CN107748990A - A kind of self-help payment method and system based on sound wave communication - Google Patents

A kind of self-help payment method and system based on sound wave communication Download PDF

Info

Publication number
CN107748990A
CN107748990A CN201710953386.1A CN201710953386A CN107748990A CN 107748990 A CN107748990 A CN 107748990A CN 201710953386 A CN201710953386 A CN 201710953386A CN 107748990 A CN107748990 A CN 107748990A
Authority
CN
China
Prior art keywords
self
information
acoustic wave
service device
portable consumer
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201710953386.1A
Other languages
Chinese (zh)
Inventor
王德超
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Suzhou Chengde Enterprise Service Co Ltd
Original Assignee
Suzhou Chengde Enterprise Service Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Suzhou Chengde Enterprise Service Co Ltd filed Critical Suzhou Chengde Enterprise Service Co Ltd
Priority to CN201710953386.1A priority Critical patent/CN107748990A/en
Publication of CN107748990A publication Critical patent/CN107748990A/en
Pending legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829Payment protocols; Details thereof insuring higher security of transaction involving key management
    • GPHYSICS
    • G10MUSICAL INSTRUMENTS; ACOUSTICS
    • G10LSPEECH ANALYSIS OR SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING; SPEECH OR AUDIO CODING OR DECODING
    • G10L17/00Speaker identification or verification
    • G10L17/22Interactive procedures; Man-machine interfaces
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/04Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
    • H04L63/0428Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/08Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/083Network architectures or network communication protocols for network security for authentication of entities using passwords
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/08Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0861Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan

Abstract

The invention discloses a kind of self-help payment method and system based on sound wave communication.Its technical scheme is:After portable consumer end sends request, cloud server sends information of acoustic wave to portable consumer end;Portable consumer end plays the information of acoustic wave to self-service device, and self-service device will be verified to the information of acoustic wave, be proved to be successful, start work.The present invention includes:Cloud server, portable consumer end, self-service device;Portable consumer end includes:Choose module, payment module, the first receiving module, loudspeaker;Self-service device includes:Second receiving module, memory module, key;The present invention sends information of acoustic wave by cloud server to portable consumer end, and played by portable consumer end, audio frequency characteristics stable easily identification, fault rate is low, the preset key to match with information of acoustic wave in self-service device, offline use is supported, the self-service device for solve thing problems, such as to network can not realize mobile payment.

Description

A kind of self-help payment method and system based on sound wave communication
Technical field
The present invention relates to e-payment technical field, and in particular to a kind of method of payment and system based on sound wave communication.
Background technology
The vending machine placed in public, shared bicycle, self-service washing machine, children electric game device etc. from Help equipment to be required to user and pay certain expense to exchange the right to use of article for.Traditional means of payment pays for coin, uses Family puts into the full-amount corresponding service of currency or coin selection or commodity, and change is taken out from coin refund if needing small change after terminating; The shortcomings that coin is paid is that convenience is poor, and self-service device needs personnel's periodic maintenance more to change money, and maintenance cost is higher. In recent years, with the fast development of science and technology, the mankind start to march toward to digitize, network turns to the intelligent social of platform, The use of on-line payment is more and more extensive, on-line payment with insert coins pay compared with eliminate foot a bill, the process of small change, carried for user Facility is supplied;Networked however, on-line payment usually requires self-service device 24 hours to obtain cloud server instruction, power consumption compared with Greatly, when unstable networks, then the phenomenon that self-service device can not use occurs.Also a kind of method using self-service device It is that, to self-service device preset password, user selects commodity or service after being manually entered password, but password is easy to the peace that is cracked Full property is very poor, and economic loss can be caused to the provider of self-service device if being cracked.
The content of the invention
It is existing to solve it is an object of the invention to provide a kind of self-help payment method and system based on sound wave communication Problem present in means of payment.
The present invention a technical scheme be:A kind of self-help payment method based on sound wave communication, method of payment include:
S1. after portable consumer end sends request to cloud server, cloud server sends a sound to portable consumer end Ripple information;
S2. portable consumer end plays the information of acoustic wave to self-service device, and self-service device is verified the information of acoustic wave, is tested Demonstrate,prove and successfully then start work.
Further, in step sl, user selects the self-service device and clothes to be used first in portable consumer end Business, complete after paying, cloud server sends an encryption information of acoustic wave to portable consumer end.
In step S2, portable consumer end plays information of acoustic wave by loudspeaker to self-service device, and self-service device receives this Verified after demodulation, analog-to-digital conversion are first passed around after information of acoustic wave using preset-key.Information of acoustic wave by key authentication by rear, Self-service device will then store the information of acoustic wave automatically, play same information of acoustic wave again, then can not start work.
In such scheme, the default key of information of acoustic wave, self-service device transmitted by cloud server regularly replaces.
The present invention another technical scheme be:A kind of Self-service payment system based on sound wave communication, it includes:High in the clouds takes Business device, portable consumer end and self-service device;
Prestore information of acoustic wave in cloud server;
Portable consumer includes in end:Module is chosen for select self-service device and service, for paying payment for goods and to cloud End server sends the payment module of request, the first receiving module of the information of acoustic wave sent for receiving cloud server, with And for playing the loudspeaker of information of acoustic wave;
Self-service device includes:The second receiving module of information of acoustic wave is sent for receiving portable consumer end, for decrypting And verify the key of information of acoustic wave, the memory module for storing information of acoustic wave;Second receiving module believes the sound wave received Breath delivers to key, is verified by key, information of acoustic wave will be delivered in memory module after by key authentication first with having deposited The information of acoustic wave of storage is to comparison, and self-service device starts work if without repeating, and if repeated then self-service device does not start, and has compared The information of acoustic wave is stored in memory module after.
Further, self-service device also includes being used for information of acoustic wave demodulation, the processing module of analog-to-digital conversion and alarm Module;Information of acoustic wave is pre-processed before delivering to key by processing module.When key multiple authentication information of acoustic wave can not by or For authenticated information of acoustic wave for information is repeated several times, key then starts alarm modules alarm.
The inventive method has the following advantages that:The present invention sends information of acoustic wave by cloud server to portable consumer end, And played by portable consumer end, audio frequency characteristics stable easily identification, fault rate is low, has been preset in self-service device and information of acoustic wave phase The key of matching, supports offline use, and the self-service device for solve thing problems, such as to network can not realize mobile payment;This Information of acoustic wave in invention, which can be encrypted, to be used and regularly replaces, and has ensured the security used.
Brief description of the drawings
Fig. 1 is the flow chart of the present invention program one.
Fig. 2 is the structure composition block diagram of the present invention program two.
Embodiment
Following examples are used to illustrate the present invention, but are not limited to the scope of the present invention.
Embodiment 1
Referring to accompanying drawing 1, a kind of self-help payment method based on sound wave communication, this method includes:
S1. after portable consumer end sends request to cloud server, cloud server sends a sound to portable consumer end Ripple information;
The portable consumer end can be that mobile phone, tablet personal computer etc. possess simple operations function and perform running software function Terminal, ask from portable consumer end by movable signal to cloud server actively initiate;Sound wave letter in cloud server Cease to preset;
S2. portable consumer end plays the information of acoustic wave to self-service device, and self-service device is verified the information of acoustic wave, is tested Demonstrate,prove and successfully then start work.
The self-service device can be vending machine, shared bicycle, self-service washing machine and sound wave coded lock etc., in it Preset-key, it is self-service to set after the information of acoustic wave that portable consumer end plays is by the checking of key in self-service device without networking It is standby then work can be started;If matching is unsuccessful, authentication failed is shown, self-service device does not work.
Embodiment 2
On the basis of embodiment 1, S1 is further qualified:
In step S1, user selects self-service device and the service to be used first in portable consumer end, completes to pay Afterwards, cloud server sends an encryption information of acoustic wave to portable consumer end.
In portable consumer end can preset self-service device related APP or web, by the corresponding service of APP or web selections, And according to prompting payment expense;After the completion of payment, portable consumer end can receive the information of acoustic wave from cloud server, examine Consider the interference that ambient noise is brought, the present embodiment is preferably using the information of acoustic wave of encryption, compared with common information of acoustic wave, encryption Information of acoustic wave security afterwards is higher, avoids noise jamming, and portable consumer end plays sound wave to self-service device by loudspeaker and believed Breath, self-service device receives first pass around demodulation, analog-to-digital conversion after the information of acoustic wave after, then carry out key authentication.So when certainly The problem of helping equipment misclassification rate can be avoided high when carrying out sound wave identification.
Embodiment 3
On the basis of embodiment 1,2, it is contemplated that it is possible that information of acoustic wave once download repeatedly play use ask Topic, to avoid businessman's benefit damage, is further qualified to S2:In step S2, information of acoustic wave by key authentication by rear, from Help equipment then to store the information of acoustic wave automatically, play same information of acoustic wave again, then can not start work.If self-service device Repeatedly receiving the information of acoustic wave of repetition or multiple authentication information of acoustic wave can not still match, then can send alarm;Certainly, if tested Card mistake can also remind user to input again, so as to avoid influence caused by some disturbing factors.The warning of self-service device can Set, do not limit herein according to the actual requirements.
Further, the key that the information of acoustic wave transmitted by the cloud server, the self-service device are bound in advance is equal Periodic replacement.
Embodiment 4
Referring to accompanying drawing 2, a kind of Self-service payment system based on sound wave communication, it includes:Cloud server, portable consumer End, self-service device;
Prestore information of acoustic wave in the cloud server;
Include in the portable consumer end:Module is chosen for select self-service device and service, for paying payment for goods simultaneously The payment module asked, the first reception mould of the information of acoustic wave sent for receiving cloud server are sent to cloud server Block, and for playing the loudspeaker of information of acoustic wave;
The self-service device includes:Sent for receiving the portable consumer end information of acoustic wave the second receiving module, For decrypting and verifying the key of information of acoustic wave, the memory module for storing information of acoustic wave;Second receiving module will connect The information of acoustic wave received delivers to the key, is verified by the key, and the information of acoustic wave will after by key authentication Deliver in the memory module first with the information of acoustic wave that has stored to comparing, the self-service device starts work if without repeating Make, if repeated then the self-service device does not start, and the information of acoustic wave is stored in the memory module after the completion of comparison.
Embodiment 5
On the basis of embodiment 4, it is contemplated that the interference that ambient noise is brought, the self-service device in this example are additionally arranged processing Module, the information of acoustic wave that cloud server is sent are the higher encryption information of security, and portable consumer end is by loudspeaker to certainly Help device plays information of acoustic wave, self-service device receives first pass around processing module demodulation, analog-to-digital conversion after the information of acoustic wave after, Key is delivered to again to be verified.The problem of so misclassification rate being avoided high when self-service device carries out sound wave identification.
Embodiment 6
On the basis of embodiment 4,5, increase alarm modules in self-service device;When the key multiple authentication sound wave is believed Breath can not by or authenticated information of acoustic wave for be repeated several times information, the key then start alarm modules alarm.Certainly, such as Fruit authentication error can also remind user to input again, so as to avoid influence caused by some disturbing factors.The police of self-service device Show to set according to the actual requirements, do not limit herein.
Although above with general explanation and specific embodiment, the present invention is described in detail, at this On the basis of invention, it can be made some modifications or improvements, this will be apparent to those skilled in the art.Therefore, These modifications or improvements without departing from theon the basis of the spirit of the present invention, belong to the scope of protection of present invention.

Claims (8)

  1. A kind of 1. self-help payment method based on sound wave communication, it is characterised in that:The method of payment includes:
    S1. after portable consumer end sends request to cloud server, cloud server sends a sound wave letter to portable consumer end Breath;
    S2. portable consumer end plays the information of acoustic wave to self-service device, and self-service device is verified the information of acoustic wave, is verified into Work(then starts work.
  2. A kind of 2. self-help payment method based on sound wave communication as claimed in claim 1, it is characterised in that:In step S1, use Family selects self-service device and the service to be used first in portable consumer end, completes after paying, and cloud server is to portable Client sends an encryption information of acoustic wave.
  3. A kind of 3. self-help payment method based on sound wave communication as claimed in claim 2, it is characterised in that:In step S2, just Take client and information of acoustic wave is played to self-service device by loudspeaker, self-service device first passes around solution after receiving the information of acoustic wave Adjust, verified after analog-to-digital conversion using preset-key.
  4. A kind of 4. self-help payment method based on sound wave communication as described in claim 1 or 3, it is characterised in that:In step S2, For information of acoustic wave by key authentication by rear, self-service device will then store the information of acoustic wave automatically, play same sound wave again Information, then it can not start work.
  5. A kind of 5. self-help payment method based on sound wave communication as described in claim 1,2 or 3, it is characterised in that:The cloud Information of acoustic wave, the default key of the self-service device transmitted by the server of end regularly replace.
  6. 6. a kind of Self-service payment system based on sound wave communication, the Self-service payment system include:Cloud server, portable consumer End and self-service device;It is characterized in that:
    Prestore information of acoustic wave in the cloud server;
    Include in the portable consumer end:Module is chosen for select self-service device and service, for paying payment for goods and to cloud End server sends the payment module of request, the first receiving module of the information of acoustic wave sent for receiving cloud server, with And for playing the loudspeaker of information of acoustic wave;
    The self-service device includes:The second receiving module of information of acoustic wave is sent for receiving the portable consumer end, is used for Decrypt and verify the key of information of acoustic wave, the memory module for storing information of acoustic wave;Second receiving module will receive Information of acoustic wave deliver to the key, verified by the key;The information of acoustic wave will be delivered to after by key authentication In the memory module, first with the information of acoustic wave that has stored to comparing, the self-service device starts work if without repeating, if Having repetition, then the self-service device does not start, and the information of acoustic wave is stored in the memory module after the completion of comparison.
  7. A kind of 7. Self-service payment system based on sound wave communication as claimed in claim 6, it is characterised in that:The self-service device Also include being used for the processing module to information of acoustic wave demodulation, analog-to-digital conversion;Information of acoustic wave is delivered to before the key by the processing Module is pre-processed.
  8. A kind of 8. Self-service payment system based on sound wave communication as claimed in claims 6 or 7, it is characterised in that:It is described self-service Equipment also includes:Alarm modules;When the key multiple authentication information of acoustic wave can not by or authenticated information of acoustic wave be more Secondary duplicate message, the key then start alarm modules alarm.
CN201710953386.1A 2017-10-13 2017-10-13 A kind of self-help payment method and system based on sound wave communication Pending CN107748990A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201710953386.1A CN107748990A (en) 2017-10-13 2017-10-13 A kind of self-help payment method and system based on sound wave communication

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201710953386.1A CN107748990A (en) 2017-10-13 2017-10-13 A kind of self-help payment method and system based on sound wave communication

Publications (1)

Publication Number Publication Date
CN107748990A true CN107748990A (en) 2018-03-02

Family

ID=61252949

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201710953386.1A Pending CN107748990A (en) 2017-10-13 2017-10-13 A kind of self-help payment method and system based on sound wave communication

Country Status (1)

Country Link
CN (1) CN107748990A (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109302474A (en) * 2018-09-28 2019-02-01 内蒙古师范大学 A kind of computer remote monitoring system based on Internet of Things

Citations (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103903142A (en) * 2014-04-10 2014-07-02 福建联迪商用设备有限公司 Sound wave safety payment method and system
CN104361688A (en) * 2014-10-31 2015-02-18 浙江工商大学 Card-free self-help leasing and returning device and method for urban public bicycles
CN104424564A (en) * 2013-09-04 2015-03-18 向祖跃 Intelligent sound card transaction system and intelligent sound card transaction method
CN204667548U (en) * 2015-05-07 2015-09-23 章玺 With the intelligent express mail case system of sound wave payment module
CN105023367A (en) * 2015-06-29 2015-11-04 黄继昌 Self-service washing machine with sound wave payment function
CN105405188A (en) * 2015-11-04 2016-03-16 海星客企业发展(上海)有限公司 Ultrasonic unlocking device based on WiFi (Wireless Fidelity), ultrasonic unlocking system based on WiFi and control system thereof
CN205103887U (en) * 2015-10-22 2016-03-23 南京信息工程大学 Subway ticketing system based on sound wave payment
CN105719132A (en) * 2016-01-05 2016-06-29 南京信息工程大学 Mobile phone Alipay ticket buying method for subway station self-service ticket machine
CN106056674A (en) * 2016-05-20 2016-10-26 南京阙音文化传媒有限公司 Method and system of taking car through sound wave identity verification
CN106548548A (en) * 2016-08-16 2017-03-29 中山微宇电器科技有限公司 A kind of method for unlocking and intelligent lock system of smart lock
CN106845953A (en) * 2017-01-23 2017-06-13 上海讯联数据服务有限公司 Mobile payment information processor and method of mobile payment and system

Patent Citations (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104424564A (en) * 2013-09-04 2015-03-18 向祖跃 Intelligent sound card transaction system and intelligent sound card transaction method
CN103903142A (en) * 2014-04-10 2014-07-02 福建联迪商用设备有限公司 Sound wave safety payment method and system
CN104361688A (en) * 2014-10-31 2015-02-18 浙江工商大学 Card-free self-help leasing and returning device and method for urban public bicycles
CN204667548U (en) * 2015-05-07 2015-09-23 章玺 With the intelligent express mail case system of sound wave payment module
CN105023367A (en) * 2015-06-29 2015-11-04 黄继昌 Self-service washing machine with sound wave payment function
CN205103887U (en) * 2015-10-22 2016-03-23 南京信息工程大学 Subway ticketing system based on sound wave payment
CN105405188A (en) * 2015-11-04 2016-03-16 海星客企业发展(上海)有限公司 Ultrasonic unlocking device based on WiFi (Wireless Fidelity), ultrasonic unlocking system based on WiFi and control system thereof
CN105719132A (en) * 2016-01-05 2016-06-29 南京信息工程大学 Mobile phone Alipay ticket buying method for subway station self-service ticket machine
CN106056674A (en) * 2016-05-20 2016-10-26 南京阙音文化传媒有限公司 Method and system of taking car through sound wave identity verification
CN106548548A (en) * 2016-08-16 2017-03-29 中山微宇电器科技有限公司 A kind of method for unlocking and intelligent lock system of smart lock
CN106845953A (en) * 2017-01-23 2017-06-13 上海讯联数据服务有限公司 Mobile payment information processor and method of mobile payment and system

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109302474A (en) * 2018-09-28 2019-02-01 内蒙古师范大学 A kind of computer remote monitoring system based on Internet of Things

Similar Documents

Publication Publication Date Title
CN108256859B (en) Financial product transaction consensus method, node and system based on block chain
CN101527633B (en) Method for intelligent key devices to obtain digital certificates
CN104599408B (en) Third party's account ATM withdrawal method and system based on dynamic two-dimension code
CN109584063A (en) Transaction processing method and device, electronic equipment based on block chain
CN109598598A (en) Transaction processing method and device, electronic equipment based on block chain
CN103903140B (en) A kind of O2O safe payment methods, system and a kind of secure payment backstage
CN109598504A (en) Transaction processing method and device, electronic equipment based on block chain
CN104348792B (en) Data processing method, device and system
CN101699892B (en) Method and device for generating dynamic passwords and network system
CN103795807B (en) Task data processing method, apparatus and system based on P2P networks
CN103903141A (en) O2O safety payment method, system and POS terminal
CN107194688A (en) In payment system and its method of the offline scenario based on Quick Response Code
CN103095662A (en) Online transaction safety certificate method and online transaction safety certificate system
CN101496344A (en) Method and system having self-setting authentication formula for webs bank payment and identification confirmation
CN102186169A (en) Identity authentication method, device and system
CN101582762A (en) Method and system for identity authentication based on dynamic password
CN108805558A (en) A kind of offline electronic payment method and offline electronic payment system
CN101582886A (en) Method and system for identity authentication based on dynamic password
KR20160092017A (en) Multi-factor authentication system and method
CN104967553B (en) Method for message interaction and relevant apparatus and communication system
CN105338000B (en) A kind of verification method, verification system
CN101448257A (en) Control system for validating user terminal and control method thereof
CN107317807A (en) A kind of apparatus bound method, apparatus and system
CN110084604A (en) Transaction processing method and device, electronic equipment based on block chain
CN102217280A (en) Method, system, and server for user service authentication

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination
RJ01 Rejection of invention patent application after publication

Application publication date: 20180302

RJ01 Rejection of invention patent application after publication