CN106447427A - Fund security management method for cold chain industry - Google Patents
Fund security management method for cold chain industry Download PDFInfo
- Publication number
- CN106447427A CN106447427A CN201610812236.4A CN201610812236A CN106447427A CN 106447427 A CN106447427 A CN 106447427A CN 201610812236 A CN201610812236 A CN 201610812236A CN 106447427 A CN106447427 A CN 106447427A
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- Prior art keywords
- payment
- interface
- cold chain
- management
- unified
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0613—Third-party assisted
Abstract
The invention particularly relates to a fund security management method for a cold chain industry. According to the fund security management method for the cold chain industry, an online settlement platform is separately deployed; an e-commerce platform is connected with a payment system through the online settlement platform; and settlement polices of merchants on the e-commerce platform in the cold chain industry are managed in a unified way, so that the fund settlement demands of the merchants are met, the management of various fund expenses in the cold chain industry is realized, and fund flow among different role users involved in business links in the cold chain industry is broken through. Through the fund security management method for the cold chain industry, fund transaction, fund accounts, fund query and fund account checking of the e-commerce platform in the cold chain industry can be subjected to unified management, the functions of account management, transaction and deposit withdrawal support, fund management and the like are realized, and a fund security management solution is provided for operators in the cold chain industry.
Description
Technical field
The present invention relates to electronic payment technical field, particularly to a kind of fund security manager of cold chain industry
Method.
Background technology
With the continuous development of ecommerce, emerge increasing electric business platform and Third-party payment platform.But
The Alipay that people commonly use at present, Unionpay, wealth pays logical, the Third-party payment platform such as wechat wallet, and externally provide is substantially
Around paying related business, such as net purchase guarantee transaction, network payment, transfer accounts, credit card repayment, prepaid mobile phone recharging, water power coal
The payment of the multiple fields such as payment, management of personal money.But these Third-party payment platforms existing relate to the capital management in industry
And not deep, lack a kind of fund security management method for cold chain industry at present.
For the problems referred to above, the present invention devises a kind of fund security management method of cold chain industry.It is intended that cold chain row
Industry operator provides with funds security management solution.
Content of the invention
The present invention is in order to make up the defect of prior art, there is provided a kind of fund security pipe of simply efficient cold chain industry
Reason method.
The present invention is achieved through the following technical solutions：
A kind of fund security management method of cold chain industry it is characterised in that：Individually dispose online settlement platform, and by online
Settlement platform connects electric business platform and payment system, the clearing strategy of electric business platform Shang Ge trade company in unified management cold chain industry,
Meet the capital settlement demand of each trade company, realize the management of the internal all kinds of financial chargeses of cold chain industry, get through each in cold chain industry
The fund flow between different role user involved by service link；
Described online settlement platform includes settlement management module, reconciliation management module, interface administration module and payment management module,
Described interface administration module is connected with payment management module；Described payment system is connected to reconciliation management module and payment management mould
Block, described electric business platform is connected to interface administration module and payment management module.
Described interface administration module include ask reimbursement interface, inquire about payment result interface, foreground request payment interface and
Background request payment interface, described interface administration module provides unified interface for electric business platform, and electric business platform does not need docking
Each interface of the system of paying；Described payment management module includes unified reimbursement unit, unified transaction log unit, unified paying bill
Unit and unified payment result processing unit；Described request reimbursement interface connects unified reimbursement unit, and inquiry payment result interface is even
Connect unified transaction log unit, foreground request payment interface and background request payment interface are connected to unified payment unit；Described
Unified payment result processing unit is simultaneously connected to electric business platform and payment system.
Described settlement management module includes trade company/account management unit and clearing policy management element, described reconciliation management
Module includes unified download reconciliation single unit and financial counting administrative unit.
The invention has the beneficial effects as follows：The fund security management method of this cold chain industry, can put down to cold chain industry electric business
The funds transaction of platform, fund account and fund inquiry and fund reconciliation carry out unified management, realize account management, support and hand over
Easily and withdraw deposit, the function such as capital management, be that cold chain industry operator provides a kind of fund security rwan management solution RWAN.
Brief description
Accompanying drawing 1 is the fund security management method schematic diagram of cold chain industry of the present invention.
Specific embodiment
In order that the technical problem to be solved, technical scheme and beneficial effect become more apparent, below tie
Close drawings and Examples, the present invention will be described in detail.It should be noted that specific embodiment described herein is only used
To explain the present invention, it is not intended to limit the present invention.
The fund security management method of this cold chain industry, individually disposes online settlement platform, and passes through online settlement platform
Connect electric business platform and payment system, in unified management cold chain industry, the clearing strategy of electric business platform Shang Ge trade company, meets each business
The capital settlement demand at family, realizes the management of the internal all kinds of financial chargeses of cold chain industry, gets through each service link in cold chain industry
Fund flow between involved different role user；
Described online settlement platform includes settlement management module, reconciliation management module, interface administration module and payment management module,
Described interface administration module is connected with payment management module；Described payment system is connected to reconciliation management module and payment management mould
Block, described electric business platform is connected to interface administration module and payment management module.
Described interface administration module include ask reimbursement interface, inquire about payment result interface, foreground request payment interface and
Background request payment interface, described interface administration module provides unified interface for electric business platform, and electric business platform does not need docking
Each interface of the system of paying；Described payment management module includes unified reimbursement unit, unified transaction log unit, unified paying bill
Unit and unified payment result processing unit；Described request reimbursement interface connects unified reimbursement unit, and inquiry payment result interface is even
Connect unified transaction log unit, foreground request payment interface and background request payment interface are connected to unified payment unit；Described
Unified payment result processing unit is simultaneously connected to electric business platform and payment system.
The fund security management method of this cold chain industry, connects payment system by unified payment unit and is managed collectively each silver
The payment of row, and pass through unification transaction log unit unified record transaction log in payment process, manage propping up of user in detail
The behavior of paying.After the completion of payment, by unified payment result processing unit, each bank paying result is uniformly processed, Suo Youyin
The unified interface that row all passes through interface administration module notifies order assembly on the net.
When trade company need to pay user's reimbursement when, the payment according to user for the reimbursement unit is unified by online settlement platform
Situation, returns to refund amount on user's payment account.
When order assembly needs to inquire about order payment result it is only necessary to the unified interface of calling interface management module, and
Without the draw bank of concerned with user, order payment result is fed back by settlement platform.
Described settlement management module includes trade company/account management unit and clearing policy management element, described reconciliation management
Module includes unified download reconciliation single unit and financial counting administrative unit.
The fund security management method of this cold chain industry, by the trade company/account management unit of settlement management module to each
The statement of bank and statement detail carry out unifying to download, and parse reconciliation forms data, are saved in the right of settlement platform unification
In bill table.Online division assembly is if desired for reconciliation data it is only necessary to obtain in statement table.By settling accounts tactical management
Unit is managed collectively to the clearing strategy of each trade company, meets the capital settlement demand of each trade company.
The fund security management method of this cold chain industry directly can dock with the internet banking system of each big bank it is also possible to
Unionpay's system, Alipay system, wealth pay way system, wechat platform, cross-border payment platform achieve a butt joint, and meet various bank cards and prop up
The demand of paying.Described online settlement platform, as separate traffic assembly, can individually be disposed, by web interface or high-speed service with
Electronic emporium, the Service Component such as online division of each electric business platform such as mobile phone store and wechat store docks.
Additionally, also can achieve that all kinds of expenses, guarantee fund, remaining sum are used for by the fund security management method of this cold chain industry
The pattern of deduction payment for goods.
Claims (3)
1. a kind of fund security management method of cold chain industry it is characterised in that：Individually dispose online settlement platform, and pass through net
Upper settlement platform connects electric business platform and payment system, the clearing plan of electric business platform Shang Ge trade company in unified management cold chain industry
Slightly, meet the capital settlement demand of each trade company, realize the management of the internal all kinds of financial chargeses of cold chain industry, get through in cold chain industry
The fund flow between different role user involved by each service link
Described online settlement platform includes settlement management module, reconciliation management module, interface administration module and payment management module,
Described interface administration module is connected with payment management module；Described payment system is connected to reconciliation management module and payment management mould
Block, described electric business platform is connected to interface administration module and payment management module.
2. cold chain industry according to claim 1 fund security management method it is characterised in that：Described interface management mould
Block includes asking reimbursement interface, inquires about payment result interface, foreground request payment interface and background request payment interface, described connects
Mouth management module is that electric business platform provides unified interface, and electric business platform does not need to dock each interface of payment system；Described
Pay management module and include unified reimbursement unit, unified transaction log unit, unified payment unit and unified payment result process single
Unit；Described request reimbursement interface connects unified reimbursement unit, and inquiry payment result interface connects unified transaction log unit, foreground
Request payment interface and background request payment interface are connected to unified payment unit；Described unified payment result processing unit is simultaneously
It is connected to electric business platform and payment system.
3. cold chain industry according to claim 1 fund security management method it is characterised in that：Described settlement management mould
Block includes trade company/account management unit and clearing policy management element, and described reconciliation management module includes unified download statement
Unit and financial counting administrative unit.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610812236.4A CN106447427A (en) | 2016-09-09 | 2016-09-09 | Fund security management method for cold chain industry |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610812236.4A CN106447427A (en) | 2016-09-09 | 2016-09-09 | Fund security management method for cold chain industry |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106447427A true CN106447427A (en) | 2017-02-22 |
Family
ID=58165486
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610812236.4A Pending CN106447427A (en) | 2016-09-09 | 2016-09-09 | Fund security management method for cold chain industry |
Country Status (1)
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| CN (1) | CN106447427A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107480991A (en) * | 2017-08-24 | 2017-12-15 | 太仓安顺财务服务有限公司 | A kind of secure payment management system |
| CN109801054A (en) * | 2019-01-31 | 2019-05-24 | 厦门投融汇网络有限公司 | A kind of management of differential account system based on multi-party interface |
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| WO2009150641A1 (en) * | 2008-06-10 | 2009-12-17 | Varcode Ltd. | A system and method for quality management utilizing barcode indicators |
| CN105405045A (en) * | 2015-12-22 | 2016-03-16 | 保利（北京）能源电子商务发展有限公司 | Method for performing transaction matching service via mobile social platform and system |
| CN105405007A (en) * | 2015-11-19 | 2016-03-16 | 成都连银信息技术有限公司 | Unified account processing system supporting multiple types of payment channels |
| CN105844480A (en) * | 2016-03-23 | 2016-08-10 | 上海极鲜网电子商务有限公司 | Raw and fresh food electronic transaction platform |
| CN106548309A (en) * | 2015-09-18 | 2017-03-29 | 阿里巴巴集团控股有限公司 | Shipping Information processing method and processing device |
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2016
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Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2009150641A1 (en) * | 2008-06-10 | 2009-12-17 | Varcode Ltd. | A system and method for quality management utilizing barcode indicators |
| CN106548309A (en) * | 2015-09-18 | 2017-03-29 | 阿里巴巴集团控股有限公司 | Shipping Information processing method and processing device |
| CN105405007A (en) * | 2015-11-19 | 2016-03-16 | 成都连银信息技术有限公司 | Unified account processing system supporting multiple types of payment channels |
| CN105405045A (en) * | 2015-12-22 | 2016-03-16 | 保利（北京）能源电子商务发展有限公司 | Method for performing transaction matching service via mobile social platform and system |
| CN105844480A (en) * | 2016-03-23 | 2016-08-10 | 上海极鲜网电子商务有限公司 | Raw and fresh food electronic transaction platform |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107480991A (en) * | 2017-08-24 | 2017-12-15 | 太仓安顺财务服务有限公司 | A kind of secure payment management system |
| CN109801054A (en) * | 2019-01-31 | 2019-05-24 | 厦门投融汇网络有限公司 | A kind of management of differential account system based on multi-party interface |
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| C06 | Publication | ||
| PB01 | Publication | ||
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| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20170222 |