CN107833030A - It is a kind of that account method and device is drawn based on bank cache account - Google Patents
It is a kind of that account method and device is drawn based on bank cache account Download PDFInfo
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- CN107833030A CN107833030A CN201711061948.8A CN201711061948A CN107833030A CN 107833030 A CN107833030 A CN 107833030A CN 201711061948 A CN201711061948 A CN 201711061948A CN 107833030 A CN107833030 A CN 107833030A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
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Abstract
A kind of stroke account method and device based on bank cache account is disclosed in the embodiment of the present invention, obtains the non-in way Successful Transaction information of each third company；Identify non-third company's identification information in way Successful Transaction information；According to third company's identification information, by it is described it is non-be divided into way Successful Transaction information it is multigroup；Every group after division is non-corresponding with third company's identification information respectively in way Successful Transaction information；Difference is organized non-different in third company's identification information corresponding to way Successful Transaction information；It is non-to every group to carry out netting processing in way Successful Transaction information, obtain the netting statistical information of each third company；According to the netting statistical information, carry out drawing account processing from head office's caching account of each third company.Based on the dimension of third company to it is all it is non-be grouped in way Successful Transaction information, the All Activity of every third company is merged into a transaction, it is possible to increase draw account efficiency.
Description
Technical field
The present invention relates to bank technology field, and in particular to a kind of to draw account method and device based on bank cache account.
Background technology
In business tie-up, third company more and more payes attention to the agent collaborative between bank, for example, bank and
Between securities broker company, between bank and exchange, between bank and futures company etc..The fund clearing dominated by bank, in recent years
Come third company and it is also proposed increasing requirement.These partner systems are when carrying out accounting processing at present, some systems
Need to use and arrive account in real time；Some systems needs are non real-time to arrive account, that is, arrives account after clearing.For the non real-time scene to account, mesh
Before, many banks all employ the treatment mechanism that account is arrived using T+1 (the next working day merchandised).But this mechanism,
Fund clearing must can just finish at second day.It is larger that the time difference is included in which results in fund.And much third company is more uncommon
Prestige fund transfers completion as early as possible, to save fund cost.
After requirement for funds transfer speed improves, it is meant that the efficiency for performing the server of funds transaction processing also will
Improve.But the raising of this efficiency has arrived at certain bottleneck at present.The funds transaction of most of servers in a short time
Data processing pressure is very big, can not further improve efficiency.
By taking existing business flow as an example：
Can be that third company establishes provincial caching account, and therefrom choose one as master in the server of bank
Cache account.In business processing, carry out client and save the real-time capital settlement of row caching account.T+1 days (second day, i.e. palpus
Upper day account terminates), the account of provincial caching account is collected and (collected) by pen and arrives master cache account.Realize master cache account and
The return-to-zero of other provincial caching accounts.T+1 days (second day, i.e., must upper day account terminate), realize master cache account and the
The fund clearing of the specified account of tripartite company.
When carry out fund is collected, because currently existing scheme is the dimension from third company, carried out by pen provincial
Cache the capital settlement between account and head office's level caching account.If according to 200 third company, 33 save row and calculate,
If each third company chooses different master cache accounts.During so this is collected, the account transaction between master cache account
Amount is up to 33*32.The maximum trading volume of 200 third company is 200*33*32=211200, it can be seen that trading volume ratio
It is huger, it is larger to complete all fund clearing difficulty in the short time.
The requirement for needing to be handled in 10 minutes according to quasi real time keeping accounts at present, caching account processing transaction peak value are
211200+200=211400 pens.And current core BGL (Branch General Ledger, Bank of China's core inner account
Family) maximum processing capability be per hour 108000, along with other regular traffics and the transaction of caching account, can see
Go out, existing stroke of account method, efficiency is low, much can not meet business need.
The content of the invention
In view of this, the embodiment of the present invention provides a kind of stroke account method and device based on bank cache account, Neng Gouti
Height draws account efficiency.
To achieve the above object, the embodiment of the present invention provides following technical scheme：
A kind of stroke account method based on bank cache account, including：
Obtain the non-in way Successful Transaction information of each third company；
Identify non-third company's identification information in way Successful Transaction information；
According to third company's identification information, by it is described it is non-be divided into way Successful Transaction information it is multigroup；After division
Every group it is non-corresponding with third company's identification information respectively in way Successful Transaction information；Difference is organized non-in way success
Third company's identification information corresponding to Transaction Information is different；
It is non-to every group to carry out netting processing in way Successful Transaction information, obtain the netting statistics letter of each third company
Breath；
According to the netting statistical information, carry out drawing account processing from head office's caching account of each third company.
Optionally, it is described it is non-to every group way Successful Transaction information carry out netting processing, specifically include：
Determine every group of non-income information in way Successful Transaction information；
Determine every group of non-expenditure information in way Successful Transaction information；
According to the income information and the expenditure information, total revenue and expenditure information is calculated.
Optionally, head office's caching account to each third company carries out drawing account processing, specifically includes：
The fund of the amount of money that total revenue and expenditure information represents is transferred to third party from the head office of third company caching account
The specified account of company.
Optionally, head office's caching account to each third company is carried out after drawing account processing, in addition to：
Stroke account processing of account is cached for the head office of each third company, judges whether transaction succeeds, is judged
As a result；
When the judged result represents to merchandise successfully, the transaction results of the transaction are identified as and merchandised successfully；
When the judged result represents Fail Transaction, the transaction results of the transaction are identified as Fail Transaction, so as to
Carry out subsequent treatment.
Optionally, head office's caching account to each third company is carried out after drawing account processing, in addition to：
To province's row caching account of each third company, the fund that netting statistics each two is saved between row caching account is clear
The amount of money is calculated, fund clearing is carried out to province's row caching account of each two third company.
A kind of stroke account device based on bank cache account, including：
Acquiring unit, for obtaining the non-in way Successful Transaction information of each third company；
Recognition unit, for identifying non-third company's identification information in way Successful Transaction information；
Grouped element, for according to third company's identification information, described non-it will be divided in way Successful Transaction information
To be multigroup；Every group after division is non-corresponding with third company's identification information respectively in way Successful Transaction information；It is different
That organizes is non-different in third company's identification information corresponding to way Successful Transaction information；
Processing unit, for every group it is non-way Successful Transaction information carry out netting processing, obtain each third company
Netting statistical information；
Bill member is drawn, for according to the netting statistical information, being carried out from head office's caching account of each third company
Draw account processing.
Optionally, the processing unit is specifically used for：
Determine every group of non-income information in way Successful Transaction information；
Determine every group of non-expenditure information in way Successful Transaction information；
According to the income information and the expenditure information, total revenue and expenditure information is calculated.
Optionally, described stroke of bill member is specifically used for：
The fund of the amount of money that total revenue and expenditure information represents is transferred to third party from the head office of third company caching account
The specified account of company.
Optionally, described device also includes：
Judging unit, it is right after carrying out drawing account processing in head office's caching account to each third company
The account of drawing that account is cached in the head office of each third company is handled, and is judged whether transaction succeeds, is obtained judged result；When described
When judged result represents to merchandise successfully, the transaction results of the transaction are identified as and merchandised successfully；When the judged result represents
During Fail Transaction, the transaction results of the transaction are identified as Fail Transaction, to carry out subsequent treatment.
Optionally, described device also includes：
Fund clearing unit, it is handled for carrying out a stroke account in head office's caching account to each third company
Afterwards, the fund clearing gold between row caching account is saved to province's row caching account of each third company, netting statistics each two
Volume, fund clearing is carried out to province's row caching account of each two third company.
Based on above-mentioned technical proposal, disclosed in the embodiment of the present invention it is a kind of based on bank cache account draw account method and
Device, obtain the non-in way Successful Transaction information of each third company；Identify it is described it is non-in way Successful Transaction information
Tripartite's company identification information；According to third company's identification information, by it is described it is non-be divided into way Successful Transaction information it is more
Group；Every group after division is non-corresponding with third company's identification information respectively in way Successful Transaction information；Difference group
It is non-different in third company's identification information corresponding to way Successful Transaction information；It is non-to every group to be rolled in way Successful Transaction information
Difference processing, obtains the netting statistical information of each third company；According to the netting statistical information, from each third company
Head office caching account carry out draw account processing.Non- carried out based on the dimension of third company to all in way Successful Transaction information
Packet, a transaction is merged into by the All Activity of every third company, it is possible to increase draws account efficiency.
Brief description of the drawings
In order to illustrate more clearly about the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing
There is the required accompanying drawing used in technology description to be briefly described, it should be apparent that, drawings in the following description are only this
The embodiment of invention, for those of ordinary skill in the art, on the premise of not paying creative work, can also basis
The accompanying drawing of offer obtains other accompanying drawings.
Fig. 1 is a kind of schematic flow sheet for drawing account method based on bank cache account provided in an embodiment of the present invention；
Fig. 2 is another schematic flow sheet for drawing account method based on bank cache account provided in an embodiment of the present invention；
Fig. 3 is another schematic flow sheet for drawing account method based on bank cache account provided in an embodiment of the present invention；
Fig. 4 is a kind of concrete structure for drawing account device signal based on bank cache account provided in an embodiment of the present invention
Figure；
Fig. 5 is another concrete structure for drawing account device signal based on bank cache account provided in an embodiment of the present invention
Figure；
Fig. 6 is another concrete structure for drawing account device signal based on bank cache account provided in an embodiment of the present invention
Figure.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Site preparation describes, it is clear that described embodiment is only part of the embodiment of the present invention, rather than whole embodiments.It is based on
Embodiment in the present invention, those of ordinary skill in the art are obtained every other under the premise of creative work is not made
Embodiment, belong to the scope of protection of the invention.
Accompanying drawing 1 is referred to, Fig. 1 is a kind of stream for drawing account method based on bank cache account provided in an embodiment of the present invention
Journey schematic diagram, this method specifically comprise the following steps：
Step S100, obtain the non-in way Successful Transaction information of each third company；
Each third company is provided with head office's caching account and saves row caching account, and the executive agent of the present embodiment can be with
For head office's server, head office's server is used for the head office's caching account for safeguarding third company.
It should be noted that the non-of each third company obtained includes being used to indicate this in way Successful Transaction information
The non-mark for not carrying out netting processing in way Successful Transaction information, when non-in the progress netting processing of way Successful Transaction information to this
Afterwards, above-mentioned mark will then change, for indicating the non-mark that netting processing has been carried out in way Successful Transaction information, so
The netting processing repeated in way Successful Transaction information non-to one can be avoided, can ensure to draw the accuracy of account.
Step S110, identify non-third company's identification information in way Successful Transaction information；
It should be noted that the non-of each third company obtained includes third company in way Successful Transaction information
Identification information, third company's identification information is used to indicating this, and non-in way Successful Transaction information to belong to which third party public
Department.
Step S120, according to third company's identification information, by it is described it is non-be divided into way Successful Transaction information it is more
Group；Every group after division is non-corresponding with third company's identification information respectively in way Successful Transaction information；Difference group
It is non-different in third company's identification information corresponding to way Successful Transaction information；
It should be noted that the step is non-to be carried out from the dimension of third company to all in way Successful Transaction information
Packet, it is therefore an objective to which the All Activity of every third company is merged into a transaction.
Step S130, it is non-to every group to carry out netting processing in way Successful Transaction information, obtain rolling for each third company
Poor statistical information；
Step S140, according to the netting statistical information, carry out drawing account from head office's caching account of each third company
Processing.
Referred specifically to it should be noted that to the head office of each third company caching account draw account processing from the
Head office's caching account of tripartite company transfers fund to the specified account of third company.
A kind of stroke account method based on bank cache account is disclosed in the present embodiment, obtains the non-of each third company
In way Successful Transaction information；Identify non-third company's identification information in way Successful Transaction information；According to described
Tripartite's company identification information, by it is described it is non-be divided into way Successful Transaction information it is multigroup；Every group after division non-successfully to hand on the way
Easy information is corresponding with third company's identification information respectively；Difference is organized non-the 3rd corresponding to way Successful Transaction information
Square company identification information is different；It is non-to every group to carry out netting processing in way Successful Transaction information, obtain each third company
Netting statistical information；According to the netting statistical information, carry out drawing account processing from head office's caching account of each third company.
Based on the dimension of third company to it is all it is non-be grouped in way Successful Transaction information, by all of every third company
Transaction is merged into a transaction, it is possible to increase draws account efficiency.Based on the above method, can be customized according to different customized demand
Fund clearing frequency, so as to shorten third company's specified account fund to the account time.
Accompanying drawing 2 is referred to, Fig. 2 is another stroke account method based on bank cache account provided in an embodiment of the present invention
Schematic flow sheet, this method specifically comprise the following steps：
Step S200, obtain the non-in way Successful Transaction information of each third company；
Each third company is provided with head office's caching account and saves row caching account, and the executive agent of the present embodiment can be with
For head office's server, head office's server is used for the head office's caching account for safeguarding third company.
It should be noted that the non-of each third company obtained includes being used to indicate this in way Successful Transaction information
The non-mark for not carrying out netting processing in way Successful Transaction information, when non-in the progress netting processing of way Successful Transaction information to this
Afterwards, above-mentioned mark will then change, for indicating the non-mark that netting processing has been carried out in way Successful Transaction information, so
The netting processing repeated in way Successful Transaction information non-to one can be avoided, can ensure to draw the accuracy of account.
Step S210, identify non-third company's identification information in way Successful Transaction information；
It should be noted that the non-of each third company obtained includes third company in way Successful Transaction information
Identification information, third company's identification information is used to indicating this, and non-in way Successful Transaction information to belong to which third party public
Department.
Step S220, according to third company's identification information, by it is described it is non-be divided into way Successful Transaction information it is more
Group；Every group after division is non-corresponding with third company's identification information respectively in way Successful Transaction information；Difference group
It is non-different in third company's identification information corresponding to way Successful Transaction information；
It should be noted that the step is non-to be carried out from the dimension of third company to all in way Successful Transaction information
Packet, it is therefore an objective to which the All Activity of every third company is merged into a transaction.
Step S230, it is non-to every group to carry out netting processing in way Successful Transaction information, obtain rolling for each third company
Poor statistical information；
It should be noted that it is described it is non-to every group way Successful Transaction information carry out netting processing, specifically include：It is it is determined that every
The non-income information in way Successful Transaction information of group；Determine every group of non-expenditure information in way Successful Transaction information；According to
The income information and the expenditure information, are calculated total revenue and expenditure information.Netting refers to utilize the laws such as payment, contract renewal
System, it is final to obtain net credits or net obligations of the side to the number of the opposing party, as between market makers, possible mutual
Content is identical, more transactions in opposite direction, when settling accounts or closing the trade, can support each side's credits in equal number
Pin, only payment of balance.For example company A owes B companies 90,000, B companies owe company A 150,000, then after netting, B companies owe company A 60,000.
Step S240, according to the netting statistical information, carry out drawing account from head office's caching account of each third company
Processing.
Referred specifically to it should be noted that to the head office of each third company caching account draw account processing from the
Head office's caching account of tripartite company transfers fund to the specified account of third company.Specifically, in the present embodiment, from
Head office's caching account of tripartite company transfers the fund for the amount of money that total revenue and expenditure information represents to the special account of third company
Family.
Step S250, stroke account processing of account is cached for the head office of each third company, judges whether transaction succeeds,
Obtain judged result；When the judged result represents to merchandise successfully, the transaction results of the transaction are identified as and merchandised successfully；
When the judged result represents Fail Transaction, the transaction results of the transaction are identified as Fail Transaction, it is follow-up to carry out
Processing.
It should be noted that can waiting for Fail Transaction re-operates again after a period of time, wherein may relate to some
The upgrade maintenance of server where account.
In the present embodiment, after carrying out drawing account processing to the head office of each third company caching account, for every
Head office's caching account of individual third company draws account processing, also judges whether transaction succeeds, obtains judged result；Sentence when described
When disconnected result represents to merchandise successfully, the transaction results of the transaction are identified as and merchandised successfully；When the judged result represents to hand over
When easily failing, the transaction results of the transaction are identified as Fail Transaction, to carry out subsequent treatment.Can ensure draw account can
By property.
Accompanying drawing 3 is referred to, Fig. 3 is another stroke account method based on bank cache account provided in an embodiment of the present invention
Schematic flow sheet, this method specifically comprise the following steps：
Step S300, obtain the non-in way Successful Transaction information of each third company；
Each third company is provided with head office's caching account and saves row caching account, and the executive agent of the present embodiment can be with
For head office's server, head office's server is used for the head office's caching account for safeguarding third company.
It should be noted that the non-of each third company obtained includes being used to indicate this in way Successful Transaction information
The non-mark for not carrying out netting processing in way Successful Transaction information, when non-in the progress netting processing of way Successful Transaction information to this
Afterwards, above-mentioned mark will then change, for indicating the non-mark that netting processing has been carried out in way Successful Transaction information, so
The netting processing repeated in way Successful Transaction information non-to one can be avoided, can ensure to draw the accuracy of account.
Step S310, identify non-third company's identification information in way Successful Transaction information；
It should be noted that the non-of each third company obtained includes third company in way Successful Transaction information
Identification information, third company's identification information is used to indicating this, and non-in way Successful Transaction information to belong to which third party public
Department.
Step S320, according to third company's identification information, by it is described it is non-be divided into way Successful Transaction information it is more
Group；Every group after division is non-corresponding with third company's identification information respectively in way Successful Transaction information；Difference group
It is non-different in third company's identification information corresponding to way Successful Transaction information；
It should be noted that the step is non-to be carried out from the dimension of third company to all in way Successful Transaction information
Packet, it is therefore an objective to which the All Activity of every third company is merged into a transaction.
Step S330, it is non-to every group to carry out netting processing in way Successful Transaction information, obtain rolling for each third company
Poor statistical information；
It should be noted that it is described it is non-to every group way Successful Transaction information carry out netting processing, specifically include：It is it is determined that every
The non-income information in way Successful Transaction information of group；Determine every group of non-expenditure information in way Successful Transaction information；According to
The income information and the expenditure information, are calculated total revenue and expenditure information.Netting refers to utilize the laws such as payment, contract renewal
System, it is final to obtain net credits or net obligations of the side to the number of the opposing party, as between market makers, possible mutual
Content is identical, more transactions in opposite direction, when settling accounts or closing the trade, can support each side's credits in equal number
Pin, only payment of balance.For example company A owes B companies 90,000, B companies owe company A 150,000, then after netting, B companies owe company A 60,000.
Step S340, according to the netting statistical information, carry out drawing account from head office's caching account of each third company
Processing.
Referred specifically to it should be noted that to the head office of each third company caching account draw account processing from the
Head office's caching account of tripartite company transfers fund to the specified account of third company.Specifically, in the present embodiment, from
Head office's caching account of tripartite company transfers the fund for the amount of money that total revenue and expenditure information represents to the special account of third company
Family.
Step S350, stroke account processing of account is cached for the head office of each third company, judges whether transaction succeeds,
Obtain judged result；When the judged result represents to merchandise successfully, the transaction results of the transaction are identified as and merchandised successfully；
When the judged result represents Fail Transaction, the transaction results of the transaction are identified as Fail Transaction, it is follow-up to carry out
Processing.
It should be noted that can waiting for Fail Transaction re-operates again after a period of time, wherein may relate to some
The upgrade maintenance of server where account.
Step S360, to the province row caching account of each third company, netting statistics each two save row caching account it
Between the fund clearing amount of money, fund clearing is carried out to the province row caching account of each two third company.
In the present embodiment, when the fund clearing between caching account is carried out after service ending, cache at the account between account
Reason number greatly reduces, and alleviates system pressure, avoids account congestion.
Accompanying drawing 4 is referred to, Fig. 4 is a kind of tool for drawing account device based on bank cache account provided in an embodiment of the present invention
Body structural representation, the device include：
Acquiring unit 10, for obtaining the non-in way Successful Transaction information of each third company；
Recognition unit 11, for identifying non-third company's identification information in way Successful Transaction information；
Grouped element 12, for according to third company's identification information, described non-it will be drawn in way Successful Transaction information
It is divided into multigroup；Every group after division is non-corresponding with third company's identification information respectively in way Successful Transaction information；No
With the non-different in third company's identification information corresponding to way Successful Transaction information of group；
Processing unit 13, for every group it is non-carry out netting processing in way Successful Transaction information, it is public to obtain each third party
The netting statistical information of department；
Bill member 14 is drawn, for according to the netting statistical information, entering from head office's caching account of each third company
Row draws account processing.
Optionally, the processing unit is specifically used for：
Determine every group of non-income information in way Successful Transaction information；
Determine every group of non-expenditure information in way Successful Transaction information；
According to the income information and the expenditure information, total revenue and expenditure information is calculated.
Optionally, described stroke of bill member is specifically used for：
The fund of the amount of money that total revenue and expenditure information represents is transferred to third party from the head office of third company caching account
The specified account of company.
Accompanying drawing 5 is referred to, Fig. 5 is another stroke account device based on bank cache account provided in an embodiment of the present invention
Concrete structure schematic diagram, the device in addition to including the unit shown in Fig. 4, in addition to：
Judging unit 15, after carrying out drawing account processing in head office's caching account to each third company,
Stroke account processing of account is cached for the head office of each third company, judges whether transaction succeeds, obtains judged result；Work as institute
State judged result to represent when merchandising successfully, the transaction results of the transaction are identified as and merchandised successfully；When the judged result table
When showing Fail Transaction, the transaction results of the transaction are identified as Fail Transaction, to carry out subsequent treatment.
Accompanying drawing 6 is referred to, Fig. 6 is another stroke account device based on bank cache account provided in an embodiment of the present invention
Concrete structure schematic diagram, the device in addition to including the unit shown in Fig. 5, in addition to：
Fund clearing unit 16, it is handled for carrying out a stroke account in head office's caching account to each third company
Afterwards, the fund clearing gold between row caching account is saved to province's row caching account of each third company, netting statistics each two
Volume, fund clearing is carried out to province's row caching account of each two third company.
In summary：
A kind of stroke account method and device based on bank cache account is disclosed in the embodiment of the present invention, obtains each 3rd
Fang companies it is non-in way Successful Transaction information；Identify non-third company's identification information in way Successful Transaction information；
According to third company's identification information, by it is described it is non-be divided into way Successful Transaction information it is multigroup；Every group after division is non-
It is corresponding with third company's identification information respectively in way Successful Transaction information；Difference is organized non-in way Successful Transaction information
Corresponding third company's identification information is different；It is non-to every group to carry out netting processing in way Successful Transaction information, obtain each the
The netting statistical information of tripartite company；According to the netting statistical information, enter from head office's caching account of each third company
Row draws account processing.Based on the dimension of third company to it is all it is non-be grouped in way Successful Transaction information, by every family the 3rd
The All Activity of Fang companies is merged into a transaction, it is possible to increase draws account efficiency.
Each embodiment is described by the way of progressive in this specification, what each embodiment stressed be and other
The difference of embodiment, between each embodiment identical similar portion mutually referring to.For device disclosed in embodiment
For, because it is corresponded to the method disclosed in Example, so description is fairly simple, related part is said referring to method part
It is bright.
Professional further appreciates that, with reference to the unit of each example of the embodiments described herein description
And algorithm steps, can be realized with electronic hardware, computer software or the combination of the two, in order to clearly demonstrate hardware and
The interchangeability of software, the composition and step of each example are generally described according to function in the above description.These
Function is performed with hardware or software mode actually, application-specific and design constraint depending on technical scheme.Specialty
Technical staff can realize described function using distinct methods to each specific application, but this realization should not
Think beyond the scope of this invention.
Directly it can be held with reference to the step of method or algorithm that the embodiments described herein describes with hardware, processor
Capable software module, or the two combination are implemented.Software module can be placed in random access memory (RAM), internal memory, read-only deposit
Reservoir (ROM), electrically programmable ROM, electrically erasable ROM, register, hard disk, moveable magnetic disc, CD-ROM or technology
In any other form of storage medium well known in field.
The foregoing description of the disclosed embodiments, professional and technical personnel in the field are enable to realize or using the present invention.
A variety of modifications to these embodiments will be apparent for those skilled in the art, as defined herein
General Principle can be realized in other embodiments without departing from the spirit or scope of the present invention.Therefore, it is of the invention
The embodiments shown herein is not intended to be limited to, and is to fit to and principles disclosed herein and features of novelty phase one
The most wide scope caused.
Claims (10)
1. a kind of draw account method based on bank cache account, it is characterised in that including：
Obtain the non-in way Successful Transaction information of each third company；
Identify non-third company's identification information in way Successful Transaction information；
According to third company's identification information, by it is described it is non-be divided into way Successful Transaction information it is multigroup；It is every after division
Group is non-corresponding with third company's identification information respectively in way Successful Transaction information；Difference is organized non-in way Successful Transaction
Third company's identification information corresponding to information is different；
It is non-to every group to carry out netting processing in way Successful Transaction information, obtain the netting statistical information of each third company；
According to the netting statistical information, carry out drawing account processing from head office's caching account of each third company.
2. according to the method for claim 1, it is characterised in that described non-to every group in way Successful Transaction information progress netting
Processing, is specifically included：
Determine every group of non-income information in way Successful Transaction information；
Determine every group of non-expenditure information in way Successful Transaction information；
According to the income information and the expenditure information, total revenue and expenditure information is calculated.
3. according to the method for claim 2, it is characterised in that head office's caching account to each third company is entered
Row draws account processing, specifically includes：
The fund of the amount of money that total revenue and expenditure information represents is transferred to third company from the head office of third company caching account
Specified account.
4. according to the method for claim 1, it is characterised in that head office's caching account to each third company is entered
After row draws account processing, in addition to：
Stroke account processing of account is cached for the head office of each third company, judges whether transaction succeeds, obtains judged result；
When the judged result represents to merchandise successfully, the transaction results of the transaction are identified as and merchandised successfully；
When the judged result represents Fail Transaction, the transaction results of the transaction are identified as Fail Transaction, to carry out
Subsequent treatment.
5. according to the method for claim 1, it is characterised in that head office's caching account to each third company is entered
After row draws account processing, in addition to：
To province's row caching account of each third company, netting statistics each two saves the fund clearing gold between row caching account
Volume, fund clearing is carried out to province's row caching account of each two third company.
6. a kind of draw account device based on bank cache account, it is characterised in that including：
Acquiring unit, for obtaining the non-in way Successful Transaction information of each third company；
Recognition unit, for identifying non-third company's identification information in way Successful Transaction information；
Grouped element, for according to third company's identification information, by it is described it is non-be divided into way Successful Transaction information it is more
Group；Every group after division is non-corresponding with third company's identification information respectively in way Successful Transaction information；Difference group
It is non-different in third company's identification information corresponding to way Successful Transaction information；
Processing unit, for every group it is non-way Successful Transaction information carry out netting processing, obtain rolling for each third company
Poor statistical information；
Bill member is drawn, for according to the netting statistical information, carrying out drawing account from head office's caching account of each third company
Processing.
7. device according to claim 6, it is characterised in that the processing unit is specifically used for：
Determine every group of non-income information in way Successful Transaction information；
Determine every group of non-expenditure information in way Successful Transaction information；
According to the income information and the expenditure information, total revenue and expenditure information is calculated.
8. device according to claim 7, it is characterised in that described stroke of bill member is specifically used for：
The fund of the amount of money that total revenue and expenditure information represents is transferred to third company from the head office of third company caching account
Specified account.
9. device according to claim 6, it is characterised in that described device also includes：
Judging unit, after carrying out drawing account processing in head office's caching account to each third company, for every
Head office's caching account of individual third company draws account processing, judges whether transaction succeeds, obtains judged result；When the judgement
When as a result representing to merchandise successfully, the transaction results of the transaction are identified as and merchandised successfully；When the judged result represents to merchandise
During failure, the transaction results of the transaction are identified as Fail Transaction, to carry out subsequent treatment.
10. device according to claim 6, it is characterised in that described device also includes：
Fund clearing unit, it is right after carrying out drawing account processing in head office's caching account to each third company
Province's row caching account of each third company, netting statistics each two saves the fund clearing amount of money between row caching account, right
Province's row caching account of each two third company carries out fund clearing.
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