CN108090752A - Block chain number franc is supplemented with money, method and device of withdrawing deposit - Google Patents

Block chain number franc is supplemented with money, method and device of withdrawing deposit Download PDF

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Publication number
CN108090752A
CN108090752A CN201611043903.3A CN201611043903A CN108090752A CN 108090752 A CN108090752 A CN 108090752A CN 201611043903 A CN201611043903 A CN 201611043903A CN 108090752 A CN108090752 A CN 108090752A
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CN
China
Prior art keywords
franc
block chain
digital
money
deposit
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201611043903.3A
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Chinese (zh)
Inventor
涂小强
何清平
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Shenzhen Silver Chain Technology Co Ltd
Original Assignee
Shenzhen Silver Chain Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Shenzhen Silver Chain Technology Co Ltd filed Critical Shenzhen Silver Chain Technology Co Ltd
Priority to CN201611043903.3A priority Critical patent/CN108090752A/en
Publication of CN108090752A publication Critical patent/CN108090752A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/085Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855Payment architectures involving remote charge determination or related payment systems involving a third party
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108Remote banking, e.g. home banking

Abstract

It is supplemented with money the invention discloses block chain number franc, method of withdrawing deposit, recharge method includes:Receive digital franc charging request;Response message is supplemented with money according to the digital franc charging request transmission;It receives and supplements the corresponding charging information of response message with money with described;Corresponding recharge amount is supplemented with money on the block chain station address that the needs on block chain are supplemented with money according to the charging information.The method of withdrawing deposit includes:Digital franc is received to withdraw deposit request;Inquire about the digital franc total amount on the block chain station address;Judge whether digital franc total amount is more than the Withdrawal Amount, if, the Withdrawal Amount is then destroyed from the digital franc total amount on the block chain station address, and fund corresponding with the Withdrawal Amount is returned in account corresponding with the mode of withdrawing deposit.Method is honoured the present invention is based on block chain number franc, the digital franc supplemented with money on block chain is not easy to be modified or delete, it may be convenient to inquire about each transaction.

Description

Block chain number franc is supplemented with money, method and device of withdrawing deposit
Technical field
It is supplemented with money the present invention relates to block chain number franc field more particularly to block chain number franc, method of withdrawing deposit and dress It puts.
Background technology
Existing personal or enterprise digital franc is all there are the third-party institution, since the third-party institution is in a kind of comparison The way to manage of the heart, so as to increase corresponding human cost, reduce credit, and the data for depositing in system are easily attacked The person of hitting distorts, and personal or enterprise is caused to lose accordingly.
The content of the invention
For overcome the deficiencies in the prior art, supplement with money, carry it is an object of the invention to provide a kind of block chain number franc Existing method and device, number franc data are put into block chain, and good confidentiality, data are not easy to lose, reduce manpower Cost, credit rating are high.
The purpose of the present invention is realized using following technical scheme:
Block chain number franc recharge method, including:
Digital franc charging request is received, the number franc charging request includes digital franc type and the side of supplementing with money Formula;
Response message is supplemented with money according to the digital franc charging request transmission;
It receives and supplements the corresponding charging information of response message with money with described, the charging information includes account, recharge amount, need The block chain station address and acceptance dealer title to be supplemented with money;
Corresponding recharge amount is supplemented with money to the block chain that the needs on block chain are supplemented with money according to the charging information On station address.
Preferably, the digital franc type includes:RMB, dollar, sterling or yen.
Preferably, the method further includes:
Recharge amount is inquired about according to inquiry request, the inquiry request includes block chain station address.
It withdraws deposit method the invention further relates to a kind of block chain number franc, including:
It receives digital franc to withdraw deposit request, the number franc, which is withdrawn deposit, asks to include digital method coin type, block chain user Address, Withdrawal Amount and mode of withdrawing deposit;The mode of withdrawing deposit includes account of withdrawing deposit;
Inquire about the digital franc total amount on the block chain station address;
Judge whether digital franc total amount is more than the Withdrawal Amount, if so, from the block chain station address Digital franc total amount in destroy the Withdrawal Amount, and fund corresponding with the Withdrawal Amount is returned to and is carried with described In the corresponding account of existing mode.
Preferably, the digital franc type includes:RMB, dollar, sterling or yen.
The invention further relates to a kind of block chain number franc recharging device, including:
First receiving module, for receiving digital franc charging request, the number franc charging request includes digital method Coin type and way of payment;
Sending module, for supplementing response message with money according to the digital franc charging request transmission;
Second receiving module supplements the corresponding charging information of response message, the charging information bag with money for receiving with described Include block chain station address and the acceptance dealer title that account, recharge amount, needs are supplemented with money;
Module is supplemented with money, for corresponding recharge amount to be supplemented with money to the needs on block chain according to the charging information On the block chain station address supplemented with money.
Preferably, the digital franc type includes:RMB, dollar, sterling or yen.
Preferably, described device further includes the first enquiry module, and first enquiry module is used to be looked into according to inquiry request Recharge amount is ask, the inquiry request includes block chain station address.
It withdraws deposit device the invention further relates to a kind of block chain number franc, including:
3rd receiving module is withdrawn deposit request for receiving digital franc, and number franc request of withdrawing deposit includes digital method Coin type, block chain station address, Withdrawal Amount and mode of withdrawing deposit;The mode of withdrawing deposit includes account of withdrawing deposit;
Second enquiry module, for inquiring about the digital franc total amount on the block chain station address;
It withdraws deposit module, for judging whether digital franc total amount is more than the Withdrawal Amount, if so, from the block The Withdrawal Amount is destroyed in digital franc total amount on chain station address, and fund corresponding with the Withdrawal Amount is moved back It returns in account corresponding with the mode of withdrawing deposit.
Preferably, the digital franc type includes:RMB, dollar, sterling or yen.Compared with prior art, this hair Bright advantageous effect is:User can be in a manner of freely being supplemented with money or be withdrawn deposit, and based on the self-characteristic of block chain, user The digital franc supplemented with money on block chain is not easy to be modified or delete, while each friendship done before can easily inquiring about Easily.
Description of the drawings
Fig. 1 is block chain number franc recharge method schematic diagram provided in an embodiment of the present invention;
Fig. 2 withdraws deposit method schematic diagram for block chain number franc provided in an embodiment of the present invention;
Fig. 3 is block chain number franc recharging device schematic diagram provided in an embodiment of the present invention;
Fig. 4 withdraws deposit schematic device for block chain number franc provided in an embodiment of the present invention.
Specific embodiment
In order to make the purpose , technical scheme and advantage of the present invention be clearer, with reference to the accompanying drawings and embodiments, it is right The present invention is further elaborated.It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, and It is not used in the restriction present invention.
Fig. 1 is the block chain number franc recharge method schematic diagram that one embodiment of the invention provides,
As shown in Figure 1, this method comprises the following steps:
Step S101:Receive digital franc charging request.
It supplements service platform with money specifically, user logs in and initiates digital method coin charging request, acceptance dealer receives charging request. The number franc charging request includes digital franc type and way of payment, and way of payment includes Internetbank, bank transfer and Third-party payment instrument etc..
Step S102:Response message is supplemented with money according to the transmission of digital franc charging request.
Specifically, after user selects way of payment, acceptance dealer can return to the information for needing to provide accordingly, for example select Internetbank, which is supplemented with money, to be needed with providing the block chain user that Internetbank account (the bank's card number for opening Internetbank), recharge amount, needs are supplemented with money Location, acceptance dealer title (acceptance dealer may have multiple) select bank transfer to supplement with money, need to provide bank card number, recharge amount, The block chain station address supplemented with money, acceptance dealer title are needed, Third-party payment instrument is selected then to need to provide Third-party payment account Number, the block chain station address supplemented with money of recharge amount, needs and acceptance dealer title.
Preferably, the digital franc type includes:RMB, dollar, sterling or yen.
Step S103:Receive charging information corresponding with supplementing response message with money.
Specifically, user supplements the corresponding charging information of channel typing with money by different, acceptance dealer receives charging information, institute Stating charging information includes block chain station address and the acceptance dealer title that account, recharge amount, needs are supplemented with money.
Step S104:Corresponding recharge amount is supplemented with money to the block chain that the needs on block chain are supplemented with money according to charging information On station address.
Specifically, after acceptance dealer receives charging information, that calls block chain supplements interface with money, and corresponding recharge amount is pressed 1:1 ratio is supplemented with money on the block chain station address of user's offer, so as to which the value data that user supplements with money is write on block chain, Rather than deposit in the system of local centralization, and then complete to supplement operation with money.
Preferably, the recharge method further includes:
Recharge amount is inquired about according to inquiry request, the inquiry request includes block chain station address.
Specifically, after the completion of supplementing with money, query function that user can be provided by supplementing platform with money, the area that input user supplements with money Block chain station address carries out the verification operation of recharge amount.
The digital franc data supplemented with money are saved in block chain, and are cashed by acceptance dealer, reduce human cost and data It is not easily modified.The query interface that user can be provided by block catenary system, whether that verifies oneself supplements digital franc with money It operates successfully.
Fig. 2 is the block chain number franc recharge method schematic diagram that one embodiment of the invention provides,
As shown in Fig. 2, this method comprises the following steps:
Step S201:Digital franc is received to withdraw deposit request.
It withdraws deposit request specifically, user logs in withdraw deposit service platform and initiate digital method coin, acceptance dealer receives number franc It withdraws deposit request, number franc request of withdrawing deposit includes digital method coin type, block chain station address, Withdrawal Amount and withdraws deposit Mode;The mode of withdrawing deposit includes account of withdrawing deposit.Request platform of withdrawing deposit can generally provide such as Internetbank and withdraw deposit, and bank transfer is withdrawn deposit With the mode of withdrawing deposit such as Third-party payment instrument.
Preferably, the digital franc type includes:RMB, dollar, sterling or yen.
Step S202:Inquire about the digital franc total amount on block chain station address.
Specifically, when acceptance dealer receive user withdraw deposit instruction when, the amount of money that acceptance dealer can withdraw deposit first according to user Amount of money verification on the block chain station address provided to user is provided, checks whether the amount of money on user blocks chain station address is full The Withdrawal Amount of sufficient user.
Step S203:Judge whether digital franc total amount is more than the Withdrawal Amount, if so, from block chain user It destroys Withdrawal Amount in digital franc total amount on location, and fund corresponding with Withdrawal Amount is returned to and withdrawn deposit mode pair In the account answered.
Specifically, when the total amount on user blocks chain station address meets the Withdrawal Amount requirement of user, acceptance dealer The amount of money on user blocks chain station address can then be subtracted to the amount of money for needing to withdraw deposit, if the amount of money on block chain station address When being unsatisfactory for the amount of money that user withdraws deposit, acceptance dealer then can immediately make request of withdrawing deposit the response for result of withdrawing deposit.Acceptance dealer operates After the amount of money on complete block chain, then the amount of money withdrawn deposit user can be needed to return on the bank card that user provides and respond and withdrawn deposit As a result, completing entirely to withdraw deposit flow.
By the above-mentioned method of honouring based on block chain number franc, user be free to selection acceptance dealer and supplement with money, The mode of withdrawing deposit is supplemented with money or is withdrawn deposit, and based on block chain good confidentiality, characteristics, the user such as can not distort and supplement block chain with money On digital franc be not easy to be modified or delete, while each transaction done before can easily inquiring about.
Further, the embodiment of the present invention additionally provides a kind of block chain number franc recharging device, which includes:
First receiving module 11, for receiving digital franc charging request, the number franc charging request includes number Franc type and way of payment;
Sending module 12, for supplementing response message with money according to the digital franc charging request transmission;
Second receiving module 13 supplements the corresponding charging information of response message, the charging information with money for receiving with described The block chain station address and acceptance dealer title supplemented with money including account, recharge amount, needs;
Module 14 is supplemented with money, for corresponding recharge amount to be supplemented with money to the need on block chain according to the charging information On the block chain station address to be supplemented with money.
Preferably, digital franc type includes:RMB, dollar, sterling or yen.
Preferably, the recharging device further includes the first enquiry module, and first enquiry module is used for please according to inquiry Inquiry recharge amount is sought, the inquiry request includes block chain station address.
Block chain number franc recharging device in the present embodiment is supplemented with money with the block chain number franc in previous embodiment Method is based on two aspects under same inventive concept, method implementation process is described in detail in front, institute The structure and implementation process of the device in the present embodiment can be well understood according to foregoing description with those skilled in the art, in order to Specification it is succinct, details are not described herein again.
Further, the embodiment of the present invention additionally provides a kind of block chain number franc and withdraws deposit device, which includes:
3rd receiving module 21 is withdrawn deposit request for receiving digital franc, and number franc request of withdrawing deposit includes number Franc type, block chain station address, Withdrawal Amount and mode of withdrawing deposit;The mode of withdrawing deposit includes account of withdrawing deposit;
Second enquiry module 22, for inquiring about the digital franc total amount on the block chain station address;
Module of withdrawing deposit 23, for judging whether digital franc total amount is more than the Withdrawal Amount, if so, from the area The Withdrawal Amount is destroyed in digital franc total amount on block chain station address, and will fund corresponding with the Withdrawal Amount It returns in account corresponding with the mode of withdrawing deposit.
Preferably, the digital franc type includes:RMB, dollar, sterling or yen.
Block chain number franc in the present embodiment device of withdrawing deposit is withdrawn deposit with the block chain number franc in previous embodiment Method is based on two aspects under same inventive concept, method implementation process is described in detail in front, institute The structure and implementation process of the device in the present embodiment can be well understood according to foregoing description with those skilled in the art, in order to Specification it is succinct, details are not described herein again.
It will be apparent to those skilled in the art that technical solution that can be as described above and design, make other various Corresponding change and deformation, and all these changes and deformation should all belong to the protection domain of the claims in the present invention Within.

Claims (10)

1. block chain number franc recharge method, which is characterized in that including:
Digital franc charging request is received, the number franc charging request includes digital franc type and way of payment;
Response message is supplemented with money according to the digital franc charging request transmission;
It receives and supplements the corresponding charging information of response message with money with described, the charging information is filled including account, recharge amount, needs The block chain station address of value and acceptance dealer title;
Corresponding recharge amount is supplemented with money to the block chain user that the needs on block chain are supplemented with money according to the charging information On address.
2. block chain number franc recharge method as described in claim 1, which is characterized in that the number franc type bag It includes:RMB, dollar, sterling or yen.
3. block chain number franc recharge method as described in claim 1, which is characterized in that the method further includes:
Recharge amount is inquired about according to inquiry request, the inquiry request includes block chain station address.
The method 4. block chain number franc is withdrawn deposit, which is characterized in that including:
Digital franc is received to withdraw deposit request, the number franc withdraw deposit ask to include digital method coin type, block chain station address, Withdrawal Amount and mode of withdrawing deposit;The mode of withdrawing deposit includes account of withdrawing deposit;
Inquire about the digital franc total amount on the block chain station address;
Judge whether digital franc total amount is more than the Withdrawal Amount, if so, from the number on the block chain station address The Withdrawal Amount is destroyed in word franc total amount, and fund corresponding with the Withdrawal Amount is returned to and the side of withdrawing deposit In the corresponding account of formula.
The method 5. block chain number franc as claimed in claim 4 is withdrawn deposit, which is characterized in that the number franc type bag It includes:RMB, dollar, sterling or yen.
6. block chain number franc recharging device, which is characterized in that including:
First receiving module, for receiving digital franc charging request, the number franc charging request includes digital franc class Type and way of payment;
Sending module, for supplementing response message with money according to the digital franc charging request transmission;
Second receiving module supplements the corresponding charging information of response message with money for receiving with described, and the charging information includes account Number, the block chain station address supplemented with money of recharge amount, needs and acceptance dealer title;
It supplements module with money, is supplemented with money for supplementing corresponding recharge amount with money the needs on block chain according to the charging information Block chain station address on.
7. block chain number franc recharging device as claimed in claim 6, which is characterized in that the number franc type bag It includes:RMB, dollar, sterling or yen.
8. block chain number franc recharging device as claimed in claim 6, which is characterized in that described device further includes first and looks into Module is ask, first enquiry module is used to inquire about recharge amount according to inquiry request, and the inquiry request is used including block chain Family address.
The device 9. block chain number franc is withdrawn deposit, which is characterized in that including:
3rd receiving module is withdrawn deposit request for receiving digital franc, and number franc request of withdrawing deposit includes digital method coin class Type, block chain station address, Withdrawal Amount and mode of withdrawing deposit;The mode of withdrawing deposit includes account of withdrawing deposit;
Second enquiry module, for inquiring about the digital franc total amount on the block chain station address;
It withdraws deposit module, for judging whether digital franc total amount is more than the Withdrawal Amount, if so, being used from the block chain The Withdrawal Amount is destroyed in digital franc total amount on the address of family, and fund corresponding with the Withdrawal Amount is returned to In account corresponding with the mode of withdrawing deposit.
The device 10. block chain number franc as claimed in claim 9 is withdrawn deposit, which is characterized in that the number franc type bag It includes:RMB, dollar, sterling or yen.
CN201611043903.3A 2016-11-22 2016-11-22 Block chain number franc is supplemented with money, method and device of withdrawing deposit Pending CN108090752A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201611043903.3A CN108090752A (en) 2016-11-22 2016-11-22 Block chain number franc is supplemented with money, method and device of withdrawing deposit

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Application Number Priority Date Filing Date Title
CN201611043903.3A CN108090752A (en) 2016-11-22 2016-11-22 Block chain number franc is supplemented with money, method and device of withdrawing deposit

Publications (1)

Publication Number Publication Date
CN108090752A true CN108090752A (en) 2018-05-29

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CN109165319A (en) * 2018-08-02 2019-01-08 北京闲地宝科技有限公司 Divide account method, apparatus and system based on block chain
CN110009496A (en) * 2019-03-21 2019-07-12 海南新软软件有限公司 A kind of block voucher is supplemented with money and extracting method, apparatus and system
CN111861435A (en) * 2020-06-09 2020-10-30 上海趣蕴网络科技有限公司 Remote payment method and system for realizing user cash withdrawal
CN113222742A (en) * 2021-06-07 2021-08-06 中国银行股份有限公司 Block chain-based currency fund quick redeeming share sharing method and device
CN113781227A (en) * 2021-09-17 2021-12-10 北京快来文化传播集团有限公司 Virtual gold coin exchange method, electronic device and computer readable storage medium

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CN109165319A (en) * 2018-08-02 2019-01-08 北京闲地宝科技有限公司 Divide account method, apparatus and system based on block chain
CN110009496A (en) * 2019-03-21 2019-07-12 海南新软软件有限公司 A kind of block voucher is supplemented with money and extracting method, apparatus and system
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CN111861435A (en) * 2020-06-09 2020-10-30 上海趣蕴网络科技有限公司 Remote payment method and system for realizing user cash withdrawal
CN113222742A (en) * 2021-06-07 2021-08-06 中国银行股份有限公司 Block chain-based currency fund quick redeeming share sharing method and device
CN113781227A (en) * 2021-09-17 2021-12-10 北京快来文化传播集团有限公司 Virtual gold coin exchange method, electronic device and computer readable storage medium
CN113781227B (en) * 2021-09-17 2024-03-29 北京快来文化传播集团有限公司 Virtual gold coin exchange method, electronic equipment and computer readable storage medium

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