consumption transaction request using the private key to prestore；
Transaction Information after signature is sent to according to block chain protocol format in block chain network；
The Transaction Information after signature is decrypted using the private key corresponding public key by acquirer, is handed over extracting
Each item data of easy information, according to block chain data format by every data configuration in Transaction Information into transaction reply data,
And signature is traded using the private key that acquirer prestores, the transaction after trading signature to be answered according to block chain protocol format
Answer evidence is sent on block chain, and is recorded in transaction details to the data center for receiving single structure；
The currently transaction reply data issued is collected by the accounting nodes in the issuer, and by the transaction
Reply data is packaged into new block；
The abstract of the new block is calculated, the abstract calculated is written in the new data block, and by the new block
It broadcasts to block chain network the new block being added in block chain；
When each node in block chain network receives new block data, the new block data received are stored.
Further, if described receive data clearance instruction, the distributed block chain number safeguarded by each mechanism at it
It is also real when the data liquidation procedure is executed by processor before the step of data extracted in library in preset time range
Existing following steps：
Receive remaining sum withdraw deposit instruction when, check whether remaining sum to be withdrawn deposit legal by issuer；
If remaining sum to be withdrawn deposit is legal, according to block chain data structure, by the corresponding transaction details of remaining sum to be withdrawn deposit
Information encapsulation is into transaction request；
Signature is traded transaction request using the private key that issuer prestores, and by the Transaction Information after signature according to
Block chain protocol format is sent in block chain network；
The currently transaction data issued is collected by the accounting nodes in the issuer, and by the transaction data
It is packaged into new block；
The abstract of the new block is calculated, the abstract calculated is written in the new data block, and by the new block
It broadcasts to block chain network the new block being added in block chain.
It should be noted that herein, term " comprising ", "comprising" or its any other variant are intended to non-row
His property includes, so that process, method, article or device including a series of elements not only include those elements, and
And it further includes the other elements being not explicitly listed or further includes intrinsic for this process, method, article or device institute
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including this
Also there are other identical elements in the process of element, method, article or device.
The embodiments of the present invention are for illustration only, do not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on such understanding, technical scheme of the present invention substantially in other words does the prior art
Going out the part of contribution can be embodied in the form of software product, which is stored in a storage medium
In (such as ROM/RAM, magnetic disc, CD), used including some instructions so that a station terminal equipment (can be mobile phone, computer takes
Be engaged in device, air conditioner or the network equipment etc.) perform method described in each embodiment of the present invention.
It these are only the preferred embodiment of the present invention, be not intended to limit the scope of the invention, it is every to utilize this hair
The equivalent structure or equivalent flow shift that bright specification and accompanying drawing content are made directly or indirectly is used in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of data liquidation method, which is characterized in that applied to data system for settling account, the data system for settling account is equipped with distribution
Structure, acquirer and liquidation organization, the data liquidation method include：
If receiving data clearance instruction, preset time is extracted in its distributed block safeguarded chain database by each mechanism
In the range of data；
The data of extraction are summarized by each mechanism, to obtain the distributed flowing water account book on block chain, and by described in
Distributed flowing water account book and the local data center of mechanism carry out reconciliation；
Check account book it is consistent when, notification information is sent to liquidation organization, so that the liquidation organization is performed from issuer
The data of settlement accounts specified to acquirer of excess reserve account clear operation.
2. data liquidation method as described in claim 1, which is characterized in that if described receive data clearance instruction, by each
Before a mechanism extracts the step of data in preset time range in its distributed block safeguarded chain database, the side
Method further includes：
When there is the inquiry instruction that mechanism receives Transaction Information, transaction id to be checked is determined；
Based on the transaction id, the corresponding number of deals of the transaction id is searched in the distributed block chain database of its maintenance
According to；
If transaction data corresponding less than the transaction id is searched in the distributed block chain database of its maintenance, to block
Chain network sends out the corresponding broadcast of data inquiry request, the distribution safeguarded for other nodes in block chain network at oneself
Block chain database extracts the corresponding transaction data of the data inquiry request, and the transaction data of extraction is fed back to described
Initiate the mechanism of inquiry request.
3. data liquidation method as described in claim 1, which is characterized in that if described receive data clearance instruction, by each
Before a mechanism extracts the step of data in preset time range in its distributed block safeguarded chain database, the side
Method further includes：
By issuer by the transaction interface of block chain agreement, perform that bank card supplements stored value card with money supplements operation with money；
It is by the associated transaction details Information encapsulation of operation of supplementing with money according to the data structure of block chain by the issuer
Transaction data package, and the transaction data package is published in block chain network according to block chain agreement, and the transaction is bright
Thin information is recorded in the data center of mechanism；
The currently transaction data package issued is collected by the accounting nodes in the issuer, and by the transaction data package
It is packaged into new block；
The abstract of the new block is calculated, the abstract calculated is written in the new data block, and the new block is broadcasted
To block chain network the new block to be added in block chain；
When other authorities in block chain network are to recharging payment information, the distributed flowing water account book between executing agency is same
Step.
4. data liquidation method as claimed in claim 3, which is characterized in that the accounting nodes by the issuer
Before the step of collecting the transaction data package currently issued, and the transaction data package be packaged into new block, the side
Method further includes：
Examine the transaction details information whether legal by the intelligent contract in block chain；
When examining legal to the transaction details information, perform described current by the accounting nodes collection in the issuer
The step of transaction data package issued.
5. data liquidation method as claimed in claim 3, which is characterized in that the accounting nodes by the issuer
The step of collecting the transaction data package currently issued, and the transaction data package is packaged into new block includes：
The transaction data package currently issued is collected by the accounting nodes in the issuer, is checked in transaction data package
Whether signing messages is effective；
If the signing messages in the transaction data package is effective, the transaction data package is packaged into new block.
6. data liquidation method as claimed in claim 3, which is characterized in that it is described calculate the new block abstract the step of
Including：
It determines a upper block for the new block, and obtains the summary info of a block；
According to the data of the new block and the summary info of a upper block, the abstract of the new block is calculated.
7. such as claim 1-6 any one of them data liquidation methods, which is characterized in that if the data clearance that receives refers to
The step of enabling, the data in preset time range extracted in its distributed block safeguarded chain database by each mechanism it
Before, the method further includes：
When issuer is received towards the payment request of acquirer, the payment request is encapsulated as consumer sale please
It asks, and signature is traded to the corresponding Transaction Information of consumption transaction request using the private key to prestore；
Transaction Information after signature is sent to according to block chain protocol format in block chain network；
The Transaction Information after signature is decrypted using the private key corresponding public key by acquirer, to extract transaction letter
Each item data of breath according to block chain data format by every data configuration in Transaction Information into transaction reply data, and is adopted
Be traded signature with the private key that acquirer prestores, with according to block chain protocol format by the transaction answer number after trading signature
According to being sent on block chain, and record in transaction details to the data center for receiving single structure；
The currently transaction reply data issued is collected by the accounting nodes in the issuer, and by the transaction response
Data are packaged into new block；
The abstract of the new block is calculated, the abstract calculated is written in the new data block, and the new block is broadcasted
To block chain network the new block to be added in block chain；
When each node in block chain network receives new block data, the new block data received are stored.
8. such as claim 1-6 any one of them data liquidation methods, which is characterized in that if the data clearance that receives refers to
The step of enabling, the data in preset time range extracted in its distributed block safeguarded chain database by each mechanism it
Before, the method further includes：
Receive remaining sum withdraw deposit instruction when, check whether remaining sum to be withdrawn deposit legal by issuer；
If remaining sum to be withdrawn deposit is legal, according to block chain data structure, by the corresponding transaction details information of remaining sum to be withdrawn deposit
It is packaged into transaction request；
Signature is traded transaction request, and by the Transaction Information after signature according to block using the private key that issuer prestores
Chain protocol format is sent in block chain network；
The transaction data currently issued is collected, and the transaction data is packaged by the accounting nodes in the issuer
Into new block；
The abstract of the new block is calculated, the abstract calculated is written in the new data block, and the new block is broadcasted
To block chain network the new block to be added in block chain.
9. a kind of data system for settling account, which is characterized in that the data system for settling account includes processor, memory and is stored in institute
The data liquidation procedure that can be run on memory and on the processor is stated, the data liquidation procedure is held by the processor
It is realized during row such as the step of data liquidation method described in any item of the claim 1 to 8.
10. a kind of computer readable storage medium, which is characterized in that it is clear to be stored with data on the computer readable storage medium
Program is calculated, such as claim 1 to 8 any one of them data clearance side is realized when the data liquidation procedure is executed by processor
The step of method.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711362224.7A CN108171489A (en) | 2017-12-18 | 2017-12-18 | Data liquidation method, system and computer readable storage medium |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711362224.7A CN108171489A (en) | 2017-12-18 | 2017-12-18 | Data liquidation method, system and computer readable storage medium |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN108171489A true CN108171489A (en) | 2018-06-15 |
Family
ID=62522154
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201711362224.7A Pending CN108171489A (en) | 2017-12-18 | 2017-12-18 | Data liquidation method, system and computer readable storage medium |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN108171489A (en) |
Cited By (31)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108921558A (en) * | 2018-07-11 | 2018-11-30 | 物数（上海）信息科技有限公司 | Assets settle accounts calculation method, system, equipment and storage medium based on block chain |
| CN109003175A (en) * | 2018-07-06 | 2018-12-14 | 国网汇通金财（北京）信息科技有限公司 | A kind of account checking method and system based on block chain |
| CN109166042A (en) * | 2018-09-03 | 2019-01-08 | 平安科技（深圳）有限公司 | Node device, real-time account checking method and storage medium based on block chain |
| CN109166040A (en) * | 2018-08-23 | 2019-01-08 | 北京京东金融科技控股有限公司 | Transaction auditing method, device, equipment and storage medium based on block chain |
| CN109165319A (en) * | 2018-08-02 | 2019-01-08 | 北京闲地宝科技有限公司 | Divide account method, apparatus and system based on block chain |
| CN109191296A (en) * | 2018-08-21 | 2019-01-11 | 众安信息技术服务有限公司 | The automatic account checking method of digital asset and readable storage medium storing program for executing based on block chain |
| CN109242483A (en) * | 2018-08-07 | 2019-01-18 | 阿里巴巴集团控股有限公司 | A kind of dual trading method and system based on centralization and decentralization |
| CN109376187A (en) * | 2018-12-17 | 2019-02-22 | 北京京东金融科技控股有限公司 | A kind of querying method and device based on block chain |
| CN109377368A (en) * | 2018-11-02 | 2019-02-22 | 深圳市快付通金融网络科技服务有限公司 | Sequence liquidation method, device, computer equipment and storage medium under distributed environment |
| CN109493210A (en) * | 2018-09-27 | 2019-03-19 | 深圳壹账通智能科技有限公司 | Refund account checking method, device, equipment and readable storage medium storing program for executing based on block chain |
| CN109559252A (en) * | 2018-10-18 | 2019-04-02 | 深圳慧通商务有限公司 | A kind of departure time confirmation method and relevant apparatus |
| CN109598599A (en) * | 2018-10-26 | 2019-04-09 | 阿里巴巴集团控股有限公司 | A kind of refund processing method, device and equipment based on block chain |
| CN109741169A (en) * | 2018-12-14 | 2019-05-10 | 深圳壹账通智能科技有限公司 | Liquidation method, system, computer equipment based on distributed account book |
| CN109815747A (en) * | 2019-01-17 | 2019-05-28 | 重庆金融资产交易所有限责任公司 | Offline auditing method, electronic device and readable storage medium storing program for executing based on block chain |
| CN109859043A (en) * | 2019-01-14 | 2019-06-07 | 阿里巴巴集团控股有限公司 | A kind of exchange settlement method and trade clearing system |
| CN110046877A (en) * | 2018-11-30 | 2019-07-23 | 阿里巴巴集团控股有限公司 | Account checking method and device, server |
| CN110084690A (en) * | 2019-03-18 | 2019-08-02 | 深圳壹账通智能科技有限公司 | Data processing method, device, computer installation and storage medium |
| CN110222536A (en) * | 2019-05-25 | 2019-09-10 | 上海源庐加佳信息科技有限公司 | A kind of warehouse receipt date storage method based on distribution book keeping operation |
| CN110245522A (en) * | 2019-01-16 | 2019-09-17 | 腾讯科技（深圳）有限公司 | Data processing method, terminal and medium in block chain financial account system |
| CN110738584A (en) * | 2018-07-20 | 2020-01-31 | 樊华 | intellectual property information management system and method |
| CN110826110A (en) * | 2019-11-06 | 2020-02-21 | 福建福链科技有限公司 | Distributed account book data tamper-proofing method and system |
| CN111127006A (en) * | 2019-11-28 | 2020-05-08 | 中国建设银行股份有限公司 | Transaction processing method and system based on block chain |
| CN111161041A (en) * | 2019-12-31 | 2020-05-15 | 中国银行股份有限公司 | Account checking method and device based on block chain |
| CN111179069A (en) * | 2020-01-02 | 2020-05-19 | 中国银行股份有限公司 | High-speed data clearing method and device based on block chain |
| CN111192147A (en) * | 2020-04-10 | 2020-05-22 | 支付宝(杭州)信息技术有限公司 | Block chain-based fund checking method and device, electronic equipment and medium |
| CN111950009A (en) * | 2020-08-14 | 2020-11-17 | 中国工商银行股份有限公司 | Block chain-based affiliation data detection method and device |
| CN112384921A (en) * | 2020-10-12 | 2021-02-19 | 北京和联共识科技有限公司 | Method and device for protecting data security on block chain and electronic equipment |
| WO2021135753A1 (en) * | 2019-12-31 | 2021-07-08 | 网联清算有限公司 | Payment processing method, apparatus and system |
| CN113767412A (en) * | 2019-05-01 | 2021-12-07 | 索尼集团公司 | Transaction security on MAAS platform based on distributed account book |
| CN114785776A (en) * | 2021-01-20 | 2022-07-22 | 银联国际有限公司 | Block chain-based clearing system and block chain-based clearing method |
| TWI822441B (en) * | 2022-11-04 | 2023-11-11 | 第一商業銀行股份有限公司 | Account settlement method and system based on blockchain |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105976232A (en) * | 2016-06-24 | 2016-09-28 | 深圳前海微众银行股份有限公司 | Asset transaction method and device |
| CN107194798A (en) * | 2017-04-28 | 2017-09-22 | 广东网金控股股份有限公司 | A kind of bank clearing method based on block chain alliance chain |
| CN107292621A (en) * | 2017-06-22 | 2017-10-24 | 丁江 | Really power deposits card method and node to mass data |
-
2017
- 2017-12-18 CN CN201711362224.7A patent/CN108171489A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105976232A (en) * | 2016-06-24 | 2016-09-28 | 深圳前海微众银行股份有限公司 | Asset transaction method and device |
| CN107194798A (en) * | 2017-04-28 | 2017-09-22 | 广东网金控股股份有限公司 | A kind of bank clearing method based on block chain alliance chain |
| CN107292621A (en) * | 2017-06-22 | 2017-10-24 | 丁江 | Really power deposits card method and node to mass data |
Cited By (42)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109003175A (en) * | 2018-07-06 | 2018-12-14 | 国网汇通金财（北京）信息科技有限公司 | A kind of account checking method and system based on block chain |
| CN109003175B (en) * | 2018-07-06 | 2021-08-10 | 国网汇通金财（北京）信息科技有限公司 | Account checking method and system based on block chain |
| CN108921558A (en) * | 2018-07-11 | 2018-11-30 | 物数（上海）信息科技有限公司 | Assets settle accounts calculation method, system, equipment and storage medium based on block chain |
| CN110738584A (en) * | 2018-07-20 | 2020-01-31 | 樊华 | intellectual property information management system and method |
| CN109165319A (en) * | 2018-08-02 | 2019-01-08 | 北京闲地宝科技有限公司 | Divide account method, apparatus and system based on block chain |
| CN109242483A (en) * | 2018-08-07 | 2019-01-18 | 阿里巴巴集团控股有限公司 | A kind of dual trading method and system based on centralization and decentralization |
| US11386428B2 (en) | 2018-08-07 | 2022-07-12 | Advanced New Technologies Co., Ltd. | Dual transaction method and system based on centralization and decentralization |
| CN109191296A (en) * | 2018-08-21 | 2019-01-11 | 众安信息技术服务有限公司 | The automatic account checking method of digital asset and readable storage medium storing program for executing based on block chain |
| CN109191296B (en) * | 2018-08-21 | 2023-05-26 | 众安信息技术服务有限公司 | Block chain-based digital asset automatic account checking method and readable storage medium |
| CN109166040A (en) * | 2018-08-23 | 2019-01-08 | 北京京东金融科技控股有限公司 | Transaction auditing method, device, equipment and storage medium based on block chain |
| CN109166042A (en) * | 2018-09-03 | 2019-01-08 | 平安科技（深圳）有限公司 | Node device, real-time account checking method and storage medium based on block chain |
| CN109493210A (en) * | 2018-09-27 | 2019-03-19 | 深圳壹账通智能科技有限公司 | Refund account checking method, device, equipment and readable storage medium storing program for executing based on block chain |
| CN109559252A (en) * | 2018-10-18 | 2019-04-02 | 深圳慧通商务有限公司 | A kind of departure time confirmation method and relevant apparatus |
| CN109598599A (en) * | 2018-10-26 | 2019-04-09 | 阿里巴巴集团控股有限公司 | A kind of refund processing method, device and equipment based on block chain |
| CN109377368A (en) * | 2018-11-02 | 2019-02-22 | 深圳市快付通金融网络科技服务有限公司 | Sequence liquidation method, device, computer equipment and storage medium under distributed environment |
| CN110046877B (en) * | 2018-11-30 | 2023-09-29 | 创新先进技术有限公司 | Account checking method and device and server |
| CN110046877A (en) * | 2018-11-30 | 2019-07-23 | 阿里巴巴集团控股有限公司 | Account checking method and device, server |
| CN109741169A (en) * | 2018-12-14 | 2019-05-10 | 深圳壹账通智能科技有限公司 | Liquidation method, system, computer equipment based on distributed account book |
| CN109376187A (en) * | 2018-12-17 | 2019-02-22 | 北京京东金融科技控股有限公司 | A kind of querying method and device based on block chain |
| CN109859043A (en) * | 2019-01-14 | 2019-06-07 | 阿里巴巴集团控股有限公司 | A kind of exchange settlement method and trade clearing system |
| CN109859043B (en) * | 2019-01-14 | 2020-11-06 | 创新先进技术有限公司 | Transaction clearing method and transaction clearing system |
| CN110245522A (en) * | 2019-01-16 | 2019-09-17 | 腾讯科技（深圳）有限公司 | Data processing method, terminal and medium in block chain financial account system |
| CN109815747A (en) * | 2019-01-17 | 2019-05-28 | 重庆金融资产交易所有限责任公司 | Offline auditing method, electronic device and readable storage medium storing program for executing based on block chain |
| CN110084690A (en) * | 2019-03-18 | 2019-08-02 | 深圳壹账通智能科技有限公司 | Data processing method, device, computer installation and storage medium |
| CN113767412A (en) * | 2019-05-01 | 2021-12-07 | 索尼集团公司 | Transaction security on MAAS platform based on distributed account book |
| CN110222536A (en) * | 2019-05-25 | 2019-09-10 | 上海源庐加佳信息科技有限公司 | A kind of warehouse receipt date storage method based on distribution book keeping operation |
| CN110826110A (en) * | 2019-11-06 | 2020-02-21 | 福建福链科技有限公司 | Distributed account book data tamper-proofing method and system |
| CN110826110B (en) * | 2019-11-06 | 2021-09-07 | 福建福链科技有限公司 | Distributed account book data tamper-proofing method and system |
| CN111127006A (en) * | 2019-11-28 | 2020-05-08 | 中国建设银行股份有限公司 | Transaction processing method and system based on block chain |
| JP7150212B2 (en) | 2019-12-31 | 2022-10-07 | ネッツユニオン クリアリング コーポレーション | Payment processing methods, devices and systems |
| JP2022536550A (en) * | 2019-12-31 | 2022-08-17 | ネッツユニオン クリアリング コーポレーション | Payment processing methods, devices and systems |
| CN111161041A (en) * | 2019-12-31 | 2020-05-15 | 中国银行股份有限公司 | Account checking method and device based on block chain |
| WO2021135753A1 (en) * | 2019-12-31 | 2021-07-08 | 网联清算有限公司 | Payment processing method, apparatus and system |
| CN111179069A (en) * | 2020-01-02 | 2020-05-19 | 中国银行股份有限公司 | High-speed data clearing method and device based on block chain |
| CN111179069B (en) * | 2020-01-02 | 2023-04-07 | 中国银行股份有限公司 | High-speed data clearing method and device based on block chain |
| CN111192147A (en) * | 2020-04-10 | 2020-05-22 | 支付宝(杭州)信息技术有限公司 | Block chain-based fund checking method and device, electronic equipment and medium |
| CN111950009A (en) * | 2020-08-14 | 2020-11-17 | 中国工商银行股份有限公司 | Block chain-based affiliation data detection method and device |
| CN111950009B (en) * | 2020-08-14 | 2023-09-12 | 中国工商银行股份有限公司 | Block chain-based method and device for detecting replacement sales data |
| WO2022077181A1 (en) * | 2020-10-12 | 2022-04-21 | 北京和联共识科技有限公司 | Method and apparatus for protecting data security on blockchain, and electronic device |
| CN112384921A (en) * | 2020-10-12 | 2021-02-19 | 北京和联共识科技有限公司 | Method and device for protecting data security on block chain and electronic equipment |
| CN114785776A (en) * | 2021-01-20 | 2022-07-22 | 银联国际有限公司 | Block chain-based clearing system and block chain-based clearing method |
| TWI822441B (en) * | 2022-11-04 | 2023-11-11 | 第一商業銀行股份有限公司 | Account settlement method and system based on blockchain |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN108171489A (en) | Data liquidation method, system and computer readable storage medium | |
| CN109691016A (en) | Distributing real time system and Verification System | |
| CN107180350A (en) | A kind of method of the multi-party shared transaction metadata based on block chain, apparatus and system | |
| CN105701661A (en) | Methods, devices, and systems for secure provisioning, transmission, and authentication of payment data | |
| CN107705113A (en) | A kind of cross-border inter-bank method of payment of block chain based on Baas frameworks and system | |
| KR102313675B1 (en) | Block chain-based crytography donation server and donation method without limitation to donation target | |
| CN109003129B (en) | Marketing method and system based on Internet of things financial block chain | |
| CN102496112A (en) | Three-screen payment system based on intelligent SD card and realization method thereof | |
| CN105160776B (en) | City one-card card, business platform, card operation system and implementation method | |
| JP6667010B2 (en) | Mobile prepaid card service system, clone card storage device and service method thereof | |
| CA3058591C (en) | Cross-funds management server-based payment system, and method, device and server therefor | |
| CN102073969A (en) | Method for realizing debit and credit integrated card | |
| CN110210976A (en) | A kind of method of commerce and its equipment based on block chain | |
| CA3190182A1 (en) | Cross-funds management server-based payment system, and method, device and server therefor | |
| KR102329779B1 (en) | System for investing contents using crypto-currency based on blockchain and method thereof | |
| CN102129653A (en) | Electronic commerce auditing method based on auditing logic unit | |
| CN106203976A (en) | Payment system based on same fund server and method of payment, device and server | |
| KR20210048011A (en) | Mileage integrative platform service system based on blockchain | |
| CN111815462A (en) | Block chain based medical insurance claim settlement method, system and readable storage medium | |
| CN111461856A (en) | Outsourcing collection urging method based on block chain | |
| Vincent et al. | Transaction flow in card payment systems using mobile agents | |
| WO2023212706A1 (en) | Systems and methods for frictionless payments in web3 and the metaverse | |
| CN111275435A (en) | Token exchange system using block chain technology and method thereof | |
| CN114298841A (en) | Investment and financing match transaction technical scheme based on block chain | |
| CN111275413A (en) | Token transaction system using blockchain technology and method thereof |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20180615 |
|
| RJ01 | Rejection of invention patent application after publication |