CN106296145A - Transportation card the Internet recharge method and device - Google Patents
Transportation card the Internet recharge method and device Download PDFInfo
- Publication number
- CN106296145A CN106296145A CN201610640499.1A CN201610640499A CN106296145A CN 106296145 A CN106296145 A CN 106296145A CN 201610640499 A CN201610640499 A CN 201610640499A CN 106296145 A CN106296145 A CN 106296145A
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- payment
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- encryption
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
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- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
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- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses transportation card the Internet recharge method and device, method includes: read the accounts information of transportation card, determine transportation card legal time, receive charging request, obtain the session key from net charging system, be encrypted to form encryption charging request to this charging request according to this session key；Encryption sequence information is generated, so that user pays request according to the input of this encryption sequence information according to encryption charging request；Encryption sequence information comprises payment expense；Receive the request of payment, according to default PKI, payment request is encrypted formation First Certificate；Payment request and First Certificate are sent to third-party payment system, third-party payment system is made to generate the second certificate, when First Certificate and the second certificate are consistent, return payment link is to charging terminal, and is withholdd by this third-party payment system according to payment link and payment expense.The present invention breaks away from and traditional supplements restriction with money, it is achieved charging function on line, provides safety guarantee for recharging payment on line.
Description
Technical field
The present invention designs traffic all-purpose card online recharge technical field, particularly relates to transportation card the Internet recharge method and dress
Put.
Background technology
Along with the continuous popularization of transportation card, the issued volume that the south of the Five Ridges leads to is skyrocketed through with usage amount, fills and pay clothes under existing line
Business is not the most well positioned to meet civic living needs, purchases card difficulty, supplements the problems such as queuing time length with money and have a strong impact on civic
Daily life and movable trip.
Summary of the invention
In order to overcome the deficiencies in the prior art, an object of the present invention is to provide transportation card the Internet recharge method,
It can realize the safe on-line payment of transportation card.
The two of the purpose of the present invention are to provide transportation card the Internet recharging device, its can realize the purpose of the present invention it
One.
An object of the present invention realizes by the following technical solutions:
Transportation card the Internet recharge method, is applied to charging terminal, comprises the steps:
Step one: read the accounts information of transportation card, judge that transportation card is the most legal according to account information, if so, hold
Row step 2, otherwise, reads the accounts information of other transportation cards；
Step 2: receive the charging request of user's input, obtain the session key from net charging system afterwards, according to this meeting
Words this charging request of double secret key is encrypted, to form encryption charging request；
Step 3: generate encryption sequence information according to encryption charging request, and this encryption sequence information is shown supplementing with money
On the display interface of terminal, so that user pays request according to the input of this encryption sequence information；Described encryption sequence information comprises
Payment expense；
Step 4: receive the payment request of user's input, according to default PKI, this payment request is encrypted, to be formed
First Certificate；
Step 5: by payment request and First Certificate send to third-party payment system, make third-party payment system according to
Preset private key and this payment request generates the second certificate, and comparison First Certificate and the second certificate are the most unanimously, the most then return
Payment link, to charging terminal, performs step 6；Otherwise, payment link is not returned to charging terminal；
Step 6: withholdd by this third-party payment system according to payment link and payment expense.
Preferably, the state of the encryption sequence information in described step 3 is state to be paid；In step 6, according to payment
After link and payment expense are withholdd by this third-party payment system, also update the state of encryption sequence information for paying
Success.
Preferably, described third-party payment system includes that Alipay, Unionpay, the south of the Five Ridges lead to net and fill one or more in treasured.
The two of the purpose of the present invention realize by the following technical solutions:
Transportation card the Internet recharging device, is applied to charging terminal, including such as lower module:
Read module: for reading the accounts information of transportation card, judge that transportation card is the most legal according to account information, if
It is to perform receiver module, otherwise, read the accounts information of other transportation cards；
Receiver module: for receiving the charging request of user's input, obtain the session key from net charging system, root afterwards
According to this session key, this charging request is encrypted, to form encryption charging request；
Generation module: for generating encryption sequence information according to encryption charging request, and this encryption sequence information is shown
On the display interface of charging terminal, so that user pays request according to the input of this encryption sequence information；Described encryption order is believed
Breath comprises payment expense；
Encrypting module: for receiving the payment request of user's input, according to default PKI, this payment request is encrypted,
To form First Certificate；
Sending module: for sending payment request and First Certificate to third-party payment system, make Third-party payment system
System basis presets private key and this payment request generates the second certificate, and comparison First Certificate and the second certificate are the most unanimously, if so,
Then return payment link is to charging terminal, and perform to deduct fees module；Otherwise, payment link is not returned to charging terminal；
Deduct fees module: for being withholdd by this third-party payment system according to payment link and payment expense.
Preferably, the state of the encryption sequence information in generation module is state to be paid；Deduct fees in module, according to payment
After link and payment expense are withholdd by this third-party payment system, also update the state of encryption sequence information for paying
Success.
Preferably, described third-party payment system includes that Alipay, Unionpay, the south of the Five Ridges lead to net and fill one or more in treasured.
Compared to existing technology, the beneficial effects of the present invention is:
The present invention breaks away from and existing traditional supplements restriction with money, it is achieved charging function on line, by key authentication and comparison, for
On line, recharging payment provides safety guarantee.
Accompanying drawing explanation
Fig. 1 is the flow chart of the transportation card the Internet recharge method of the present invention.
Detailed description of the invention
Below, in conjunction with accompanying drawing and detailed description of the invention, the present invention is described further:
Participating in Fig. 1, the present invention provides a kind of transportation card the Internet recharge method, complete entire work flow need charging terminal,
Net charging system, third-party payment system, charging terminal is provided with card reader, it is possible to read the data of transportation card, with transportation card
Form annexation.
Concrete, the method for the present invention is applied at charging terminal, comprises the steps:
S1: read the accounts information of transportation card；
Charging terminal is usually built up in the traffic websites such as public place, such as subway station, and it has touch screen, touch screen
Also acting as display function, also have card reader simultaneously, this card reader can be with transportation card wireless connections, and general transportation card is
Nfc card, uses the mode that NFC wireless radiofrequency connects, and reads the information of transportation card.Data communication of the present invention just has SSL encryption.
S2: judge that transportation card is the most legal according to account information, if so, performs S3, otherwise, reads other transportation cards
Accounts information；
At charging terminal, it is provided that PKI authentication function, the legitimacy of checking card, by storage digital certificate, it is provided that close
Key exchange identifies validated user.
S3: receive the charging request of user's input, obtain the session key from net charging system afterwards, close according to this session
This charging request is encrypted by key, to form encryption charging request；
Charging terminal connects transportation card, and when receiving charging request, charging terminal also can be authenticated by net charging system, to protect
Card charging terminal is reliable terminal, and session key is the key that the message during supplementing with money is encrypted deciphering.
S4: generate encryption sequence information according to encryption charging request, and this encryption sequence information is shown at charging terminal
Display interface on so that user according to this encryption sequence information input pay request；Described encryption sequence information comprises payment
Expense；
S5: receive the payment request of user's input, according to default PKI, this payment request is encrypted, to form first
Certificate；
S6: send payment request and First Certificate to third-party payment system, makes third-party payment system according to presetting
Private key and this payment request generate the second certificate,
S7: and comparison First Certificate and the second certificate are the most unanimously, the most then return payment link is to charging terminal, holds
Row S8；Otherwise, payment link is not returned to charging terminal；
Third-party payment system and net charging system hold private key and PKI respectively, when message is that net charging system issues third party
During payment system, net charging system uses PKI to be encrypted the data in message and Generate Certificate, before message here is exactly
Described payment request, the certificate generated here is designated as First Certificate；Third-party payment system, by after message and certificate, uses
Private key generates the second certificate to data encryption, and vice versa.If two certificates of comparison are consistent, then can withhold.Otherwise,
Next step action of withholing can not be carried out.
S8: withholdd by this third-party payment system according to payment link and payment expense.If withholing unsuccessfully, it is
System meeting generation error code, record preserves.
Third-party payment system return payment link is to charging terminal, and shows the display interface at charging terminal, redirects
To Third-party payment backstage, if third-party payment system is Unionpay, user can select different bank according to the actual requirements
Net silver, order is paid by user, after withholing successfully, can update order status.
The state of the encryption sequence information namely generated in preceding step S4 is state to be paid, and in step S8,
After being withholdd by this third-party payment system according to payment link and payment expense, also update the shape of encryption sequence information
State is for pay successfully.
Third-party payment system can be that the south of the Five Ridges leads to net and fills treasured, Unionpay, Alipay.When third-party payment system is that the south of the Five Ridges leads to
When net fills treasured or Alipay, also achieve the fund storage of individual or enterprise.Charging terminal can also connect public bicycles
Leasing system, for its channel flowed out of providing with funds.
This charging terminal can extend and connect new module, does not interferes with original system.
Place system is supplemented with money for transportation card the Internet, by security module, data center, service layer, service application layer and
Basic software is constituted.Security module is the security portal of net charging system, is to ensure that platform is properly functioning, safeguards userspersonal information
With the pith of property safety, need on-premise network fire wall and virus firewall, prevent network attack and poisoning intrusion, and
Information is encrypted management.Data center is to supplement with money, pay and the data such as Capital Flow filling the all-purpose card paying platform on the net
It is collected, arranges and processes.Service layer be according to collected by data center, the all-purpose card data that arrange and process, for visitor
The demand that family colony is different, provides corresponding data, services, traffic-information service and all-purpose card information service etc. for it.Business should
It is to fill based on traffic all-purpose card to pay platform with layer, develops its function service, as aerial hair fastener, on-line payment and fund are transferred accounts.
Basic software mainly has operating system, dispatching management information system, statement analysis software and backup/restoration management system.
In security module, using hardware encryption equipment as encryption device, the message encryption in process of exchange is to ensure data
Safety, user is connected to net charging system by HTTP mode just digital certificate authentication identity.Whole system just has fire wall
Technology, prevents disabled user's intrusion to system.
It addition, the present invention also provides for transportation card the Internet recharging device, it is applied to charging terminal, including such as lower module:
Read module: for reading the accounts information of transportation card, judge that transportation card is the most legal according to account information, if
It is to perform receiver module, otherwise, read the accounts information of other transportation cards；Receiver module: for receiving supplementing with money of user's input
Request, obtains the session key from net charging system afterwards, is encrypted this charging request according to this session key, to be formed
Encryption charging request；Generation module: for generating encryption sequence information according to encryption charging request, and by this encryption sequence information
Display is on the display interface of charging terminal, so that user pays request according to the input of this encryption sequence information；Described encryption is ordered
Single information comprises payment expense；Encrypting module: for receiving the payment request of user's input, please to this payment according to default PKI
Ask and be encrypted, to form First Certificate；Sending module: for payment request and First Certificate are sent to Third-party payment system
System, makes third-party payment system generate the second certificate, and comparison First Certificate and second according to default private key and this payment request
Certificate is the most consistent, the most then return payment link is to charging terminal, and perform to deduct fees module；Otherwise, payment link is not returned extremely
Charging terminal；Deduct fees module: for being withholdd by this third-party payment system according to payment link and payment expense.3rd
Side's payment system includes that Alipay, Unionpay, the south of the Five Ridges lead to net and fill treasured, QQ wallet etc..
The state of the encryption sequence information in generation module is state to be paid；Deduct fees in module, according to payment link and
After payment expense is withholdd by this third-party payment system, also update the state of encryption sequence information for pay successfully.
It will be apparent to those skilled in the art that can technical scheme as described above and design, make other various
Corresponding change and deformation, and all these change and deformation all should belong to the protection domain of the claims in the present invention
Within.
Claims (6)
1. transportation card the Internet recharge method, it is characterised in that be applied to charging terminal, comprise the steps:
Step one: read the accounts information of transportation card, judge that transportation card is the most legal according to account information, if so, perform step
Rapid two, otherwise, read the accounts information of other transportation cards；
Step 2: receive the charging request of user's input, obtain the session key from net charging system afterwards, close according to this session
This charging request is encrypted by key, to form encryption charging request；
Step 3: generate encryption sequence information according to encryption charging request, and this encryption sequence information is shown at charging terminal
Display interface on so that user according to this encryption sequence information input pay request；Described encryption sequence information comprises payment
Expense；
Step 4: receive the payment request of user's input, according to default PKI, this payment request is encrypted, to form first
Certificate；
Step 5: send payment request and First Certificate to third-party payment system, makes third-party payment system according to presetting
Private key and this payment request generate the second certificate, and comparison First Certificate and the second certificate are the most unanimously, the most then return payment
Link to charging terminal, perform step 6；Otherwise, payment link is not returned to charging terminal；
Step 6: withholdd by this third-party payment system according to payment link and payment expense.
2. transportation card the Internet as claimed in claim 1 recharge method, it is characterised in that the encryption order in described step 3
The state of information is state to be paid；In step 6, entered by this third-party payment system according to payment link and payment expense
After row is withholdd, also update the state of encryption sequence information for pay successfully.
3. transportation card the Internet as claimed in claim 1 recharge method, it is characterised in that described third-party payment system includes
Alipay, Unionpay, the south of the Five Ridges lead to net and fill one or more in treasured.
4. transportation card the Internet recharging device, it is characterised in that be applied to charging terminal, including such as lower module:
Read module: for reading the accounts information of transportation card, judge that transportation card is the most legal according to account information, if so,
Perform receiver module, otherwise, read the accounts information of other transportation cards；
Receiver module: for receiving the charging request of user's input, obtain the session key from net charging system afterwards, according to this
This charging request is encrypted by session key, to form encryption charging request；
Generation module: for generating encryption sequence information according to encryption charging request, and this encryption sequence information is shown filling
On the display interface of value terminal, so that user pays request according to the input of this encryption sequence information；Described encryption sequence information bag
Containing payment expense；
Encrypting module: for receiving the payment request of user's input, according to default PKI, this payment request is encrypted, with shape
Become First Certificate；
Sending module: for sending payment request and First Certificate to third-party payment system, make third-party payment system root
Generate the second certificate according to default private key and this payment request, and comparison First Certificate and the second certificate are the most unanimously, the most then return
Returning payment link to charging terminal, perform to deduct fees module；Otherwise, payment link is not returned to charging terminal；
Deduct fees module: for being withholdd by this third-party payment system according to payment link and payment expense.
5. transportation card the Internet as claimed in claim 4 recharging device, it is characterised in that the encryption order letter in generation module
The state of breath is state to be paid；Deduct fees in module, entered by this third-party payment system according to payment link and payment expense
After row is withholdd, also update the state of encryption sequence information for pay successfully.
6. transportation card the Internet as claimed in claim 4 recharging device, it is characterised in that described third-party payment system includes
Alipay, Unionpay, the south of the Five Ridges lead to net and fill one or more in treasured.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610640499.1A CN106296145A (en) | 2016-08-05 | 2016-08-05 | Transportation card the Internet recharge method and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610640499.1A CN106296145A (en) | 2016-08-05 | 2016-08-05 | Transportation card the Internet recharge method and device |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106296145A true CN106296145A (en) | 2017-01-04 |
Family
ID=57666200
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610640499.1A Pending CN106296145A (en) | 2016-08-05 | 2016-08-05 | Transportation card the Internet recharge method and device |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN106296145A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110766399A (en) * | 2019-10-23 | 2020-02-07 | 广东岭南通股份有限公司 | Method, device and system for aggregating and recharging all-in-one cards |
| CN111063098A (en) * | 2019-11-26 | 2020-04-24 | 广州羊城通有限公司 | Method and system for realizing Bluetooth recharging |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101083685A (en) * | 2006-06-03 | 2007-12-05 | 德赛电子(惠州)有限公司 | Method and apparatus for issuing and using saving and environment protection type value storing card and charging card |
| CN102034323A (en) * | 2009-12-01 | 2011-04-27 | 孙伟 | Public traffic one-card service system and implementation method, service platform and point of sale (POS) machine thereof |
| US20140344164A1 (en) * | 2010-12-06 | 2014-11-20 | Voltage Security, Inc. | Purchase Transaction System with Encrypted Payment Card Data |
-
2016
- 2016-08-05 CN CN201610640499.1A patent/CN106296145A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101083685A (en) * | 2006-06-03 | 2007-12-05 | 德赛电子(惠州)有限公司 | Method and apparatus for issuing and using saving and environment protection type value storing card and charging card |
| CN102034323A (en) * | 2009-12-01 | 2011-04-27 | 孙伟 | Public traffic one-card service system and implementation method, service platform and point of sale (POS) machine thereof |
| US20140344164A1 (en) * | 2010-12-06 | 2014-11-20 | Voltage Security, Inc. | Purchase Transaction System with Encrypted Payment Card Data |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110766399A (en) * | 2019-10-23 | 2020-02-07 | 广东岭南通股份有限公司 | Method, device and system for aggregating and recharging all-in-one cards |
| CN110766399B (en) * | 2019-10-23 | 2023-03-24 | 广东岭南通股份有限公司 | Method, device and system for aggregating and recharging all-in-one cards |
| CN111063098A (en) * | 2019-11-26 | 2020-04-24 | 广州羊城通有限公司 | Method and system for realizing Bluetooth recharging |
| CN111063098B (en) * | 2019-11-26 | 2023-03-28 | 广州羊城通有限公司 | Method and system for realizing Bluetooth recharging |
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| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
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| RJ01 | Rejection of invention patent application after publication | ||
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Application publication date: 20170104 |