CN106447319A - IC card payment method and device - Google Patents

IC card payment method and device Download PDF

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Publication number
CN106447319A
CN106447319A CN201610793313.6A CN201610793313A CN106447319A CN 106447319 A CN106447319 A CN 106447319A CN 201610793313 A CN201610793313 A CN 201610793313A CN 106447319 A CN106447319 A CN 106447319A
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CN
China
Prior art keywords
card
payment
information
identification information
target
Prior art date
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CN201610793313.6A
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Chinese (zh)
Inventor
王娜
李国国
董胜龙
孙磊
刘蒙蒙
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Ennew Digital Technology Co Ltd
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Ennew Digital Technology Co Ltd
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Priority to CN201610793313.6A priority Critical patent/CN106447319A/en
Publication of CN106447319A publication Critical patent/CN106447319A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/14Payment architectures specially adapted for billing systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/16Payments settled via telecommunication systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G06Q20/3415Cards acting autonomously as pay-media
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/356Aspects of software for card payments

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The embodiment of the invention discloses an IC card payment method and device, which is used for improving the user payment efficiency and making payment more convenient. The method comprises the steps of acquiring payment completion information sent by a mobile terminal, wherein the payment completion information comprises identification information and payment amount information of a target IC card which completes payment, and the payment completion information is sent to the mobile terminal after the mobile terminal sends the identification information and the payment amount information of the target IC card which carries out the payment to a server, and the server completes the payment of the target IC card of the identification information; judging whether identification information of a current IC card connected with the server is consistent with the identification information of the target IC card; and if yes, writing the payment amount information into the current IC card connected with the server. According to the IC card payment method of the embodiment of the invention, the payment is completed through the mobile terminal, payment success information is sent to an IC card reader-writer, and the IC card reader-writer carries out payment on the IC card, so that user remote payment can be realized, and the payment is more efficient.

Description

A kind of fee payment method of IC-card and device
Technical field
The present invention relates to intellective IC card technology field, particularly to a kind of fee payment method of IC-card and device.
Background technology
With the fast development of information technology, the application of IC-card is also more and more extensive, and IC-card has been that current electronic information is produced One of focus product of industry, has been widely applied to business, medical treatment, insurance, traffic, the energy, communication, safety management, identity knowledge The every field such as not, becomes requisite product in user's daily life.
In life, most of user pays water, electricity, combustion gas expense all can use IC-card, is carried out by IC-card in prior art During payment, it is typically necessary the hand-held IC-card of user and pays the fees to business hall.User, when making to pay the fees in this way, exists certain Inconvenience, this is because paying process was limited by the business hours of business hall and payment number, such as user forgets to carry Front payment, at night or After Hours the combustion gas in family or electricity are finished for business hall, now cannot because business hall is off duty Complete to pay the fees, have impact on the use to resources such as combustion gas, electricity for the user, cause to user's life constant, or current business hall The people of payment is a lot, need to wait in line the long period, thus have impact on the efficiency that user is paid the fees by IC-card.
Content of the invention
The embodiment of the invention discloses a kind of fee payment method of IC-card and device, in order to solve IC-card payment inconvenience, effect The low problem of rate.
For reaching above-mentioned purpose, the embodiment of the invention discloses a kind of fee payment method of IC-card, it is applied to IC-card read write line, Including:The payment obtaining mobile terminal transmission completes information, and wherein said payment completes the target that information includes completing to pay the fees The identification information of IC-card and payment amount of money information, it is mobile terminal by the target paid the fees IC-card that described payment completes information Identification information and payment amount of money information are sent to server, and server is sent out after the target IC-card of described identification information is completed with payment Give described mobile terminal;
Judge whether the identification information of the current IC connecting with itself is consistent with the identification information of described target IC-card;
If it is, in the IC-card that the write of payment amount of money information is currently connected with itself.
Further, the identification information of described IC-card includes:
The card number information of IC-card.
Further, described IC-card read write line is connected with IC-card radio frequency, or socket connection.
Further, methods described also includes:
IC-card read write line will pay the fees successful information return mobile terminal, make mobile terminal by pay the fees successful information be sent to clothes Business device;Or
Obtain the identification information of the IC-card being connected with itself, judge what whether the identification information of described IC-card was preserved with itself The identification information of the target IC-card that payment completes is identical, if identical, by the payment success of the target IC-card of described identification information Information is sent to mobile terminal, makes mobile terminal that the payment successful information of the target IC-card of described identification information is sent to service Device, and delete the identification information of the described target IC-card of local preservation.
Further, described IC-card read write line and described mobile terminal bluetooth connection.
On the other hand, the embodiment of the invention discloses a kind of fee payment method of IC-card, it is applied to mobile terminal, methods described Including:
Send the identification information of the target IC-card comprising to be paid the fees and the payment request of payment amount of money information to server Information;
The payment that the reception server returns after completing to pay the fees completes information, and wherein said payment completes to comprise in information to complete The identification information of target IC-card of payment and payment amount of money information;
Payment is completed information and is sent to IC-card read write line, make IC-card read write line that payment amount of money information is write described mark In the target IC-card of information.
Further, the identification information of described IC-card includes:
The card number information of IC-card.
Further, described IC-card read write line is connected with IC-card radio frequency, or socket connection.
Further, methods described also includes:
Receive the payment successful information that IC-card read write line sends, described payment successful information is sent to by described mobile terminal Server;Or
Receive the payment successful information that described IC-card read write line sends, described payment successful information be sent to server, Wherein said payment successful information is the identification information that described IC-card read write line gets the IC-card being connected with itself, and judges institute State IC-card identification information with the identification information of the target IC-card that the payment that itself preserves completes identical when send.
Further, after the payment successful information that described the reception server returns after completing to pay the fees, methods described is also wrapped Include:
Send IC-card payment successful information to described server, in wherein said payment successful information, comprise described IC-card Identification information and payment amount of money information.
Further, described mobile terminal and described IC-card read write line bluetooth connection.
Another further aspect, embodiments provides a kind of paying device of IC-card, and described device includes:
First acquisition module, the payment for obtaining mobile terminal transmission completes information, and wherein said payment completes information Include the identification information of target IC-card and the payment amount of money information completing to pay the fees, it is that mobile terminal will that described payment completes information The identification information of target IC-card paid the fees and payment amount of money information are sent to server, and server is to described identification information Target IC-card is sent to described mobile terminal after completing payment;
Judge module, for judging the identification information of IC and the identification information of described target IC-card that are currently connected with itself Whether consistent;
Writing module, for when the judged result of judge module is to be, by current for the write of payment amount of money information and itself In the IC-card connecting.
Further, described device also includes:
Return module, for will pay the fees successful information return mobile terminal, make mobile terminal will pay the fees successful information transmission To server;Or
Second acquisition module, for obtaining the identification information of the IC-card being connected with itself, judges the mark letter of described IC-card Whether breath is identical with the identification information of the target IC-card that the payment that itself preserves completes, if identical, by described identification information The payment successful information of target IC-card is sent to mobile terminal, makes mobile terminal by the payment of the target IC-card of described identification information Successful information is sent to server, and deletes the identification information of the described target IC-card of local preservation.
Further, described device also includes:
Bluetooth module, for described mobile terminal bluetooth connection.
Embodiments provide a kind of paying device of IC-card, described device includes:
First sending module, for sending identification information and the payment gold of the target IC-card comprising to be paid the fees to server The payment solicited message of volume information;
First receiver module, the payment returning after completing to pay the fees for the reception server completes information, wherein said payment Complete the identification information of target IC-card and the payment amount of money information comprising in information to complete to pay the fees;
Second sending module, is sent to IC-card read write line for payment is completed information, so that IC-card read write line will be paid the fees gold Volume information writes in the target IC-card of described identification information.
Further, described device also includes:
Second receiver module, for receiving the payment successful information of IC-card read write line transmission, described mobile terminal will be described Payment successful information is sent to server;Or
3rd receiver module, for receiving the payment successful information that described IC-card read write line sends, pays the fees described successfully Information is sent to server, and wherein said payment successful information is that described IC-card read write line gets the IC-card being connected with itself Identification information, and judge described IC-card identification information identical with the identification information of the target IC-card that the payment that itself preserves completes When send.
Further, described device also includes:
3rd sending module, for sending IC-card payment successful information to described server, wherein said payment is successfully believed Identification information and the payment amount of money information of described IC-card is comprised in breath.
Further, described device also includes:
Bluetooth module, for described IC-card read write line bluetooth connection.
Embodiments provide a kind of fee payment method of IC-card and device, the method includes:Obtain mobile terminal to send out The payment sent completes information, and wherein said payment completes the identification information of target IC-card and the payment that information includes completing to pay the fees Amount information, it is that the identification information of the target paid the fees IC-card and payment amount of money are believed by mobile terminal that described payment completes information Breath is sent to server, and server is sent to described mobile terminal after the target IC-card of described identification information is completed with payment; Judge whether the identification information of the current IC connecting with itself is consistent with the identification information of described target IC-card;If it is, will pay Take in the IC-card that amount information write is currently connected with itself.Due in embodiments of the present invention, mobile terminal can be passed through complete Become payment, and payment successful information is sent to IC-card read write line, and then by IC-card read write line, IC-card is paid the fees, thus Achieve user remotely to pay the fees, in addition, this paying process time and payment number are not limited, enhanced convenience, quick.
Brief description
In order to be illustrated more clearly that the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing Have technology description in required use accompanying drawing be briefly described it should be apparent that, drawings in the following description be only this Some embodiments of invention, for those of ordinary skill in the art, on the premise of not paying creative work, acceptable Other accompanying drawings are obtained according to these accompanying drawings.
Fig. 1 is a kind of paying process schematic diagram of IC-card provided in an embodiment of the present invention;
A kind of paying process schematic diagram of IC-card that Fig. 2 provides for another embodiment of the present invention;
Fig. 3 is a kind of paying device structural representation of IC-card provided in an embodiment of the present invention;
A kind of paying device structural representation of IC-card that Fig. 4 provides for another embodiment of the present invention.
Specific embodiment
In order to improve the efficiency of IC-card payment, and make subscriber payment become more convenient, embodiments provide one Plant fee payment method and the device of IC-card.
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete Site preparation description is it is clear that described embodiment is only a part of embodiment of the present invention, rather than whole embodiments.It is based on Embodiment in the present invention, it is every other that those of ordinary skill in the art are obtained under the premise of not making creative work Embodiment, broadly falls into the scope of protection of the invention.
Fig. 1 is a kind of paying process schematic diagram of IC-card provided in an embodiment of the present invention, and this process comprises the following steps:
S101:The payment obtaining mobile terminal transmission completes information, and wherein said payment completes information and includes completing to pay The identification information of target IC-card taking and payment amount of money information, it is mobile terminal by the mesh paid the fees that described payment completes information The identification information of mark IC-card and payment amount of money information are sent to server, and server completes to the target IC-card of described identification information It is sent to described mobile terminal after payment.
The fee payment method of IC-card provided in an embodiment of the present invention is applied to IC-card read write line.
The payment information of the IC-card paid the fees is sent to server by mobile terminal, and described payment information includes being paid The identification information of the IC-card taking and payment amount of money information, server, according to the identification information of the IC being paid the fees, is believed to this mark The IC-card of breath carries out payment and withholds operation, and after the completion for the treatment of that payment is withholdd, the payment completing the IC-card of payment is completed letter by server Breath is sent to mobile terminal, and described payment completes the identification information of IC-card and the payment amount of money information that information includes completing to pay the fees, The payment successful information of the IC-card completing to pay the fees is sent to IC-card read write line by mobile terminal.
Wherein, when the IC-card of this identification information carries out payment and withholds in the terminal, can be that user has accordingly Account to account charging, or can also be to complete to withhold by way of Third-party payment, specifically implement in the present invention The mode in example, payment withholdd can adopt prior art, and here is not defined.
S102:Judge the identification information of the identification information of the IC and described target IC-card being currently connected whether with itself Cause, if it is, carrying out step S103, otherwise, paying process terminates.
After the payment of the IC-card completing to pay the fees that IC-card read write line acquisition mobile terminal sends completes information, IC-card read write line Itself preserve identification information and the payment amount of money information of described IC-card.The mark of the IC-card that the reading of IC-card read write line is connected with itself Knowledge information, IC-card read write line judges that the payment completing the IC-card of payment completes the identification information of IC-card and the reading comprising in information With itself connect IC-card identification information whether consistent.Specifically, the mark of described IC-card is believed in embodiments of the present invention Breath includes the card number information of IC-card.
S103:In the IC-card that the write of payment amount of money information is currently connected with itself.
IC-card read write line judges that the payment completing the IC-card of payment completes the identification information of IC-card and the reading comprising in information Whether the identification information of the IC-card connecting with itself taking is consistent, if unanimously, IC-card read write line will complete the IC-card of payment The payment amount of money information completing in information of paying the fees is written in the IC-card being connected with itself, completes to the IC-card being connected with itself Supplement with money.Certainly, if it is judged that the payment completing the IC-card of payment completes the identification information of IC-card and the reading comprising in information The IC-card being connected with itself identification information inconsistent, the payment of IC-card completing to pay the fees then can not be completed by IC-card read write line Payment amount of money information in information is written in the IC-card being connected with itself, and this paying process terminates.
It is sent to due in embodiments of the present invention, can completing to pay the fees by mobile terminal, and payment is completed information IC-card read write line, and then by IC-card read write line, IC-card is paid the fees, it is achieved thereby that user remotely pays the fees, in addition, this is paid Expense process is not limited by time and payment number, enhanced convenience, quick.
In the above-described embodiments, described IC-card can be Contact Type Ic Card or non-contact IC card.As described IC When blocking for Contact Type Ic Card, this IC-card is connected with the plug of IC-card read write line.When described IC-card is non-contact IC card, for example should IC-card is radio-frequency card, and now IC-card is connected with IC-card read write line radio frequency.
When payment amount of money information is written in IC-card, by IC-card can by this payment amount of money information write table end, Thus completing to pay the fees, be specifically written to table end can be corresponding payment amount of money or the corresponding resource of payment amount of money Amount, specifically belongs to prior art by the process that payment amount of money information is written in IC-card IC-card, in the embodiment of the present invention In this process is not repeated.
In the above-described embodiments, IC-card read write line obtain mobile terminal send complete pay the fees the identification information of IC-card and Payment amount of money information, judges the mark letter of the identification information of IC-card being currently connected and the described IC-card completing to pay the fees with itself When ceasing consistent, in the IC-card that the write of payment amount of money information is connected with itself.Complete information write IC-card in payment or paid the fees After one-tenth information write table end, need for payment successful information to be sent to server, make server record payment successful information.
Therefore, successful information, on the basis of above-described embodiment, another reality of the present invention in order that server record is paid the fees Method described in example of applying also includes:
IC-card read write line will pay the fees successful information return mobile terminal, make mobile terminal by pay the fees successful information be sent to clothes Business device;Or
Obtain the identification information of the IC-card being connected with itself, judge what whether the identification information of described IC-card was preserved with itself The identification information of the IC-card that payment completes is identical, if identical, the IC-card payment successful information of described identification information is sent to Mobile terminal, makes mobile terminal that the IC-card payment successful information of described identification information is sent to server, and deletes local guarantor The identification information of the described IC-card deposited.
Specifically, after in the IC-card that the write of payment amount of money information is connected by IC-card read write line with itself, can be to movement Terminal returns payment successful information, makes mobile terminal that successful information of paying the fees is sent to server, and then server record payment Successful information.Specifically, can comprise to pay the fees in payment successful information the identification information of successful IC-card and payment amount of money information, Identification information and its payment amount of money information of successful IC-card of paying the fees therefore can be recorded in the server.
Or, by after the payment amount of money information IC-card that is connected with itself of write, IC-card read write line can be for IC-card read write line The local identification information preserving the target IC-card that payment completes.Payment is completed after information is written to table end, to work as IC-card by IC-card When being again coupled to IC-card read write line, the identification information of the IC-card that the acquisition of IC-card read write line is connected with itself, and judge described IC Whether the identification information of the IC-card that the payment whether identification information of card is preserved with itself completes is identical, if identical, IC-card is read Write device and the IC-card of described identification information payment successful information is sent to mobile terminal, make mobile terminal by described identification information IC-card payment successful information is sent to server, and then can in server record payment successful information, wherein payment successful information With the identification information of the successful IC-card that comprises to pay the fees and payment amount of money information.And in order to avoid repeating, in IC-card read-write After the IC-card payment successful information of described identification information is sent to mobile terminal by device, IC-card read write line deletes local preservation The identification information of described IC-card.
Because IC-card read write line is after the IC-card payment successful information by described identification information is sent to mobile terminal, delete Except the identification information of the local described IC-card preserving, when the IC-card of this identification information is connected with IC-card read write line again, IC The IC-card payment successful information of described identification information will not be sent to mobile terminal by card reader again, therefore avoid service Device records the payment successful information of same IC-card repeatedly.
In the above-described embodiments, described IC-card read write line can be the IC-card read write line comprising bluetooth module, opens movement The bluetooth of terminal is so that mobile terminal and IC-card read write line carry out information exchange by bluetooth.
Prior art is belonged to by the process that bluetooth carries out information exchange, in embodiments of the present invention this process is not carried out Repeat.
A kind of paying process schematic diagram of IC-card that Fig. 2 provides for another embodiment of the present invention, this process includes following step Suddenly:
S201:Send the identification information of target IC-card and the payment of payment amount of money information comprising to be paid the fees to server Solicited message.
The fee payment method of IC-card provided in an embodiment of the present invention is applied to mobile terminal.
Mobile terminal sends payment solicited message to server, and described payment solicited message comprises target IC paid the fees The identification information of card and payment amount of money information, the identification information of described IC-card includes the card number information of IC-card.Specifically mobile whole End can send payment solicited message by this webpage to server by logging in the corresponding webpage of this server, or mobile Terminal can be downloaded and install corresponding APP, send payment solicited message by this APP to server.
S202:The payment that the reception server returns after completing to pay the fees completes information, and wherein said payment completes bag in information Containing the identification information of target IC-card completing payment and payment amount of money information.
After server receives the payment solicited message of mobile terminal transmission, according to the mesh comprising in this payment solicited message The identification information of mark IC-card and payment amount of money information, carry out payment operation to the target IC-card of this identification information, and when to this After the target IC-card of identification information completes the payment operation of this payment amount of money, return payment information to mobile terminal, wherein this is paid The identification information of target IC-card and the payment amount of money information completing to pay the fees is comprised in charge information.
Wherein, when the IC-card of this identification information carries out payment and withholds in the terminal, can be that user has accordingly Account to account charging, or can also be to complete to withhold by way of Third-party payment, specifically implement in the present invention The mode in example, payment withholdd can adopt prior art, and here is not defined.
S203:Payment is completed information and is sent to IC-card read write line, make IC-card read write line that payment amount of money information is write institute State in the target IC-card of identification information.
The payment of the IC-card completing to pay the fees is completed information and is sent to IC-card read write line by mobile terminal, and described payment completes letter Breath includes the identification information of IC-card and the payment amount of money information completing to pay the fees.IC-card read write line judges to complete paying of the IC-card of payment Whether the identification information of IC-card that expense completes to comprise in information is consistent with the identification information of the IC-card being connected with itself reading, such as Fruit is consistent, and the payment amount of money information that the payment of the IC-card completing to pay the fees completes in information is written to itself even by IC-card read write line In the IC-card connecing, complete supplementing with money to the IC-card being connected with itself.Certainly, if it is judged that the payment completing the IC-card of payment is complete The identification information of the IC-card comprising in one-tenth information is inconsistent with the identification information of the IC-card being connected with itself reading, and IC-card is read and write The payment of the IC-card completing to pay the fees then can not be completed the payment amount of money information in information and be written to the IC-card being connected with itself by device In, this paying process terminates.
It is sent to due in embodiments of the present invention, can completing to pay the fees by mobile terminal, and payment is completed information IC-card read write line, and then by IC-card read write line, IC-card is paid the fees, it is achieved thereby that user remotely pays the fees, in addition, this is paid Expense process is not limited by time and payment number, enhanced convenience, quick.
In the above-described embodiments, described IC-card can be Contact Type Ic Card or non-contact IC card.As described IC When blocking for Contact Type Ic Card, this IC-card is connected with the plug of IC-card read write line.When described IC-card is non-contact IC card, for example should IC-card is radio-frequency card, and now IC-card is connected with IC-card read write line radio frequency.
When payment amount of money information is written in IC-card, by IC-card can by this payment amount of money information write table end, Thus completing to pay the fees, be specifically written to table end can be corresponding payment amount of money or the corresponding resource of payment amount of money Amount, specifically belongs to prior art by the process that payment amount of money information is written in IC-card IC-card, in the embodiment of the present invention In this process is not repeated.
In the above-described embodiments, the identification information of the IC-card completing to pay the fees and payment amount of money information are sent to by mobile terminal IC-card read write line, makes IC-card read write line judge the identification information of IC-card being currently connected and the described IC completing to pay the fees with itself When the identification information of card is consistent, in the IC-card that the write of payment amount of money information is connected with itself.Complete information write IC in payment Block or pay the fees after completing information write table end, need for payment successful information to be sent to server, so that server record is paid the fees Successful information.
Therefore, successful information, on the basis of above-described embodiment, another reality of the present invention in order that server record is paid the fees Method described in example of applying also includes:
Receive the payment successful information that IC-card read write line sends, described payment successful information is sent to by described mobile terminal Server;Or
Receive the payment successful information that described IC-card read write line sends, described payment successful information be sent to server, Wherein said payment successful information is the identification information that described IC-card read write line gets the IC-card being connected with itself, and judges institute State IC-card identification information with the identification information of the target IC-card that the payment that itself preserves completes identical when send.
When IC-card read write line receives the payment information of mobile terminal transmission, judge that the mark of the IC-card being connected with itself is believed Breath is consistent with the identification information of IC-card completing to pay the fees, and after payment amount of money information is write in the IC-card that is connected with itself, IC-card read write line sends payment successful information to mobile terminal, and described payment successful information is sent to server by mobile terminal, Make server record payment successful information.
Or, when IC-card read write line receives the payment information of mobile terminal transmission, IC-card read write line judges with itself even The identification information of the IC-card connecing is consistent with the identification information of the IC-card completing payment, and by the write of payment amount of money information with itself even In the IC-card connecing, and preserve the identification information of the IC-card completing to pay the fees in IC-card read write line.Payment is completed information by IC-card After being written to table end, when IC-card is again coupled to IC-card read write line, IC-card read write line obtains the IC-card being connected with itself Identification information, and whether judge the identification information of IC-card that the payment whether identification information of described IC-card is preserved completes with itself Identical, if identical, the IC-card payment successful information of described identification information is sent to mobile terminal by IC-card read write line, mobile whole The IC-card payment successful information of described identification information is sent to server by end, and then server record payment successful information, its Can be comprised in middle payment successful information to pay the fees the identification information of successful IC-card and payment amount of money information.And in order to avoid weight Multiple operation, after the IC-card payment successful information of described identification information is sent to mobile terminal by IC-card read write line, IC-card is read Write the identification information that the local described IC-card preserving deleted by device.
Because IC-card read write line is after the IC-card payment successful information by described identification information is sent to mobile terminal, delete Except the identification information of the local described IC-card preserving, when the IC-card of this identification information is connected with IC-card read write line again, IC The IC-card payment successful information of described identification information will not be sent to mobile terminal by card reader again, therefore avoid service Device records the payment successful information of same IC-card repeatedly.
After payment is completed information write IC-card by IC-card read write line or payment is completed information write table end by IC-card, IC Payment successful information can be sent to server by card reader, make server record payment successful information, can also move After the payment that terminal the reception server returns after completing to pay the fees completes information, payment successful information is sent to server, makes Server record payment successful information, therefore described in another embodiment of the present invention, method also includes:
Send IC-card payment successful information to described server, in wherein said payment successful information, comprise described IC-card Identification information and payment amount of money information.
The identification information of the IC-card paid the fees and payment amount of money information are sent to server by mobile terminal, and server is complete After becoming payment to withhold, the identification information of the IC-card completing to pay the fees and payment amount of money information are sent to mobile terminal, mobile terminal will IC-card payment successful information is sent to server, the identification information comprising described IC-card in wherein said payment successful information and paying Take amount information, make server record payment successful information.
In the above-described embodiments, IC-card read write line is the IC-card read write line comprising bluetooth module, opens the indigo plant of mobile terminal Tooth is so that mobile terminal and IC-card read write line carry out information exchange by bluetooth.
Prior art is belonged to by the process that bluetooth carries out information exchange, in embodiments of the present invention this process is not carried out Repeat.
Fig. 3 is a kind of paying device structural representation of IC-card provided in an embodiment of the present invention, is applied to IC-card read write line, This device includes:
First acquisition module 31, the payment for obtaining mobile terminal transmission completes information, and wherein said payment completes letter Breath includes the identification information of target IC-card and the payment amount of money information completing to pay the fees, and it is mobile terminal that described payment completes information The identification information of the target paid the fees IC-card and payment amount of money information are sent to server, server is to described identification information Target IC-card complete payment after be sent to described mobile terminal;
Judge module 32, for judging the identification information of IC and the mark letter of described target IC-card that are currently connected with itself Whether breath is consistent;
Writing module 33, for when the judged result of judge module is to be, by current for the write of payment amount of money information with from In the IC-card that body connects.
Described device also includes:
Return module 34, for successful information return mobile terminal of pay the fees, so that mobile terminal successful information of paying the fees is sent out Deliver to server;
Second acquisition module 35, for obtaining the identification information of the IC-card being connected with itself, judges the mark of described IC-card Whether information is identical with the identification information of the target IC-card that the payment that itself preserves completes, if identical, by described identification information The payment successful information of target IC-card be sent to mobile terminal, make mobile terminal paying the target IC-card of described identification information Expense successful information is sent to server, and deletes the identification information of the described target IC-card of local preservation.
Described device also includes:
Bluetooth module 36, for described mobile terminal bluetooth connection.
A kind of paying device structural representation of IC-card that Fig. 4 provides for another embodiment of the present invention, is applied to mobile whole End, this device includes:
First sending module 41, for sending identification information and the payment of the target IC-card comprising to be paid the fees to server The payment solicited message of amount information;
First receiver module 42, the payment returning after completing to pay the fees for the reception server completes information, wherein said pays Expense completes the identification information of target IC-card and the payment amount of money information comprising in information to complete to pay the fees;
Second sending module 43, is sent to IC-card read write line for payment is completed information, so that IC-card read write line will be paid the fees Amount information writes in the target IC-card of described identification information.
Described device also includes:
Second receiver module 44, for receiving the payment successful information of IC-card read write line transmission, described mobile terminal is by institute State payment successful information and be sent to server;
3rd receiver module 45, for receiving the payment successful information that described IC-card read write line sends, pays the fees into described Work(information is sent to server, and wherein said payment successful information is that described IC-card read write line gets the IC-card being connected with itself Identification information, and judge the identification information phase of target IC-card that the payment that the identification information of described IC-card is preserved completes with itself Send simultaneously.
Described device also includes:
3rd sending module 46, for sending IC-card payment successful information, wherein said payment success to described server Identification information and the payment amount of money information of described IC-card is comprised in information.
Described device also includes:
Bluetooth module 47, for described IC-card read write line bluetooth connection.
The embodiment of the invention discloses a kind of fee payment method of IC-card and device, the method includes:Obtain mobile terminal to send out The payment sent completes information, and wherein said payment completes the identification information of target IC-card and the payment that information includes completing to pay the fees Amount information, it is that the identification information of the target paid the fees IC-card and payment amount of money are believed by mobile terminal that described payment completes information Breath is sent to server, and server is sent to described mobile terminal after the target IC-card of described identification information is completed with payment, Judge whether the identification information of the current IC connecting with itself is consistent with the identification information of described target IC-card, if it is, will pay Take in the IC-card that amount information write is currently connected with itself.Due in embodiments of the present invention, mobile terminal can be passed through complete Become payment, and payment is completed information and be sent to IC-card read write line, and then by IC-card read write line, IC-card is paid the fees, thus Achieve user remotely to pay the fees, in addition, this paying process time and payment number are not limited, enhanced convenience, quick.
For systems/devices embodiment, because it is substantially similar to embodiment of the method, so the comparison of description is simple Single, in place of correlation, the part referring to embodiment of the method illustrates.
Those skilled in the art are it should be appreciated that embodiments herein can be provided as method, system or computer program Product.Therefore, the application can be using complete hardware embodiment, complete software embodiment or the reality combining software and hardware aspect Apply the form of example.And, the application can be using in one or more computers wherein including computer usable program code The upper computer program implemented of usable storage medium (including but not limited to magnetic disc store, CD-ROM, optical memory etc.) produces The form of product.
The application is the flow process with reference to method, equipment (system) and computer program according to the embodiment of the present application Figure and/or block diagram are describing.It should be understood that can be by each stream in computer program instructions flowchart and/or block diagram Flow process in journey and/or square frame and flow chart and/or block diagram and/or the combination of square frame.These computer programs can be provided The processor instructing all-purpose computer, special-purpose computer, Embedded Processor or other programmable data processing device is to produce A raw machine is so that produced for reality by the instruction of computer or the computing device of other programmable data processing device The device of the function of specifying in present one flow process of flow chart or multiple flow process and/or one square frame of block diagram or multiple square frame.
These computer program instructions may be alternatively stored in and can guide computer or other programmable data processing device with spy Determine in the computer-readable memory that mode works so that the instruction generation inclusion being stored in this computer-readable memory refers to Make the manufacture of device, this command device realize in one flow process of flow chart or multiple flow process and/or one square frame of block diagram or The function of specifying in multiple square frames.
These computer program instructions also can be loaded in computer or other programmable data processing device so that counting On calculation machine or other programmable devices, execution series of operation steps to be to produce computer implemented process, thus in computer or On other programmable devices, the instruction of execution is provided for realizing in one flow process of flow chart or multiple flow process and/or block diagram one The step of the function of specifying in individual square frame or multiple square frame.
Although having been described for the preferred embodiment of the application, those skilled in the art once know basic creation Property concept, then can make other change and modification to these embodiments.So, claims are intended to be construed to including excellent Select embodiment and fall into being had altered and changing of the application scope.
Obviously, those skilled in the art can carry out the various changes and modification essence without deviating from the application to the application God and scope.So, if these modifications of the application and modification belong to the scope of the application claim and its equivalent technologies Within, then the application is also intended to comprise these changes and modification.

Claims (18)

1. it is characterised in that being applied to IC-card read write line, methods described includes a kind of fee payment method of IC-card:
The payment obtaining mobile terminal transmission completes information, and wherein said payment completes target IC that information includes completing to pay the fees The identification information of card and payment amount of money information, it is mobile terminal by the mark of the target paid the fees IC-card that described payment completes information Knowledge information and payment amount of money information are sent to server, and server sends after the target IC-card of described identification information is completed with payment To described mobile terminal;
Judge whether the identification information of the current IC connecting with itself is consistent with the identification information of described target IC-card;
If it is, in the IC-card that the write of payment amount of money information is currently connected with itself.
2. method according to claim 1 is it is characterised in that the identification information of described IC-card includes:
The card number information of IC-card.
3. method according to claim 1 is it is characterised in that described IC-card read write line is connected with IC-card radio frequency, or grafting Connect.
4. method according to claim 1 is it is characterised in that methods described also includes:
IC-card read write line will pay the fees successful information return mobile terminal, make mobile terminal by pay the fees successful information be sent to service Device;Or
Obtain the identification information of the IC-card being connected with itself, judged the payment whether identification information of described IC-card is preserved with itself The identification information of the target IC-card completing is identical, if identical, by the payment successful information of the target IC-card of described identification information It is sent to mobile terminal, make mobile terminal that the payment successful information of the target IC-card of described identification information is sent to server, And delete the identification information of the described target IC-card of local preservation.
5. the method according to claim 1 or 4 is it is characterised in that described IC-card read write line and described mobile terminal bluetooth Connect.
6. it is characterised in that being applied to mobile terminal, methods described includes a kind of fee payment method of IC-card:
Send the identification information of target IC-card and the payment solicited message of payment amount of money information comprising to be paid the fees to server;
The payment that the reception server returns after completing to pay the fees completes information, and wherein said payment completes to comprise in information to complete to pay the fees The identification information of target IC-card and payment amount of money information;
Payment is completed information and is sent to IC-card read write line, make IC-card read write line that payment amount of money information is write described identification information Target IC-card in.
7. method according to claim 6 is it is characterised in that the identification information of described IC-card includes:
The card number information of IC-card.
8. method according to claim 6 is it is characterised in that described IC-card read write line is connected with IC-card radio frequency, or grafting Connect.
9. method according to claim 6 is it is characterised in that methods described also includes:
Receive the payment successful information that IC-card read write line sends, described payment successful information is sent to service by described mobile terminal Device;Or
Receive the payment successful information that described IC-card read write line sends, described payment successful information is sent to server, wherein Described payment successful information is the identification information that described IC-card read write line gets the IC-card being connected with itself, and judges described IC The identification information of card sends when identical with the identification information of the target IC-card that the payment that itself preserves completes.
10. method according to claim 6 is it is characterised in that described the reception server completes the payment of return after payment After successful information, methods described also includes:
Send IC-card payment successful information to described server, in wherein said payment successful information, comprise the mark of described IC-card Information and payment amount of money information.
11. methods according to claim 6 or 9 or 10 are it is characterised in that described mobile terminal and described IC-card read write line Bluetooth connection.
A kind of 12. paying devices of IC-card are it is characterised in that described device includes:
First acquisition module, the payment for obtaining mobile terminal transmission completes information, and wherein said payment completes bag in information Include the identification information of target IC-card completing to pay the fees and payment amount of money information, it is that mobile terminal will be carried out that described payment completes information The identification information of target IC-card of payment and payment amount of money information are sent to server, the target to described identification information for the server IC-card is sent to described mobile terminal after completing payment;
Judge module, for judge the identification information of the IC and described target IC-card being currently connected with itself identification information whether Unanimously;
Writing module, for when the judged result of judge module is to be, the write of payment amount of money information being currently connected with itself IC-card in.
13. devices according to claim 12 are it is characterised in that described device also includes:
Return module, successful information returns mobile terminal for paying the fees, make mobile terminal that successful information of paying the fees is sent to clothes Business device;Or
Second acquisition module, for obtaining the identification information of the IC-card being connected with itself, judges that the identification information of described IC-card is The identification information of the target IC-card that payment no and that itself preserves completes is identical, if identical, by the target of described identification information The payment successful information of IC-card is sent to mobile terminal, makes mobile terminal that the payment of the target IC-card of described identification information is successful Information is sent to server, and deletes the identification information of the described target IC-card of local preservation.
14. devices according to claim 12 are it is characterised in that described device also includes:
Bluetooth module, for described mobile terminal bluetooth connection.
A kind of 15. paying devices of IC-card are it is characterised in that described device includes:
First sending module, for sending identification information and the payment amount of money letter of the target IC-card comprising to be paid the fees to server The payment solicited message of breath;
First receiver module, the payment returning after completing to pay the fees for the reception server completes information, and wherein said payment completes The identification information of target IC-card and the payment amount of money information completing to pay the fees is comprised in information;
Second sending module, is sent to IC-card read write line for payment is completed information, makes IC-card read write line believe payment amount of money Breath writes in the target IC-card of described identification information.
16. devices according to claim 15 are it is characterised in that described device also includes:
Second receiver module, for receiving the payment successful information of IC-card read write line transmission, described mobile terminal is by described payment Successful information is sent to server;Or
3rd receiver module, for receiving the payment successful information that described IC-card read write line sends, by described payment successful information It is sent to server, wherein said payment successful information is the mark that described IC-card read write line gets the IC-card being connected with itself Information, and judge described IC-card identification information identical with the identification information of the target IC-card that the payment that itself preserves completes when send out Send.
17. devices according to claim 15 are it is characterised in that described device also includes:
3rd sending module, for sending IC-card payment successful information to described server, in wherein said payment successful information Comprise identification information and the payment amount of money information of described IC-card.
18. devices according to claim 15 are it is characterised in that described device also includes:
Bluetooth module, for described IC-card read write line bluetooth connection.
CN201610793313.6A 2016-08-31 2016-08-31 IC card payment method and device Pending CN106447319A (en)

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Application publication date: 20170222