CN106599224A - Credit information report query method and system - Google Patents
Credit information report query method and system Download PDFInfo
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- CN106599224A CN106599224A CN201611175181.7A CN201611175181A CN106599224A CN 106599224 A CN106599224 A CN 106599224A CN 201611175181 A CN201611175181 A CN 201611175181A CN 106599224 A CN106599224 A CN 106599224A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
- G06F16/25—Integrating or interfacing systems involving database management systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/90—Details of database functions independent of the retrieved data types
- G06F16/95—Retrieval from the web
- G06F16/951—Indexing; Web crawling techniques
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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Abstract
The invention discloses a credit information report query method and system. The credit information report query method comprises the following steps of obtaining an application material of a user, wherein the application material comprises band card information; according to the bank card information, calling a first server withholding interface to verify the user identity, wherein the first server belongs to a non-financial institution with a third party payment license tag approved by the People's Bank of China; and when the user identity is verified successfully, sending the application material to a second server to allow the second server to return a credit information report of the user after the application material is received. According to the method, the user identity is verified by calling the first server withholding interface, and after the user identity is verified successfully and the application material is fed back to the second server, the credit information report is obtained; and compared with the original credit information report query method, the query method disclosed by the invention accelerates query progress and shortens waiting time.
Description
Technical field
The present invention relates to Financial Information field, more particularly to reference report queries method and system.
Background technology
When people to bank and other financial mechanism application when loan transaction is handled, the personal reference note for inquiring about creditor is needed
Record.At present, the mode of individual autonomy inquiry reference report is broadly divided into two kinds, and the first is creditor in propria persona in locality
State's people's bank counter is inquired about, and is logged on the platform inquiry of People's Bank of China's reference center official for second.The first side
Formula needs creditor in propria persona to go to cabinet face to wait in line to handle, and the second way needs logging in platform login account and swashing
Next day after work logs on the reference to obtain inquiry and reports, thus above two mode to handle flow process cumbersome, handle consumption
Duration.
The content of the invention
Present invention is primarily targeted at providing a kind of reference report queries method and system, it is intended to accelerate reference report and look into
The time is handled in inquiry progress, shortening.
For achieving the above object, a kind of reference report queries method that the present invention is provided, the reference report queries method
Comprise the following steps:
The application material of user is obtained, wherein, the application material includes bank card information;
According to the bank card information, first server is called to withhold interface core real user's identity, wherein, first clothes
Business device belongs to the non-financial institution of the Third-party payment licence plate with People's Bank of China's approval;
When user identity is examined successfully, the application material is sent to into the second server, wherein, described second
Server inquires about the server of mechanism for third party client's reference of People's Bank of China's reference central authority;
Receive the reference report that the second server is returned after application material is received.
Preferably, the bank card information is reserved in the contact method of bank including user, described by the application material
Also include before the step of being sent to the second server:
When user identity is examined successfully, according to the contact method, authorization code is sent to the user;
The authorization code of receiving user's input, and when the authorization code for receiving is consistent with the authorization code for being sent to user, hold
The step of being about to the application material and be sent to the second server.
Preferably, it is described the step of the application material is sent to into the second server before also include:
When user identity is examined successfully, the electronic signature of receive user addition, and hold after the electronic signature addition
It is about to the application material and the step of the electronic signature is sent to the second server.
Preferably, it is described to include the step of the application material is sent to into the second server:
The application material is packaged into into packet;
The second server will be sent to after the Data Packet Encryption certification.
Preferably, it is described to receive the second server bag the step of reference returned after receiving application material is reported
Include:
Receive the download address that the second server returns the reference report of the user;
According to the download address, the reference report of user is obtained.
For achieving the above object, the present invention also provides a kind of reference report queries system, the reference report queries system
Including:
Acquisition module, for obtaining the application material of user, wherein, the application material includes bank card information;
Validating module, for according to the bank card information, calling first server to withhold interface core real user's identity, its
In, the first server belongs to the non-financial institution of the Third-party payment licence plate with People's Bank of China's approval;
Sending module, for when user identity is examined successfully, the application material being sent to into the second server,
Wherein, the second server inquires about the service of mechanism for third party client's reference of People's Bank of China's reference central authority
Device;
Receiver module, for receiving the reference report that the second server is returned after application material is received.
Preferably, the sending module is additionally operable to when user identity is examined successfully, and according to the contact method, transmission is awarded
Weighted code is to the user;
The receiver module is additionally operable to the authorization code of receiving user's input, and when the authorization code that receive be sent to user
Authorization code it is consistent when, trigger the sending module and perform the step of application material is sent to into the second server.
Preferably, the receiver module is additionally operable to when user identity is examined successfully, the electronic signature of receive user addition,
And after the electronic signature addition trigger the sending module and perform and be sent to the application material and the electronic signature
The step of second server.
Preferably, the sending module includes:
Packaged unit, for the application material to be packaged into into packet;
Certification transmitting element, for the second server will to be sent to after the Data Packet Encryption certification.
Preferably, the receiver module includes:
Receiving unit, for receiving the download address that the second server returns the reference report of the user;
Acquiring unit, for according to the download address, obtaining the reference report of user.
The embodiment of the present invention obtains the application material of user, wherein, the application material includes bank card information;According to institute
Bank card information is stated, calls first server to withhold interface core real user's identity, wherein, during the first server belongs to and has
The non-financial institution of the Third-party payment licence plate of the People's Bank of state approval;When user identity is examined successfully, by the application material
Material is sent to the second server, wherein, the second server is the third party of People's Bank of China's reference central authority
Client's reference inquires about the server of mechanism;Receive the reference report that the second server is returned after application material is received.
Therefore interface core real user's identity is withheld by calling first server, and feeds back to application material after identity verification success
After second server, for personal reference record of the second server after application material is received in quick search credit investigation system
So as to obtain reference report, original reference report queries method is compared, accelerate inquiry progress, shorten the waiting time.
Description of the drawings
Fig. 1 is the schematic flow sheet of reference report queries method first embodiment of the present invention;
Fig. 2 is the schematic flow sheet of reference report queries method second embodiment of the present invention;
Fig. 3 be reference report queries method 3rd embodiment of the present invention the application material is sent to it is described second clothes
The refinement schematic flow sheet of business device;
Fig. 4 is the high-level schematic functional block diagram of reference report queries system first embodiment of the present invention or second embodiment;
Fig. 5 is the refinement high-level schematic functional block diagram of sending module in reference report queries system 3rd embodiment of the present invention.
The realization of the object of the invention, functional characteristics and advantage will be described further referring to the drawings in conjunction with the embodiments.
Specific embodiment
It should be appreciated that specific embodiment described herein is not intended to limit the present invention only to explain the present invention.
The present invention provides a kind of reference report queries method, in the first embodiment of the present invention, described to levy with reference to Fig. 1
Letter report queries method is comprised the following steps:
Step S100, obtains the application material of user, wherein, the application material includes bank card information;
The present invention is used to help user and handles personal reference report queries business, can be that client passes through when specifically performing
Papery application is filled in, and is signed, proposition reference report queries application of putting one's fingerprint, then using OCR (Optical
Character Recognition, optical identification) technology and camera work obtain user's application material.Can also directly log in
System is handled in reference report, and by OCR technique the ID card information and image of applicant are read, and then user is manually entered application
The bank card information of people simultaneously fills in the related content of electronic application book, then handles systemic vectors by reference report, such as move
The camera head of dynamic terminal or reference report queries machine shoots the Front facial image of present applicant, and above-mentioned all material is uploaded
To reference report queries system background server.
It should be noted that currently available technology is directly to file an application to People's Bank of China, therefore need not apply
The image information of people, and the application is performed based on the main strategies mechanism of People's Bank of China's approval, therefore proposing
During application, the application materials such as the full face of submission bank card information, identity information and applicant are needed to verify application materials
In transactor it is whether consistent with substantive applicant, so as to the safety of guarantee information.Wherein, the bank card information includes silver
Row card number, name in an account book, bank of deposit and current bank are stuck in the phone number that bank is reserved in when applying for card, and the identity information is then concrete
It is the ID card information read using equipment such as id card scanner, second-generation ID card reader and/or high photographing instruments, such as applies
People's name and identity card head portrait.
Step S200, according to the bank card information, calls first server to withhold interface core real user's identity, wherein,
The first server belongs to the non-financial institution of the Third-party payment licence plate with People's Bank of China's approval;
It should be noted that it is non-silver mechanism that the third party that first server is located withholds mechanism, while must possess
The mechanism of the Third-party payment licence plate of People's Bank of China's approval, it is set up can help alleviate banking processing pressure.This
Outward, in the present embodiment, interface is withheld by call it to be opened up, authority can be obtained, examine submission material i.e. bank card letter
The accuracy and verity of breath;It should be noted that submitting to material to be specially the bank card number of user, name in an account book, handle bank
The cell-phone number reserved during card and bank of deposit.When above-mentioned submission material is to correspondence, then current user identities are examined successfully;When above-mentioned
Material is submitted to there is mistake, then current user identities examine unsuccessful, and user needs to resubmit material.
Step S300, when user identity is examined successfully, by the application material second server is sent to, its
In, the second server inquires about the server of mechanism for third party client's reference of People's Bank of China's reference central authority;
In the present embodiment, second server can also be set, and the second server belongs to People's Bank of China's reference
Third party client's reference inquiry mechanism of central authority.And work as user identity and examine and successfully again application material is sent to into the second clothes
Business device, can effectively filtering material be complete or the false situation of user's offer material.It should be noted that in order to further really
Recognize user identity, it is ensured that the verity of data, can be sent out with being reserved in the contact method of bank according to user in bank card information
Send authorization code to user to carry out next step checking;After user receives the authorization code, authorization code is filled in into reference report
Inquiry system, so as to the authorization code filled in the user is consistent with the authorization code that reference report queries system is sent to user
When, all application materials for getting are submitted to into second server.
Step S400, receives the reference report that the second server is returned after application material is received.
Specifically described second server is confirmed receiving user's direct picture, bank card information and identity information
Present applicant, bank card householder and ID card information to it is corresponding when present application is inquired about in credit investigation system according to above- mentioned information
The reference record of people, to return its reference report.It should be noted that have sent application material to second server in applicant
Afterwards, the reference report of correspondence applicant is can return in several minutes, is compared and go at present the application of People's Bank of China's cabinet face and step on
The application of record the People's Bank's reference center, shortens the time of handling, and accelerates application progress.
Alternatively, second server can return the download address that reference is reported returning when reference is reported to applicant
To inquiry system, according to the download address, to obtain corresponding reference report, it is to be understood that the setting of download address,
The effectiveness of download address can within a certain period of time be ensured, sharing and obtaining for reference report is facilitated.Further, when with
When family is to dock second server interface by wechat public number to carry out self-service application, it will return download address to wechat backstage
System;When user is applied by enterprise or individual APP (Application, third party application), then will download ground
Location pushes to APP background systems or sends the phone number that SMS is submitted to user.
Referring to Fig. 2, the first embodiment based on reference report queries method of the present invention proposes reference report queries of the present invention
The second embodiment of method, in the present embodiment the reference report queries method include:
Step S100, obtains the application material of user, wherein, the application material includes bank card information;
Step S200, according to the bank card information, calls first server to withhold interface core real user's identity, wherein,
The first server belongs to the non-financial institution of the Third-party payment licence plate with People's Bank of China's approval;
Step S500, when user identity is examined successfully, the electronic signature of receive user addition;
Step S301, by the application material and the electronic signature second server is sent to, wherein, described
Two servers inquire about the server of mechanism for third party client's reference of People's Bank of China's reference central authority;
Step S400, receives the reference report that the second server is returned after application material is received.
It should be noted that the scheme of the present embodiment belongs to the category of remote inquiry transacting business, but apply for reference report
Behavior individual privacy is set again, in order to further prove the long-range behavior be it is true occur and credible, need aperture legal
The electronic evidence that rule is required, therefore electronic signature service can be set, when application material is filled in be completed, user can pass through micro-
Letter or APP addition electronic signatures confirm the correctness of material, then the application material and electronic signature are submitted to together into the
Two servers, so as to be that in the future issuable dispute afterwards and judicial expertise provide electronic evidence, while also reminding applicant
Need to be responsible for factum.
Referring to Fig. 3, the first embodiment or second embodiment based on reference report queries method of the present invention proposes the present invention
The 3rd embodiment of reference report queries method, in the present embodiment step S300 include:
Step S301, when user identity is examined successfully, by the application material packet is packaged into;
Step S302, will be sent to the second server after the Data Packet Encryption certification.
In the present embodiment, in order to guarantee information safety and data transmission it is convenient, application material can also be beaten
Packet, the such as packet of .zip or .rar forms are bundled into, and second server is sent to after encryption certification.Alternatively,
The encryption certification authority can be Beijing digital authenticating company limited.By the way, the application material of applicant can be improved
The safety of material.
The present invention also provides a kind of reference report queries system, referring to Fig. 4, the of reference report queries system of the present invention
In one embodiment, the reference report queries system includes:
Acquisition module 10, for obtaining the application material of user, wherein, the application material includes bank card information;
The present invention is used to help user and handles personal reference report queries business, can be that client passes through when specifically performing
Papery application is filled in, and is signed, proposition reference report queries application of putting one's fingerprint, then using OCR (Optical
Character Recognition, optical identification) technology and camera work obtain user's application material.Can also directly log in
System is handled in reference report, and by OCR technique the ID card information and image of applicant are read, and then user is manually entered application
The bank card information of people simultaneously fills in the related content of electronic application book, then handles systemic vectors by reference report, such as move
The camera head of dynamic terminal or reference report queries machine shoots the Front facial image of present applicant, and above-mentioned all material is uploaded
To reference report queries system background server.
It should be noted that currently available technology is directly to file an application to People's Bank of China, therefore need not apply
The image information of people, and the application is performed based on the main strategies mechanism of People's Bank of China's approval, therefore proposing
During application, the application materials such as the full face of submission bank card information, identity information and applicant are needed to verify application materials
In transactor it is whether consistent with substantive applicant, so as to the safety of guarantee information.Wherein, the bank card information includes silver
Row card number, name in an account book, bank of deposit and current bank are stuck in the phone number that bank is reserved in when applying for card, and the identity information is then concrete
It is the ID card information read using equipment such as id card scanner, second-generation ID card reader and/or high photographing instruments, such as applies
People's name and identity card head portrait.
Validating module 20, for according to the bank card information, calling first server to withhold interface core real user's identity,
Wherein, the first server belongs to the non-financial institution of the Third-party payment licence plate with People's Bank of China's approval;
It should be noted that it is non-silver mechanism that the third party that first server is located withholds mechanism, while must possess
The mechanism of the Third-party payment licence plate of People's Bank of China's approval, it is set up can help alleviate banking processing pressure.This
Outward, in the present embodiment, interface is withheld by call it to be opened up, authority can be obtained, examine submission material i.e. bank card letter
The accuracy and verity of breath;It should be noted that submitting to material to be specially the bank card number of user, name in an account book, handle bank
The cell-phone number reserved during card and bank of deposit.When above-mentioned submission material is to correspondence, then current user identities are examined successfully;When above-mentioned
Material is submitted to there is mistake, then current user identities examine unsuccessful, and user needs to resubmit material.
Sending module 30, for when user identity is examined successfully, the application material being sent to into the second service
Device, wherein, the second server inquires about the clothes of mechanism for third party client's reference of People's Bank of China's reference central authority
Business device;
In the present embodiment, second server can also be set, and the second server belongs to People's Bank of China's reference
Third party client's reference inquiry mechanism of central authority.And work as user identity and examine and successfully again application material is sent to into the second clothes
Business device, can effectively filtering material be complete or the false situation of user's offer material.It should be noted that in order to further really
Recognize user identity, it is ensured that the verity of data, the sending module 30 can be being reserved in silver according to user in bank card information
Capable contact method, sends authorization code to user to carry out next step checking;After user receives the authorization code, by authorization code
Fill in into reference report queries system, so as to authorization code and the reference report queries system filled in the user are sent to user
Authorization code it is consistent when, all application materials for getting are submitted to into second server.
Receiver module 40, for receiving the reference report that the second server is returned after application material is received.
Specifically described second server is confirmed receiving user's direct picture, bank card information and identity information
Present applicant, bank card householder and ID card information to it is corresponding when present application is inquired about in credit investigation system according to above- mentioned information
The reference record of people, to return its reference report.It should be noted that have sent application material to second server in applicant
Afterwards, the reference report of correspondence applicant is can return in several minutes, is compared and go at present the application of People's Bank of China's cabinet face and step on
The application of record the People's Bank's reference center, shortens the time of handling, and accelerates application progress.
Alternatively, receiving unit can also be set in the present embodiment, it is described for receiving the second server return
The download address of the reference report of user;Acquiring unit, for according to the download address, obtaining the reference report of user.Can
To be understood by, the setting of download address can within a certain period of time ensure the effectiveness of download address, facilitate reference report
Share and obtain.Further, when user is to dock second server interface by wechat public number to carry out self-service application,
Download address will be returned to wechat background system;When user is that (Application, third party should by enterprise or individual APP
With program) applied, then download address is pushed to into APP background systems or send the cell-phone number that SMS is submitted to user
Code.
Referring to Fig. 4, the first embodiment based on reference report queries system of the present invention proposes reference report queries of the present invention
The second embodiment of system, in the present embodiment the receiver module 40 be additionally operable to when user identity is examined successfully, receive use
The electronic signature of family addition, and trigger after the electronic signature addition sending module 30 perform the application material and
The step of electronic signature is sent to the second server.
It should be noted that the scheme of the present embodiment belongs to the category of remote inquiry transacting business, but apply for reference report
Behavior individual privacy is set again, in order to further prove the long-range behavior be it is true occur and credible, need aperture legal
The electronic evidence that rule is required, therefore electronic signature service can be set, when application material is filled in be completed, user can pass through micro-
Letter or APP addition electronic signatures confirm the correctness of material, then the application material and electronic signature are submitted to together into the
Two servers, so as to be that in the future issuable dispute afterwards and judicial expertise provide electronic evidence, while also reminding applicant
Need to be responsible for factum.
Referring to Fig. 5, the first embodiment or second embodiment based on reference report queries system of the present invention proposes the present invention
The 3rd embodiment of reference report queries system, in the present embodiment the sending module 30 include:
Packaged unit 31, for the application material to be packaged into into packet;
Certification transmitting element 32, for the second server will to be sent to after the Data Packet Encryption certification.
In the present embodiment, in order to guarantee information safety and data transmission it is convenient, application material can also be beaten
Packet, the such as packet of .zip or .rar forms are bundled into, and second server is sent to after encryption certification.Alternatively,
The encryption certification authority can be Beijing digital authenticating company limited.By the way, the application material of applicant can be improved
The safety of material.
The preferred embodiments of the present invention are these are only, the scope of the claims of the present invention is not thereby limited, it is every using this
Equivalent structure or equivalent flow conversion that bright description and accompanying drawing content are made, or directly or indirectly it is used in other related skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of reference report queries method, it is characterised in that the reference report queries method is comprised the following steps:
The application material of user is obtained, wherein, the application material includes bank card information;
According to the bank card information, first server is called to withhold interface core real user's identity, wherein, the first server
Belong to the non-financial institution of the Third-party payment licence plate with People's Bank of China's approval;
When user identity is examined successfully, the application material is sent to into the second server, wherein, the second service
Device inquires about the server of mechanism for third party client's reference of People's Bank of China's reference central authority;
Receive the reference report that the second server is returned after application material is received.
2. reference report queries method as claimed in claim 1, it is characterised in that the bank card information is reserved including user
In the contact method of bank, it is described the step of the application material is sent to into the second server before also include:
When user identity is examined successfully, according to the contact method, authorization code is sent to the user;
The authorization code of receiving user's input, and when the authorization code for receiving is consistent with the authorization code for being sent to user, perform general
The step of application material is sent to the second server.
3. reference report queries method as claimed in claim 1, it is characterised in that described that the application material is sent to into institute
Also include before the step of stating second server:
When user identity is examined successfully, receive user addition electronic signature, and it is described electronic signature addition after perform general
The step of application material and the electronic signature are sent to the second server.
4. the reference report queries method as described in any one of claims 1 to 3, it is characterised in that described by the application material
The step of material is sent to the second server includes:
The application material is packaged into into packet;
The second server will be sent to after the Data Packet Encryption certification.
5. the reference report queries method as described in any one of claim 1-3, it is characterised in that the reception second clothes
Business device includes the step of the reference returned after receiving application material is reported:
Receive the download address that the second server returns the reference report of the user;
According to the download address, the reference report of user is obtained.
6. a kind of reference report queries system, it is characterised in that the reference report queries system includes:
Acquisition module, for obtaining the application material of user, wherein, the application material includes bank card information;
Validating module, for according to the bank card information, calling first server to withhold interface core real user's identity, wherein,
The first server belongs to the non-financial institution of the Third-party payment licence plate with People's Bank of China's approval;
Sending module, for when user identity is examined successfully, the application material being sent to into the second server, its
In, the second server inquires about the server of mechanism for third party client's reference of People's Bank of China's reference central authority;
Receiver module, for receiving the reference report that the second server is returned after application material is received.
7. reference report queries system as claimed in claim 6, it is characterised in that the sending module is additionally operable to when user's body
When part is examined successfully, according to the contact method, authorization code is sent to the user;
The receiver module is additionally operable to the authorization code of receiving user's input, and when the authorization code that receive be sent to awarding for user
When weighted code is consistent, triggers the sending module and perform the step of application material is sent to into the second server.
8. reference report queries system as claimed in claim 6, it is characterised in that the receiver module is additionally operable to when user's body
Part is when examining successfully, the electronic signature of receive user addition, and triggers the sending module after the electronic signature addition and hold
It is about to the application material and the step of the electronic signature is sent to the second server.
9. the reference report queries system as described in any one of claim 6 to 8, it is characterised in that the sending module includes:
Packaged unit, for the application material to be packaged into into packet;
Certification transmitting element, for the second server will to be sent to after the Data Packet Encryption certification.
10. the reference report queries system as described in any one of claim 6 to 8, it is characterised in that the receiver module bag
Include:
Receiving unit, for receiving the download address that the second server returns the reference report of the user;
Acquiring unit, for according to the download address, obtaining the reference report of user.
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CN201611175181.7A Pending CN106599224A (en) | 2016-05-31 | 2016-12-15 | Credit information report query method and system |
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Cited By (8)
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CN108734566A (en) * | 2018-04-03 | 2018-11-02 | 平安普惠企业管理有限公司 | Collage-credit data querying method, terminal device and medium |
CN109063682A (en) * | 2018-08-28 | 2018-12-21 | 袁重玉 | A kind of method of Internet authentication authorization and data survey service |
CN109377423A (en) * | 2018-10-31 | 2019-02-22 | 重庆爱思网安信息技术有限公司 | A kind of system of coming to testify based on electronic data judicial expertise process |
CN109447780A (en) * | 2018-09-18 | 2019-03-08 | 深圳壹账通智能科技有限公司 | Information push method, device, computer equipment and storage medium |
CN110213278A (en) * | 2019-06-06 | 2019-09-06 | 自贸管家(广州)科技服务有限公司 | A kind of information interacting method for realizing online one-stop establishing and enterprise |
CN111191917A (en) * | 2019-12-27 | 2020-05-22 | 东方微银科技(北京)有限公司 | Authorization validity verification method, system, electronic equipment and storage medium |
CN111489250A (en) * | 2020-03-16 | 2020-08-04 | 天元大数据信用管理有限公司 | Credit report sharing method, device, medium and system based on block chain |
CN113553302A (en) * | 2021-07-21 | 2021-10-26 | 中国工商银行股份有限公司 | Credit report acquisition method, system, equipment and storage medium |
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