CN107423804A - Smart card, smart card administrative system and management method - Google Patents
Smart card, smart card administrative system and management method Download PDFInfo
- Publication number
- CN107423804A CN107423804A CN201710589377.9A CN201710589377A CN107423804A CN 107423804 A CN107423804 A CN 107423804A CN 201710589377 A CN201710589377 A CN 201710589377A CN 107423804 A CN107423804 A CN 107423804A
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- Prior art keywords
- chip
- smart card
- quick response
- response code
- cloud server
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
- G06K19/0772—Physical layout of the record carrier
- G06K19/07722—Physical layout of the record carrier the record carrier being multilayered, e.g. laminated sheets
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
- G06Q20/4093—Monitoring of device authentication
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- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Hardware Design (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention provides a kind of smart card, smart card administrative system and management method, wherein, smart card includes, sequentially close-connected card top layer, intermediate layer, card bottom, and intermediate layer includes IC chip and equally distributed electrically conductive ink, the chip hole that card top layer includes Quick Response Code and passed through for IC chip, wherein, Quick Response Code, which contains, relates to IC chip coding information in systems and Quick Response Code is uniquely corresponding with IC chip.Smart card, smart card administrative system and management method provided by the invention, by set on smart cards IC chip and with the unique corresponding Quick Response Code of IC chip, to realize to financial operation can be implemented after smart card progress double authentication, the security risk of user's property can be reduced.
Description
Technical field
The present invention relates to a kind of smart card, smart card administrative system and management method.
Background technology
Financial IC card technology is very ripe at present, and be widely used to finance, telecommunications, traffic, commerce and trade, social security, tax revenue,
Medical treatment, insurance etc., almost cover all government utility fields.But with the continuous improvement of information technology, existing finance
IC-card is easily replicated by criminal and usurped, and then brings economic loss to user.
The content of the invention
The technical problem to be solved in the present invention is to provide a kind of smart card, smart card administrative system and management method, pass through
Set on smart cards IC chip and with the unique corresponding Quick Response Code of IC chip, double authentication rear is carried out to smart card to realize
Financial operation can be implemented, the security risk of user's property can be reduced.
In order to solve the above technical problems, technical scheme provided by the invention is：
In a first aspect, the present invention provides a kind of smart card, including, sequentially close-connected card top layer, intermediate layer, card bottom
Layer, and intermediate layer includes IC chip and equally distributed electrically conductive ink, card top layer includes Quick Response Code and the core passed through for IC chip
Film perforation, wherein, Quick Response Code, which contains, relates to IC chip coding information in systems and Quick Response Code is uniquely corresponding with IC chip.
Further, IC chip is RFID chip, and a LC series resonant circuits are provided with RFID chip, and LC connects
The resonant frequency of resonance circuit is 13.56MHz.
Further, Quick Response Code is the Quick Response Code of QR Code forms.
Second aspect, the present invention provide a kind of smart card administrative system, smart card are managed, including, smart card, cloud
Server, user terminal, the first chip recognizer, the second chip recognizer, Quick Response Code code reader；
Smart card, for carrying out financial operation for user；
First chip recognizer, for reading the chip data on smart card in IC chip, and by chip data send to
In Cloud Server；
Quick Response Code code reader, for being scanned to the Quick Response Code on smart card with the unique corresponding volume of acquisition and IC chip
Code information, and coding information is sent into Cloud Server；
Cloud Server, chip data and Quick Response Code code reader for receiving and storing the transmission of the first chip recognizer are sent
Coding information, and coding information and chip data are bound, to obtain associated data；
Second chip recognizer, for reading the chip data on smart card in IC chip, and by chip data send to
In Cloud Server；
User terminal, for being scanned to the Quick Response Code on smart card, and scanning result data are sent to cloud service
In device；
Cloud Server, it is additionally operable to the scanning result for the chip data and user terminal transmission for sending the second chip recognizer
Data, matched respectively with associated data, to identify the true and false of smart card and judge whether executable financial operation.
Further, Cloud Server includes information binding module first, and information binding module is used to record Quick Response Code first
By user terminal type information during first scan.
Further, user terminal is mobile phone or PC.
Further, the first chip recognizer is RFID reader；
Second chip recognizer is RFID reader.
The third aspect, the present invention provide a kind of smart card management method, including,
First chip recognizer, the chip data in IC chip on smart card is read, and chip data is sent to cloud and taken
It is engaged in device；
Quick Response Code code reader, the Quick Response Code on smart card is scanned and believed with obtaining with the unique corresponding coding of IC chip
Breath, and coding information is sent into Cloud Server；
Cloud Server, receive and store the chip data of the first chip recognizer transmission and the volume of Quick Response Code code reader transmission
Code information, and coding information and chip data are bound, to obtain associated data；
Second chip recognizer, the chip data in IC chip on smart card is read, and chip data is sent to cloud and taken
It is engaged in device；
User terminal, the Quick Response Code on smart card is scanned, and scanning result data are sent into Cloud Server；
Cloud Server, the scanning result data that the chip data and user terminal that the second chip recognizer is sent are sent,
Matched respectively with associated data, to identify the true and false of smart card and judge whether executable financial operation.
Further, in addition to, Cloud Server records Quick Response Code by user terminal type information during first scan.
Further, user terminal is mobile phone or PC.
Smart card, smart card administrative system and management method provided by the invention, by setting IC chip on smart cards
With with the unique corresponding Quick Response Code of IC chip, with realize double authentication is carried out to smart card after can implement financial operation, can drop
The security risk of low user's property.
Brief description of the drawings
Fig. 1 is the structural representation of smart card provided in an embodiment of the present invention；
Fig. 2 is the Rotating fields schematic diagram of smart card provided in an embodiment of the present invention；
Fig. 3 is the structured flowchart of smart card administrative system provided in an embodiment of the present invention；
Fig. 4 is the flow chart of smart card management method provided in an embodiment of the present invention.
Embodiment
The present invention is further illustrated below by specific embodiment, it should be understood, however, that, these embodiments are only
It is used for specifically describing in more detail, and is not to be construed as limiting the present invention in any form.
Embodiment one
The smart card 100 provided with reference to Fig. 1 and Fig. 2, the present embodiment, including, sequentially close-connected card top layer 1, middle
Layer 2, card bottom 3, and intermediate layer 2 include IC chip 5 and equally distributed electrically conductive ink 6, and card top layer 1 includes Quick Response Code 4 and supplied
The chip hole 7 that IC chip 5 passes through, wherein, Quick Response Code 4 contain relate to the coding information in systems of IC chip 5 and Quick Response Code 4 with
IC chip 5 uniquely corresponds to.
Smart card 100 provided in an embodiment of the present invention, by the setting IC chip 5 on smart card 100 and with IC chip 5 only
Quick Response Code 4 corresponding to one, to realize to financial operation can be implemented after the progress double authentication of smart card 100, user's wealth can be reduced
The security risk of production.
Preferably, IC chip 5 is RFID chip, and a LC series resonant circuits are provided with RFID chip, and LC connects
The resonant frequency of resonance circuit is 13.56MHz.In the present embodiment, IC chip 5 is RFID chip, using wireless radio-frequency
Chip, practicality more preferably, meet social development demand.In addition, the LC series resonant circuits in RFID chip in the present embodiment
Resonant frequency be 13.56MHz.It should be noted that resonance frequency of the present embodiment to LC series resonant circuits in RFID chip
Rate is not especially limited, and can be selected with reference to actual demand.
It is further preferred that Quick Response Code 4 is the Quick Response Code 4 of QR Code forms.In the present embodiment, the two of QR Code forms
It is fast to tie up the reading speed of code 4.It should be noted that the present embodiment is not especially limited to the concrete form of Quick Response Code 4, can be according to reality
Border growth requirement is set.
Embodiment two
The smart card administrative system provided with reference to Fig. 3, the present embodiment, is managed to smart card 100, including, smart card
100, Cloud Server 200, user terminal 300, the first chip recognizer 400, the second chip recognizer 500, Quick Response Code code reader
600；
Smart card 100, for carrying out financial operation for user；
First chip recognizer 400, for reading the chip data on smart card 100 in IC chip 5, and by chip data
Send into Cloud Server 200；
Quick Response Code code reader 600, it is unique with IC chip 5 to obtain for being scanned to the Quick Response Code 4 on smart card 100
Corresponding coding information, and coding information is sent into Cloud Server 200；
Cloud Server 200, for receiving and storing the chip data and Quick Response Code barcode scanning of the transmission of the first chip recognizer 400
The coding information that device 600 is sent, and coding information and chip data are bound, to obtain associated data；
Second chip recognizer 500, for reading the chip data on smart card 100 in IC chip 5, and by chip data
Send into Cloud Server 200；
User terminal 300, for being scanned to the Quick Response Code 4 on smart card 100, and by scanning result data send to
In Cloud Server 200；
Cloud Server 200, the chip data and user terminal 300 for being additionally operable to send the second chip recognizer 500 are sent
Scanning result data, matched respectively with associated data, to identify the true and false of smart card 100 and judge whether executable gold
Melt operation.
Smart card administrative system provided in an embodiment of the present invention, by smart card 100 set IC chip 5 and with IC cores
The unique corresponding Quick Response Code 4 of piece 5, user is while being swiped the card, it is also necessary to can by way of mobile phone barcode scanning is verified
The operation such as consumption is performed, double authentication is carried out to smart card 100, the security risk of user's property can be reduced.
Preferably, Cloud Server 200 includes information binding module first, and information binding module is used to record Quick Response Code first
4 by the type information of the user terminal 300 during first scan.In the present embodiment, record Quick Response Code 4 is by user during first scan
The type information of terminal 300, economic loss caused by can further preventing user mobile phone stolen.
It is further preferred that user terminal 300 is mobile phone or PC.
It is further preferred that the first chip recognizer 400 is RFID reader；Second chip recognizer 500 is known for RFID
Read device.
Embodiment three
The smart card management method provided with reference to Fig. 4, the present embodiment, including,
Step S1：First chip recognizer 400, reads the chip data in IC chip 5 on smart card 100, and by chip
Data are sent into Cloud Server 200；
Step S2：Quick Response Code code reader 600, the Quick Response Code 4 on smart card 100 is scanned to obtain and IC chip 5
Coding information corresponding to unique, and coding information is sent into Cloud Server 200；
Step S3：Cloud Server 200, receive and store the chip data and Quick Response Code of the first chip recognizer 400 transmission
The coding information that code reader 600 is sent, and coding information and chip data are bound, to obtain associated data；
Step S4：Second chip recognizer 500, reads the chip data in IC chip 5 on smart card 100, and by chip
Data are sent into Cloud Server 200；
Step S5：User terminal 300, the Quick Response Code 4 on smart card 100 is scanned, and scanning result data are sent out
Deliver in Cloud Server 200；
Step S6：Cloud Server 200, the chip data and user terminal 300 that the second chip recognizer 500 is sent are sent
Scanning result data, matched respectively with associated data, to identify the true and false of smart card 100 and judge whether executable gold
Melt operation.
Smart card management method provided in an embodiment of the present invention, by smart card 100 set IC chip 5 and with IC cores
The unique corresponding Quick Response Code 4 of piece 5, user is while being swiped the card, it is also necessary to can by way of mobile phone barcode scanning is verified
The operation such as consumption is performed, double authentication is carried out to smart card 100, the security risk of user's property can be reduced.
Preferably, in addition to, Cloud Server 200 records Quick Response Code 4 to be believed by the model of the user terminal 300 during first scan
Breath.In the present embodiment, record Quick Response Code 4 can further prevent user by the type information of the user terminal 300 during first scan
Economic loss caused by hand-set from stolen.
It is further preferred that user terminal 300 is mobile phone or PC.
It is further preferred that the first chip recognizer 400 is RFID reader；Second chip recognizer 500 is known for RFID
Read device.
Although present invention has been a certain degree of description, it will be apparent that, do not departing from the spirit and scope of the present invention
Under the conditions of, the appropriate change of each condition can be carried out.It is appreciated that the invention is not restricted to the embodiment, and it is attributed to right
It is required that scope, it includes the equivalent substitution of each factor.
Claims (10)
- A kind of 1. smart card, it is characterised in that including, sequentially close-connected card top layer, intermediate layer, card bottom, and it is described in Interbed includes IC chip and equally distributed electrically conductive ink, and the card top layer includes Quick Response Code and the core passed through for the IC chip Film perforation, wherein, the Quick Response Code, which contains, relates to IC chip coding information in systems and the Quick Response Code and the IC Chip uniquely corresponds to.
- 2. smart card according to claim 1, it is characterised in that the IC chip is RFID chip, and the RFID cores A LC series resonant circuits are provided with piece, and the resonant frequency of the LC series resonant circuits is 13.56MHz.
- 3. smart card according to claim 1, it is characterised in that the Quick Response Code is the Quick Response Code of QR Code forms.
- 4. a kind of smart card administrative system, being managed to the smart card any one of claims 1 to 3, its feature exists In, including, smart card, Cloud Server, user terminal, the first chip recognizer, the second chip recognizer, Quick Response Code code reader；The smart card, for carrying out financial operation for user；The first chip recognizer, for reading the chip data on the smart card in IC chip, and by the chip-count According to transmission into the Cloud Server；The Quick Response Code code reader, it is unique with the IC chip to obtain for being scanned to the Quick Response Code on the smart card Corresponding coding information, and the coding information is sent into the Cloud Server；The Cloud Server, chip data and the Quick Response Code for receiving and storing the first chip recognizer transmission are swept The coding information that code device is sent, and the coding information and the chip data are bound, to obtain associated data；The second chip recognizer, for reading the chip data on the smart card in IC chip, and by the chip-count According to transmission into Cloud Server；The user terminal, for being scanned to the Quick Response Code on the smart card, and scanning result data are sent Into Cloud Server；The Cloud Server, it is additionally operable to send the chip data of the second chip recognizer transmission and the user terminal Scanning result data, matched respectively with the associated data, to identify the true and false of the smart card and judge whether to hold Row financial operation.
- 5. smart card administrative system according to claim 4, it is characterised in that the Cloud Server includes information first and tied up Cover half block, the binding module of information first are used to record Quick Response Code by user terminal type information during first scan.
- 6. smart card administrative system according to claim 4, it is characterised in that the user terminal is mobile phone or PC.
- 7. smart card administrative system according to claim 4, it is characterised in thatThe first chip recognizer is RFID reader；The second chip recognizer is RFID reader.
- A kind of 8. smart card management method, it is characterised in that including,First chip recognizer, reads the chip data in IC chip on the smart card, and by the chip data send to In the Cloud Server；Quick Response Code code reader, the Quick Response Code on the smart card is scanned to obtain and the unique corresponding volume of the IC chip Code information, and the coding information is sent into the Cloud Server；Cloud Server, receive and store chip data and Quick Response Code code reader transmission that the first chip recognizer is sent Coding information, and the coding information and the chip data are bound, to obtain associated data；Second chip recognizer, reads the chip data in IC chip on the smart card, and by the chip data send to In Cloud Server；User terminal, the Quick Response Code on the smart card is scanned, and scanning result data are sent to cloud service In device；Cloud Server, the scanning result number that the chip data and the user terminal that the second chip recognizer is sent are sent According to being matched respectively with the associated data, to identify the true and false of the smart card and judge whether executable financial operation.
- 9. smart card management method according to claim 8, it is characterised in that also include, the Cloud Server record two Code is tieed up by user terminal type information during first scan.
- 10. smart card management method according to claim 8, it is characterised in that the user terminal is mobile phone or PC.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710589377.9A CN107423804B (en) | 2017-07-19 | 2017-07-19 | Smart card, smart card management system and management method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710589377.9A CN107423804B (en) | 2017-07-19 | 2017-07-19 | Smart card, smart card management system and management method |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN107423804A true CN107423804A (en) | 2017-12-01 |
| CN107423804B CN107423804B (en) | 2020-11-24 |
Family
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| CN201710589377.9A Active CN107423804B (en) | 2017-07-19 | 2017-07-19 | Smart card, smart card management system and management method |
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Cited By (2)
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| CN110287743A (en) * | 2019-05-01 | 2019-09-27 | 上海明我信息技术有限公司 | A kind of intelligent meal card system |
| CN112737642A (en) * | 2021-02-06 | 2021-04-30 | 深圳市租电智能科技有限公司 | Smart card and control system thereof |
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Also Published As
| Publication number | Publication date |
|---|---|
| CN107423804B (en) | 2020-11-24 |
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