CN106779710A - The method and apparatus of e-commerce platform exchange rate management - Google Patents

The method and apparatus of e-commerce platform exchange rate management Download PDF

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Publication number
CN106779710A
CN106779710A CN201710029285.5A CN201710029285A CN106779710A CN 106779710 A CN106779710 A CN 106779710A CN 201710029285 A CN201710029285 A CN 201710029285A CN 106779710 A CN106779710 A CN 106779710A
Authority
CN
China
Prior art keywords
exchange rate
canalization
information
rate information
configuration file
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201710029285.5A
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Chinese (zh)
Inventor
赵红强
孙展
李慧颖
刘雪飞
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Digital Trade Technology (Beijing) Co., Ltd.
Original Assignee
Century Light Technology Development (beijing) Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Century Light Technology Development (beijing) Co Ltd filed Critical Century Light Technology Development (beijing) Co Ltd
Priority to CN201710029285.5A priority Critical patent/CN106779710A/en
Publication of CN106779710A publication Critical patent/CN106779710A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/381Currency conversion
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance

Abstract

The invention discloses a kind of method and apparatus of e-commerce platform exchange rate management, wherein, method includes:Exchange rate configuration file is set;Canalization initiates exchange rate information inquiry request;And exchange rate information is returned to canalization according to exchange rate configuration file.Using technical scheme, it is possible to achieve to the centralized management of the exchange rate, reduce operation cost, improve efficiency of operation.

Description

The method and apparatus of e-commerce platform exchange rate management
Technical field
The present invention relates to e-commerce field, and in particular to a kind of method and apparatus of e-commerce platform exchange rate management.
Background technology
E-commerce platform is used as the e-commerce platform for being mainly directed towards overseas market sale product, its market scope bag The multiple countries of global 200d are included, because each national currency is different, so being directed to nearly hundred kinds of remittances of currency in practical business Rate.As buyer carries out goods browse or payment link is related to reference rate and the transaction exchange rate, e-commerce platform in overseas Need for different currency types to be converted into dollar or RMB according to the exchange rate when being settled accounts to domestic seller, support that seller is carried out Withdraw deposit, be related to settle accounts the exchange rate.
In actual business, ecommerce link is related to the link of the exchange rate numerous, and part currency type fluctuation of exchange rate It is larger, need financial staff to be updated to the exchange rate in time when changing, to ensure the profit of e-commerce platform and client Yidu is not influenceed by fluctuation of exchange rate.In e-commerce platform, the channel provider of the exchange rate is numerous, and exchange rate information is scattered in each In system, there is no unified management, financial staff cannot effectively understand the situation of the exchange rate of each channel, easily cause operation Risk, the exchange rate to each channel that more cannot effectively concentrate is compared analysis.Existing flow and scheme are not only runed High cost, and fluctuation of exchange rate is larger, it is necessary to financial staff safeguards exchange rate information to ensure the exchange rate daily in each system It is ageing.When fluctuation of exchange rate is huge, or even need to be updated the exchange rate per several hours, such as rouble, won When exchage depreciation is larger, the day for human beings consumed in this work is 50 more than the day for human beings.
The application cuts operating costs, improves by setting up the mechanism that a set of e-commerce platform exchange rate is managed to reach The purpose of efficiency of operation.
The content of the invention
In view of the above problems, it is proposed that the present invention so as to provide one kind overcome above mentioned problem or at least in part solve on State the method for the e-commerce platform exchange rate management of problem and the equipment of corresponding e-commerce platform exchange rate management.
According to an aspect of the invention, there is provided a kind of method of e-commerce platform exchange rate management, method includes:
Exchange rate configuration file is set;
Canalization initiates exchange rate information inquiry request;And
Exchange rate information is returned to canalization according to exchange rate configuration file.
According to another aspect of the present invention, there is provided a kind of equipment of e-commerce platform exchange rate management, equipment includes:
Device is set, for setting exchange rate configuration file;
Request unit, for initiating exchange rate information inquiry request by canalization;And
Exchange rate information return mechanism, for returning to exchange rate information to canalization according to exchange rate configuration file.
According to the scheme that the present invention is provided, exchange rate configuration file is set, canalization initiates exchange rate information inquiry request, root According to the exchange rate configuration file exchange rate information is returned to canalization.Using the solution of the present invention, it is possible to achieve the centralization to the exchange rate Management, to reach the purpose of the efficiency of operation that cuts operating costs, improves.
Described above is only the general introduction of technical solution of the present invention, in order to better understand technological means of the invention, And can be practiced according to the content of specification, and in order to allow the above and other objects of the present invention, feature and advantage can Become apparent, below especially exemplified by specific embodiment of the invention.
Brief description of the drawings
By reading the detailed description of hereafter preferred embodiment, various other advantages and benefit is common for this area Technical staff will be clear understanding.Accompanying drawing is only used for showing the purpose of preferred embodiment, and is not considered as to the present invention Limitation.And in whole accompanying drawing, identical part is denoted by the same reference numerals.In the accompanying drawings:
Fig. 1 shows the schematic diagram of the exchange rate information model of foundation according to an embodiment of the invention;
Fig. 2 shows that the flow of the method for e-commerce platform exchange rate management according to an embodiment of the invention is illustrated Figure;
Fig. 3 shows the schematic diagram of the patterns of exchange rate that e-commerce platform is related to;
Fig. 4 shows that the flow of the method for e-commerce platform exchange rate management according to an embodiment of the invention is illustrated Figure;
Fig. 5 shows that the flow of the method managed according to the e-commerce platform exchange rate of another embodiment of the invention is illustrated Figure;
Fig. 6 shows the schematic diagram of exchange rate comprehensive analysis;
Fig. 7 shows the structural representation of e-commerce platform exchange rate management equipment according to an embodiment of the invention;
Fig. 8 shows the structural representation of e-commerce platform exchange rate management equipment according to an embodiment of the invention.
Specific embodiment
The exemplary embodiment of the disclosure is more fully described below with reference to accompanying drawings.Although showing the disclosure in accompanying drawing Exemplary embodiment, it being understood, however, that may be realized in various forms the disclosure without should be by embodiments set forth here Limited.Conversely, there is provided these embodiments are able to be best understood from the disclosure, and can be by the scope of the present disclosure Complete conveys to those skilled in the art.
Fig. 1 shows the schematic diagram of the exchange rate information model of foundation according to an embodiment of the invention.As shown in figure 1, The exchange rate information model includes:
Exchange rate managing detailed catalogue, for recording the specific exchange rate information of daily each channel for coming into force, including the date, channel, Monetary base, transaction currency, marked price mode, the channel exchange rate, effective exchange rate, patterns of exchange rate, markup types, markup values, life Imitate date, Expiration Date, base currency is national, transaction currency type is national, the exchange rate is classified, whether platform shows the exchange rate;
Exchange rate Back ground Information, for recording needle to the essential information of the different channel exchange rate, including channel, monetary base, friendship Easy currency, marked price mode, patterns of exchange rate, markup types, markup values, transaction currency type country, monetary base country, the exchange rate point Class, whether platform display the exchange rate;
Exchange rate information, for recording needle to the exchange rate managing detailed catalogue of e-commerce platform specific transactions, including date, transaction Currency country, monetary base country and the exchange rate.
Fig. 2 shows that the flow of the method for e-commerce platform exchange rate management according to an embodiment of the invention is illustrated Figure.As shown in Fig. 2 the method is comprised the following steps:
Step S200, sets exchange rate configuration file.
Setting exchange rate configuration file includes setting exchange rate species, set exchange rate application channel and setting price markup information.
E-commerce platform is related to the clearing exchange rate, clearing rate, reference rate.Wherein, the clearing exchange rate is used for ecommerce Settlement of exchange business and seller in the financial business of platform internet are withdrawn deposit link;Clearing rate is used to buying and selling house and keeps accounts link;Knot Calculate the exchange rate and clearing rate is directly used in practical business flow, and reference rate is used for website and shows and Foreign Exchange Rate Analysis, such as Shown in Fig. 3.
When exchange rate configuration file is set, after e-commerce platform selection sets exchange rate function and confirms, first, sets and converge Rate species, i.e., select corresponding exchange rate species in corresponding bargain link in e-commerce platform;Secondly, exchange rate application canal is set Road, selects the application channel of the exchange rate, can be Multi-language site, mobile APP, WAP, main website etc.;Exchange rate correspondence is finally set Price markup information, wherein price markup information can only be data between 0%-10%, to avoid operation personnel from safeguarding mistake, cause line Upper accident.
Step S201, canalization initiates exchange rate information inquiry request.
In the present invention, support that related personnel sets different exchange rate informations for different channels, it is not of the same trade or business to meet The need for business is carried out.Related personnel only needs to the unified centralized management in exchange control equipment, it is possible to support each channel Exchange rate application demand.
Step S202, exchange rate information is returned to according to exchange rate configuration file to canalization.
Canalization initiate exchange rate information inquiry request after, in the judge module decision-making system in exchange rate management equipment whether In the presence of the exchange rate information of the channel, if it does not exist, then reminding module points out the channel currency type exchange rate not exist, first to file is asked; If it is present exchange rate information is returned to canalization, as shown in Figure 4.
According to the method that the above embodiment of the present invention is provided, exchange rate configuration file is set, canalization initiates exchange rate information Inquiry request, exchange rate information is returned to according to exchange rate configuration file to canalization.Using technical scheme, it is possible to achieve To the centralized management of the exchange rate, to reach the purpose of the efficiency of operation that cuts operating costs, improves.
Fig. 5 shows that the flow of the method managed according to the e-commerce platform exchange rate of another embodiment of the invention is illustrated Figure.As shown in figure 5, the method is comprised the following steps:
Step S500, sets exchange rate configuration file.
Setting exchange rate configuration file includes setting exchange rate species, set exchange rate application channel and setting price markup information.
Specifically, staff, for service link, selects after e-commerce platform selection sets exchange rate function and confirms Select different exchange rate species.After client's purchase commodity, paying seller in transaction platform needs to provide customer payment to client During the exchange rate between currency type and seller's gathering currency type, carrying out clearing in seller needs according to the exchange rate to convert different currency types adult When people's coin or dollar, the selection clearing exchange rate;Staff the exchange rate is carried out comprehensive analysis or by the exchange rate website or other When display device shows, reference rate is selected, staff sets price markup corresponding with the exchange rate according to the species of the selected exchange rate Information, price markup scope, to avoid operation personnel from safeguarding mistake, can only cause the accident of reaching the standard grade in the data of 0%-10%.
Staff selects the application channel of the exchange rate according to the species of the selected exchange rate, can be multilingual station using channel Point, mobile APP, WAP, main website etc.;E-commerce platform registers the exchange rate initial information of selected exchange rate channel, and updates remittance The state of rate is pending nuclear state, and the operation personnel with authority audits to the exchange rate, and examination & verification does not pass through, then proceed dimension Shield, examination & verification passes through, then the application exchange rate of the channel is formally effective.
Step S501, canalization initiates exchange rate information inquiry request.
According to the application channel of the selected selected exchange rate, canalization initiates exchange rate information inquiry request.In the present invention, Support that staff sets different exchange rate informations for different channels, to meet the need for different business carries out.Work people Member only needs to the unified centralized management in exchange control equipment, it is possible to support the exchange rate application demand of each channel.
Step S502, the exchange rate information for judging the channel according to exchange rate configuration file whether there is.
Canalization initiate exchange rate information inquiry request after, in the judge module decision-making system in exchange rate management equipment whether In the presence of the exchange rate information of the channel, if not existing, step S504 is performed, point out the channel currency type exchange rate not exist, please first Shen Please;If in the presence of, step S503 is performed, judge whether the exchange rate of the channel currency type comes into force, if Pending The Entry Into Force, perform step S506, points out exchange rate Pending The Entry Into Force, it is impossible to use, if having come into force, performs step S505, and exchange rate management equipment returns to correspondence currency type Exchange rate information, and perform step S507, canalization registration exchange rate information, and perform step S508 carries out synthesis to the exchange rate Analysis, as shown in fig. 6, can such as be based on monetary base, transaction currency being compared in the exchange rate trend that the different exchange rate provide channel The record in current exchange rate Back ground Information is shown compared with, monetary base and transaction currency, if monetary base is USD, loaded and displayed Correspondence transaction currency, the transaction currency needs more than one channel to provide, and is provided if channel is provided if only one exchange rate and not shown.
According to the method that the above embodiment of the present invention is provided, exchange rate configuration file is set, canalization initiates exchange rate information Inquiry request, the exchange rate information for judging the channel according to exchange rate configuration file whether there is, if not existing, point out the channel coin Plant the exchange rate not existing, ask first to file, if in the presence of, judge whether the exchange rate of the channel currency type comes into force, if Pending The Entry Into Force, point out to converge Rate Pending The Entry Into Force, it is impossible to use, if having come into force, exchange rate management equipment returns to the exchange rate information of correspondence currency type, and by channel system System registration exchange rate information, comprehensive analysis is carried out to the exchange rate.Using technical scheme, it is possible to achieve the centralization to the exchange rate Management, to reach the purpose of the efficiency of operation that cuts operating costs, improves.
Fig. 7 shows the structural representation of e-commerce platform exchange rate management equipment according to an embodiment of the invention, The equipment includes:Device 700, request unit 701 and information return mechanism 702 are set.
Device 700 is set, for setting exchange rate configuration file.
Request unit 701, for initiating exchange rate information inquiry request by canalization.
Exchange rate information return mechanism 702, for returning to exchange rate information to canalization according to exchange rate configuration file.
As shown in figure 8, set device 700 further including:First setup module 7001, the second setup module 7002 and 3rd setup module 7003.
First setup module 7001, for setting exchange rate species.
Second setup module 7002, for setting exchange rate application channel.
3rd setup module 7003, for setting price markup information.
Exchange rate information return mechanism 702 is further included:Judge module 7021, return module 7022 and reminding module 7023。
Judge module 7021, for judging whether the exchange rate information for the canalization.
Reminding module 7022, for if there is no the exchange rate information for the canalization, then providing prompting.
Module 7023 is returned to, for if there is the exchange rate information for the canalization, then being returned to canalization Exchange rate information.
According to the equipment that the above embodiment of the present invention is provided, exchange rate configuration file is set, canalization initiates exchange rate information Inquiry request, the exchange rate information for judging the channel according to exchange rate configuration file whether there is, if not existing, point out the channel coin Plant the exchange rate not existing, ask first to file, if in the presence of, judge whether the exchange rate of the channel currency type comes into force, if Pending The Entry Into Force, point out to converge Rate Pending The Entry Into Force, it is impossible to use, if having come into force, exchange rate management equipment returns to the exchange rate information of correspondence currency type, and by channel system System registration exchange rate information, comprehensive analysis is carried out to the exchange rate.Using technical scheme, make the exchange rate reality of e-commerce platform The management of centralization is showed, staff no longer needs to log in each system respectively and goes to safeguard exchange rate information, simultaneously for each The exchange rate demand of channel can also carry out unifying to apply and auditing in exchange rate management system, make business more specification.On the other hand When staff safeguards exchange rate price markup information and exchange rate value, some basic verifying functions are targetedly increased, it is to avoid Because of the exchange rate risk problem that operational error causes.
After the present invention is implemented, significant increase comprehensive analytical capacity of the staff to the exchange rate can easily understand each The offer situation of the individual exchange rate, provides the data basis of analysis for corporate business in time.In actual applications, can save artificial every year The day for human beings of cost about 50, is that e-commerce platform is increased newly more than the U.S. dollar of income 600,000 every year.
So far, although those skilled in the art will appreciate that detailed herein have shown and described multiple of the invention and show Example property embodiment, but, without departing from the spirit and scope of the present invention, still can be directly true according to disclosure of invention Determine or derive many other variations or modifications for meeting the principle of the invention.Therefore, the scope of the present invention is it should be understood that and recognize It is set to and covers all these other variations or modifications.
It will be appreciated by those skilled in the art that embodiments of the present invention can be implemented as a kind of system, device, equipment, Method or computer program product.Additionally, the present invention is not also directed to any certain programmed language, it should be appreciated that can be using each The content that programming language realizes present invention description is planted, and the description done to language-specific above is of the invention in order to disclose Preferred forms.
If although it should be noted that describing e-commerce platform exchange rate management equipment in superincumbent explanation in detail Dry module, but what this division was merely exemplary, it is not enforceable.It will be understood to those skilled in the art that real On border, the module in embodiment can adaptively be changed, by the multiple block combiners in embodiment an into mould Block, also can be by a Module Division into multiple modules.
Additionally, although describing the present invention with particular order in the accompanying drawings implements operation, this is not required that or secretly Showing must perform these operations according to the particular order, or the operation having to carry out shown in whole could realize desired knot Really.Some steps can be omitted, multiple steps are merged into a step performs, or a step is divided into multiple steps and held OK.
In sum, using e-commerce platform exchange rate management equipment of the present invention, it is possible to achieve to the collection of the exchange rate Middleization is managed, to reach the purpose of the efficiency of operation that cuts operating costs, improves.
The method of the present invention and specific implementation method are described in detail above, and give corresponding implementation Example.Certainly, in addition to the implementation, the present invention can also have other embodiment, all use equivalents or equivalent transformation shape Into technical scheme, all fall within invention which is intended to be protected.

Claims (10)

1. a kind of exchange rate management method for e-commerce platform, including:
Exchange rate configuration file is set;
Canalization initiates exchange rate information inquiry request;And
Exchange rate information is returned to canalization according to exchange rate configuration file.
2. method according to claim 1, wherein, exchange rate configuration file is set and is further included:
Exchange rate species is set;
Exchange rate application channel is set;And
Price markup information is set.
3. method according to claim 1 and 2, wherein, exchange rate information is returned to canalization according to exchange rate configuration file Further include:
The exchange rate information for the canalization is judged whether,
If it does not exist, then providing prompting;
If it is present returning to exchange rate information to canalization.
4. method according to claim 1 and 2, wherein, the classification of the canalization includes Multi-language site, movement APP, WAP and main website.
5. method according to claim 2, wherein, the exchange rate species includes that reference rate, the clearing exchange rate and clearance converge Rate.
6. a kind of exchange rate management equipment for e-commerce platform, including:
Device is set, for setting exchange rate configuration file;
Request unit, for initiating exchange rate information inquiry request by canalization;And
Exchange rate information return mechanism, for returning to exchange rate information to canalization according to exchange rate configuration file.
7. equipment according to claim 6, wherein, device is set and is further included:
First setup module, for setting exchange rate species;
Second setup module, for setting exchange rate application channel;And
3rd setup module, for setting price markup information.
8. the equipment according to claim 6 or 7, wherein, exchange rate information return mechanism, including:
Judge module, for judging whether the exchange rate information for the canalization;
Reminding module, for if there is no the exchange rate information for the canalization, then providing prompting;
Module is returned to, for if there is the exchange rate information for the canalization, then returning to exchange rate information to canalization.
9. the equipment according to claim 6 or 7, wherein, the classification of the canalization includes Multi-language site, movement APP, WAP and main website.
10. equipment according to claim 7, wherein, the exchange rate species includes that reference rate, the clearing exchange rate and clearance converge Rate.
CN201710029285.5A 2017-01-16 2017-01-16 The method and apparatus of e-commerce platform exchange rate management Pending CN106779710A (en)

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Application Number Priority Date Filing Date Title
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CN107886428A (en) * 2017-11-08 2018-04-06 中国银行股份有限公司 A kind of method and payment clearance system for determining to pay clearing rate
CN108920505A (en) * 2018-05-29 2018-11-30 阿里巴巴集团控股有限公司 Exchange rate enquiring component device, server-side and method

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CN108920505A (en) * 2018-05-29 2018-11-30 阿里巴巴集团控股有限公司 Exchange rate enquiring component device, server-side and method

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