CN107180347A - Method of payment and device, terminal - Google Patents
Method of payment and device, terminal Download PDFInfo
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- CN107180347A CN107180347A CN201610135653.XA CN201610135653A CN107180347A CN 107180347 A CN107180347 A CN 107180347A CN 201610135653 A CN201610135653 A CN 201610135653A CN 107180347 A CN107180347 A CN 107180347A
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- payment
- mark
- pay
- terminal
- pay mark
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention provides a kind of method of payment and device, terminal, wherein this method includes：When the payment application by being arranged in terminal is traded payment, transaction payment operation is authenticated according to the first pay mark and for the payment cipher of transaction payment, and determined according to authenticating result by paying whether the transaction payment of application succeeds, and first pay mark is corresponded with terminal；By the present invention, when solving in correlation technique by intelligent terminal progress online payment, exist by replicating the problem of SIM card or hair camouflage short message are to gain user cipher by cheating, reached the effect improved in online payment security.
Description
Technical field
The present invention relates to the communications field, in particular to a kind of method of payment and device, terminal.
Background technology
As termination function is more and more various, the every aspect in people's life can be realized by terminal, for example：
Shopping, trip, tourism etc., but it is all consumer behavior that these are a variety of, has been derived and has been directed to based on these consumer behaviors
Online payment means mainly include two kinds in the means by terminal online payment of these behaviors, presently relevant technology：One
Kind be the business such as to be paid, transferred accounts on personal device (Personal Compute, referred to as PC), one kind be
Paid on smart mobile phone, transferred account service.And when being operated on PC using bank's professional version application, in order to add
Strong security, each big bank can provide corresponding U Key, only coordinate U Key just to log in client and grasped
Make.This is removed beyond user cipher and payment cipher equivalent to when being operated on PC, is added a hardware authentication and is come true
Ensuring safety property.But when being operated on intelligent terminal, not such tie-in mode causes current move and transfer accounts, branch to be paid
Showed many problems, have can by replicate client identification module (Subscriber Identity Module, referred to as
SIM) block, or hair pretends short message to gain user cipher by cheating, so as to reach the purpose for stealing brush.
During for carrying out online payment by intelligent terminal in correlation technique, exist by replicating SIM card or hair camouflage
, not yet there is effective solution at present in the problem of short message is to gain user cipher by cheating.
The content of the invention
The invention provides a kind of method of payment and device, terminal, at least to solve in correlation technique to enter by intelligent terminal
During row online payment, exist by replicating the problem of SIM card or hair camouflage short message are to gain user cipher by cheating.
According to an aspect of the invention, there is provided a kind of method of payment, including：In the payment by being arranged in terminal
During using being traded payment, obtaining and generating the first pay mark in the terminal by preset rules, wherein, institute
The first pay mark is stated to correspond with the terminal；It is according to first pay mark and close for the payment of transaction payment
Code to transaction payment operation authenticate, and according to authenticating result determine by it is described pay apply transaction payment whether into
Work(.
Further, it is described to generate first pay mark by preset rules and include：Pass through the payment application scanning
To the second pay mark being set in advance in the terminal, wherein, second pay mark is to be applied with described pay
The mark of association；Calculated with reference to second pay mark and for logging in the login password for paying application according to default
Method generates first pay mark.
Further, it is described that transaction payment is operated according to first pay mark and for the payment cipher of transaction payment
Carrying out authentication includes：Judge whether the payment cipher is correct；In the case of the payment cipher is correct, judge described
Whether correct payment cipher matches with first pay mark.
Further, determine whether successfully include by the transaction payment for paying application according to authenticating result：Described
When correct payment cipher is matched with first pay mark, the transaction payment success for paying application is determined.
Further, first pay mark and second pay mark are the mark based on wireless radio frequency discrimination RFID
Know.
According to another aspect of the present invention there is provided a kind of payment mechanism, including：Acquisition module, for by setting
When payment application in terminal is traded payment, the first payment generated by preset rules in the terminal is obtained
Mark, wherein, first pay mark is corresponded with the terminal；Processing module, for according to described first
Pay mark and the payment cipher for transaction payment is authenticated to transaction payment operation, and passed through according to authenticating result determination
Whether the transaction payment for paying application succeeds.
Further, described device also includes：Setup module, for by the payment application scanning to being set in advance in
The second pay mark in the terminal, wherein, second pay mark is the mark with the payment association；
Generation module, for reference to second pay mark and for logging in the login password for paying application according to default
Algorithm generates first pay mark.
Further, the processing module includes：First judging unit, for judging whether the payment cipher is correct；
Second judging unit, in the case of the payment cipher is correct, judging the correct payment cipher and described the
Whether one pay mark matches.
Further, the processing module includes：Determining unit, in the correct payment cipher and described first
When pay mark is matched, the transaction payment success for paying application is determined.
Further, first pay mark and second pay mark are the mark based on wireless radio frequency discrimination RFID
Know.
There is provided the payment mechanism of a kind of terminal, including any of the above-described according to another aspect of the present invention.
By the present invention, using when the payment application by being arranged in terminal is traded payment, paid according to first
Identify and transaction payment operation is authenticated for the payment cipher of transaction payment, and determined according to authenticating result by branch
Whether the transaction payment for paying application succeeds, and first pay mark and the one-to-one mode of terminal, solves related skill
When carrying out online payment by intelligent terminal in art, exist by replicating SIM card or hair camouflage short message to gain user by cheating
The problem of password, the effect improved in online payment security is reached.
Brief description of the drawings
Accompanying drawing described herein is used for providing a further understanding of the present invention, constitutes the part of the application, the present invention
Schematic description and description be used for explain the present invention, do not constitute inappropriate limitation of the present invention.In the accompanying drawings：
Fig. 1 is the flow chart of method of payment according to embodiments of the present invention；
Fig. 2 is the structured flowchart of the payment mechanism according to alternative embodiment of the present invention；
Fig. 3 is the alternative construction block diagram one according to the payment mechanism of alternative embodiment of the present invention；
Fig. 4 is the alternative construction block diagram two according to the payment mechanism of alternative embodiment of the present invention；
Fig. 5 is the method for payment of gone to bank in intelligent terminal APP and the RFID tag communication that are provided according to this optional example
Flow chart；
Fig. 6 is the structured flowchart of the RFID right discriminating systems according to optional the present embodiment of the invention.
Embodiment
Describe the present invention in detail below with reference to accompanying drawing and in conjunction with the embodiments.It should be noted that in the feelings not conflicted
Under condition, the feature in embodiment and embodiment in the application can be mutually combined.
It should be noted that term " first ", " second " in description and claims of this specification and above-mentioned accompanying drawing
Etc. being for distinguishing similar object, without for describing specific order or precedence.
A kind of method of payment is provided in the present embodiment, and Fig. 1 is the flow chart of method of payment according to embodiments of the present invention,
As shown in figure 1, the flow comprises the following steps：
Step S102：When the payment application by being arranged in terminal is traded payment, obtains and pass through preset rules
The first pay mark in terminal is generated, wherein, the first pay mark is corresponded with terminal；
Step S104：Transaction payment operation is reflected according to the first pay mark and for the payment cipher of transaction payment
Power, and determined according to authenticating result by paying whether the transaction payment of application succeeds.
By the step S102 and step S104 of the present embodiment, it is traded in the payment application by being arranged in terminal
During payment, transaction payment operation is authenticated according to the first pay mark and for the payment cipher of transaction payment, and root
Determined according to authenticating result by paying whether the transaction payment of application succeeds, and first pay mark is corresponded with terminal,
That is, when carrying out online payment by terminal, not exclusively needing payment cipher to need and be arranged on terminal
The first pay mark authenticated together, and it is one-to-one, i.e., one end with first pay mark that the terminal, which is,
The unique mark of end correspondence one, therefore, SIM card be replicated or send out pretend short message defraud of user payment it is close
After code, having changed terminal progress payment can not pay successfully, it is seen that solve related skill by the method for the present embodiment
When carrying out online payment by intelligent terminal in art, exist by replicating SIM card or hair camouflage short message to gain user by cheating
The problem of password, the effect improved in online payment security is reached.
In the optional embodiment of the present embodiment, first is generated by preset rules for being related in the present embodiment
The mode of mark is paid, can be implemented by the following steps：
Step S11：By paying application scanning to the second pay mark being set in advance in terminal, wherein, second
Pay the mark being designated with paying association；
Step S12：The login password that application is paid with reference to the second pay mark and for logging in is generated according to default algorithm
First pay mark.
By above-mentioned steps S11 and step S12, the first pay mark being related in the present embodiment is by second
Pay mark and pay what the login password applied was generated according to default algorithm for logging in, and second pay mark is to set
Put in terminal and the mark for paying association；That is, can be the different payment mark of different payment associations
Know or a variety of obstructed payment applications share a pay mark, but pay mark is all in above two mode
It is set in advance in terminal, such as in the optional embodiment of the present embodiment, second pay mark is to be previously written
Radio frequency identification (Radio Frequency Identification, the referred to as RFID) mark of terminal, RFID marks
Know with the payment for being paid using associating, by by the RFID and the login payment application before payment
User login code new RFID, i.e. the first pay mark are obtained according to preset algorithm.That is, the present embodiment
In the first pay mark for being related to and the second pay mark be the mark based on wireless radio frequency discrimination RFID.
Based on above-mentioned first pay mark and the second pay mark, marked for being related to pay according to first in the present embodiment
Know and the mode authenticated is operated to transaction payment for the payment cipher of transaction payment, can come real in the following way
It is existing：
Step S104-1, judges whether payment cipher is correct；
Step S104-2, in the case of payment cipher is correct, whether judicious payment cipher and the first pay mark
Matching.
Step S104-3, when correct payment cipher is matched with the first pay mark, it is determined that paying the transaction payment of application
Success.
For the above method being related in the present embodiment, embodiment can be in the present embodiment：First and branch
The bank applied is paid to consult to determine numerical value (i.e. above-mentioned the second payment being related to of write-in in the RFID tag of factory default
Mark), citing can be 001,002,003 ... etc..The numerical value is placed directly against interior of mobile phone in generation.With
Family after bank APP is started first, and bank APP can be by reading the numerical value of RFID tag, and server interaction
It was found that this is after factory default sequence, bank APP just can be according to user profile：Such as ID card No., password etc. leads to
The sequential value (i.e. above-mentioned the first pay mark being related to) that AES generates isotopic number is crossed, RFID marks are re-write
Label.Then user is being transferred accounts or during delivery operation, bank APP can be according to the data in the RFID tag read
Authentication verification is carried out with payment cipher, it is ensured that the legitimacy of user identity.
Through the above description of the embodiments, those skilled in the art can be understood that according to above-described embodiment
Method the mode of required general hardware platform can be added to realize by software, naturally it is also possible to by hardware, but a lot
In the case of the former be more preferably embodiment.Understood based on such, technical scheme is substantially in other words to existing
The part for having technology to contribute can be embodied in the form of software product, and the computer software product is stored in one
In storage medium (such as ROM/RAM, magnetic disc, CD), including some instructions are make it that a station terminal equipment (can
To be mobile phone, computer, server, or network equipment etc.) perform method described in each embodiment of the invention.
A kind of payment mechanism is additionally provided in the present embodiment, and the device is used to realize above-described embodiment and preferred embodiment,
Repeating no more for explanation was carried out.As used below, term " module " can realize the software of predetermined function
And/or the combination of hardware.Although the device described by following examples is preferably realized with software, hardware, or
The realization of the combination of person's software and hardware is also that may and be contemplated.
Fig. 2 is the structured flowchart of the payment mechanism according to alternative embodiment of the present invention, as shown in Fig. 2 the device includes：
Acquisition module 22, for when the payment application by being arranged in terminal is traded payment, obtaining and passing through preset rules
The first pay mark in terminal is generated, wherein, the first pay mark is corresponded with terminal；Processing module 24, with
Acquisition module 22 is of coupled connections, for according to the first pay mark and for transaction payment payment cipher to transaction payment
Operation is authenticated, and is determined according to authenticating result by paying whether the transaction payment of application succeeds.
Fig. 3 is the alternative construction block diagram one according to the payment mechanism of alternative embodiment of the present invention, as shown in figure 3, the device
Also include：Setup module 32, is of coupled connections with generation module 34, for by paying application scanning to being set in advance in
The second pay mark in terminal, wherein, the second pay mark is the mark with paying association；Generation module 34,
Be of coupled connections with acquisition module 22, for combine the second pay mark and for log in pay application login password according to
Default algorithm generates the first pay mark.
Fig. 4 is the alternative construction block diagram two according to the payment mechanism of alternative embodiment of the present invention, as shown in figure 4, processing mould
Block 24 includes：First judging unit 42, for judging whether payment cipher is correct；Second judging unit 44, with first
Judging unit 42 is of coupled connections, in the case of payment cipher is correct, judicious payment cipher and first
Pay and identify whether matching.Determining unit 46, is of coupled connections with the second judging unit 44, in correct payment cipher
When being matched with the first pay mark, it is determined that paying the transaction payment success of application.
Alternatively, the first pay mark being related in the present embodiment is based on radio frequency identification with the second pay mark
RFID mark.
In addition, additionally providing a kind of terminal in the present embodiment, the terminal includes any that above-mentioned Fig. 2 is related into Fig. 4
The device of item.
It should be noted that above-mentioned modules can be by software or hardware to realize, for the latter, Ke Yitong
Cross in the following manner realization, but not limited to this：Above-mentioned module is respectively positioned in same processor；Or, above-mentioned module distinguishes position
In multiple processors.
The present invention is illustrated with reference to the alternative embodiment of the present invention；
The application scenarios of this alternative embodiment are, and bank consults to determine the numerical value of write-in in the RFID tag of factory default
(the second pay mark), such as 001,002,003, etc..And then it is placed directly against terminal inner when producing terminal.
In user after the APP of the bank is started first, the APP can be by reading the numerical value of RFID tag, and service
Device interaction finds this for after factory default sequence, the APP just can be according to user profile：Such as ID card No., password
Deng the sequential value (the first pay mark) by AES generation isotopic number, RFID tag is re-write.Then use
Transferred accounts or during delivery operation, bank APP can carry out authentication according to the data in the RFID tag read and test at family
Card, it is ensured that the legitimacy of user identity, only authenticating successfully could can carry out next step operation.
Based on this, this optional example provides a kind of payer of gone to bank in intelligent terminal APP and RFID tag communication
Method, Fig. 5 is the method for payment of gone to bank in intelligent terminal APP and the RFID tag communication that are provided according to this optional example
Flow chart, as shown in figure 5, the step of this method includes：
Step S502：Bank APP is interacted by RFID high-level interfaces and RFID read-write chip, confirms that the machine is present
RFID labelings；
Step S504：Bank APP reads the numerical information of RFID labelings by RFID read-write chip；
Step S506：Bank APP uses the numerical information of RFID tag, has come with reference to modification logging, payment cipher
Into APP business operation.
It can be seen that, provided in this optional example, bank APP is carried out by RFID read-write chip and RFID tag
The method of communication.In the method, for the numerical value in RFID tag, it is necessary to which terminal producer and cooperative bank assist in advance
Business, is write during production using Fault Sequence, and this Fault Sequence meets a proof rule of bank.And bank APP
Operation for RFID portion should be added as compatible content.
It should be noted that need to distinguish whether RFID numerical value is Fault Sequence for production in S506, if
It is Fault Sequence, then after APP is logged in, performs before payment transaction, it is necessary to which bank APP formulation algorithms, this is write from memory
Recognize sequential digit values, with reference to user cipher, new RFID tag numerical value is formed by algorithm, this numerical value is then write into RFID
Label.When continuation payment is operated, the key of this RFID numerical value and payment cipher together as authentication.
This alternative embodiment additionally provides a kind of interactive system, and the exchange method of the system can be that APP reads RFID
Whether need to distinguish RFID numerical value afterwards is Fault Sequence for production.If Fault Sequence, then logging in APP
Afterwards, perform payment transaction before, it is necessary to bank APP formulate algorithm, by this Fault Sequence numerical value, with reference to user cipher,
New RFID tag numerical value is formed by algorithm, this numerical value is then write into RFID tag.Form new RFID numbers
After value, APP is authenticated together before being paid with reference to RFID numerical value, payment cipher, it is possible to ensure peace
It deliver entirely.
Fig. 6 is the structured flowchart of the RFID right discriminating systems according to optional the present embodiment of the invention, as shown in fig. 6, this is
System includes bank's APP systems 601 and intelligent terminal 602.Bank's APP systems 601 include APP communication modules 6011,
APP authentication modules 6012 and APP encrypting modules 6013；Intelligent terminal 602 includes terminal RFID tag module 6021,
RFID read-write module 6022 and configuration module 6023.APP communication modules 3011 are used to pass through high-level interface and RFID
Module for reading and writing 6022 sets up communication, and operation is written and read to RFID tag module 6021.The data transfer of acquisition is to APP
Authentication module 6012 carries out user right verification operation.Configuration module 6023 is required to RFID read-write module according to bank
6022 are operated.
Embodiments of the invention additionally provide a kind of storage medium.Alternatively, in the present embodiment, above-mentioned storage medium can
The program code for performing following steps to be arranged to storage to be used for：
Step S1：When the payment application by being arranged in terminal is traded payment, obtains and given birth to by preset rules
Into the first pay mark in terminal, wherein, the first pay mark is corresponded with terminal；
Step S2：Transaction payment operation is authenticated according to the first pay mark and for the payment cipher of transaction payment,
And determined according to authenticating result by paying whether the transaction payment of application succeeds.
Alternatively, the specific example in the present embodiment may be referred to showing described in above-described embodiment and optional embodiment
Example, the present embodiment will not be repeated here.
Obviously, those skilled in the art should be understood that above-mentioned each module of the invention or each step can be with general
Computing device realizes that they can be concentrated on single computing device, or is distributed in multiple computing devices and is constituted
Network on, alternatively, the program code that they can be can perform with computing device be realized, it is thus possible to by they
Storage is performed by computing device in the storage device, and in some cases, can be to be held different from order herein
They, are either fabricated to each integrated circuit modules or will be many in them by the shown or described step of row respectively
Individual module or step are fabricated to single integrated circuit module to realize.So, the present invention is not restricted to any specific hardware
Combined with software.
The preferred embodiments of the present invention are the foregoing is only, are not intended to limit the invention, for the technology of this area
For personnel, the present invention can have various modifications and variations.Within the spirit and principles of the invention, that is made is any
Modification, equivalent substitution, improvement etc., should be included in the scope of the protection.
Claims (11)
1. a kind of method of payment, it is characterised in that including：
When the payment application by being arranged in terminal is traded payment, obtain by preset rules generation in institute
The first pay mark in terminal is stated, wherein, first pay mark is corresponded with the terminal；
Transaction payment operation is authenticated according to first pay mark and for the payment cipher of transaction payment,
And determine whether succeed by the transaction payment for paying application according to authenticating result.
2. according to the method described in claim 1, it is characterised in that described to generate the first payment mark by preset rules
Knowledge includes：
By the payment application scanning to the second pay mark being set in advance in the terminal, wherein, it is described
Second pay mark is the mark with the payment association；
With reference to second pay mark and for logging in the login password for paying application according to default algorithm
Generate first pay mark.
3. according to the method described in claim 1, it is characterised in that described according to first pay mark and for merchandising
The payment cipher of payment carries out authentication to transaction payment operation to be included：
Judge whether the payment cipher is correct；
In the case of the payment cipher is correct, the correct payment cipher and first pay mark are judged
Whether match.
4. method according to claim 3, it is characterised in that determined to pay what is applied by described according to authenticating result
Whether transaction payment successfully includes：
When the correct payment cipher is matched with first pay mark, the transaction for paying application is determined
Pay successfully.
5. the method according to any one of Claims 1-4, it is characterised in that first pay mark and described the
Two pay marks are the mark based on wireless radio frequency discrimination RFID.
6. a kind of payment mechanism, it is characterised in that including：
Acquisition module, for when the payment application by being arranged in terminal is traded payment, obtaining by pre-
If first pay mark of the rule generation in the terminal, wherein, first pay mark and the terminal one
One correspondence；
Processing module, for according to first pay mark and for transaction payment payment cipher to transaction payment
Operation is authenticated, and determines whether succeed by the transaction payment for paying application according to authenticating result.
7. device according to claim 6, it is characterised in that described device also includes：
Setup module, is marked for being paid by the payment application scanning to second be set in advance in the terminal
Know, wherein, second pay mark is the mark with the payment association；
Generation module, for reference to second pay mark and for logging in the login password root for paying application
First pay mark is generated according to default algorithm.
8. device according to claim 6, it is characterised in that the processing module includes：
First judging unit, for judging whether the payment cipher is correct；
Second judging unit, in the case of the payment cipher is correct, judging the correct payment cipher
Whether matched with first pay mark.
9. device according to claim 8, it is characterised in that the processing module includes：
Determining unit, for when the correct payment cipher is matched with first pay mark, it is determined that described
Pay the transaction payment success of application.
10. the device according to any one of claim 6 to 9, it is characterised in that first pay mark and described the
Two pay marks are the mark based on wireless radio frequency discrimination RFID.
11. a kind of terminal, it is characterised in that include the device of any one of claim 6 to 10.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610135653.XA CN107180347B (en) | 2016-03-10 | 2016-03-10 | Payment method and device and terminal |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610135653.XA CN107180347B (en) | 2016-03-10 | 2016-03-10 | Payment method and device and terminal |
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| CN107180347A true CN107180347A (en) | 2017-09-19 |
| CN107180347B CN107180347B (en) | 2021-06-29 |
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| CN201610135653.XA Active CN107180347B (en) | 2016-03-10 | 2016-03-10 | Payment method and device and terminal |
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| CN107180347B (en) | 2021-06-29 |
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