CN107516216A - A kind of method of payment, the device and intelligent terminal with store function - Google Patents
A kind of method of payment, the device and intelligent terminal with store function Download PDFInfo
- Publication number
- CN107516216A CN107516216A CN201710613297.2A CN201710613297A CN107516216A CN 107516216 A CN107516216 A CN 107516216A CN 201710613297 A CN201710613297 A CN 201710613297A CN 107516216 A CN107516216 A CN 107516216A
- Authority
- CN
- China
- Prior art keywords
- beneficiary
- payment
- identity information
- information
- payer
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
Abstract
Device and intelligent terminal the invention discloses a kind of method of payment, with store function, wherein method include：Payer generates the first payment information and sent by the first gathering direction paying server；The payer receives the identity information of first beneficiary from the paying server；The payer generates the second payment information and sent by paying server described in the second gathering direction；Wherein, second identity information is used to be matched with first identity information, prompts abnormal to the payer or terminates the payment flow during to mismatch.By the above-mentioned means, the judgement that the present invention is made whether to be paid by server, is not required to payer and carries out inputting the operation such as password, it is convenient and swift；Meanwhile beneficiary needs repeatedly acquisition payment information to be collected money, only simultaneously when the multiple payment informations of payer are stolen, wealth can just be stolen by criminal, and safety of payment performance significantly improves.
Description
Technical field
The present invention relates to network safety payment field, the device more particularly to a kind of method of payment, with store function
And intelligent terminal.
Background technology
Network payment, especially mobile-phone payment are the means of payment most popular at present.And barcode scanning payment is convenient and swift with its
The characteristics of as the means of payment being most widely used in mobile-phone payment.Existing scanning payment process refer to Fig. 1, wherein logical
After the payment code that paying party is often scanned including businessman, self information and deducted amount are sent collectively to server, server to
Paying party sends the dialog box comprising Business Information and Payment Amount, it is necessary to which paying party is paid the bill by way of inputting password
Authorize, the process of withholing could be completed.
And exempt from password payment process for small amount, server, which is not required to send to paying party, includes Business Information and Payment Amount
Dialog box, be also not required to user and confirm that course of payment can be completed, although this process is more convenient, once paying party
Payment code be stolen after, criminal only need to by described in single pass pay the bill code just can be in the unwitting situation of paying party
Under steal the wealth of paying party, easily cause economic loss to paying party.
Therefore, prior art is further improved.
The content of the invention
The present invention solves the technical problem of provide a kind of method of payment, the device with store function and intelligence eventually
End, it is poor to can solve the problem that existing small amount exempts from password barcode scanning payment process security, paying party wealth easily stolen the problem of taking.
In order to solve the above technical problems, one aspect of the present invention is：A kind of method of payment is provided.
Wherein, methods described includes：
Payer generates the first payment information and sent by the first gathering direction paying server, and first gathering
When side sends first payment information, not editable first identity information of first beneficiary is carried；
The payer receives the identity information of the first beneficiary from the paying server, and first gathering
The identity information of side is determined by not editable first identity information of first beneficiary；
The identity information for first beneficiary that the payer is sent according to the paying server generates second
Pay information and sent by paying server described in the second gathering direction, second beneficiary sends second payment information
When, not editable second identity information of carrying second beneficiary；
Wherein, not editable second identity information of second beneficiary is used for the identity with first beneficiary
Information is matched, and is prompted abnormal to the payer or is terminated the payment flow during to mismatch.
Wherein, including：
The payer receives the prompting exception or terminates the message of the payment flow；
Paying server described in the payment direction sends the request for agreeing to pay, to notify the paying server to continue
The payment flow.
Wherein, the identity information of first beneficiary include the editable identity information of first beneficiary and/or
The not editable identity information of first beneficiary, the not editable identity information of beneficiary of first beneficiary/second
Including first beneficiary/second beneficiary physical address, with the registration of physical address information coding or the thing
Manage one section of particular identification code in address.
Wherein, the identity information of not editable second identity information of second beneficiary and first beneficiary
When being not belonging to same legal beneficiary, it is judged as not editable second identity information and described first of second beneficiary
The identity information of beneficiary mismatches.
Wherein, the method for obtaining the payment information of the first payment information/second is receives short message, receives calls and scan
One or more in Quick Response Code.
Wherein, the payment information of first payment information/second includes payer information, payment and the first beneficiary
Identity information in one or more.
In order to solve the above technical problems, the technical scheme that the present invention also uses is：A kind of method of payment is provided.
Wherein, methods described includes：
The first payment information is received, and identifies that the first beneficiary sends the first gathering carried during first payment information
Not editable first identity information of side；
Respond first payment information and the identity information of first beneficiary is sent to the payer；
The second payment information from the payer is received, and identifies that the second beneficiary sends second payment information
When not editable second identity information of the second beneficiary that carries；
Judge the identity information of first beneficiary and not editable second identity information of second beneficiary
Whether match, prompt abnormal to the payer if mismatching or terminate the payment flow.
Wherein, the identity for responding first payment information and first beneficiary being sent to the payer is believed
The method of breath includes：
First beneficiary is determined according to not editable first identity information of first beneficiary recognized
Identity information；
The identity information of first beneficiary is sent to the payer.
In order to solve the above technical problems, the technical scheme that the present invention also uses is：There is provided one kind has store function
Device.
Wherein, the device with store function is stored with a plurality of instruction, and the instruction is suitable to by processor loading simultaneously
Perform any described method.
In order to solve the above technical problems, the technical scheme that the present invention also uses is：A kind of intelligent terminal is provided.
Wherein, the intelligent terminal includes：
The processor that intercouples, storage device, the storage device are suitable to store a plurality of instruction, the instruction be suitable to by
Processor is loaded and performs method as mentioned.
The beneficial effects of the invention are as follows：The present invention is by the way that in a payment process, payer repeatedly produces payment information
And server is sent to by beneficiary one by one, the beneficiary for the multiple transmission payment information that server is recognized by contrast
The mode whether not editable identity information matches determines whether to be paid, and the process has server to be made whether to be propped up
The judgement paid, it is not required to payer and carries out inputting the operation such as password, it is convenient and swift；Meanwhile beneficiary needs repeatedly to obtain disbursement letter
Breath could be collected money, and only simultaneously when the multiple payment informations of payer are stolen, wealth can just be stolen by criminal, branch
Security performance is paid to significantly improve.
Brief description of the drawings
Fig. 1 is the flow chart that barcode scanning is paid in the prior art；
Fig. 2 is the overall flow figure of the embodiment of method of payment one of the present invention；
Fig. 3 is the flow chart of an embodiment of payer in method of payment of the present invention；
Fig. 4 is in method of payment of the present invention, when not editable second identity information of second beneficiary be used for
The flow chart of the embodiment of processing method one when the identity information of first beneficiary mismatches；
Fig. 5 is the flow chart of another embodiment of method of payment of the present invention；
Fig. 6 is to respond first payment information described in Fig. 5 and send first beneficiary to the payer
The flow chart of one embodiment of identity information specific method；
Fig. 7 is the structural representation of the embodiment of a storage device one of the invention；
Fig. 8 is the structural representation of the embodiment of an intelligent terminal one of the invention.
Embodiment
Heretofore described " first ", " second " are only used for making a distinction object, not to limit the number of object,
Also not necessarily represent that the two is identical or different.
Fig. 2 is refer to, Fig. 2 is the overall flow figure of the embodiment of method of payment one of the present invention, and methods described specifically includes：
S1, the first beneficiary obtain the payer and generate the first payment information；
Specifically, in step sl, the first beneficiary obtains the first payment information of the payer generation；Described first
Beneficiary can be that payer needs the target beneficiary paid the bill to it or steals the non-targeted receipts of the first payment information
Money side, as long as first payment information can be sent to the paying server by it.
S2, paying server receive the first payment information that first beneficiary is sent, and identify first gathering
Not editable first identity information in side；
In step s 2, the paying server receives the first payment information that first beneficiary is sent, and identifies
Not editable first identity information of first beneficiary.The first payment information that the paying server will can receive
Stored, while confirm first beneficiary by identifying not editable first identity information of first beneficiary
Identity.
S3, the paying server confirm the identity information of first beneficiary and send it to payer；
In step s3, the paying server confirms the identity information of first beneficiary and sends it to payment
Side.In one embodiment, the step S3 is specifically included：The paying server judges first beneficiary not editable
The first identity information whether match with a certain identity information in the identity information of the first beneficiary registered in advance, when being
When, the paying server confirms the identity information of first beneficiary and sends it to payer；When no, then to branch
Pay side's prompting exception or terminate payment flow.
The identity information for the first beneficiary that S4, payer confirm according to the paying server generates the second disbursement letter
Breath；
In step s 4, the identity information generation for the first beneficiary that the payer confirms according to the paying server
Second payment information；Second payment information can include the one or more in the identity information of the first beneficiary.
S5, the paying server receive the second payment information that second beneficiary is sent, and identify described second
Not editable second identity information of beneficiary；
In step s 5, the paying server receives the second payment information that second beneficiary is sent, and identifies
Not editable second identity information of second beneficiary.The process is similar to step S2 processes, and detailed process repeats no more.
Not editable second identity information of second beneficiary described in the step S5 and the first beneficiary described in the step S2
The type of not editable first identity information can be with identical also different, such as not editable second body of second beneficiary
Part information is sends the physical address of the second beneficiary of second payment information, first beneficiary not editable the
One identity information can be the physical address for the first beneficiary for sending first payment information, or with the physics
One section of particular identification code in the registration coding of address information or the physical address.
S6, the paying server judge not editable first identity information of first beneficiary and the institute recognized
State whether not editable second identity information of the second beneficiary matches, when the two is matched, complete to pay；When the two mismatch
When, then prompt abnormal to payer or terminate payment flow.
In step s 6, the paying server judges not editable first identity of first beneficiary recognized
Whether information matches with not editable second identity information of second beneficiary.The matching refers to first beneficiary
Not editable first identity information belongs to same beneficiary with not editable second identity information of second beneficiary,
Whether the beneficiary for exactly judging to send payment information twice is same beneficiary.When the two is matched, then into step S61,
Complete to pay；When the two is mismatched, then into step S62, prompt abnormal to payer or terminate payment flow.In the process
In, beneficiary needs repeatedly to obtain payment information and could collected money after paying server confirms, that is to say, that only exists
Multiple payment informations of payer are stolen simultaneously when, wealth can just be stolen by criminal, and safety of payment performance significantly improves.
It refer to Fig. 3, the flow chart of an embodiment of payer, methods described include in Fig. 3 methods of payment of the present invention：
S100, payer generate the first payment information and simultaneously sent by the first gathering direction paying server, and described the
When one beneficiary sends first payment information, not editable first identity information of first beneficiary is carried；
In the step s 100, the first payment information after payer generation encryption, first beneficiary obtain described the
First payment information is simultaneously sent to the paying server by one payment information, and first beneficiary sends described the
During one payment information, not editable first identity information of first beneficiary is carried.
The encryption method of first payment information is prior art, and here is omitted.First payment information/institute
It is one kind in payment information to state the second payment information, and in a payment process, required payment information generally includes to pay
Square information, payment and beneficiary information.The payment information of first payment information/second includes payer information, paid
One or more in the identity information of the amount of money and the first beneficiary.The payment information of the first payer information/second can be with
For the bank card number of payer binding, authorize the payment account ID to be paid the bill and identity information (such as identity card of payer
Number) etc. can authorize the paying server perform transfer operation payer information；In one embodiment, described
One payment information is bank's card number of payer binding, and second payment information is the identity information of first beneficiary.
In addition, in a payment process, the method that repeatedly obtains payment information can be to receive short message, receive calls and scan two dimension
One or more in code.In one embodiment, the method repeatedly obtained is scanning Quick Response Code.
The identity information of first beneficiary includes the editable identity information of first beneficiary and/or described the
The not editable identity information of one beneficiary, the paying server pass through the not editable of first beneficiary recognized
The first identity information determine the identity information of first beneficiary because editable identity information is easily usurped
Change, do not have reference value when confirming beneficiary identity, therefore, the paying server passes through the first beneficiary not editable
The first identity information the identity of the first beneficiary is confirmed.In one embodiment, the mode for confirming identity is to know
Not editable first identity information of first beneficiary being clipped to and legal receipts registered in advance in the paying server
The identity information of money side is matched, and when judged result is matches, then obtains the identity information of first beneficiary, described
The identity information of first beneficiary is the full detail that first beneficiary is registered in the paying server.
The not editable identity information of beneficiary of first beneficiary/second includes first beneficiary/second and received
The physical address of money side, the one section of particular identification code registered in coding or the physical address with the physical address information.
Due in the data transmission, the information such as physical address of a certain terminal uniquely determines and not editable, can be used for beneficiary
Identity checking is identified；The physical address of the beneficiary of first beneficiary/second can be that same beneficiary is different eventually
The physical address at end, if the beneficiary when carrying out information registering by the physical address information of the different terminals to described
The same beneficiary of registration；Further, the not editable identity information of the beneficiary, can also be by described
One section of particular identification code is added in the beneficiary physical address of first beneficiary/second quickly to identify the body of first beneficiary
Part information；Further, the not editable identity information of beneficiary of first beneficiary/second, can also be with it is described
Physical address information registration coding, it is described register coding can as the organization mechanism code of beneficiary and the administration for industry and commerce registration
Corporate message etc., certainly, as long as can be used for determining that the not editable information of beneficiary identity can.
In the present embodiment, payer can be the intelligent terminals such as mobile phone, computer and intelligent watch；First disbursement letter
The mode that breath carries not editable first identity information of the first beneficiary is not editable the of first beneficiary
One identity information is directly received by the paying server or the paying server is identified and compareed in its database
The log-on message of payer is confirmed.
S200, the payer receive the identity information of the first beneficiary from the paying server, and described the
The identity information of one beneficiary is determined by not editable first identity information of first beneficiary；
In step s 200, the payer receives the identity information of the first beneficiary from the paying server,
And the identity information of first beneficiary is determined by not editable first identity information of first beneficiary.Due to
First beneficiary can register many bars and the first beneficiary identity phase when being registered in the paying server
The information of pass, such as enterprise name, enterprises registration capital, organization mechanism code, status of a legal person information and cash receiving terminal physically
Location etc., that is, the identity information of first beneficiary.When paying server is by identifying that first beneficiary can not be compiled
After the first identity information collected confirms the identity of first beneficiary, while obtain the identity letter of first beneficiary
Breath.Therefore, the identity information that the paying server is sent to first beneficiary of the payer can be described the
One or more in the identity information of one beneficiary, can be the editable identity information of first beneficiary and/or institute
State the not editable identity information of the first beneficiary.
The identity information generation for first beneficiary that S300, the payer are sent according to the paying server
Two payment informations are simultaneously sent by paying server described in the second gathering direction, and second beneficiary sends described second and paid
During information, not editable second identity information of second beneficiary is carried；
Wherein, not editable second identity information of second beneficiary is used for the identity with first beneficiary
Information is matched, and is prompted abnormal to the payer or is terminated the payment flow during to mismatch.
In step S300, the identity letter for first beneficiary that the payer is sent according to the paying server
The second payment information of breath generation is simultaneously sent by paying server described in the second gathering direction, described in the second beneficiary transmission
During the second payment information, not editable second identity information of second beneficiary is carried；This process and step S100 phases
Seemingly, here is omitted.In one embodiment, the identity information for the first beneficiary that the paying server is sent can be only
The word for including the first beneficiary identity information for being one section of information encrypted or being presented by talking with box form.When
The identity information for the first beneficiary that the paying server is sent is to include the first beneficiary by talk with that box form is presented
, it is necessary to which whether the identity information for the first beneficiary that user recognizes to paying server is that target is received during the word of identity information
Money side confirmed, when no, then directly terminates payment flow；When being, then paying server calls first beneficiary
Identity information in gathering account, and complete by the process transferred accounts of payment direction paying party.In the present embodiment,
Whether the identity that beneficiary is voluntarily confirmed by payer is target beneficiary, is advantageous to terminate illegal beneficiary in time and steals
The wealth of payer.Meanwhile the process that user confirms, it is not necessary to input password, not only simple to operate and safety of payment.
In addition, in the present embodiment, not editable second identity information of second beneficiary is used for and described the
The identity information of one beneficiary is matched, and is prompted abnormal to the payer or is terminated the flow of payments during to mismatch
Journey.And the identity information of not editable second identity information of second beneficiary and first beneficiary is not belonging to together
During one legal beneficiary, it is judged as not editable second identity information of second beneficiary and first beneficiary
Identity information mismatches.
The present invention is by the way that in a payment process, payer repeatedly generates payment information and sent one by one by beneficiary
To server, server is by the not editable identity information for the beneficiary for contrasting the multiple transmission payment information recognized
The mode of no matching determines whether to be paid, and the judgement that the process is made whether to be paid by server, is not required to payer
Carry out inputting the operation such as password, it is convenient and swift；Meanwhile beneficiary needs repeatedly acquisition payment information to be collected money, only
When the multiple payment informations of payer are stolen simultaneously, wealth can just be stolen by criminal, and safety of payment performance significantly improves
Fig. 4 is refer to, Fig. 4 is in method of payment of the present invention, when not editable second identity of second beneficiary
The flow chart of the embodiment of processing method one when information is used to mismatch with the identity information of first beneficiary, the side
Method includes：
S400, the payer receive the prompting exception or terminate the message of the payment flow；
S500, the request for paying paying server described in direction and sending agreement payment, to notify the payment services
Device continues the payment flow.
In the present embodiment, the payment flow as described in the payer finds its prompting exception received or terminates
Message is as caused by the paying server exception or beneficiary operational error, and the payer confirms with target beneficiary
Afterwards, still the paying server can be notified to continue the payment flow by way of sending and paying request.So can be effective
Solve the abnormal conditions in payment process, make payment process more convenient.
Fig. 5 is refer to, Fig. 5 is the flow chart of another embodiment of method of payment of the present invention, wherein, methods described includes：
S10, the first payment information is received, and identify that the first beneficiary sends first carried during first payment information
Not editable first identity information of beneficiary；
In one embodiment of the step S10, the paying server identifies that the first beneficiary sends described first
The process of not editable first identity information of the first beneficiary carried during payment information specifically includes：The identification first
Beneficiary sends not editable first identity information of the first beneficiary carried during first payment information, and with payment
The identity information of the legal beneficiary prestored in server is matched to confirm to send the institute of first payment information
State the identity information of the first beneficiary.When recognition result is matches, then perform and operate in next step；When recognition result is mismatch
When, then prompt abnormal to payer or terminate payment flow.In the present embodiment, the identity by paying server to beneficiary
Next step operation is carried out after being confirmed again, so illegal beneficiary can be avoided to steal user's wealth, mention payment process
Security.
Refer to Fig. 6, Fig. 6 be in Fig. 5 step S20 respond first payment information and described in sending to the payer
The flow chart of the embodiment of method one of the identity information of first beneficiary, wherein, methods described includes：
Not editable first identity information for first beneficiary that S21, basis recognize determines that described first receives
The identity information of money side；
In the step S21, first beneficiary not editable first that the paying server will recognize
Identity information is matched with the identity information of legal beneficiary registered in advance in the paying server, when judged result is
During matching, then the identity information of first beneficiary is obtained, the identity information of first beneficiary is first receipts
The full detail that money side registers in the paying server.
S22, the identity information of first beneficiary is sent to the payer.
In step S22, the identity information that the paying server is sent to the first beneficiary of payer can be institute
One or more in the identity information of the first beneficiary is stated, can be that the editable identity information of the first beneficiary also may be used
For the not editable identity information of first beneficiary.
S30, the second payment information from the payer is received, and identify that the second beneficiary sends described second and paid
Not editable second identity information of the second beneficiary carried during information；
In step s 30, as long as second payment information is the identity information of first beneficiary, it can be with
The identity information of the first beneficiary recognized with the paying server is identical or different, and it can be an information or a plurality of
Information, the physics of the first payment information as described in the identity information for the first beneficiary that the paying server recognizes is transmission
Address, the second payment information can with enterprise name and organization mechanism code, as long as the physical address of first payment information with
Enterprise name and organization mechanism code belong to same legal beneficiary registered in advance.
S40, the identity information for judging first beneficiary and second beneficiary not editable second identity
Whether information matches；
S50, prompt abnormal to the payer if mismatching or terminate the payment flow.
In step S40 and S50, the paying server is received to the identity information of first beneficiary and described second
Whether not editable second identity information of money side matches.The paying server need not store described first recognized
Not editable first identity information of beneficiary, only it need to mark the body that first beneficiary is stored in the paying server
The address of part information, when performing matching operation, by not editable second identity information of second beneficiary and institute
The identity information for stating first beneficiary stored in paying server is matched, easy to operate, and execution efficiency is high.
In the present embodiment, although adding scanning times, user need not carry out inputting the operation such as password, only need by
Payment information is supplied to beneficiary, and the identity of beneficiary is confirmed by paying server, and confirm number be it is multiple,
The process safety that more existing once acquisition payment information just performs payment is higher.In addition, it is not editable to obtain beneficiary
It can also be multiple twice that the number of identity information, which can be, and first and second in the present invention are only used for the description to process,
Not representing technical scheme only includes obtaining the not editable identity information of beneficiary twice.
Based on the above method, the invention also discloses a kind of equipment with store function, Fig. 7 is refer to, wherein, it is described
Equipment 100 with store function is stored with a plurality of instruction 110, and the instruction 110 is suitable to be loaded by processor and performed any
Described method, the storage device 100 are the equipment that USB flash disk, hard disk and CD etc. carry out data storage using electricity, magnetic and luminous energy.
Based on the above method, the invention also discloses a kind of intelligent terminal, Fig. 8 is refer to, wherein, including：
The processor 210 and storage device 220 to intercouple, the storage device 220 is suitable to store a plurality of instruction, described
Instruction is suitable to be loaded by processor 210 and performed any described method, and the intelligent terminal 200 can be mobile phone, electricity
Brain, tablet personal computer, server, wrist-watch and Intelligent worn device etc..
In summary, the present invention is by the way that in a payment process, payer repeatedly generates payment information and passes through gathering
Side is sent to server one by one, server by contrast the multiple transmission payment information recognized beneficiary it is not editable
The mode whether identity information matches determines whether to be paid, the judgement that the process is made whether to be paid by server,
Payer is not required to carry out inputting the operation such as password, it is convenient and swift；Meanwhile beneficiary needs repeatedly acquisition payment information to carry out
Gathering, only simultaneously when the multiple payment informations of payer are stolen, wealth can just be stolen by criminal, safety of payment performance
Significantly improve.
Embodiments of the present invention are the foregoing is only, are not intended to limit the scope of the invention, it is every to utilize this
The equivalent structure or equivalent flow conversion that description of the invention and accompanying drawing content are made, or directly or indirectly it is used in other correlations
Technical field, it is included within the scope of the present invention.
Claims (10)
1. a kind of method of payment, it is characterised in that methods described includes：
Payer generates the first payment information and sent by the first gathering direction paying server, and first beneficiary is sent out
When sending first payment information, not editable first identity information of first beneficiary is carried；
The identity information of first beneficiary of the payer reception from the paying server, and first beneficiary
Identity information is determined by not editable first identity information of first beneficiary；
The identity information for first beneficiary that the payer is sent according to the paying server generates the second disbursement letter
Cease and sent by paying server described in the second gathering direction, when second beneficiary sends second payment information,
Carry not editable second identity information of second beneficiary；
Wherein, not editable second identity information of second beneficiary is used for the identity information with first beneficiary
Matched, prompt abnormal to the payer or terminate the payment flow during to mismatch.
2. the method as described in claim 1, it is characterised in that including：
The payer receives the prompting exception or terminates the message of the payment flow；
Paying server described in the payment direction sends the request for agreeing to pay, to notify described in the paying server continuation
Payment flow.
3. the method as described in claim 1, it is characterised in that the identity information of first beneficiary includes described first and received
The editable identity information in money side and/or the not editable identity information of first beneficiary, first beneficiary/the second
The not editable identity information of beneficiary include the beneficiary of first beneficiary/second physical address, with it is described physically
One section of particular identification code in the registration coding of location association or the physical address.
4. the method as described in claim 1, it is characterised in that not editable second identity information of second beneficiary
When being not belonging to same legal beneficiary with the identity information of first beneficiary, it is judged as can not compiling for second beneficiary
The identity information of the second identity information collected and first beneficiary mismatches.
5. the method as described in claim 1, it is characterised in that the side for obtaining the payment information of the first payment information/second
Method is receives short message, receives calls and scans the one or more in Quick Response Code.
6. the method as described in claim 1, it is characterised in that the payment information of first payment information/second includes paying
One or more in the identity information of square information, payment and the first beneficiary.
7. a kind of method of payment, it is characterised in that methods described includes：
The first payment information is received, and identifies the first beneficiary carried during the first beneficiary transmission first payment information
Not editable first identity information；
Respond first payment information and the identity information of first beneficiary is sent to the payer；
The second payment information from the payer is received, and identifies and is taken when the second beneficiary sends second payment information
Not editable second identity information of second beneficiary of band；
Judge first beneficiary identity information and second beneficiary not editable second identity information whether
Match, prompt abnormal to the payer if mismatching or terminate the payment flow.
8. method as claimed in claim 7, it is characterised in that the response first payment information and to the payer
Sending the method for the identity information of first beneficiary includes：
The body of first beneficiary is determined according to not editable first identity information of first beneficiary recognized
Part information；
The identity information of first beneficiary is sent to the payer.
9. a kind of device with store function, it is characterised in that it is stored with a plurality of instruction, and the instruction is suitable to by processor
Load and perform the method as described in claim 1-8 is any.
A kind of 10. intelligent terminal, it is characterised in that including：
The processor that intercouples, storage device, the storage device are suitable to store a plurality of instruction, and the instruction is suitable to by handling
Device is loaded and performs the method as described in claim 1-8 is any.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710613297.2A CN107516216A (en) | 2017-07-25 | 2017-07-25 | A kind of method of payment, the device and intelligent terminal with store function |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710613297.2A CN107516216A (en) | 2017-07-25 | 2017-07-25 | A kind of method of payment, the device and intelligent terminal with store function |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN107516216A true CN107516216A (en) | 2017-12-26 |
Family
ID=60721945
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710613297.2A Withdrawn CN107516216A (en) | 2017-07-25 | 2017-07-25 | A kind of method of payment, the device and intelligent terminal with store function |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN107516216A (en) |
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109460732A (en) * | 2018-11-05 | 2019-03-12 | 泰康保险集团股份有限公司 | Information processing method of insuring, device and readable storage medium storing program for executing based on image recognition |
| CN109493023A (en) * | 2018-10-17 | 2019-03-19 | 珠海横琴现联盛科技发展有限公司 | Mobile payment settle accounts calculation method based on anti-tamper Encryption Algorithm |
| CN110264209A (en) * | 2019-04-28 | 2019-09-20 | 福建酷享网络科技有限公司 | A kind of information processing method and device of intelligent scanning payment |
| CN110458563A (en) * | 2019-08-09 | 2019-11-15 | Oppo（重庆）智能科技有限公司 | Display interface treating method and apparatus, electronic equipment, readable storage medium storing program for executing |
| CN110647363A (en) * | 2018-06-27 | 2020-01-03 | 北京三快在线科技有限公司 | Abnormity prompting method and device, storage medium and electronic equipment |
| CN111626738A (en) * | 2020-07-29 | 2020-09-04 | 南京云联数科科技有限公司 | Method, electronic device and storage medium for code scanning security |
-
2017
- 2017-07-25 CN CN201710613297.2A patent/CN107516216A/en not_active Withdrawn
Cited By (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110647363A (en) * | 2018-06-27 | 2020-01-03 | 北京三快在线科技有限公司 | Abnormity prompting method and device, storage medium and electronic equipment |
| CN110647363B (en) * | 2018-06-27 | 2020-12-25 | 北京三快在线科技有限公司 | Abnormity prompting method and device, storage medium and electronic equipment |
| CN109493023A (en) * | 2018-10-17 | 2019-03-19 | 珠海横琴现联盛科技发展有限公司 | Mobile payment settle accounts calculation method based on anti-tamper Encryption Algorithm |
| CN109493023B (en) * | 2018-10-17 | 2022-01-25 | 珠海横琴井通容智科技信息有限公司 | Mobile payment settlement method based on tamper-proof encryption algorithm |
| CN109460732A (en) * | 2018-11-05 | 2019-03-12 | 泰康保险集团股份有限公司 | Information processing method of insuring, device and readable storage medium storing program for executing based on image recognition |
| CN109460732B (en) * | 2018-11-05 | 2020-11-10 | 泰康保险集团股份有限公司 | Image recognition-based application information processing method and device and readable storage medium |
| CN110264209A (en) * | 2019-04-28 | 2019-09-20 | 福建酷享网络科技有限公司 | A kind of information processing method and device of intelligent scanning payment |
| CN110458563A (en) * | 2019-08-09 | 2019-11-15 | Oppo（重庆）智能科技有限公司 | Display interface treating method and apparatus, electronic equipment, readable storage medium storing program for executing |
| CN111626738A (en) * | 2020-07-29 | 2020-09-04 | 南京云联数科科技有限公司 | Method, electronic device and storage medium for code scanning security |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN107516216A (en) | A kind of method of payment, the device and intelligent terminal with store function | |
| US7766223B1 (en) | Method and system for mobile services | |
| US9218594B2 (en) | Social network-assisted electronic payments | |
| US9613377B2 (en) | Account provisioning authentication | |
| US20140324701A1 (en) | Method for completing payment by using two mobile terminals | |
| US20100063935A1 (en) | Multi-Factor Authorization System and Method | |
| US20070265984A1 (en) | Financial transaction using mobile devices | |
| WO2010082960A1 (en) | Multi-factor authorization system and method | |
| US11151543B2 (en) | Methods for secure transactions | |
| RU2452020C2 (en) | Method of making payments (versions) and system for realising said method | |
| US20140201086A1 (en) | Method and system for reversed near field contact electronic transaction | |
| CN102971758A (en) | Method and apparatus for providing automated payment | |
| MX2011003059A (en) | Over the air update of payment transaction data stored in secure memory. | |
| CN115907763A (en) | Providing payment credentials to a consumer | |
| US20150193765A1 (en) | Method and System for Mobile Payment and Access Control | |
| CN104838399A (en) | Authenticating remote transactions using mobile device | |
| US20150112862A1 (en) | Peer-to-peer payment registration and activation | |
| CN104038924A (en) | Method and system for achieving resource exchange information processing | |
| CN105608563A (en) | Payment processing method, related equipment and payment processing system | |
| CN106899539A (en) | The business operation of cross-system performs method, business platform and goal systems | |
| WO2013087018A1 (en) | Dual-sim mobile phone on-site payment method and dual-sim mobile phone on-site payment system | |
| CN105989259A (en) | User identity authentication method and device as well as system | |
| CN104166908A (en) | Payment method and payment system | |
| CN107077668B (en) | System and method for providing payment service | |
| US8296242B1 (en) | Method and apparatus for coordinating and tracking delivery of a benefit |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| WW01 | Invention patent application withdrawn after publication |
Application publication date: 20171226 |
|
| WW01 | Invention patent application withdrawn after publication |