CN107037856A - Wearable device, payment mechanism and payment system - Google Patents
Wearable device, payment mechanism and payment system Download PDFInfo
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- CN107037856A CN107037856A CN201710266227.4A CN201710266227A CN107037856A CN 107037856 A CN107037856 A CN 107037856A CN 201710266227 A CN201710266227 A CN 201710266227A CN 107037856 A CN107037856 A CN 107037856A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F1/00—Details not covered by groups G06F3/00 - G06F13/00 and G06F21/00
- G06F1/16—Constructional details or arrangements
- G06F1/1613—Constructional details or arrangements for portable computers
- G06F1/163—Wearable computers, e.g. on a belt
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- G—PHYSICS
- G01—MEASURING; TESTING
- G01C—MEASURING DISTANCES, LEVELS OR BEARINGS; SURVEYING; NAVIGATION; GYROSCOPIC INSTRUMENTS; PHOTOGRAMMETRY OR VIDEOGRAMMETRY
- G01C22/00—Measuring distance traversed on the ground by vehicles, persons, animals or other moving solid bodies, e.g. using odometers, using pedometers
- G01C22/006—Pedometers
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- G—PHYSICS
- G01—MEASURING; TESTING
- G01S—RADIO DIRECTION-FINDING; RADIO NAVIGATION; DETERMINING DISTANCE OR VELOCITY BY USE OF RADIO WAVES; LOCATING OR PRESENCE-DETECTING BY USE OF THE REFLECTION OR RERADIATION OF RADIO WAVES; ANALOGOUS ARRANGEMENTS USING OTHER WAVES
- G01S19/00—Satellite radio beacon positioning systems; Determining position, velocity or attitude using signals transmitted by such systems
- G01S19/01—Satellite radio beacon positioning systems transmitting time-stamped messages, e.g. GPS [Global Positioning System], GLONASS [Global Orbiting Navigation Satellite System] or GALILEO
- G01S19/13—Receivers
- G01S19/14—Receivers specially adapted for specific applications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
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Abstract
The invention discloses a kind of wearable device, payment mechanism and payment system.Wearable device includes control unit, payment unit and third communication module, control unit includes first communication module, payment unit includes control module, receiving module and multiple second communication modules, multiple second communication modules can be communicated to connect optionally with first communication module, receiving module is used to receive a variety of different operation requests, and control module is used to by the second communication module corresponding with the operation requests send operation requests to first communication module；Control unit is used to receive operation requests, and sends execution operation request signal, and control module is additionally operable to complete operation according to execution operation request signal.Payment unit therein is integrated with the second communication module of a variety of different structures so that user's selection is used, traditional wearable device is avoided because the problem of embedded IC chip communication interface pattern is single, so that the compatibility of the wearable device is wider.
Description
Technical field
Include the payment of the wearable device the present invention relates to intelligent terminal field, more particularly to a kind of wearable device
Device and the payment system including the payment mechanism.
Background technology
At present, wearable device is a kind of directly can to wear or be incorporated on the clothes or accessory of user just
Portable device.Existing wearable device is not only a kind of hardware device, can also load motion, health, financial payment, public transport
The functions such as card, realize the application scenarios such as meter step, positioning, brush mass transit card, small amount payment.
But existing wearable device using embedded IC-card module scheme due to realizing the small amounts such as public transport, subway shop
Pay etc., because the interface modes of IC-card are single, the micro-control unit (Microcontroller in most of wearable devices
Unit, MCU) designed by communication interface can not match with the interface modes of IC-card.
In addition, the individualized and test job of the payment function of wearable device is to issue to survey in closed terminal at present
Examination, this needs qualified production firm to complete.
Therefore, how to design a kind of have various communication interfaces and disclosure satisfy that individualized wearable with test job
Equipment turns into this area technical problem urgently to be resolved hurrily.
The content of the invention
It is contemplated that at least solving one of technical problem present in prior art, it is proposed that a kind of wearable device,
A kind of payment mechanism including the wearable device and a kind of payment system including the payment mechanism.
To achieve these goals, there is provided a kind of wearable device, the wearable device bag for the first aspect of the present invention
Control unit is included, described control unit includes first communication module, and the wearable device also includes payment unit and threeway
Believe module,
The payment unit includes control module, receiving module and multiple second communication modules, multiple second communications
Module can be communicated to connect optionally with the first communication module, and the receiving module is used to receive a variety of different operations
Request, a variety of different operation requests are corresponded with the multiple second communication module, and the control module is used for root
The operation requests are sent to described by the second communication module corresponding with the operation requests according to the operation requests received
First communication module；
Described control unit is used to receive the operation requests by the first communication module, and logical by described first
Letter module sends execution operation request signal to the second communication module；
The second communication module is additionally operable to receive the execution operation request signal, and the signal being connected to is sent into institute
Control module is stated, the control module is additionally operable to complete operation according to the execution operation request signal, generates peration data；
The third communication module is used to obtain the peration data, and the peration data is sent to the intelligence eventually
End, wherein,
The operation requests include charging request and/or transaction request.
Preferably, the receiving module connects antenna including non-.
Preferably, the control module is used to recognizing the operation requests and selection corresponding with the operation requests the
Two communication modules are set up with first communication module and communicated to connect；
The control module also includes safe submodule, and the safe submodule is provided with security algorithm, and described in
Security algorithm is encrypted and/or decrypted to the corresponding peration data of the operation requests；The safe submodule is additionally operable to pair
External data is encrypted and/or decrypted.
Preferably, the second communication module includes UART interface, SPI interface, IIC interfaces or 7816 interfaces.
Preferably, the third communication module includes bluetooth module.
Preferably, the wearable device also includes meter step sensing unit, the heart rate being electrically connected with described control unit
At least one of sensing unit, GPS positioning unit, input block and display unit.
The second aspect of the present invention is there is provided a kind of payment mechanism, and the payment mechanism includes intelligent terminal and wearable set
Standby, the wearable device includes the wearable device recorded above, and the intelligent terminal includes fourth communication module, institute
Stating fourth communication module is used for the third communication module communication connection with the wearable device；
The wearable device is used to send the operation to the fourth communication module by the third communication module
Data；
The intelligent terminal is additionally operable to send registration request to cloud server, and the registration request includes described wearable
The information and user profile of equipment, the intelligent terminal are additionally operable to the letter of the account from the cloud server that will be received
Breath is sent to the wearable device.
Preferably, the intelligent terminal is additionally operable to send to the third communication module by the fourth communication module and grasped
Instruct.
The third aspect of the present invention includes payment mechanism and cloud service there is provided a kind of payment system, the payment system
Device, the cloud server is used to receive registration request, and based on the registration request, generates accounts information, and the registration please
Ask information and user profile including the wearable device；
The cloud server is additionally operable to send the accounts information to the intelligent terminal；
The intelligent terminal is used to send the accounts information to the wearable device.
Preferably, the intelligent terminal is additionally operable to send test request, the test request bag to the cloud server
Include default capabilities test；
The cloud server is used to receive the test request, and by the test application corresponding with the test request
Open to the intelligent terminal；
The intelligent terminal is used to load the test application, and the test information is sent to the cloud service
Device；
The cloud server is additionally operable to receive the test information, and by the test information received and the survey that prestores
Examination information is compared, and when the test information received is consistent with the test information that prestores, completes test request.
The present invention wearable device, payment unit therein be integrated with the second communication module of a variety of different structures for
User's selection is used, it is to avoid traditional wearable device because the problem of single embedded IC chip communication interface pattern, from
And can make it that the compatibility of the wearable device is wider.
The present invention payment mechanism, user can according to the demand of oneself, by intelligent terminal, using cloud server,
Realize long-range hair fastener and it is individualized wait operation, and personal data is transmitted to wearable device, it is traditional therefore, it is possible to simplify
Hair fastener and individualized wait operation, saving cost.
The payment system of the present invention, when carrying out hair fastener and hair fastener test, it is possible to use wearable device, intelligent terminal
The work such as hair fastener and test is carried out with cloud server, being capable of streamline operation, reduction hair fastener and hair fastener testing cost
Deng.
Brief description of the drawings
Accompanying drawing is, for providing a further understanding of the present invention, and to constitute the one of specification
Part, is used to explain the present invention, but do not constitute to this together with following embodiment
The limitation of invention.In the accompanying drawings：
Fig. 1 is the structural representation of wearable device of the present invention；
Fig. 2 is the structural representation of payment mechanism of the present invention；
Fig. 3 is the structural representation of payment system of the present invention.
Description of reference numerals
100：Wearable device；
110：Control unit；
111：First communication module；
120：Payment unit；
121：Control module；
121a：Safe submodule；
122：Receiving module；
123：Second communication module；
130：Third communication module；
140：Meter step sensing unit；
150：Sensing heart rate unit；
160：GPS positioning unit；
170：Input block；
180：Display unit；
200：Payment mechanism；
210：Intelligent terminal；
211：Fourth communication module；
300：Payment system；
310：Cloud server.
Embodiment
The embodiment of the present invention is described in detail below in conjunction with accompanying drawing.It should be appreciated that this place is retouched
The embodiment stated is merely to illustrate and explain the present invention, and is not intended to limit the invention.
As the first aspect of the invention, it is related to a kind of wearable device 100.As shown in figure 1, the wearable device
100 include control unit 110, and control unit 110 includes first communication module 111, and wearable device 100 also includes payment unit
120 and third communication module 130.
Above-mentioned payment unit 120 includes control module 121, receiving module 122 and multiple second communication modules 123.Wherein
The plurality of second communication module 123 can be communicated to connect optionally with first communication module 111.That is, the plurality of
Two communication modules 123 can adapt to different first communication modules 111.
Above-mentioned receiving module 122 is used to receive NFC operation requests, and the operation requests can be transmitted directly to control module
121。
Above-mentioned control module 121 be used for according to the operation requests received by the operation requests by with the operation requests phase
Corresponding second communication module 123 is sent to first communication module 111.
Above-mentioned control unit 110 is used to receive operation requests by first communication module 111, and passes through first communication module
111 send execution operation request signal to second communication module 123, and first communication module 111 herein should be and multiple
The second communication module 123 that two communication modules 123 match.
Above-mentioned second communication module 123, which is additionally operable to receive, performs operation request signal, and the signal being connected to is sent into control
Molding block 121, control module 121 is additionally operable to complete operation according to execution operation request signal, and generates peration data.
Above-mentioned third communication module 130 is used to obtain peration data, and peration data is sent to intelligent terminal 200.Its
In, operation requests can include charging request and/or transaction request, it is of course also possible to be other kinds of operation requests.
It should be noted that not defined for the concrete structure of control unit 110.For example, it can be single
Piece machine, can also be micro-control unit (Microcontroller Unit, MCU), it is of course also possible to be the control of other structures
Device.
Explanation is needed further exist for, for first communication module 111 and the concrete structure of multiple second communication modules 123
Do not define.For example, it can be different communication interfaces, for example, it may be UART interface, SPI interface and IIC connect
Mouthful etc., in order to realize the payment function of wearable device, the interface that first communication module 111 is used should be with payment unit
Second communication module 123 in 120 is consistent, can realize that signal is transmitted, and completes the payment function etc. of wearable device.
Specifically, illustrated exemplified by carrying out brush mass transit card using the wearable device 100 of the present embodiment structure, its work
Make principle as follows：
User with the wearable device 100, during close to mass transit card payment terminal, receiving module 122 is received and swiped the card
Request is paid, and the payment request signal of swiping the card is sent to control module 121, control module 121 finally performs the branch of swiping the card
Request is paid, completes to withhold.
Certainly, because the payment unit 120 of the present embodiment structure is integrated with a variety of different communication interfaces, therefore, utilize
The wearable device 100 of this implementation structure, can complete a variety of different transaction requests, realize different functions.
For another example being illustrated so that the wearable device 100 using the present embodiment structure is supplemented with money as an example, wearing this can
When the user of wearable device 100 is close to transaction terminal, receiving module 122 receives charging request, and the charging request is sent to
Control module 121 in control module 121, payment unit 120 receives execution charging request operation, and passes through third communication mould
Block 130 is sent to intelligent terminal 210, and intelligent terminal 210 is sent to cloud server 310 performs charging request operation, to complete
Charging request.
Certainly, the wearable device 100 can also complete other kinds of trading function, will not enumerate herein.
Therefore, the wearable device 100 of the present embodiment structure, payment unit 120 therein is integrated with a variety of different structures
Second communication module 123 use for user's selection, it is to avoid traditional wearable device is because embedded IC chip communication
The problem of interface modes are single, so that the compatibility of the wearable device 100 is wider.
Preferably, in order that contactless payment function, above-mentioned receiving module 122 can be realized by obtaining the wearable device 100
Antenna (not showed that in figure) is connect including non-.Certainly, the receiving module 122 can also be other kinds of with reception signal work(
The structure of energy.
Preferably, above-mentioned control module 121 is additionally operable to identification operation requests and selected corresponding with the operation requests
Second communication module 123, to cause the second communication module 123 is set up with first communication module 111 to communicate to connect.
That is, in the wearable device 100 of this implementation structure, the integrated control mould of payment unit 120 therein
Block 121 can also distribute corresponding communication interface according to the type (for example, swiping the card, supplementing with money) of the operation requests of identification, with reality
Existing signal transmission, completes corresponding operation requests, simple in construction.
Above-mentioned control module 121 also includes safe submodule 121a, and safe submodule 121a is provided with security algorithm, and profit
The corresponding peration data of operation requests is encrypted and/or decrypted with the security algorithm.
In addition, safe submodule 121a can be also used for that external data is encrypted and/or decrypts.
It should be appreciated that external data can include following cloud servers 310 and intelligent terminal 210 is being handed over
Easily, user authentication and the data produced by user test.
That is, above-mentioned control module 121 has the logic processing capability that intelligent computing is carried out to the data flow of input,
Simultaneous with a variety of output interfaces, i.e., multiple second communication modules 123, the plurality of second communication module 123 is except can be with
One communication module 111 is set up beyond communication connection, can also dock following display units 180.That is, the control module
121 can by micro-control unit (Microcontroller Unit, MCU) and SE (Secure Element), that is, it is safe
Submodule 121a is constituted.Therefore, control module 121 integrated in payment unit 120, is patrolled with security logic and attack protection
Volume, carry intelligent algorithm and produce credible output, security threat can also be judged to externally output etc..
Preferably, in order that the compatibility for obtaining the wearable device 100 is wider, above-mentioned second communication module 123 includes
UART interface, SPI interface, IIC interfaces or 7816 interfaces.
Connect because the payment unit 120 in the wearable device 100 of the present embodiment structure is integrated with a variety of different communications
Mouthful, no matter the first communication module 111 in the integrated control unit 110 in inside of wearable device 100 is which kind of communication connects
Mouthful, it can be all communicatively coupled with the second communication module 123 of payment unit 120, to complete to pay or other trading functions.
Therefore it may only be necessary to which the payment unit 120 for being provided with multiple second communication modules 123 is integrated on wearable device 100, so that it may
To realize multifunction transaction, for example, payment etc. of swiping the card.Therefore, the compatibility of the wearable device 100 is wider, and can be effective
Reduce the development cost of the wearable device 100.
Preferably, above-mentioned third communication module 130 includes bluetooth module.
That is, the wearable device 100 is communicated to connect using bluetooth module with intelligent terminal, to transmit above-mentioned behaviour
Make data, so that user checks or carried out other follow-up operations etc..The bluetooth module can be also used for the wearable device 100
Bound with intelligent terminal,
Specifically, illustrated exemplified by using the brush mass transit card of wearable device 100：
User with the wearable device 100, during close to mass transit card payment terminal, receiving module 122 is received and swiped the card
Request is paid, and the payment request signal of swiping the card is sent to control module 121, control module 121 finally performs the branch of swiping the card
Request is paid, completes to withhold, and will withhold data and other data (for example, remaining sum etc.) are sent to can with this by bluetooth module
Intelligent terminal bound in wearable device 100.
Preferably, above-mentioned wearable device 100 also include with control unit 110 be electrically connected with meter step sensing unit 140,
At least one of sensing heart rate unit 150, GPS positioning unit 160, input block 170 and display unit 180.
Specifically, when the wearable device 100 includes meter step sensing unit 140, meter step sensing unit 140 can be detected
The step number that the user for wearing the wearable device 100 walks or run, and detected step number is passed through into third communication module
130 send to intelligent terminal (for example, mobile phone), are carried out with the application for showing the step number detected or supplying intelligent terminal to be downloaded
Statistics, for example, the step number to the step number and the middle other users that upload onto the server of the acquired wearable device 100 is arranged
Name etc..When the wearable device 100 includes sensing heart rate unit 150, the use for wearing the wearable device 100 can also be detected
The heart rate at family, and the heart rate detected is sent to intelligent terminal by third communication module 130, intelligent terminal is according to receiving
User's heart rate, the health status of user can be analyzed etc..For example, according to the heart rate of user, analysis user's depth is slept
Dormancy time etc..When the wearable device 100 includes GPS positioning unit 160, it is possible to achieve to wearing the wearable device 100
User position etc.., can be by setting when the wearable device 100 includes input block 170 and display unit 180
Input block 170 operate the wearable device 100, and the current of wearable device 100 is shown by display unit 180
Dispaly state, for example, showing date.
The wearable device 100 of the present embodiment structure, sensing unit 140 and sensing heart rate list are walked by integrated above-mentioned meter
Member 150 etc., can make it that the function of the wearable device 100 is more diversified, to meet the demand of different user.
The second aspect of the present invention, is related to a kind of payment mechanism 200.As depicted in figs. 1 and 2, the payment mechanism 200 includes
Intelligent terminal 210 and wearable device 100.Wherein, wearable device 100 includes the wearable device 100 recorded above, the intelligence
Energy terminal 210 includes fourth communication module 211, and the fourth communication module 211 is used for the third communication mould with wearable device 100
Block 130 is communicated to connect.
Above-mentioned wearable device 100 is used to send operand to fourth communication module 211 by third communication module 130
According to.For example, dealing money and exchange hour for swiping the card when paying etc..
Above-mentioned intelligent terminal 210 is additionally operable to send registration request to cloud server 310, and the registration request includes wearable
The information and user profile of equipment 100, intelligent terminal 210 are additionally operable to the account from cloud server 210 that will be received
Information is sent to wearable device 100.
Utilize the payment mechanism 200 of the present embodiment structure, it is possible to achieve carry out hair fastener and individual using cloud server 310
The operation of peopleization.Specifically, when user needs the member card for opening certain supermarket, using intelligent terminal 210 to cloud server 310
Registration request is sent, that is, opens the member card request of certain supermarket, cloud server 310 is received after the registration request of user, with depositing
The server of the storage supermarket of server 310 beyond the clouds is communicated, and obtains the application message of the supermarket, and by the application message
Intelligent terminal 210 is downloaded to, user inputs wearable device by the application of the supermarket downloaded in the installation of intelligent terminal 210
100 information and user profile, for example, the information such as address name, phone and mailbox, intelligent terminal 210 will be got
The information and user profile of wearable device 100 sent to cloud server 310, and cloud server 310 is according to receiving
The information and user profile of wearable device 100 generate the accounts information of the supermarket corresponding with the information, and by the account
Family information is sent to intelligent terminal 210, and most account information sends to the intelligent terminal 210 and bound intelligent terminal 210 at last
Wearable device 100, to complete hair fastener and individualized operation.
Therefore, using the payment mechanism 200 of the present embodiment structure, user can pass through intelligent end according to the demand of oneself
End 210, using cloud server 310, realizes that long-range hair fastener and individualized wait operate, and personal data is transmitted to can wear
Equipment 100 is worn, therefore, it is possible to simplify traditional hair fastener and individualized wait operation, section letter flow.
Preferably, above-mentioned intelligent terminal 210 is additionally operable to send to third communication module 130 by fourth communication module 211
Operational order, the operational order can include charging request.
Specifically, illustrated so that the wearable device 100 can realize brush mass transit card as an example：
The wearable device 100 is used for the first time, after the wearable device 100 and intelligent terminal 210 are bound, when
When needing to supplement the wearable device 100 with money, user sends charging request, wearable device 100 by intelligent terminal 210
Charging request is received by third communication module 130, and the charging request is sent to first by second communication module 123 led to
Believe module 111, control unit 110 receives charging request by first communication module 111, and send execution charging request and operate,
Control module 121 in payment unit 120 receives execution charging request operation, and by third communication module 130 send to
Intelligent terminal 210, intelligent terminal 210 is sent to cloud server 310 performs charging request operation, to complete charging request.
The third aspect of the present invention, is related to a kind of payment system 300.As shown in Figure 1, Figure 2 and Figure 3, the payment system 300
Including payment mechanism 200 and cloud server 310.Wherein, the cloud server 310 is used to receive registration request, and based on note
Volume request, generates accounts information, and registration request includes the information and user profile of wearable device 100.
Above-mentioned cloud server 310 is additionally operable to send accounts information to intelligent terminal 210.
Above-mentioned intelligent terminal 210 is used to send accounts information to wearable device 100.
The payment system 300 of the present embodiment structure, can be directed to the demand of user, complete hair fastener request and individualized behaviour
Make etc..Therefore, by using wearable device 100, intelligent terminal 210 and cloud server 310, can complete hair fastener and
Individualized operation, can simplify hair fastener flow.
Specifically hair fastener and individualized operation may be referred to the content recorded above, and therefore not to repeat here.
Preferably, above-mentioned intelligent terminal 210 is additionally operable to send test request to cloud server 310, and test request includes
Default capabilities are tested, default capabilities test should based on user's reality the need for the performance of card to currently issuing survey
Examination, for example, when user needs to test the transaction security of bank card, now default capabilities test just includes transaction security test.
Above-mentioned cloud server 310 is used to receive test request, and the test application corresponding with test request is sent
To intelligent terminal 210.
Above-mentioned intelligent terminal 210 is used to download test application, and obtains the test information that user inputs by testing application,
And send test information to cloud server 310.
Above-mentioned cloud server 310 is additionally operable to receive test information, and the test information received and the test that prestores are believed
Breath is compared, and when the test information received is consistent with the test information that prestores, completes test request.
Illustrated below by taking user test bank card business dealing safety as an example：
Specifically, many remote districts or pet banks do not test qualification or meet the workshop of test qualification compared with
To be remote, therefore, such bank is inconvenient to carry out hair fastener test.When the bank utilizes the payment system 300 of the present embodiment structure
When carrying out hair fastener test, it is possible to use wearable device 100, intelligent terminal 210 and cloud server 310 complete hair fastener test
Request.
More specifically, when the bank needs to test the transaction security of issued bank card, for example, it is desired to test bank
Whether the trading password of card, which meets three trading passwords of continuous mistake input, is locked.Carried out to the bank card business dealing password
During test, send test bank card password to cloud server 310 first with intelligent terminal 210 and allow that input error number of times please
Ask, cloud server 310 obtains the request and opens the test being stored in advance in cloud server 310 application to intelligence eventually
End 210, the intelligent terminal 210 i.e. may have access to the test application, user by running response test application, until the bank card because
Input error password number of times is excessively locked, the number of times of the programming count input error password of intelligent terminal 210, and by statistics
Input error password number of times is sent to cloud server 310, cloud server 310 by the input error password number of times received with
The input error password number of times that prestores is compared, for example, the input error password number of times that prestores is three time, when cloud server 310
When the input error password number of times received is five times, input error password number of times is inconsistent with prestoring, and represents the bank card
Transaction security test crash, after there is potential safety hazard, it is necessary to be modified to the bank card, could carry out follow-up hair fastener behaviour
Make.When consistent with the input error password number of times that prestores, represent to be successfully tested, potential safety hazard is not present in transaction, can issue this
Bank card.
, can also be to the bank card in addition to above-mentioned transaction security test can be carried out using cloud server 310
Other functions tested, for example, transfer accounts, cash storage etc. function.
Therefore, using the payment system 300 of the present embodiment structure, when carrying out hair fastener and hair fastener test, it can simplify
Operating process, reduces hair fastener and hair fastener testing cost etc..
It is understood that the principle that embodiment of above is intended to be merely illustrative of the present and the exemplary implementation that uses
Mode, but the invention is not limited in this.For those skilled in the art, the essence of the present invention is not being departed from
In the case of refreshing and essence, various changes and modifications can be made therein, and these variations and modifications are also considered as protection scope of the present invention.
Claims (10)
1. a kind of wearable device, the wearable device includes control unit, described control unit includes first communication module,
Characterized in that, the wearable device also includes payment unit and third communication module,
The payment unit includes control module, receiving module and multiple second communication modules, multiple second communication modules
Optionally it can be communicated to connect with the first communication module, the receiving module please for receiving a variety of different operations
Ask, a variety of different operation requests are corresponded with the multiple second communication module, the control module is used for basis
The operation requests received send the operation requests to described by the second communication module corresponding with the operation requests
One communication module；
Described control unit is used to receive the operation requests by the first communication module, and passes through the described first communication mould
Block sends execution operation request signal to the second communication module；
The second communication module is additionally operable to receive the execution operation request signal, and the signal being connected to is sent into the control
Molding block, the control module is additionally operable to complete operation according to the execution operation request signal, generates peration data；
The third communication module is used to obtain the peration data, and the peration data is sent to the intelligent terminal,
Wherein,
The operation requests include charging request and/or transaction request.
2. wearable device according to claim 1, it is characterised in that the receiving module connects antenna including non-.
3. wearable device according to claim 1, it is characterised in that the control module is used to recognize that the operation please
Ask and select the second communication module corresponding with the operation requests to set up with first communication module to communicate to connect；
The control module also includes safe submodule, and the safe submodule is provided with security algorithm, and utilizes the safety
Algorithm is encrypted and/or decrypted to the corresponding peration data of the operation requests；The safe submodule is additionally operable to outside
Data are encrypted and/or decrypted.
4. the wearable device according to claims 1 to 3 any one, it is characterised in that the second communication module bag
Include UART interface, SPI interface, IIC interfaces or 7816 interfaces.
5. the wearable device according to claims 1 to 3 any one, it is characterised in that the third communication module bag
Include bluetooth module.
6. the wearable device according to claims 1 to 3 any one, it is characterised in that the wearable device is also wrapped
Include the meter step sensing unit being electrically connected with described control unit, sensing heart rate unit, GPS positioning unit, input block and show
Show at least one of unit.
7. a kind of payment mechanism, the payment mechanism includes intelligent terminal and wearable device, it is characterised in that described wearable
Equipment includes the wearable device described in claim 1 to 6 any one, and the intelligent terminal includes fourth communication module, institute
Stating fourth communication module is used for the third communication module communication connection with the wearable device；
The wearable device is used to send the peration data to the fourth communication module by the third communication module；
The intelligent terminal is additionally operable to send registration request to cloud server, and the registration request includes the wearable device
Information and user profile, the intelligent terminal be additionally operable to will receive from the cloud server accounts information hair
Deliver to the wearable device.
8. payment mechanism according to claim 7, it is characterised in that the intelligent terminal is additionally operable to by the four-way
Believe that module sends operational order to the third communication module.
9. a kind of payment system, the payment system includes payment mechanism and cloud server, it is characterised in that the high in the clouds clothes
Business device is used to receive registration request, and based on the registration request, generates accounts information, and the registration request can be worn including described
Wear the information and user profile of equipment；
The cloud server is additionally operable to send the accounts information to the intelligent terminal；
The intelligent terminal is used to send the accounts information to the wearable device.
10. payment system according to claim 9, it is characterised in that the intelligent terminal is additionally operable to take to the high in the clouds
Business device sends test request, and the test request includes default capabilities and tested；
The cloud server is used to receive the test request, and the test application corresponding with the test request is opened
To the intelligent terminal；
The intelligent terminal is used to load the test application, and the test information is sent to the cloud server；
The cloud server is additionally operable to receive the test information, and the test information received and the test that prestores are believed
Breath is compared, and when the test information received is consistent with the test information that prestores, completes test request.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
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| CN201710266227.4A CN107037856A (en) | 2017-04-21 | 2017-04-21 | Wearable device, payment mechanism and payment system |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710266227.4A CN107037856A (en) | 2017-04-21 | 2017-04-21 | Wearable device, payment mechanism and payment system |
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| CN107037856A true CN107037856A (en) | 2017-08-11 |
Family
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710266227.4A Pending CN107037856A (en) | 2017-04-21 | 2017-04-21 | Wearable device, payment mechanism and payment system |
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| CN (1) | CN107037856A (en) |
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Application publication date: 20170811 |