CN107085814A - A kind of analysis method and system of vehicle insurance Claims Resolution photo - Google Patents
A kind of analysis method and system of vehicle insurance Claims Resolution photo Download PDFInfo
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- CN107085814A CN107085814A CN201710232886.6A CN201710232886A CN107085814A CN 107085814 A CN107085814 A CN 107085814A CN 201710232886 A CN201710232886 A CN 201710232886A CN 107085814 A CN107085814 A CN 107085814A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
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Abstract
The present invention relates to vehicle insurance Claims Resolution technical field, especially a kind of analysis system of vehicle insurance Claims Resolution photo, vehicle insurance analysing terminal is arranged in vehicle insurance administrative center, for analyzing and differentiating the data remotely sent, and multiple user terminals are separately positioned in the mobile phone end of vehicle insurance client, picture and video for remotely sending car accident, Ethernet transport module is provided with multiple user terminals, and Ethernet transport module signal is connected to vehicle insurance analysing terminal, the vehicle insurance analysing terminal is electrically connected with vehicle insurance database, for storing the data handled by vehicle insurance analysing terminal；Also include fault self-checking module, and signal is connected to user terminal and vehicle insurance analysing terminal to fault self-checking module respectively, for checking automatically system.Present invention also offers a kind of analysis method of vehicle insurance Claims Resolution photo.This can improve efficiency and the degree of accuracy that position image procossing is damaged to car, effectively prevent the situation of insurance fraud from occurring.
Description
Technical field
The present invention relates to the analysis method and system of vehicle insurance Claims Resolution technical field, more particularly to a kind of vehicle insurance Claims Resolution photo.
Background technology
Significantly increase with the owning amount of automobile, incident is numberless vehicle damage situation, therefore,
Vehicle insurance of just having arisen at the historic moment industry, when traditional insurance is settled a claim, the discriminating to vehicle damage situation, just into the weight in my vehicle insurance Claims Resolution
Link is wanted, the existing behavior in substantial amounts of insurance fraud carries out the forgery of car accident, and post-processing is carried out to its picture and video,
So as to reach the requirement of Claims Resolution, so that data be uploaded, if can not timely find, then unnecessary damage can be caused
Lose, the analysis method and system of photo it is proposed to this end that a kind of vehicle insurance is settled a claim.
The content of the invention
The invention aims to solve shortcoming present in prior art, and a kind of vehicle insurance Claims Resolution photo proposed
Analysis method and system.
To achieve these goals, present invention employs following technical scheme：
Design a kind of analysis system of vehicle insurance Claims Resolution photo, including vehicle insurance analysing terminal and multiple user terminals, vehicle insurance analysis
Terminal is arranged in vehicle insurance administrative center, for analyzing and differentiating the data remotely sent, and multiple user terminals are separately positioned on
In the mobile phone end of vehicle insurance client, for the picture and video of remotely transmission car accident, it is all provided with multiple user terminals
Ethernet transport module is equipped with, and Ethernet transport module signal is connected to vehicle insurance analysing terminal, the vehicle insurance analysing terminal electricity
Property is connected with vehicle insurance database, for storing the data handled by vehicle insurance analysing terminal.
Also include fault self-checking module, and signal is connected to user terminal and vehicle insurance analysing terminal to fault self-checking module respectively,
For checking automatically system, to avoid occurring unnecessary failure.
It is preferred that, central processing unit is provided with the vehicle insurance analysing terminal, and central processing unit is electrically connected at display
Screen, operation module, data temporary storage module and data acquisition module, the data temporary storage module are electrically connected with data sink,
The data acquisition module is electrically connected at data temporary storage module, and is electrically connected with data conversion module, and data conversion mould
Block is electrically connected with data processing module, and the data processing module is electrically connected with data comparison module, and data comparison mould
Block is electrically connected with information matches module and data extraction module, and the data extraction module is electrically connected with performing module, and
Be electrically connected at vehicle insurance database, described information matching module is electrically connected with similar prompting module, and similar prompting module with
Performing module is electrically connected at central processing unit, and the central processing unit is also electrically connected with truth identification module with judging system
System, and truth identification module is electrically connected at decision-making system.
It is preferred that, the central processing unit is also electrically connected with alarm module, and alarm module is electrically connected at judgement system
System.
It is preferred that, the alarm module is electrically connected with red alarm device and yellow alarm device.
It is preferred that, microprocessor is provided with the vehicle insurance database, and microprocessor is electrically connected with Data Integration mould
Block and data categorization module, the Data Integration module are electrically connected at data categorization module, and the microprocessor also electrically connects
Multiple holders are connected to, the vehicle insurance data different for storing, and multiple holders are electrically connected at data categorization module.
A kind of analysis method of vehicle insurance Claims Resolution photo, comprises the following steps：
S1, vehicle of insuring occur accident either vehicle destroy when, vehicle insurance client logs in oneself by user terminal
Vehicle insurance account；
S2, the corrupted picture and the comprehensive video of vehicle that vehicle is shot by car owner by smart mobile phone, also vehicle are all
The environment enclosed, and data are carried out with self preservation, then data remote transmission to vehicle insurance is divided by Ethernet transport module
Analyse in terminal；
S3, the data sink in vehicle insurance analysing terminal are received to data, and are carried out by data temporary storage module
Storage, treats that vehicle insurance staff carries out data receiver；
S4, vehicle insurance staff are received to the casualty data of the client by data acquisition module, and data are entered
Row conversion and processing, so as to can turn into the data that central processing unit can be recognized, and pass through number by data comparison module
The original image and video of each preset vehicle of the vehicle are extracted to vehicle insurance database according to extraction module；
S5, the accident picture video progress phase knowledge and magnanimity contrast with the vehicle, to prevent client from utilizing other vehicle insurance frauds, if
Phase knowledge and magnanimity are identical, then preliminary audit survey passes through；
S6, authenticity degree is carried out to picture and video again audited, picture and video typing central processing unit are connected
In the truth identification module connect, it is judged by the decision-making system being arranged in vehicle insurance analysing terminal, if picture is with regarding
Frequency is original, is not post-processing and synthesis, then examination ＆ verification passes through；
S7, after the completion of, examination ＆ verification remote data is sent to the user terminal of vehicle insurance client, in case it is consulted, and simultaneously
Transfer data in vehicle insurance administrative center, carry out post-processing.
The analysis method and system of a kind of vehicle insurance Claims Resolution photo proposed by the present invention, beneficial effect are：The vehicle insurance is settled a claim
The analysis system of photo can improve to car damage position image procossing efficiency and the degree of accuracy, by picture specialty identification with
Contrast, can effectively prevent the situation of insurance fraud from occurring, and accomplished the intellectuality differentiated to picture, reduced the labor of staff
Fatigue resistance.
Brief description of the drawings
Fig. 1 is a kind of system block diagram of the analysis system of vehicle insurance Claims Resolution photo proposed by the present invention；
Fig. 2 is a kind of system block diagram of the vehicle insurance analysing terminal of the analysis system of vehicle insurance Claims Resolution photo proposed by the present invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Site preparation is described, it is clear that described embodiment is only a part of embodiment of the invention, rather than whole embodiments.
Reference picture 1-2, a kind of analysis system of vehicle insurance Claims Resolution photo, including vehicle insurance analysing terminal and multiple user terminals, car
Dangerous analysing terminal is arranged in vehicle insurance administrative center, for analyzing and differentiating the data remotely sent, and multiple user terminals are distinguished
In the mobile phone end for being arranged on vehicle insurance client, picture and video for remotely sending car accident, in multiple user terminals
Ethernet transport module is provided with, and Ethernet transport module signal is connected to vehicle insurance analysing terminal, vehicle insurance analysing terminal is electrical
Vehicle insurance database is connected with, for storing the data handled by vehicle insurance analysing terminal.
Also include fault self-checking module, and signal is connected to user terminal and vehicle insurance analysing terminal to fault self-checking module respectively,
For checking automatically system, to avoid occurring unnecessary failure.
Be provided with central processing unit in vehicle insurance analysing terminal, and central processing unit be electrically connected at display screen, operation module,
Data temporary storage module and data acquisition module, data temporary storage module are electrically connected with data sink, and teledata can be entered
Row is online to be received, and data acquisition module is electrically connected at data temporary storage module, and is electrically connected with data conversion module, and right
Data can temporarily be stored data when on duty without staff, and so that the later stage extracts, and data conversion module is electrical
Data processing module is connected with, accident vehicle data can be changed and handled, data processing module is electrically connected with number
According to contrast module, and data comparison module is electrically connected with information matches module and data extraction module, data extraction module electricity
Property is connected with performing module, and is electrically connected at vehicle insurance database, and information matches module is electrically connected with similar prompting module, and
Similar prompting module is electrically connected at central processing unit with performing module, and central processing unit is also electrically connected with truth identification mould
Block and decision-making system, and truth identification module is electrically connected at decision-making system, and the true or false of accident vehicle can be judged.
Central processing unit is also electrically connected with alarm module, and alarm module is electrically connected at decision-making system, when determining
When photo passes through processing with video, it can be alarmed by alarm module, so as to remind staff on the scene.
Alarm module is electrically connected with red alarm device and yellow alarm device.
Microprocessor is provided with vehicle insurance database, and microprocessor is electrically connected with Data Integration module and classified with data
Module, can effectively be classified data, so that the later stage consults, and Data Integration module is electrically connected at data classification mould
Block, microprocessor is also electrically connected with multiple holders, the vehicle insurance data different for storing, and multiple holders electrically connect
It is connected to data categorization module.
Present invention also offers a kind of analysis method of vehicle insurance Claims Resolution photo, comprise the following steps：
S1, vehicle of insuring occur accident either vehicle destroy when, vehicle insurance client logs in oneself by user terminal
Vehicle insurance account；
S2, the corrupted picture and the comprehensive video of vehicle that vehicle is shot by car owner by smart mobile phone, also vehicle are all
The environment enclosed, and data are carried out with self preservation, then data remote transmission to vehicle insurance is divided by Ethernet transport module
Analyse in terminal；
S3, the data sink in vehicle insurance analysing terminal are received to data, and are carried out by data temporary storage module
Storage, treats that vehicle insurance staff carries out data receiver；
S4, vehicle insurance staff are received to the casualty data of the client by data acquisition module, and data are entered
Row conversion and processing, so as to can turn into the data that central processing unit can be recognized, and pass through number by data comparison module
The original image and video of each preset vehicle of the vehicle are extracted to vehicle insurance database according to extraction module；
S5, the accident picture video progress phase knowledge and magnanimity contrast with the vehicle, to prevent client from utilizing other vehicle insurance frauds, if
Phase knowledge and magnanimity are identical, then preliminary audit survey passes through；
S6, authenticity degree is carried out to picture and video again audited, picture and video typing central processing unit are connected
In the truth identification module connect, it is judged by the decision-making system being arranged in vehicle insurance analysing terminal, if picture is with regarding
Frequency is original, is not post-processing and synthesis, then examination ＆ verification passes through；
S7, after the completion of, examination ＆ verification remote data is sent to the user terminal of vehicle insurance client, in case it is consulted, and simultaneously
Transfer data in vehicle insurance administrative center, carry out post-processing.
The foregoing is only a preferred embodiment of the present invention, but protection scope of the present invention be not limited thereto,
Any one skilled in the art the invention discloses technical scope in, technique according to the invention scheme and its
Inventive concept is subject to equivalent substitution or change, should all be included within the scope of the present invention.
Claims (6)
- The analysis system of photo 1. a kind of vehicle insurance is settled a claim, including vehicle insurance analysing terminal and multiple user terminals, it is characterised in that：Vehicle insurance Analysing terminal is arranged in vehicle insurance administrative center, for analyzing and differentiating the data remotely sent, and multiple user terminals are set respectively Put in the mobile phone end of vehicle insurance client, picture and video for remotely sending car accident, in multiple user terminals Ethernet transport module is provided with, and Ethernet transport module signal is connected to vehicle insurance analysing terminal, the vehicle insurance analysis is eventually End is electrically connected with vehicle insurance database, for storing the data handled by vehicle insurance analysing terminal；Also include fault self-checking module, and signal is connected to user terminal and vehicle insurance analysing terminal to fault self-checking module respectively, is used for Automatically system is checked, to avoid occurring unnecessary failure.
- The analysis system of photo 2. a kind of vehicle insurance according to claim 1 is settled a claim, it is characterised in that the vehicle insurance analysis is eventually Central processing unit is provided with end, and central processing unit is electrically connected at display screen, operation module, data temporary storage module and data Acquisition module, the data temporary storage module is electrically connected with data sink, and the data acquisition module is electrically connected at data Temporary storage module, and data conversion module is electrically connected with, and data conversion module is electrically connected with data processing module, the number Data comparison module is electrically connected with according to processing module, and data comparison module is electrically connected with information matches module and carried with data Modulus block, the data extraction module is electrically connected with performing module, and is electrically connected at vehicle insurance database, described information matching Module is electrically connected with similar prompting module, and similar prompting module is electrically connected at central processing unit with performing module, institute State central processing unit and be also electrically connected with truth identification module and decision-making system, and truth identification module is electrically connected at judgement system System.
- The analysis system of photo 3. a kind of vehicle insurance according to claim 2 is settled a claim, it is characterised in that the central processing unit Alarm module is also electrically connected with, and alarm module is electrically connected at decision-making system.
- The analysis system of photo 4. a kind of vehicle insurance according to claim 3 is settled a claim, it is characterised in that the alarm module electricity Property is connected with red alarm device and yellow alarm device.
- The analysis system of photo 5. a kind of vehicle insurance according to claim 1 is settled a claim, it is characterised in that the vehicle insurance database Microprocessor is inside provided with, and microprocessor is electrically connected with Data Integration module and data categorization module, the Data Integration Module is electrically connected at data categorization module, and the microprocessor is also electrically connected with multiple holders, different for storing Vehicle insurance data, and multiple holders are electrically connected at data categorization module.
- 6. a kind of settlement of insurance claim method according to claim 1-5, it is characterised in that comprise the following steps：S1, vehicle of insuring occur accident either vehicle destroy when, vehicle insurance client logs in the car of oneself by user terminal Dangerous account；S2, the corrupted picture and the comprehensive video of vehicle that vehicle is shot by car owner by smart mobile phone, also vehicle periphery Environment, and data are carried out with self preservation, then data remote transmission to vehicle insurance is analyzed eventually by Ethernet transport module In end；S3, the data sink in vehicle insurance analysing terminal are received to data, and are stored by data temporary storage module, Treat that vehicle insurance staff carries out data receiver；S4, vehicle insurance staff are received to the casualty data of the client by data acquisition module, and data are turned Change and handle, so that the data that central processing unit can be recognized can be turned into, and carried by data comparison module by data Modulus block extracts the original image and video of each preset vehicle of the vehicle to vehicle insurance database；S5, the accident picture video progress phase knowledge and magnanimity contrast with the vehicle, to prevent client from utilizing other vehicle insurance frauds, if acquaintance Degree is identical, then preliminary audit survey passes through；S6, authenticity degree is carried out to picture and video again audited, picture is connected with video typing central processing unit In truth identification module, it is judged by the decision-making system being arranged in vehicle insurance analysing terminal, if picture is with video Original, it is not post-processing and synthesis, then examination ＆ verification passes through；S7, after the completion of, examination ＆ verification remote data is sent to the user terminal of vehicle insurance client, in case it is consulted, and simultaneously by number According to being sent in vehicle insurance administrative center, post-processing is carried out.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710232886.6A CN107085814A (en) | 2017-04-11 | 2017-04-11 | A kind of analysis method and system of vehicle insurance Claims Resolution photo |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201710232886.6A CN107085814A (en) | 2017-04-11 | 2017-04-11 | A kind of analysis method and system of vehicle insurance Claims Resolution photo |
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| CN201710232886.6A Pending CN107085814A (en) | 2017-04-11 | 2017-04-11 | A kind of analysis method and system of vehicle insurance Claims Resolution photo |
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Cited By (6)
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| CN107817948A (en) * | 2017-09-28 | 2018-03-20 | 新乡学院 | A kind of network teledata storage platform |
| CN107835382A (en) * | 2017-11-28 | 2018-03-23 | 甜新科技（上海）有限公司 | A kind of long-range property damage evidence collecting method based on live video stream |
| CN107993154A (en) * | 2017-11-28 | 2018-05-04 | 甜新科技（上海）有限公司 | A kind of method that efficient multitask is remotely reconnoitred in settlement of insurance claim |
| TWI690874B (en) * | 2018-10-24 | 2020-04-11 | 富邦產物保險股份有限公司 | Method and system for verifying remote accident scene image and identity |
| CN111311424A (en) * | 2020-03-06 | 2020-06-19 | 德联易控科技(北京)有限公司 | Data analysis method and device in vehicle accident, storage medium and processor |
| WO2020164331A1 (en) * | 2019-02-11 | 2020-08-20 | 阿里巴巴集团控股有限公司 | Claim service processing method and device |
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| Publication number | Priority date | Publication date | Assignee | Title |
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Application publication date: 20170822 |