CN106779666A - Polymerization payment platform and method of payment - Google Patents
Polymerization payment platform and method of payment Download PDFInfo
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- CN106779666A CN106779666A CN201611068083.3A CN201611068083A CN106779666A CN 106779666 A CN106779666 A CN 106779666A CN 201611068083 A CN201611068083 A CN 201611068083A CN 106779666 A CN106779666 A CN 106779666A
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- payment
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/12—Cash registers electronically operated
- G07G1/14—Systems including one or more distant stations co-operating with a central processing unit
- G07G1/145—PLU-management
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- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
The invention discloses one kind polymerization payment platform and method of payment, it is related to mobile payment field.The platform includes POS terminal, system background, administrative unit, POS terminal supports traditional POS and intelligent POS, administrative unit includes system management module, trade company's management module, termination management module, statement management module, user, role, menu information that system management module is used in management system, and carry out rights management by way of user → role → menu；Trade company's management module is used to manage the information of trade company, and trade company is safeguarded；Termination management module is used for management terminal information；Statement management module is used to manage transaction, the form of order.It is of the invention the one-stop payment solution such as to pay for trade company provides wechat, Alipay, QQ wallets, Jingdone district payment, bank card and swipes the card.
Description
Technical field
The present invention relates to mobile payment field, a kind of polymerization payment platform and method of payment are specifically related to.
Background technology
Traditional paying in cash frequently encounters the situation of small change, influences cash register speed, it is often necessary to which customer queues up and pays, drop
The payment experience of low customer consumption.Swiped the card payment by POS, businessman needs to pay rate higher, improves businessman
Operation cost.Under this background, mobile payment is rapidly developed, the barcode scanning of in the market main flow pay have wechat, Alipay,
QQ wallets, Jingdone district payment etc., support that mobile phone A PP gatherings, the gathering of PC ends and fixed Quick Response Code are collected money, and not only conform with current consumer
Use habit, additionally it is possible to reduce service charge expenditure cost.However, it is desirable to businessman discusses with each channel of disbursement business and bank one by one
Fusion between valency, and multiple payment systems is more complicated.
The content of the invention
The invention aims to overcome the shortcomings of above-mentioned background technology, there is provided one kind polymerization payment platform and payer
Method, can for trade company provide wechat, Alipay, QQ wallets, Jingdone district pay, bank card swipe the card payment etc. one-stop payment solution party
Case.
The present invention provides a kind of polymerization payment platform, including POS terminal, system background, administrative unit, and POS terminal is supported
Traditional POS and intelligent POS, the administrative unit include system management module, trade company's management module, termination management module,
Statement management module, wherein：
The system management module is used for：User, role in management system, menu information, and by user → role
The mode of → menu carries out rights management；
Trade company's management module is used for：The information of trade company is managed, trade company is safeguarded；
The termination management module is used for：Management terminal information；
The statement management module is used for：Management transaction, the form of order.
On the basis of above-mentioned technical proposal, the system management module includes user management submodule, Role Management
Module, menu management submodule, wherein：
The user management submodule is used for：The keeper for having user's administration authority increases new by user management submodule
User, change the information of existing user, be that user is authorized, password resets, wherein, be that user authorizes and is primarily referred to as being use
Family carries out Partition of role；
The Role Management submodule is used for：The management of role is carried out in systems, is supported newly-increased, modification, is deleted and angle
Color authorization function, wherein, role authorization function is menu of role's distribution for access；
The menu management submodule is used for：Menu information in management system, resource and phase that configuration user accesses
The information of pass.
On the basis of above-mentioned technical proposal, trade company's management module includes merchant information management submodule, trade company's ginseng
Number inquiry submodule, wherein：
The merchant information management submodule is used for：Trade company is safeguarded, including addition, editor, deletion trade company；To business
The parameter at family is safeguarded, including addition means of payment information；Edlin is entered to merchant information；
Trade company's parameter query submodule is used for：Certain trade company is inquired about, the parameter used under specific payment mode is believed
Breath.
On the basis of above-mentioned technical proposal, the statement management module includes that order flowing water inquiry submodule, single are ordered
Single inquiry submodule, wherein：
The order flowing water inquiry submodule is used for：Terminal by barcode scanning, swipe the card transaction after, Real-time Feedback transaction data
And state；
The single order inquiries submodule is used for：Inquire about the state and details of single order.
On the basis of above-mentioned technical proposal, the system background and administrative unit use browser-server architecture.
The present invention also provides a kind of barcode scanning method of payment based on above-mentioned polymerization payment platform, comprises the following steps：
User opens small amount payment and swipes the card interface, initiates to pay after businessman's scanning to user's Quick Response Code or bar code, and generation is ordered
Single necessary information, calls unified API API, API the return expandable mark language XML formatted data that places an order, and returns
Call result is returned, user completes barcode scanning and pays.
On the basis of above-mentioned technical proposal, the interactive data format that the barcode scanning pays is as follows：Using the super text of standard
This host-host protocol agreement, sends POST request, and standard json form messages are sent to polymerization payment platform, and be polymerized payment platform
Uniform resource position mark URL address is provided, receives the json request messages of merchant tenninal.
On the basis of above-mentioned technical proposal, if user is using small amount, and payment exceedes Day Sum Limited, polymerization pays
Platform points out user input password.
The present invention also provides a kind of method of payment of swiping the card based on above-mentioned polymerization payment platform, comprises the following steps：
Intelligent POS terminal accesses cashier system using wireless WIFI, after operator places an order, the necessary letter of generation order
Breath, calls unified the API API, API of placing an order to return to expandable mark language XML formatted data, returns to call result；
Operator clicks on intelligent POS terminal inquiry Order button, if non-pay invoice information, then intelligent POS terminal display transaction
The amount of money, points out user's plug-in card or waves card, and input trading password is pointed out after user's plug-in card, completes payment of swiping the card, and return to transaction knot
Really.
On the basis of above-mentioned technical proposal, the interactive data format of the payment of swiping the card is as follows：Using socket protocol,
Fixed length message is sent, the form of fixed length message is：Message is divided into 8 byte headings and message body, and preceding 8 bytes are reported for fixed
Literary head, preceding 4 byte-identifier transaction codes of heading, rear 4 bytes of heading are the length of message body.
Compared with prior art, advantages of the present invention is as follows：
(1) the polymerization payment platform in the present invention supports that pc client, mobile phone A PP, POS, wechat public number etc. are various
Trade company's access way, facilitates consumer to pass through various means of payment barcode scannings current at present such as Alipay, wechat payment and consumes, energy
Enough for trade company provide wechat, Alipay, QQ wallets, Jingdone district pay, bank card swipe the card payment etc. one-stop payment solution, fit
For industries such as POS, electric business, finance, education, support that intelligent POS terminal, traditional wire 8110POS etc. pay scene.
(2) for trade company, the polymerization payment platform in the present invention can support the in the market main flow such as wechat, Alipay
Barcode scanning payment function, supports mobile phone A PP gatherings, the gathering of PC ends and fixed Quick Response Code gathering, not only conforms with making for current consumer
With custom, additionally it is possible to reduce service charge expenditure cost.
Brief description of the drawings
Fig. 1 is the structured flowchart of polymerization payment platform in the embodiment of the present invention.
Fig. 2 is the structured flowchart of system management module in the embodiment of the present invention.
Fig. 3 is the structured flowchart of trade company's management module in the embodiment of the present invention.
Fig. 4 is the structured flowchart of statement management module in the embodiment of the present invention.
Specific embodiment
Below in conjunction with the accompanying drawings and specific embodiment the present invention is described in further detail.
Shown in Figure 1, the embodiment of the present invention provides a kind of polymerization payment platform, including POS (Point Of Sale, pin
Sell terminal) terminal, system background, administrative unit, POS terminal supports traditional POS and intelligent POS, need to build terminal applies
Program；System background and administrative unit use B/S (Browser/Server, browser-server) framework, and operation need to only be browsed
Device can complete operation, without installing any program.System background and administrative unit are using large-scale application system prevalence the most
J2EE frameworks.J2EE frameworks are the distributed systems based on JAVA platforms, and it has good open, portable, stable
Property, reliability, scalability, interoperability etc..
Administrative unit includes system management module, trade company's management module, termination management module, statement management module, wherein：
System management module is used for：The information such as user, role, menu in management system, and by user → role →
The mode of menu carries out rights management, can be realized by configuration management：User belongs to which what role, role can access
Menu, finally flexibly realizes that different user can access the demand of different menu.
Trade company's management module is used for：The information of trade company is managed, trade company is safeguarded.
Termination management module is used for：Management terminal information.All of end message, it is necessary to first typing polymerization payment platform
Afterwards, can be traded, maintenance and management is carried out by termination management module：Increasing comprising terminal device, the work(such as delete, change, looking into
Energy.
Statement management module is used for：Management transaction, the form of order.
Shown in Figure 2, system management module includes user management submodule, Role Management submodule, menu management
Module, wherein：
User management submodule is used for：The keeper for having user's administration authority increases new use by user management submodule
Family, while the relevant information of existing user can also be changed, and can be authorized for user, password resets, wherein user authorizes
Function is primarily referred to as carrying out Partition of role for user.
Role Management submodule is used for：The management of role is carried out in systems, supports that newly-increased, modification, deletion and role award
The functions such as power, wherein role authorization function are the menu that role's distribution is available for accessing.
Menu management submodule is used for：Menu information in management system, resource and phase that configuration user can access
The information of pass.
Shown in Figure 3, trade company's management module includes merchant information management submodule, trade company's parameter query submodule, its
In：
Merchant information management submodule is used for：Trade company is safeguarded, including addition, editor, trade company etc. is deleted；Can be with
Parameter to trade company is safeguarded, such as addition means of payment information；Can also edlin be entered to merchant information.
Trade company's parameter query submodule is used for：Certain trade company is inquired about, the parameter information used under specific payment mode.
Shown in Figure 4, statement management module includes order flowing water inquiry submodule, single order inquiries submodule, its
In：
Order flowing water inquiry submodule is used for：In terminal by after barcode scanning, transaction of swiping the card, Real-time Feedback transaction data and shape
State.
Single order inquiries submodule is used for：Inquire about the state and details of single order.By ordering for given certain order
Odd numbers information, can inquire about the state and details of this order.
Polymerization payment platform in the embodiment of the present invention can provide wechat, Alipay, QQ wallets, Jingdone district branch for trade company
Pay, bank card swipe the card payment etc. one-stop payment solution, it is adaptable to the industry such as POS, electric business, finance, education, support intelligently
POS terminal, traditional wire 8110POS etc. pay scene.
The embodiment of the present invention also provides a kind of barcode scanning method of payment based on above-mentioned polymerization payment platform, including following step
Suddenly：
User opens small amount payment and swipes the card interface, initiates to pay after businessman's scanning to user's Quick Response Code or bar code, passes through
POST request, generates the necessary information of order, calls unified API (the Application Programming that place an order
Interface, API), API returns to XML (Extensible Markup Language, extensible markup language)
Formatted data, returns to call result, and user completes barcode scanning and pays.
Above-mentioned POST request is HTTP (HyperText Transfer Protocol, HTTP) agreement rule
A request in model, for submitting the request data of user to server, according to HTTP specifications, POST expresses possibility and changes clothes
The request of the resource on business device.
The interactive data format that barcode scanning pays is as follows：
Using HTTP (HyperText Transfer Protocol, HTTP) agreement of standard, send
POST request, standard json form messages are sent to polymerization payment platform, and polymerization payment platform provides unified URL
(Uniform Resource Location, URL) address receives the json request messages of merchant tenninal.
If user is using small amount, and payment exceedes Day Sum Limited, polymerization payment platform can point out user input password.
The state in polymerization payment platform does not return to failed or payment, user can actively call verification certificate interface polls branch
The state of paying.
In the case where transaction situation is not apparent, can call and rush positive interface, if concluded the business successfully, cancellation is withholdd, if
Fail Transaction, then close order.
The embodiment of the present invention also provides a kind of method of payment of swiping the card based on above-mentioned polymerization payment platform, including following step
Suddenly：
Intelligent POS terminal accesses cashier system using wireless WiFi (Wireless Fidelity, Wireless Fidelity)
System, after operator places an order, by POST request, generates the necessary information of order, calls the unified API that places an order, API to return to XML lattice
Formula data, return to call result；Operator clicks on intelligent POS terminal inquiry Order button, if non-pay invoice information, then
Intelligent POS terminal shows dealing money, points out user's plug-in card or waves card, and input trading password is pointed out after user's plug-in card, completes brush
Card pays, and returns to transaction results, if not returning to transaction results, can actively call verification certificate interface polls pay status.
In actual applications, it is possible to use Serial Port Line docks wired 8110 POS terminal with other side's cashier system,
And accessible netting twine makees network data transmission.Unidirectional POS generation order, is then issued by serial ports to POS under operator
Swipe the card payment instruction, after intelligent POS terminal receives instruction of swiping the card, sequence information is submitted to polymerization payment platform, then prompting is used
Family is swiped the card, and completes payment of swiping the card.After the completion of payment, cashier is returned to by serial ports and is swiped the card payment result.
Swipe the card payment interactive data format it is as follows：
Using socket (socket) agreement, fixed length message is sent, the form of fixed length message is：Message is divided into 8 bytes
Heading and message body, preceding 8 bytes are fixed heading, and preceding 4 byte-identifier transaction codes of heading are block code,
Rear 4 bytes of heading are the length of message body.Message length is less than 4 leading zeros.Non- amount field length in message body
When not enough, right blank fill, left zero padding during amount field curtailment.
Those skilled in the art can carry out various modifications and variations to the embodiment of the present invention, if these modifications and change
Within the scope of the claims in the present invention and its equivalent technologies, then these modifications and modification are also in protection scope of the present invention for type
Within.
In the prior art that the content not described in detail in specification is known to the skilled person.
Claims (10)
1. a kind of polymerization payment platform, including POS terminal, system background, administrative unit, POS terminal support traditional POS and intelligence
Energy POS, it is characterised in that：The administrative unit includes system management module, trade company's management module, termination management module, report
Table management module, wherein：
The system management module is used for：User, role in management system, menu information, and by user → role → dish
Single mode carries out rights management；
Trade company's management module is used for：The information of trade company is managed, trade company is safeguarded；
The termination management module is used for：Management terminal information；
The statement management module is used for：Management transaction, the form of order.
2. be polymerized payment platform as claimed in claim 1, it is characterised in that：The system management module includes user management
Module, Role Management submodule, menu management submodule, wherein：
The user management submodule is used for：The keeper for having user's administration authority increases new use by user management submodule
Family, changes the information of existing user, is that user is authorized, password resets, wherein, it is that user's mandate is primarily referred to as entering for user
Row Partition of role；
The Role Management submodule is used for：The management of role is carried out in systems, supports that newly-increased, modification, deletion and role award
Power function, wherein, role authorization function is menu of role's distribution for access；
The menu management submodule is used for：Menu information in management system, resource and correlation that configuration user accesses
Information.
3. be polymerized payment platform as claimed in claim 1, it is characterised in that：Trade company's management module includes merchant information pipe
Reason submodule, trade company's parameter query submodule, wherein：
The merchant information management submodule is used for：Trade company is safeguarded, including addition, editor, deletion trade company；To trade company
Parameter is safeguarded, including addition means of payment information；Edlin is entered to merchant information；
Trade company's parameter query submodule is used for：Certain trade company is inquired about, the parameter information used under specific payment mode.
4. be polymerized payment platform as claimed in claim 1, it is characterised in that：The statement management module is looked into including order flowing water
Submodule, single order inquiries submodule are ask, wherein：
The order flowing water inquiry submodule is used for：In terminal by after barcode scanning, transaction of swiping the card, Real-time Feedback transaction data and shape
State；
The single order inquiries submodule is used for：Inquire about the state and details of single order.
5. be polymerized payment platform as claimed in claim 1, it is characterised in that：The system background and administrative unit are using browsing
Device-server architecture.
6. it is a kind of based on described in claim 1 be polymerized payment platform barcode scanning method of payment, it is characterised in that including following step
Suddenly：
User opens small amount payment and swipes the card interface, initiates to pay after businessman's scanning to user's Quick Response Code or bar code, generation order
Necessary information, calls unified the API API, API of placing an order to return to expandable mark language XML formatted data, returns and adjusts
With result, user's completion barcode scanning payment.
7. barcode scanning method of payment as claimed in claim 6, it is characterised in that：The interactive data format that the barcode scanning pays is such as
Under：Using the HTTP agreement of standard, POST request is sent, standard json form messages are sent to polymerization and is paid
Platform, polymerization payment platform provides uniform resource position mark URL address, receives the json request messages of merchant tenninal.
8. barcode scanning method of payment as claimed in claim 6, it is characterised in that：If user is using small amount, and payment exceedes
Day Sum Limited, polymerization payment platform prompting user input password.
9. it is a kind of based on described in claim 1 be polymerized payment platform method of payment of swiping the card, it is characterised in that including following step
Suddenly：
Intelligent POS terminal accesses cashier system using wireless WIFI, after operator places an order, generates the necessary information of order, adjusts
Expandable mark language XML formatted data is returned with unified the API API, API of placing an order, call result is returned；Operation
Member clicks on intelligent POS terminal inquiry Order button, if non-pay invoice information, then intelligent POS terminal display dealing money,
Prompting user's plug-in card waves card, and input trading password is pointed out after user's plug-in card, completes payment of swiping the card, and return to transaction results.
10. as claimed in claim 9 method of payment of swiping the card, it is characterised in that：The interactive data format of the payment of swiping the card is such as
Under：Using socket protocol, fixed length message is sent, the form of fixed length message is：Message is divided into 8 byte headings and message
Body, preceding 8 bytes are fixed heading, and preceding 4 byte-identifier transaction codes of heading, rear 4 bytes of heading are to report
The length of style.
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| CN107705117A (en) * | 2017-09-28 | 2018-02-16 | 深圳市生银万国网络科技有限公司 | A kind of payment management method, cash register generator terminal, point-of-sale terminal and payment administrative system |
| CN107730230A (en) * | 2017-10-31 | 2018-02-23 | 中国银联股份有限公司 | A kind of method of payment and vendor end |
| CN107730223A (en) * | 2017-10-27 | 2018-02-23 | 聚诚（深圳）网络科技有限公司 | It is a kind of to polymerize the system and method paid |
| CN107808285A (en) * | 2017-09-28 | 2018-03-16 | 深圳市生银万国网络科技有限公司 | A kind of method of payment, equipment and computer-readable recording medium |
| CN107808284A (en) * | 2017-11-17 | 2018-03-16 | 上海瀚银信息技术有限公司 | A kind of method of payment based on POS system |
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| CN109670804A (en) * | 2018-11-22 | 2019-04-23 | 杭州家娱互动网络科技有限公司 | A kind of polymerization method of payment, device and electronic equipment |
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| CN111383022A (en) * | 2018-12-29 | 2020-07-07 | 广州市百果园信息技术有限公司 | Background architecture method, system, computer equipment and storage medium for aggregated payment |
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| CN113657886A (en) * | 2019-11-25 | 2021-11-16 | 支付宝(杭州)信息技术有限公司 | Payment system, method, server device, medium and device |
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