CN107292597A - Medical method, mobile terminal and the storage device paid is realized based on social security card - Google Patents
Medical method, mobile terminal and the storage device paid is realized based on social security card Download PDFInfo
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- CN107292597A CN107292597A CN201710382943.9A CN201710382943A CN107292597A CN 107292597 A CN107292597 A CN 107292597A CN 201710382943 A CN201710382943 A CN 201710382943A CN 107292597 A CN107292597 A CN 107292597A
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- G06Q20/401—Transaction verification
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- G06Q20/40145—Biometric identity checks
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Abstract
The invention discloses medical method, mobile terminal and the storage device paid is realized based on social security card, beforehand through real-name authentication is bound the social security card of account and user in user's the Internet line on line or under line；After supporting social security card directly to enter the diagnosis and treatment of the medical institutions completion user paid on line, paid when mobile terminal receives user's selection using the payment identity of social security user, customer consumption project information is sent to social security office settlement system by budget and balance function and checks medical insurance clearing ratio by social security sector, ambulatory expenses in the range of reimbursement and hospitalization cost are carried out by reimbursement deduction and exemption by social security sector automatically, remaining expense is paid using other modes.The present invention by directly using social security card register by as the innovation entrance of incision internet medical treatment, reservation, medical, settlement of insurance claim, reimbursement and paying, realizing the all-purpose card use in medical field, provide the user unification easily medical services social security card.
Description
Technical field
The present invention relates to internet medical applications technical field, and in particular to a kind of to realize medical payment based on social security card
Method, mobile terminal and storage device.
Background technology
With developing by leaps and bounds for modern medical service technology, " portable medical " turns into social hotspots, and common people's the difficulty of getting medical service is remained
One of threshold, since new medical reform started from 2009, has entered into the 8th year, is supplied in the lifting of medical insurance coverage rate, medicine
Answer System Construction, public health to achieve some in terms of reforming substantially to be in progress.But we should also be appreciated that at past 7 years
In practice, such as medical resource skewness, Big urban hospital's high cost of getting medical treatment the difficulty of getting medical service, The dear one is gone and the chamber remains deserted for part basic medical unit,
Conflict between doctors and patients unprecedentedly aggravate, medical treatment inefficiency the problems such as also urgently improve.
With developing rapidly for Internet technology, existing market occur in that it is substantial amounts of with " internet+medical treatment " be technology branch
The company of support, panoramic internet medical treatment application has reached as many as thousands of moneys, hospital, medical card, an a set of system
The phenomenon of system can be found everywhere, but so many medical product still without it is real fundamentally solve patient's Expensive and hard to visit doctors,
See a doctor three length one short, medical resource skewness, diagnosis information can not be integrated, conflict between doctors and patients unprecedentedly aggravate, medical treatment inefficiency
The problems such as.
It is all in the way of Dan Jia hospitals and single entrance that " internet+medical treatment " of universal presence, which is applied, on the market at present
Realize.This mode selects the stage in medical treatment place in patient, already results in patient in medical treatment, it is necessary to for different
Hospital downloads the application of relative hospital.Patient is in the reservation stage, it is necessary to go to selected hospital to handle what hospital voluntarily issued in advance
Medical card, and patient, in the payment stage, patient can only be paid the fees by way of deducting the medical card amount of money, it is impossible to realize social security card
Payment.Traditional " internet+medical treatment " application simply only meets patient and passes through medical card confirmation slip man's hospital doctor
Function, it is impossible to complete all standing of patient's medical treatment diagnosis and treatment process, without asking for fundamentally solution patient " Expensive and hard to visit doctors "
Topic.
The Medical service link of existing medical institutions' offer, diagnosis and treatment link, link of paying the fees, link of getting it filled, medical insurance service ring
Section and public medical link are lengthy and jumbled unordered, and always in the presence of big prescription, over-treatment, auxiliary examination is spread unchecked, each link etc. of seeing a doctor
Situations such as time is long is treated, and medical monitoring systems could not realize computer programing, not transfer in real time, check and subsequent query
The problem of etc. function, the waste of medical insurance fund was both caused, and great burden is brought to citizen and social resources.
Therefore, prior art has yet to be improved and developed.
The content of the invention
The technical problem to be solved in the present invention is, the drawbacks described above for prior art there is provided one kind is based on social security card
Realize medical method, mobile terminal and the storage device paid, it is intended to by regarding social security card as the medical wound in incision internet
New entrance, by the way that social security card is accessed into all medical institutions for supporting directly to be paid using social security card, directly using society
Protect card progress to register reservation, medical, settlement of insurance claim, reimbursement and payment, realize the all-purpose card use in medical field, provide the user
Unified easily medical services.
The technical proposal for solving the technical problem of the invention is as follows：
It is a kind of that the medical method paid is realized based on social security card, wherein, it the described method comprises the following steps：
Step A：Beforehand through real-name authentication is tied up the social security card of account and user in user's the Internet line on line or under line
Fixed, real-name authentication system prompts user input identification card number, password, social security card number, certification phone number are authenticated, the line
Lower real-name authentication system sends certification short message to certification mobile phone, passes through the authentication code realization application of certification short message and tying up for identity card
It is fixed；
Step B：It is mobile after supporting social security card directly to enter the diagnosis and treatment of the medical institutions completion user paid on line
When terminal receives the instruction for carrying out payment affirmation, mobile terminal provides social security user and from expense according to social security card binding state
Two kinds of family pays identity and selected for user；
Step C：When mobile terminal, which receives user's selection, to be paid using the payment identity of social security user, social security sector is led to
Cross budget and balance function and customer consumption project information is sent to social security office settlement system verification medical insurance clearing ratio, pass through social security system
System is automatic to carry out reimbursement deduction and exemption by the ambulatory expenses in the range of reimbursement and hospitalization cost, and remaining expense is personal using social security card
Account balance, deposit card, credit card, diagnosis and treatment card or Third-party payment platform are paid；
Step D：After mobile terminal, which completes social security card, to be paid, the operational order for receiving user is beaten automatically by self-supporting medical terminal
Print with subscriber identity information, diagnostic message and for user treating, check, examine, link of getting it filled determines whether to use
Family is seen a doctor, the strip of my medical insurance clearing, and identification safety authentication is carried out again.
Described realizes the medical method paid based on social security card, wherein, the real-name authentication mode includes：Face is known
Not, fingerprint matching, iris, sclera certification, the identification of palm geometry, voice recognition, name+identity card to, name+identity card+
Mobile phone identifying code or random payment verification；
The real-name authentication one of which or a variety of is taken when the social security card of user and user are carried out and bound in the Internet line
Mode is authenticated.
Described realizes the medical method paid based on social security card, wherein, the healthcare structure includes：Hospital, community are good for
Health service centre or pharmacy；
The social security card real-name authentication process is：Social security card, social security clip pin are provided by user, using user name, branch
Pay password and mobile phone identifying code and complete certification to the medical institutions for supporting directly to be paid using social security card；
The social security card is supported to be bound and supplemented with money by third-party platform, and the third-party platform includes：Wechat, Alipay
Or bank card.
It is described that the medical method paid is realized based on social security card, wherein, when user by mobile terminal completes social security card
Medical payment after, the medical record information medical every time of user is sent on the mobile terminal of user automatically, and according to the time and
Disease type carries out classification preservation, and the medical medical record information includes individual subscriber identity information, diagnostician's information, diagnosis knot
Really, medicine inventory, social security reimbursement information and clearing payment information；When user needs inquiry diagnosis information, by mobile whole
End inquiry hospital HIS system data, are checked after obtaining medical medical record information.
Described realizes the medical method paid based on social security card, wherein, mobile terminal is according to the medical medical record information of user
In diagnostic result and the points for attention of the corresponding disease of medicine inventory recommendation, rehabilitation guiding video, health diet recipe and guarantor
Strong medicine information；
Slow sick health control is carried out according to the medical record information of user, mobile terminal is applied to be adopted in real time to the physical trait of user
Collection, carries out early warning analysis and management to user's illness information by mobile terminal, the attention of user is reminded according to different diseases
Item and suggestion, when index of correlation exceedes certain standard value, point out user to be gone to a doctor again.
Described realizes the medical method paid based on social security card, wherein, carried out by the mobile terminal for binding social security card
Register reservation, the reservation flow of registering is：
The application that social security card has been bound in mobile terminal is opened, the application is in advance with supporting directly to be paid using social security card
All medical institutions carry out information mutual communications and selected there is provided medical institutions' information for user；
After user selects medical institutions, medical institutions' self-help serving system receives the reserve requests of user, and sends institute
Reserve requests of registering are stated to the background service system of the medical institutions, user is automatically generated and registers identity information；It is described to register
Reserve requests include subscription time, Selection of disease group and reservation expert；
After reservation is registered in completion, the subscription identification as medical voucher for user is generated, the subscription identification is sent simultaneously
Onto the mobile terminal of user and reservation expert, user is pointed out to carry out seeing a doctor on time while pointing out reservation expert to understand reservation in advance
Personal information.
It is described that the medical method paid is realized based on social security card, wherein, when user by mobile terminal completes social security card
Medical payment after, the background service systems of the medical institutions medicine inventory is sent on mobile terminal chosen for user and
Confirm, after user confirms selection and confirmed, notify user to carry out self-service medicine fetching or carry out express delivery or logistics distribution；
The consulting and interrogation of user is received by mobile terminal application, binding in advance has support directly to use in mobile terminal application
Doctor personnel in all medical institutions that social security card is paid, when user carries out remote interrogation, online doctor personnel
Related answer is carried out, and it is determined that being write a prescription on the laggard line of the disease information of user；
When the disease of user needs progress hospitalization or hospitalization to terminate rear, it is proposed that user, which directly enters on line, to be in hospital
Payment, the online payment of social security card or Third-party payment is carried out by mobile terminal application, completes online reservation payment of being in hospital.
Described realizes the medical method paid based on social security card, wherein, the personal illness of user is insured and society in advance
Protect card bound, when user complete disease treatment after, insurance company by mobile terminal from hospital HIS system by user's
The service system that personal information, disease information, medicine inventory, reimbursement inventory and payment inventry are sent to insurance company enters line
Upper Claims Resolution；
When the laggard row information checking of Claims Resolution information and the assessment of Claims Resolution result that the service system of insurance company receives user, protect
Dangerous company draws to be sent to after Claims Resolution result to be confirmed to user；
After the confirmation for receiving user is instructed, the financial account that amount of money direct payment is specified to user will be compensated according to user's request
On number, including social security card, deposit card, credit card, wechat, Alipay or hospital enter according to agreement to the cost of medical service of social security user
Row is paid for first, and insurance company is settled accounts with hospital after the completion for the treatment of；
Receive user and social security card, finance account, deposit card, credit card, wechat or the branch bound are used by mobile terminal
Precious operation is paid, personal illness insurance service is directly bought.
A kind of mobile terminal, wherein, including：Processor, the memory being connected with processor communication, the memory storage
There is computer program, the described side paid of being gone to a doctor based on social security card realization is realized when the computer program is used to be performed
Method；The processor is used to call the computer program in the memory, to realize that described being realized based on social security card is gone to a doctor
The method of payment.
A kind of storage device, wherein, the storage device is stored with computer program, and the computer program can be held
Method of the row to realize described payment of being gone to a doctor based on social security card realization.
Medical method, mobile terminal and the storage device paid realized based on social security card the invention discloses a kind of, in advance
By the way that real-name authentication is bound the social security card of account and user in user's the Internet line on line or under line；When in support social security
Card directly enters after the diagnosis and treatment that the medical institutions paid on line complete user, when carrying out payment affirmation, works as mobile terminal
Receive user's selection to be paid using the payment identity of social security user, social security sector is by budget and balance function by customer consumption
Project information is sent to social security office settlement system verification medical insurance clearing ratio, automatically will be in the range of reimbursement by social security sector
Ambulatory expenses and hospitalization cost carry out reimbursement deduction and exemption, remaining expense use social security card personal account remaining sum, deposit card, credit
Card, diagnosis and treatment card or Third-party payment platform are paid.The present invention is by regarding social security card as the medical wound in incision internet
New entrance, directly carries out register reservation, medical, settlement of insurance claim, reimbursement and payment using social security card by social security card, realizes medical treatment
All-purpose card in field is used, and provides the user unified easily medical services.
Brief description of the drawings
Fig. 1 is the flow chart for the preferred embodiment that the present invention realizes the medical method paid based on social security card.
Fig. 2 is the mobile terminal progress of the invention realized based on social security card in the medical method paid by binding social security card
Register reservation preferred embodiment flow chart.
Fig. 3 is the preferred embodiment that the present invention realizes real name identification method on the medical method center line paid based on social security card
Flow chart.
Fig. 4 is that mobile terminal of the present invention realizes the functional schematic block diagram that the medical method paid is realized based on social security card.
Embodiment
To make the objects, technical solutions and advantages of the present invention clearer, clear and definite, develop simultaneously embodiment pair referring to the drawings
The present invention is further described.It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, and without
It is of the invention in limiting.
The medical method paid is realized based on social security card described in present pre-ferred embodiments, as shown in figure 1, methods described
Comprise the following steps：
Step S100, beforehand through real-name authentication on line or under line the social security card of account and user in user's the Internet line are carried out
Binding, real-name authentication system prompts user input identification card number, password, social security card number, certification phone number are authenticated, described
Real-name authentication system sends certification short message to certification mobile phone under line, and application and identity card are realized by the authentication code of certification short message
Binding.
Specifically, the real-name authentication mode includes：Recognition of face, fingerprint matching, iris, sclera certification, palm geometry
Identification, voice recognition, name+identity card to, name+identity card+mobile phone identifying code, random payment verification etc.；Everyone
Face characteristic, fingerprint, iris, sclera, hand geometry etc. are all different, all with respective unique and unique
Property, for example, carry out real-name authentication by the identification of user's palm geometry, by open mobile terminal image collecting device it is near
Infrared light supply, by controlling IMAQ to obtain the palm vein image of user, after the palm vein image of user is collected,
Vein image is carried out by intensive treatment by image preprocessing, and obtains corresponding with recognizer quiet by feature extraction
Sample characteristics in vein pattern and database in the vein blood vessel model are carried out match cognization by arteries and veins vascular pattern；Or
Person is repeatedly verified by name+identity card+mobile phone identifying code, to judge the identity of current gathered person, so as to ensure to use
Using for family is safe, prevents social security card from being usurped by other people；Adopted when the social security card of user and user are carried out and bound in the Internet line
The real-name authentication one of which or various ways are taken to be authenticated.
Specifically, the present invention can also pass through the wechat in the mobile terminal of traditional approach, Alipay and self-aided terminal（Bag
Include bank card, diagnosis and treatment card or credit card etc.）Complete medical payment, payment function.But made by the mobile terminal of the present invention
Paid with social security card, it is necessary to which this function could be used by completing double authentication, authentication idses can not use this function, identity
Identification card only supports interchanger to pay or other Third-party payment modes, and it is in order to ensure user makes why to carry out double authentication
Security.The first re-authentication is exactly authentication idses in the present invention, and user passes through application input identification card number, password, society
Card number, certification phone number is protected to be registered（The application for realizing function of the present invention is downloaded, is registered）, it is short that system sends certification
Letter realizes application and the binding of identity card, the quasi- real name for completing identity card is recognized to certification mobile phone by the authentication code of certification short message
Card.
After the real-name authentication of identity card is completed（Complete the first heavy real-name authentication）If user will use social security card
Submitted an expense account, paid, it is necessary to complete the real-name authentication of social security card（I.e. second heavy real-name authentication）.And the social security card real-name authentication
Process is：User provides social security card, social security clip pin, direct to supporting using user name, payment cipher, mobile phone identifying code
Bound in the medical institutions paid using social security card or office of people society, mobile terminal line under certification, tag wire.That is,
Real-name authentication needs offer to be not limited to social security card, social security clip pin, application（APP）User name, payment cipher, mobile phone checking
Code, could be completed by user's operation, the security of user ensured by this mode, overall process is necessary for user's sheet
People operates, and man-machine cooperation could complete, it is to avoid loses because of card, be stolen and behavior that malice blocks, has ensured the power of user
Benefit.
Step S200, when supporting social security card directly to enter diagnosis and treatment that the medical institutions that are paid on line complete user
Afterwards, when mobile terminal receives the instruction for carrying out payment affirmation, mobile terminal provides social security user according to social security card binding state
Two kinds of user pays identity and selected for user at one's own expense.
Social security personal account supports all medical institutions, is put down by the medical internet of hospital HIS system and the present invention
Platform platform is bound, and facilitates user easily to be gone to a doctor according to the location of oneself, supports social security card to carry out direct payment
Medical institutions are more, more extensive more facilitate user.HIS systems（Hospital Information System）I.e. hospital believes
Breath system, is the information management system for covering all business of hospital and business overall process, using electronic computer and communication apparatus,
Collection, storage, processing, extraction and the data exchange of patient's medical information and administration information are provided for component commands of hospital door
Ability and meet authorized user functional requirement platform.By the various big hospital in city, community medical institutions and other
The resource of medical institutions provides unified easily medical services, such as described healthcare structure by unified output end for citizen
It can include：Hospital, Community Healthcare Service Center, pharmacy, or even recovery centre etc., as long as diagnosis can be provided the user, controlled
The medical institutions for the treatment of can cooperate binding with the medical internet platform of the present invention.
Preferably, the medical institutions for supporting social security card to pay are classified according to type, qualification grade, such as according to not
The disease for being good at treatment with medical institutions is classified, can facilitate user according to the state of an illness of oneself select it is most suitable oneself
Medical institutions.
The healthcare structure includes：Hospital, Community Healthcare Service Center or pharmacy etc..
In addition, the third-party platform includes：Wechat, Alipay, bank card, also all conventional payers including other
Formula（Such as paying in cash）；Why the means of payment is selected for user, be for enhanced convenience user, the mode means of payment
It is excessively single, make user that there is sufficient right to choose；In the present invention, the social security card is also supported to be tied up by third-party platform
Determine and supplement with money, for example, the remaining sum in Alipay, wechat, bank card can be transferred to social security card, while can also be by social security card
On remaining sum produce in Alipay, wechat, bank card, facilitate management of the user to remaining sum.
Step S300, when mobile terminal receive user selection paid using the payment identity of social security user when, society
Customer consumption project information is sent to social security office settlement system by budget and balance function and checks medical insurance clearing ratio by insurance system, is led to
Cross social security sector and the ambulatory expenses in the range of reimbursement and hospitalization cost are subjected to reimbursement deduction and exemption automatically, remaining expense uses society
Card personal account remaining sum, deposit card, credit card, diagnosis and treatment card or Third-party payment platform is protected to be paid.
Specifically, paid if user have selected using the social security card of binding, it is assumed that basis is opened after user's diagnosis
Medicine show that the result of medical expense is 1000 yuan, it is assumed that the ratio that directly can be wherein submitted an expense account by social security is 60%, that is, can
To submit an expense account 600 yuan, user oneself pays 400 yuan, and traditional way is that user snaps into all inventories, voucher and the social security seen a doctor
Social security office or designated hospital carry out application reimbursement, and whole process is cumbersome, very long, and in the present invention, social security card system can lead to
Budget and balance function calculating and verification medical insurance clearing ratio are crossed, by the medicine in the range of reimbursement and is in hospital automatically by social security card
Expense carries out reimbursement deduction and exemption, that is to say, that social security card system can share all information during user's diagnosis, including user
The information such as personally identifiable information, diagnostic result, medicine inventory, then submit an expense account 600 yuan automatically by social security card, remaining 400 yuan can
To be paid by using social security card remaining sum or Third-party payment platform, knot is submitted to office of people society finally by settlement function
Calculate detailed；The present invention is realized directly enters the function of being paid on line by the social security card of mobile terminal binding.
In addition, after user completes the medical payment of social security card by mobile terminal, each of user just being diagnosed a disease automatically
Go through information to be sent on the mobile terminal of user, and classification preservation, the medical case history letter are carried out according to time and disease type
Breath includes individual subscriber identity information, diagnostician's information, diagnostic result, medicine inventory, social security reimbursement information and clearing branch
Pay information；When user needs inquiry diagnosis information, by mobile terminal enquiry hospital HIS system data, medical case history is obtained
Checked after information.
Mobile terminal can also be according to the diagnostic result in the medical medical record information of user and the corresponding disease of medicine inventory recommendation
Points for attention, rehabilitation guiding video, health diet recipe and health medicine information.Such as user's case history is high fat of blood, then
Mobile terminal can push the small article or video of some life points for attention according to the state of an illness of user, point out user's carry out section
, rational diet.
Slow sick health control is carried out according to the medical record information of user, mobile terminal applies the physical trait progress to user real
When gather, early warning analysis and management are carried out to user's illness information by mobile terminal, remind user's according to different diseases
Points for attention and suggestion, when index of correlation exceedes certain standard value, point out user to be gone to a doctor again.Such as user is one
All information of the diabetes of user have been recorded in diabetic, the medical record information of user, such as blood sugar concentration at this stage,
Rank of diabetes etc., these medical record informations are all synchronously stored in the application of mobile terminal, after user has gone to a doctor, mobile whole
End is using the diet according to diabetes reason call user's attention, and user can use glucometer to measure after blood glucose value and input
Into the application of mobile terminal, if blood glucose value has exceeded standard value certain scope, point out user carry out immediately consulting and
It is medical.
Step S400, after mobile terminal completes social security card and paid, receiving the operational order of user, to pass through self-supporting medical whole
End automatic printing with subscriber identity information, diagnostic message and for user treating, check, examine, link of getting it filled judges
Whether be user see a doctor, the strip of my medical insurance clearing, identification safety authentication is carried out again.
Specifically, to avoid other people in medical procedure from stealing the behavior of social security card, mobile terminal is completed after social security card payment,
Self-supporting medical end print with subscriber identity information and diagnostic message and for user treating, check, examine, getting it filled
Link determines whether the strip that user is seen a doctor, my medical insurance is settled accounts, and strip has related identification information, and the strip can be made
Can be use in links for medical voucher with all medical rings of user including treating, checking, examine, get it filled
Family provides medical security and supervises whether see a doctor my medical insurance clearing in person simultaneously, ensures the security that medical insurance fund is used.
Further, the present invention can also be realized carries out reservation of registering by the mobile terminal for binding social security card, such as Fig. 2 institutes
Show, the reservation flow of registering is：
S1, opens the application that social security card has been bound in mobile terminal, the application is in advance with supporting directly to carry out using social security card
All medical institutions paid carry out information mutual communication and selected there is provided medical institutions' information for user；User can be with
Select the nearest medical institutions in oneself location to carry out reservation of registering, the therapeutic machine for having where authoritative expert can also be selected
Structure carries out reservation of registering；
S2, after user selects medical institutions, medical institutions' self-help serving system receives the reserve requests of user, and sends
The reserve requests of registering automatically generate user and registered identity information to the background service system of the medical institutions；It is described to hang
Number reserve requests include subscription time, Selection of disease group, reservation expert；
S3, after reservation is registered in completion, generates the subscription identification as medical voucher for user, the subscription identification is sent out simultaneously
Be sent to user and reservation expert mobile terminal on, point out user carry out seeing a doctor on time and meanwhile point out reservation expert understand in advance it is pre-
About personal information.
User can print reservation number by the subscription identification on mobile terminal on the self-aided terminal of medical institutions, so
Not only save user goes to hospital to rank the time registered on demand, can also select to facilitate the hospital of oneself and oneself in advance
The doctor that oneself trusts.
Further, the present invention is also implemented as user and carries out automatic drug delivery, when user by mobile terminal completes society
After the medical payment for protecting card, medicine inventory is sent on mobile terminal by the background service system of the medical institutions to be hooked for user
Choosing and confirmation, after user confirms selection and confirmed, notify user to carry out self-service medicine fetching or progress express delivery or logistics distribution,
After user selects express delivery, logistics distribution, user is without to window queuing's waiting of getting it filled, need to only go home wait, be user
There is provided convenient.
In addition, receiving the consulting and interrogation of user by mobile terminal application, binding in advance has branch in mobile terminal application
The doctor personnel in all medical institutions directly paid using social security card are held, when user carries out remote interrogation,
Line doctor personnel carry out related answer, and it is determined that being write a prescription on the laggard line of the disease information of user.
Such as user's glycosuria sick offender, by the online doctor on diabetes of mobile terminal application consulting, retouches to doctor
State associated conditions and feature, such as before the medicine eaten always, effect situation etc., after doctor has understood the state of an illness, if
Think to only need to out the problem of some medicines can solve user, then doctor can be write a prescription for user online, and doctor will
Medicine information is sent to user and confirmed, after the confirmation for obtaining user, success of writing a prescription, then carries out the selection of medicine distribution.
When the disease of user needs progress hospitalization or hospitalization to terminate rear, it is proposed that user directly enters on line
Pay the fees in hospital, the online payment of social security card or Third-party payment is carried out by mobile terminal application, complete online be in hospital and preengage
Payment.That is, user directly can be paid the fees in hospital online, including bed in hospital is preengage in advance, after hospitalization
Pay the fees, can be provided users with the convenient by being completed on line in hospital.
Further, the present invention can be insured with the personal illness of user bound settles a claim on line, i.e., in advance by user
Personal illness insurance bound with social security card, when user completion disease treatment after, insurance company is taken up a job as a doctor by mobile terminal
The personal information of user, disease information, medicine inventory, reimbursement inventory and payment inventry are sent to insurance in institute's HIS systems
The service system of company, which is entered on line, settles a claim.
When commenting for the laggard row information checking of Claims Resolution information that the service system of insurance company receives user and result of settling a claim
Estimate, insurance company draws to be sent to after Claims Resolution result to be confirmed to user；When receive user confirmation instruct after, according to
Family demand will be compensated in the financial account specified to user of amount of money direct payment, including social security card, deposit card, credit card, wechat,
Alipay or hospital are paid for first the cost of medical service of social security user according to agreement, after the completion for the treatment of insurance company and hospital
Settled accounts；In addition, receive user by mobile terminal using bound social security card, finance account, deposit card, credit card,
Wechat or Alipay operation, directly buy personal illness insurance service.
As shown in figure 3, user of the present invention, system, bank and social security office connect, realize and realized based on social security card
The medical method paid（This process mobile terminal is preferably mobile phone）, The present invention gives the specific mistake for entering real-name authentication on line
Journey is as follows：
System receive user input bank's card number after, verify the bank card whether be user bind bank card, i.e.,
Verify whether card number is correct, when showing mistake, point out user to re-enter, when showing correct, in prompting user's input：It is individual
People's Real Name, type of credential, certificate number, cell-phone number（It is the cell-phone number with the bank card binding to note cell-phone number）；
After user inputs above- mentioned information, bank validation holder（User）Whether identity is correct, when showing mistake, flow knot
Beam, when showing correct, sends short-message verification, the phone number of user is verified；
After the identifying code of user's input is received, judge whether identifying code is correct, when identifying code mistake, point out user again
Input handset number, when identifying code passes through, points out user's selection insuredly；
After receiving user and having selected insured ground, user's input social security card bank card number is pointed out, by the Real Name of user, card
Part type, certificate number, cell-phone number, social security card bank card number is sent to social security office and verified；
When social security office authentication failed, terminate flow, when social security office is proved to be successful, by social security card and the identity information of user
（Including phone number）Bound；
After the completion of binding, point out user input payment cipher, verify the validity of password and carry out cryptographic operation, then preserve
Payment cipher, finally points out user's binding to complete.
In addition, the present invention can also realize that classification is medical, when patient is minor illness or slow disease, carried out in hospital of subordinate first
Examine, examine the preliminary condition-inference of doctor's progress by first, different disposal is carried out according to the different situation of patient, if met on double
To upper situation about turning of changing the place of examination, then the higher level medical institutions that examining doctor's selection by head has related resource are applied, if outpatient service,
Then can directly it preengage；If being in hospital, then higher level medical institutions are needed to be given an written reply.After completion by head examine doctor issue it is two-way
The upper list that turns change the place of examination to patient, and guides patient to be changed the place of examination, and recorded in systems.
When patient is serious disease or acute disease, diagnosis and treatment directly can be carried out in higher level hospital, be treated by doctor in charge,
When conditions of patients tends towards stability, when the state of an illness meets the situation of lower turn of bidirectionally transfering consultation, suitable subordinate is selected to cure by doctor in charge
Mechanism is treated, then medical institutions of subordinate are after confirmation, doctor in charge gives the patient for entering convalescence to fill in and issue bidirectionally transfering consultation
Lower turn single, and guides patient to enter medical institutions of subordinate and carries out diagnosis and treatment.Patient after subordinate medical institutions are entered, higher level hospital
The doctor in charge needs that regularly patient is paid a return visit or held a consultation, the periodically recovery situation of follow-up patient, and to subordinate's therapeutic machine
The doctor of structure is instructed.
The special personnel of handling that change the place of examination preferably are set up in hospital, change the place of examination application of other hospitals for the court is handled, and it is right
The patient changed the place of examination carries out whole guidance and arranges preferential diagnosis and treatment.
During changing the place of examination, patient, which will hold, turns the single or lower turn of identity of changing the place of examination for singly indicating this person on bidirectionally transfering consultation, and
And close that department's progress is related to be put on record in medical insurance and Xin Nong.
The patient changed the place of examination typically enjoys preferentially medical right, the personnel that the business of changing the place of examination is responsible for by each hospital implement and
Follow-up.
The network design mode that the acquisition of patient's diagnosis and treatment data is isolated using intranet and extranet gateway, it is interior inside hospital network
The data of outer net pass through gateway real-time, interactive.Outer net can directly inquire about the data obtained needed for operation flow from Intranet, such as cure
Raw scheduling data, bed data, patient medical record, prescription, inspection survey report etc..The security isolation of intranet and extranet is realized with preventing
Shield, it is to avoid rogue attacks and access from outer net, while also meeting system to security needs.
When outer net needs data forwarding to Intranet, outer network interface unit peels off institute to the application data bag received
Some TCP/IP procotols and application layer protocol, and the clear data after stripping is write into outer net data buffer zone.According to difference
Application, it is necessary to integrality and security inspection, such as anti-virus and malicious code are carried out to data.And then, outer net connects
Mouth unit initiates the data cube computation of the ICP/IP protocol to isolating control unit immediately, by outer net data buffer zone (end server)
Connected, Intranet interface unit is received after data, stood with isolating the data exchange zone in control unit (front end processor server)
TCP/IP encapsulation and the encapsulation of application protocol are carried out, and data interaction is carried out by Intranet and operation system.Once data
Request is completed, and isolation control unit interrupts the connection with outer net immediately, returns to completely isolated state.
It is classified diagnosis and treatment and abundant business function, including business of changing the place of examination, the online consultation of doctors, medical insurance etc. is provided, can smoothly accesses
The miscellaneous service system such as HIS, LIS, PACS of each manufacturer, to realize the seamless connection with hospital business system, is provided for patient
Easily remote visiting service.
Large hospital can expand and to build more close doctor conjuncted, it is ensured that levels hospitals is winning together mutually beneficial in alliance
On the basis of harmonious development.Positive regard and the new model and neomorph for participating in internet+medical treatment, in next round medical treatment is changed,
Have the initiative in hands.
Large hospital can improve ward turnover rate in using platform process, increase high value patient flow, and add
Exchanged between strong Hospital Group's member, improve group's professional strength.
Under classification Diagnosis-treat Model, the right of speech and power to make decision of hospital of subordinate are greatly improved so that basic hospital
Increase rehabilitation patient's quantity, improve hospital revenue, allow primary care resource fully to be operated, give full play to value.And
Hospital of subordinate preferably can exchange with Hospital Group's member, the experience of doctor, professional skill, the visual field in lifting institute.
Present invention also offers a kind of mobile terminal, as shown in figure 4, the mobile terminal includes：
Processor (processor) 10, memory (memory) 20, communication interface (Communications Interface) 30
With bus 40；Wherein,
The processor 10, memory 20, communication interface 30 complete mutual communication by the bus 40；
The information transfer that the communication interface 30 is used between the communication equipment of the mobile terminal；
The processor 10 is used to call the computer program in the memory 20, is carried with performing above-mentioned each method embodiment
The method of confession, for example including：Beforehand through real-name authentication on line or under line by account in user's the Internet line and the social security of user
Card is bound；After supporting social security card directly to enter the diagnosis and treatment of the medical institutions completion user paid on line, enter
During row payment affirmation, paid when mobile terminal receives user's selection using the payment identity of social security user, social security sector
Customer consumption project information is sent to by social security office settlement system by budget and balance function and checks medical insurance clearing ratio, passes through social security
System is automatic to carry out reimbursement deduction and exemption by the ambulatory expenses in the range of reimbursement and hospitalization cost, and remaining expense uses social security card
People's account balance, deposit card, credit card, diagnosis and treatment card or Third-party payment platform are paid.
The present invention also provides a kind of storage device, wherein, the storage device is stored with computer program, the computer
Program can be performed to realize the method for realizing medical payment based on social security card.
In summary, the medical method paid, mobile terminal are realized based on social security card the invention provides a kind of disclose
And storage device, beforehand through real-name authentication is tied up the social security card of account and user in user's the Internet line on line or under line
It is fixed；After supporting social security card directly to enter the diagnosis and treatment of the medical institutions completion user paid on line, progress is paid really
When recognizing, paid when mobile terminal receives user's selection using the payment identity of social security user, social security sector by tying in advance
Calculate function and customer consumption project information is sent to social security office settlement system verification medical insurance clearing ratio, it is automatic by social security sector
Ambulatory expenses in the range of reimbursement and hospitalization cost are subjected to reimbursement deduction and exemption, remaining expense is used more than social security card personal account
Volume, deposit card, credit card, diagnosis and treatment card or Third-party payment platform are paid.The present invention is by regarding social security card as incision
The innovation entrance of internet medical treatment, directly register reservation, medical, settlement of insurance claim, reimbursement are carried out by social security card using social security card
And payment, realize that the all-purpose card in medical field is used, provide the user unified easily medical services.
Certainly, one of ordinary skill in the art will appreciate that realizing all or part of flow in above-described embodiment method,
Computer program is can be by instruct related hardware（Such as processor, controller etc.）To complete, described program can be stored
In the storage medium of an embodied on computer readable, the program may include such as the flow of above-mentioned each method embodiment upon execution.Its
Described in storage medium can be for memory, magnetic disc, CD etc..
It should be appreciated that the application of the present invention is not limited to above-mentioned citing, for those of ordinary skills, can
To be improved or converted according to the above description, all these modifications and variations should all belong to the guarantor of appended claims of the present invention
Protect scope.
Claims (10)
1. a kind of realize the medical method paid based on social security card, it is characterised in that the described method comprises the following steps：
Step A：Beforehand through real-name authentication is tied up the social security card of account and user in user's the Internet line on line or under line
Fixed, real-name authentication system prompts user input identification card number, password, social security card number, certification phone number are authenticated, the line
Lower real-name authentication system sends certification short message to certification mobile phone, passes through the authentication code realization application of certification short message and tying up for identity card
It is fixed；
Step B：It is mobile after supporting social security card directly to enter the diagnosis and treatment of the medical institutions completion user paid on line
When terminal receives the instruction for carrying out payment affirmation, mobile terminal provides social security user and from expense according to social security card binding state
Two kinds of family pays identity and selected for user；
Step C：When mobile terminal, which receives user's selection, to be paid using the payment identity of social security user, social security sector is led to
Cross budget and balance function and customer consumption project information is sent to social security office settlement system verification medical insurance clearing ratio, pass through social security system
System is automatic to carry out reimbursement deduction and exemption by the ambulatory expenses in the range of reimbursement and hospitalization cost, and remaining expense is personal using social security card
Account balance, deposit card, credit card, diagnosis and treatment card or Third-party payment platform are paid；
Step D：After mobile terminal, which completes social security card, to be paid, the operational order for receiving user is beaten automatically by self-supporting medical terminal
Print with subscriber identity information, diagnostic message and for user treating, check, examine, link of getting it filled determines whether to use
Family is seen a doctor, the strip of my medical insurance clearing, and identification safety authentication is carried out again.
2. according to claim 1 realize the medical method paid based on social security card, it is characterised in that the real-name authentication
Mode includes：Recognition of face, fingerprint matching, iris, sclera certification, the identification of palm geometry, voice recognition, name+identity card
To, name+identity card+mobile phone identifying code or random payment verification；
The real-name authentication one of which or a variety of is taken when the social security card of user and user are carried out and bound in the Internet line
Mode is authenticated.
3. according to claim 1 realize the medical method paid based on social security card, it is characterised in that the healthcare structure
Including：Hospital, Community Healthcare Service Center or pharmacy；
The social security card real-name authentication process is：Social security card, social security clip pin are provided by user, using user name, branch
Pay password and mobile phone identifying code and complete certification to the medical institutions for supporting directly to be paid using social security card；
The social security card is supported to be bound and supplemented with money by third-party platform, and the third-party platform includes：Wechat, Alipay
Or bank card.
4. according to claim 1 realize the medical method paid based on social security card, it is characterised in that when user is by moving
Dynamic terminal is completed after the medical payment of social security card, and the medical record information medical every time of user is sent into the mobile terminal of user automatically
On, and classification preservation is carried out according to time and disease type, the medical medical record information includes individual subscriber identity information, diagnosis
Information about doctor, diagnostic result, medicine inventory, social security reimbursement information and clearing payment information；When user needs to inquire about medical letter
During breath, by mobile terminal enquiry hospital HIS system data, checked after obtaining medical medical record information.
5. according to claim 4 realize the medical method paid based on social security card, it is characterised in that mobile terminal according to
The points for attention of diagnostic result and the corresponding disease of medicine inventory recommendations that user goes to a doctor in medical record information, rehabilitation guiding video, it is good for
Health diet recipe and health medicine information；
Slow sick health control is carried out according to the medical record information of user, mobile terminal is applied to be adopted in real time to the physical trait of user
Collection, carries out early warning analysis and management to user's illness information by mobile terminal, the attention of user is reminded according to different diseases
Item and suggestion, when index of correlation exceedes certain standard value, point out user to be gone to a doctor again.
6. according to claim 1 realize the medical method paid based on social security card, it is characterised in that by binding social security
The mobile terminal of card carries out reservation of registering, and the reservation flow of registering is：
The application that social security card has been bound in mobile terminal is opened, the application is in advance with supporting directly to be paid using social security card
All medical institutions carry out information mutual communications and selected there is provided medical institutions' information for user；
After user selects medical institutions, medical institutions' self-help serving system receives the reserve requests of user, and sends institute
Reserve requests of registering are stated to the background service system of the medical institutions, user is automatically generated and registers identity information；It is described to register
Reserve requests include subscription time, Selection of disease group and reservation expert；
After reservation is registered in completion, the subscription identification as medical voucher for user is generated, the subscription identification is sent simultaneously
Onto the mobile terminal of user and reservation expert, user is pointed out to carry out seeing a doctor on time while pointing out reservation expert to understand reservation in advance
Personal information.
7. according to claim 4 realize the medical method paid based on social security card, it is characterised in that when user is by moving
Dynamic terminal is completed after the medical payment of social security card, and medicine inventory is sent to movement eventually by the background service system of the medical institutions
Choose and confirm for user on end, after user confirms selection and confirmed, notify user to carry out self-service medicine fetching or carry out express delivery
Or logistics distribution；
The consulting and interrogation of user is received by mobile terminal application, binding in advance has support directly to use in mobile terminal application
Doctor personnel in all medical institutions that social security card is paid, when user carries out remote interrogation, online doctor personnel
Related answer is carried out, and it is determined that being write a prescription on the laggard line of the disease information of user；
When the disease of user needs progress hospitalization or hospitalization to terminate rear, it is proposed that user, which directly enters on line, to be in hospital
Payment, the online payment of social security card or Third-party payment is carried out by mobile terminal application, completes online reservation payment of being in hospital.
8. according to claim 1 realize the medical method paid based on social security card, it is characterised in that in advance by user's
Personal illness insurance is bound with social security card, and after user's completion disease treatment, insurance company is by mobile terminal from hospital
The personal information of user, disease information, medicine inventory, reimbursement inventory and payment inventry are sent to insurance public affairs in HIS systems
The service system of department, which is entered on line, settles a claim；
When the laggard row information checking of Claims Resolution information and the assessment of Claims Resolution result that the service system of insurance company receives user, protect
Dangerous company draws to be sent to after Claims Resolution result to be confirmed to user；
After the confirmation for receiving user is instructed, the financial account that amount of money direct payment is specified to user will be compensated according to user's request
On number, including social security card, deposit card, credit card, wechat, Alipay or hospital enter according to agreement to the cost of medical service of social security user
Row is paid for first, and insurance company is settled accounts with hospital after the completion for the treatment of；
Receive user and social security card, finance account, deposit card, credit card, wechat or the branch bound are used by mobile terminal
Precious operation is paid, personal illness insurance service is directly bought.
9. a kind of mobile terminal, it is characterised in that including：Processor, the memory being connected with processor communication, the memory
Be stored with computer program, and the method as described in claim any one of 1-8 is realized when the computer program is used to be performed；
The processor is used to call the computer program in the memory, to realize the side as described in claim any one of 1-8
Method.
10. a kind of storage device, it is characterised in that the storage device is stored with computer program, the computer program energy
Enough it is performed to realize the method as described in claim any one of 1-8.
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