CN106682885A - Payment method and system based on AR (Augmented Reality) technology - Google Patents

Payment method and system based on AR (Augmented Reality) technology Download PDF

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Publication number
CN106682885A
CN106682885A CN201710114447.5A CN201710114447A CN106682885A CN 106682885 A CN106682885 A CN 106682885A CN 201710114447 A CN201710114447 A CN 201710114447A CN 106682885 A CN106682885 A CN 106682885A
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payment
user
gathering
gathering user
technologies
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CN106682885B (en
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刘国华
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SHENZHEN GUOHUA IDENTIFICATION TECHNOLOGY DEVELOPMENT Co Ltd
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SHENZHEN GUOHUA IDENTIFICATION TECHNOLOGY DEVELOPMENT Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/085Payment architectures involving remote charge determination or related payment systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Device specific authentication in transaction processing

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention provides a payment method and system based on an AR (Augmented Reality) technology. The payment method comprises the following steps: recognizing the identity of a payment user and the identity of a payment receiving user; when identifying that the payment user and the payment receiving user are known users, pushing a payment identification prompting message to the payment user; when a payment password input by the payment user is correct, generating virtual currency; judging whether the payment receiving user is in a current video scene or not; if so, pushing the virtual currency to a position of the payment receiving user through the AR technology; otherwise, sending a video calling request to the payment receiving user; and pushing the virtual currency to a video calling through the AR technology. In a whole process, the user does not need to do complicated operation, and payment safety is ensured by adopting an identity recognition and password combined verification manner; and furthermore, the virtual currency is pushed to the payment receiving user aiming at conditions that the payment receiving user is in a current scene and is not in the current scene through adopting the different AR technologies; and the convenience for operation is brought to the user.

Description

Method of payment and system based on AR technologies
Technical field
The present invention relates to AR (Augmented Reality, Mobile solution augmented reality) technical field, more particularly to base In the method for payment and system of AR technologies.
Background technology
AR is augmented reality.It by computer technology, by virtual Information application to real world, real environment and void Be added in real time same picture or space of the object of plan exists simultaneously.Therefore quite attracted attention by masses.AR is travelled in virtual Between real and true.Although, virtual reality be subjected to masses concern, we live society be after all it is true with it is empty The society that plan combines, that is only perfect unification, and augmented reality eventually confirms the popularity of its purposes.Augmented reality is in letter Breath field, especially with technologies such as Internet and global positioning satellite, the combination of these technologies, development space is unlimited 's.
On the other hand, the means of payment such as current mobile payment, E-Payment has given people life and has brought huge convenient, people Increasingly get used to electronic payment mode paid, such as direct payment give businessman purchase thing, and for example use Mobile payment gives bonus.These feature richness people life means of payment, bring good Consumer's Experience.
At present, there is technical staff to propose by AR technologies in combination with mobile payment technology, but pay to security requirement It is very high, and AR technologies are to realize that safety needs user's multi-pass operation in practical operation, and multi-pass operation will necessarily increase User operation difficulty and number of times, it is impossible to bringing advantage to the user property, therefore, the general means of payment based on AR technologies cannot be simultaneous Gu Anquan and convenience, i.e., cannot bring safety and convenient operation to user.
The content of the invention
Based on this, it is necessary to the problem of safety and convenience cannot be taken into account for being generally basede on the AR means of payment, there is provided one Planting can take into account the method for payment based on AR technologies and system of safety and convenience.
A kind of method of payment based on AR technologies, including step:
Identification pays user identity and gathering user identity;
When user is paid and gathering user is known users, payment authentication prompting message is pushed to user is paid, prop up Paying authorization prompt message includes that payment cipher authorization prompt message confirms prompting message with payment;
When the payment cipher of user input is paid without mistaking, ideal money is generated;
Whether scanning current video scene, judge to collect money user in current video scene;
When being in, gathering user present position in current video scene is obtained, pushed away ideal money by AR technologies Deliver to gathering user present position;
When being not in, video calling request is initiated to gathering user, when the permission video for receiving gathering user feedback During call message, ideal money is pushed in video calling by AR technologies.
A kind of method of payment based on AR technologies, including:
Identification module, for identification user identity and gathering user identity are paid;
Prompting message pushing module, for when user is paid and gathering user is known users, pushing payment authentication Prompting message includes that payment cipher authorization prompt message confirms prompting with payment to user, payment authentication prompting message is paid Message;
Authentication module, for when the payment cipher of user input is paid without mistaking, generating ideal money;
Whether scene judge module, for scanning current video scene, judge to collect money user in current video scene;
First payment module, for when the user that collects money is in current video scene, obtaining gathering user current Present position in video scene, gathering user present position is pushed to by AR technologies by ideal money;
Second payment module, for when the user that collects money is not in current video scene, to gathering user video being initiated Call request, when the permission video calling message of gathering user feedback is received, is pushed to ideal money by AR technologies In video calling.
Method of payment and system of the present invention based on AR technologies, identification pays user identity and gathering user identity, when When payment user and gathering user are known users, payment authentication prompting message is pushed to user is paid, when paying, user is defeated The payment cipher for entering generates ideal money without mistaking, and judges whether gathering user is in current video scene, when being in, Ideal money is pushed to by gathering user present position by AR technologies, when being not in, to gathering user video calling is initiated Request, is pushed to ideal money in video calling by AR technologies.In whole process, without the need for user's complex operations, and adopt Guarantee safety of payment with identification and password combination verification mode, gathering user is respectively directed in addition and is not existed in current scene and Current scene pushes to gathering user using different based on AR technologies, and to user operation readiness is brought.
Description of the drawings
Fig. 1 is schematic flow sheet of the present invention based on method of payment one embodiment of AR technologies;
Fig. 2 is schematic flow sheet of the present invention based on second embodiment of method of payment of AR technologies;
Fig. 3 is first application scenarios schematic diagram of method of payment of the present invention based on AR technologies;
Fig. 4 is second application scenarios schematic diagram of method of payment of the present invention based on AR technologies;
Fig. 5 is structural representation of the present invention based on payment system one embodiment of AR technologies;
Fig. 6 is structural representation of the present invention based on payment system one embodiment of AR technologies.
Specific embodiment
As shown in figure 1, a kind of method of payment based on AR technologies, including step:
S100:Identification pays user identity and gathering user identity.
Paying user and referring to needs that currency is paid other people user, i.e. paying party;Gathering user refers to reception currency User, i.e. beneficiary.For pay user identity and gathering user identity identification can be realized using various ways, Specifically, can be using face recognition technology, Application on Voiceprint Recognition, speech recognition technology etc..Further, in practical application scene In, it is assumed that user A needs to pay user B, can use so that using face recognition technology and/or Application on Voiceprint Recognition mode, identification pays The identity of family A, user A barks out gathering user, and the body for paying the gathering user B that user A is specified is recognized using speech recognition technology Part.
Non-essential, wherein in one embodiment, step S100 specifically includes step:
S120:Intercept payment initiated event.
Terminal intercepts payment initiated event, that is, intercept user pay demand, make an immediate response when user has payment demand into Enter next step operation.Specifically, this intercept process can based on user's touch operation, such as user click on interface (including Entity interface and virtual interface) on payment button;Can also be based on user gesture action, for example with Gesture Recognition Identify that user makes the gesture motion of default payment;Can also be and instructed based on user speech, for example with speech recognition skill Art identifies that current user A barks out the password of " start and pay " etc..
S140:When payment initiated event is listened to, paid by face recognition technology and/or sound groove recognition technology in e identification User, by speech recognition technology identification gathering user.
When terminal listens to payment initiated event, terminal is recognized using face recognition technology and/or sound groove recognition technology in e User A is paid, the name that user A shouts gathering user B is paid, terminal is by speech recognition technology identification gathering user.
S200:When user is paid and gathering user is known users, payment authentication prompting message is pushed to paying use Family, payment authentication prompting message includes that payment cipher authorization prompt message confirms prompting message with payment.
In order to ensure the safety for paying, for paying user A and gathering user B, terminal is required for verifying the conjunction of its identity Whether method, judges to pay whether user A and gathering user B are known users, i.e., be registered users.When for known users When, terminal pushes payment authentication prompting message to user A is paid, and can carry payment cipher in payment authentication prompting message and recognize Card prompting message confirms prompting message with payment, and re-authentication pays user A by the way of password, and points out A defeated Enter the amount of money that this needs is transferred accounts.It is pointed out that here password can be digital, the password of monogram can also be Fingerprint, verbal instructions password etc..In actual applications, terminal judges pay user A and gathering user B is registered users When, terminal generates payment authentication prompting message, and interface for password input and the amount of money are determined into interface is presented on by the way of showing Pay in face of user A.Non-essential, interface for password input and the amount of money determine that interface can be aobvious in same interface zones of different Show, it would however also be possible to employ the display on the display interface of whole terminal when the mode after first is poor, according to same interface not Show that can combine display money transfer transactions confirms interface with region.
S300:When the payment cipher of user input is paid without mistaking, ideal money is generated.
The secondary checking user by the way of password, when paying the payment cipher of user A input without mistaking, then based on payment The amount of money of user A inputs, generates ideal money.Specifically, in actual applications, carry when payment user views payment authentication When showing message, on the one hand pay user needs input payment cipher to carry out secondary checking, and this waits to prop up on the other hand to need input The amount of money paid, when password is without mistaking, based on the amount of money to be paid ideal money, such as red packet etc. is generated.
S400:Whether scanning current video scene, judge to collect money user in current video scene.
Whether terminal scanning current video scene, judge to collect money user B in current video scene.Specifically, eventually End can realize that above-mentioned judge process, i.e. complete scan go out current video field using image procossing and face recognition technology combination Scape image, using image processing techniquess, recognizes the character image in the current video scene image for scanning, then for figure map As carrying out recognition of face, judge to collect money user B whether in current video scene.
S520:When in when, gathering user present position in current video scene is obtained, by AR technologies by virtual goods Coin pushes to gathering user present position.
When user is collected money in the current video scene, gathering user present position is obtained, then by AR technologies by void Intend currency and push to gathering user B present positions.Under the augmented reality processing mode of AR technologies, user B is seemingly true for gathering Have received the currency (red packet) of an entity.It is non-essential, step is also included after step S520:Gathering event is intercepted, when detecing When listening gathering event, ideal money is stored in into gathering user preset account.Can be using speech recognition technology or gesture identification skill Art intercepting gathering event, for example collect money user B find to have send to oneself ideal money (red packet) when, collect money user B Shout to accept covert payment or make the default action accepted covert payment, now, terminal is stored in ideal money in the default accounts of gathering user B.
S540:When being not in, video calling request is initiated to gathering user, when the permission for receiving gathering user feedback During video calling message, ideal money is pushed in video calling by AR technologies.It is non-essential, passing through AR technologies by void Intend after currency pushed in video calling, terminal can be sent out intercepting gathering event request and currently make to the user B that collects money Terminal, the terminal intercepts gathering event after receiving this and intercepting gathering event request, when gathering event is intercepted, Ideal money is stored in into gathering user preset account.Likewise, can be detectd using speech recognition technology or Gesture Recognition Gathering event is listened, the user B that for example collects money is to pay in user's A video call process, and discovery has transmission to the virtual goods of oneself During coin (red packet), the user B that collects money shouts to accept covert payment or make the default action accepted covert payment, and now, terminal is stored in ideal money In the default accounts of gathering user B.
When the user that collects money is not in current video scene, terminal sends gathering user B and initiates video calling request, receives When money user B receives the request, response operation is carried out, when allowing to carry out video calling, feedback allows video calling message To user A is paid, now, it is just that gathering B carries out the video of video calling that terminal is pushed to ideal money by AR technologies In image.Specifically, can be stored with receipts in the corresponding terminals (such as smart mobile phone, intelligent TV set etc.) of user A are paid The corresponding contact methods of money user B, such as address list of user B etc..
Method of payment of the present invention based on AR technologies, identification pays user identity and gathering user identity, uses when paying When family and gathering user are known users, payment authentication prompting message is pushed to user is paid, when propping up for payment user input Password is paid without mistaking, ideal money is generated, judges to collect money user whether in current video scene, when being in, by AR Ideal money is pushed to gathering user present position by technology, when being not in, to gathering user video calling request is initiated, and is led to Cross AR technologies ideal money to be pushed in video calling.In whole process, without the need for user's complex operations, and known using identity Do not guarantee safety of payment with password combination verification mode, be respectively directed to collect money user in addition in current scene and not in current scene Gathering user is pushed to based on AR technologies using different, to user operation readiness is brought.
Wherein in one embodiment, the step of paying the payment cipher of user input without mistaking, generating ideal money Also include afterwards:
Distribute ideal money unique mark, and by unique mark and pay subscriber identity information and gathering user identity Information association is stored.
Safety and reliability is required very high due to being paid, carrying out the goods that payment process needs to pay this Coin, payer identity information and the equal associated storage of gathering subscriber identity information are got up, so that later stage user checks and itself phase The payment record of pass.
Wherein in one embodiment, recognize also includes after the step of paying user identity and gathering user identity:
It is known users when user is paid, and the user that collects money is when being unknown subscriber, generates and push gathering user for unknown User message is to paying user.
Be known users when user is paid, but the user that collects money is when being unknown subscriber, show this pay exist it is abnormal, it is impossible to Proceed continuation payment process, now, terminal generate and push gathering user be unknown subscriber's message to paying user, so as to Pay user and understand the situation that this payment is anomaly existed.It is non-essential, can be sent out " this gathering user is unregistered " etc. Similar message is to paying user.
Further to describe technical scheme and its effect of the present invention based on the method for payment of AR technologies in detail, below will Illustrated using 2 instantiations.
Application example one, as shown in figure 3, father's (paying user) is based on AR technologies by the television set M application present invention Method of payment is transferred accounts 100 to daughter (gathering user), and television set M has AR functions.
Step one:Father's phonetic entry " is transferred accounts to daughter ", and television set M listens to this and pays initiated event, using face Recognition method identifies that payment user is " father ", adopts speech recognition technology identification gathering user for " daughter ".
Step 2:TV M judges whether " father " and " daughter " is known users, when known users are, sends Payment authentication prompting message is pushed to " father ", i.e., payment authentication prompting message is shown on display interface, specifically push mode For:Television set M shows that money transfer transactions confirm that interface needs " father " input password on the transaction interface and is input into this friendship The easy amount of money.
Step 3:The password 123456 and the amount of money 100 of television set M response " father " input, when password is correct, generates 100 red packet (ideal money).The face and gesture and voice of television set M identifications " father ", secondary-confirmation is " father " sheet People agrees to transfer accounts 100, specifically can by the identity of recognition of face " father " after again by gesture identification determination " father " whether Agree to, it is non-essential " father " identity to be determined by Application on Voiceprint Recognition.In addition, television set M also believes the identity of " father " The information association storage of breath, the identity information of " daughter " and a red packet 100.
Step 4:Television set M scans current video scene, and using image processing techniquess and face recognition technology, scanning is sent out Existing " daughter " in current video scene, it is in the upper left position in room.
Step 5:The red packet that step 3 is generated is pushed to upper left position residing for " daughter " by television set M using AR technologies.
Step 6:Television set M intercepts gathering event, when hearing that " daughter " shouts " accepting covert payment ", or recognizes " female When the gesture of youngster " is to receive the gesture of red packet, red packet is proceeded in " daughter " default account.
Embodiment two, as shown in figure 4, wife is by the method for payment with the television set M application present invention based on AR technologies 100 are transferred accounts to the husband in face of television set N, television set M and television set N is respectively provided with AR functions.
Step one:Wife's phonetic entry " is transferred accounts to husband ", and television set M listens to this and pays initiated event, using face Recognition method identifies that payment user is " wife ", adopts speech recognition technology identification gathering user for " husband ".
Step 2:TV M judges whether " wife " and " husband " is known users, when known users are, sends Payment authentication prompting message is pushed to " wife ", i.e., payment authentication prompting message is shown on display interface, specifically push mode For:Television set M shows that money transfer transactions confirm that interface needs " wife " input password on the transaction interface and is input into this friendship The easy amount of money.
Step 3:The password abcdef and the amount of money 100 of television set M response " wife " input, when password is correct, generates 100 red packet (ideal money).The face and gesture and voice of television set M identifications " wife ", secondary-confirmation is " wife " sheet People agrees to transfer accounts 100, specifically can by the identity of recognition of face " wife " after again by gesture identification determination " wife " whether Agree to, it is non-essential " wife " identity to be determined by Application on Voiceprint Recognition.In addition, television set M by the identity information of " wife ", The information association storage of the identity information of " husband " and No. two red packets 100.
Step 4:Television set M scans current video scene, and using image processing techniquess and face recognition technology, scanning is sent out Existing " husband " is not in current video scene, and television set M searches the contact method that default address list finds " husband ", sends Ask to the television set N associated with " husband " contact method to video calling.
Step 5:When the message of permission video calling of TV N returns is received, television set M and TV N sets up video Converse, and television set M is pushed to the red packet that step 3 is generated in the video calling using AR technologies.
Step 6:Television set N intercepts gathering event, when hearing that " husband " shouts " accepting covert payment ", or recognizes " old When the gesture of public affairs " is to receive the gesture of red packet, red packet is proceeded in " husband " default account.
As shown in figure 5, a kind of method of payment based on AR technologies, including:
Identification module 100, for identification user identity and gathering user identity are paid.
Prompting message pushing module 200, recognizes for when user is paid and gathering user is known users, pushing payment Card prompting message includes that payment cipher authorization prompt message confirms to carry with payment to user, payment authentication prompting message is paid Show message.
Authentication module 300, for when the payment cipher of user input is paid without mistaking, generating ideal money.
Whether scene judge module 400, for scanning current video scene, judge to collect money user in current video scene In.
First payment module 520, for when the user that collects money is in current video scene, obtaining gathering user and working as Present position in front video scene, gathering user present position is pushed to by AR technologies by ideal money.
Second payment module 540, for when the user that collects money is not in current video scene, initiating to regard to gathering user Frequency call request, when the permission video calling message of gathering user feedback is received, is pushed ideal money by AR technologies Into video calling.
Payment system of the present invention based on AR technologies, the identification of identification module 100 pays user identity and gathering is used Family identity, when user is paid and gathering user is known users, prompting message pushing module 200 pushes payment authentication prompting To user is paid, when the payment cipher of user input is paid without mistaking, authentication module 300 generates ideal money to message, and scene is sentenced Disconnected module 400 judges to collect money user whether in current video scene, and when being in, the first payment module 520 passes through AR skills Ideal money is pushed to gathering user present position by art, and when being not in, the second payment module 540 is initiated to regard to gathering user Frequency call request, is pushed to ideal money in video calling by AR technologies.In whole process, without the need for user's complex operations, And safety of payment is guaranteed using identification and password combination verification mode, is respectively directed to collect money user in addition in current scene Gathering user is not pushed to based on AR technologies using different in current scene, to user operation readiness is brought.
As shown in fig. 6, wherein in one embodiment, identification module 100 includes:
Unit 120 is intercepted, for intercepting payment initiated event
Recognition unit 140, for when payment initiated event is listened to, by face recognition technology and/or Application on Voiceprint Recognition Technology identification pays user, by speech recognition technology identification gathering user.
Wherein in one embodiment, intercept unit 120 and be additionally operable to intercept payment initiated event by Gesture Recognition.
Wherein in one embodiment, also included based on the payment system of AR technologies:
Payment information memory module, for distributing ideal money unique mark, and by unique mark and pays user's body Part information and gathering subscriber identity information associated storage.
Wherein in one embodiment, also included based on the payment system of AR technologies:
Identity exception processing module, for when pay user be known users, and collect money user be unknown subscriber when, generate And it is unknown subscriber's message to paying user to push gathering user.
Above example only expresses the several embodiments of the present invention, and its description is more concrete and detailed, but can not Therefore it is construed as limiting the scope of the patent.It should be pointed out that for the person of ordinary skill of the art, On the premise of without departing from present inventive concept, some deformations and improvement can also be made, these belong to protection scope of the present invention. Therefore, the protection domain of patent of the present invention should be defined by claims.

Claims (10)

1. a kind of method of payment based on AR technologies, it is characterised in that including step:
Identification pays user identity and gathering user identity;
When user is paid and gathering user is known users, payment authentication prompting message is pushed to the payment user, institute State payment authentication prompting message and confirm prompting message with payment including payment cipher authorization prompt message;
When the payment cipher of the payment user input is without mistaking, ideal money is generated;
Whether scanning current video scene, judge the gathering user in current video scene;
When in when, gathering user present position in the current video scene is obtained, by AR technologies by the void Intend currency and push to the gathering user present position;
When being not in, video calling request is initiated to the gathering user, when the permission for receiving the gathering user feedback During video calling message, the ideal money is pushed in video calling by AR technologies.
2. the method for payment based on AR technologies according to claim 1, it is characterised in that the identification pays user identity And the step of gathering user identity includes:
Intercept payment initiated event;
When payment initiated event is listened to, user is paid by face recognition technology and/or sound groove recognition technology in e identification, passed through Speech recognition technology identification gathering user.
3. the method for payment based on AR technologies according to claim 2, it is characterised in that described to intercept payment initiated event The step of include:
Payment initiated event is intercepted by Gesture Recognition.
4. the method for payment based on AR technologies according to claim 1, it is characterised in that described when the payment user is defeated The payment cipher for entering without mistaking, the step of generate ideal money after also include:
Distribute the ideal money unique mark, and by the unique mark and pay subscriber identity information and gathering user Identity information associated storage.
5. the method for payment based on AR technologies according to claim 1, it is characterised in that the identification pays user identity And also include after the step of gathering user identity:
When it is described payment user be known users, and it is described gathering user be unknown subscriber when, generate and push gathering user be Unknown subscriber's message is to the payment user.
6. a kind of payment system based on AR technologies, it is characterised in that include:
Identification module, for identification user identity and gathering user identity are paid;
Prompting message pushing module, for when user is paid and gathering user is known users, pushing payment authentication prompting To the payment user, the payment authentication prompting message includes that payment cipher authorization prompt message confirms with payment to message Prompting message;
Authentication module, for when the payment cipher of the payment user input is without mistaking, generating ideal money;
Whether scene judge module, for scanning current video scene, judge the gathering user in current video scene;
First payment module, for when the gathering user is in current video scene, obtaining the gathering user and existing Present position in the current video scene, position residing for the gathering user is pushed to by AR technologies by the ideal money Put;
Second payment module, for when the gathering user is not in current video scene, initiating to the gathering user Video calling is asked, when the permission video calling message of the gathering user feedback is received, by AR technologies by the void Intend currency to push in video calling.
7. the payment system based on AR technologies according to claim 6, it is characterised in that the identification module bag Include:
Unit is intercepted, for intercepting payment initiated event;
Recognition unit, for when payment initiated event is listened to, being recognized by face recognition technology and/or sound groove recognition technology in e User is paid, by speech recognition technology identification gathering user.
8. the payment system based on AR technologies according to claim 7, it is characterised in that the unit of intercepting is additionally operable to lead to Cross Gesture Recognition and intercept payment initiated event.
9. the payment system based on AR technologies according to claim 6, it is characterised in that also include:
Payment information memory module, for distributing the ideal money unique mark, and the unique mark is used with paying Family identity information and gathering subscriber identity information associated storage.
10. the payment system based on AR technologies according to claim 6, it is characterised in that described also to include:
Identity exception processing module, for when it is described payment user be known users, and it is described gathering user be unknown subscriber when, Generate and push gathering user be unknown subscriber's message to the payment user.
CN201710114447.5A 2017-02-28 2017-02-28 Payment method and system based on AR technology Active CN106682885B (en)

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CN108694579A (en) * 2018-04-19 2018-10-23 辛志荣 A kind of point-to-point and correspondent bank payment system based on internet platform
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CN111507698A (en) * 2020-04-28 2020-08-07 中国工商银行股份有限公司 Processing method and device for transferring accounts, computing equipment and medium
CN111861495A (en) * 2020-08-06 2020-10-30 中国银行股份有限公司 Transfer processing method and device
CN113723965A (en) * 2021-09-01 2021-11-30 中电金信软件有限公司 Service processing method based on family account, and relationship establishing method and device

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CN113723965A (en) * 2021-09-01 2021-11-30 中电金信软件有限公司 Service processing method based on family account, and relationship establishing method and device

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