CN106909583A - A kind of financial information processing method and device based on mobile terminal - Google Patents

A kind of financial information processing method and device based on mobile terminal Download PDF

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Publication number
CN106909583A
CN106909583A CN201510982700.XA CN201510982700A CN106909583A CN 106909583 A CN106909583 A CN 106909583A CN 201510982700 A CN201510982700 A CN 201510982700A CN 106909583 A CN106909583 A CN 106909583A
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application
user
mobile terminal
specific object
financial
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万明明
何松
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Beijing Qihoo Technology Co Ltd
Qizhi Software Beijing Co Ltd
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Beijing Qihoo Technology Co Ltd
Qizhi Software Beijing Co Ltd
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Priority to CN201510982700.XA priority Critical patent/CN106909583A/en
Publication of CN106909583A publication Critical patent/CN106909583A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90Details of database functions independent of the retrieved data types
    • G06F16/95Retrieval from the web
    • G06F16/953Querying, e.g. by the use of web search engines
    • G06F16/9535Search customisation based on user profiles and personalisation
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06Asset management; Financial planning or analysis

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  • Databases & Information Systems (AREA)
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  • General Physics & Mathematics (AREA)
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  • Finance (AREA)
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Abstract

The embodiment of the present application provides a kind of financial information processing method based on mobile terminal, application-specific object for the financial account information binding with user is installed in the mobile terminal, the application-specific object is used to being loaded into and is run in preset isolation sandbox in mobile terminal, and the application-specific object includes a plurality of format data object;Described method includes:Obtain mounted application-specific object in mobile terminal;Extract the personalized behavioral data of user;Filtered out from the mounted application-specific object, meet the target formatting data object of the personalized behavioral data of the user;Push the target formatting data object.The embodiment of the present application is filtered out by from the mobile terminal of user in the financial class application program of installation, meets the format data of the personalized behavior investment and financing products of user, reduces the time of the investment and financing products in the financial class application program of user's search.

Description

A kind of financial information processing method and device based on mobile terminal
Technical field
The application is related to technical field of information processing, more particularly to a kind of finance letter based on mobile terminal Breath processing method and a kind of Financial Information processing unit based on mobile terminal.
Background technology
With the development of mobile terminal technology and internet finance, the financial class application program in mobile terminal It is increasingly becoming the important channel that people understand Financial Information.
At present, current user wants to look for new financial class application program, typically by main in application platform It is dynamic to find, or by other friend recommendations come.
But there is substantial amounts of financial class application program, user wants to look for suitable finance class in application platform Application program or eligible investment finance product require a great deal of time.
It is exchanging based on user and good friend, if between user and good friend by way of its friend recommendation Exchange is less, then can't learn the financial class application program that other users are just being used.
The content of the invention
In view of the above problems, it is proposed that the embodiment of the present application overcomes above mentioned problem or extremely to provide one kind A kind of financial information processing method based on mobile terminal for partially solving the above problems and corresponding A kind of Financial Information processing unit based on mobile terminal.
In order to solve the above problems, the embodiment of the present application discloses a kind of Financial Information based on mobile terminal Processing method, being provided with the mobile terminal should for the specific of financial account information binding with user With program object, it is husky that the application-specific object is used to being loaded into isolation preset in mobile terminal Run in case, the application-specific object includes a plurality of format data object;
Described method includes:
Obtain mounted application-specific object in mobile terminal;
Extract the personalized behavioral data of user;
Filtered out from the mounted application-specific object, meet the personalized row of the user It is the target formatting data object of data;
Push the target formatting data object.
Preferably, the application-specific object is financial class application object, the gold of the user Melt accounts information for bank card information.
Preferably, the personalized behavioral data of the user includes the financial product type of user preferences, institute The step of stating the personalized behavioral data for extracting user includes:
Count the frequency of use of the mounted application-specific object or use duration;
The financial product type of user preferences is determined by the frequency of use or using duration.
Preferably, the personalized behavioral data of the user includes the financial product type of user preferences, institute The step of stating the personalized behavioral data for extracting user includes:
The mounted application-specific object is classified according to default class categories;
Count the number of the application-specific included in the class categories;
The finance of user preferences is determined by the number of the application-specific included in the class categories Product type.
Preferably, it is described to be filtered out from the mounted application-specific object, meet the use The step of target formatting data object of the personalized behavioral data at family, includes:
Filtered out from the mounted application-specific object, the finance with the user preferences is produced The target formatting data object of product type adaptation.
Preferably, the format data object has calling interface;Described method also includes:
The calling interface is called directly to access the target formatting data object.
Preferably, also include:
Acquisition is provided with mounted one or more application-specifics pair on active user's mobile terminal The other users of elephant;
Extract other application-specific objects that the other users are installed;
Described other application-specific objects are pushed to active user.
Preferably, also include:
Obtain the address list good friend of active user;
One or the application-specific object are pushed to the address list good friend.
Meanwhile, the embodiment of the present application also discloses a kind of Financial Information processing unit based on mobile terminal, Application-specific pair for the financial account information binding with user is installed in the mobile terminal Transported in isolation sandbox preset in mobile terminal as, the application-specific object is used to being loaded into OK, the application-specific object includes a plurality of format data object;
Described device includes:
Program acquisition module, for obtaining mounted application-specific object in mobile terminal;
Personalized extraction module, the personalized behavioral data for extracting user;
Screening module, for being filtered out from the mounted application-specific object, meets described The target formatting data object of the personalized behavioral data of user;
Format data pushing module, for pushing the target formatting data object.
Preferably, the application-specific object is financial class application object, the gold of the user Melt accounts information for bank card information.
Preferably, the personalized behavioral data of the user includes the financial product type of user preferences, institute Personalized extraction module is stated to further include:
First statistic submodule, the frequency of use for counting the mounted application-specific object Or use duration;
First determination sub-module, the gold for determining user preferences by the frequency of use or using duration Melt product type.
Preferably, the personalized behavioral data of the user includes the financial product type of user preferences, institute Personalized extraction module is stated to further include:
Classification submodule, for according to default class categories to the mounted application-specific pair As being classified;
Second statistic submodule, for counting the individual of the application-specific included in the class categories Number;
Second determination sub-module, for the number of the application-specific by being included in the class categories Determine the financial product type of user preferences.
Preferably, the screening module is further included:
Adaptation submodule, it is and described for being filtered out from the mounted application-specific object The target formatting data object of the financial product type adaptation of user preferences.
Preferably, the format data object has calling interface;Described device also includes:
Calling module, for calling the calling interface directly to access the target formatting data object.
Preferably, also include:
Other users acquisition module, is provided with mounted one on active user's mobile terminal for obtaining Or the other users of multiple application-specific objects;
Program extraction module, for extracting other application-specific objects that the other users are installed;
Program pushing module, for pushing described other application-specific objects to active user.
Preferably, also include:
Good friend's acquisition module, the address list good friend for obtaining active user;
Good friend's pushing module, for pushing one or the application-specific to the address list good friend Object.
The embodiment of the present application includes advantages below:
The embodiment of the present application in the financial class application program of installation from the mobile terminal of user by screening Go out, meet the format data of the personalized behavior investment and financing products of user, reduce user's search finance The time of the investment and financing products in class application program.
Brief description of the drawings
The step of Fig. 1 is a kind of financial information processing method embodiment 1 based on mobile terminal of the application Flow chart;
The step of Fig. 2 is a kind of financial information processing method embodiment 2 based on mobile terminal of the application Flow chart;
Fig. 3 is a kind of structure of embodiment of Financial Information processing unit 1 based on mobile terminal of the application Block diagram;
Fig. 4 is a kind of structure of embodiment of Financial Information processing unit 2 based on mobile terminal of the application Block diagram.
Specific embodiment
To enable above-mentioned purpose, the feature and advantage of the application more obvious understandable, below in conjunction with the accompanying drawings The application is described in further detail with specific embodiment.
One of core idea of the embodiment of the present application is that the embodiment of the present application is by the mobile end from user Filtered out in the financial class application program installed in end, meet the personalized behavior investment and financing products of user Format data.
Reference picture 1, shows that a kind of financial information processing method based on mobile terminal of the application is implemented The step of example 1 flow chart, wherein, be provided with the mobile terminal for the finance account with user The application-specific object of information binding, the application-specific object is used to be loaded into movement eventually Run in isolation sandbox preset in end;
Isolation sandbox is the memory headroom of mobile terminal system specific assigned, isolates all of sandbox internal program The newly-increased file of operation, it is not the system that is really modified to change file, registration table etc., but is changed to one In the middle of copy.This copy is invisible to the normal procedure of real system.Run in sandbox is isolated Application program data after the end of the application, it is automatic to remove, it is to avoid the Financial Information of user is stolen Surreptitiously.
The application-specific object includes a plurality of format data object;
Described method specifically may include steps of:
Step 101, obtains mounted application-specific object in mobile terminal;
In the embodiment of the present application, the application-specific object can be financial class application program pair As the financial account information of the user can be bank card information.
With developing rapidly for internet finance, financial class application program is also more and more, at present, finance The main classification of class application program includes:Bank sort, payment category, finance product classification, security class Not, coverage, life applicating category;
Step 102, extracts the personalized behavioral data of user;
The personalized behavioral data of user can specifically include:The sex of user, age, occupation, consumption The personal information such as level.
For example, the personalized behavioral data of user includes:Pay the payment record letter in the application program of class Breath, bank card consumption information etc..
The personalized behavioral data of user can also be the financial class application journey installed to customer mobile terminal The category analysis data of sequence, the data that the use habit of user's finance class application program can also be collected.
Step 103, filters out from the mounted application-specific object, meets the user Personalized behavioral data target formatting data object;
In financial class application program, investment and financing products mainly exist in the form of format data;Example Such as, finance product categorical data, earning rate data, investment orientation data etc..
Step 104, pushes the target formatting data object.
The embodiment of the present application in the financial class application program of installation from the mobile terminal of user by screening Go out, meet the format data of the personalized behavior investment and financing products of user, reduce user's search finance The time of the investment and financing products in class application program.
Reference picture 2, shows that a kind of financial information processing method based on mobile terminal of the application is implemented The step of example 2 flow chart, wherein, be provided with the mobile terminal for the finance account with user The application-specific object of information binding, the application-specific object is used to be loaded into movement eventually Run in isolation sandbox preset in end;The application-specific object includes a plurality of format data Object;
Described method specifically may include steps of:
Step 201, obtains mounted application-specific object in mobile terminal;
In the embodiment of the present application, the application-specific object is financial class application object, institute The financial account information for stating user is bank card information.
Step 202, extracts the personalized behavioral data of user;
In a kind of preferred exemplary of the embodiment of the present application, the personalized behavioral data of the user includes using The financial product type of family hobby, the step 202 can specifically include following sub-step:
Sub-step S11, when counting the frequency of use of the mounted application-specific object or using It is long;
Sub-step S12, the financial product class of user preferences is determined by the frequency of use or using duration Type.
At present, financial class application includes:Bank sort, payment category, finance product classification, security Classification, coverage, life applicating category this six major classes, and in each major class, continued to thin The classification for dividing.
For example:
Bank sort is further included:State-owned large bank, joint-equity bank, city firm, Rural Credit Cooperative.
Finance product classification is further included:Monetary fund, direct selling bank, P2P nets loan, crowd raise.
Security classification is further included:Traditional security, internet security.
In the embodiment of the present application, by counting the frequency of use of each application program or using duration, really Determine the financial product which classification user more likes.
For example, user is most long using the use duration of the application program of certain monetary fund classification, it is believed that use The financial product of monetary fund classification is liked at family.
In addition to except the frequency of use according to application program or using duration, can be combined with multiple makes The hobby of user is determined with frequency or using duration application program more long.
For example, application program of the user using certain nationalized bank and the application using certain monetary fund classification The use duration of program is more long, it is determined that user more likes the monetary fund of the nationalized bank.
In another preferred exemplary of the embodiment of the present application, the personalized behavioral data of the user includes The financial product type of user preferences, the step 202 can specifically include following sub-step:
Sub-step S21, enters according to default class categories to the mounted application-specific object Row classification;
Class categories can include:Bank sort, payment category, finance product classification, security classification, Coverage, life applicating category.
Sub-step S22, counts the number of the application-specific included in the class categories;
Sub-step S23, user is determined by the number of the application-specific included in the class categories The financial product type of hobby.
For example, the application program for counting on the middle installation security classification of customer mobile terminal is most, it is determined that The financial applications of user preferences security classification.
Step 203, filters out from the mounted application-specific object, meets the user Personalized behavioral data target formatting data object;
Used as a kind of preferred exemplary of the embodiment of the present application, the step 203 can specifically include following son Step:
Sub-step S31, filters out, with the user from the mounted application-specific object The target formatting data object of the financial product type adaptation of hobby.
For example, when it is determined that user preferences be security classification when, then from all financial class application programs sieve Select the data of the investment and financing products of security classification.
Step 204, pushes the target formatting data object;
Used as a kind of preferred exemplary of the embodiment of the present application, the format data object has and calls and connect Mouthful;Described method can also include:
Step 205, calls the calling interface directly to access the target formatting data object;
The calling interface of format data object is the interface provided by application program.When user wants to check During the target formatting data object for pushing, by calling interface, format data can be directly had access to Object.
Used as a kind of preferred exemplary of the embodiment of the present application, described method can also include:
Step 206, acquisition be provided with active user's mobile terminal it is mounted one or more it is specific should With the other users of program object;
Specifically, can be the application-specific journey for obtaining the financial product type for being provided with active user's hobby The other users of ordered pair elephant;
Step 207, extracts other application-specific objects that the other users are installed;
Step 208, described other application-specific objects are pushed to active user.
The other users of financial class application program identical with active user's installation, it is believed that its hobby classification Seem, therefore, it can push the financial class application program that other users are installed to active user, reduce and use The time of the financial class application program of hobby is looked at family.
Used as a kind of preferred exemplary of the embodiment of the present application, described method can also include:
Step 209, obtains the address list good friend of active user;
Address list good friend is one or more good friends selected in address list by user;
Step 210, one or the application-specific object are pushed to the address list good friend.
Specifically, the good friend that can be selected to user pushes the spy of the financial product type that active user likes Determine application object.
It should be noted that for embodiment of the method, in order to be briefly described, therefore it is all expressed as one it is The combination of actions of row, but those skilled in the art should know, and the embodiment of the present application is not by described Sequence of movement limitation because according to the embodiment of the present application, some steps can using other orders or Person is carried out simultaneously.Secondly, those skilled in the art should also know, embodiment described in this description Preferred embodiment is belonged to, necessary to involved action not necessarily the embodiment of the present application.
Reference picture 3, shows that a kind of Financial Information processing unit 1 based on mobile terminal of the application is real The structured flowchart of example is applied, wherein, it is provided with the mobile terminal for the financial account information with user The application-specific object of binding, the application-specific object is used to be loaded into mobile terminal Run in preset isolation sandbox, the application-specific object includes a plurality of format data pair As;
Described device can specifically include such as lower module:
Program acquisition module 31, for obtaining mounted application-specific object in mobile terminal;
In the embodiment of the present application, the application-specific object is financial class application object, institute The financial account information for stating user is bank card information.
Personalized extraction module 32, the personalized behavioral data for extracting user;
Screening module 33, for being filtered out from the mounted application-specific object, meets institute State the target formatting data object of the personalized behavioral data of user;
Format data pushing module 34, for pushing the target formatting data object.
Reference picture 4, shows that a kind of Financial Information processing unit 2 based on mobile terminal of the application is real The structured flowchart of example is applied, wherein, it is provided with the mobile terminal for the financial account information with user The application-specific object of binding, the application-specific object is used to be loaded into mobile terminal Run in preset isolation sandbox, the application-specific object includes a plurality of format data pair As;
Described device can specifically include such as lower module:
Program acquisition module 41, for obtaining mounted application-specific object in mobile terminal;
In the embodiment of the present application, the application-specific object is financial class application object, institute The financial account information for stating user is bank card information.
Personalized extraction module 42, the personalized behavioral data for extracting user;
In a kind of preferred exemplary of the embodiment of the present application, the personalized extraction module 42 specifically can be with Including following submodule:
First statistic submodule, the frequency of use for counting the mounted application-specific object Or use duration;
First determination sub-module, the gold for determining user preferences by the frequency of use or using duration Melt product type.
In another preferred exemplary of the embodiment of the present application, the personalized extraction module 42 specifically may be used With including following submodule:
Classification submodule, for according to default class categories to the mounted application-specific pair As being classified;
Second statistic submodule, for counting the individual of the application-specific included in the class categories Number;
Second determination sub-module, for the number of the application-specific by being included in the class categories Determine the financial product type of user preferences.
Screening module 43, for being filtered out from the mounted application-specific object, meets institute State the target formatting data object of the personalized behavioral data of user;
Used as a kind of preferred exemplary of the embodiment of the present application, the screening module 43 can specifically be included such as Lower submodule:
Adaptation submodule, it is and described for being filtered out from the mounted application-specific object The target formatting data object of the financial product type adaptation of user preferences.
Format data pushing module 44, for pushing the target formatting data object.
Used as a kind of preferred exemplary of the embodiment of the present application, the format data object has and calls and connect Mouthful, described device can also include:
Calling module 45, for calling the calling interface directly to access the target formatting data pair As.
Used as a kind of preferred exemplary of the embodiment of the present application, described device can also include:
Other users acquisition module 46, is provided with mounted one on active user's mobile terminal for obtaining The other users of individual or multiple application-specific objects;
Program extraction module 47, for extracting other application-specifics pair that the other users are installed As;
Program pushing module 48, for pushing described other application-specific objects to active user.
Used as a kind of preferred exemplary of the embodiment of the present application, described device can also include:
Good friend's acquisition module 49, the address list good friend for obtaining active user;
Good friend's pushing module 50, for pushing one or the application-specific journey to the address list good friend Ordered pair as.
For device embodiment, because it is substantially similar to embodiment of the method, so the comparing of description Simply, the relevent part can refer to the partial explaination of embodiments of method.
Each embodiment in this specification is described by the way of progressive, and each embodiment is stressed Be all difference with other embodiment, between each embodiment identical similar part mutually referring to .
It should be understood by those skilled in the art that, the embodiment of the embodiment of the present application can be provided as method, dress Put or computer program product.Therefore, the embodiment of the present application can using complete hardware embodiment, completely The form of the embodiment in terms of software implementation or combination software and hardware.And, the embodiment of the present application Can use can be situated between in one or more computers for wherein including computer usable program code with storage The computer journey implemented in matter (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) The form of sequence product.
The embodiment of the present application is with reference to the method according to the embodiment of the present application, terminal device (system) and meter The flow chart and/or block diagram of calculation machine program product is described.It should be understood that can be by computer program instructions Realize each flow and/or square frame and flow chart and/or the square frame in flow chart and/or block diagram The combination of flow and/or square frame in figure.Can provide these computer program instructions to all-purpose computer, The processor of special-purpose computer, Embedded Processor or other programmable data processing terminal equipments is producing One machine so that by the computing device of computer or other programmable data processing terminal equipments Instruction produce for realizing in one flow of flow chart or multiple one square frame of flow and/or block diagram or The device of the function of being specified in multiple square frames.
These computer program instructions may be alternatively stored in can guide computer or other programmable datas to process In the computer-readable memory that terminal device works in a specific way so that storage is in the computer-readable Instruction in memory is produced and includes the manufacture of command device, and command device realization is in flow chart one The function of being specified in flow or multiple one square frame of flow and/or block diagram or multiple square frames.
These computer program instructions can also be loaded into computer or other programmable data processing terminals set It is standby upper so that execution series of operation steps is in terms of producing on computer or other programmable terminal equipments The treatment that calculation machine is realized, so as to the instruction performed on computer or other programmable terminal equipments provides use In realization in one flow of flow chart or multiple one square frame of flow and/or block diagram or multiple square frames The step of function of specifying.
Although having been described for the preferred embodiment of the embodiment of the present application, those skilled in the art are once Basic creative concept is known, then other change and modification can be made to these embodiments.So, Appended claims are intended to be construed to include preferred embodiment and fall into the institute of the embodiment of the present application scope Have altered and change.
Finally, in addition it is also necessary to explanation, herein, such as first and second or the like relational terms It is used merely to make a distinction an entity or operation with another entity or operation, and not necessarily requires Or imply between these entities or operation there is any this actual relation or order.And, art Language " including ", "comprising" or any other variant thereof is intended to cover non-exclusive inclusion so that Process, method, article or terminal device including a series of key elements not only include those key elements, and Also include other key elements for being not expressly set out, or also include for this process, method, article or The intrinsic key element of person's terminal device.In the absence of more restrictions, by sentence " including It is individual ... " limit key element, it is not excluded that at the process including the key element, method, article or end Also there is other identical element in end equipment.
Above to a kind of financial information processing method and one kind based on mobile terminal provided herein Financial Information processing unit based on mobile terminal, is described in detail, used herein specifically individual Example is set forth to the principle and implementation method of the application, and the explanation of above example is only intended to help Understand the present processes and its core concept;Simultaneously for those of ordinary skill in the art, foundation The thought of the application, will change in specific embodiments and applications, in sum, This specification content should not be construed as the limitation to the application.
The embodiment of the present application discloses A1, a kind of financial information processing method based on mobile terminal, institute The application-specific object being provided with mobile terminal for the financial account information binding with user is stated, The application-specific object is used to being loaded into and is run in preset isolation sandbox in mobile terminal, institute Stating application-specific object includes a plurality of format data object;
Described method includes:
Obtain mounted application-specific object in mobile terminal;
Extract the personalized behavioral data of user;
Filtered out from the mounted application-specific object, meet the personalized row of the user It is the target formatting data object of data;
Push the target formatting data object.
A2, the method as described in A1,
The application-specific object is financial class application object, the finance account letter of the user It is bank card information to cease.
A3, the method as described in A2, the personalized behavioral data of the user include the gold of user preferences The step of melting product type, the personalized behavioral data of the extraction user includes:
Count the frequency of use of the mounted application-specific object or use duration;
The financial product type of user preferences is determined by the frequency of use or using duration.
A4, the method as described in A2, the personalized behavioral data of the user include the gold of user preferences The step of melting product type, the personalized behavioral data of the extraction user includes:
The mounted application-specific object is classified according to default class categories;
Count the number of the application-specific included in the class categories;
The finance of user preferences is determined by the number of the application-specific included in the class categories Product type.
A5, the method as described in A1 or A2 or A3 or A4,
It is described to be filtered out from the mounted application-specific object, meet the individual character of the user The step of target formatting data object for changing behavioral data, includes:
Filtered out from the mounted application-specific object, the finance with the user preferences is produced The target formatting data object of product type adaptation.
A6, the method as described in A5, the format data object have calling interface;Described side Method also includes:
The calling interface is called directly to access the target formatting data object.
A7, the method as described in A6, also include:
Acquisition is provided with mounted one or more application-specifics pair on active user's mobile terminal The other users of elephant;
Extract other application-specific objects that the other users are installed;
Described other application-specific objects are pushed to active user.
A8, the method as described in A7, also include:
Obtain the address list good friend of active user;
One or the application-specific object are pushed to the address list good friend.
Meanwhile, the embodiment of the present application also discloses B9, a kind of Financial Information treatment based on mobile terminal Device, is provided with the application-specific journey for the financial account information binding with user in the mobile terminal Ordered pair is used to being loaded into isolation sandbox preset in mobile terminal as, the application-specific object Operation, the application-specific object includes a plurality of format data object;
Described device includes:
Program acquisition module, for obtaining mounted application-specific object in mobile terminal;
Personalized extraction module, the personalized behavioral data for extracting user;
Screening module, for being filtered out from the mounted application-specific object, meets described The target formatting data object of the personalized behavioral data of user;
Format data pushing module, for pushing the target formatting data object.
B10, the device as described in B9,
The application-specific object is financial class application object, the finance account letter of the user It is bank card information to cease.
B11, the device as described in B10, the personalized behavioral data of the user include user preferences Financial product type, the personalized extraction module is further included:
First statistic submodule, the frequency of use for counting the mounted application-specific object Or use duration;
First determination sub-module, the gold for determining user preferences by the frequency of use or using duration Melt product type.
B12, the device as described in B10, the personalized behavioral data of the user include user preferences Financial product type, the personalized extraction module is further included:
Classification submodule, for according to default class categories to the mounted application-specific pair As being classified;
Second statistic submodule, for counting the individual of the application-specific included in the class categories Number;
Second determination sub-module, for the number of the application-specific by being included in the class categories Determine the financial product type of user preferences.
B13, the device as described in B9 or B10 or B11 or B12,
The screening module is further included:
Adaptation submodule, it is and described for being filtered out from the mounted application-specific object The target formatting data object of the financial product type adaptation of user preferences.
B14, the device as described in B13, the format data object have calling interface;Described Device also includes:
Calling module, for calling the calling interface directly to access the target formatting data object.
B15, the device as described in B14, also include:
Other users acquisition module, is provided with mounted one on active user's mobile terminal for obtaining Or the other users of multiple application-specific objects;
Program extraction module, for extracting other application-specific objects that the other users are installed;
Program pushing module, for pushing described other application-specific objects to active user.
B16, the device as described in B15, also include:
Good friend's acquisition module, the address list good friend for obtaining active user;
Good friend's pushing module, for pushing one or the application-specific to the address list good friend Object.

Claims (10)

1. a kind of financial information processing method based on mobile terminal, use is provided with the mobile terminal In the application-specific object of the financial account information binding with user, the application-specific object Run for being loaded into preset isolation sandbox in mobile terminal, in the application-specific object Including a plurality of format data object;
Described method includes:
Obtain mounted application-specific object in mobile terminal;
Extract the personalized behavioral data of user;
Filtered out from the mounted application-specific object, meet the personalized row of the user It is the target formatting data object of data;
Push the target formatting data object.
2. method according to claim 1, it is characterised in that
The application-specific object is financial class application object, the finance account letter of the user It is bank card information to cease.
3. method according to claim 2, it is characterised in that the personalized behavior of the user The step of data include the financial product type of user preferences, the personalized behavioral data of the extraction user Including:
Count the frequency of use of the mounted application-specific object or use duration;
The financial product type of user preferences is determined by the frequency of use or using duration.
4. method according to claim 2, it is characterised in that the personalized behavior of the user The step of data include the financial product type of user preferences, the personalized behavioral data of the extraction user Including:
The mounted application-specific object is classified according to default class categories;
Count the number of the application-specific included in the class categories;
The finance of user preferences is determined by the number of the application-specific included in the class categories Product type.
5. the method according to claim 1 or 2 or 3 or 4, it is characterised in that
It is described to be filtered out from the mounted application-specific object, meet the individual character of the user The step of target formatting data object for changing behavioral data, includes:
Filtered out from the mounted application-specific object, the finance with the user preferences is produced The target formatting data object of product type adaptation.
6. method according to claim 5, it is characterised in that the format data object tool There is calling interface;Described method also includes:
The calling interface is called directly to access the target formatting data object.
7. method according to claim 6, it is characterised in that also include:
Acquisition is provided with mounted one or more application-specifics pair on active user's mobile terminal The other users of elephant;
Extract other application-specific objects that the other users are installed;
Described other application-specific objects are pushed to active user.
8. method according to claim 7, it is characterised in that also include:
Obtain the address list good friend of active user;
One or the application-specific object are pushed to the address list good friend.
9. a kind of Financial Information processing unit based on mobile terminal, use is provided with the mobile terminal In the application-specific object of the financial account information binding with user, the application-specific object Run for being loaded into preset isolation sandbox in mobile terminal, in the application-specific object Including a plurality of format data object;
Described device includes:
Program acquisition module, for obtaining mounted application-specific object in mobile terminal;
Personalized extraction module, the personalized behavioral data for extracting user;
Screening module, for being filtered out from the mounted application-specific object, meets described The target formatting data object of the personalized behavioral data of user;
Format data pushing module, for pushing the target formatting data object.
10. device according to claim 9, it is characterised in that
The application-specific object is financial class application object, the finance account letter of the user It is bank card information to cease.
CN201510982700.XA 2015-12-23 2015-12-23 A kind of financial information processing method and device based on mobile terminal Pending CN106909583A (en)

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CN201510982700.XA CN106909583A (en) 2015-12-23 2015-12-23 A kind of financial information processing method and device based on mobile terminal

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201510982700.XA CN106909583A (en) 2015-12-23 2015-12-23 A kind of financial information processing method and device based on mobile terminal

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109766142A (en) * 2019-01-04 2019-05-17 中国银行股份有限公司 Customized user interfacial process, self-help terminal equipment, server and storage medium

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109766142A (en) * 2019-01-04 2019-05-17 中国银行股份有限公司 Customized user interfacial process, self-help terminal equipment, server and storage medium
CN109766142B (en) * 2019-01-04 2021-11-19 中国银行股份有限公司 Method for customizing user interface, self-service terminal equipment, server and storage medium

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