CN106296178A - Method of payment based on NFC and device - Google Patents
Method of payment based on NFC and device Download PDFInfo
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- CN106296178A CN106296178A CN201610793891.XA CN201610793891A CN106296178A CN 106296178 A CN106296178 A CN 106296178A CN 201610793891 A CN201610793891 A CN 201610793891A CN 106296178 A CN106296178 A CN 106296178A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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Abstract
The invention belongs to mobile payment technical field, it is provided that a kind of method of payment based on NFC and device.The method of payment based on NFC of the present invention includes: receive the request of payment；Obtain beneficiary information and the amount of money to be paid of input and read payment terminals equipment by NFC module, obtaining payer information；Described payer information, beneficiary information and the amount of money to be paid are sent to server；Receive the payment result of server return and show.The present invention further provides a kind of payment mechanism based on NFC.The method of payment based on NFC of the present invention and device, beneficiary and payer complete data interaction by the near-field communication function of mobile device, and then according to described interaction data to server application trading processing, complete gathering and payment, eliminate the installation steps of transaction terminal when trade company collects money, more efficient and convenient.
Description
Technical field
The present invention relates to mobile payment technical field, be specifically related to a kind of method of payment based on NFC and device.
Background technology
In conventional payment means, when paying in cash, cash is inconvenient to carry, safety is low and has of a relatively high transaction wind
Danger.Further, along with development and the change of consumers in general's consumption consciousness of science and technology, people are by various in daily life
The behavior that bank card and/or stored value card carry out paying is more and more universal.For now, bank card is used to carry out paying hands
Section mainly has two kinds, and the first needs to bank or bank to carry out transaction in the terminal set up, and the second is for using net
Silver carries out paying on line.And be only capable of having the offline businesses of bank paying terminal or having transaction merit for former mode
The banking terminal of energy is traded, and has bigger use to limit；The second cannot use the user of Net silver for there being bank card
Cause bigger use inconvenience.
NFC (Near Field Communication, near-field communication) technology is a kind of in radio frequency identification and interconnection
Merging the new technique developed and come on interworking technology, current mobile terminal is progressively equipped with NFC chip.
Summary of the invention
For defect of the prior art, the present invention provides method of payment based on NFC and device, to reduce trade company in friendship
The installation steps of cash receiving terminal during Yi.
First aspect, a kind of based on NFC method of payment that the present invention provides, described method of payment based on NFC includes:
Receive the request of payment；
Obtain beneficiary information and the amount of money to be paid of input and read payment terminals equipment by NFC module, obtaining and prop up
Pay side's information；
Described payer information, beneficiary information and the amount of money to be paid are sent to server；
Receive the payment result of server return and show.
Alternatively, before the described step receiving the request of payment, described method of payment based on NFC also includes:
Obtain the beneficiary checking information of input；
The transmission of described checking information is verified to server；
If described checking information is by checking, perform the described step receiving the request of payment；
If described checking information is not verified, eject not verified prompting.
Alternatively, if described checking information is by checking, include before the described step receiving the request of payment of described execution
Step:
Obtaining beneficiary information and show, wherein said beneficiary information includes beneficiary title, beneficiary address and receipts
Money side numbers.
Alternatively, the described step by described payer information, beneficiary information and the amount of money to be paid transmission to server
Further comprise the steps of: afterwards
Receive the sequence information that server generates, institute according to described payer information, beneficiary information and the amount of money to be paid
State sequence information and include order number；
The described sequence information that display receives, described sequence information includes order number；
Eject payer checking information input prompt；
Receive the payment verification information of input；
Described payment verification information and order number are sent to server, carries out verifying and testing in order to described server
Demonstrate,prove and be traded processing according to described order number by rear.
Alternatively, described payment terminals equipment includes the RF identification chip supporting ISO15693 and/or ISO14443A agreement
Card.
Second aspect, the payment mechanism based on NFC that the present invention provides includes:
First receiver module, is used for receiving payment request；
Acquisition module, for obtaining beneficiary information and the amount of money to be paid of input and reading payment by NFC module
End equipment, obtains payer information；
Sending module, for sending described payer information, beneficiary information and the amount of money to be paid to server；
Second receiver module, for receiving the payment result that server returns；
Display module, for the described payment result of the server return that display receives.
Alternatively, described acquisition module is additionally operable to obtain the beneficiary checking information of input；
Described sending module is additionally operable to verify the transmission of described checking information to server；
If described first receiver module is additionally operable to described checking information and pays request by checking, reception；
If described acquisition module is additionally operable to described checking information passes through checking, read card by NFC module, obtain and pay
Side's information；
If it is not verified that described display module is additionally operable to described checking information, eject not verified prompting.
Alternatively, described acquisition module is additionally operable to obtain beneficiary information；
Described display module is additionally operable to show that described beneficiary information, wherein said beneficiary information include beneficiary name
Title, beneficiary address and beneficiary numbering.
Alternatively, described second receiver module is additionally operable to receive server according to described payer information, beneficiary information
The sequence information generated with the amount of money to be paid, described sequence information includes order number；
Described display module is additionally operable to show that the described server received is according to described payer information, beneficiary information
The sequence information generated with the amount of money to be paid；
Described display module is additionally operable to eject payer checking information input prompt；
Described first receiver module is additionally operable to receive the payment verification information of input；
Described sending module is additionally operable to send to server, in order to described service described payment verification information and order number
Device carries out verifying and being traded processing according to described order number after being verified.
Alternatively, described payment terminals equipment includes the RF identification chip supporting ISO15693 and/or ISO14443A agreement
Card.
As shown from the above technical solution, the present invention provide method of payment based on NFC and device, beneficiary and payer
Data interaction is completed by the near-field communication function of mobile device, and then according to described interaction data at server application transaction
Reason, completes gathering and payment, eliminates trade company when collecting money, and the installation steps of POS are more efficient and convenient.
Accompanying drawing explanation
In order to be illustrated more clearly that the specific embodiment of the invention or technical scheme of the prior art, below will be to specifically
In embodiment or description of the prior art, the required accompanying drawing used is briefly described.In all of the figs, similar element
Or part is typically by the reference mark being similar to.In accompanying drawing, each element or part might not be drawn according to actual ratio.
Fig. 1 shows the flow chart of a kind of based on NFC method of payment that one embodiment of the invention is provided；
Fig. 2 shows that one embodiment of the invention increases the flow chart of gathering verification step；
Fig. 3 shows that one embodiment of the invention increases the flow chart of beneficiary information display step；
Fig. 4 shows that one embodiment of the invention increases the flow chart of payment verification step；
Fig. 5 shows the structured flowchart of a kind of based on NFC payment mechanism that one embodiment of the invention is provided.
Detailed description of the invention
Below in conjunction with accompanying drawing, the embodiment of technical solution of the present invention is described in detail.Following example are only used for
Technical scheme is clearly described, is therefore intended only as example, and the protection of the present invention can not be limited with this
Scope.
It should be noted that except as otherwise noted, technical term used in this application or scientific terminology should be this
The ordinary meaning that bright one of ordinary skill in the art are understood.
The method of payment based on NFC that the present invention relates to and device are applied to mobile payment field, specifically include trade company
By mobile phone and/or panel computer etc. have NFC function mobile terminal read consumer payment devices, and then obtain consumption
The payment information of person, is sent the Transaction Information including payment information, merchant information and the amount of money to be paid to service by network
Device is traded processing for server.
Fig. 1 shows the flow chart of a kind of based on NFC method of payment that first embodiment of the invention is provided.Such as Fig. 1
Shown in, method of payment based on NFC according to a first embodiment of the present invention includes:
Step S10, receives the request of payment；
In the present embodiment, trade company, by touching and/or clicking on the mobile terminal such as mobile phone and/or panel computer, initiates to receive
Money pays request.
Step S20, is obtained beneficiary information and the amount of money to be paid of input and is set by NFC module reading payment terminals
Standby, obtain payer information；
In the present embodiment, described mobile terminal obtains the described user that it currently logs in letter after receiving the request of payment
Breath and the amount of money to be paid inputted based on described mobile terminal, and read by the NFC module of described mobile terminal
Taking the payment terminal of payer, obtain payer information, described payer information includes the Customs Assigned Number of payer.
Step S30, sends described payer information, beneficiary information and the amount of money to be paid to server；
In the present embodiment, after getting described payer information, beneficiary information and the amount of money to be paid, it is sent to
To server, wherein said payer information includes that the Customs Assigned Number of payer, beneficiary information include that the user of beneficiary compiles
Number, the Customs Assigned Number of described payer and the Customs Assigned Number of beneficiary have uniqueness.
Step S40, receives the payment result of server return and shows.
In the present embodiment, described server is receiving described payer information, beneficiary information and the amount of money to be paid
After, it being traded processing, described trading processing includes that gathering processes and process of withholing, and described server is believed by described payer
The balance amount information of the Customs Assigned Number inquiry payer of the payer in breath, and carry out, according to the described amount of money to be paid, process of withholing,
Carrying out gathering process according to described beneficiary information, after completing described trading processing, described server processes knot by described simultaneously
Fruit is back to send described payer information, beneficiary information and the mobile terminal of the amount of money to be paid.
As in figure 2 it is shown, before described step S10, described method of payment based on NFC also includes:
Step S50, obtains the beneficiary checking information of input；
In the present embodiment, after described mobile terminal receives payment request, obtain described mobile terminal and currently log in
User profile, if currently without the user logged in, then eject user and be not logged in prompting, and eject user login validation information
Input frame, after user has inputted, obtain user input for log in used by checking information, wherein said checking information
Including user name password and/or finger print information.
Step S60, verifies the transmission of described checking information to server；
In the present embodiment, after getting described checking information, described checking information is sent to server, completes
Checking to described checking information, the database purchase of described server has the checking information of user, is receiving described checking
After information, inquire about according to the Customs Assigned Number of the user belonging to described checking information and be stored in the checking in described server database
Information, when both mate, then judges that the described checking information received is passed through, and is back to described mobile terminal and allows login
Result.
If described checking information is by checking, perform described step S10；
In the present embodiment, after the described checking information of mobile terminal transmission is passed through, the payment received can be performed
Request.
Step S70, if described checking information is not verified, ejects not verified prompting.
In the present embodiment, if the described checking information that mobile terminal sends is not passed through, the most described server is to described shifting
Dynamic terminal returns the unsanctioned result of checking information, after described mobile terminal receives the described unsanctioned result of checking information,
Eject the unsanctioned prompting of checking information, and eject the prompting re-entering checking information.
If as it is shown on figure 3, described checking information is by checking, including step before performing described step S10:
Step S80, obtains beneficiary information and shows, wherein said beneficiary information includes beneficiary title, beneficiary
Address and beneficiary numbering.
In the present embodiment, after login, described mobile terminal shows the information of described beneficiary, described gathering to beneficiary
Side's information includes beneficiary title, beneficiary address and beneficiary numbering, it is to be understood that described mobile terminal may also display
Other NM beneficiary attribute informations, and the user as beneficiary can select to log off, also at any time
Can select at any time to carry out register.
As shown in Figure 4, further comprise the steps of: after described step S30
Step S90, receives the order that server generates according to described payer information, beneficiary information and the amount of money to be paid
Information, described sequence information includes order number；
In the present embodiment, described server is receiving payer information, the beneficiary letter that described mobile terminal sends
After breath and the amount of money to be paid, sequence information can be generated according to described payer information, beneficiary information and the amount of money to be paid and protect
Depositing, described sequence information also includes order number, and described order number is unique.
Generate after described sequence information at described server, described sequence information is sent to corresponding mobile terminal for
Described mobile terminal shows.
Step S100, the described sequence information that display receives, described sequence information includes order number；
In the present embodiment, described mobile terminal is after receiving described sequence information, at the screen of described mobile terminal
Show described sequence information, confirm for user.It is understood that user is when viewing described sequence information, can
Select to confirm that described order pays, it is possible to select to cancel described order, now will no longer carry out delivery operation, terminate transaction
Behavior.
Step S110, ejects payer checking information input prompt；
In the present embodiment, if user is after described mobile terminal is received and confirmed by described order, eject payer checking
Checking information input frame or prompting, the checking information of described payment verification includes the biological characteristic such as fingerprint, iris and sound letter
Breath, also includes payment cipher and mobile phone identifying code.
Step S120, receives the payment verification information of input；
Step S130, sends described payment verification information and order number to server, tests in order to described server
Demonstrate,prove and be traded processing according to described order number after being verified.
In the present embodiment, described mobile terminal is after the checking information getting user's input, by described payment verification
Information sends to server together with order number, and described server is traded place according to described order number and payment verification information
Reason, process that beneficiary account is transferred accounts, process that payer account is withholdd.
Described payment terminals equipment includes the RF identification chip card supporting ISO15693 and/or ISO14443A agreement.
In the present embodiment, the payment terminals equipment of described payer includes supporting ISO15693 and/or ISO14443A agreement
RF identification chip card, the payment terminals equipment of described payer can be single support ISO15693 and/or ISO14443A
The RF identification chip card of agreement, it is possible to for including the RF identification chip supporting ISO15693 and/or ISO14443A agreement
The mobile terminals such as mobile phone, bracelet and the panel computer of card.
The method of payment based on NFC that the present embodiment proposes, beneficiary reads payer by the NFC module of mobile terminal
Payment terminals equipment, obtain payer information, the payer information and its beneficiary information and the amount of money to be paid that obtain band sent out
Deliver to server be traded processing for described server, save the installation of trade company's swiping card equipment in process of exchange
Journey, saves resource, convenient and swift.
The present invention also provides for a kind of payment mechanism based on NFC.
Fig. 5 shows the flow chart of a kind of based on NFC payment mechanism that first embodiment of the invention is provided.Such as Fig. 5
Shown in, payment mechanism based on NFC according to a first embodiment of the present invention includes::
First receiver module 10, is used for receiving payment request；
In the present embodiment, trade company, by touching and/or clicking on the mobile terminal such as mobile phone and/or panel computer, initiates to receive
Money pays request.
Acquisition module 20, for obtaining beneficiary information and the amount of money to be paid of input and by NFC module reading
Pay end equipment, obtain payer information；
In the present embodiment, described mobile terminal obtains the described user that it currently logs in letter after receiving the request of payment
Breath and the amount of money to be paid inputted based on described mobile terminal, and read by the NFC module of described mobile terminal
Taking the payment terminal of payer, obtain payer information, described payer information includes the Customs Assigned Number of payer.
Sending module 30, for sending described payer information, beneficiary information and the amount of money to be paid to server；
In the present embodiment, after getting described payer information, beneficiary information and the amount of money to be paid, it is sent to
To server, wherein said payer information includes that the Customs Assigned Number of payer, beneficiary information include that the user of beneficiary compiles
Number, the Customs Assigned Number of described payer and the Customs Assigned Number of beneficiary have uniqueness.
Second receiver module 40, for receiving the payment result that server returns；
Display module 50, for the described payment result of the server return that display receives.
In the present embodiment, described server is receiving described payer information, beneficiary information and the amount of money to be paid
After, it being traded processing, described trading processing includes that gathering processes and process of withholing, and described server is believed by described payer
The balance amount information of the Customs Assigned Number inquiry payer of the payer in breath, and carry out, according to the described amount of money to be paid, process of withholing,
Carrying out gathering process according to described beneficiary information, after completing described trading processing, described server processes knot by described simultaneously
Fruit is back to send described payer information, beneficiary information and the mobile terminal of the amount of money to be paid.
Described acquisition module 20 is additionally operable to obtain the beneficiary checking information of input；
In the present embodiment, after described mobile terminal receives payment request, obtain described mobile terminal and currently log in
User profile, if currently without the user logged in, then eject user and be not logged in prompting, and eject user login validation information
Input frame, after user has inputted, obtain user input for log in used by checking information, wherein said checking information
Including user name password and/or finger print information.
Described sending module 30 is additionally operable to verify the transmission of described checking information to server；
In the present embodiment, after getting described checking information, described checking information is sent to server, completes
Checking to described checking information, the database purchase of described server has the checking information of user, is receiving described checking
After information, inquire about according to the Customs Assigned Number of the user belonging to described checking information and be stored in the checking in described server database
Information, when both mate, then judges that the described checking information received is passed through, and is back to described mobile terminal and allows login
Result.
If described first receiver module 10 is additionally operable to described checking information and pays request by checking, reception；
In the present embodiment, after the described checking information of mobile terminal transmission is passed through, the payment received can be performed
Request.
If described acquisition module 20 is additionally operable to described checking information and passes through checking, read card by NFC module, obtain and prop up
Pay side's information；
If it is not verified that described display module 50 is additionally operable to described checking information, eject not verified prompting.
In the present embodiment, if the described checking information that mobile terminal sends is not passed through, the most described server is to described shifting
Dynamic terminal returns the unsanctioned result of checking information, after described mobile terminal receives the described unsanctioned result of checking information,
Eject the unsanctioned prompting of checking information, and eject the prompting re-entering checking information.
Described acquisition module 20 is additionally operable to obtain beneficiary information；
Described display module 50 is additionally operable to show that described beneficiary information, wherein said beneficiary information include beneficiary name
Title, beneficiary address and beneficiary numbering.
In the present embodiment, after login, described mobile terminal shows the information of described beneficiary, described gathering to beneficiary
Side's information includes beneficiary title, beneficiary address and beneficiary numbering, it is to be understood that described mobile terminal may also display
Other NM beneficiary attribute informations, and the user as beneficiary can select to log off, also at any time
Can select at any time to carry out register.
Described second receiver module 40 is additionally operable to receive server and according to described payer information, beneficiary information and waits to prop up
Paying the sequence information that the amount of money generates, described sequence information includes order number；
In the present embodiment, described server is receiving payer information, the beneficiary letter that described mobile terminal sends
After breath and the amount of money to be paid, sequence information can be generated according to described payer information, beneficiary information and the amount of money to be paid and protect
Depositing, described sequence information also includes order number, and described order number is unique.
Generate after described sequence information at described server, described sequence information is sent to corresponding mobile terminal for
Described mobile terminal shows.
Described display module 50 is additionally operable to show that the described server received is according to described payer information, beneficiary letter
The sequence information that breath and the amount of money to be paid generate；
In the present embodiment, described mobile terminal is after receiving described sequence information, at the screen of described mobile terminal
Show described sequence information, confirm for user.It is understood that user is when viewing described sequence information, can
Select to confirm that described order pays, it is possible to select to cancel described order, now will no longer carry out delivery operation, terminate transaction
Behavior.
Described display module 50 is additionally operable to eject payer checking information input prompt；
In the present embodiment, if user is after described mobile terminal is received and confirmed by described order, eject payer checking
Checking information input frame or prompting, the checking information of described payment verification includes the biological characteristic such as fingerprint, iris and sound letter
Breath, also includes payment cipher and mobile phone identifying code.
Described first receiver module 10 is additionally operable to receive the payment verification information of input；
Described sending module 30 is additionally operable to send to server, in order to described clothes described payment verification information and order number
Business device carries out verifying and being traded processing according to described order number after being verified.
In the present embodiment, described mobile terminal is after the checking information getting user's input, by described payment verification
Information sends to server together with order number, and described server is traded place according to described order number and payment verification information
Reason, process that beneficiary account is transferred accounts, process that payer account is withholdd.
Described payment terminals equipment includes the RF identification chip card supporting ISO15693 and/or ISO14443A agreement.
In the present embodiment, the payment terminals equipment of described payer includes supporting ISO15693 and/or ISO14443A agreement
RF identification chip card, the payment terminals equipment of described payer can be single support ISO15693 and/or ISO14443A
The RF identification chip card of agreement, it is possible to for including the RF identification chip supporting ISO15693 and/or ISO14443A agreement
The mobile terminals such as mobile phone, bracelet and the panel computer of card.
The payment mechanism based on NFC that the present embodiment proposes, beneficiary reads payer by the NFC module of mobile terminal
Payment terminals equipment, obtain payer information, the payer information and its beneficiary information and the amount of money to be paid that obtain band sent out
Deliver to server be traded processing for described server, save the installation of trade company's swiping card equipment in process of exchange
Journey, saves resource, convenient and swift.
Unless specifically stated otherwise, the parts illustrated the most in these embodiments and the relative step of step, digital table
Reach formula and numerical value does not limit the scope of the invention.
Flow chart and block diagram in accompanying drawing show the system of multiple embodiments according to the present invention, method and computer journey
Architectural framework in the cards, function and the operation of sequence product.In this, each square frame in flow chart or block diagram can generation
One module of table, program segment or a part for code, a part for described module, program segment or code comprises one or more use
Executable instruction in the logic function realizing regulation.It should also be noted that at some as in the realization replaced, square frame is marked
The function of note can also occur to be different from the order marked in accompanying drawing.Such as, two continuous print square frames can essentially base
Originally being performed in parallel, they can also perform sometimes in the opposite order, and this is depending on involved function.It is also noted that
It is, the combination of the square frame in each square frame in block diagram and/or flow chart and block diagram and/or flow chart, can be with performing rule
The special hardware based system of fixed function or action realizes, or can be by the group of specialized hardware with computer instruction
Incompatible realization.
The computer program of the carrying out that the embodiment of the present invention is provided method of payment based on NFC, including storing
The computer-readable recording medium of program code, the instruction that described program code includes can be used for performing in previous methods embodiment
Described method, implements and can be found in embodiment of the method, does not repeats them here.
Those skilled in the art is it can be understood that arrive, for convenience and simplicity of description, the system of foregoing description,
The specific works process of device and unit, is referred to the corresponding process in preceding method embodiment, does not repeats them here.
In several embodiments provided herein, it should be understood that disclosed system, apparatus and method, permissible
Realize by another way.Device embodiment described above is only schematically, such as, and the division of described unit,
Being only a kind of logic function to divide, actual can have other dividing mode when realizing, and the most such as, multiple unit or assembly can
To combine or to be desirably integrated into another system, or some features can be ignored, or does not performs.Another point, shown or beg for
The coupling each other of opinion or direct-coupling or communication connection can be indirect by some communication interfaces, device or unit
Coupling or communication connection, can be electrical, machinery or other form.
The described unit illustrated as separating component can be or may not be physically separate, shows as unit
The parts shown can be or may not be physical location, i.e. may be located at a place, or can also be distributed to multiple
On NE.Some or all of unit therein can be selected according to the actual needs to realize the present embodiment scheme
Purpose.
It addition, each functional unit in each embodiment of the present invention can be integrated in a processing unit, it is also possible to
It is that unit is individually physically present, it is also possible to two or more unit are integrated in a unit.
If described function is using the form realization of SFU software functional unit and as independent production marketing or use, permissible
It is stored in a computer read/write memory medium.Based on such understanding, technical scheme is the most in other words
The part contributing prior art or the part of this technical scheme can embody with the form of software product, this meter
Calculation machine software product is stored in a storage medium, including some instructions with so that a computer equipment (can be individual
People's computer, server, or the network equipment etc.) perform all or part of step of method described in each embodiment of the present invention.
And aforesaid storage medium includes: USB flash disk, portable hard drive, read only memory (ROM, Read-Only Memory), random access memory are deposited
The various media that can store program code such as reservoir (RAM, Random Access Memory), magnetic disc or CD.
Last it is noted that various embodiments above is only in order to illustrate technical scheme, it is not intended to limit；To the greatest extent
The present invention has been described in detail by pipe with reference to foregoing embodiments, it will be understood by those within the art that: it depends on
So the technical scheme described in foregoing embodiments can be modified, or the most some or all of technical characteristic is entered
Row equivalent；And these amendments or replacement, do not make the essence of appropriate technical solution depart from various embodiments of the present invention technology
The scope of scheme, it all should be contained in the middle of the claim of the present invention and the scope of description.
Claims (10)
1. a method of payment based on NFC, it is characterised in that described method of payment based on NFC includes:
Receive the request of payment；
Obtain beneficiary information and the amount of money to be paid of input, and read payment terminals equipment acquisition payer by NFC module
Information；
Described payer information, beneficiary information and the amount of money to be paid are sent to server；
Receive the payment result of server return and show.
Method of payment based on NFC the most according to claim 1, it is characterised in that described reception pays the step of request
Before, described method of payment based on NFC also includes:
Obtain the beneficiary checking information of input；
The transmission of described checking information is verified to server；
If described checking information is by checking, perform the described step receiving the request of payment；
If described checking information is not verified, eject not verified prompting.
Method of payment based on NFC the most according to claim 2, it is characterised in that if described checking information is by checking,
Step is included before the described step receiving the request of payment of described execution:
Obtaining beneficiary information and show, wherein said beneficiary information includes beneficiary title, beneficiary address and beneficiary
Numbering.
Method of payment based on NFC the most according to claim 1, it is characterised in that described by described payer information, receipts
Money side's information and the amount of money to be paid send and further comprise the steps of: after the step of server
Receive the sequence information that generates according to described payer information, beneficiary information and the amount of money to be paid of server, described in order
Single information includes order number；
The described sequence information that display receives, described sequence information includes order number；
Eject payer checking information input prompt；
Receive the payment verification information of input；
Described payment verification information and order number are sent to server, carry out verifying and logical in checking in order to described server
Later it is traded processing according to described order number.
5. according to the arbitrary described method of payment based on NFC of claim 1-4, it is characterised in that described payment terminals equipment bag
Include the RF identification chip card supporting ISO15693 and/or ISO14443A agreement.
6. a payment mechanism based on NFC, it is characterised in that described payment mechanism based on NFC includes:
First receiver module, is used for receiving payment request；
Acquisition module, for obtaining the amount of money to be paid of beneficiary information and input, and is set by NFC module reading payment terminals
Standby acquisition payer information；
Sending module, for sending described payer information, beneficiary information and the amount of money to be paid to server；
Second receiver module, for receiving the payment result that server returns；
Display module, for the described payment result of the server return that display receives.
Payment mechanism based on NFC the most according to claim 6, it is characterised in that described acquisition module is additionally operable to obtain
The beneficiary checking information of input；
Described sending module is additionally operable to verify the transmission of described checking information to server；
If described first receiver module is additionally operable to described checking information and pays request by checking, reception；
If described acquisition module is additionally operable to described checking information passes through checking, read card by NFC module, obtain payer letter
Breath；
If it is not verified that described display module is additionally operable to described checking information, eject not verified prompting.
Payment mechanism based on NFC the most according to claim 7, it is characterised in that described acquisition module is additionally operable to obtain
Beneficiary information；
Described display module is additionally operable to show that described beneficiary information, wherein said beneficiary information include beneficiary title, receipts
Address, money side and beneficiary numbering.
Payment mechanism based on NFC the most according to claim 6, it is characterised in that described second receiver module is additionally operable to
Receiving the sequence information that server generates according to described payer information, beneficiary information and the amount of money to be paid, described order is believed
Breath includes order number；
Described display module is additionally operable to show that the described server received according to described payer information, beneficiary information and is treated
The sequence information that payment generates；
Described display module is additionally operable to eject payer checking information input prompt；
Described first receiver module is additionally operable to receive the payment verification information of input；
Described sending module is additionally operable to send to server described payment verification information and order number, enters in order to described server
Row is verified and is traded processing according to described order number after being verified.
10. according to the arbitrary described payment mechanism based on NFC of claim 6-9, it is characterised in that described payment terminals equipment bag
Include the RF identification chip card supporting ISO15693 and/or ISO14443A agreement.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201610793891.XA CN106296178A (en) | 2016-08-31 | 2016-08-31 | Method of payment based on NFC and device |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201610793891.XA CN106296178A (en) | 2016-08-31 | 2016-08-31 | Method of payment based on NFC and device |
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| CN106296178A true CN106296178A (en) | 2017-01-04 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201610793891.XA Pending CN106296178A (en) | 2016-08-31 | 2016-08-31 | Method of payment based on NFC and device |
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| CN (1) | CN106296178A (en) |
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| CN107688935A (en) * | 2017-08-21 | 2018-02-13 | 北京京东金融科技控股有限公司 | Payment devices, method and device, system, medium and movement, electronic equipment |
| CN108053208A (en) * | 2018-01-02 | 2018-05-18 | 阿里巴巴集团控股有限公司 | The method and apparatus that payment is realized based on Radio Frequency Identification Technology |
| CN108428137A (en) * | 2017-02-14 | 2018-08-21 | 阿里巴巴集团控股有限公司 | Generate the method and device of abbreviation, verification electronic banking rightness of business |
| WO2018166097A1 (en) * | 2017-03-15 | 2018-09-20 | 华为技术有限公司 | Payment method, terminal and server |
| CN110264183A (en) * | 2019-06-25 | 2019-09-20 | 秒针信息技术有限公司 | The method and device of the method and device, trade company's gathering paid the bill to trade company |
| TWI807307B (en) * | 2021-04-20 | 2023-07-01 | 林克芬 | Gas barrel exchange system and gas barrel exchange method thereof |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN108428137A (en) * | 2017-02-14 | 2018-08-21 | 阿里巴巴集团控股有限公司 | Generate the method and device of abbreviation, verification electronic banking rightness of business |
| WO2018166097A1 (en) * | 2017-03-15 | 2018-09-20 | 华为技术有限公司 | Payment method, terminal and server |
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| TWI807307B (en) * | 2021-04-20 | 2023-07-01 | 林克芬 | Gas barrel exchange system and gas barrel exchange method thereof |
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