CN108154356A - Cross-border money transfer method, the first electronic equipment and payment server - Google Patents
Cross-border money transfer method, the first electronic equipment and payment server Download PDFInfo
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- CN108154356A CN108154356A CN201810115875.4A CN201810115875A CN108154356A CN 108154356 A CN108154356 A CN 108154356A CN 201810115875 A CN201810115875 A CN 201810115875A CN 108154356 A CN108154356 A CN 108154356A
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- instruction information
- electronic equipment
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
Abstract
An embodiment of the present invention provides a kind of cross-border money transfer methods, first electronic equipment and payment server, bank carries out real-time, interactive where the account of bank and beneficiary where cross-border money transfer method provided in an embodiment of the present invention can realize the account of transferor, bank where the account of transferor can obtain the whether accurate information of information of beneficiary in real time during cross-border remittance, so that in the information inaccuracy for beneficiary occur, the purpose of the information of notice beneficiary in time, lead to the scene that beneficiary cannot keep accounts in time so as to avoid the information inaccuracy due to beneficiary.So that remittance cycle time.
Description
Technical field
The present invention relates to remittance technical fields of transferring accounts, and are more particularly to cross-border money transfer method, the first electronic equipment and branch
Pay server.
Background technology
Cross-border money transfer transactions mainly pass through SWIFT (Society for Worldwide Interbank Financial
Telecommunications, global cooperative bank's Financial Telecommunication association) system realizes.SWIFT systems realize cross-border remittance
During business, the remittance period is long.
Invention content
In view of this, the present invention provides a kind of cross-border money transfer method, the first electronic equipment and payment server, with gram
The problem of remittance period of clothes cross-border money transfer transactions in the prior art is long.
To achieve the above object, the present invention provides following technical solution：
A kind of cross-border money transfer method, applied to the first electronic equipment, including：
Detect that acquisition first refers to when carrying out the cross-border money transfer request of cross-border remittance by direction beneficiary of remitting money for characterizing
Show information, whether the information that the first instruction information includes at least instruction the second electronic equipment detection beneficiary is accurate
Indicate information；
Described first instruction information is sent to second electronic equipment by payment server；
The second instruction information of the second electronic equipment feedback, second instruction are received by the payment server
Whether information is at least accurate for characterizing the information of the beneficiary；
If the information of beneficiary is accurate described in the second instruction information representation, acquisition is carried described in the remittance direction
The third instruction information for the money transfer amount that beneficiary is transferred to；
Third instruction information is sent to second electronic equipment by the payment server so that described the
The money transfer amount is transferred to the account of the beneficiary by two electronic equipments.
A kind of cross-border money transfer method, applied to payment server, including：
It receives the first electronic equipment and is detecting the cross-border remittance for characterization by the cross-border remittance of direction beneficiary progress of remitting money
In the case that money is asked, the first instruction information of acquisition, the first instruction information includes at least instruction the second electronic equipment inspection
Whether the information for surveying the beneficiary accurately indicates information；
Control the information that second electronic equipment at least detects the beneficiary whether accurate；
The second instruction information of the second electronic equipment feedback is received, the second instruction information is at least used to characterize institute
Whether the information for stating beneficiary is accurate；
Described second instruction information is sent to first electronic equipment；
Receive information accurate situation of first electronic equipment in beneficiary described in the described second instruction information representation
Under, the third instruction information of feedback, the third instruction information carries the remittance that beneficiary described in direction is transferred to of remitting money
The amount of money；
Third instruction information is sent to second electronic equipment so that second electronic equipment is by the remittance
The money amount of money is transferred to the account of the beneficiary.
A kind of first electronic equipment, including：
First acquisition module, for detecting to characterize the cross-border remittance for carrying out cross-border remittance by direction beneficiary of remitting money
During request, the first instruction information is obtained, the first instruction information includes at least the second electronic equipment of instruction and detects the gathering
Whether the information of side accurately indicates information；
First sending module sets for the described first instruction information to be sent to second electronics by payment server
It is standby；
First receiving module, for passing through the second instruction that the payment server receives the second electronic equipment feedback
Whether information, the second instruction information are at least accurate for characterizing the information of the beneficiary；
Second acquisition module if the information for beneficiary described in the described second instruction information representation is accurate, obtains carrying
There is the transferor to indicate information to the third of money transfer amount that the beneficiary is transferred to；
Second sending module, for the third to be indicated, information is sent to second electricity by the payment server
Sub- equipment so that the money transfer amount is transferred to the account of the beneficiary by second electronic equipment.
A kind of payment server, including：
First acquisition module is being detected for characterization for receiving the first electronic equipment by direction beneficiary progress of remitting money
In the case of the cross-border money transfer request of cross-border remittance, the first instruction information of acquisition, the first instruction information, which includes at least, to be referred to
Show whether the information of the second electronic equipment detection beneficiary accurately indicates information；
First control module, for controlling the information that second electronic equipment at least detects the beneficiary whether accurate
Really；
First receiving module, for receiving the second instruction information of the second electronic equipment feedback, second instruction
Whether information is at least accurate for characterizing the information of the beneficiary；
First sending module, for the described second instruction information to be sent to first electronic equipment；
Second receiving module, for receiving first electronic equipment in beneficiary described in the described second instruction information representation
Information it is accurate in the case of, the third of feedback instruction information, the third instruction information is carried described in the remittance direction
The money transfer amount that beneficiary is transferred to；
Second sending module, for third instruction information to be sent to second electronic equipment so that described the
The money transfer amount is transferred to the account of the beneficiary by two electronic equipments.
It can be seen via above technical scheme that compared with prior art, an embodiment of the present invention provides a kind of cross-border remittances
In method, when initiating cross-border money transfer request by the first electronic equipment, the acquisition of the first electronic equipment at least indicates that the second electronics is set
The whether accurate first instruction information of information of standby detection beneficiary, and pass through payment server and be sent to the first instruction information
Second electronic equipment；If the whether accurate second instruction information of the information of beneficiary is fed back to the first electronics by the second electronic equipment
Equipment, if the information of beneficiary is accurate described in the second instruction information representation, the first electronic equipment can just obtain carrying
The third of the money transfer amount instruction information that beneficiary described in stating remittance direction is transferred to, passes through payment server by third instruction information
It is sent to second electronic equipment so that the money transfer amount is transferred to the account of the beneficiary by second electronic equipment
Family.Bank where cross-border money transfer method provided in an embodiment of the present invention can realize the account of transferor and the account institute of beneficiary
Real-time, interactive is carried out in bank, bank where the account of transferor can obtain beneficiary in real time during cross-border remittance
The whether accurate information of information so that in the information inaccuracy for beneficiary occur, the purpose of the information of beneficiary is notified in time,
Lead to the scene that beneficiary cannot keep accounts in time so as to avoid the information inaccuracy due to beneficiary.So that the remittance period
Shorten.
Description of the drawings
In order to illustrate more clearly about the embodiment of the present invention or technical scheme of the prior art, to embodiment or will show below
There is attached drawing needed in technology description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this
The embodiment of invention, for those of ordinary skill in the art, without creative efforts, can also basis
The attached drawing of offer obtains other attached drawings.
Fig. 1 is the structure chart of cross-border funds transfer system provided in an embodiment of the present invention；
Fig. 2 is the signaling diagram of cross-border money transfer method provided in an embodiment of the present invention；
Fig. 3 a to Fig. 3 d are the schematic diagram of each window interface of the first electronic equipment provided in an embodiment of the present invention displaying；
Fig. 4 is the flow chart that the first instruction information is obtained in cross-border money transfer method provided in an embodiment of the present invention；
Fig. 5 is that the money transfer amount of the account of transferor is transferred to receipts in cross-border money transfer method provided in an embodiment of the present invention
The process signaling diagram of the account of money side；
Fig. 6 is a kind of structure chart of realization method of the first electronic equipment provided in an embodiment of the present invention；
Fig. 7 is a kind of structure chart of realization method of payment server provided in an embodiment of the present invention；
Fig. 8 is the structure chart of another realization method of the first electronic equipment provided in an embodiment of the present invention；
Fig. 9 is the structure chart of another realization method of payment server provided in an embodiment of the present invention.
Specific embodiment
Below in conjunction with the attached drawing in the embodiment of the present invention, the technical solution in the embodiment of the present invention is carried out clear, complete
Site preparation describes, it is clear that described embodiment is only part of the embodiment of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, those of ordinary skill in the art are obtained every other without making creative work
Embodiment shall fall within the protection scope of the present invention.
Cross-border money transfer method provided in an embodiment of the present invention can be applied to cross-border funds transfer system, as shown in Figure 1, for this hair
The structure chart for the cross-border funds transfer system that bright embodiment provides, the cross-border funds transfer system include：
First electronic equipment 11, payment server 12, the second electronic equipment 13, clearance server 14, optionally, are also wrapped
It includes：First anti money washing server 15 and the second anti money washing server 16, wherein：
First electronic equipment 11 corresponds to transferor, and the second electronic equipment 13 corresponds to beneficiary；First electronic equipment 11 can be with
For the electronic equipment of bank counter, the first electronic equipment 11 can be bank self-help electronic equipment, and the first electronic equipment 11 may be used also
Think the electronic equipment for being equipped with Web bank's application program.Second electronic equipment 13 can be the electronic equipment of bank counter,
Second electronic equipment 13 can be bank self-help electronic equipment, and the second electronic equipment 13 can also be the account institute positioned at payee
In the server of bank.
The embodiment of the present invention is cross-border remittance, and therefore, the first electronic equipment 11 and the second electronic equipment 13 belong to different
Country.First anti money washing server 15, the first electronic equipment 11 and payment server 12 belong to same country；Second backwash
Money server 16, the second electronic equipment 13 belong to same country.Alternatively, the first anti money washing server 15, the first electronic equipment
11 belong to same country；Second anti money washing server 16, the second electronic equipment 13 and payment server 12 belong to same
Country.
Cross-border money transfer method is illustrated with reference to above-mentioned cross-border funds transfer system, as shown in Fig. 2, implementing for the present invention
The signaling diagram for the cross-border money transfer method that example provides, this method include：
Step S201：First electronic equipment 11 detect for characterize by direction beneficiary of remitting money carry out cross-border remittance across
During the money transfer request of border, the first instruction information is obtained.
Whether the information that the first instruction information includes at least instruction the second electronic equipment detection beneficiary is accurate
Instruction information.
First electronic equipment 11 can show window interface as shown in Figure 3.
Transferor or bank counter personnel can be inputted in the window interface shown in Fig. 3 a transferor information (for example,
The name of transferor, account of transferor etc.), the information of beneficiary is (for example, the name of beneficiary, the account of beneficiary etc.
Deng).
The information of transferor further includes：First clearance account of bank where the account of transferor；The information of beneficiary is also
Including：Second clearance account of bank where the account of beneficiary.
In an alternative embodiment, if transferor or bank counter personnel determining pressing of clicking in window interface shown in Fig. 3 a
Key, then the first electronic equipment 11 can generate the first instruction information.
Step S202：First instruction information is sent to payment server 12, payment server 12 by the first electronic equipment 11
Described first instruction information is sent to the second electronic equipment 13.
Step S203：Whether the information that the second electronic equipment 13 detects the beneficiary is accurate, generates described for characterizing
Second instruction information is sent to payment server 12 by the whether accurate second instruction information of the information of beneficiary.
In an alternative embodiment, the first instruction information can also include indicating that second electronic equipment detects the receipts
Money side whether be validated user instruction information, at this time step S203 specifically include：
The first step：Whether the information that the second electronic equipment 13 detects the beneficiary is accurate, if the information of the beneficiary
Accurately, the identity information of identity for being used to characterize the beneficiary in the information of the beneficiary is sent to the second anti money washing clothes
Business device 16.Or, second electronic equipment 13 detect the beneficiary information it is whether accurate, while the identity of the beneficiary is believed
Breath is sent to the second anti money washing server 16.
The server of bank, determines whether the information of beneficiary is accurate where account of second electronic equipment 1 based on beneficiary
Really.
Second step：Second anti money washing server 16 detects whether the identity information belongs to pre-stored blacklist, institute
State the identity information that blacklist includes each disabled user, by the beneficiary whether belong to disabled user information be sent to it is described
Second electronic equipment 13.
Third walks：Second electronic equipment 13 generates the second instruction information, and the second instruction information is used to characterize institute
State beneficiary information it is whether accurate and, whether the beneficiary belongs to validated user.
In an alternative embodiment, the first instruction information can also include indicating the second electronic equipment detection transferor
It waits to be transferred to the money transfer amount of beneficiary and whether is more than the top limit of the beneficiary and/or minimum less than the beneficiary
Limit.
Step S204：Described second instruction information is sent to the first electronic equipment 11 by payment server 12.
Step S205：First electronic equipment 11 receives the second instruction information, if beneficiary described in the second instruction information representation
Information it is accurate, obtain the third instruction information for carrying the money transfer amount that is transferred to of beneficiary described in the remittance direction.
In an alternative embodiment, the input phase should in window interface as shown in Figure 3a by remitter or bank counter personnel
Content, and click determine button after, the embodiment of the present invention carries out step S201 to step S205.If the second instruction information
The information for characterizing the beneficiary is accurate, then the first electronic equipment 11 can be jumped to from window interface as shown in Figure 3a such as figure
Window interface shown in 3b or, window interface as shown in Figure 3c.
Transferor or bank counter personnel can have input money transfer amount in window interface shown in Fig. 3 a, can also
Money transfer amount is not inputted, therefore, if inputting money transfer amount in fig. 3 a, the window interface shown in corresponding diagram 3b, i.e.,
It determines the need for transferring accounts；If not inputting money transfer amount in fig. 3 a, the window interface shown in corresponding diagram 3c needs to remit money
Side or bank counter personnel input money transfer amount in window interface, it is assumed that are 5,000,000 RMB.
In an alternative embodiment, if the information of beneficiary is accurate described in the second instruction information representation, the first electronics is set
Standby 11 can jump to window interface as shown in Figure 3d from the window interface shown in Fig. 3 a, that is, inform transferor or bank's cabinet
Platform personnel are currently remitting money.
In an alternative embodiment, whether the information that the second instruction information is used to characterize the beneficiary is accurate, with
And whether the beneficiary belongs to validated user, then step S205 is specifically used for：
The first step：First electronic equipment 11 receives the second instruction information, if gathering described in the second instruction information representation
The information of side is accurate, and the beneficiary belongs to validated user, obtains what beneficiary described in carrying the remittance direction was transferred to
The third instruction information of money transfer amount.
Second step：If the information of beneficiary is inaccurate described in the second instruction information representation, the displaying of the first electronic equipment 11 is repaiied
Change the first window interface of the information of the beneficiary, the letter of modified beneficiary is obtained by the first window interface
Breath, return to step S201.
Third walks：If beneficiary described in the second instruction information representation is disabled user, the first electronics and equipment 11 are opened up
Show for characterize it is described gathering orientation disabled user the second window interface, forbid it is described remittance direction described in beneficiary carry out across
It remits money in border.
Step S206：Third instruction information is sent to payment server 12 by the first electronic equipment 11.
In an alternative embodiment, the first clearance account of bank where carrying the account of transferor in third instruction information
Family and, the second clearing account of bank where the account of beneficiary and, the money transfer amount that remittance direction beneficiary is transferred to.
Payment server 12 can perform following operation after receiving third instruction information：
In an alternative embodiment, it is fixed that clearance server, which handles cross-border money transfer transactions, i.e., clearance server is handled
The period of cross-border money transfer transactions is preset time period 1, for example, preset time period 1 can be 8 a.m. at 5 points in afternoon；At this time
Step S206 includes：
The first step：Payment server 12 detects whether current time belongs to the pre- of the cross-border money transfer transactions of clearance server processing
If the period；
In an alternative embodiment, it can be sent to clearance server 14 and carry whether detection current time belongs to clearance
The request of the preset time period of the cross-border money transfer transactions of server process, clearance server 14 are previously stored with processing and handle cross-border remittance
The preset time period 1 of money business, clearance server 14 detect whether current time belongs to preset time period 1, and result is fed back
To payment server 12.
Second step：If current time is not belonging to the preset time period that the clearance server handles cross-border money transfer transactions, branch
Pay server 12, which generates, forbids the perform the cross-border money transfer request the 5th instruction information；
Third walks：Described 5th instruction information is sent to first electronic equipment by payment server 12 so that described
The displaying of first electronic equipment for characterize current time be not belonging to the clearance server handle cross-border money transfer transactions it is default when
Between section the 5th window interface；
4th step：If 12 current time of payment server, which belongs to, states the pre- of the cross-border money transfer transactions of clearance server processing
If the period, step S207 is performed.
Step S207：Third instruction information is sent to the second electronic equipment 13 by payment server 12.Second electronic equipment
13 are transferred to money transfer amount to the account of beneficiary.
In cross-border money transfer method provided in an embodiment of the present invention, when initiating cross-border money transfer request by the first electronic equipment,
The acquisition of first electronic equipment at least indicates the whether accurate first instruction information of the information of the second electronic equipment detection beneficiary, and
First instruction information is sent to by the second electronic equipment by payment server；If the information of beneficiary is by the second electronic equipment
No accurate second instruction information feeds back to the first electronic equipment, if the information of beneficiary described in the second instruction information representation
Accurately, the first electronic equipment, which can just obtain, carries the third of the money transfer amount instruction that the beneficiary described in direction of remitting money is transferred to
Third instruction information is sent to second electronic equipment so that second electronic equipment by information by payment server
The money transfer amount is transferred to the account of the beneficiary.Cross-border money transfer method provided in an embodiment of the present invention can realize remittance
Bank carries out real-time, interactive where the account of bank and beneficiary where the account of money side, bank where the account of transferor across
Border can obtain the whether accurate information of information of beneficiary in real time during remitting money so that in the information for beneficiary occur not
When accurate, the purpose of the information of beneficiary is notified in time, leads to beneficiary so as to avoid the information inaccuracy due to beneficiary
The scene that cannot be kept accounts in time.So that remittance cycle time.
In an alternative embodiment, the process that the first electronic equipment 11 obtains the first instruction information can be with as shown in figure 4, should
Method includes：
Step S401：First electronic equipment 11 receives the cross-border money transfer request, and the cross-border money transfer request includes described
The information of the information of transferor and the beneficiary.
Step S402：If the first electronic equipment 11 detect the transferor for validated user and/or, the transferor
Information it is accurate, generation it is described first instruction information.
In an alternative embodiment, step S402 can include：
The first step：Whether the information that the first electronic equipment 11 detects the transferor is accurate, if accurately, by the transferor
Information in for the identity information of identity that characterizes the transferor be sent to the first anti money washing server 15.
Second step：First anti money washing server 15 detects whether the identity information belongs to pre-stored blacklist, institute
State the identity information that blacklist includes each disabled user, by for characterize whether the transferor belongs to disabled user described
Four instruction information are sent to first electronic equipment 11.
Third walks：If transferor described in the 4th instruction information representation belongs to validated user, the first electronic equipment 11 is given birth to
Into the described first instruction information.
In an alternative embodiment, step S402 can include：
Whether the information that the first electronic equipment 11 detects the transferor is accurate, and, it will be used in the information of the transferor
The first anti money washing server 15 is sent in the identity information for the identity for characterizing the transferor.
First anti money washing server 15 detects whether the identity information belongs to pre-stored blacklist, the blacklist
Include the identity information of each disabled user, the 4th instruction that disabled user whether is belonged to for characterizing the transferor is believed
Breath is sent to first electronic equipment 11.
If the first electronic equipment 11 detect transferor described in the 4th instruction information representation for validated user and, institute
The information for stating transferor is accurate, generation the first instruction information.
In an alternative embodiment, the process that the money transfer amount of the account of transferor is transferred to the account of beneficiary can be with
As shown in figure 5, this method includes：
Step S501：If the information of beneficiary is accurate described in the second instruction information representation, and detects and determine to converge
The money amount of money is transferred to the instruction of the account of the beneficiary, and the first electronic equipment 11 deducts the remittance from the account of the transferor
The money amount of money；
Step S502：First electronic equipment 11 be based on the beneficiary as described in the remittance direction import the money transfer amount,
First clearing account of the affiliated bank of account of the transferor, the second clearance account of the affiliated bank of account of the beneficiary
Family generates the third instruction information.
Step S503：Third instruction information is sent to the payment server 12 by the first electronic equipment 1.Payment clothes
Third instruction information is sent to 14 and second electronic equipment 13 of clearance server by business device 12 respectively.
Step S504：Clearance server 14 increases the money transfer amount in pre-stored first clearing account,
And the money transfer amount is deducted, and the first feedback information is sent out by payment server 12 in the described second clearing account
It send to the second electronic equipment, the first feedback information carries the letter that the money transfer amount is deducted in the described second clearing account
Breath.
By the way of step S504 so that bank where the account of beneficiary first borrows to obtain remittance gold from clearance server 14
Volume.
Step S505：Second electronic equipment 13 is based on third instruction information and first feedback information, by institute
State the account that money transfer amount is transferred to beneficiary.
In an alternative embodiment, it can also include：
Step S506：Second electronic equipment 13 can generate to carry and the money transfer amount is transferred to the beneficiary
Account be transferred to information, the information that is transferred to is sent to payment server 12.
Step S507：The information that is transferred to is sent to clearance server 14 and is sent to first by payment server 12
Electronic equipment 11.
Step S508：Clearance server 14 is based on the information that is transferred to by the remittance gold in the described first clearing account
Volume is transferred to the described second clearing account.
Step S509：First electronic equipment 11 receives described after being transferred to information, and displaying is for characterizing success of having transferred accounts
The 5th window interface.
In an alternative embodiment, due to being cross-border remittance, it is more likely that the date for producing money transfer amount of transferor with
The date for being transferred to the money transfer amount of the account of beneficiary is not same accounting day.For beneficiary, what is figured interest is initial
Date might have dispute.Therefore before " obtaining the first instruction information " in step S201 is performed, side provided in this embodiment
Method further includes following several implementation methods：
The first：Check whether the current time for initiating the cross-border money transfer request is preset time period 2；If described in initiating
The current time of cross-border money transfer request is not belonging to the preset time period 2, shows and currently forbids carrying out cross-border remittance for characterizing
Third window interface；If the current time for initiating the cross-border money transfer request belongs to described in the preset time period 2 or execution
The step of obtaining the first instruction information.
Second：Check whether the current time for initiating the cross-border money transfer request is preset time period 2；If described in initiating
The current time of cross-border money transfer request is not belonging to the preset time period 2, shows to characterize the transferor and/or the receipts
Whether agree to that the money transfer amount is transferred to the time of the account of the beneficiary and the account from the transferor deducts institute in money side
The time for stating money transfer amount is not belonging to the 4th window interface of same accounting day；If obtain the remittance from the 4th window interface
Money side and/or the beneficiary agree to the money transfer amount be transferred to time of the account of the beneficiary with from the transferor
The time of the account deduction money transfer amount is not belonging to the information of same accounting day, performs the step for obtaining the first instruction information
Suddenly.No person shows to characterize the current third window interface for forbidding carrying out cross-border remittance.
In an alternative embodiment, if second electronic equipment 13 is not received in 11 preset time of the first electronic equipment
Feedback carries that the money transfer amount is transferred to the account of the beneficiary and is transferred to information, from the account of the transferor
Increase the money transfer amount in family.Method support i.e. provided in this embodiment is transferring accounts punching just.
In an alternative embodiment, electronic equipment is (for example, the first electronic equipment or payment server or the second electronic equipment
Or clearance server or the first anti money washing server or the second anti money washing server) may repeat to send certain information, for example, by
The first electronic equipment 11 is caused to repeat to send the first instruction information in reasons such as network failures.Each in the embodiment of the present invention is believed
Breath all has corresponding business number, the first electronic equipment or payment server or the second electronic equipment or clearance server or the
One anti money washing server or the second anti money washing server can be numbered based on the business of the information received, judge whether to repeat to connect
Corresponding information is received, same information is received if repetition, then can ignore the information.
In an alternative embodiment, if receiving the second electronic equipment feedback in 11 preset time of the first electronic equipment
Carry that the money transfer amount is transferred to the account of the beneficiary and be transferred to information, by the cross-border money transfer request pair
The state answered is set as successful state of transferring accounts；
If do not received in preset time it is described be transferred to information, the corresponding state of the cross-border money transfer request is set as not
Clear state generates and whether inquires second electronic equipment to the account transfer of the beneficiary successful for carrying
Five instruction information；
Described 5th instruction information is sent to second electronic equipment by the payment server；
Receive second electronic equipment feedback whether to the beneficiary the successful feedback information of account transfer.
Method i.e. provided in an embodiment of the present invention can be into the bright transaction adjustment of behavior.
In an alternative embodiment, the first electronic equipment 11 can be stored with the account of transferor when carrying out cross-border remittance
Minimum and/or highest money transfer amount, when the first electronic equipment 11 detects cross-border money transfer request, if being taken in cross-border money transfer request
The money transfer amount of band is more than highest money transfer amount or, less than minimum money transfer amount, can show the remittance gold for characterizing current
Volume is more than highest money transfer amount or, the 6th window interface less than minimum money transfer amount.
In an alternative embodiment, the second electronic equipment 13 can be stored with the account of beneficiary when carrying out cross-border remittance
Minimum and/or highest collection amount, when the second electronic equipment 13 receives the first instruction information, if first instruction information in take
The money transfer amount of band is more than highest collection amount or, less than minimum collection amount, can send and be used for the first electronic equipment 11
Indicate that the first electronic equipment 11 shows to characterize current money transfer amount more than highest collection amount or, less than minimum gathering
6th instruction information of the 7th window interface of the amount of money.
Cross-border money transfer method provided in an embodiment of the present invention can be applied in the electronic equipment of bank counter, can also answer
For being equipped in the electronic equipment of Web bank's application program.
Bank where cross-border money transfer method provided in an embodiment of the present invention can realize the account of transferor and beneficiary
Bank where account carries out real-time, interactive, and bank where the account of transferor can be received in real time during cross-border remittance
The whether accurate information of the information of money side so that in the information inaccuracy for beneficiary occur, change the information of beneficiary in time
Purpose, lead to the scene that beneficiary cannot keep accounts in time so as to avoid the information inaccuracy due to beneficiary.
Payment server 12 can be the server of bank where the account of transferor, therefore, where the account of transferor
Bank need not be this cross-border remittance payment, so as to reduce cost.
As shown in fig. 6, a kind of structure chart of realization method for the first electronic equipment provided in an embodiment of the present invention, this
One electronic equipment includes：
First acquisition module 61, for detecting to characterize the cross-border remittance for carrying out cross-border remittance by direction beneficiary of remitting money
When money is asked, the first instruction information is obtained, the first instruction information includes at least the second electronic equipment of instruction and detects the receipts
Whether the information of money side accurately indicates information；
First sending module 62, for the described first instruction information to be sent to second electronics by payment server
Equipment；
First receiving module 63, for passing through the second finger that the payment server receives the second electronic equipment feedback
Show information, whether the second instruction information is at least accurate for characterizing the information of the beneficiary；
Second acquisition module 64, if the information for beneficiary described in the described second instruction information representation is accurate, acquisition is held
The third of the money transfer amount instruction information that beneficiary described in being loaded with the remittance direction is transferred to；
Second sending module 65, for third instruction information to be sent to described second by the payment server
Electronic equipment so that the money transfer amount is transferred to the account of the beneficiary by second electronic equipment.
Optionally, the first instruction information further include instruction second electronic equipment detect the beneficiary whether be
The instruction information of validated user, the second instruction information are additionally operable to characterize whether the beneficiary is validated user, and second obtains
Modulus block 64 includes：
Acquiring unit, if the information for beneficiary described in the described second instruction information representation is accurate, and, described second refers to
Show beneficiary described in information representation for validated user, obtain and carry the money transfer amount to be transferred to of beneficiary described in remittance direction
Third indicates information.
Optionally, the first acquisition module 61 includes：
Receiving unit, for receiving the cross-border money transfer request, the cross-border money transfer request includes the letter of the transferor
The information of breath and the beneficiary；
First generation unit, if for the transferor for validated user and/or, the information of the transferor is accurate, raw
Into the described first instruction information.
Optionally, the first generation unit includes：
Detection sub-unit, it is whether accurate for detecting the information of the transferor；
If the information of the transferor is accurate, the information of the transferor is sent to the first anti money washing server；
Receiving subelement, for receiving the 4th of the first anti money washing server feedback the instruction information, the described 4th refers to
Show information for characterizing whether the transferor belongs to validated user；
Subelement is generated, if belonging to validated user for transferor described in the described 4th instruction information representation, described in generation
First instruction information.
Optionally, it further includes：
First display module, if the information for beneficiary described in the described second instruction information representation is inaccurate, displaying is repaiied
Change the first window interface of the information of the beneficiary, the letter of modified beneficiary is obtained by the first window interface
Breath returns to described the step of obtaining the first instruction information；
Or,
Second display module, if being disabled user for beneficiary described in the described second instruction information representation, displaying is used for
The second window interface of the gathering orientation disabled user is characterized, beneficiary described in the remittance direction is forbidden to carry out cross-border remittance
Money.
Optionally, the second acquisition module 64 includes：
Unit is deducted, if the information for beneficiary described in the described second instruction information representation is accurate, and is detected determining
Money transfer amount is transferred to the instruction of the account of the beneficiary, the money transfer amount is deducted from the account of the transferor；
Second generation unit imports the money transfer amount, the remittance for being based on the beneficiary as described in the remittance direction
First clearing account of the affiliated bank of account of money side, the second clearing account of the affiliated bank of account of the beneficiary, generation
The third indicates information.
Optionally, the second sending module 65 includes：
First transmitting element, for third instruction information to be sent to the payment server, the third instruction
Information, which includes at least, indicates that the payment server controls clearance server to increase the remittance from the described first clearing account
The amount of money and the instruction information that the money transfer amount is deducted in the described second clearing account；
Second transmitting element, for third instruction information to be sent to second electricity by the payment server
Sub- equipment, the third instruction information further include the instruction payment server and control second electronic equipment in the gathering
Increase the money transfer amount in the account of side.
Optionally, it further includes：
Detection module, for checking whether the current time for initiating the cross-border money transfer request is preset time period；
Third display module, if being not belonging to the preset time for initiating the current time of the cross-border money transfer request
Section shows to characterize the current third window interface for forbidding carrying out cross-border remittance or, displaying for characterizing the transferor
And/or the beneficiary whether agree to the money transfer amount be transferred to time of the account of the beneficiary with from the transferor
The time of the account deduction money transfer amount is not belonging to the 4th window interface of same accounting day；
Trigger module, if belonging to the preset time period, Huo,Cong for initiating the current time of the cross-border money transfer request
4th window interface obtains the transferor and/or the beneficiary agrees to that the money transfer amount is transferred to the beneficiary
The time of account and the time of the account deduction money transfer amount from the transferor are not belonging to the information of same accounting day, hold
The step of the first instruction information is obtained in the first acquisition module of row 71.
As shown in fig. 7, a kind of structure chart of realization method for payment server provided in an embodiment of the present invention, the payment
Server includes：
First acquisition module 71, for receive the first electronic equipment detect for characterize by remit money direction beneficiary into
In the case of the cross-border money transfer request of the cross-border remittance of row, the first instruction information of acquisition, the first instruction information includes at least
Indicate whether the information of the second electronic equipment detection beneficiary accurately indicates information；
First control module 72, for controlling the information that second electronic equipment at least detects the beneficiary whether accurate
Really；
First receiving module 73, for receiving the second instruction information of the second electronic equipment feedback, described second refers to
Whether show information at least accurate for characterizing the information of the beneficiary；
First sending module 74, for the described second instruction information to be sent to first electronic equipment；
Second receiving module 75, for receiving first electronic equipment in gathering described in the described second instruction information representation
In the case of square information is accurate, the third instruction information of feedback, the third instruction information carries the remittance direction institute
State the money transfer amount that beneficiary is transferred to；
Second sending module 76, for third instruction information to be sent to second electronic equipment so that described
The money transfer amount is transferred to the account of the beneficiary by the second electronic equipment.
Optionally, the first instruction information further includes control second electronic equipment and inquires whether the beneficiary belongs to
In the instruction information of validated user；It further includes：
Second control module, for second electronic equipment to be controlled to detect whether the beneficiary belongs to validated user；
The second instruction information is additionally operable to characterize whether the beneficiary belongs to validated user；The third instruction information is described
The information of beneficiary described in second instruction information representation is accurate and in the case that the beneficiary belongs to validated user, and described first
Electronic equipment feedback.
Optionally, it further includes：
Detection module, for detecting the preset time whether current time belongs to clearance server and handle cross-border money transfer transactions
Section；
Generation module, if being not belonging to the preset time of the cross-border money transfer transactions of the clearance server processing for current time
Section, generation perform the 5th instruction information of the cross-border money transfer request；
Third sending module, for the described 5th instruction information to be sent to first electronic equipment so that described the
One electronic equipment shows to characterize the preset time that current time is not belonging to the clearance server and handles cross-border money transfer transactions
5th window interface of section；
Trigger module states the preset time that clearance server handles cross-border money transfer transactions if belonging to for the current time
Section performs the first control module 72.
As shown in figure 8, the structure chart of another realization method for the first electronic equipment provided in an embodiment of the present invention, this
One electronic equipment includes：
Memory 81, for storing program；
Program can include program code, and said program code includes computer-managed instruction.
Memory 81 may include high-speed RAM memory, it is also possible to further include nonvolatile memory (non-volatile
Memory), a for example, at least magnetic disk storage.
Processor 82, for performing described program, described program is specifically used for：
Detect that acquisition first refers to when carrying out the cross-border money transfer request of cross-border remittance by direction beneficiary of remitting money for characterizing
Show information, whether the information that the first instruction information includes at least instruction the second electronic equipment detection beneficiary is accurate
Indicate information；
Described first instruction information is sent to second electronic equipment by payment server；
The second instruction information of the second electronic equipment feedback, second instruction are received by the payment server
Whether information is at least accurate for characterizing the information of the beneficiary；
If the information of beneficiary is accurate described in the second instruction information representation, acquisition is carried described in the remittance direction
The third instruction information for the money transfer amount that beneficiary is transferred to；
Third instruction information is sent to second electronic equipment by the payment server so that described the
The money transfer amount is transferred to the account of the beneficiary by two electronic equipments.
Processor 82 may be a central processor CPU or specific integrated circuit ASIC (Application
Specific Integrated Circuit) or be arranged to implement the embodiment of the present invention one or more integrate electricity
Road.
First electronic equipment can also include communication interface 83 and communication bus 84, wherein, memory 81, processor 82
And communication interface 83 realizes mutual communication by communication bus 84.
As shown in figure 9, the structure chart of another realization method for payment server provided in an embodiment of the present invention, the payment
Server includes：
Memory 91, for storing program；
Processor 92, for performing described program, described program is specifically used for：
It receives the first electronic equipment and is detecting the cross-border remittance for characterization by the cross-border remittance of direction beneficiary progress of remitting money
In the case that money is asked, the first instruction information of acquisition, the first instruction information includes at least instruction the second electronic equipment inspection
Whether the information for surveying the beneficiary accurately indicates information；
Control the information that second electronic equipment at least detects the beneficiary whether accurate；
The second instruction information of the second electronic equipment feedback is received, the second instruction information is at least used to characterize institute
Whether the information for stating beneficiary is accurate；
Described second instruction information is sent to first electronic equipment；
Receive information accurate situation of first electronic equipment in beneficiary described in the described second instruction information representation
Under, the third instruction information of feedback, the third instruction information carries the remittance that beneficiary described in direction is transferred to of remitting money
The amount of money；
Third instruction information is sent to second electronic equipment so that second electronic equipment is by the remittance
The money amount of money is transferred to the account of the beneficiary.
Processor 92 may be a central processor CPU or specific integrated circuit ASIC (Application
Specific Integrated Circuit) or be arranged to implement the embodiment of the present invention one or more integrate electricity
Road.
Payment server can also include communication interface 93 and communication bus 94, wherein, memory 91, processor 92 with
And communication interface 93 realizes mutual communication by communication bus 94.
The embodiment of the present invention additionally provides a kind of readable storage medium storing program for executing, and the readable storage medium storing program for executing is stored with a plurality of instruction,
Described instruction is loaded suitable for processor, to perform in the cross-border money transfer method that any one is applied in the first electronic equipment
Step.
The embodiment of the present invention additionally provides a kind of readable storage medium storing program for executing, and the readable storage medium storing program for executing is stored with a plurality of instruction,
Described instruction is loaded suitable for processor, to perform any one applied to the step in the cross-border money transfer method in payment server
Suddenly.
Finally, it is to be noted that, herein, relational terms such as first and second and the like be used merely to by
One entity or operation are distinguished with another entity or operation, without necessarily requiring or implying these entities or operation
Between there are any actual relationship or orders.Moreover, term " comprising ", "comprising" or its any other variant meaning
Covering non-exclusive inclusion, so that process, method, article or equipment including a series of elements not only include that
A little elements, but also including other elements that are not explicitly listed or further include for this process, method, article or
The intrinsic element of equipment.In the absence of more restrictions, the element limited by sentence "including a ...", is not arranged
Except also there are other identical elements in the process, method, article or apparatus that includes the element.
Each embodiment is described by the way of progressive in this specification, the highlights of each of the examples are with other
The difference of embodiment, just to refer each other for identical similar portion between each embodiment.
The foregoing description of the disclosed embodiments enables professional and technical personnel in the field to realize or using the application.
A variety of modifications of these embodiments will be apparent for those skilled in the art, it is as defined herein
General Principle can in other embodiments be realized in the case where not departing from spirit herein or range.Therefore, the application
The embodiments shown herein is not intended to be limited to, and is to fit to and the principles and novel features disclosed herein phase one
The most wide range caused.
Claims (13)
1. a kind of cross-border money transfer method, which is characterized in that applied to the first electronic equipment, including：
Detect that acquisition first indicates letter when carrying out the cross-border money transfer request of cross-border remittance by direction beneficiary of remitting money for characterizing
Whether breath, the information that the first instruction information includes at least instruction the second electronic equipment detection beneficiary accurately indicate
Information；
Described first instruction information is sent to second electronic equipment by payment server；
The second instruction information of the second electronic equipment feedback, the second instruction information are received by the payment server
It is at least whether accurate for characterizing the information of the beneficiary；
If the information of beneficiary is accurate described in the second instruction information representation, acquisition carries gathering described in the remittance direction
The third instruction information for the money transfer amount being just transferred to；
Third instruction information is sent to second electronic equipment by the payment server so that second electricity
The money transfer amount is transferred to the account of the beneficiary by sub- equipment.
2. cross-border money transfer method according to claim 1, which is characterized in that the first instruction information is further included described in instruction
Second electronic equipment detect the beneficiary whether be validated user instruction information, the second instruction information is additionally operable to characterize
Whether the beneficiary is validated user, if the information of beneficiary is accurate described in the second instruction information representation, is obtained
The third instruction information of the money transfer amount to be transferred to of beneficiary described in remittance direction is carried, including：
If the information of beneficiary is accurate described in the second instruction information representation, and, receipts described in the second instruction information representation
Money side is validated user, obtains the third instruction information for carrying the money transfer amount to be transferred to of beneficiary described in remittance direction.
3. cross-border money transfer method according to claim 1 or claim 2, which is characterized in that described to detect to characterize by transferor
When carrying out the cross-border money transfer request of cross-border remittance to beneficiary, obtain the first instruction information and include：
The cross-border money transfer request is received, information and the beneficiary of the cross-border money transfer request including the transferor
Information；
If the transferor for validated user and/or, the information of the transferor is accurate, generation the first instruction information.
4. cross-border money transfer method according to claim 3, which is characterized in that if the transferor for validated user and, it is described
The information of transferor is accurate, generation the first instruction information, including：
Whether the information for detecting the transferor is accurate；
If the information of the transferor is accurate, the information of the transferor is sent to the first anti money washing server；
The 4th instruction information of the first anti money washing server feedback is received, the 4th instruction information is used to characterize the remittance
Whether money side belongs to validated user；
If transferor described in the 4th instruction information representation belongs to validated user, generation the first instruction information.
5. cross-border money transfer method according to claim 2, which is characterized in that further include：
If the information of beneficiary is inaccurate described in the second instruction information representation, the of the information of the beneficiary is changed in displaying
One window interface obtains the information of modified beneficiary by the first window interface, returns to first instruction of acquisition
The step of information；
Or,
If beneficiary described in the second instruction information representation is disabled user, shows and illegally used for characterizing the gathering orientation
Second window interface at family forbids beneficiary described in the remittance direction to carry out cross-border remittance.
6. cross-border money transfer method according to claim 1, which is characterized in that if described in the second instruction information representation
The information of beneficiary is accurate, obtains the third of the money transfer amount instruction letter that beneficiary described in carrying the remittance direction is transferred to
Breath, including：
If the information of beneficiary is accurate described in the second instruction information representation, and detect determine money transfer amount being transferred to it is described
The money transfer amount is deducted in the instruction of the account of beneficiary from the account of the transferor；
Based on the beneficiary as described in the remittance direction import the money transfer amount, the transferor the affiliated bank of account the
One clears account, the second clearing account of the affiliated bank of account of the beneficiary, generates the third instruction information.
7. cross-border money transfer method according to claim 6, which is characterized in that it is described by the third instruction information pass through it is described
Payment server is sent to second electronic equipment, including：
Third instruction information is sent to the payment server, the third instruction information, which includes at least, indicates the branch
Pay server controls clearance server to increase the money transfer amount from the described first clearing account and in the described second clearance
The instruction information of the money transfer amount is deducted in account；
Third instruction information is sent to by second electronic equipment, the third instruction letter by the payment server
Breath further includes the instruction payment server and second electronic equipment is controlled to increase the remittance in the account of the beneficiary
The money amount of money.
8. cross-border money transfer method according to claim 7, which is characterized in that before the first instruction of acquisition information, also
Including：
Check whether the current time for initiating the cross-border money transfer request is preset time period；
If the current time for initiating the cross-border money transfer request is not belonging to the preset time period, shows and currently forbid for characterizing
Third window interface or, the displaying of cross-border remittance are carried out for characterizing whether the transferor and/or the beneficiary agree to institute
State money transfer amount be transferred to the beneficiary account time with from the account of the transferor deduct the money transfer amount when
Between be not belonging to the 4th window interface of same accounting day；
If the current time for initiating the cross-border money transfer request belongs to the preset time period or, from the 4th window interface
Obtain the transferor and/or the beneficiary agree to the money transfer amount be transferred to time of the account of the beneficiary with from institute
The time for stating the account deduction money transfer amount of transferor is not belonging to the information of same accounting day, performs the acquisition first and refers to
The step of showing information.
9. a kind of cross-border money transfer method, which is characterized in that applied to payment server, including：
It receives the first electronic equipment and is detecting that the cross-border remittance for carrying out cross-border remittance by direction beneficiary of remitting money for characterization please
In the case of asking, the first instruction information of acquisition, the first instruction information includes at least instruction the second electronic equipment detection institute
Whether the information for stating beneficiary accurately indicates information；
Control the information that second electronic equipment at least detects the beneficiary whether accurate；
The second instruction information of the second electronic equipment feedback is received, the second instruction information is at least used to characterize the receipts
Whether the information of money side is accurate；
Described second instruction information is sent to first electronic equipment；
The information that first electronic equipment is received in beneficiary described in the described second instruction information representation is accurate, instead
The third instruction information of feedback, the third instruction information carry the money transfer amount that beneficiary described in direction is transferred to of remitting money；
Third instruction information is sent to second electronic equipment so that second electronic equipment is golden by the remittance
Volume is transferred to the account of the beneficiary.
10. cross-border money transfer method according to claim 9, which is characterized in that the first instruction information further includes control institute
It states the second electronic equipment and inquires the instruction the information whether beneficiary belongs to validated user；
The method further includes：Second electronic equipment is controlled to detect whether the beneficiary belongs to validated user；
The second instruction information is additionally operable to characterize whether the beneficiary belongs to validated user；
Third instruction information be beneficiary described in the described second instruction information representation information is accurate and the beneficiary
In the case of belonging to validated user, the first electronic equipment feedback.
11. cross-border money transfer method according to claim 9, which is characterized in that after the first instruction information is received, also wrap
It includes：
Whether detection current time belongs to the preset time period that clearance server handles cross-border money transfer transactions；
If current time is not belonging to the preset time period that the clearance server handles cross-border money transfer transactions, generation carries out execution institute
State the 5th instruction information of cross-border money transfer request；
Described 5th instruction information is sent to first electronic equipment so that first electronic equipment shows to characterize
Current time is not belonging to the 5th window interface that the clearance server handles the preset time period of cross-border money transfer transactions；
If the current time, which belongs to, states the preset time period that clearance server handles cross-border money transfer transactions, step control institute is performed
State the second electronic equipment at least detect the beneficiary information it is whether accurate.
12. a kind of first electronic equipment, which is characterized in that including：
First acquisition module, for detecting to characterize the cross-border money transfer request for carrying out cross-border remittance by direction beneficiary of remitting money
When, the first instruction information is obtained, the first instruction information includes at least the second electronic equipment of instruction and detects the beneficiary
Whether information accurately indicates information；
First sending module, for the described first instruction information to be sent to second electronic equipment by payment server；
First receiving module, for passing through the second instruction letter that the payment server receives the second electronic equipment feedback
Whether breath, the second instruction information are at least accurate for characterizing the information of the beneficiary；
Second acquisition module if the information for beneficiary described in the described second instruction information representation is accurate, has obtained carrying
The third of the money transfer amount instruction information that beneficiary described in stating remittance direction is transferred to；
Second sending module sets for third instruction information to be sent to second electronics by the payment server
It is standby so that the money transfer amount is transferred to the account of the beneficiary by second electronic equipment.
13. a kind of payment server, which is characterized in that including：
First acquisition module, it is cross-border by direction beneficiary progress of remitting money for characterizing detecting for receiving the first electronic equipment
In the case of the cross-border money transfer request of remittance, the first instruction information of acquisition, the first instruction information includes at least instruction the
Whether the information that two electronic equipments detect the beneficiary accurately indicates information；
First control module, for controlling the information that second electronic equipment at least detects the beneficiary whether accurate；
First receiving module, for receiving the second instruction information of the second electronic equipment feedback, the second instruction information
It is at least whether accurate for characterizing the information of the beneficiary；
First sending module, for the described second instruction information to be sent to first electronic equipment；
Second receiving module, for receiving letter of first electronic equipment in beneficiary described in the described second instruction information representation
In the case of breath is accurate, the third instruction information of feedback, the third instruction information carries gathering described in the remittance direction
The money transfer amount being just transferred to；
Second sending module, for third instruction information to be sent to second electronic equipment so that second electricity
The money transfer amount is transferred to the account of the beneficiary by sub- equipment.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810115875.4A CN108154356A (en) | 2018-02-06 | 2018-02-06 | Cross-border money transfer method, the first electronic equipment and payment server |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810115875.4A CN108154356A (en) | 2018-02-06 | 2018-02-06 | Cross-border money transfer method, the first electronic equipment and payment server |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN108154356A true CN108154356A (en) | 2018-06-12 |
Family
ID=62456894
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810115875.4A Pending CN108154356A (en) | 2018-02-06 | 2018-02-06 | Cross-border money transfer method, the first electronic equipment and payment server |
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| CN108961060A (en) * | 2018-07-16 | 2018-12-07 | 中国银行股份有限公司 | A kind of abnormality eliminating method and system of cross-border money transfer transactions |
| CN109784897A (en) * | 2018-12-28 | 2019-05-21 | 易票联支付有限公司 | A kind of cross-border settlement system and method |
| CN110009483A (en) * | 2019-03-12 | 2019-07-12 | 平安普惠企业管理有限公司 | A kind of data processing method and device based on temporal information |
| CN110458695A (en) * | 2019-08-15 | 2019-11-15 | 中国银行股份有限公司 | The risk control method and device of cross-border money transfer transactions |
| CN110599290A (en) * | 2019-08-02 | 2019-12-20 | 威富通科技有限公司 | Data processing method and system for cross-border transaction |
| CN111612608A (en) * | 2020-05-22 | 2020-09-01 | 支付宝实验室(新加坡)有限公司 | Remittance execution method and device and electronic equipment |
| CN111861439A (en) * | 2020-07-30 | 2020-10-30 | 中国工商银行股份有限公司 | Cross-border remittance transaction method, terminal, electronic device and storage medium |
| CN112184422A (en) * | 2020-09-28 | 2021-01-05 | 金蝶软件（中国）有限公司 | Transaction method and related equipment |
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| CN115099807A (en) * | 2022-08-29 | 2022-09-23 | 建信金融科技有限责任公司 | Data processing method and device for cross-border fund payment and computer equipment |
| CN115545687A (en) * | 2022-09-21 | 2022-12-30 | 上海夺畅网络技术有限公司 | Cross-border remittance data processing method and device |
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