CN107085794A - Mobile internet safe payment method - Google Patents
Mobile internet safe payment method Download PDFInfo
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- CN107085794A CN107085794A CN201710264934.XA CN201710264934A CN107085794A CN 107085794 A CN107085794 A CN 107085794A CN 201710264934 A CN201710264934 A CN 201710264934A CN 107085794 A CN107085794 A CN 107085794A
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- Prior art keywords
- payment
- clicked
- area
- application
- display screen
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
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- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
This disclosure relates to which internet mobile payment field, is specifically that this method includes on a kind of mobile Internet safe payment method：Monitor whether the corresponding application icon of a payment application on the display screen of mobile terminal is clicked；When the application icon is clicked, the area for the first clicking point being clicked on the display screen is obtained；Judge whether the area of first clicking point is equal to preset area value, if otherwise not starting the payment application.The disclosure can greatly improve the security of mobile payment operation, it is to avoid user's property loss.
Description
Technical field
This disclosure relates to internet mobile payment technical field, more particularly to a kind of mobile Internet safe payment method.
Background technology
With the continuous popularization of the mobile terminal such as internet and mobile phone, tablet personal computer, based on the payment on mobile terminal
The behavior that application program carries out internet mobile payment is more and more applied, and internet mobile payment comes into people
The every aspect of daily life.
But after user mobile phone is lost or be stolen, there are other people by mobile phone short message verification mode or may guess
And input proper password and open the potential unsafe conditions that payment application carries out delivery operation, it will necessarily so cause user
The greater loss of wealth.It can be seen that, it is currently based on mobile terminal progress internet mobile payment and still there is potential safety hazard.
The content of the invention
The purpose of the disclosure is to provide a kind of mobile Internet safe payment method, and then improves to enter based on mobile terminal
The security of row internet mobile payment, it is to avoid user's property loss.
According to the first aspect of the embodiment of the present disclosure there is provided a kind of mobile Internet safe payment method, this method includes：
Monitor whether the corresponding application icon of a payment application on the display screen of mobile terminal is clicked；
When the application icon is clicked, the area for the first clicking point being clicked on the display screen is obtained；
Judge whether the area of first clicking point is equal to preset area value, if otherwise not starting the payment application.
In one embodiment, methods described also includes：
When the area of first clicking point is equal to the preset area value, starts the payment application and enter payment circle
Face；
The password that input is clicked in the payment interface is received, and obtains what is be clicked when inputting password in the payment interface
The area of multiple second clicking points；
The arithmetic mean of instantaneous value of the area of the multiple second clicking point is calculated, and it is described pre- to judge whether the arithmetic mean of instantaneous value is equal to
If area value, if otherwise without delivery operation.
In one embodiment, methods described also includes：
Interval time when obtaining input password between adjacent code characters, judge whether the interval time meets predetermined interval
Time conditions, if otherwise without delivery operation.
In one embodiment, the area for obtaining the first clicking point being clicked on the display screen includes：
Obtain the coordinate value of multiple pixels that first clicking point is covered on the display screen；
The area of first clicking point is calculated according to the coordinate value of the multiple pixel.
In one embodiment, methods described also includes：
When starting the payment application into payment interface, prompt message is sent to another mobile terminal.
In one embodiment, another mobile terminal is associated with the mobile terminal.
In one embodiment, methods described also includes：
When starting the payment application into payment interface, prompt message is sent to server.
In one embodiment, methods described also includes：
When the application icon is clicked, whether the application icon is dragged after detection is clicked on；
When the application icon is not dragged, the payment application is not started.
The technical scheme provided by this disclosed embodiment can include the following benefits：
In the mobile terminal safety method of payment of the disclosure, payment application correspondence on the display screen of mobile terminal is monitored
Application icon whether be clicked, when the application icon is clicked, obtain first point be clicked on the display screen
Area a little is hit, judges whether the area of first clicking point is equal to preset area value afterwards, if otherwise not starting the branch
Pay application program.So, if not cellphone subscriber operates, payment application is not opened, therefore is being lost or robbed
In the case of can improve the security that payment is moved based on mobile terminal to a certain extent, be avoided as much as user's
Property loss.
Brief description of the drawings
Fig. 1 shows mobile Internet safe payment method flow chart in disclosure exemplary embodiment；
Fig. 2 shows another mobile Internet safe payment method flow chart in disclosure exemplary embodiment；
Fig. 3 shows another mobile Internet safe payment method flow chart in disclosure exemplary embodiment.
Embodiment
Example embodiment is described more fully with referring now to accompanying drawing.However, example embodiment can be with a variety of shapes
Formula is implemented, and is not understood as limited to example set forth herein；On the contrary, thesing embodiments are provided so that the disclosure will more
Fully and completely, and by the design of example embodiment those skilled in the art is comprehensively conveyed to.Described feature, knot
Structure or characteristic can be combined in one or more embodiments in any suitable manner.
In addition, accompanying drawing is only the schematic illustrations of the disclosure, it is not necessarily drawn to scale.Identical accompanying drawing mark in figure
Note represents same or similar part, thus will omit repetition thereof.Some block diagrams shown in accompanying drawing are work(
Can entity, not necessarily must be corresponding with physically or logically independent entity.These work(can be realized using software form
Can entity, or realize in one or more hardware modules or integrated circuit these functional entitys, or at heterogeneous networks and/or place
These functional entitys are realized in reason device method and/or microcontroller methods.
A kind of mobile Internet safe payment method is provide firstly in this example embodiment, be can apply to mobile whole
End, such as mobile phone, tablet personal computer.With reference to shown in Fig. 1, this method may comprise steps of：
Step S101：Monitor whether the corresponding application icon of a payment application on the display screen of mobile terminal is clicked.
Exemplary, the payment application can be for example Alipay, by taking mobile phone as an example, and the mobile phone, which can be monitored, is
On the no display screen having for mobile phone such as the clicking operation of the corresponding application icon of Alipay.
Step S102：When the application icon is clicked, the first clicking point being clicked on the display screen is obtained
Area.
Exemplary, such as when monitoring that the corresponding application icon of Alipay is clicked, obtain the display screen of mobile phone
On the area of the first clicking point that is clicked.Specifically, the first clicking point being clicked on the acquisition display screen
Area may comprise steps of：
A, the coordinate value for obtaining multiple pixels that first clicking point is covered on the display screen.It can such as pass through
Mobile phone A ndroid systems obtain the coordinate value for multiple pixels that upper first clicking point of mobile phone display screen curtain is covered.Institute
State the effective coverage that multiple pixels constitute first clicking point.
B, the area according to the coordinate value of the multiple pixel calculating first clicking point.For example according to Android
The coordinate value for above-mentioned multiple pixels that system is obtained calculates the area of first clicking point.
Step S103：Judge whether the area of first clicking point is equal to preset area value, if otherwise not starting described
Payment application.
Exemplary, the preset area value can be related to the finger size of finger one of cellphone subscriber, and user can be with
It is self-defined set, different people's finger sizes be it is discrepant, click on icon when clicking point effective area be it is different, therefore
It can accordingly judge to open whether the operator for paying application is cellphone subscriber, be applied if not starting described pay then.
Above-mentioned mobile Internet safe payment method, judges to open whether the operator for paying application is cellphone subscriber, if
It is not start described pay to apply.Therefore in lost mobile phone or by when robbing, applied if other people attempt to open to pay
It can not succeed and open, and then the security that payment is moved based on mobile terminal can be improved to a certain extent, to the greatest extent
Possibly avoid the property loss of user.
As shown in Fig. 2 on the basis of above-described embodiment, methods described can also comprise the following steps：
Step S201：When the area of first clicking point is equal to the preset area value, start the payment application
Into payment interface.
Step S202：The password that input is clicked in the payment interface is received, and obtains payment during input password
The area for multiple second clicking points being clicked on interface.
Exemplary, just in case other staff attempt to open payment application, then it can be obtained when carrying out delivery operation
The area for multiple second clicking points being clicked during his personnel's input password in the payment interface.Second clicking point
Quantity is equal with code characters number.Namely obtain the face of the clicking point of each password of correspondence when inputting each password as clicked on
Product.
Step S203：The arithmetic mean of instantaneous value of the area of the multiple second clicking point is calculated, and judges the arithmetic mean of instantaneous value
Whether the preset area value is equal to, if otherwise without delivery operation.
Exemplary, the arithmetic mean of instantaneous value of the area by calculating multiple second clicking points can increase judgement and open branch
Whether the operator for paying application is the accuracy of cellphone subscriber, and then can further improve and move branch based on mobile terminal
The security paid.
In one embodiment, methods described can also comprise the following steps：Adjacent code characters when obtaining input password
Between interval time, judge whether the interval time meets preset interval time condition, if otherwise without delivery operation.
Custom when password is inputted due to different people is different, and the interval time between adjacent code characters is also to have difference, then
Using the combination of each interval time during input password as identity discriminant information, it can decide whether accordingly as the defeated of same people
Enter operation, and then may determine that whether the operator for carrying out delivery operation is cellphone subscriber, further increases payment safety.
In one embodiment, methods described can also comprise the following steps：Enter starting the payment application
During payment interface, prompt message is sent（Such as short message）To another mobile terminal.Exemplary, another mobile terminal
（Such as the mobile phone of household）Can be associated with the mobile terminal such as user mobile phone.So, when mobile phone is such as lost, if someone
Payment application is opened, can in time remind, to take treatment measures, such as freeze account in time.It is substantially same in order to realize
The purpose of sample, in another embodiment, methods described can also comprise the following steps：Enter starting the payment application
When entering payment interface, prompt message is sent to server.
As shown in figure 3, in order to further improve lost mobile phone or it is stolen in the case of mobile payment security.In one kind
In exemplary embodiment, methods described can also comprise the following steps：
Step S301：When the application icon is clicked, whether the application icon is dragged after detection is clicked on.
Step S302：When the application icon is not dragged, the payment application is not started.
Exemplary, user can be with self-defined setting function, or passes through in the case of lost mobile phone network remote control
System triggers this function, is the application drawing for needing to drag payment application after clicking on to cause when one payment of opening is applied
Mark movement, payment application can be just opened after such as being moved according to desired guiding trajectory, it is difficult to beat so to be in the case of ignorant
Application is paid in spending, and security is high.
On the basis of embodiment illustrated in fig. 3, in another embodiment, methods described can also comprise the following steps
401 ~ 402, wherein：
Step 401：When the application icon is dragged, the trailing motion track of application icon is obtained.Answered as default
The mobile dog-leg path that starting point, intermediate point and end point are constituted is moved with icon.Detect that application icon is dragged during practical application
Dynamic motion track.
Step 402：Judge whether the motion track matches with default motion track, should if otherwise not starting the payment
Use program.For example, the motion track of the application icon detected during practical application is different from default mobile dog-leg path, then not
Open and pay application.So can further greatly improve payment safety, lost mobile phone or it is stolen in the case of, pay application
It is difficult to be opened by other people.
On the method in above-described embodiment, wherein modules perform the concrete mode of operation in relevant this method
Embodiment in be described in detail, explanation will be not set forth in detail herein.
Although it should be noted that being referred to some modules or list of the equipment for action executing in above-detailed
Member, but this division is not enforceable.In fact, according to embodiment of the present disclosure, it is above-described two or more
Module or the feature and function of unit can embody in a module or unit.Conversely, an above-described mould
The feature and function of block or unit can be further divided into being embodied by multiple modules or unit.It is used as module or list
The part of member display can be or may not be physical location, you can with positioned at a place, or can also be distributed to
On multiple NEs.Some or all of module therein can be selected according to the actual needs to realize the open scheme of wood
Purpose.Those of ordinary skill in the art are without creative efforts, you can to understand and implement.
Through the above description of the embodiments, those skilled in the art is it can be readily appreciated that example described herein is implemented
Mode can be realized by software, can also be realized by way of software combines necessary hardware.Therefore, according to the disclosure
The technical scheme of embodiment can be embodied in the form of software product, the software product can be stored in one it is non-volatile
Property storage medium（Can be CD-ROM, USB flash disk, mobile hard disk etc.）In or network on, including some instructions with cause one calculating
Equipment performs the above-mentioned method and step as shown in Figure 1 according to disclosure embodiment.
Those skilled in the art will readily occur to its of the disclosure after considering specification and putting into practice invention disclosed herein
Its embodiment.The application is intended to any modification, purposes or the adaptations of the disclosure, these modifications, purposes or
Person's adaptations follow the general principle of the disclosure and including the undocumented common knowledge in the art of the disclosure
Or conventional techniques.Description and embodiments are considered only as exemplary, and the true scope of the disclosure and spirit are by appended
Claim is pointed out.
Claims (8)
1. a kind of mobile Internet safe payment method, it is characterised in that this method includes：
Monitor whether the corresponding application icon of a payment application on the display screen of mobile terminal is clicked；
When the application icon is clicked, the area for the first clicking point being clicked on the display screen is obtained；
Judge whether the area of first clicking point is equal to preset area value, if otherwise not starting the payment application.
2. method according to claim 1, it is characterised in that methods described also includes：
When the area of first clicking point is equal to the preset area value, starts the payment application and enter payment circle
Face；
The password that input is clicked in the payment interface is received, and obtains what is be clicked when inputting password in the payment interface
The area of multiple second clicking points；
The arithmetic mean of instantaneous value of the area of the multiple second clicking point is calculated, and it is described pre- to judge whether the arithmetic mean of instantaneous value is equal to
If area value, if otherwise without delivery operation.
3. method according to claim 2, it is characterised in that methods described also includes：
Interval time when obtaining input password between adjacent code characters, judge whether the interval time meets predetermined interval
Time conditions, if otherwise without delivery operation.
4. method according to claim 2, it is characterised in that first be clicked on the acquisition display screen is clicked on
The area of point includes：
Obtain the coordinate value of multiple pixels that first clicking point is covered on the display screen；
The area of first clicking point is calculated according to the coordinate value of the multiple pixel.
5. method according to claim 2, it is characterised in that methods described also includes：
When starting the payment application into payment interface, prompt message is sent to another mobile terminal.
6. method according to claim 5, it is characterised in that another mobile terminal is associated with the mobile terminal.
7. method according to claim 2, it is characterised in that methods described also includes：
When starting the payment application into payment interface, prompt message is sent to server.
8. method according to claim 2, it is characterised in that methods described also includes：
When the application icon is clicked, whether the application icon is dragged after detection is clicked on；
When the application icon is not dragged, the payment application is not started.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710264934.XA CN107085794A (en) | 2017-04-21 | 2017-04-21 | Mobile internet safe payment method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710264934.XA CN107085794A (en) | 2017-04-21 | 2017-04-21 | Mobile internet safe payment method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN107085794A true CN107085794A (en) | 2017-08-22 |
Family
ID=59612936
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710264934.XA Pending CN107085794A (en) | 2017-04-21 | 2017-04-21 | Mobile internet safe payment method |
Country Status (1)
| Country | Link |
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Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20080060052A1 (en) * | 2003-09-25 | 2008-03-06 | Jay-Yeob Hwang | Method Of Safe Certification Service |
| CN102663311A (en) * | 2012-03-31 | 2012-09-12 | 惠州Tcl移动通信有限公司 | Method for releasing screen locking and device thereof |
| CN104715170A (en) * | 2013-12-13 | 2015-06-17 | 中国移动通信集团公司 | Operating authorization determining method and user terminal |
| CN106022780A (en) * | 2016-05-20 | 2016-10-12 | 廖建强 | Electronic payment method and device based on fingerprint information |
| CN106372894A (en) * | 2016-08-26 | 2017-02-01 | 维沃移动通信有限公司 | Payment method and mobile terminal |
-
2017
- 2017-04-21 CN CN201710264934.XA patent/CN107085794A/en active Pending
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20080060052A1 (en) * | 2003-09-25 | 2008-03-06 | Jay-Yeob Hwang | Method Of Safe Certification Service |
| CN102663311A (en) * | 2012-03-31 | 2012-09-12 | 惠州Tcl移动通信有限公司 | Method for releasing screen locking and device thereof |
| CN104715170A (en) * | 2013-12-13 | 2015-06-17 | 中国移动通信集团公司 | Operating authorization determining method and user terminal |
| CN106022780A (en) * | 2016-05-20 | 2016-10-12 | 廖建强 | Electronic payment method and device based on fingerprint information |
| CN106372894A (en) * | 2016-08-26 | 2017-02-01 | 维沃移动通信有限公司 | Payment method and mobile terminal |
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Application publication date: 20170822 |