CN107104968A - Safety certifying method, system, terminal and the storage medium of portable finance device - Google Patents

Safety certifying method, system, terminal and the storage medium of portable finance device Download PDF

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Publication number
CN107104968A
CN107104968A CN201710286571.XA CN201710286571A CN107104968A CN 107104968 A CN107104968 A CN 107104968A CN 201710286571 A CN201710286571 A CN 201710286571A CN 107104968 A CN107104968 A CN 107104968A
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China
Prior art keywords
finance device
information
mobile terminal
certified
safety
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CN201710286571.XA
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Chinese (zh)
Inventor
黄勃
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Shenzhen Yihua Computer Co Ltd
Shenzhen Yihua Time Technology Co Ltd
Shenzhen Yihua Financial Intelligent Research Institute
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Shenzhen Yihua Computer Co Ltd
Shenzhen Yihua Time Technology Co Ltd
Shenzhen Yihua Financial Intelligent Research Institute
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Application filed by Shenzhen Yihua Computer Co Ltd, Shenzhen Yihua Time Technology Co Ltd, Shenzhen Yihua Financial Intelligent Research Institute filed Critical Shenzhen Yihua Computer Co Ltd
Priority to CN201710286571.XA priority Critical patent/CN107104968A/en
Publication of CN107104968A publication Critical patent/CN107104968A/en
Pending legal-status Critical Current

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    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/08Network architectures or network communication protocols for network security for authentication of entities
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/209Monitoring, auditing or diagnose of functioning of ATMs
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1016Devices or methods for securing the PIN and other transaction-data, e.g. by encryption

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Technology Law (AREA)
  • Computer Hardware Design (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Mobile Radio Communication Systems (AREA)

Abstract

The invention discloses the safety certifying method of portable finance device, system and storage medium.This method includes:The checking that mobile terminal is triggered according to user is instructed, and safety check information is sent to certificate server;The acquisition for mobile terminal is shown in the secure authenticated information on finance device to be certified, wherein, the secure authenticated information is generated and sent to the finance device to be certified by the certificate server according to the safety check information of reception;The mobile terminal confirms the finance device to be certified through safety certification when it is determined that the secure authenticated information is with the safety check information match.Utilize this method, the mobile terminal that can be possessed according to user carries out security credential to portable finance device, efficiently solve the problem of public users simply and effectively can not carry out safety certification to portable finance device, and then the Consumer's Experience of portable finance device is improved, accelerate the popularization of portable finance device.

Description

Safety certifying method, system, terminal and the storage medium of portable finance device
Technical field
The present invention relates to safety certifying method, the system of technical field of security authentication, more particularly to portable finance device And storage medium.
Background technology
At present, as people are continuously increased in the demand that banking handles aspect, bank service also increasingly gos deep into base Layer, for ease of more preferable service transacting user, be also provided with more portable finance device, as movable type apply for card equipment and Portable withdrawal equipment etc., the self-service of banking is preferably carried out for trade user and is handled.
However, also there are some potential safety hazards in the thing followed to above-mentioned portable finance device while convenient masses, Such as some criminals have an opportunity to take advantage of, and illegal portable finance device is set privately, and the identity to gain trade user by cheating is believed Breath or directly defraudation etc., the property safety of serious threat trade user, so as to also reduce regular portable finance device Degree of belief in the minds of masses, and have impact on using and popularizing for regular portable finance device.Therefore, masses how are allowed to use Family simply and effectively carries out the problem of safety certification is currently needed for solving as technical staff to portable finance device.
The content of the invention
The embodiments of the invention provide the safety certifying method of portable finance device, system and storage medium, solve The problem of public users simply and effectively can not carry out safety certification to portable finance device.
In a first aspect, the embodiments of the invention provide a kind of safety certifying method of portable finance device, including:
The checking that mobile terminal is triggered according to user is instructed, and safety check information is sent to certificate server;
The acquisition for mobile terminal is shown in the secure authenticated information on finance device to be certified, wherein, the safety is recognized Card information is generated and sent to the finance device to be certified by the certificate server according to the safety check information of reception;
The mobile terminal confirms described when it is determined that the secure authenticated information is with the safety check information match Finance device to be certified is through safety certification.
Second aspect, the embodiment of the present invention additionally provides a kind of safety certifying method of portable finance device, including:
The authentication check information that acquisition for mobile terminal finance device to be certified is provided;
The mobile terminal is according to authentication check information generation verification confirmation and sends to the authentication service Device;
The mobile terminal receives the authenticate-acknowledge for the relevant finance device to be certified that the certificate server is sent As a result, wherein, the authentication check that the authenticate-acknowledge result is sent by finance device to be certified by the certificate server is believed Breath and the verification confirmation are determined.
The third aspect, the embodiment of the present invention also provides a kind of security certification system of portable finance device, including:
Mobile terminal, certificate server, at least one portable finance device;
The mobile terminal, including:Information sending module, the checking for being triggered according to user is instructed, to authentication service Device sends safety check information, and the safety check information includes:Dynamic security check code and current location information;
Data obtaining module, obtains the secure authenticated information being shown on finance device to be certified, wherein, the safety is recognized Card information is generated and sent to the finance device to be certified by the certificate server according to the safety check information of reception;
Certification determining module, for it is determined that when the secure authenticated information and the safety check information match, really The finance device to be certified is recognized for safety certificate equipment;
The certificate server, including:Signal dispatcher module, for being determined to accord with according to the safety check information of mobile terminal The finance device to be certified of conjunction condition, and send secure authenticated information to the finance device to be certified;
At least one described portable finance device, including:Information display module, for being used as finance device to be certified When, receive and shown on itself screen the secure authenticated information that the certificate server is sent.
Fourth aspect, the embodiment of the present invention provides a kind of security certification system of portable finance device again, including:
Mobile terminal, certificate server, at least one portable finance device;
At least one described portable finance device, for being sent when as finance device to be certified to certificate server Authentication check information, and provide the authentication check information to mobile terminal;
The mobile terminal, for obtaining the authentication check information that finance device to be certified is provided, and recognizing according to acquisition Check information generation verification confirmation is demonstrate,proved, and the verification confirmation is sent to the certificate server, is additionally operable to Receive the authenticate-acknowledge result for the relevant finance device to be certified that the certificate server is sent;
The certificate server, for obtaining authentication check information and verification confirmation, and it is determined that the certification school When testing information and matching with the verification confirmation, it is safety certificate equipment, and conduct to determine the portable finance device Authenticate-acknowledge result is sent to the mobile terminal.
5th aspect, the embodiments of the invention provide a kind of mobile terminal, including:
One or more processors;
Storage device, for storing one or more programs;
One or more of programs are by one or more of computing devices so that one or more of processors Realize the safety certifying method for the portable finance device that first aspect present invention embodiment or second aspect embodiment are provided.
6th aspect, the embodiments of the invention provide a kind of computer-readable recording medium, is stored thereon with computer journey Sequence, the program realizes the movable type gold that first aspect present invention embodiment or second aspect embodiment are provided when being executed by processor Melt the safety certifying method of equipment.
In safety certifying method, system and the storage medium of above-mentioned portable finance device, first from mobile terminal to Certificate server sends safety check information, and acquisition for mobile terminal is shown in the safety certification letter on finance device to be certified afterwards Breath, final mobile terminal determines that finance device to be certified leads to when it is determined that secure authenticated information is with safety check information match Cross safety certification.In addition, the authentication check letter that the present invention can also be provided based on acquisition for mobile terminal finance device to be certified Breath;Mobile terminal is according to authentication check information generation verification confirmation afterwards and sends to certificate server;It is final mobile whole End receives the authenticate-acknowledge result for the relevant finance device to be certified that certificate server is sent.The peace of above-mentioned portable finance device Full authentication method, system and storage medium, the mobile terminal that can be possessed according to user carry out safety to portable finance device Property certification, efficiently solve public users can not simply and effectively to portable finance device carry out safety certification the problem of, enter And the Consumer's Experience of portable finance device is improved, accelerate the popularization of portable finance device.
Brief description of the drawings
Fig. 1 is a kind of flow signal of the safety certifying method for portable finance device that the embodiment of the present invention one is provided Figure;
Fig. 2 is a kind of information exchange stream of the safety certifying method for portable finance device that the embodiment of the present invention two is provided Cheng Tu;
Fig. 3 is a kind of flow signal of the safety certifying method for portable finance device that the embodiment of the present invention three is provided Figure;
Fig. 4 is a kind of information exchange stream of the safety certifying method for portable finance device that the embodiment of the present invention four is provided Cheng Tu;
Fig. 5 is a kind of structured flowchart of the security certification system for portable finance device that the embodiment of the present invention five is provided;
Fig. 6 is a kind of framework signal of the security certification system for portable finance device that the embodiment of the present invention six is provided Figure;
Fig. 7 is a kind of hardware architecture diagram for mobile terminal that the embodiment of the present invention seven is provided.
Embodiment
The present invention is described in further detail with reference to the accompanying drawings and examples.It is understood that this place is retouched The specific embodiment stated is used only for explaining the present invention, rather than limitation of the invention.It also should be noted that, in order to just Part related to the present invention rather than entire infrastructure are illustrate only in description, accompanying drawing.
Embodiment one
Fig. 1 is a kind of flow signal of the safety certifying method for portable finance device that the embodiment of the present invention one is provided Figure.This method is applied to situation about being authenticated to the security of portable finance device, and this method can be set by mobile finance Standby security certification system is performed, and wherein the system can be realized by hardware and/or software.
In the present embodiment, its application scenarios can be expressed as:User carries out financial transaction work by portable finance device , it is necessary to which the security to portable finance device is determined before dynamic, the mobile terminal that thus can be held by user, according to this The safety certifying method that inventive embodiments provide portable finance device is verified to portable finance device.
Specifically, as shown in figure 1, a kind of safety certification side for portable finance device that the embodiment of the present invention one is provided Method, including following operation:
The checking that S101, mobile terminal are triggered according to user is instructed, and safety check information is sent to certificate server.
In the present embodiment, the mobile terminal can specifically refer to smart mobile phone, tablet personal computer and the notes that user holds This grade has the intelligent electronic device of information exchange function.The checking instruction is specific to be can be regarded as being used to trigger mobile terminal life Into the command information of safety check information.The authentication service implement body can refer to in financial industry device security monitoring and The server of management.What the safety check information can specifically refer to mobile terminal generation is used for portable finance device safety certification Checking information, wherein, the portable finance device can specifically refer to financial industry and deliver into required financial service region Financial services equipment, can be portable self-help drawing money equipment and movable type is applied for card machine etc..
Specifically, user can trigger mobile terminal and open before relevant financial transaction is carried out based on portable finance device The security credential functional module of dynamic setting, and associative operation button can be triggered in corresponding interface, so that mobile terminal is given birth to Into the checking instruction for portable finance device security verification;Afterwards, mobile terminal can be instructed according to the checking and generated Safety check information, and it is sent to certificate server.
S102, acquisition for mobile terminal are shown in the secure authenticated information on finance device to be certified, wherein, the safety is recognized Card information is generated and sent to the finance device to be certified by the certificate server according to the safety check information of reception.
User is needed the portable finance device for carrying out safety certification to be referred to as finance device to be certified, this step by the present embodiment Mobile terminal can obtain the secure authenticated information being shown on finance device to be certified in rapid;The secure authenticated information is specific It can be regarded as the authentication information for the portable finance device security of certification.Exemplarily, mobile terminal can be by with treating The communication connection of certification finance device, receives the secure authenticated information, can also be by the hardware set on mobile terminals Equipment captures the secure authenticated information.
Further, the display format of the secure authenticated information includes:Optical character identification code, Quick Response Code, bar code And readable character string.To ensure the disguise of secure authenticated information in the present embodiment, generally with the shape of Quick Response Code or bar code Formula is shown, in addition, the present embodiment can also be shown in the form of readable character string, but generally to shown in the case of this kind Secure authenticated information be encrypted, thus can equally ensure the disguise of the secure authenticated information.
In the present embodiment, the secure authenticated information is sent to the finance device to be certified, tool by certificate server Body, the certificate server can generate secure authenticated information according to the safety check information received, and according to described Safety check information determines the finance device to be certified that pending information is sent.
It should be noted that the present embodiment can also be opened after mobile terminal sends safety check information to certificate server Dynamic clocking capability, after timing time reaches setting timing threshold value, user needs to carry out the finance device to be certified of safety certification On do not show that the secure authenticated information, or mobile terminal are not received by the safety certification of finance device to be certified still , then it is believed that finance device to be certified is not over safety certification, there is security risk in information, can now terminate follow-up behaviour Make.
S103, mobile terminal confirm institute when it is determined that the secure authenticated information is with the safety check information match State finance device to be certified through safety certification.
In the present embodiment, mobile terminal can be preserved while the safety check information is sent to certificate server The safety check information, for subsequently being matched the safety check information with the secure authenticated information obtained.Show Example property, mobile terminal can extract the safety certification code carried in the secure authenticated information, then judge that the safety is recognized Whether identical with the check code in the safety check information demonstrate,prove code, if identical, the finance device to be certified can be confirmed Through safety certification, in the absence of security risk, thus, user can be carried out with finance device to be certified after safety certification safe to use Financial transaction.
The embodiment of the present invention one provide a kind of portable finance device safety certifying method, first from mobile terminal to Certificate server sends safety check information, and acquisition for mobile terminal is shown in the safety certification letter on finance device to be certified afterwards Breath, final mobile terminal determines that finance device to be certified leads to when it is determined that secure authenticated information is with safety check information match Cross safety certification.Using this method, the mobile terminal that can be possessed according to user carries out security to portable finance device to be recognized Card, efficiently solves the problem of public users simply and effectively can not carry out safety certification to portable finance device, Jin Erti The high Consumer's Experience of portable finance device, accelerates the popularization of portable finance device.
Embodiment two
Fig. 2 is a kind of information exchange stream of the safety certifying method for portable finance device that the embodiment of the present invention two is provided Cheng Tu.The embodiment of the present invention is optimized based on above-described embodiment, in the present embodiment, the safety check packet Include:Dynamic security check code and current location information;Accordingly, the present embodiment is shown in the acquisition for mobile terminal and waits to recognize Demonstrate,prove before the secure authenticated information on finance device, also optimization includes:Certificate server receives the safety that mobile terminal is sent Check information, it is determined that being sent out corresponding to the finance device to be certified of the current location information, and to the finance device to be certified Send the secure authenticated information generated based on the dynamic security check code;The finance device to be certified is received and in itself screen The upper display secure authenticated information.
On the basis of above-mentioned optimization, the safety check information also includes:Mobile terminal identification information;Accordingly, originally Embodiment receives the safety check information that mobile terminal is sent in certificate server, it is determined that corresponding to the current location information Before finance device to be certified, further optimization includes:The certificate server is according to the mobile terminal identification information, really Whether the fixed mobile terminal is non-authentication terminal;If it is determined that the mobile terminal is non-authentication terminal, then stop subsequently treating The authentication operation of certification finance device.
It should be noted that when carrying out safety certification to portable finance device based on the method that the present embodiment is provided, needing Mobile terminal, certificate server and portable finance device tripartite to be certified is wanted to carry out information exchange.In the present embodiment Fig. 2 Each operating procedure mainly shown by the form of information exchange, as shown in Fig. 2 one kind that the embodiment of the present invention two is provided is mobile The safety certifying method of formula finance device, specifically includes following operation:
The checking that S201, mobile terminal are triggered according to user is instructed, and safety check information is sent to certificate server.
Exemplarily, user's triggering starts the safety certification functional module of mobile terminal, and is touched after related interfaces are entered Corresponding operating button is sent out, so that mobile terminal is sent to the safety check of certificate server according to the checking instruction generation of triggering Information.
It should be noted that having specifically included mobile terminal identification information, dynamic security school in the safety check information Code and current location information are tested, wherein, the mobile terminal identification information is used for the body that certificate server determines mobile terminal Part information, can be synthesized mobile terminal identification information in the safety check information by digital watermark technology, the movement Terminal identification information can specifically refer to the International Mobile Equipment Identity code and user authentication registration code (such as user mobile phone of mobile terminal Number);The dynamic security check code is determined specifically for the security subsequently to finance device to be certified;The present bit confidence Breath can specifically refer to the position that mobile terminal is currently located, and exemplarily, the current location information can be according on mobile terminal Positioner (such as gps receiver) is determined.
S202, the safety check information for receiving mobile terminal transmission, according to the mobile terminal identification in safety check information Whether information, it is non-authentication terminal to determine the mobile terminal
In the present embodiment, certificate server is received after the safety check information, can extract the safety check Mobile terminal identification information in information, and the mobile terminal identification information is searched with the presence or absence of in the terminal authentication storehouse of setting In, if it is present illustrate to have sent the mobile terminal of the safety check information through safety certification to the certificate server, Belong to the certification terminal with safety guarantee;If it does not exist, then illustrating to send the safety check letter to the certificate server The mobile terminal of breath belongs to the non-authentication terminal for not possessing safety guarantee not over safety certification.
S203, if it is determined that the mobile terminal is non-authentication terminal, then stop the certification of follow-up finance device to be certified Operation, otherwise, performs S204.
In the present embodiment, when determining mobile terminal based on above-mentioned steps for non-authentication terminal, certificate server can not be true Surely the security of the mobile terminal of the safety check information is sent, because there is the possibility of malicious operation in the movement moved end, because This, this step will stop the follow-up authentication operation to finance device to be certified after it is determined that mobile terminal is non-authentication terminal, and When it is determined that mobile terminal is certification terminal, follow-up S204 is continued executing with.
S204, certificate server determine that the finance to be certified for corresponding to current location information in the safety check information is set It is standby.
In the present embodiment, certificate server based on aforesaid operations determine mobile terminal be certification terminal after, can basis Current location information in safety check information determines finance device to be certified that may be present at mobile terminal position.
Further, the finance device to be certified determined corresponding to the current location information, can specifically be optimized for: Obtain the device location information that each portable finance device is uploaded, and the device location that will be matched with the current location information Information flag is target position information;The corresponding portable finance device of the target position information is defined as finance to be certified Equipment.
Specifically, the certificate server in the present embodiment equally exists communication connection with each portable finance device, each to move The positioner that dynamic formula finance device can possess according to itself determines the position itself being presently in, and timing setting determination Standby positional information is uploaded to certificate server, or after detection self-position changes, will send the device location of change Information is uploaded to certificate server;Certificate server receives and preserved the device location information that each portable finance device is uploaded, And the portable finance device changed in time to occurring position carries out device location information renewal;Afterwards, certificate server The current location information of acquisition is matched with the device location information preserved, thereby determined that and the current location information Mobile finance device with the target position information is defined as to be certified by the target position information matched somebody with somebody, final authentication server Finance device.
It is understood that to ensure that certificate server more effectively determines that user needs the portable finance verified to set Standby, certificate server is primarily based on current location information setting position matching area, and is in the location matches region by all In device location information as target position information, thus, certificate server can be determined according to the target position information Go out at least one finance device to be certified.
S205, certificate server send to the finance device to be certified and are based on dynamic security in the safety check information The secure authenticated information of check code generation.
After finance device to be certified is determined based on S204, certificate server extracts dynamic in the safety check information State safety check code, then according to dynamic check code generation secure authenticated information, finally sets to the finance to be certified of determination Preparation send the secure authenticated information.
Further, the safety certification generated based on the dynamic security check code is sent to the finance device to be certified Information, can specifically be optimized for:The dynamic security check code is sent to the gold to be certified directly as secure authenticated information Melt equipment;Or, code encryption is verified to the dynamic security, and the dynamic security check code after encryption is believed as safety certification Breath is sent to the finance device to be certified.
In this step, certificate server directly can be used as secure authenticated information by replica locating safety check yard;Or, adjust Code encryption is verified to dynamic security with AES, then sent out the dynamic security check code after encryption as secure authenticated information Give the finance device to be certified.
S206, finance device to be certified receive and the secure authenticated information are shown on itself screen.
In the present embodiment, being certified server and being defined as the portable finance device of finance device to be certified can receive To the secure authenticated information, afterwards, the finance device to be certified can be with optical character identification code, Quick Response Code, bar code Or the display format of readable character string includes the secure authenticated information on itself screen.
S207, acquisition for mobile terminal are shown in the secure authenticated information on finance device to be certified.
Specifically, the acquisition for mobile terminal is included the secure authenticated information on finance device to be certified by the present embodiment Further it is optimized for:The secure authenticated information that the acquisition for mobile terminal user is manually entered;Or, the mobile terminal is based on The camera of configuration sweeps the secure authenticated information for taking and being shown on the finance device to be certified;Or, the mobile terminal connects Receive the secure authenticated information that the finance device to be certified is sent with communication.
Specifically, when the secure authenticated information is shown on device screen in readable character string form, user can be The readable character string is inputted in corresponding edit box, thus mobile terminal obtains the secure authenticated information of user's input;Work as institute Secure authenticated information is stated when to be shown in the form of optical character identification code, Quick Response Code or bar code on device screen, it is mobile whole The camera that can be possessed according to itself or scanning device is held to capture the secure authenticated information;In addition, mobile terminal can also be with institute State finance device to be certified and set up communication connection, to receive the secure authenticated information by communication.
S208, mobile terminal confirm institute when it is determined that the secure authenticated information is with the safety check information match State finance device to be certified through safety certification.
Specifically, if the secure authenticated information is the direct duplication of the dynamic security check code, mobile terminal The two can directly be compared whether equal;It is mobile whole if the secure authenticated information is the information after certificate server encryption End the secure authenticated information can be decrypted according to decryption mechanisms corresponding with AES in certificate server, and judge Whether the information after decryption is equal with the safety check information (dynamic security check code).
It is understood that after the security of finance device to be certified is determined by the above method, user can be safe to use The finance device to be certified carries out financial transaction.
A kind of safety certifying method for portable finance device that the embodiment of the present invention two is provided, can pass through mobile terminal Message, which is sent, to certificate server verifies that efficiently solving public users can not be simply and effectively to portable finance device The problem of safety certification is carried out to portable finance device, and then the Consumer's Experience of portable finance device is improved, accelerate The popularization of portable finance device.
Embodiment three
Fig. 3 is a kind of flow signal of the safety certifying method for portable finance device that the embodiment of the present invention three is provided Figure.This method is applied to situation about being authenticated to the security of portable finance device, and this method can be set by mobile finance Standby security certification system is performed, and wherein the system can have hardware and/or software to realize.
As shown in figure 3, a kind of safety certifying method for portable finance device that the embodiment of the present invention three is provided, including such as Lower operation:
The authentication check information that S301, acquisition for mobile terminal finance device to be certified are provided.
Mobile terminal in the present embodiment can equally refer to the electricity such as smart mobile phone, notebook and tablet personal computer that user holds Sub- equipment.The finance device to be certified, which can equally refer to user, to be needed to carry out the portable finance device of safety certification, and described Portable finance device can equally refer to the financial services equipment being invested in setting regions, and such as movable type is applied for card machine.
It should be noted that the authentication check information specifically can be regarded as recognizing for portable finance device inherently safe The checking information of card, wherein, the authentication check information is raw by the triggering dynamic that imposes a condition by the finance device to be certified Into (can be dynamic security check code), and it be shown on the screen of equipment itself, specifically, the authentication check information can be Associative operation triggering generation by user and the display on itself screen;The authentication check information can also reach that setting is touched Periodically generate and show automatically after the hair time.
In the present embodiment, mobile terminal can receive the safety by the communication connection with finance device to be certified Authentication information, can also capture the secure authenticated information by the hardware device set on mobile terminals.
S302, mobile terminal are according to authentication check information generation verification confirmation and send to the authentication service Device.
In the present embodiment, the verification confirmation specifically can be regarded as being used to confirm portable finance device security Confirmation;The certificate server can equally refer to the server for device security monitoring and management in financial industry.
Specifically, the mobile terminal directly can regard the authentication check information as verification confirmation, Huo Zheke To call AES to authentication check information encryption generation verification confirmation.It is understood that in the present embodiment The mobile terminal of safety certification can be carried out equally to be needed by certificate server safety certification in advance, described mobile whole to ensure Hold as by the certification terminal of certification.
S303, mobile terminal receive the authenticate-acknowledge for the relevant finance device to be certified that the certificate server is sent As a result, wherein, the authentication check that the authenticate-acknowledge result is sent by finance device to be certified by the certificate server is believed Breath and the verification confirmation are determined.
In the present embodiment, there are two kinds of possibility in the authenticate-acknowledge result acquired in mobile terminal, and one kind is described to wait to recognize Demonstrate,prove financial terminal through safety certification, be believable safety certificate equipment, the result can determine authentication check in certificate server Information is generated when matching with the verification confirmation.Another is that the financial terminal to be certified is recognized not over safety Card, is incredible non-security authenticating device, the result can determine that authentication check information and the verification are true in certificate server Recognize when information is mismatched and generate.
It is understood that after the security of finance device to be certified is determined by the above method, user can pass through movement Authenticate-acknowledge result in terminal determines whether to carry out financial transaction using the finance device to be certified.
A kind of safety certifying method for portable finance device that the embodiment of the present invention three is provided, is primarily based on mobile terminal Obtain the authentication check information that finance device to be certified is provided;Mobile terminal confirms according to the generation verification of authentication check information afterwards Information is simultaneously sent to certificate server;Final mobile terminal receives recognizing for the relevant finance device to be certified that certificate server is sent Card confirms result.Using this method, the mobile terminal that can be possessed according to user carries out security to portable finance device to be recognized Card, efficiently solves the problem of public users simply and effectively can not carry out safety certification to portable finance device, Jin Erti The high Consumer's Experience of portable finance device, accelerates the popularization of portable finance device.
Example IV
Fig. 4 is a kind of information exchange stream of the safety certifying method for portable finance device that the embodiment of the present invention four is provided Cheng Tu.The embodiment of the present invention four is optimized based on above-described embodiment three, in the present embodiment, is connect in the mobile terminal Before the authenticate-acknowledge result for receiving the finance device to be certified that the certificate server is sent, further optimization is added: The finance device to be certified sends authentication check information to the certificate server;The certificate server is by the certification school The verification confirmation that information is tested with receiving is matched, and it is the gold to be certified that authenticate-acknowledge result is determined when the match is successful Melt equipment through safety certification, and authenticate-acknowledge result is sent to the mobile terminal.
It is understood that when carrying out safety certification to portable finance device based on the method that the present embodiment is provided, together Sample needs mobile terminal, certificate server and portable finance device tripartite to be certified to carry out information exchange, the present embodiment Each operating procedure in Fig. 4 is mainly shown by the form of information exchange, as shown in figure 4, the one of the offer of the embodiment of the present invention four The safety certifying method of portable finance device is planted, following operation is specifically included:
S401, finance device to be certified send authentication check information to the certificate server.
Exemplarily, the finance device to be certified can be by external world's triggering (such as portable gold of user's triggering startup The safety certification for melting equipment confirms function) afterwards or reach after setting trigger condition, authentication check information is generated, and send to described Certificate server.
S402, certificate server receive the authentication check information.
The authentication check information that S403, acquisition for mobile terminal finance device to be certified are provided.
Further, the mobile terminal obtains the authentication check letter that finance device to be certified is provided by following manner Breath:When the finance device to be certified and the mobile terminal, which are set up, to be communicated to connect, the mobile terminal receives the movement The authentication check information that finance device is sent;When the mobile finance device by the authentication check presentation of information in itself screen When upper, the authentication check information that the acquisition for mobile terminal user is manually entered;Or, the mobile terminal taking the photograph based on configuration Swept as head and take the authentication check information being shown on the portable finance device.
It is understood that the authentication check information can be with optical character identification code, Quick Response Code, bar code and can The form for reading character string is shown on the finance device to be certified.
S404, mobile terminal are according to authentication check information generation verification confirmation and send to the authentication service Device.
Specifically, the present embodiment is by mobile terminal is according to authentication check information generation verification confirmation and sends extremely The certificate server is further optimized for:The mobile terminal is by the authentication check information directly as verification confirmation It is sent to the certificate server;Or, the mobile terminal is encrypted to the authentication check information, and will encryption after certification school Information is tested as verification confirmation and is sent to the certificate server.
In this step, mobile terminal can directly replicate authentication check information as verification confirmation;Or, call and add The authentication check information of acquisition is encrypted close algorithm, then regard the authentication check information after encryption as secure authenticated information It is sent to the finance device to be certified.
S404, certificate server receive the verification confirmation;
S405, certificate server are matched the authentication check information of reception and verification confirmation, the match is successful When determine that authenticate-acknowledge result through safety certification, and authenticate-acknowledge result is sent to described for the finance device to be certified Mobile terminal.
Specifically, if the verification confirmation is the direct duplication of the authentication check information, certificate server The two can directly be compared whether equal;If the verification confirmation is the information formed after mobile terminal is encrypted, certification Server the verification confirmation can be decrypted according to decryption mechanisms corresponding with AES in mobile terminal, and sentence Whether the information after fixed decryption is equal with the authentication check information.
In the present embodiment, can be when judging that authentication check information and verification confirmation match, it is determined that described recognize Card confirm result be the finance device to be certified through safety certification, and judge authentication check information and verification confirmation letter Breath mismatch when, determine the certification determine result for the finance device to be certified not over safety certification.Afterwards can be by Corresponding certification determines that result feeds back to mobile terminal.
S406, mobile terminal receive the authenticate-acknowledge for the relevant finance device to be certified that the certificate server is sent As a result.
It is understood that if mobile terminal receives finance device to be certified through safety certification, user can put The heart carries out financial transaction using the finance device to be certified.
A kind of safety certifying method for portable finance device that the embodiment of the present invention four is provided, can pass through mobile terminal With the information exchange of certificate server and finance device to be certified, certification of the access authentication server to finance device to be certified be true Recognize result, preferably solve the problem of public users simply and effectively can not carry out safety certification to portable finance device, And then the Consumer's Experience of portable finance device is improved, accelerate the popularization of portable finance device.
Embodiment five
Fig. 5 is a kind of structured flowchart of the security certification system for portable finance device that the embodiment of the present invention five is provided, The system is applied to the situation that the security of portable finance device is authenticated, it is possible to realized by hardware and/or software.Such as Shown in Fig. 5, the system includes:Mobile terminal 51, certificate server 52, at least one portable finance device 53.
Wherein, mobile terminal 51, including:
Information sending module 511, the checking for being triggered according to user is instructed, and safety check letter is sent to certificate server Breath, the safety check information includes:Dynamic security check code and current location information;
Data obtaining module 512, for obtaining the secure authenticated information being shown on finance device to be certified, wherein, institute Secure authenticated information is stated to be generated and sent to the gold to be certified according to the safety check information of reception by the certificate server Melt equipment;
Certification determining module 513, for it is determined that when the secure authenticated information and the safety check information match, It is safety certificate equipment to confirm the finance device to be certified.
Certificate server 52, including:Signal dispatcher module 521, for being determined according to the safety check information of mobile terminal Qualified finance device to be certified, and send secure authenticated information to the finance device to be certified.
At least one portable finance device 53, including:Information display module 531, for being set as finance to be certified When standby, the secure authenticated information that the certificate server is sent is received and shown on itself screen.
A kind of security certification system for portable finance device that the embodiment of the present invention five is provided, can be moved according to therein Dynamic terminal sends safety check information, and the safety sent by certificate server to portable finance device to certificate server Authentication information is authenticated to the security of portable finance device.Using the system, preferably solving public users can not The problem of safety certification simply and effectively is carried out to portable finance device, and then improve the user's body of portable finance device Test, accelerate the popularization of portable finance device.
Further, the data obtaining module 512 in mobile terminal 51, specifically for:
Obtain the secure authenticated information that user is manually entered;Or, the camera based on configuration, which is swept to take, is shown in described treat Secure authenticated information on certification finance device;Or, receive what the finance device to be certified was sent with communication Secure authenticated information.
Further, the safety check information includes:Dynamic security check code and current location information;Accordingly, Signal dispatcher module 521 in certificate server 52 included by the system, is specifically included:Information receiving unit, is moved for receiving The safety check information that dynamic terminal is sent;Information transmitting unit, for determining corresponding to the to be certified of the current location information Finance device, and the secure authenticated information generated based on the dynamic security check code is sent to the finance device to be certified.
On the basis of above-mentioned optimization, described information transmitting element, specifically for:Each portable finance device is obtained to upload Device location information, and the device location information that will be matched with the current location information is labeled as target position information; The corresponding portable finance device of the target position information is defined as finance device to be certified;The dynamic security is verified Code is sent to the finance device to be certified directly as secure authenticated information;Or, code encryption is verified to the dynamic security, And it is sent to the finance device to be certified using the dynamic security check code after encryption as secure authenticated information.
Further, the safety check information also includes:Mobile terminal identification information;Accordingly, certificate server 52 Also optimization includes:
Terminal authentication module 522, for receiving the safety check information that mobile terminal is sent, it is determined that working as corresponding to described Before the finance device to be certified of front position information, according to the mobile terminal identification information, whether the mobile terminal is determined For non-authentication terminal, and when it is determined that mobile terminal is non-authentication terminal, stop the authentication operation of follow-up finance device to be certified.
Further, the display format that finance device 53 to be verified receives secure authenticated information includes:Quick Response Code, bar shaped Code and readable character string.
Embodiment six
Fig. 6 is a kind of framework signal of the security certification system for portable finance device that the embodiment of the present invention six is provided Figure.The system is applied to the situation that the security of portable finance device is authenticated, it is possible to real by hardware and/or software It is existing.As shown in fig. 6, the system includes:Mobile terminal 61, certificate server 62, at least one portable finance device 63.
Wherein, at least one portable finance device 63, for when as finance device to be certified to certificate server Authentication check information is sent, and the authentication check information is provided to mobile terminal;
Mobile terminal 61, for obtaining the authentication check information that finance device to be certified is provided, and according to the certification of acquisition Check information generation verification confirmation, and the verification confirmation is sent to the certificate server, it is additionally operable to connect Receive the authenticate-acknowledge result for the relevant finance device to be certified that the certificate server is sent;
Certificate server 62, for obtaining authentication check information and verification confirmation, and it is determined that the authentication check When information matches with the verification confirmation, the portable finance device is determined for safety certificate equipment, and conduct is recognized Card confirms that result is sent to the mobile terminal.
In the present embodiment, certificate server 62 is set by network with mobile terminal 61 and at least one portable finance Standby 62 set up communication connection;Wherein, mobile terminal 61 specifically can be regarded as mobile phone used in user, Intelligent notebook computer, flat board Computer etc.;It should be noted that the mobile terminal 61 in the present embodiment is carrying out security determination to portable finance device 63 Before, it is necessary to which by the safety certification of certificate server 62, there is preferable security using mobile terminal itself to ensure.
In addition, the certificate server 62 in this implementation can specifically refer to for device security monitoring in financial industry and manage Server, the portable finance device 63 can specifically refer to financial industry and deliver the finance clothes into required financial service region It is engaged in equipment, can be portable self-help drawing money equipment and movable type is applied for card machine etc..It is understood that recognizing in the present embodiment Card server 62 is set up with mobile terminal 61 and at least one portable finance device 63 respectively communication connection, can be real-time Carry out information exchange.
A kind of security certification system for portable finance device that the embodiment of the present invention six is provided, can be moved according to therein Dynamic formula finance device provides authentication check information to mobile terminal and certificate server, and determines portable gold by certificate server Melt the security of equipment, user is showed by mobile terminal while result will be determined.Using the system, preferably solve big The problem of many users simply and effectively can not carry out safety certification to portable finance device, and then improve portable finance and set Standby Consumer's Experience, accelerates the popularization of portable finance device.
Further, the mobile terminal 61 in the system can obtain what finance device to be certified was provided by following manner Authentication check information:When the finance device to be certified and the mobile terminal, which are set up, to be communicated to connect, the mobile terminal connects Receive the authentication check information that the mobile finance device is sent;When the mobile finance device is by the authentication check presentation of information When on itself screen, the authentication check information that the acquisition for mobile terminal user is manually entered;Or, the mobile terminal base The authentication check information for taking and being shown on the portable finance device is swept in the camera of configuration.
Further, mobile terminal 61 specifically for:By the authentication check information directly as verification confirmation hair Give the certificate server;Or, the authentication check information is encrypted, and regard authentication check information after encryption as verification Confirmation is sent to the certificate server.
Embodiment seven
Fig. 7 is a kind of hardware architecture diagram for mobile terminal that the embodiment of the present invention seven is provided.As shown in fig. 7, this hair The mobile terminal that bright embodiment seven is provided, including:
Processor 71, storage device 72 and camera/scanning means 73.Processor in the mobile terminal can be one Individual or multiple, in Fig. 7 by taking a processor 71 as an example, camera/scanning means 73 in the mobile terminal can be by total Line or other modes are connected with processor 71 and storage device 72 respectively, and processor 71 and storage device 72 also by bus or Other modes are connected, in Fig. 7 exemplified by being connected by bus.
It is understood that mobile terminal occurrence mobile phone, notebook, tablet personal computer in the present embodiment etc. can be carried out The intelligent mobile terminal of information exchange, portable finance can be provided as the above embodiment of the present invention five or embodiment six and is set Mobile terminal in standby security certification system, in the present embodiment, the processor 42 in mobile terminal can control camera/ Scanning means 73 is scanned or captured to the information shown on finance device to be certified.
Storage device 72 in the mobile terminal is as a kind of computer-readable recording medium, available for storage one or many Individual program, described program can be movable type in software program, computer executable program and module, such as embodiment of the present invention Corresponding programmed instruction/the module of mobile terminal is (for example, the mobile terminal shown in accompanying drawing 5 in the security certification system of finance device Module in 51, including:Information sending module 511, data obtaining module 512 and certification determining module 513;And for example accompanying drawing 6 Module (the specific module of the not shown mobile terminals 61 of Fig. 6) in shown mobile terminal 61).Processor 71 is stored in by operation Software program, instruction and module in storage device 72, so as to perform at the various function application and data of mobile terminal Reason, that is, realize the safety certifying method of portable finance device in above method embodiment.
Storage device 72 may include storing program area and storage data field, wherein, storing program area can storage program area, Application program needed at least one function;Storage data field can be stored uses created data etc. according to equipment.In addition, Storage device 72 can include high-speed random access memory, can also include nonvolatile memory, for example, at least one magnetic Disk storage device, flush memory device or other non-volatile solid state memory parts.In some instances, storage device 72 can enter one Step includes the memory remotely located relative to processor 71, and these remote memories can pass through network connection to equipment.On The example for stating network includes but is not limited to internet, intranet, LAN, mobile radio communication and combinations thereof.
Also, when one or more program included by above-mentioned mobile terminal is held by one or more of processors 71 During row, one of program can be proceeded as follows:
The checking that mobile terminal is triggered according to user is instructed, and safety check information is sent to certificate server;The movement Terminal obtains the secure authenticated information being shown on finance device to be certified, wherein, the secure authenticated information is by the certification Server is generated and sent to the finance device to be certified according to the safety check information of reception;The mobile terminal it is determined that When the secure authenticated information is with the safety check information match, confirm that the finance device to be certified is recognized by safety Card.
Further, when one or more program included by above-mentioned mobile terminal is by one or more of processors During 71 execution, the operation of another program can also carry out:
The authentication check information that acquisition for mobile terminal finance device to be certified is provided;The mobile terminal is according to the certification Check information generation verification confirmation is simultaneously sent to the certificate server;The mobile terminal receives the certificate server The authenticate-acknowledge result of the relevant finance device to be certified sent, wherein, the authenticate-acknowledge result is taken by the certification The authentication check information and the verification confirmation that business device is sent by finance device to be certified are determined.
In addition, the embodiment of the present invention also provides a kind of computer-readable recording medium, computer program is stored thereon with, should Program controlled device realizes that the safety for the portable finance device that the embodiment of the present invention one is provided to example IV is recognized when performing Card method, wherein, the method that above-described embodiment one is provided includes:The checking that mobile terminal is triggered according to user is instructed, to certification Server sends safety check information;The acquisition for mobile terminal is shown in the secure authenticated information on finance device to be certified, Wherein, the secure authenticated information is generated and sent to described according to the safety check information of reception by the certificate server and treated Certification finance device;The mobile terminal is when it is determined that the secure authenticated information is with the safety check information match, really Recognize the finance device to be certified through safety certification.In addition, the method that above-described embodiment three is provided includes:Acquisition for mobile terminal The authentication check information that finance device to be certified is provided;The mobile terminal confirms according to authentication check information generation verification Information is simultaneously sent to the certificate server;The mobile terminal receives the relevant described to be certified of the certificate server transmission The authenticate-acknowledge result of finance device, wherein, the authenticate-acknowledge result is set by the certificate server by finance to be certified The authentication check information and the verification confirmation that preparation is sent are determined.
By the description above with respect to embodiment, it is apparent to those skilled in the art that, the present invention It can be realized by software and required common hardware, naturally it is also possible to realized by hardware, but the former is more in many cases Good embodiment.Understood based on such, what technical scheme substantially contributed to prior art in other words Part can be embodied in the form of software product, and the computer software product can be stored in computer-readable recording medium In, such as floppy disk, read-only storage (Read-Only Memory, ROM), the random access memory (Random of computer Access Memory, RAM), flash memory (FLASH), hard disk or CD etc., including some instructions are to cause a computer to set Standby (can be personal computer, server, or network equipment etc.) performs the method described in each embodiment of the invention.
Note, above are only presently preferred embodiments of the present invention and institute's application technology principle.It will be appreciated by those skilled in the art that The invention is not restricted to specific embodiment described here, can carry out for a person skilled in the art it is various it is obvious change, Readjust and substitute without departing from protection scope of the present invention.Therefore, although the present invention is carried out by above example It is described in further detail, but the present invention is not limited only to above example, without departing from the inventive concept, also Other more equivalent embodiments can be included, and the scope of the present invention is determined by scope of the appended claims.

Claims (14)

1. a kind of safety certifying method of portable finance device, it is characterised in that including:
The checking that mobile terminal is triggered according to user is instructed, and safety check information is sent to certificate server;
The acquisition for mobile terminal is shown in the secure authenticated information on finance device to be certified, wherein, the safety certification letter Breath is generated and sent to the finance device to be certified by the certificate server according to the safety check information of reception;
The mobile terminal is waited to recognize when it is determined that the secure authenticated information is with the safety check information match described in confirmation Demonstrate,prove finance device through safety certification.
2. method according to claim 1, it is characterised in that the acquisition for mobile terminal is shown on finance device to be certified Secure authenticated information, including:
The secure authenticated information that the acquisition for mobile terminal user is manually entered;Or,
Camera of the mobile terminal based on configuration sweeps the secure authenticated information for taking and being shown on the finance device to be certified; Or,
The mobile terminal receives the secure authenticated information that the finance device to be certified is sent with communication.
3. according to the method described in claim 1, it is characterised in that the safety check information includes:Dynamic security check code And current location information;
Accordingly, before the secure authenticated information that the acquisition for mobile terminal is shown on finance device to be certified, in addition to:
Certificate server receive mobile terminal send safety check information, it is determined that corresponding to the current location information wait recognize Finance device is demonstrate,proved, and the safety certification generated based on the dynamic security check code is sent to the finance device to be certified and is believed Breath;
The finance device to be certified receives and the secure authenticated information is shown on itself screen.
4. method according to claim 3, it is characterised in that the determination correspond to the current location information wait recognize Finance device is demonstrate,proved, and the safety certification generated based on the dynamic security check code is sent to the finance device to be certified and is believed Breath, including:
Obtain the device location information that each portable finance device is uploaded, and the equipment that will be matched with the current location information Positional information is labeled as target position information;
The corresponding portable finance device of the target position information is defined as finance device to be certified;
The dynamic security check code is sent to the finance device to be certified directly as secure authenticated information;Or,
Code encryption is verified to the dynamic security, and the dynamic security check code after encryption is sent to as secure authenticated information The finance device to be certified.
5. method according to claim 3, it is characterised in that the safety check information also includes:Mobile terminal identification Information;
Accordingly, the safety check information that mobile terminal is sent is received in certificate server, it is determined that corresponding to the current location Before the finance device to be certified of information, in addition to:
The certificate server is according to the mobile terminal identification information, and whether determine the mobile terminal is non-authentication terminal;
If it is determined that the mobile terminal is non-authentication terminal, then stop the authentication operation of follow-up finance device to be certified.
6. according to any described methods of claim 1-5, it is characterised in that the display format bag of the secure authenticated information Include:Optical character identification code, Quick Response Code, bar code and readable character string.
7. a kind of safety certifying method of portable finance device, it is characterised in that including:
The authentication check information that acquisition for mobile terminal finance device to be certified is provided;
The mobile terminal is according to authentication check information generation verification confirmation and sends to the certificate server;
The mobile terminal receives the authenticate-acknowledge result for the relevant finance device to be certified that the certificate server is sent, Wherein, the authenticate-acknowledge result is sent by the certificate server by finance device to be certified authentication check information and institute Verification confirmation is stated to determine.
8. method according to claim 7, it is characterised in that the mobile terminal obtains gold to be certified by following manner The authentication check information of equipment offer is provided:
When the finance device to be certified and the mobile terminal, which are set up, to be communicated to connect, the mobile terminal receives the movement The authentication check information that finance device is sent;
When the mobile finance device by the authentication check presentation of information on itself screen when, the acquisition for mobile terminal is used The authentication check information that family is manually entered;Or, camera of the mobile terminal based on configuration, which is swept to take, is shown in the movement Authentication check information on formula finance device.
9. the method according to claim 7 or 8, it is characterised in that the mobile terminal is according to the authentication check information Generation verification confirmation is simultaneously sent to the certificate server, including:
The authentication check information is sent to the certificate server by the mobile terminal directly as verification confirmation;Or Person,
The mobile terminal is encrypted to the authentication check information, and regard authentication check information after encryption as verification confirmation It is sent to the certificate server.
10. method according to claim 7, it is characterised in that receive the certificate server hair in the mobile terminal Before the authenticate-acknowledge result of the finance device to be certified sent, in addition to:
The finance device to be certified sends authentication check information to the certificate server;
The certificate server is matched the authentication check information with the verification confirmation received, when the match is successful Determine authenticate-acknowledge result for the finance device to be certified through safety certification, and by authenticate-acknowledge result send to it is described move Dynamic terminal.
11. a kind of security certification system of portable finance device, it is characterised in that including:Mobile terminal, certificate server, At least one portable finance device;
The mobile terminal, including:Information sending module, the checking for being triggered according to user is instructed, and is sent out to certificate server Safety check information is sent, the safety check information includes:Dynamic security check code and current location information;
Data obtaining module, for obtaining the secure authenticated information being shown on finance device to be certified, wherein, the safety is recognized Card information is generated and sent to the finance device to be certified by the certificate server according to the safety check information of reception;
Certification determining module, for when it is determined that the secure authenticated information is with the safety check information match, confirming institute Finance device to be certified is stated for safety certificate equipment;
The certificate server, including:Signal dispatcher module, bar is determined for compliance with for the safety check information according to mobile terminal The finance device to be certified of part, and send secure authenticated information to the finance device to be certified;
At least one described portable finance device, including:Information display module, for when as finance device to be certified, Receive and shown on itself screen the secure authenticated information that the certificate server is sent.
12. a kind of security certification system of portable finance device, it is characterised in that including:Mobile terminal, certificate server, At least one portable finance device;
At least one described portable finance device, for sending certification to certificate server when as finance device to be certified Check information, and provide the authentication check information to mobile terminal;
The mobile terminal, for obtaining the authentication check information that finance device to be certified is provided, and according to the certification school of acquisition Information generation verification confirmation is tested, and the verification confirmation is sent to the certificate server, is additionally operable to receive The authenticate-acknowledge result for the relevant finance device to be certified that the certificate server is sent;
The certificate server, for obtaining authentication check information and verification confirmation, and it is determined that the authentication check is believed When breath matches with the verification confirmation, it is safety certificate equipment to determine the portable finance device, and is used as certification Confirm that result is sent to the mobile terminal.
13. a kind of mobile terminal, it is characterised in that including:
One or more processors;
Storage device, for storing one or more programs;
One or more of programs are by one or more of computing devices so that one or more of processors are realized The safety certifying method of movable type finance device as claimed in claim 1 or 2;Or, realize that claim 7-9 is any described Portable finance device safety certifying method.
14. a kind of computer-readable recording medium, is stored thereon with computer program, it is characterised in that the program is by processor The safety certifying method of the portable finance device as described in claim 1-6 is any is realized during execution;Or, realize that right will Seek the safety certifying method of any described portable finance devices of 7-10.
CN201710286571.XA 2017-04-27 2017-04-27 Safety certifying method, system, terminal and the storage medium of portable finance device Pending CN107104968A (en)

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Application publication date: 20170829