CN106557919A - A kind of vehicle-mounted method of payment, apparatus and system - Google Patents
A kind of vehicle-mounted method of payment, apparatus and system Download PDFInfo
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- CN106557919A CN106557919A CN201510616147.8A CN201510616147A CN106557919A CN 106557919 A CN106557919 A CN 106557919A CN 201510616147 A CN201510616147 A CN 201510616147A CN 106557919 A CN106557919 A CN 106557919A
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- display device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
A kind of vehicle-mounted method of payment, apparatus and system, methods described include：Beneficiary is received by scanning during the payment request of Quick Response Code or bar code fashion transmission, the payment request is included in the display device of vehicle entertainment system；After user confirms the payment request, the payment account information that the user chooses is received from the display device of the vehicle entertainment system；Payment authentication with regard to the payment account information is carried out to the user；When the user is by payment authentication with regard to the payment account information, paid using the account.The network access capacity to vehicle entertainment system can be reduced using such scheme to require, and improve account safety performance.
Description
Technical field
The present invention relates to vehicle-mounted field of human-computer interaction, more particularly to a kind of vehicle-mounted method of payment, device and it is
System.
Background technology
With the continuous growth of China's automobile production amount, life and the automobile of people are also more and more closely combined
Get up.And at the same time, it is with the continuous progress of the technology of E-Payment by mails, more and more related to automobile
Service start to realize to pay by mails, such as parking lot, gas station, automobile annual examination and Roller Rush
The service in shop etc..
At present, above-mentioned E-Payment is typically vehicle entertainment system as an on-line payment port,
I.e. after vehicle entertainment system networking, obtain from online third party and pay requirement, then complete
The operation such as password authentification is carried out with the specific bank account of associated, delivery operation is finally realized.
But, in this case, it is possible to the network access capacity of vehicle entertainment system is had high demands, and
And account safety performance is low.
The content of the invention
The problem that the present invention is solved is to reduce the network access capacity to vehicle entertainment system to require, and is improved
Account safety performance.
To solve the above problems, the present invention provides a kind of vehicle-mounted method of payment, and methods described includes：
Beneficiary is received by scanning during the payment request of Quick Response Code or bar code fashion transmission, will be described
Pay request to be displayed in the display device of vehicle entertainment system；
After user confirms the payment request, receive described from the display device of the vehicle entertainment system
The payment account information that user chooses；
Payment authentication with regard to the payment account information is carried out to the user；
When the user is by payment authentication with regard to the payment account information, entered using the account
Row pays.
Alternatively, can be connected by following mode a kind of at least within the vehicle entertainment system：
USB, bluetooth, WiFi.
Alternatively, after the payment account information that the user chooses is received, also include：
Checking is identified to the biological characteristic of the user.
Alternatively, the identification checking of the biological characteristic, including following at least one：Fingerprint recognition and people
Face is recognized.
Alternatively, it is described to pay described request and include in the display device of vehicle entertainment system, including：
Described payment is asked to include in the display device of vehicle entertainment system by screen mode of delivery.
The embodiment of the present invention additionally provides another kind of vehicle-mounted method of payment, and methods described includes：
Beneficiary is received by scanning during the payment request of Quick Response Code or bar code fashion transmission, will be described
Pay request to be displayed in the display device of vehicle entertainment system；
After user confirms the payment request, receive described from the display device of the vehicle entertainment system
The payment account information that user chooses；
Checking is identified to the biological characteristic of the user；
When the identification that the user has passed through the biological characteristic is verified, paid using the account.
Alternatively, the identification checking of the biological characteristic, including following at least one：Fingerprint recognition and people
Face is recognized.
Alternatively, it is described to pay described request and include in the display device of vehicle entertainment system, including：
Described payment is asked to include in the display device of vehicle entertainment system by screen mode of delivery.
The embodiment of the present invention also provides a kind of vehicle-mounted payment terminal, and the terminal includes：
First receiving unit, is suitable to receive beneficiary by propping up that scanning Quick Response Code or bar code fashion send
Pay request；
First display unit, is suitable to when first receiving unit receives the payment request, by institute
State payment request to be displayed in the display device of vehicle entertainment system；
Second receiving unit, is suitable to after user confirms the payment request, from the vehicle entertainment system
Display device receive the payment account information that the user chooses；
Authentication unit, is suitable to carry out the user payment authentication with regard to the payment account information；
First payment unit, is suitable to when the user is by the payment authentication with regard to the payment account information
When, paid using the account.
Alternatively, the terminal also includes：
First identification authentication unit, is suitable to receive propping up for user's selection when second receiving unit
After paying accounts information, checking is identified to the biological characteristic of the user.
Alternatively, the first identification authentication unit includes following at least one：
First fingerprint recognition subelement, is suitable to the fingerprint recognition to the user；
First recognition of face subelement, is suitable to be identified the face of the user.
Alternatively, first display unit, is suitable to described payment is asked aobvious by screen mode of delivery
Show in the display device of vehicle entertainment system.
The embodiment of the present invention additionally provides another kind of vehicle-mounted payment terminal, and the terminal includes：
3rd receiving unit, is suitable to receive beneficiary by propping up that scanning Quick Response Code or bar code fashion send
Pay request；
Second display unit, is suitable to when the 3rd receiving unit receives the payment request, by institute
State payment request to be displayed in the display device of vehicle entertainment system；
4th receiving unit, is suitable to after user confirms the payment request, from the vehicle entertainment system
Display device receive the payment account information that the user chooses；
Second identification authentication unit, is suitable to be identified the biological characteristic of the user checking；
Second payment unit, is suitable to when the identification that the user has passed through the second identification authentication unit is tested
During card, paid using the account.
Alternatively, the second identification authentication unit includes following at least one：
Second fingerprint recognition subelement, is suitable to the fingerprint recognition to the user；
Second recognition of face subelement, is suitable to be identified the face of the user.
Alternatively, second display unit, is suitable to described payment is asked aobvious by screen mode of delivery
Show in the display device of vehicle entertainment system.
The embodiment of the present invention additionally provides a kind of vehicle-mounted payment system, and the system includes：It is above-described
Any one vehicle-mounted payment terminal, and the vehicle entertainment system with the vehicle-mounted payment terminal coupling, it is described
Vehicle entertainment system includes display device.
Alternatively, the vehicle-mounted payment terminal with the vehicle entertainment system by following at least one mode
Be connected：USB, bluetooth, WiFi.
The embodiment of the present invention provides a kind of vehicle-mounted payment system, and the system includes：It is above-described arbitrary
Vehicle-mounted payment terminal, and the vehicle entertainment system with the vehicle-mounted payment terminal coupling are planted, it is described vehicle-mounted
Entertainment systems include display device.
Alternatively, the vehicle-mounted payment terminal can be by following at least one with the vehicle entertainment system
Mode connects：USB, bluetooth, WiFi.
Compared with prior art, technical scheme has advantages below：
By beneficiary by scanning the payment request that Quick Response Code or bar code fashion send, by car entertainment
The display device of system is shown, when user passes through with regard to the payment authentication of the payment account information,
Paid using the account.Due to there is special payment terminal to go to receive from receipts by barcode scanning mode
The payment of money side is required, therefore need not require that vehicle entertainment system has network access capacity, such that it is able to drop
The low network access capacity to vehicle entertainment system is required.Moreover, receiving bank account information
When, by bank account information is stored in the special payment terminal, and vehicle need not be stored in
Entertainment systems are local, therefore can improve account safety performance.Further, since described payment can be asked
Directly shown in the display device of the vehicle entertainment system, therefore user can be directly described
Delivery operation is performed in the display device of vehicle entertainment system, payment process is convenient.Also, due to
Complete to pay using special payment terminal, so that account safety performance is improved, therefore described vehicle-mounted
Pay terminal and can bind multiple bank card accounts and network payment account, grasp such that it is able to convenient user
Make, lift user and pay experience.
Verified to paying user by using biological characteristic, user can be avoided repeatedly to be input into various close
The authentication informations such as code, such that it is able to further facilitate user, lift Consumer's Experience.And due to biological special
The uniqueness levied, therefore can further lift the safety coefficient of account.
Description of the drawings
Fig. 1 is the flow chart of a kind of vehicle-mounted method of payment in the embodiment of the present invention；
Fig. 2 is the structural representation of a kind of vehicle-mounted payment terminal in the embodiment of the present invention；
Fig. 3 is the structural representation of a kind of vehicle-mounted payment system in the embodiment of the present invention；
Fig. 4 is the flow chart of another kind of vehicle-mounted method of payment in the embodiment of the present invention；
Fig. 5 is the structural representation of another kind of vehicle-mounted payment terminal in the embodiment of the present invention；
Fig. 6 is the structural representation of another kind of vehicle-mounted payment system of the embodiment of the present invention.
Specific embodiment
At present, vehicle electronics is paid typically using vehicle entertainment system as an on-line payment port, i.e.,
After vehicle entertainment system networking, obtain from online third party and pay requirement, it is right then to complete
The specific bank account of associated carries out the operation such as password authentification, finally realizes delivery operation.But,
So the network access capacity of vehicle entertainment system is required higher, can cause substantial amounts of do not possess online
The vehicle of function cannot obtain this payment services.Also, in above-mentioned payment process, user is bank
Accounts information is stored directly in vehicle entertainment system locally, due to the current security protection for vehicle entertainment system
Comparison is few, and a lot of vehicle entertainment systems have also constantly been initiated by the case of hack in the whole world, cause
Account safety performance is very low.
For the problems referred to above, a kind of vehicle-mounted method of payment is embodiments provided, methods described will be received
Money side is by scanning the payment request that Quick Response Code or bar code fashion send, showing by vehicle entertainment system
Showing device is shown, when user passes through with regard to the payment authentication of the payment account information, using institute
State account to be paid.Due to there is special payment terminal to go to receive from beneficiary by barcode scanning mode
Pay and require, therefore need not require that vehicle entertainment system has network access capacity, such that it is able to reduce to car
The network access capacity for carrying entertainment systems is required.Moreover, when bank account information is received, lead to
Cross and bank account information is stored in the special payment terminal, and vehicle entertainment system need not be stored in
System is local, therefore can improve account safety performance.Further, since can described payment be asked directly to exist
Shown in the display device of the vehicle entertainment system, therefore user can directly in the vehicle-mounted joy
Delivery operation is performed in the display device of music system, payment process is convenient.Also, it is special due to adopting
The payment terminal of door completes to pay, so that account safety performance is improved, therefore the vehicle-mounted payment terminal
Multiple bank card accounts and network payment account can be bound, such that it is able to convenient user operation, is carried
Rise user and pay experience.
It is understandable to enable the above objects, features and advantages of the present invention to become apparent from, below in conjunction with the accompanying drawings
The specific embodiment of the present invention is described in detail.
Fig. 1 shows the schematic flow sheet of a kind of vehicle-mounted method of payment in the embodiment of the present invention.Such as Fig. 1
Shown, methods described may include steps of：
S11：Beneficiary is received by scanning during the payment request of Quick Response Code or bar code fashion transmission, will
Described payment asks to be displayed in the display device of vehicle entertainment system.
In being embodied as, realize that the vehicle-mounted payment terminal of the method for payment possesses network access capacity, and
Without the Wi-Fi hotspot of vehicle entertainment system.When user need to carry out certain product or service
Fu Shi, can require that beneficiary scans Quick Response Code or bar code in the vehicle-mounted payment terminal.Receiving
After Quick Response Code or bar code in the vehicle-mounted payment terminal are scanned in money side, you can confirm described vehicle-mounted
The identity information of the payer corresponding to terminal is paid, may then pass through wireless communication mode transmission payment please
Ask.The vehicle-mounted payment terminal can receive propping up from beneficiary by corresponding wireless communication mode
Pay request.
In being embodied as, described payment can be asked to include in the display device of vehicle entertainment system,
User is conveniently operated, and make use of existing vehicle entertainment system well.
In being embodied as, the vehicle-mounted payment terminal can pass through various sides with the vehicle entertainment system
Formula connects.Such as the two can be connected by USB interface, it is also possible to by bluetooth connection, can also lead to
The mode for crossing WiFi connects.
In an embodiment of the present invention, it is possible to use screen mode of delivery includes the payment request in car
Carry in the display device of entertainment systems.Those skilled in the art can select suitably according to actual needs
Projective technique goes to realize the display process.
S12：After user confirms the payment request, receive from the display device of the vehicle entertainment system
The payment account information that the user chooses.
In being embodied as, what user directly can be paid in the display device of vehicle entertainment system
Operation, if such as user agree to it is described pay request, can confirm that it is described pay request, then and select
Take the account wanted for paying the product or service.So vehicle-mounted payment terminal can be from the car
The display device for carrying entertainment systems receives the payment account information that the user chooses.
S13：The payment authentication with regard to the payment account information is carried out to the user, and judges described
Whether the information of paying passes through payment authentication.
In being embodied as, for the security guaranteed payment, the user can be carried out with regard to described
The payment authentication of payment account information, the payment authentication can include require user input some with regard to
Pay a bill the relevant information at family.The user input payment cipher can such as be required.
In being embodied as, in order to further lift the security of information, can also be to the user
Biological characteristic be also carried out identification checking, due to the uniqueness of biological characteristic, such double verification method meeting
It is more accurate.
It should be noted that the identification checking of the biological characteristic can use the checking of fingerprint recognition,
The checking of recognition of face can be used, the checking of the fingerprint and recognition of face can also be used simultaneously.
It should be noted that in being embodied as, the S13 and the biological characteristic to the user
It is identified verifying that the order of both checkings can be adjusted, i.e., either first carries out S13, then perform to institute
The biological characteristic for stating user is identified checking, still first the biological characteristic of the user is identified testing
Card, then S13 is performed, any restriction is not constituted to the present invention, and within protection scope of the present invention.
When the user is by payment authentication with regard to the payment account information, S14 is performed；Conversely,
Then terminate flow process.
S14：Paid using the account.
In being embodied as, when the user has passed through the payment authentication with regard to the payment account information,
Can the use of the account be that the product or service are paid.
To cause those skilled in the art to more fully understand and realize the present invention, it is also provided below can be with
Realize the payment terminal of the vehicle-mounted method of payment in above-described embodiment.
Fig. 2 shows the structural representation of a kind of vehicle-mounted payment terminal in the embodiment of the present invention.The end
End 2 can include：First receiving unit 21, the first display unit 22, the second receiving unit 23, certification
Unit 24 and the first payment unit 25, wherein：
First receiving unit 21, is suitable to receive beneficiary by scanning Quick Response Code or bar code fashion
The payment request sent；
First display unit 22, is suitable to ask to include the display in vehicle entertainment system by described payment
On device；
Second receiving unit 23, is suitable to after user confirms the payment request, from the vehicle-mounted joy
The display device of music system receives the payment account information that the user chooses；
The authentication unit 24, is suitable to the user is carried out to recognize with regard to the payment of the payment account information
Card；
First payment unit 25, is suitable to when the user is by propping up with regard to the payment account information
When paying certification, paid using the account.
In being embodied as, the vehicle-mounted payment terminal and the vehicle entertainment system can by with down to
Few one way in which connection：USB, bluetooth, WiFi.
In being embodied as, the car-mounted terminal can also including the first identification authentication unit 26, described the
One identification authentication unit 26 is suitable to receive the payment that the user chooses when second receiving unit 23
After accounts information, checking is identified to the biological characteristic of the user.
In being embodied as, the first identification authentication unit 26 can include：First fingerprint recognition is single
Unit 261 is suitable to the fingerprint recognition to the user；Can also include：First recognition of face subelement 262,
It is suitable to be identified the face of the user.
In being embodied as, first display unit 22 is suitable to described by screen mode of delivery
Pay request to be displayed in the display device of vehicle entertainment system.
To cause those skilled in the art to be better understood from and realize the present invention, Fig. 3 provides the present invention
A kind of vehicle-mounted payment system in embodiment, during the vehicle-mounted payment system can include the embodiment of Fig. 2
Vehicle-mounted payment terminal 2 and with the vehicle-mounted payment terminal 2 coupling vehicle entertainment system 30, the car
Carrying entertainment systems 30 includes display device (not shown).
In being embodied as, the vehicle-mounted payment terminal 2 and the vehicle entertainment system 30 by with down to
Lack one way in which and be connected：USB, bluetooth, WiFi.
Fig. 4 shows the schematic flow sheet of another kind of vehicle-mounted method of payment in the embodiment of the present invention, described
Method can include：
S41：Beneficiary is received by scanning during the payment request of Quick Response Code or bar code fashion transmission, will
Described payment asks to be displayed in the display device of vehicle entertainment system.
In being embodied as, it is possible to achieve the vehicle-mounted payment terminal of the method for payment possesses network access capacity,
Can be without the WIFI hot spot of vehicle entertainment system, when user needs to carry out certain product or service
Payment when, can require that beneficiary scans Quick Response Code or bar code in the vehicle-mounted payment terminal,
Then the vehicle-mounted payment terminal can receive the payment request from the beneficiary.
S42：After user confirms the payment request, receive from the display device of the vehicle entertainment system
The payment account information that the user chooses.
In being embodied as, user directly can carry out propping up for correlation in the display device of vehicle entertainment system
Pay operation.After user confirms the payment request, can be from the display device of the vehicle entertainment system
Receive the payment account information that the user chooses.
In an embodiment of the present invention, the payment request can be included in car by screen mode of delivery
Carry in the display device of entertainment systems.
S43：Checking is identified to the biological characteristic of the user, and is confirmed whether by the checking.
In being embodied as, in order to further strengthen the security performance of payment, can be to the user's
Biological characteristic is identified checking.
In being embodied as, the identification checking of the biological characteristic can refer to fingerprint recognition, it is also possible to refer to
Recognition of face, can be used together so that fingerprint recognition is combined with recognition of face certainly.
When the identification that the user has passed through the biological characteristic is verified, S44 is performed；Conversely, then terminating
Flow process.
S44：Paid using the account.
In being embodied as, when the identification that the user has passed through the biological characteristic is verified, that is, confirm
When to require the object for paying be strictly the payment account corresponding owner, it is possible to use the account is carried out
Pay.
Fig. 5 shows the structural representation of another kind of vehicle-mounted payment terminal in the embodiment of the present invention, described
Payment terminal 5 can include：3rd receiving unit 51, the second display unit 52, the 4th receiving unit 53,
Second identification authentication unit 54 and the second payment unit 55, wherein：
3rd receiving unit 51, is suitable to receive beneficiary by scanning Quick Response Code or bar code fashion
The payment request sent；
Second display unit 52, is suitable to ask to include the display in vehicle entertainment system by described payment
On device；
4th receiving unit 53, is suitable to after user confirms the payment request, from the vehicle-mounted joy
The display device of music system receives the payment account information that the user chooses；
The second identification authentication unit 54, is suitable to be identified the biological characteristic of the user checking；
Second payment unit 55, is suitable to pass through the second identification authentication unit 54 as the user
Identification verify when, paid using the account.
In being embodied as, the second identification authentication unit 54 includes following at least one：
Second fingerprint recognition subelement 541, is suitable to the fingerprint recognition to the user；
Second recognition of face subelement 542, is suitable to be identified the face of the user.
In being embodied as, second display unit 52 is suitable to described by screen mode of delivery
Pay request to be displayed in the display device of vehicle entertainment system.Fig. 6 shows the another of the embodiment of the present invention
Vehicle-mounted payment system is planted, the vehicle-mounted payment system can include the vehicle-mounted payment end in the embodiment of Fig. 5
End 5 and the vehicle entertainment system 60 with the vehicle-mounted payment terminal 5 coupling, the vehicle entertainment system 60
Including display device (not shown).
In being embodied as, the vehicle-mounted payment terminal 5 and the vehicle entertainment system 60 by with down to
Lack one way in which and be connected：USB, bluetooth, WiFi.
One of ordinary skill in the art will appreciate that all or part of step in the various methods of above-described embodiment
Suddenly can be by program to instruct the hardware of correlation to complete, the program can be stored in can with computer
Read in storage medium, storage medium can include：ROM, RAM, disk or CD etc..
Although present disclosure is as above, the present invention is not limited to this.Any those skilled in the art,
Without departing from the spirit and scope of the present invention, can make various changes or modifications, therefore the guarantor of the present invention
Shield scope should be defined by claim limited range.
Claims (19)
1. a kind of vehicle-mounted method of payment, it is characterised in that include：
Beneficiary is received by scanning during the payment request of Quick Response Code or bar code fashion transmission, by described
Pay request to be displayed in the display device of vehicle entertainment system；
After user confirms the payment request, the use is received from the display device of the vehicle entertainment system
The payment account information that family is chosen；
Payment authentication with regard to the payment account information is carried out to the user；
When the user is by payment authentication with regard to the payment account information, carried out using the account
Pay.
2. vehicle-mounted method of payment according to claim 1, it is characterised in that with the vehicle entertainment system
Can be connected by following mode a kind of at least within：USB, bluetooth, WiFi.
3. vehicle-mounted method of payment according to claim 1, it is characterised in that choose when the user is received
Payment account information after, also include：
Checking is identified to the biological characteristic of the user.
4. vehicle-mounted method of payment according to claim 3, it is characterised in that the identification of the biological characteristic
Checking, including following at least one：Fingerprint recognition and recognition of face.
5. vehicle-mounted method of payment according to claim 1, it is characterised in that described that described payment is asked
It is displayed in the display device of vehicle entertainment system, including：By screen mode of delivery by the payment
Request is displayed in the display device of vehicle entertainment system.
6. a kind of vehicle-mounted method of payment, it is characterised in that include：
Beneficiary is received by scanning during the payment request of Quick Response Code or bar code fashion transmission, by described
Pay request to be displayed in the display device of vehicle entertainment system；
After user confirms the payment request, the use is received from the display device of the vehicle entertainment system
The payment account information that family is chosen；
Checking is identified to the biological characteristic of the user；
When the identification that the user has passed through the biological characteristic is verified, paid using the account.
7. vehicle-mounted method of payment according to claim 6, it is characterised in that the identification of the biological characteristic
Checking, including following at least one：Fingerprint recognition and recognition of face.
8. vehicle-mounted method of payment according to claim 6, it is characterised in that described that described payment is asked
It is displayed in the display device of vehicle entertainment system, including：By screen mode of delivery by the payment
Request is displayed in the display device of vehicle entertainment system.
9. a kind of vehicle-mounted payment terminal, it is characterised in that include：
First receiving unit, is suitable to receive beneficiary by scanning the payment that Quick Response Code or bar code fashion send
Request；
First display unit, is suitable to when first receiving unit receives the payment request, will be described
Pay request to be displayed in the display device of vehicle entertainment system；
Second receiving unit, is suitable to after user confirms the payment request, from the vehicle entertainment system
Display device receives the payment account information that the user chooses；
Authentication unit, is suitable to carry out the user payment authentication with regard to the payment account information；
First payment unit, is suitable to when the user is by payment authentication with regard to the payment account information,
Paid using the account.
10. vehicle-mounted payment terminal according to claim 9, it is characterised in that also include：First identification is tested
Card unit, the first identification authentication unit are suitable to be identified when the biological characteristic to the user
Checking.
11. vehicle-mounted payment terminals according to claim 10, it is characterised in that the first identification checking is single
Unit includes following at least one：
First fingerprint recognition subelement, is suitable to the fingerprint recognition to the user；
First recognition of face subelement, is suitable to be identified the face of the user.
12. vehicle-mounted payment terminals according to claim 9, it is characterised in that first display unit,
It is suitable to ask to include the display device in vehicle entertainment system by described payment by screen mode of delivery
On.
13. a kind of vehicle-mounted payment terminals, it is characterised in that include：
3rd receiving unit, is suitable to receive beneficiary by scanning the payment that Quick Response Code or bar code fashion send
Request；
Second display unit, is suitable to when the 3rd receiving unit receives the payment request, will be described
Pay request to be displayed in the display device of vehicle entertainment system；
4th receiving unit, is suitable to after user confirms the payment request, from the vehicle entertainment system
Display device receives the payment account information that the user chooses；
Second identification authentication unit, is suitable to be identified the biological characteristic of the user checking；
Second payment unit, is suitable to pass through the identification checking of the second identification authentication unit as the user
When, paid using the account.
14. vehicle-mounted payment terminals according to claim 13, it is characterised in that the second identification checking is single
Unit includes following at least one：
Second fingerprint recognition subelement, is suitable to the fingerprint recognition to the user；
Second recognition of face subelement, is suitable to be identified the face of the user.
15. vehicle-mounted payment terminals according to claim 13, it is characterised in that second display unit,
It is suitable to ask to include the display device in vehicle entertainment system by described payment by screen mode of delivery
On.
16. a kind of vehicle-mounted payment systems, it is characterised in that include：It is vehicle-mounted described in any one of claim 9-12
Payment terminal, and the vehicle entertainment system with the vehicle-mounted payment terminal coupling, the car entertainment
System includes display device.
17. vehicle-mounted payment systems according to claim 16, it is characterised in that the vehicle-mounted payment terminal with
The vehicle entertainment system by following at least one mode be connected：USB, bluetooth, WiFi.
18. a kind of vehicle-mounted payment systems, it is characterised in that include：Car described in any one of claim 13-15
Carry payment terminal, and the vehicle entertainment system with the vehicle-mounted payment terminal coupling, the vehicle-mounted joy
Music system includes display device.
19. vehicle-mounted payment terminals according to claim 18, it is characterised in that the vehicle-mounted payment terminal with
The vehicle entertainment system can be connected by following at least one mode：USB, bluetooth, WiFi.
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| CN201510616147.8A CN106557919A (en) | 2015-09-24 | 2015-09-24 | A kind of vehicle-mounted method of payment, apparatus and system |
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| CN201510616147.8A CN106557919A (en) | 2015-09-24 | 2015-09-24 | A kind of vehicle-mounted method of payment, apparatus and system |
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| CN201510616147.8A Pending CN106557919A (en) | 2015-09-24 | 2015-09-24 | A kind of vehicle-mounted method of payment, apparatus and system |
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| Country | Link |
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| WO2018205969A1 (en) * | 2017-05-12 | 2018-11-15 | 阿里巴巴集团控股有限公司 | Method and device for in-vehicle payment |
| CN109146462A (en) * | 2017-06-28 | 2019-01-04 | 上海汽车集团股份有限公司 | A kind of vehicle intelligent payment system |
| CN109255849A (en) * | 2017-07-13 | 2019-01-22 | 上海擎感智能科技有限公司 | Vehicle method of payment and system, computer readable storage medium |
| CN109840764A (en) * | 2017-11-27 | 2019-06-04 | 北京聚利科技股份有限公司 | Traffic payment system |
| CN110223059A (en) * | 2018-03-02 | 2019-09-10 | 光阳工业股份有限公司 | The payment methods and system of electronic payment are carried out with the metering device of vehicle |
| CN110490592A (en) * | 2018-05-15 | 2019-11-22 | 上海博泰悦臻网络技术服务有限公司 | Interior consumption and payment method and cloud server based on recognition of face |
| CN112529568A (en) * | 2020-11-30 | 2021-03-19 | 重庆长安汽车股份有限公司 | Vehicle-mounted payment method and system and automobile |
| US20210302188A1 (en) * | 2020-03-31 | 2021-09-30 | Toyota Jidosha Kabushiki Kaisha | Route guidance system, server and computer readable recording medium |
| CN114546567A (en) * | 2022-02-24 | 2022-05-27 | 拼途(北京)信息技术有限公司 | Information display method, information display device, storage medium, and in-vehicle terminal |
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| CN110490592A (en) * | 2018-05-15 | 2019-11-22 | 上海博泰悦臻网络技术服务有限公司 | Interior consumption and payment method and cloud server based on recognition of face |
| US20210302188A1 (en) * | 2020-03-31 | 2021-09-30 | Toyota Jidosha Kabushiki Kaisha | Route guidance system, server and computer readable recording medium |
| CN112529568A (en) * | 2020-11-30 | 2021-03-19 | 重庆长安汽车股份有限公司 | Vehicle-mounted payment method and system and automobile |
| CN114546567A (en) * | 2022-02-24 | 2022-05-27 | 拼途(北京)信息技术有限公司 | Information display method, information display device, storage medium, and in-vehicle terminal |
| CN114546567B (en) * | 2022-02-24 | 2024-02-27 | 拼途(北京)信息技术有限公司 | Information display method, information display device, storage medium, and in-vehicle terminal |
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Application publication date: 20170405 |