CN107833031A - A kind of IC-card remaining sum collecting method and device - Google Patents
A kind of IC-card remaining sum collecting method and device Download PDFInfo
- Publication number
- CN107833031A CN107833031A CN201710940778.4A CN201710940778A CN107833031A CN 107833031 A CN107833031 A CN 107833031A CN 201710940778 A CN201710940778 A CN 201710940778A CN 107833031 A CN107833031 A CN 107833031A
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- Prior art keywords
- card
- circle
- server
- consumption
- terminal
- Prior art date
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/355—Personalisation of cards for use
- G06Q20/3555—Personalisation of two or more cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
Abstract
The present embodiments relate to IC-card field, more particularly to a kind of IC-card remaining sum collecting method and device, helps to collect the remaining sum in the first IC-card into the second IC-card by simple mode.In the embodiment of the present invention, terminal sends consumption order after triggering the first IC-card and collecting, to IC-card server；Consumption order is used for the consumption information for indicating the IC-card of IC-card server record first；Consumption information includes spending amount, and spending amount is no more than the remaining sum in the first IC-card；Terminal is with after the second IC-card successful connection, sending circle to IC-card server and depositing request；Circle deposits request and is used to indicate that IC-card server generates circle according to the consumption information of the first IC-card and deposits instruction；Terminal receives the circle that IC-card server is sent and deposits instruction and be transmitted to the second IC-card；Circle deposit instruction be IC-card server determine circle deposit request it is legal after send, circle deposits instruction and is used to indicate that the second IC-card carries out circle and deposits operation.
Description
Technical field
The present embodiments relate to IC-card field, more particularly to a kind of IC-card remaining sum collecting method and device.
Background technology
IC-card is widely used by its good performance and higher cost performance as quick cashless payment means.Often
The IC-card seen such as mass transit card, dining room mess card, supermarket's Gift Card, member card.At present, this kind of card supplement with money generally require go to it is special
Client of supplementing with money supplemented with money, these are supplemented client with money and are distributed only in some sites, and sometimes user is badly in need of when supplementing with money but
Going to site can just supplement with money, cause very big inconvenience.Moreover, when this kind of card does not use, it is remaining in particularly blocking
Volume is smaller, and when being unable to separate payment particular commodity, user needs to go to out fixed site to carry out pin card.This is to common user
For, time and cost are higher, lose more than gain.
The content of the invention
The embodiment of the present invention provides a kind of IC-card remaining sum collecting method and device, contributes to first by simple mode
Remaining sum in IC-card is collected into the second IC-card.
The embodiment of the present invention provides a kind of IC-card remaining sum collecting method, including：Terminal is being triggered after the first IC-card collects, to
IC-card server sends consumption order；The consumption order is used to indicate disappearing for the first IC-card described in the IC-card server record
Charge information；The consumption information includes spending amount, and the spending amount is no more than the remaining sum in first IC-card；The end
End is with after the second IC-card successful connection, sending circle to the IC-card server and depositing request；The circle deposits request and is used to indicate institute
State IC-card server and instruction is deposited according to the consumption information of first IC-card generation circle；The terminal receives the IC-card server
The circle of transmission, which is deposited, instructs and is transmitted to second IC-card；It is described circle deposit instruction be the IC-card server determine it is described circle deposit please
Sent after asking legal, the circle deposits instruction and is used to indicate that second IC-card carries out circle and deposits operation.
Alternatively, the first IC-card of the triggering collects, including：The terminal sends consumption initially to the IC-card server
Change instruction, the consumption initialization directive includes spending amount；The spending amount is equal to the remaining sum in first IC-card；Institute
Terminal is stated to receive the first checking information that the IC-card server is sent and be transmitted to first IC-card；The first checking letter
Cease the IC-card server consumption initialization directive is encrypted to obtain；First checking information is used for described
First IC-card carries out collecting operation after the IC-card server legitimacy is verified.
Alternatively, the terminal is with after the second IC-card successful connection, sending circle to the IC-card server and depositing request, wrap
Include：The terminal receives the spending amount for the first IC-card for being recorded in the IC-card server that the IC-card server is sent；
The terminal is deposited according to the spending amount generation circle and asks and be transmitted to second IC-card；Described in the terminal receives
Circle after the encryption that second IC-card is sent, which is deposited, asks and is transmitted to the IC-card server；Circle after the encryption is deposited request and is used for
Checking of the IC-card server to the second IC-card legitimacy.
Alternatively, in addition to：The terminal receives the circle that second IC-card is sent and deposits operating result；If the terminal connects
Receive the circle that second IC-card is sent and deposit operating result to collect success, then sending the first instruction to the IC-card server believes
Breath；First configured information is used to indicate that the IC-card server will collect state in the consumption information of first IC-card
Treated that circle is deposited by having consumed and be updated to collect success；Deposit operating result if the terminal receives the circle that second IC-card is sent and be
Circle deposit unsuccessfully, it is determined that the circle updated in the second IC-card transaction details deposit state whether with described in the IC-card server
State matching is collected in the consumption information of first IC-card.
Alternatively, if it is that circle is deposited unsuccessfully that the terminal, which receives the circle that second IC-card is sent to deposit operating result,
The circle for then determining to update in the second IC-card transaction details deposit state whether with the first IC-card described in the IC-card server
Consumption information in collect state matching, including：The terminal receives second IC-card that second IC-card is sent and handed over
The circle easily updated in detail deposits state；What the terminal reception IC-card server was sent collects state；If the terminal is true
The circle updated in the fixed second IC-card transaction details is deposited state and mismatched with the state that collects in the IC-card server, then to
The IC-card server sends the first configured information；The terminal is if it is determined that more new state in the second IC-card transaction details
Matched with the state that collects in the IC-card server, then generation reconnects the message of the second IC-card message.
The embodiment of the present invention provides the device that a kind of IC-card remaining sum collects, including：Trigger element：For triggering the first IC-card
Collect；Transmitting element：For sending consumption order to IC-card server；The consumption order is used to indicate the IC-card server
Record the consumption information of first IC-card；The consumption information includes spending amount, and the spending amount is no more than described the
Remaining sum in one IC-card；With after the second IC-card successful connection, sending circle to the IC-card server and depositing request；The circle is deposited please
Ask and deposit instruction for indicating that the IC-card server generates circle according to the consumption information of first IC-card；Receiving unit：For
The circle that the IC-card server is sent is received to deposit instruction and be transmitted to second IC-card；It is the IC-card clothes that the circle, which deposits instruction,
Business device determines that the circle deposits the legal rear transmission of request, and the circle deposits instruction and is used to indicate that second IC-card carries out circle and deposits behaviour
Make.
Alternatively, the transmitting element, is used for：Consumption initialization directive, the consumption are sent to the IC-card server
Initialization directive includes spending amount；The spending amount is equal to the remaining sum in first IC-card；The receiving unit, use
In：Receive the first checking information that the IC-card server is sent and be transmitted to first IC-card；First checking information
The IC-card server is encrypted to obtain to the consumption initialization directive；First checking information is used for described the
One IC-card carries out collecting operation after the IC-card server legitimacy is verified.
Alternatively, the receiving unit, is used for：Receive the IC-card server transmission is recorded in the IC-card server
The first IC-card spending amount；Also include generation unit, be used for：Deposited according to the spending amount generation circle and ask and turn
Issue second IC-card；The receiving unit, is used for：The circle after the encryption that second IC-card is sent is received to deposit request and turn
Issue the IC-card server；Circle after the encryption deposits request and is used for the IC-card server to the second IC-card legitimacy
Checking.
Alternatively, the receiving unit, is additionally operable to：Receive the circle that second IC-card is sent and deposit operating result；The hair
Unit is sent, is used for：If the receiving unit receives the circle that second IC-card is sent and deposits operating result to collect success, to
The IC-card server sends the first configured information；First configured information is used to indicate the IC-card server by described the
The state that collects in the consumption information of one IC-card is treated that circle is deposited and is updated to collect success by having consumed；If the terminal receives described
The circle that second IC-card is sent is deposited operating result and deposited unsuccessfully for circle, it is determined that the circle updated in the second IC-card transaction details deposits shape
Whether state matches with the state that collects in the consumption information of the first IC-card described in the IC-card server.
Alternatively, the receiving unit, in the second IC-card transaction details sent for receiving second IC-card
The circle of renewal deposits state；Receive the IC-card server transmission collects state；The transmitting element, is additionally operable to：If it is determined that institute
State the circle updated in the second IC-card transaction details and deposit state with collecting state mismatch in the IC-card server, then to described
IC-card server sends the first configured information；The generation unit, is additionally operable to：If it is determined that in the second IC-card transaction details
More new state matches with the state that collects in the IC-card server, then generation reconnects disappearing for the second IC-card message
Breath.
The embodiments of the invention provide a kind of computer-readable recording medium, the computer-readable recording medium storage has
Computer executable instructions, the computer executable instructions are used to make the computer perform method described above.
The embodiments of the invention provide a kind of computer equipment, including：Memory, instructed for storage program；Processor,
For calling the programmed instruction stored in the memory, method described above is performed according to the program of acquisition.
Because in the embodiment of the present invention, terminal sends consumption order after triggering the first IC-card and collecting, to IC-card server；
Afterwards, terminal is with after the second IC-card successful connection, sending circle to the IC-card server and depositing request；The terminal receives the IC
The circle that card server is sent, which is deposited, instructs and is transmitted to second IC-card, and it is that the IC-card server determines institute that the circle, which deposits instruction,
State circle and deposit the legal rear transmission of request, the circle deposits instruction and is used to indicate that second IC-card carries out circle and deposits operation.In this way, pass through
Collecting for the first IC-card is triggered in terminal, shirtsleeve operation is carried out and can be achieved the remaining sum in first IC-card collecting institute
State in the second IC-card, eliminate user to the first IC-card of the advanced marketing in site of fixation, then carry out the complexity that the second IC-card circle is deposited
Process.
Brief description of the drawings
Technical scheme in order to illustrate the embodiments of the present invention more clearly, make required in being described below to embodiment
Accompanying drawing is briefly introduced, it should be apparent that, drawings in the following description are only some embodiments of the present invention, for this
For the those of ordinary skill in field, without having to pay creative labor, it can also be obtained according to these accompanying drawings
His accompanying drawing.
Fig. 1 is a kind of system architecture schematic diagram provided in an embodiment of the present invention；
Fig. 2 is a kind of IC-card remaining sum collecting method schematic flow sheet provided in an embodiment of the present invention；
Fig. 3 is a kind of structural representation of IC-card remaining sum apparatus for collecting provided in an embodiment of the present invention.
Embodiment
In order that the object, technical solutions and advantages of the present invention are clearer, the present invention is made below in conjunction with accompanying drawing into
One step it is described in detail, it is clear that the described embodiment only a part of embodiment of the present invention, rather than whole implementation
Example.Based on the embodiment in the present invention, what those of ordinary skill in the art were obtained under the premise of creative work is not made
All other embodiment, belongs to the scope of protection of the invention.
Fig. 1 shows a kind of configuration diagram of system using the embodiment of the present invention.As shown in figure 1, the system includes
IC-card 101, terminal 102, IC-card server 103.Wherein, IC-card 101 and the connected mode of terminal 102 include but is not limited to indigo plant
Tooth or close range wireless communication (Near Field Communication, abbreviation NFC).Wherein IC-card 101 includes but unlimited
In any of herein below：Entity IC-card 101a, the terminal 101b of incorporating IC card, the bluetooth equipment with Bluetooth function
101c, such as bluetooth bracelet.The connected mode of IC-card and terminal can determine according to the feature of actual IC-card.Such as NFC connections
Scene, terminal need to possess NFC module, and IC-card meets certain distance with the terminal with NFC module, you can realizes IC-card and terminal
Connection.Bluetooth connection scene, terminal can be realized to establish with the bluetooth equipment of incorporating IC card chip by bluetooth and connected.Terminal 102
It can be connected with IC servers 103 by wireless or wired mode.
IC-card 101 is also known as radio-frequency card, can be made up of IC chip and induction antenna, can be encapsulated in the card of a standard
It is interior, can also be built in other equipment.IC-card has variform, such as IC-card entity mass transit card, dining room meal card, supermarket's gift
Card or chain store's member card etc., or the bluetooth equipment of IC-card is built-in with, or it is built-in with the end of IC-card and NFC module
End.
Terminal 102 can be through wireless access network (Radio Access Network, abbreviation RAN) and one or more cores
Net is communicated, and terminal can be smart mobile phone, user equipment (User Equipment, abbreviation UE), personal digital assistant
(Personal Digital Assistant, abbreviation PDA), handheld device, computing device or the company with radio communication function
It is connected to other processing equipments of radio modem, mobile unit, wearable device, terminal in following 5G networks etc.；Eventually
End 102 needs to support bluetooth, NFC or mobile open API (Open Mobile Application
Programming Interface, abbreviation Open Mobile API) at least one of mode.When terminal supports Open
Mobile API and during terminal built-in NFC-SIM cards, the terminal under the pattern can pass through after the consumption of the first IC-card is completed
NFC-SIM cards of the Open Mobile API directly into terminal sends circle and deposits instruction.Terminal is provided with what achievable IC-card collected
Third-party application, such as stored value card.The transaction such as the terminal of stored value card can support IC-card to consume, circle is deposited are installed, in institute
State the button that can show that triggering IC-card is collected on the interface of terminal.
IC-card server 103 is stored with the resource of IC-card, can be the network equipment to be communicated with terminal device.IC-card
Server is used for the consumption information for recording IC-card, and the legal of IC-card is verified.
Based on the system architecture shown in Fig. 1, Fig. 2 illustrates a kind of IC-card remaining sum provided in an embodiment of the present invention and returned
Diversity method schematic flow sheet, as shown in Fig. 2 the method that the IC-card remaining sum collects comprises the following steps：
Step 201, terminal sends consumption order after triggering the first IC-card and collecting to IC-card server；Consumption order is used
In the consumption information of the instruction IC-card of IC-card server record first；Consumption information includes spending amount, and spending amount is no more than the
Remaining sum in one IC-card；
Step 202, terminal is with after the second IC-card successful connection, sending circle to IC-card server and depositing request；Circle deposits request
Instruction is deposited for indicating that IC-card server generates circle according to the consumption information of the first IC-card；
Step 203, terminal receives the circle that IC-card server is sent and deposits instruction and be transmitted to the second IC-card；It is IC that circle, which deposits instruction,
Card server determine circle deposits request it is legal after send, circle deposits instruction and is used to indicate that the second IC-card carries out circle and deposits operation.
Because in the embodiment of the present invention, terminal sends consumption order after triggering the first IC-card and collecting, to IC-card server；
Afterwards, terminal is with after the second IC-card successful connection, sending circle to the IC-card server and depositing request；The terminal receives the IC
The circle that card server is sent, which is deposited, instructs and is transmitted to second IC-card, and it is that the IC-card server determines institute that the circle, which deposits instruction,
State circle and deposit the legal rear transmission of request, the circle deposits instruction and is used to indicate that second IC-card carries out circle and deposits operation.In this way, pass through
Collecting for the first IC-card is triggered in terminal, shirtsleeve operation is carried out and can be achieved the remaining sum in first IC-card collecting institute
State in the second IC-card, eliminate user to the first IC-card of the advanced marketing in site of fixation, then carry out the complexity that the second IC-card circle is deposited
Process.
In the embodiment of the present invention, IC-card is shown on the interface for the terminal for being provided with the third-party application that achievable IC-card collects
The operation button collected, user are collected by clicking on the first IC-card of triggering of the button in terminal.Terminal notifying and the first IC-card
It is attached.The connected mode of the IC-card and terminal includes but is not limited to bluetooth or NFC, or terminal supports Open
Mobile API and terminal built-in NFC-SIM cards.Alternatively, the first IC-card can be that idle IC-card or user wish to produce the card
The card of middle remaining sum.Operated for the ease of user, after terminal and the first IC-card successful connection, terminal is read in the first IC-card automatically
Remaining sum, and generate consumption initialization directive.
In the embodiment of the present invention, the first IC-card of the triggering collects, including：The terminal is sent to the IC-card server
Initialization directive is consumed, the consumption initialization directive includes spending amount；The spending amount is equal in first IC-card
Remaining sum；The terminal receives the first checking information that the IC-card server is sent and is transmitted to first IC-card；It is described
The first checking information IC-card server is encrypted to obtain to the consumption initialization directive；The first checking letter
Cease and carry out collecting operation after the IC-card server legitimacy is verified for first IC-card.Alternatively, the consumption is initial
Changing also includes terminal iidentification, type of transaction, terminal transaction time, terminal transaction date in instruction.Consumption operation is the first IC-card
The spending amount is deducted from current balance.
In order to further simplify the operating process of user, after remaining sum of the terminal on first IC-card is read, according to institute
State the remaining sum on the first IC-card and automatically generate consumption initialization directive.Wherein, the spending amount consumed in initialization directive is equal to
Remaining sum in first IC-card.In this way, the remaining sum on first IC-card can disposably be reset, and the first IC-card post-consumer
Journey only needs user to click on a button, it is not necessary to the other operations of user, improves Consumer's Experience.
Correspondingly, alternatively, IC-card server uses key pair after the consumption initialization directive of terminal transmission is received
Consumption initialization directive is encrypted, and generates the first checking information；First checking information of generation is sent to terminal.
Correspondingly, alternatively, first IC-card receives the first checking information of the terminal forwarding and consumption initializes
Instruction, and the consumption initialization directive to receiving is encrypted with the IC servers identical key, generation the 3rd is tested
Demonstrate,prove information.If the first IC-card determines that the 3rd checking information is identical with the first checking information received, the first IC
Card verifies the IC server legitimacies and the consumption initialization directive is not tampered with；Otherwise illustrate IC servers it is illegal and/
Or consumption order is tampered, the illegal consumption of IC servers is sent to terminal, terminal error process by the first IC-card
Flow.In the embodiment of the present invention, terminal can be when consumption initialization directive be sent also to the first IC to IC servers
Card sends consumption initialization directive, can also carry the consumption when first checking information is forwarded to the first IC-card
Initialization directive.
In the embodiment of the present invention, first IC-card after IC server legitimacies are verified, consumed by first IC-card
Processing.First IC-card, which carries out consumption processing, to be included the first IC-card and is updated the remaining sum in card, and record merchandise accordingly it is bright
Carefully.
Alternatively, first IC-card is added after consuming successfully using key to the first IC-card consumption processing information
Close the second obtained checking information；First IC-card sends the second checking information and consumption processing information to the terminal.Wherein,
The remaining sum of the consumption processing information including the first IC-card, spending amount, type of transaction, the trade date of the first IC-card, first
The exchange hour of IC-card.For first IC-card after consumption fails, first IC-card sends the response of consumption failure to terminal,
After the terminal receives the response of consumption failure, prompt to re-read the first IC-card remaining sum, re-execute the first IC-card
Process of consumption.
In the embodiment of the present invention, the terminal receives the second checking information and consumption processing information of the first IC-card transmission
Afterwards, consumption order is sent to the IC servers；The consumption order also includes the second checking information and consumption processing information；Institute
State the second checking information the consumption processing information is encrypted to obtain；Second checking information takes for the IC
Business device verifies that the legitimacy of first IC-card and the consumption processing information are not tampered with；The consumption order is used to indicate institute
State IC-card server and record the consumption information of first IC-card after legal to second checking information checking.
Correspondingly, alternatively, IC-card server is after the second checking information and consumption processing information is received, to receiving
The use of consumption processing information be encrypted with the first IC-card identical key, the 4th checking information is obtained, if the IC
Server determines that the 4th checking information is identical with the second checking information, then the first IC-card described in the IC server authentications it is legal,
And the trading processing is not tampered with.After first IC-card described in the IC server authentications is legal, according to the consumption order, note
Record the consumption information of first IC-card；Wherein, the consumption information also includes spending amount, collects state；It is now described to return
Collection state treats that circle is deposited to have consumed.
Because the checking in the embodiment of the present invention to the first IC-card legitimacy is carried out in IC servers, terminal is avoided
Transformation to consuming Transaction Information, also, it is not necessary to which terminal has point of sales terminal secure access module (Purchase
Secure Access Module, abbreviation PSAM), the first IC can also be completed in the case of no PSAM by realizing ordinary terminal
The consumption operation of card.Consumption information in the embodiment of the present invention is recorded on IC servers, it is not necessary to is kept a record simultaneously in terminal
Sent in implementation, on the one hand, saved traffic pressure；On the other hand, solve needs timely processing because terminal storage space is limited
The defects of consuming result.
In the embodiment of the present invention, in order to ensure the security of user's amount of money；Need IC servers carry out user mark with
The binding of consumption information.Therefore, user is also included in the consumption information of IC server records to identify.User mark can be with
Carry and send when the terminal sends the consumption initialization directive to the IC servers, or in terminal to the IC-card
Server is carried when sending the second checking information and sent, or any time of the terminal before consumption order is sent is individually by institute
State user's mark and be sent to the IC servers.
Table 1 illustrates a kind of consumption information of the first IC-card of IC-card server record of the embodiment of the present invention
Correspondingly, alternatively, the IC servers are sent out after the first IC-card consumption information is recorded to the terminal
Consumption initialization response is sent, the consumption initialization response includes the consumption information of the record；Such as including user A
It is to have consumed to treat that the amount of money that circle is deposited is 2.3 yuan to collect state.
The terminal prompts user to remove the first IC-card after the consumption initialization response of IC servers transmission is received,
Connect the second IC-card；Second IC-card is to carry out the card that circle is deposited.The connected mode of second IC-card and terminal includes but unlimited
In bluetooth or NFC；Either terminal supports Open Mobile API and terminal built-in NFC-SIM cards.Second IC-card can be with
The connected mode of first IC-card is identical, can also differ.
Alternatively, the terminal is with after the second IC-card successful connection, sending circle to the IC-card server and depositing request, wrap
Include：The terminal receives the spending amount for the first IC-card for being recorded in the IC-card server that the IC-card server is sent；
The terminal is deposited according to the spending amount generation circle and asks and be transmitted to second IC-card；Described in the terminal receives
Circle after the encryption that second IC-card is sent, which is deposited, asks and is transmitted to the IC-card server；Circle after the encryption is deposited request and is used for
Checking of the IC-card server to the second IC-card legitimacy.Alternatively, it is described circle deposit request include circle deposit the amount of money, merchandise
Type, terminal transaction time, terminal transaction date.
In the embodiment of the present invention, the terminal with after the second IC-card successful connection, terminal generation circle deposit request in
It can be that user is manually entered or collects state according to corresponding to user mark and treats that circle is deposited to have consumed that circle, which deposits the amount of money,
The amount of money automatically generates.Finger is deposited in spending amount next life lopping in the consumption initialization response that terminal is sent according to the IC-card server
Circle in order deposits the amount of money.So, it is possible to achieve voluntarily assembled circle deposits request to terminal, and the circle that circle is deposited in request deposits the amount of money and is equal to consumption
The amount of money.It can guarantee that the uniformity consumed and enclosed in whole process of consumption and deposit the amount of money；And user only needs to click in whole process of consumption
Button of terminal, that is, trigger the first IC-card and collect, and during which can no longer input other steps, you can realizes the first IC
Remaining sum in card is collected in second IC-card；Considerably reduce the trouble of user's operation.
Correspondingly, alternatively, second IC-card after receiving circle and depositing request, deposit by the 2nd IC keys encryption circle
Request；Circle after encryption is deposited into request and is sent to the terminal.
Correspondingly, alternatively, the circle that the IC servers are received after the encryption of forwarding deposit request after and it is described circle deposit please
After asking, request is deposited for the second IC-card identical key encryption circle, is asked if the encryption circle that the IC servers calculate is deposited
Ask and deposit that request is identical, then the IC servers determine that second IC-card is legal with the circle of the encryption received.The IC services
For device after it is determined that second IC-card is legal, user's mark that IC servers deposit request to sending the circle verifies that judging should
User identifies whether the consumer record that corresponding first IC-card be present, and collects shape in consumer record corresponding to user mark
State is to have consumed to treat that circle is deposited and enclose to deposit the amount of money and be not more than to have consumed corresponding to the user mark determined and wait to enclose the amount of money deposited；
If in the presence of existence circle deposits instruction；If being not present, flow terminates.After the IC servers generation circle deposits instruction, and to generation
Circle deposit instruction encrypted using key, generate the 5th checking information.The IC servers deposit the 5th checking information and circle
Instruction is sent to the terminal.Wherein, circle deposits instruction and includes circle and deposit the amount of money, type of transaction, host transaction time, host transaction day
Phase.
Alternatively, the circle is deposited instruction by the terminal and the 5th checking information is forwarded to second IC-card.
Correspondingly, alternatively, second IC-card receive it is described circle deposit instruction and the 5th checking information after, using with institute
State IC server identical keys the circle is deposited instruction and is encrypted, obtain the 6th checking information；If second IC-card is true
Fixed 6th checking information is identical with the 5th checking information, then verifies the IC server legitimacies, and the circle deposits finger
Order is not tampered with.Second IC-card carries out circle and deposits operation.If second IC-card determine the 6th checking information with it is described
5th checking information differs, and the second IC-card returns to conditional code non-9000, terminal error process flow to terminal, for example shows
Show that circle is deposited unsuccessfully.
In the embodiment of the present invention, the second IC-card is carried out after circle deposits operation, in addition to：Circle is deposited operating result hair by the second IC-card
The terminal is sent to, is easy to terminal display to deposit result to user's circle.The terminal receives the circle that second IC-card is sent and deposits behaviour
Make result；If it is that circle is saved as work(that the terminal, which receives the circle that second IC-card is sent and deposits operating result, to the IC-card
Server sends the first configured information；First configured information is used to indicate the IC-card server by first IC-card
The state that collects in consumption information is treated that circle is deposited and is updated to collect success by having consumed；If the terminal receives second IC-card
The circle of transmission is deposited operating result and deposited unsuccessfully for circle, then sends the second configured information to the IC-card server；Second instruction
Information is used to indicate that the IC-card server determines whether that having generated the circle deposits instruction.
In the embodiment of the present invention, due to network interruption or exception the second IC-card circle may be caused to deposit unsuccessfully.If the end
It is that circle is deposited unsuccessfully that termination, which receives the circle that second IC-card is sent and deposits operating result, it is determined that in the second IC-card transaction details
The circle of renewal deposits whether state matches with the state that collects in the consumption information of the first IC-card described in the IC-card server.This
A kind of terminal is provided in inventive embodiments and receives the specific execution method after the second IC-card circle is deposited unsuccessfully：The terminal receives
The circle updated in the second IC-card transaction details that second IC-card is sent deposits state；The terminal receives the IC-card clothes
What business device was sent collects state；The terminal is if it is determined that the circle updated in the second IC-card transaction details deposits state and the IC
State mismatch is collected in card server, then sends the first configured information to the IC-card server；The terminal if it is determined that
More new state in the second IC-card transaction details matches with the state that collects in the IC-card server, then generates and connect again
Connect the message of the second IC-card message.
By reading the second IC-card transaction details in the embodiment of the present invention；Determine whether second IC-card has entered
Circle of having gone is deposited；The second IC-card can be avoided to repeat the problem of circle is deposited；It can ensure that the security of IC server funds.
It can be seen from the above：In the embodiment of the present invention, because in the embodiment of the present invention, terminal is triggering the first IC
After card collects, consumption order is sent to IC-card server；Afterwards, terminal to the IC-card with after the second IC-card successful connection, taking
Business device sends circle and deposits request；The terminal receives the circle that the IC-card server is sent and deposits instruction and be transmitted to the 2nd IC
Card, the circle deposit instruction be the IC-card server determine the circle deposit request it is legal after send, the circle is deposited instruction and is used for
Indicate that second IC-card carries out circle and deposits operation.In this way, by triggering collecting for the first IC-card in terminal, shirtsleeve operation is carried out
It can be achieved to collect the remaining sum in first IC-card in second IC-card, the site for eliminating user to fixation is advanced
The first IC-card is on sale throughout, then carries out the complex process that the second IC-card circle is deposited.
Based on identical technical concept, the embodiment of the present invention also provides the device that a kind of IC-card remaining sum collects, and the device can
Perform above method embodiment.Fig. 3 is a kind of structural representation of the device collected the embodiments of the invention provide IC-card remaining sum,
As shown in figure 3, the device 300 that the IC-card remaining sum collects includes trigger element 301, transmitting element 302 and receiving unit 303；Also
Including connecing generation unit 304.Wherein：
Trigger element：Collected for triggering the first IC-card；
Transmitting element：For sending consumption order to IC-card server；The consumption order is used to indicate the IC-card clothes
Business device records the consumption information of first IC-card；The consumption information includes spending amount, and the spending amount is not more than institute
State the remaining sum in the first IC-card；With after the second IC-card successful connection, sending circle to the IC-card server and depositing request；The circle
Request is deposited to be used to indicate that the IC-card server generates circle according to the consumption information of first IC-card and deposits instruction；
Receiving unit：Circle for receiving the IC-card server transmission, which is deposited, instructs and is transmitted to second IC-card；Institute
State circle deposit instruction be the IC-card server determine it is described circle deposit request it is legal after send, it is described circle deposit instruction be used for indicate institute
State the second IC-card and carry out circle and deposit operation.
Alternatively, the transmitting element, is used for：Consumption initialization directive, the consumption are sent to the IC-card server
Initialization directive includes spending amount；The spending amount is equal to the remaining sum in first IC-card；The receiving unit, use
In：Receive the first checking information that the IC-card server is sent and be transmitted to first IC-card；First checking information
The IC-card server is encrypted to obtain to the consumption initialization directive；First checking information is used for described the
One IC-card carries out collecting operation after the IC-card server legitimacy is verified.
Alternatively, the receiving unit, is used for：Receive the IC-card server transmission is recorded in the IC-card server
The first IC-card spending amount；Also include generation unit, be used for：Deposited according to the spending amount generation circle and ask and turn
Issue second IC-card；The receiving unit, is used for：The circle after the encryption that second IC-card is sent is received to deposit request and turn
Issue the IC-card server；Circle after the encryption deposits request and is used for the IC-card server to the second IC-card legitimacy
Checking.
Alternatively, the receiving unit, is additionally operable to：Receive the circle that second IC-card is sent and deposit operating result；The hair
Unit is sent, is used for：If the receiving unit receives the circle that second IC-card is sent and deposits operating result to collect success, to
The IC-card server sends the first configured information；First configured information is used to indicate the IC-card server by described the
The state that collects in the consumption information of one IC-card is treated that circle is deposited and is updated to collect success by having consumed；If the terminal receives described
The circle that second IC-card is sent is deposited operating result and deposited unsuccessfully for circle, it is determined that the circle updated in the second IC-card transaction details deposits shape
Whether state matches with the state that collects in the consumption information of the first IC-card described in the IC-card server.
Alternatively, the receiving unit, in the second IC-card transaction details sent for receiving second IC-card
The circle of renewal deposits state；Receive the IC-card server transmission collects state；The transmitting element, is additionally operable to：If it is determined that institute
State the circle updated in the second IC-card transaction details and deposit state with collecting state mismatch in the IC-card server, then to described
IC-card server sends the first configured information；The generation unit, is additionally operable to：If it is determined that in the second IC-card transaction details
More new state matches with the state that collects in the IC-card server, then generation reconnects disappearing for the second IC-card message
Breath.
It can be seen from the above：In the embodiment of the present invention, because in the embodiment of the present invention, terminal is triggering the first IC
After card collects, consumption order is sent to IC-card server；Afterwards, terminal to the IC-card with after the second IC-card successful connection, taking
Business device sends circle and deposits request；The terminal receives the circle that the IC-card server is sent and deposits instruction and be transmitted to the 2nd IC
Card, the circle deposit instruction be the IC-card server determine the circle deposit request it is legal after send, the circle is deposited instruction and is used for
Indicate that second IC-card carries out circle and deposits operation.In this way, by triggering collecting for the first IC-card in terminal, shirtsleeve operation is carried out
It can be achieved to collect the remaining sum in first IC-card in second IC-card, the site for eliminating user to fixation is advanced
The first IC-card is on sale throughout, then carries out the complex process that the second IC-card circle is deposited.
The embodiments of the invention provide a kind of computer-readable recording medium, the computer-readable recording medium storage has
Computer executable instructions, the computer executable instructions are used to make the computer perform method described above.
The embodiments of the invention provide a kind of computer equipment, including：Memory, instructed for storage program；
Processor, for calling the programmed instruction stored in the memory, performed according to the program of acquisition described above
Method.
It should be understood by those skilled in the art that, embodiments of the invention can be provided as method or computer program product.
Therefore, the present invention can be using the embodiment in terms of complete hardware embodiment, complete software embodiment or combination software and hardware
Form.Deposited moreover, the present invention can use to can use in one or more computers for wherein including computer usable program code
The shape for the computer program product that storage media is implemented on (including but is not limited to magnetic disk storage, CD-ROM, optical memory etc.)
Formula.
The present invention is the flow with reference to method according to embodiments of the present invention, equipment (system) and computer program product
Figure and/or block diagram describe.It should be understood that can be by every first-class in computer program instructions implementation process figure and/or block diagram
Journey and/or the flow in square frame and flow chart and/or block diagram and/or the combination of square frame.These computer programs can be provided
The processors of all-purpose computer, special-purpose computer, Embedded Processor or other programmable data processing devices is instructed to produce
A raw machine so that produced by the instruction of computer or the computing device of other programmable data processing devices for real
The device for the function of being specified in present one flow of flow chart or one square frame of multiple flows and/or block diagram or multiple square frames.
These computer program instructions, which may be alternatively stored in, can guide computer or other programmable data processing devices with spy
Determine in the computer-readable memory that mode works so that the instruction being stored in the computer-readable memory, which produces, to be included referring to
Make the manufacture of device, the command device realize in one flow of flow chart or multiple flows and/or one square frame of block diagram or
The function of being specified in multiple square frames.
These computer program instructions can be also loaded into computer or other programmable data processing devices so that counted
Series of operation steps is performed on calculation machine or other programmable devices to produce computer implemented processing, so as in computer or
The instruction performed on other programmable devices is provided for realizing in one flow of flow chart or multiple flows and/or block diagram one
The step of function of being specified in individual square frame or multiple square frames.
Although preferred embodiments of the present invention have been described, but those skilled in the art once know basic creation
Property concept, then can make other change and modification to these embodiments.So appended claims be intended to be construed to include it is excellent
Select embodiment and fall into having altered and changing for the scope of the invention.
Obviously, those skilled in the art can carry out the essence of various changes and modification without departing from the present invention to the present invention
God and scope.So, if these modifications and variations of the present invention belong to the scope of the claims in the present invention and its equivalent technologies
Within, then the present invention is also intended to comprising including these changes and modification.
Claims (12)
- A kind of 1. IC-card remaining sum collecting method, it is characterised in that including：Terminal sends consumption order after triggering the first IC-card and collecting, to IC-card server；The consumption order is used to indicate institute State the consumption information of the first IC-card described in IC-card server record；The consumption information includes spending amount, the spending amount No more than the remaining sum in first IC-card；The terminal is with after the second IC-card successful connection, sending circle to the IC-card server and depositing request；The circle deposits request Instruction is deposited for indicating that the IC-card server generates circle according to the consumption information of first IC-card；The terminal receives the circle that the IC-card server is sent and deposits instruction and be transmitted to second IC-card；The circle deposits instruction It is that the IC-card server determines that the circle deposits the legal rear transmission of request, the circle deposits instruction and is used to indicate second IC-card Carry out circle and deposit operation.
- 2. the method as described in claim 1, it is characterised in that the first IC-card of the triggering collects, including：The terminal sends consumption initialization directive to the IC-card server, and the consumption initialization directive includes consumption gold Volume；The spending amount is equal to the remaining sum in first IC-card；The terminal receives the first checking information that the IC-card server is sent and is transmitted to first IC-card；Described first The checking information IC-card server is encrypted to obtain to the consumption initialization directive；First checking information is used Carry out collecting operation after the IC-card server legitimacy is verified in first IC-card.
- 3. method as claimed in claim 2, it is characterised in that the terminal with after the second IC-card successful connection, to described IC-card server sends circle and deposits request, including：The terminal receives the spending amount for the first IC-card for being recorded in the IC-card server that the IC-card server is sent；The terminal is deposited according to the spending amount generation circle and asks and be transmitted to second IC-card；The circle that the terminal is received after the encryption that second IC-card is sent, which is deposited, asks and is transmitted to the IC-card server；It is described Circle after encryption deposits request and is used for checking of the IC-card server to the second IC-card legitimacy.
- 4. the method as described in claim 1, it is characterised in that also include：The terminal receives the circle that second IC-card is sent and deposits operating result；If the terminal receives the circle that second IC-card is sent and deposits operating result to collect success, to the IC-card service Device sends the first configured information；First configured information is used to indicate consumption of the IC-card server by first IC-card The state that collects in information is treated that circle is deposited and is updated to collect success by having consumed；If it is that circle is deposited unsuccessfully that the terminal, which receives the circle that second IC-card is sent and deposits operating result, it is determined that the 2nd IC The circle updated in card transaction details deposit state whether with returning in the consumption information of the first IC-card described in the IC-card server Collection state matches.
- 5. method as claimed in claim 4, it is characterised in that if the terminal receives what second IC-card was sent Circle is deposited operating result and deposited unsuccessfully for circle, it is determined that the circle updated in the second IC-card transaction details deposit state whether with the IC The state that collects described in card server in the consumption information of the first IC-card matches, including：The terminal receives the circle updated in the second IC-card transaction details that second IC-card is sent and deposits state；The terminal receives in the consumption information for first IC-card that the IC-card server is sent and collects state；The terminal is if it is determined that the circle updated in the second IC-card transaction details deposits state and the institute in the IC-card server State in the consumption information of the first IC-card and collect state mismatch, then sending first instruction to the IC-card server believes Breath；The terminal if it is determined that more new state in the second IC-card transaction details with collecting shape in the IC-card server State matches, then generation reconnects the message of the second IC-card message.
- A kind of 6. IC-card remaining sum apparatus for collecting, it is characterised in that including：Trigger element：Collected for triggering the first IC-card；Transmitting element：For sending consumption order to IC-card server；The consumption order is used to indicate the IC-card server Record the consumption information of first IC-card；The consumption information includes spending amount, and the spending amount is no more than described the Remaining sum in one IC-card；With after the second IC-card successful connection, sending circle to the IC-card server and depositing request；The circle is deposited please Ask and deposit instruction for indicating that the IC-card server generates circle according to the consumption information of first IC-card；Receiving unit：Circle for receiving the IC-card server transmission, which is deposited, instructs and is transmitted to second IC-card；The circle Deposit instruction be the IC-card server determine the circle deposit request it is legal after send, the circle deposits instruction and is used to indicate described the Two IC-cards carry out circle and deposit operation.
- 7. device as claimed in claim 6, it is characterised in that the transmitting element, be used for：Consumption initialization directive is sent to the IC-card server, the consumption initialization directive includes spending amount；It is described to disappear Take the amount of money equal to the remaining sum in first IC-card；The receiving unit, is used for：Receive the first checking information that the IC-card server is sent and be transmitted to first IC-card；First checking information The IC-card server is encrypted to obtain to the consumption initialization directive；First checking information is used for described the One IC-card carries out collecting operation after the IC-card server legitimacy is verified.
- 8. device as claimed in claim 7, it is characterised in that the receiving unit, be used for：Receive the spending amount for the first IC-card for being recorded in the IC-card server that the IC-card server is sent；Also include generation unit, be used for：Deposited according to the spending amount generation circle and ask and be transmitted to second IC-card；The receiving unit, is used for：The circle after the encryption that second IC-card is sent is received to deposit request and be transmitted to the IC-card server；After the encryption Circle deposits request and is used for checking of the IC-card server to the second IC-card legitimacy.
- 9. device as claimed in claim 6, it is characterised in that the receiving unit, be additionally operable to：Receive the circle that second IC-card is sent and deposit operating result；The transmitting element, is used for：If the receiving unit receives the circle that second IC-card is sent and deposits operating result to collect success, to the IC-card Server sends the first configured information；First configured information is used to indicate the IC-card server by first IC-card The state that collects in consumption information is treated that circle is deposited and is updated to collect success by having consumed；If the terminal receives second IC-card The circle of transmission is deposited operating result and deposited unsuccessfully for circle, it is determined that the circle updated in the second IC-card transaction details deposit state whether with Described in the IC-card server state matching is collected in the consumption information of the first IC-card.
- 10. device as claimed in claim 9, it is characterised in that the receiving unit, sent for receiving second IC-card The second IC-card transaction details in the circle that updates deposit state；Receive the IC-card server transmission collects state；The transmitting element, is additionally operable to：If it is determined that the circle updated in the second IC-card transaction details deposits state with collecting state not in the IC-card server Matching, then send first configured information to the IC-card server；The generation unit, is additionally operable to：If it is determined that the more new state in the second IC-card transaction details matches with the state that collects in the IC-card server, then Generation reconnects the message of the second IC-card message.
- 11. a kind of computer-readable recording medium, it is characterised in that the computer-readable recording medium storage has computer can Execute instruction, the computer executable instructions are used to make the computer perform claim require described in 1 to 5 any claim Method.
- A kind of 12. computer equipment, it is characterised in that including：Memory, instructed for storage program；Processor, for calling the programmed instruction stored in the memory, according to acquisition program perform as claim 1 to Method described in 5 any claims.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710940778.4A CN107833031A (en) | 2017-10-11 | 2017-10-11 | A kind of IC-card remaining sum collecting method and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710940778.4A CN107833031A (en) | 2017-10-11 | 2017-10-11 | A kind of IC-card remaining sum collecting method and device |
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| Publication Number | Publication Date |
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| CN107833031A true CN107833031A (en) | 2018-03-23 |
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ID=61647762
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| CN201710940778.4A Pending CN107833031A (en) | 2017-10-11 | 2017-10-11 | A kind of IC-card remaining sum collecting method and device |
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Cited By (2)
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| CN110175837A (en) * | 2019-05-24 | 2019-08-27 | 西安航天弘发实业有限公司网络科技公司 | Mobile terminal consumption system, method of payment and medium based on NFC technique |
| CN111954196A (en) * | 2020-08-18 | 2020-11-17 | 龙杰科技(深圳)有限公司 | Smart card recharging method and system based on Bluetooth, terminal equipment and storage medium |
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