CN107688939A - A kind of Internet of Things field payment system based on high in the clouds - Google Patents
A kind of Internet of Things field payment system based on high in the clouds Download PDFInfo
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- CN107688939A CN107688939A CN201610637228.0A CN201610637228A CN107688939A CN 107688939 A CN107688939 A CN 107688939A CN 201610637228 A CN201610637228 A CN 201610637228A CN 107688939 A CN107688939 A CN 107688939A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3825—Use of electronic signatures
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- Engineering & Computer Science (AREA)
- Finance (AREA)
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- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention relates to mobile payment technology, the more particularly to pay this extra system globe area method and system of Internet of Things field, it is integrated with the multimode payment channel of Internet of Things field, polymorphic type form is automatically generated based on cloud computing technology, form a whole set of complete specialized payment integrated system of Internet of Things field, enable and contain Internet of Things payment integrated service quickly, accurately, the transaction handled safe and orderlyly under various actual application environments is asked with paying, simultaneously partial data basis is provided for system user, the Internet of Things development need of user can more efficiently be supported.It has the advantages that, according to the payment process model of Internet of Things field, payment to Internet of Things field provides unified interface, cloud server automatically generates polytype form simultaneously, this system in itself can independent operating, also third-party application access can be received, powerful, rich interface, expansibility are strong.
Description
Technical field
The present invention relates to the pay this extra system globe area method and system of mobile payment technology, more particularly to Internet of Things field.
Background technology
The system unlike traditional mobile payment technology is directed to Internet of Things field popular at present, contains
The links of Internet of Things field pay docking.Internet of Things is gradually being entered among the life of masses, in life
Be seen everywhere, smart bluetooth bracelet, the intelligent door lock of family, intelligent curtain etc. these be all Internet of Things application.The system merges
Pay this extra mode, with reference to the technical characterstic of Internet of Things field, existing mobile payment technology is combined, passes through cloud service
Device carries out the specialized application of Internet of Things field, and such as traditional mobile payment can be paid by two-dimensional code scanning, due to Internet of Things
In each object it is associated with nfc electronic tags that it is bound, rfid electronic tags, therefore in both the above Internet of Things field
In the data backstage of conventional electronic tag, it is combined with traditional mobile payment system, mobile payment is merged and carries out electronics
Among the read-write process of label, after user carries out electronic tag reading, it can be paid by mobile payment technology, high in the clouds
Server ultimately forms the electronics statement of each user by the bill of each payment result Import Object owning user,
Facilitate terminal user preferably can be combined while payment with actual user's demand of Internet of Things, finally realize that Internet of Things is led
The e-payment integration in domain.
The content of the invention
Internet of Things field payment system disclosed by the invention based on high in the clouds, the multimode for being integrated with Internet of Things field are paid
Passage, polymorphic type form is automatically generated based on cloud computing technology, form a whole set of complete specialized branch of Internet of Things field
Pay integrated system so that various practical applications can be handled quick, accurate, safe and orderlyly by containing Internet of Things payment integrated service
Transaction under environment is asked with paying, while provides partial data basis for system user, can more efficiently support user
Internet of Things development need.
Brief description of the drawings
Fig. 1 is payment flow figure in high in the clouds of the present invention
Fig. 2 is article information renewal flow chart of the present invention
Fig. 3 is that the means of payment of the present invention obtains flow chart
Fig. 4 is electronic labeling information renewal flow chart of the present invention
Embodiment
An aspect of of the present present invention, there is provided a kind of Internet of Things field method of payment based on high in the clouds, referring to accompanying drawing 1, it is special
Sign is, includes following steps：
Step 1：Payment demand needed for unified configuration Internet of Things field, collect each needs of Internet of Things field and pay support
Link, the unified demand of each user in link is arranged, put for each user distribution of platform access side under the different means of payment
Signature file and private key, and configure the means of payment defined in each side's business interface demand form；
Step 2：Each user in Internet of Things field, the identification technology uniquely bound according to each object, such as nfc electronics
Label, rfid electronic tags etc., the then raw information of filling in order and required channel of disbursement in a unified format, high in the clouds
Server automatically saves the business transaction sequence information under each channel of disbursement；
Step 3：Subscription client by read object bind nfc electronic tags or rfid electronic labeling informations, client with
Cloud server verifies the accuracy of article information, if there is error in data, the keeper for having the user enters to article information
Row modification, while re-use client and carry out object means of payment signature；If data check is by the way that client takes to high in the clouds
Business device initiates object transaction request；
Step 4：The object transaction request information that cloud server is sent according to client, retrieve the property of request binding
Part sequence information, the available means of payment of object is issued to client；
Step 5：User selects most that easily the means of payment, client initiate the payer to cloud server on the client
Payment request under formula, cloud server is signed to object order automatically, while generates payments element, and signature result is returned
It is back on subscription client；
Step 6：Subscription client calls corresponding payment control, initiates to pay to channel of disbursement side and ask according to signature result
Ask, after channel of disbursement side's server process, result is back to cloud server, unified preservation, cloud are carried out by cloud server
Result is back to subscription client by end server again；
Step 7：Cloud server integrated payment information processing, the object in each pay invoice and Internet of Things is bound, from
And realize that the management unit of object can simply and easily check the absolute payment information of the object, while can be according to the category of object
Property, automatically analyze, handle, generating object transaction form, more perfect transaction data support is provided for the platform of Internet of Things.
Specifically, the article information verification described in step 3, referring to accompanying drawing 2, including following sub-step：
A1. the nfc electronic tags of object binding or rfid electronic tags preserve the base attribute information of object, including：
Object id（16）, artifact name（16）, type of item（4）, owning user id（16）Deng subscription client passes through reading
Take the base attribute information of electronic tag on object；
A2. subscription client is according to the object id read（This id is unique, and can not change）, object is initiated to cloud server
Information checking is asked, and cloud server retrieves the base attribute information of this object according to this object id, retrieval result is returned back to
Subscription client；
If A3. article information and cloud server are inconsistent, user client replys data renewal electronics mark according to cloud server
The object base attribute information of label, now subscription client need to use administrator right, re-start payment signature.
Specifically, the process of exchange described in step 4, referring to accompanying drawing 3, including following sub-step；
B1. cloud server and subscription client in process of exchange, cloud server is according to object id, in searching system
The available transaction mode of typing, cloud server issue available trading order form after completing to retrieve to subscription client；
B2. subscription client is receiving and is analyzing available trading order form information, in combination with the movement where subscription client
Software in terminal, prompt the user with available channel of disbursement.
Specifically, ground payment process described in step 6, referring to accompanying drawing 4, including following sub-step：
C1. subscription client receives and analyzes signature result, the means of payment of extraction user's selection；
C2. after user completes to pay, cloud server will automatically capture transaction results and user's binding for channel of disbursement side
The payment result receipt of account, receipt will automatically to be stored among cloud server；
C3. cloud server will prompt payment result, user can be according to branch after payment receipt has been handled to subscription client
Pay result prompting and judge whether current pay succeeds；
C4. cloud server is after user completes the payment of object order, owning user in the object essential information that will merchandise automatically
Id is tied under the purchaser of transaction, while issues amended object base attribute to subscription client；
C5. subscription client is after newest object base attribute is received, and prompts the user of current operation by newest object
Among the point subtab of base attribute write-in object binding, if user does not write the electronic tag of object binding, this thing in time
Part will be automatically into step 4 in next process of exchange.
Specifically, the cloud server described in step 7, which automatically generates transaction form, includes herein below：
D1. object historical trading form, the current affiliated user of object can check the process of object historical trading, including this thing
The exchange hour of part, both parties, loco etc.；
D2. day trade transaction form, user can ask the transaction form on the same day by subscription client to cloud server, wherein
Object id, artifact name, object dealing money, day trade transaction total amount including transaction etc.；
D3. historical trading form, user can be asked to cloud server by subscription client, referred to cloud server request
Transaction form in the range of fixing the date, cloud server automatically generate transaction form and are issued to subscription client, including
The object id of transaction, artifact name, object dealing money, trade date, transaction total amount etc..
Internet of Things field payment system disclosed by the invention based on high in the clouds, it has the advantages that, is led according to Internet of Things
The payment process model in domain, the payment to Internet of Things field provide unified interface, at the same cloud server automatically generate it is a variety of
The form of type, this system in itself can independent operating, can also receive third-party application access, powerful, rich interface, can
Expansion is strong.
Claims (5)
1. a kind of Internet of Things field payment system based on high in the clouds, it is characterised in that include following steps：
Step 1：Payment demand needed for unified configuration Internet of Things field, collect each needs of Internet of Things field and pay support
Link, the unified demand of each user in link is arranged, put for each user distribution of platform access side under the different means of payment
Signature file and private key, and configure the means of payment defined in each side's business interface demand form；
Step 2：Each user in Internet of Things field, the identification technology uniquely bound according to each object, such as nfc electronics
Label, rfid electronic tags etc., the then raw information of filling in order and required channel of disbursement in a unified format, high in the clouds
Server automatically saves the business transaction sequence information under each channel of disbursement；
Step 3：Subscription client by read object bind nfc electronic tags or rfid electronic labeling informations, client with
Cloud server verifies the accuracy of article information, if there is error in data, the keeper for having the user enters to article information
Row modification, while re-use client and carry out object means of payment signature；If data check is by the way that client takes to high in the clouds
Business device initiates object transaction request；
Step 4：The object transaction request information that cloud server is sent according to client, retrieve the property of request binding
Part sequence information, the available means of payment of object is issued to client；
Step 5：User selects most that easily the means of payment, client initiate the payer to cloud server on the client
Payment request under formula, cloud server is signed to object order automatically, while generates payments element, and signature result is returned
It is back on subscription client；
Step 6：Subscription client calls corresponding payment control, initiates to pay to channel of disbursement side and ask according to signature result
Ask, after channel of disbursement side's server process, result is back to cloud server, unified preservation, cloud are carried out by cloud server
Result is back to subscription client by end server again；
Step 7：Cloud server integrated payment information processing, the object in each pay invoice and Internet of Things is bound, from
And realize that the management unit of object can simply and easily check the absolute payment information of the object, while can be according to the category of object
Property, automatically analyze, handle, generating object transaction form, more perfect transaction data support is provided for the platform of Internet of Things.
2. the Internet of Things field payment system step 3 based on high in the clouds includes following sub-step as described in claim 1：
A1. the nfc electronic tags of object binding or rfid electronic tags preserve the base attribute information of object, including：
Object id（16）, artifact name（16）, type of item（4）, owning user id（16）Deng subscription client passes through reading
Take the base attribute information of electronic tag on object；
A2. subscription client is according to the object id read（This id is unique, and can not change）, object is initiated to cloud server
Information checking is asked, and cloud server retrieves the base attribute information of this object according to this object id, retrieval result is returned back to
Subscription client；
If A3. article information and cloud server are inconsistent, user client replys data renewal electronics mark according to cloud server
The object base attribute information of label, now subscription client need to use administrator right, re-start payment signature.
3. the Internet of Things field payment system step 4 based on high in the clouds includes following sub-step as described in claim 1：
Cloud server and subscription client in process of exchange, cloud server has been recorded in searching system according to object id
The available transaction mode entered, cloud server issue available trading order form after completing to retrieve to subscription client；
B2. subscription client is receiving and is analyzing available trading order form information, in combination with the movement where subscription client
Software in terminal, prompt the user with available channel of disbursement.
4. the Internet of Things field payment system step 6 based on high in the clouds includes following sub-step as described in claim 1：
C1. subscription client receives and analyzes signature result, the means of payment of extraction user's selection；
C2. after user completes to pay, cloud server will automatically capture transaction results and user's binding for channel of disbursement side
The payment result receipt of account, receipt will automatically to be stored among cloud server；
C3. cloud server will prompt payment result, user can be according to branch after payment receipt has been handled to subscription client
Pay result prompting and judge whether current pay succeeds；
C4. cloud server is after user completes the payment of object order, owning user in the object essential information that will merchandise automatically
Id is tied under the purchaser of transaction, while issues amended object base attribute to subscription client；
C5. subscription client is after newest object base attribute is received, and prompts the user of current operation by newest object
Among the point subtab of base attribute write-in object binding, if user does not write the electronic tag of object binding, this thing in time
Part will be automatically into step 4 in next process of exchange.
5. the form generated as described in claim 1 in the Internet of Things field payment system step 7 based on high in the clouds include with
Lower content：
D1. object historical trading form, the current affiliated user of object can check the process of object historical trading, including this thing
The exchange hour of part, both parties, loco etc.；
D2. day trade transaction form, user can ask the transaction form on the same day by subscription client to cloud server, wherein
Object id, artifact name, object dealing money, day trade transaction total amount including transaction etc.；
D3. historical trading form, user can be asked to cloud server by subscription client, referred to cloud server request
Transaction form in the range of fixing the date, cloud server automatically generate transaction form and are issued to subscription client, including
The object id of transaction, artifact name, object dealing money, trade date, transaction total amount etc..
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610637228.0A CN107688939A (en) | 2016-08-07 | 2016-08-07 | A kind of Internet of Things field payment system based on high in the clouds |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610637228.0A CN107688939A (en) | 2016-08-07 | 2016-08-07 | A kind of Internet of Things field payment system based on high in the clouds |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN107688939A true CN107688939A (en) | 2018-02-13 |
Family
ID=61151151
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610637228.0A Pending CN107688939A (en) | 2016-08-07 | 2016-08-07 | A kind of Internet of Things field payment system based on high in the clouds |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN107688939A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN111176673A (en) * | 2018-11-12 | 2020-05-19 | 商派软件有限公司 | Method for upgrading payment interface on line |
| CN112785383A (en) * | 2021-01-28 | 2021-05-11 | 杉德银卡通信息服务有限公司 | Logistics distribution system and method based on Internet of things |
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| CN104182885A (en) * | 2014-08-26 | 2014-12-03 | 黑龙江大学 | Clothes intelligent ordering, showing and selling management system and method based on NFC |
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Patent Citations (7)
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| CN103559516A (en) * | 2013-10-25 | 2014-02-05 | 小米科技有限责任公司 | NFC data transmission method, terminal equipment and server |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN111176673A (en) * | 2018-11-12 | 2020-05-19 | 商派软件有限公司 | Method for upgrading payment interface on line |
| CN112785383A (en) * | 2021-01-28 | 2021-05-11 | 杉德银卡通信息服务有限公司 | Logistics distribution system and method based on Internet of things |
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Application publication date: 20180213 |
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