CN107845033A - Air control report-generating method, device, equipment and computer-readable recording medium - Google Patents
Air control report-generating method, device, equipment and computer-readable recording medium Download PDFInfo
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- CN107845033A CN107845033A CN201711089396.1A CN201711089396A CN107845033A CN 107845033 A CN107845033 A CN 107845033A CN 201711089396 A CN201711089396 A CN 201711089396A CN 107845033 A CN107845033 A CN 107845033A
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- air control
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
Abstract
The invention discloses a kind of air control report-generating method, this method includes：When receiving report making instruction, air control report configuration interface is shown, the configuration interface includes initial air control template and optional policy tag；Based on the policy tag of user's selection, air control data are obtained from corresponding data source, and the air control data are sent to corresponding air control system and carry out risk assessment；When receiving the assessment result that the air control system returns, layout, generation air control report are carried out in the initial air control template to the air control data and assessment result according to the policy tag of the selection.The present invention also provides a kind of air control report preparing apparatus, equipment and computer-readable recording medium.A kind of visual, configurable report-generating method is provided in the present invention, the policy tag that can be selected according to user, the sector-style of going forward side by side of air control data corresponding to acquisition nearly performs assessment task, simple to operate, can reduce the workload of user.
Description
Technical field
The present invention relates to financial air control field, more particularly to a kind of air control report-generating method, device, equipment and computer
Readable storage medium storing program for executing.
Background technology
Credit Risk Assessment refers to that the information such as the economic capability to creditor, credit standing are analyzed, and judges that loan exceedes
The possibility of phase (bad credit).For assessment side, when being assessed, it is necessary to be made according to evaluation process and assessment result corresponding
Assessment report, and this assessment report be often manual manufacture, it is necessary to submit demand exploitation, test, O＆M, it is whole to realize
Process is longer, it is necessary to spend the more time, while this report is static, needs to re-start once when data have variation
Flow, it is unfavorable for adjustment in time and is shown with result.
The content of the invention
It is a primary object of the present invention to provide a kind of air control report-generating method, device, equipment and computer-readable deposit
Storage media, it is intended to solve existing air control and report that manufacturing process is cumbersome, the technical problem of fabrication cycle length.
To achieve the above object, the present invention provides a kind of air control report-generating method, the air control report-generating method bag
Include following steps：
When receiving report making instruction, air control report configuration interface is shown, the configuration interface includes initial wind
Control template and optional policy tag；
Based on the policy tag of user's selection, air control data are obtained from corresponding data source, and the air control data are sent out
Air control system carries out risk assessment corresponding to delivering to；
When receiving the assessment result that the air control system returns, according to the policy tag of the selection described initial
In air control template the air control data and assessment result are carried out with layout, generation air control report.
Alternatively, the policy tag of the selection includes the air control data label of selection and the air control model label of selection,
The policy tag based on user's selection, air control data are obtained from corresponding data source, and by the air control number
Include according to the step of carrying out risk assessment to corresponding air control system is sent：
According to data source address corresponding to the inquiry of the air control data label of the selection, and according to the air control mould of the selection
Air control system address corresponding to type tag queries；
Generation includes user's mark and the data acquisition request of authorization, and according to the data source address by the number
Sent according to request is obtained to the data source, with air control data corresponding to acquisition；
When receiving the air control data that the data source returns, being assessed according to corresponding to air control data generation please
Ask, and according to the air control system address by the assessment request send to the air control system, to carry out risk assessment.
Alternatively, the data acquisition request also includes data encryption protocol,
It is described when receiving the air control data that the data source returns, assessed according to corresponding to air control data generation
Request, and according to the air control system address by the assessment request send to the air control system, to carry out risk assessment
The step of include：
When receiving the air control data based on data encryption protocol encryption that the data source returns, to the wind
Control data are decrypted, and the assessment request according to corresponding to the air control data generation after decryption；
According to the air control system address by the assessment request send to the air control system, commented with carrying out risk
Estimate.
Alternatively, it is described when receiving the air control data that the data source returns, according to air control data generation pair
The assessment request answered, and according to the air control system address by the assessment request send to the air control system, with carry out
The step of risk assessment, in addition to：
When receiving the air control data that the data source returns, the carry out format identification to the air control data, and carry
Take target data；
According to assessment request corresponding to target data generation, and please by the assessment according to the air control system address
Transmission is asked to the air control system, to carry out risk assessment.
Alternatively, the policy tag of the selection also includes the display strategy label of selection,
The policy tag according to the selection to the air control data and assesses knot in the initial air control template
By layout is carried out, generating the step of air control is reported includes：
Geometric operation, chart numbers corresponding to acquisition are carried out to the air control data according to the display strategy label of the selection
According to；
Chart attribute is set based on the chart data, and according to the chart attribute the initial air control template number
According to Area generation data drawing list template；
The data drawing list template is filled according to the chart data, and in the conclusion region of the original template
Show the assessment result, generation air control report.
Alternatively, it is described when receiving the assessment result that the air control system returns, marked according to the strategy of the selection
Label carry out layout in the initial air control template to the air control data and assessment result, the step of generation air control report it
Afterwards, in addition to：
Receive share instruction when, by the air control report stored, and according to the air control report storage
Share link corresponding to the generation of location.
Alternatively, it is described when receiving the assessment result that the air control system returns, marked according to the strategy of the selection
Label carry out layout in the initial air control template to the air control data and assessment result, the step of generation air control report it
Afterwards, in addition to：
Receive report adjust instruction when, according to it is described report adjust instruction to the air control report in content and/
Or formatting is adjusted, secondary air control report is generated.
In addition, to achieve the above object, the present invention also provides a kind of air control report preparing apparatus, the air control report generation
Device includes：
Interface display module, for when receiving report making instruction, showing air control report configuration interface, the configuration
Interface includes initial air control template and optional policy tag；
Data acquisition module, for the policy tag selected based on user, air control data are obtained from corresponding data source, and
The air control data are sent to corresponding air control system and carry out risk assessment；
Report generation module, for when receiving the assessment result that the air control system returns, according to the selection
Policy tag carries out layout, generation air control report in the initial air control template to the air control data and assessment result.
In addition, to achieve the above object, the present invention also provides a kind of air control report generation equipment, the air control report generation
Equipment includes processor, memory and is stored on the memory and can report life by the air control of the computing device
Into program, wherein when the air control report generator is by the computing device, air control report generation side described above is realized
The step of method.
In addition, to achieve the above object, the present invention also provides a kind of computer-readable recording medium, described computer-readable
Air control report generator is stored with storage medium, wherein when the air control report generator is executed by processor, is realized
The step of air control report-generating method described above.
The present invention is by when receiving report and making instruction, showing air control report configuration interface, in the configuration interface
Including initial air control template and optional policy tag；Based on the policy tag of user's selection, wind is obtained from corresponding data source
Data are controlled, and the air control data are sent to corresponding air control system and carry out risk assessment；Receiving the air control system
During the assessment result of return, to the air control data and commented in the initial air control template according to the policy tag of the selection
Estimate conclusion and carry out layout, generation air control report.It is a kind of visual, configurable by with upper type, being provided in the present invention
Report-generating method, the policy tag that can be selected according to user, air control data corresponding to acquisition are gone forward side by side, and sector-style nearly appoint by execution assessment
Business, visualization Risk Assessment Report is automatically generated when assessing and completing, made manually without user (credit manager), operation letter
It is single, the workload of user can be greatly reduced, improves the operating efficiency of user.
Brief description of the drawings
Fig. 1 is the hardware architecture diagram for the air control report generation equipment being related in scheme of the embodiment of the present invention；
Fig. 2 is the schematic flow sheet of air control report-generating method first embodiment of the present invention；
Fig. 3 is tree-shaped policy tag's schematic diagram that air control report-generating method first embodiment of the present invention is related to；
Fig. 4 is the policy tag based on user's selection described in Fig. 2, and air control data are obtained from corresponding data source, and by institute
Air control data are stated to send to the refinement schematic flow sheet the step of progress risk assessment of corresponding air control system；
Fig. 5 is the schematic flow sheet of air control report-generating method second embodiment of the present invention；
Fig. 6 is the high-level schematic functional block diagram of air control report preparing apparatus first embodiment of the present invention.
The realization, functional characteristics and advantage of the object of the invention will be described further referring to the drawings in conjunction with the embodiments.
Embodiment
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
The main thought of scheme of the embodiment of the present invention is：When receiving report making instruction, air control report configuration is shown
Interface, the configuration interface include initial air control template and optional policy tag；The policy tag selected based on user, from
Corresponding data source obtains air control data, and the air control data are sent to corresponding air control system and carry out risk assessment；
When receiving the assessment result that the air control system returns, according to the policy tag of the selection in the initial air control template
The air control data and assessment result are carried out with layout, generation air control report.
The present embodiments relate to air control report-generating method be mainly used in air control report generation equipment, the air control report
It can be the equipment that PC, pocket computer, mobile terminal etc. have display function to accuse generation equipment.
Reference picture 1, Fig. 1 are the hardware configuration signal for the air control report generation equipment being related in scheme of the embodiment of the present invention
Figure.In the embodiment of the present invention, air control report generation equipment can include processor 1001 (such as CPU), communication bus 1002, use
Family interface 1003, network interface 1004, memory 1005.Wherein, communication bus 1002 is used to realize the company between these components
Connect letter；User interface 1003 can include display screen (Display), input block such as keyboard (Keyboard)；Network connects
Mouth 1004 can optionally include wireline interface, the wave point (such as WI-FI interfaces) of standard；Memory 1005 can be at a high speed
RAM memory or stable memory (non-volatile memory), such as magnetic disk storage, memory 1005
The optional storage device that can also be independently of aforementioned processor 1001.
It will be understood by those skilled in the art that the hardware configuration shown in Fig. 1 is not formed to air control report generation equipment
Restriction, can include than illustrating more or less parts, either combine some parts or different parts arrangement.
With continued reference to Fig. 1, the memory 1005 in Fig. 1 as a kind of computer-readable recording medium can include operation system
System, network communication module and air control report generator.
In Fig. 1, network communication module is mainly used in connecting data source and air control system, enters with data source and air control system
Row data communication；And processor 1001 can call the air control report generator stored in memory 1005, and perform following
Operation：
When receiving report making instruction, air control report configuration interface is shown, the configuration interface includes initial wind
Control template and optional policy tag；
Based on the policy tag of user's selection, air control data are obtained from corresponding data source, and the air control data are sent out
Air control system carries out risk assessment corresponding to delivering to；
When receiving the assessment result that the air control system returns, according to the policy tag of the selection described initial
In air control template the air control data and assessment result are carried out with layout, generation air control report.
Further, the policy tag of the selection includes the air control data label of selection and the air control model label of selection,
The policy tag based on user's selection, air control data are obtained from corresponding data source, and by the air control number
Include according to the step of carrying out risk assessment to corresponding air control system is sent：
According to data source address corresponding to the inquiry of the air control data label of the selection, and according to the air control mould of the selection
Air control system address corresponding to type tag queries；
Generation includes user's mark and the data acquisition request of authorization, and according to the data source address by the number
Sent according to request is obtained to the data source, with air control data corresponding to acquisition；
When receiving the air control data that the data source returns, being assessed according to corresponding to air control data generation please
Ask, and according to the air control system address by the assessment request send to the air control system, to carry out risk assessment.
Further, the data acquisition request also includes data encryption protocol,
It is described when receiving the air control data that the data source returns, assessed according to corresponding to air control data generation
Request, and according to the air control system address by the assessment request send to the air control system, to carry out risk assessment
The step of include：
When receiving the air control data based on data encryption protocol encryption that the data source returns, to the wind
Control data are decrypted, and the assessment request according to corresponding to the air control data generation after decryption；
According to the air control system address by the assessment request send to the air control system, commented with carrying out risk
Estimate.
Further, it is described when receiving the air control data that the data source returns, generated according to the air control data
Corresponding assessment request, and according to the air control system address by the assessment request send to the air control system, to enter
The step of row risk assessment, in addition to：
When receiving the air control data that the data source returns, the carry out format identification to the air control data, and carry
Take target data；
According to assessment request corresponding to target data generation, and please by the assessment according to the air control system address
Transmission is asked to the air control system, to carry out risk assessment.
Further, the policy tag of the selection also includes the display strategy label of selection,
The policy tag according to the selection to the air control data and assesses knot in the initial air control template
By layout is carried out, generating the step of air control is reported includes：
Geometric operation, chart numbers corresponding to acquisition are carried out to the air control data according to the display strategy label of the selection
According to；
Chart attribute is set based on the chart data, and according to the chart attribute the initial air control template number
According to Area generation data drawing list template；
The data drawing list template is filled according to the chart data, and in the conclusion region of the original template
Show the assessment result, generation air control report.
Further, processor 1001 may call upon the air control report generator stored in memory 1005, and hold
Row is following to be operated：
Receive share instruction when, by the air control report stored, and according to the air control report storage
Share link corresponding to the generation of location.
Further, processor 1001 may call upon the air control report generator stored in memory 1005, and hold
Row is following to be operated：
Receive report adjust instruction when, according to it is described report adjust instruction to the air control report in content and/
Or formatting is adjusted, secondary air control report is generated.
Based on the hardware configuration of above-mentioned air control report generation equipment, each reality of air control report-generating method of the present invention is proposed
Apply example.
The present invention provides a kind of air control report-generating method.
Reference picture 2, Fig. 2 are the schematic flow sheet of air control report-generating method first embodiment of the present invention.
In the present embodiment, the air control report-generating method comprises the following steps：
Step S10, when receiving report making instruction, air control report configuration interface is shown, is wrapped in the configuration interface
Include initial air control template and optional policy tag；
In the present embodiment, in order to facilitate in credit agency credit manager make air control report, set one visualization, can
The report generation platform of configuration, the platform can operate in PC, pocket computer, mobile terminal (such as mobile phone, tablet personal computer)
Deng in the equipment with display function；The platform can be as the part in air control system (or credit investigation system), can also conduct
Independent docks to outer platform with air control system, so as to carry out calculating calling, using PC as the platform in the present embodiment
Operation carrier, in order to reduce the performance requirement to PC, the platform is to outer platform and air control system docking as independent；Separately
On the one hand, the data source of platform supports generalized U RL, you can so that http agreements to be quoted as customized data source.
In the present embodiment, when user make air control report, report production option, triggering report can be clicked in PC
Make instruction；PC then makes instruction according to the report received and starts report generation platform, and shows air control report by display screen
Accuse configuration interface.Include the initial air control template of reference format at the interface, borrower/borrow is included in initial air control template
Money enterprise essential information region, borrow money request region, air control data area, assessment result region etc.；Certainly these regions is big
Small, position can all be adjusted, in addition, user can also be deleted region as needed.
Also include selectable policy tag in air control report configuration interface, when user selects some strategy to mark to click on
When signing or some policy tag being pulled in into some region of initial air control template in a manner of dragging, platform will select this
Or the label substance of dragging include strategy cited in this report generation, and perform corresponding processing operation.For strategy
Label, can be shown in a manner of tree-shaped folding, for details, reference can be made to Fig. 3.Policy tag includes assessment strategy label and shown
Show policy tag.Wherein assessment strategy label includes air control data (the air control factor) and air control model, and air control data, which will refer to, to be used
In the data for carrying out risk assessment, such as basic identity data, contact method, property data, credit situation；Air control model is then
For risk assessment, provide the model of assessment result.Because the report generation platform of the present embodiment mentioned above is as independence
Platform docked with air control system, therefore the report generation platform in the present embodiment can be with the air control of multiple air control mechanisms
System is docked, so as to carry out risk assessment from different air control models.Certainly, different air control moulds is selected in user
During type, the required air control factor may be different, and its assessment result be able to may also have differences.And for display strategy mark
Label, then the display mode of air control data and assessment result, especially air control data being represented, it is related to many contents,
For the ease of checking, can graphically it be shown, such as form, column diagram, line chart, tendency chart, scatter diagram.When
So, it should be appreciated by those skilled in the art that the display mode and content of above-mentioned policy tag are not represented to the technology of the present invention side
The restriction of case, policy tag can be shown in another manner, and including other contents.
Step S20, based on the policy tag of user's selection, air control data are obtained from corresponding data source, and by the wind
Control data, which are sent to corresponding air control system, carries out risk assessment；
In the present embodiment, user can be operated according to being actually needed on PC, select to close from optional policy tag
Suitable label, it is added into the specific region of initial air control module；PC (or platform) then carries out phase according to the selection of user
The processing answered.Specifically, what this user will make is air control report for personal debt-credit；User is first to policy tag
Middle air control data label is selected, and it is in a manner of dragging by basic identity data label, contact method label, property data
Label, credit situation label pull the air control data area for being placed on initial air control template, then have selected personal air control model
And pull and be placed on assessment result region；PC then proceeds by processing according to the selection of user.
The content of air control data label will be identified by PC first, and it is assorted to determine that this report manufacturing process needs to use
Data, and the data source of these data.Such as the name for basic identity data including borrower, identification card number,
Kinsfolk etc., contact method include phone, home address, unit address etc., and these data propose loan application in borrower
When provide, therefore the database that can directly access inside insurance company obtains；Property data then includes the house property of borrower, deposited
Money, income, educational background etc., these data have larger reference value for risk assessment, therefore these data often need
To be obtained from special mechanism (such as deposit data obtain from banking data base, house property is from real estate management organization of government
Middle acquisition), and these data should be by certification, so as to ensure the confidence level of data；Credit situation then includes borrowing money
The history loan repayment situation of people, personal reference record, sesame grade, and the acquisition of these data can be from national credit information service
Or obtained in commercial undertaking.
It is determined that air control data label content and data source when, PC will conduct interviews to data source, and therefrom obtain
Air control data corresponding to borrower.When getting air control data, these air control data will be sent to and air control model by PC
Air control system corresponding to label carries out risk assessment, to obtain assessment result.
Step S30, when receiving the assessment result that the air control system returns, existed according to the policy tag of the selection
In the initial air control template air control data and assessment result are carried out with layout, generation air control report.
In the present embodiment, air control system according to air control data after risk assessment is carried out, it will one assessment result of generation,
Can be embodied in a manner of score value for this assessment result, score range is 0 to 100；Score value is higher, then shows
The bad credit rate of the loaning bill request of borrower is lower；And for different score value sections, it has corresponded to different credit lines, its credit
Amount represents the suggestion maximum amount made loans to the borrower and maximum is made loans the cycle.Certainly in specific implementation, for
Assessment result, assessment result (agree to make loans and refusal is made loans two points) that can also be two points, the example above are not formed to this
The restriction of embodiment technical scheme.
Air control system is when generating assessment result, it will returns to the assessment result to PC.PC is receiving the assessment result
When, you can layout, generation air control report are carried out to air control data, assessment result.Specifically, user is in selection strategy label,
For the tactful label allocation, include display label, display label represents the display mode of air control data and assessment result.
For example, the upper half annual income label dragging in property data label is being placed on initial air control module by user in a manner of dragging
Air control data area A when, will also be shown that line chart label in policy tag pulls and be placed on air control data area A；PC roots
According to this operation, a coordinate system will be built in region A, the transverse axis of coordinate system is the time, vertical pivot is income；Then according to loaning bill
Corresponding upper half annual income line chart is depicted in the income data in person's first half of the year in the coordinate system.In another example for air control system
The assessment result of system, when being indicated with the form of score value, can be show in table form score value and credit line it
Between corresponding relation, while the calculating process of the score value of borrower is also shown by form, and provide final suggestion of making loans,
User's contrast is facilitated to check or for showing.
Further, when showing air control data in graphical form, because the display strategy label of user's selection may
The data transformation returned with data source matches, therefore PC needs before display to carry out data certain geometric operation.For example,
User selects label substance to be shown for the moon net income of first half of the year borrower in the form of line chart, and the number that data source is returned
Paid according to the monthly income for first half of the year borrower and the moon；Now PC needs first to carry out geometry fortune to the air control data that data source returns
OK, subtract the moon with monthly income to pay, obtain moon net income (i.e. chart data), then gone to set line chart according to this month net income
Icon attribute (property value such as size and height ratio, scale division value of transverse axis and vertical pivot)；Belong to be provided with when, you can first
Line chart reference axis corresponding to the relational data areas generation of beginning template, and according to the net income data (chart data) in the folding
The moon net income broken line that (fitting) goes out borrower's first half of the year is drawn in line chart reference axis.
Further walk, when obtaining air control report, if user thinks the bandwagon effect of some part of air control report not
Meet to require, air control can be reported and be changed in real time.Specifically, user can continue the selection strategy mark in a manner of dragging
Label, and the specific region being dragged in air control report, original label is replaced.For example, for borrower July
The branch artificial situation of part, including housing loan, water power gas charge, property fees, diet expenditure etc., these air control data are reported in air control
In corresponded to block diagram label, shown in the form of block diagram；User thinks that the block diagram fails to embody every expenditure institute
Accounting weight, therefore have selected the former block diagram label of cake chart tag replacement；PC then enters according to the adjustment replacement operation of user
Row processing, original expenditure block diagram is left out, and expenditure cake chart corresponding to generation, obtain secondary air control report.Certainly, except right
The adjustment of air control data display strategy, can also be adjusted to assessment strategy, for example, user can select other air control moulds
Type label, to be switched over to risk evaluating system, obtain the assessment result of other mechanisms.What deserves to be explained is for user
Adjustment operation, if being related to the replacement of assessment strategy label, PC needs to carry out data again with data source and/or air control system
Interaction；It is that processing is adjusted to air control report again only in PC if being related to the replacement of display strategy label.
In the present embodiment, by when receiving report making instruction, showing air control report configuration interface, configuration circle
Face includes initial air control template and optional policy tag；Based on the policy tag of user's selection, obtained from corresponding data source
Air control data are taken, and the air control data are sent to corresponding air control system and carry out risk assessment；Receiving the air control
During the assessment result that system returns, according to the policy tag of the selection in the initial air control template to the air control data
Layout, generation air control report are carried out with assessment result.By with upper type, provided in the present embodiment it is a kind of it is visual, can
The report-generating method of configuration, the policy tag that can be selected according to user, air control data corresponding to acquisition are gone forward side by side, and sector-style is dangerous to be performed
Assessment task, visualization Risk Assessment Report is automatically generated when assessing and completing, made manually without user (credit manager), behaviour
Work is simple, can greatly reduce the workload of user, improves the operating efficiency of user.
Reference picture 4, Fig. 4 are the policy tag based on user's selection described in Fig. 2, and air control number is obtained from corresponding data source
According to, and the air control data are sent to the refinement schematic flow sheet the step of progress risk assessment of corresponding air control system.
Based on above-mentioned embodiment illustrated in fig. 2, in the present embodiment, the policy tag of the selection includes the air control data of selection
Label and the air control model label of selection, the step S20 include：
Step S21, according to data source address corresponding to the inquiry of the air control data label of the selection, and according to the selection
Air control model tag queries corresponding to air control system address；
Step S22, generation include the data acquisition request of user's mark and authorization, and according to the data source address
The data acquisition request is sent to the data source, with air control data corresponding to acquisition；
Step S23, when receiving the air control data that the data source returns, according to corresponding to air control data generation
Assessment request, and according to the air control system address by the assessment request send to the air control system, to carry out risk
Assess.
In the present embodiment, user can be operated according to being actually needed on PC, select to close from optional policy tag
Suitable policy tag, the policy tag selected in it include air control data label and air control model.Air control data, which will refer to, to be used
In the data for carrying out risk assessment, such as basic identity data, contact method, property data, credit situation；Air control model is then
For risk assessment, provide the model of assessment result.For these air control data, it may be possible to come from different data sources (by
Different collects provides)；And air control model, it is also possible to provided by multiple different air control mechanisms.Therefore, in user
When have selected air control data label and air control model label, PC first has to that these labels are identified, and inquires air control number
Which data source is corresponded to according to label and air control model label corresponds to the air control system which air control mechanism is provided, and
The address of data source and air control system is inquired, to enter row data communication with data source and air control system.
When obtaining the address of data source and air control system, PC can generate corresponding data acquisition request first, and should
Data acquisition request is sent to data source, with air control data corresponding to acquisition.Air control data wherein in data source, are often related to
And the privacy to borrower.If therefore wanting to get these air control data, generally require to the related authorization of data source
Information, to prove that PC is legal data acquisition person.Specifically, when generating data acquisition request, in the data acquisition request
Include the User Identity (such as user identity card, mechanism ID identity informations) of borrower, in addition to belonging to air control data
The authorization information of borrower (such as signs electronically, can be that borrower proposes loan application for the authorization information
When provide), to show system that borrower allows user to carry out credit evaluation and air control by obtaining the air control data of oneself and report
Make.Data source can obtain user's mark therein, determine that this data acquisition please first when receiving the data acquisition request
That asks obtains taker identity, and is recorded；Then the authorization will be verified, and will judge the true or false of the authorization,
So as to which whether the person that judges data acquisition is legal to obtain taker；When authority checking by when, data source will inquire about corresponding to air control number
According to, and return it to PC.
In the present embodiment, PC can be generated corresponding when receiving the air control data of data source return according to the air control data
Assessment request, and the air control system address according to obtained by step S21 sends the assessment request to corresponding air control system, with
Air control system is based on the air control data and carry out risk assessment.
Further, in order to avoid the air control data that data source returns are intercepted and captured in transmitting procedure by illegal third party, cause
Air control data are used by illegal third party, can also first be encrypted for the air control data and be transmitted again.Specifically, PC exists
When generating data acquisition request, data encryption protocol is further comprises in the request, the agreement represents data source and returning to air control
The encryption rule that air control data are taken before data.Data source will be based on when inquiry obtains corresponding air control data
Air control data are encrypted the data encryption protocol, and the air control data of encryption then are returned into PC again.PC receive this plus
During close air control data, it is necessary first to it is decrypted, reads content therein；Generated further according to the air control data after decryption corresponding
Assessment request, and the assessment request is sent to corresponding air control system according to air control system address, so that air control system base
Risk assessment is carried out in the air control data.
Further, it is likely to be present in due to air control data in different data sources, and between these data sources often
Take different data format；In this case, if the original air control data directly to be returned according to data source are given birth to
Into assessment request and air control system is sent it to, it is possible that having the air control number of multiple format in same assessment request
According to situation occur, so as to reduce the assessment efficiency of air control system, and have impact on air control report formation efficiency.In order to avoid this
The appearance of situation, PC first can be identified and divide to the form of air control data when receiving the air control data of data source return
Analysis, the implication per one piece of data in the air control data structure is determined, for example, currently used structuring computer language xml lattice
Formula, json forms, its main data object often enter rower with specific mark form (or structure, identifier etc.)
Note；For the data of xml forms, contain substantial amounts of start-tag and end-tag and be used for flag data content；Json forms
Data, then be that data object is represented by " { } " and " [] " group., can be to the former original returned of data based on the above situation
Beginning air control data carry out whole file traversal, and extracting the target data needed for assessing according to its specific mark form (deletes
Format code necessary to going the syntax rule of some data sources, or leave out some assessment should not content information), then
Assessment request is generated based on these target datas, and the assessment request is sent to the air control system, is commented with carrying out risk
Estimate.In this way, so as to which the initial data for returning to different data sources is pre-processed, succinctly and clearly target is obtained
Data, to facilitate air control system to carry out risk assessment.
Reference picture 5, the schematic flow sheet of Fig. 5 air control report-generating method second embodiments of the present invention.
Based on above-mentioned embodiment illustrated in fig. 2, in the present embodiment, also include after step S30：
Step S40, receive share instruction when, by the air control report stored, and according to the air control report
Storage address generation corresponding to share link.
In the present embodiment, in PC generation air control reports, user, which can report air control, carries out preservation use, certain user
Other people (such as borrowers or other decision-makers) can also be shared with to be checked.Specifically, user can be in PC
Selection correlation shares option, and instruction is shared in triggering；PC can report air control and store when receiving this and sharing instruction,
Save it in the server of credit agency's built-in system and (can certainly be stored in the Dropbox of other co-operation platforms)；
When preserving completion, PC can analyze link according to corresponding to the storage address generation that air control is reported, the link can be with url shape
The form of formula or Quick Response Code, other forms are can also be certainly；User is sharing air control report to other people
When, the url can be linked or Quick Response Code is shown to other people, their people are linked by the url for it or Quick Response Code is visited
Ask the storage address of air control report and checked.
Further, check that air control is reported on different platforms in order to facilitate different user, carried out reporting air control
During storage, the form of storage, such as WORD, PDF, CHM etc. can be voluntarily selected.PC then reports air control according to the selection of user
Stored in a different format, and obtain different storage address and share link.
Further, sharing for air control report is managed for convenience, can also be set pair for sharing link
The effective time answered and/or effective access times.For effective time, when more than the effective time, this shares link i.e.
Fail, now other people can not be shared the storage address that links and accesses are reported to air control by this and be checked；For effective
Access times, reach effective access times in the number that is clicked of the link, this share link fails, now other people
The storage address that links and accesses report to air control can not be shared by this again to be looked into.Certainly for different storage formats
Air control is reported, can set different effective times and/or effective access times to different links of sharing.
In addition, the present invention also provides a kind of air control report preparing apparatus.
Reference picture 5, Fig. 5 are the high-level schematic functional block diagram of air control report preparing apparatus first embodiment of the present invention.
In the present embodiment, the air control report preparing apparatus includes：
Interface display module 10, it is described to match somebody with somebody for when receiving report making instruction, showing air control report configuration interface
Putting interface includes initial air control template and optional policy tag；
Data acquisition module 20, for the policy tag selected based on user, air control data are obtained from corresponding data source,
And the air control data are sent to corresponding air control system and carry out risk assessment；
Report generation module 30, for when receiving the assessment result that the air control system returns, according to the selection
Policy tag in the initial air control template air control data and assessment result are carried out with layout, generation air control report.
Further, the policy tag of the selection includes the air control data label of selection and the air control model mark of selection
Label, the data acquisition module 10 include：
Address lookup unit, for data source address, and root according to corresponding to the inquiry of the air control data label of the selection
According to air control system address corresponding to the air control model tag queries of the selection；
First transmitting element, the data acquisition request of user's mark and authorization is included for generating, and according to described
Data source address sends the data acquisition request to the data source, with air control data corresponding to acquisition；
Second transmitting element, for when receiving the air control data that the data source returns, according to the air control data
Assessment request corresponding to generation, and according to the air control system address by the assessment request send to the air control system,
To carry out risk assessment.
Further, the data acquisition request also includes data encryption protocol, second transmitting element, is additionally operable to
When receiving the air control data based on data encryption protocol encryption that the data source returns, the air control data are carried out
Decryption, and the assessment request according to corresponding to the air control data generation after decryption；According to the air control system address by the assessment
Request send to the air control system, to carry out risk assessment.
Further, second transmitting element, it is additionally operable to when receiving the air control data that the data source returns, it is right
The carry out format identification of the air control data, and extract target data；The assessment request according to corresponding to generating the target data,
And sent the assessment request to the air control system according to the air control system address, to carry out risk assessment.
Further, the policy tag of the selection also includes the display strategy label of selection, the report generation module
30 include：
Geometric operation unit, geometry fortune is carried out to the air control data for the display strategy label according to the selection
Calculate, chart data corresponding to acquisition；
Template generation unit, for setting chart attribute based on the chart data, and according to the chart attribute in institute
State the data area generation data drawing list template of initial air control template；
Report generation unit, for being filled according to the chart data to the data drawing list template, and described
The conclusion region of original template shows the assessment result, generation air control report.
Further, the air control report preparing apparatus also includes：
Link generation module, for receive share instruction when, air control report is stored, and according to described
Share link corresponding to the storage address generation of air control report.
Further, the air control report preparing apparatus also includes：
Adjusting module is reported, for when receiving report adjust instruction, reporting adjust instruction to the wind according to described
Content and/or formatting in control report are adjusted, and generate secondary air control report.
Wherein, in above-mentioned air control report preparing apparatus modules with respectively being walked in above-mentioned air control report-generating method embodiment
Rapid corresponding, its function and implementation process no longer repeat one by one here.
In addition, the present invention also provides a kind of computer-readable recording medium.
Air control report generator, the computer-readable storage medium are stored with computer-readable recording medium of the present invention
Air control report generator is stored with matter, wherein when the air control report generator is executed by processor, is realized as described above
Air control report-generating method the step of.
Wherein, the method realized when air control report generator is performed can refer to air control report-generating method of the present invention
Each embodiment, here is omitted.
It should be noted that herein, term " comprising ", "comprising" or its any other variant are intended to non-row
His property includes, so that process, method, article or system including a series of elements not only include those key elements, and
And also include the other element being not expressly set out, or also include for this process, method, article or system institute inherently
Key element.In the absence of more restrictions, the key element limited by sentence "including a ...", it is not excluded that including this
Other identical element also be present in the process of key element, method, article or system.
The embodiments of the present invention are for illustration only, do not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on such understanding, technical scheme is substantially done to prior art in other words
Going out the part of contribution can be embodied in the form of software product, and the computer software product is stored in one as described above
In storage medium (such as ROM/RAM, magnetic disc, CD), including some instructions to cause a station terminal equipment (can be mobile phone,
Computer, server, air conditioner, or network equipment etc.) perform method described in each embodiment of the present invention.
The preferred embodiments of the present invention are these are only, are not intended to limit the scope of the invention, it is every to utilize this hair
The equivalent structure or equivalent flow conversion that bright specification and accompanying drawing content are made, or directly or indirectly it is used in other related skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of air control report-generating method, it is characterised in that the air control report-generating method comprises the following steps：
When receiving report making instruction, air control report configuration interface is shown, the configuration interface includes initial air control mould
Plate and optional policy tag；
Based on user selection policy tag, from corresponding data source obtain air control data, and by the air control data send to
Corresponding air control system carries out risk assessment；
When receiving the assessment result that the air control system returns, according to the policy tag of the selection in the initial air control
In template the air control data and assessment result are carried out with layout, generation air control report.
2. air control report-generating method as claimed in claim 1, it is characterised in that the policy tag of the selection includes selection
Air control data label and selection air control model label,
The policy tag based on user's selection, air control data are obtained from corresponding data source, and the air control data are sent out
Include corresponding to delivering to the step of air control system progress risk assessment：
According to data source address corresponding to the inquiry of the air control data label of the selection, and according to the air control model mark of the selection
Air control system address corresponding to label inquiry；
Generation includes the data acquisition request of user's mark and authorization, and is obtained the data according to the data source address
Request is taken to send to the data source, with air control data corresponding to acquisition；
When receiving the air control data that the data source returns, according to assessment request corresponding to air control data generation, and
According to the air control system address by the assessment request send to the air control system, to carry out risk assessment.
3. air control report-generating method as claimed in claim 2, it is characterised in that the data acquisition request also includes data
Cryptographic protocol,
It is described when receiving the air control data that the data source returns, assess and ask according to corresponding to generating the air control data
Ask, and according to the air control system address by the assessment request send to the air control system, to carry out risk assessment
Step includes：
When receiving the air control data based on data encryption protocol encryption that the data source returns, to the air control number
According to being decrypted, and the assessment request according to corresponding to the air control data generation after decryption；
According to the air control system address by the assessment request send to the air control system, to carry out risk assessment.
4. air control report-generating method as claimed in claim 2, it is characterised in that described to receive the data source return
Air control data when, according to the air control data generation corresponding to assessment request, and according to the air control system address will described in
Assessment request send to the air control system, the step of to carry out risk assessment, in addition to：
When receiving the air control data that the data source returns, the carry out format identification to the air control data, and extract mesh
Mark data；
According to assessment request corresponding to target data generation, and the assessment request is sent out according to the air control system address
The air control system is delivered to, to carry out risk assessment.
5. air control report-generating method as claimed in claim 1, it is characterised in that the policy tag of the selection also includes choosing
The display strategy label selected,
The policy tag according to the selection enters in the initial air control template to the air control data and assessment result
Row layout, generating the step of air control is reported includes：
Geometric operation, chart data corresponding to acquisition are carried out to the air control data according to the display strategy label of the selection；
Chart attribute is set based on the chart data, and according to the chart attribute in the data field of the initial air control template
Domain generates data drawing list template；
The data drawing list template is filled according to the chart data, and shown in the conclusion region of the original template
The assessment result, generation air control report.
6. air control report-generating method as claimed in claim 1, it is characterised in that described to return receiving the air control system
During the assessment result returned, according to the policy tag of the selection in the initial air control template to the air control data and assessment
After the step of conclusion carries out layout, and generation air control is reported, in addition to：
Receive share instruction when, by the air control report stored, and according to the air control report storage address give birth to
Share link into corresponding.
7. the air control report-generating method as any one of claim 1 to 6, it is characterised in that described receiving
When stating the assessment result of air control system return, according to the policy tag of the selection in the initial air control template to the wind
Control data and assessment result carries out layout, after generating the step of air control is reported, in addition to：
When receiving report adjust instruction, content and/or volume in being reported according to the report adjust instruction the air control
Row's form is adjusted, and generates secondary air control report.
8. a kind of air control report preparing apparatus, it is characterised in that the air control report preparing apparatus includes：
Interface display module, for when receiving report making instruction, showing air control report configuration interface, the configuration interface
Include initial air control template and optional policy tag；
Data acquisition module, for the policy tag selected based on user, air control data are obtained from corresponding data source, and by institute
Air control data are stated to send to the progress risk assessment of corresponding air control system；
Report generation module, for when receiving the assessment result that the air control system returns, according to the strategy of the selection
Label carries out layout, generation air control report in the initial air control template to the air control data and assessment result.
A kind of 9. air control report generation equipment, it is characterised in that the air control report generation equipment include processor, memory,
And be stored on the memory and can by the air control report generator of the computing device, wherein the air control report
When generating program by the computing device, realizing the air control report-generating method as any one of claim 1 to 7
Step.
10. a kind of computer-readable recording medium, it is characterised in that air control report is stored with the computer-readable recording medium
Generation program is accused, wherein when the air control report generator is executed by processor, is realized such as any one of claim 1 to 7
The step of described air control report-generating method.
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| CN108874968A (en) * | 2018-06-07 | 2018-11-23 | 平安科技（深圳）有限公司 | Risk management data processing method, device, computer equipment and storage medium |
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| CN110363394A (en) * | 2019-06-21 | 2019-10-22 | 上海淇馥信息技术有限公司 | A kind of air control method of servicing, device and electronic equipment based on cloud platform |
| CN110543498A (en) * | 2019-08-20 | 2019-12-06 | 武汉稀云科技有限公司 | Multi-party data association query method and device based on event triggering |
| CN110599326A (en) * | 2019-08-28 | 2019-12-20 | 深圳市融壹买信息科技有限公司 | Loan risk control method and device and terminal equipment |
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| WO2021169630A1 (en) * | 2020-02-29 | 2021-09-02 | 深圳壹账通智能科技有限公司 | Configurable report generation method, apparatus and device, and readable storage medium |
| CN112699353A (en) * | 2021-03-25 | 2021-04-23 | 北京瑞莱智慧科技有限公司 | Financial information transmission method and financial information transmission system |
| CN113947474A (en) * | 2021-10-15 | 2022-01-18 | 杭州兆臻网络科技有限公司 | Agricultural subject credit evaluation analysis system based on internet of things data acquisition |
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