CN106295211A - Tcm constitution judges to generate the method and system of insurance policy, terminal, server - Google Patents
Tcm constitution judges to generate the method and system of insurance policy, terminal, server Download PDFInfo
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- CN106295211A CN106295211A CN201610682855.6A CN201610682855A CN106295211A CN 106295211 A CN106295211 A CN 106295211A CN 201610682855 A CN201610682855 A CN 201610682855A CN 106295211 A CN106295211 A CN 106295211A
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Abstract
The invention provides tcm constitution to judge to generate the method and system of insurance policy, terminal, server, wherein, the method includes: utilizes and is locked in the behavioural information of sensor periodically acquisition patient on limbs of patient;Described behavioural information is sent to the server being positioned at far-end;Insurance policy data are received from described server.The present invention is on the premise of patient compliance treats, it is possible to ensures that patient obtains due therapeutic effect, reduces the risk in Traditional Chinese health therapeutic process, allow Traditional Chinese health meet the needs of people's Modern Live.
Description
Technical field
The present invention relates to field of computer technology, particularly relate to a kind of generation method of insurance policy, be exactly specifically
A kind of tcm constitution judges to generate the method and system of insurance policy, terminal, server.
Background technology
The traditional Chinese medical science (Traditional Chinese Medicine), refers generally to the tradition created with China Han working people
Medical science is main medical science, so also referred to as Chinese medicine.The traditional Chinese medical science is research Human Physiology, pathology and the one of the diagnosis of disease and preventing and treating etc.
Door subject.Human body, using yin-yang and five elements as theoretical basis, is regarded as gas, shape, the entity of god by Chinese medicine, by " hoping that news is asked
Cut " method of comprehensive analysis of the data gained by the four methods of diagnosis, seek the cause of disease, characteristic of disease, sick position, analyze the vital organs of the human body, meridians joint, QI and blood Tianjin in pathogenesis and human body
The change of liquid, judge ebb and flow between pathogen and vital QI, and then draw name of disease, summarize pattern of syndrome, with determination for the treatment of based on pathogenesis obtained through differentiation of symptoms and signs principle, formulate " antiperspirant, tell, under,
With, temperature, clear, mend, disappear " etc. method for the treatment of, use Chinese medicine, acupuncture, massage, massage, cup, the qigong, the multiple treatment means such as dietetic therapy, make
Human body reaches YIN and YANG balancing and rehabilitation.
Currently, along with growth in the living standard and the quickening of work rhythm, various health care institutions release and with the traditional Chinese medical science are
The health care of body service (i.e. Traditional Chinese health) on basis, the boundary that Traditional Chinese health is pursued balances exactly, treating cold syndrome with hot-nature drugs, and hot person trembles with fear
It, so that neutralizing.Cold heat, heat will be allowed to tremble with fear, knot will dissipate, ease will labor, labor will be escaped.Just have a role to play in the world, and ten thousand
Thing just growth promoter.Traditional Chinese health be through various method reach this perfect condition exactly cause neutralize.
But, owing to Traditional Chinese health (also referred to as traditional Chinese medical science preventive treatment of disease) treatment treatment time is long, and due to patient's self reason
The uncertainty of the therapeutic outcome caused, therefore brings the biggest Operative risk to patient, is likely to cause doctor-patient dispute simultaneously,
Thus cause patient's distrust to Traditional Chinese health.How to reduce the Operative risk of patient, prevent doctor-patient dispute, be this area skill
The technical problem that art personnel are urgently to be resolved hurrily.Therefore, inventor takes the lead in proposing insurance business is incorporated into Traditional Chinese health industry, drops
The Operative risk of low patient.
Summary of the invention
In view of this, the technical problem to be solved in the present invention is to provide a kind of tcm constitution to judge to generate insurance policy
Method and system, terminal, server, solve prior art Traditional Chinese health Operative risk big, it is impossible to adapts to modern fast pace society
The problem of meeting.
In order to solve above-mentioned technical problem, the detailed description of the invention of the present invention provides a kind of tcm constitution to judge to generate insurance
The method of declaration form, including: utilize and be locked in the behavioural information of sensor periodically acquisition patient on limbs of patient;Described behavior is believed
Breath sends the server being positioned at far-end to;Insurance policy data are received from described server.
The detailed description of the invention of the present invention also provides for a kind of tcm constitution and judges to generate the terminal of insurance policy, including: pass
Sensor, is locked on limbs of patient, for periodically obtaining the behavioural information of patient;Transmitter, for passing described behavioural information
Give the server being positioned at far-end;Receptor, for receiving insurance policy data from described server.
The detailed description of the invention of the present invention also provides for a kind of method that tcm constitution judges to generate insurance policy, including: from
Terminal receives the behavioural information of patient;Analyze described behavioural information and obtain analytical data;According to described analytical data and treatment letter
Breath generates insurance policy data;Send described insurance policy data to described terminal.
The detailed description of the invention of the present invention also provides for a kind of tcm constitution and judges to generate the server of insurance policy, including:
Receive unit, for receiving the behavioural information of patient from terminal;Analytic unit, is used for analyzing described behavioural information and obtains analysis number
According to;Signal generating unit, for generating insurance policy data according to described analytical data and treatment information;Transmitting element, for by institute
State insurance policy data and send described terminal to.
The detailed description of the invention of the present invention also provides for a kind of tcm constitution and judges to generate the system of insurance policy, including: eventually
End and server.Wherein, described terminal includes: sensor, is locked on user's limbs, for periodically obtaining the behavior letter of patient
Breath;Transmitter, for sending the server being positioned at far-end to by described behavioural information;Receptor, for connecing from described server
Receive insurance policy data.Server includes: receive unit, for receiving the behavioural information of patient from terminal;Analytic unit, is used for
Analyze described behavioural information and obtain analytical data;Signal generating unit, for generating insurance according to described analytical data and treatment information
Declaration form data;Transmitting element, for sending described insurance policy data to described terminal.
According to the above-mentioned detailed description of the invention of the present invention, tcm constitution judges generate the method for insurance policy and be
System, terminal, server at least have the advantages that the behavioural information utilizing the terminal being locked on limbs of patient to obtain patient
(such as, positional information and movable information etc.), and the behavioural information of acquisition is periodically sent to the server of far-end, server
Behavioural information according to patient and treatment information (such as, Chinese medicine information, patient's basic health information etc.), and combine and control
Treat object information and generate insurance policy, on the premise of patient compliance treats, it is ensured that patient obtains due therapeutic effect, reduce
The risk that in Traditional Chinese health therapeutic process, patient and treatment mechanism face, allows Traditional Chinese health meet the need of people's Modern Live
Want, allow Traditional Chinese health conscientiously come in daily life;Owing to therapeutic outcome is reasonable, solve to a certain extent also
Alleviate doctor-patient dispute, beneficially social security.
It is to be understood that above-mentioned general description and detailed description below be merely illustrative and illustrative, it is not
The scope that the present invention to be advocated can be limited.
Accompanying drawing explanation
Following appended accompanying drawing is a part for the description of the present invention, and it depicts the example embodiment of the present invention, institute
Accompanying drawing is used for illustrating the principle of the present invention together with the description of description.
Fig. 1 judges to generate the enforcement of the method for insurance policy for a kind of tcm constitution that the specific embodiment of the invention provides
The flow chart of example one;
Fig. 2 judges to generate the enforcement of the method for insurance policy for a kind of tcm constitution that the specific embodiment of the invention provides
The flow chart of example two;
Fig. 3 judges to generate the signal of the terminal of insurance policy for a kind of tcm constitution that the specific embodiment of the invention provides
Block diagram;
Fig. 4 judges to generate the enforcement of the method for insurance policy for a kind of tcm constitution that the specific embodiment of the invention provides
The flow chart of example three;
Fig. 5 judges to generate the enforcement of the method for insurance policy for a kind of tcm constitution that the specific embodiment of the invention provides
The flow chart of example four;
Fig. 6 judges showing of the server of generation insurance policy for a kind of tcm constitution that the specific embodiment of the invention provides
Meaning block diagram;
Fig. 7 judges to generate the signal of the system of insurance policy for a kind of tcm constitution that the specific embodiment of the invention provides
Block diagram;
Fig. 8 judges to generate the reality of the system of insurance policy for a kind of tcm constitution that the specific embodiment of the invention provides
Application schematic diagram.
Detailed description of the invention
For making the purpose of the embodiment of the present invention, technical scheme and advantage clearer, below will with accompanying drawing and in detail
Narration clearly illustrates the spirit of disclosed content, and any skilled artisan is understanding present invention
After embodiment, when the technology that can be taught by present invention, being changed and modify, it is without departing from the essence of present invention
God and scope.
The schematic description and description of the present invention is used for explaining the present invention, but not as a limitation of the invention.
It addition, the element/component of same or like label is used to represent same or like portion used in drawings and the embodiments
Point.
About " first " used herein, " second " ... etc., censure order or the meaning of cis-position the most especially, also
It is not used to limit the present invention, its element described with constructed term only for difference or operation.
About direction used herein term, such as: upper and lower, left and right, front or rear etc., it is only the side with reference to accompanying drawing
To.Therefore, the direction term of use is used to illustrate not for limiting this creation.
About " comprising " used herein, " including ", " having ", " containing " etc., it is the term of opening, i.e.
Mean including but not limited to.
About used herein " and/or ", including the arbitrary of described things or all combine.
About term used herein " substantially ", " about " etc., in order to modify any can be with the quantity of microvariations or mistake
Difference, but this slight variations or error can't change its essence.It is said that in general, the microvariations modified of this type of term or error
Scope can be 20% in some embodiments, can be 10% in some embodiments, can be in some embodiments 5% or its
His numerical value.It will be understood by those skilled in the art that the aforementioned numerical value mentioned can adjust according to actual demand, be not limited thereto.
Some is in order to describe the word of the application by lower or discuss in the other places of this description, to provide art technology
Personnel are about guiding extra in the description of the present application.
Fig. 1 judges to generate the enforcement of the method for insurance policy for a kind of tcm constitution that the specific embodiment of the invention provides
The flow chart of example one, as it is shown in figure 1, be locked in sensor on limbs of patient (such as wrist or ankle), it is possible to moment record is suffered from
The behavioural information of person, prevents patient from practising fraud;The behavioural information of acquisition is sent to the server of far-end, and from receiving insurance policy
Data.
This detailed description of the invention shown in the drawings includes:
Step 101: utilize and be locked in the behavioural information of sensor periodically acquisition patient on limbs of patient.Connect patient willingness
After Chinese traditional treatment, under the witness of medical institutions and insurance institution, being locked on limbs of patient by sensor, such as sensor is
One foot ring, is locked on patient's ankle, or sensor is a necklace, is locked on patient's neck, without medical institutions and guarantor
The mandate of danger mechanism, patient can not independently remove this sensor, unless removed with failure mode, so can effectively prevent patient
Cheating, reduces the risk of insurance institution.Can be periodically 10 minutes~30 minutes, the present invention be not limited.The present invention's
In specific embodiment, described behavioural information includes positional information and movable information;Described sensor is to have adding of positioning function
Velocity sensor.
Step 102: described behavioural information is sent to the server being positioned at far-end.Terminal passes through wired or wireless mode
Behavioural information is sent to the server being positioned at far-end.
Step 103: receive insurance policy data from described server.Terminal by wired or wireless mode from far-end
Server receives insurance policy data.
Seeing Fig. 1, the present invention can be on the premise of patient compliance treats, it is ensured that patient obtains due therapeutic effect,
Reduce the risk that in Traditional Chinese health therapeutic process, patient and treatment mechanism face, allow Traditional Chinese health meet people's Modern Live
Need, allow Traditional Chinese health conscientiously come in daily life;Owing to therapeutic outcome is reasonable, solve to a certain extent
And alleviate doctor-patient dispute, beneficially social security.
Fig. 2 judges to generate the enforcement of the method for insurance policy for a kind of tcm constitution that the specific embodiment of the invention provides
The flow chart of example two, as in figure 2 it is shown, behavioural information first passes through short-range communication mode passes to mobile terminal, then by mobile whole
End sends behavioural information to described server by mobile communications network.
In this detailed description of the invention shown in the drawings, step 102 specifically includes:
Step 1021: send described behavioural information to mobile terminal by short-range communication mode.Short-range communication side
Formula can be the modes such as bluetooth, Wi-Fi, infrared, less radio-frequency, WLAN.
Step 1022: utilize described mobile terminal to send described behavioural information to described service by mobile communications network
Device.Mobile communications network can be the mobile communications networks such as 2G, 3G, LTE.In other embodiments of the present invention, also mobile terminal can
Behavioural information to be sent by the Internet to the server of far-end.
See Fig. 2, send behavioural information to described server by mobile terminal, the volume of terminal can be reduced, subtract
The weight of light terminal, can allow patient's long periods of wear, without bringing sense of discomfort to patient, improves the Experience Degree of patient.
Fig. 3 judges to generate the signal of the terminal of insurance policy for a kind of tcm constitution that the specific embodiment of the invention provides
Block diagram, terminal as shown in Figure 3 may apply to, in method as Figure 1-Figure 2, sensor be locked in limbs of patient (such as
Wrist or ankle) on, it is possible to the behavioural information of moment record patient, prevent patient from practising fraud;The behavioural information of acquisition is sent to
The server of far-end, and from receiving insurance policy data.
In this detailed description of the invention shown in the drawings, this terminal includes: sensor 1, transmitter 2 and receptor 3, wherein,
Sensor 1 is locked on limbs of patient, and sensor 1 is for periodically obtaining the behavioural information of patient;Transmitter 2 is for by described row
The server being positioned at far-end is sent to for information;Receptor 3 is for receiving insurance policy data from described server.
Seeing Fig. 3, the present invention can be on the premise of patient compliance treats, it is ensured that patient obtains due therapeutic effect,
Reduce the risk that in Traditional Chinese health therapeutic process, patient and treatment mechanism face, allow Traditional Chinese health meet people's Modern Live
Need, allow Traditional Chinese health conscientiously come in daily life;Owing to therapeutic outcome is reasonable, solve to a certain extent
And alleviate doctor-patient dispute, beneficially social security.
Fig. 4 judges to generate the enforcement of the method for insurance policy for a kind of tcm constitution that the specific embodiment of the invention provides
The flow chart of example three, as shown in Figure 4, server receives from terminal and analyzes the behavioural information of patient, further according to analysis result and
The treatment information generation insurance policy data that patient is corresponding, finally send insurance policy data to described terminal.
This detailed description of the invention shown in the drawings includes:
Step 201: receive the behavioural information of patient from terminal.In the specific embodiment of the present invention, behavioural information includes position
Confidence breath and movable information etc..
Step 202: analyze described behavioural information and obtain analytical data.Such as, it is appreciated that patient is every by behavioural information
It has a rest and duration of sleeping the most on time, it is also possible to learn that patient has dinner and the quantity of motion of patient every day the most on time, very
To obtaining whether user drinks or smoke.
Step 203: generate insurance policy data according to described analytical data and treatment information.The specific embodiment of the present invention
In, treatment information includes Chinese medicine information and patient's basic health information etc..
Step 204: send described insurance policy data to described terminal.Patient can be according to insurance policy data to guarantor
Danger institution requests is compensated, thus gives patient to ensure.
Seeing Fig. 4, server receives the behavioural information that the terminal of far-end sends over, and bonding behavior information generates insurance and protects
Forms data, can carry out patient's traditional Chinese medical science health treatment result compensating reasonablely, reduces the risk of patient's insurance fraud, drops simultaneously
Low doctor-patient dispute odds, beneficially construction of harmonious society, expand the range of application of traditional Chinese medical science preventive treatment of disease.
Fig. 5 judges to generate the enforcement of the method for insurance policy for a kind of tcm constitution that the specific embodiment of the invention provides
The flow chart of example four, as it is shown in figure 5, after being analytical data and treatment information distribution weight, further according to analytical data and treatment letter
Breath generates insurance policy data.
In this detailed description of the invention shown in the drawings, step 203 specifically includes:
Step 2031: according to treatment duration give described analytical data and described treatment information distribution weight, wherein, described in control
Treating duration the longest, the weight of described analytical data is the biggest.At the treatment initial stage, the physical condition of patient itself is to insurance policy number
According to impact bigger, along with treatment go deep into, the behavioural information of patient is increasing on the impact of insurance policy data, because of
This, if patient adheres to treatment in accordance with doctor's advice, do not have the effect obtained after long-term treatment, it is possible to obtain insurance is paid for
Repay, thus reduce patient and carry out the risk of traditional Chinese medical science health treatment.
Step 2032: generate insurance policy data R according to described analytical data C, described treatment information B and described weight.
In one specific embodiment of the present invention, the computing formula of insurance policy data R particularly as follows:
R=C λ+B (1-λ)
Wherein, 0≤λ≤1;Treatment duration is the longest, and the value of λ is the biggest.
Fig. 6 judges showing of the server of generation insurance policy for a kind of tcm constitution that the specific embodiment of the invention provides
Meaning block diagram, as shown in Figure 6, server receives from terminal and analyzes the behavioural information of patient, further according to analysis result and patient couple
The treatment information answered generates insurance policy data, finally sends insurance policy data to described terminal.
In this detailed description of the invention shown in the drawings, this server includes receiving unit 10, analytic unit 20, signal generating unit
30 and transmitting element 40, wherein, receive unit 10 for receiving the behavioural information of patient from terminal;Analytic unit 20, for dividing
Analyse described behavioural information and obtain analytical data;Signal generating unit 30 is protected for generating insurance according to described analytical data and treatment information
Forms data;Transmitting element 40 is for sending described insurance policy data to described terminal.
Seeing Fig. 6, server receives the behavioural information that the terminal of far-end sends over, and bonding behavior information generates insurance and protects
Forms data, can carry out patient's traditional Chinese medical science health treatment result compensating reasonablely, reduces the risk of patient's insurance fraud, drops simultaneously
Low doctor-patient dispute odds, beneficially construction of harmonious society, expand the range of application of traditional Chinese medical science preventive treatment of disease.
Fig. 7 judges to generate the signal of the system of insurance policy for a kind of tcm constitution that the specific embodiment of the invention provides
Block diagram, terminal is for obtaining the behavioural information of patient, and server is for generating for this trouble according to behavioural information and treatment information
The insurance policy data of person.
In this detailed description of the invention shown in the drawings, this system includes terminal 100 and server 200.
Described terminal 100 includes: sensor 1, transmitter 2 and receptor 3, and wherein, sensor 1 is locked on limbs of patient,
Sensor 1 is for periodically obtaining the behavioural information of patient;Transmitter 2 is positioned at far-end for described behavioural information being sent to
Server;Receptor 3 is for receiving insurance policy data from described server.
Described server 200 includes: reception unit 10, analytic unit 20, signal generating unit 30 and transmitting element 40, wherein,
Receive unit 10 for receiving the behavioural information of patient from terminal;Analytic unit 20, is used for analyzing the acquisition point of described behavioural information
Analysis data;Signal generating unit 30 is for generating insurance policy data according to described analytical data and treatment information;Transmitting element 40 is used
In sending described insurance policy data to described terminal.
Seeing Fig. 7, the present invention can be on the premise of patient compliance treats, it is ensured that patient obtains due therapeutic effect,
Reduce the risk that in Traditional Chinese health therapeutic process, patient and treatment mechanism face, allow Traditional Chinese health meet people's Modern Live
Need, allow Traditional Chinese health conscientiously come in daily life;Owing to therapeutic outcome is reasonable, solve to a certain extent
And alleviate doctor-patient dispute, beneficially social security.
Fig. 8 judges to generate the reality of the system of insurance policy for a kind of tcm constitution that the specific embodiment of the invention provides
Application schematic diagram, as shown in Figure 8, is sent to the server of far-end, is in the clothes of far-end after the behavioural information of terminal acquisition patient
Business device receives the behavioural information that terminal sends, and server generates the insurance for this patient further according to behavioural information and treatment information
Declaration form data, finally give corresponding patient by insurance policy data feedback, and patient can manage according to these insurance policy data
Pay for, it is achieved patient, medical institutions' (hospital, care facilities etc.) and insurance institution (insurance company etc.) three need, melting of servicing
Close, it is achieved the scientific and automated job of traditional Chinese medical science preventive treatment of disease, meet the needs of people's modern life.
The specific embodiment of the invention provide a kind of tcm constitution judge generate the method and system of insurance policy, terminal,
Server, utilizes the terminal being locked on limbs of patient to obtain the behavioural information (such as, positional information and movable information etc.) of patient,
And the behavioural information of acquisition is periodically sent to the server of far-end, server is according to the behavioural information of patient and treatment information
(such as, Chinese medicine information, patient's basic health information etc.), and combined treatment object information generation insurance policy, suffering from
On the premise of person's partner treatment, it is ensured that patient obtains due therapeutic effect, reduce in Traditional Chinese health therapeutic process patient and control
Treat the risk that mechanism faces, allow Traditional Chinese health meet the needs of people's Modern Live, allow Traditional Chinese health conscientiously come into people's
In daily life;Owing to therapeutic outcome is reasonable, solve to a certain extent and alleviate doctor-patient dispute, being conducive to society's peace
Rather.
The above-mentioned embodiment of the present invention can be implemented in various hardware, Software Coding or both combinations.Such as, this
Bright embodiment is alternatively and performs said method in data signal processor (Digital Signal Processor, DSP)
Program code.The present invention can also refer to computer processor, digital signal processor, microprocessor or field-programmable gate array
The several functions that row (Field Programmable Gate Array, FPGA) perform.Above-mentioned process can be configured according to the present invention
Device performs particular task, and it defines machine-readable software code or the firmware generation of the ad hoc approach that the present invention discloses by execution
Code completes.Software code or firmware code can be developed into different program languages and different forms or form.It is alternatively
Different target platform composing software codes.But, the software code performing task according to the present invention configures generation with other types
The different code pattern of code, type and language are without departing from spirit and scope of the invention.
The foregoing is only the schematic detailed description of the invention of the present invention, before without departing from the design of the present invention and principle
Put, equivalent variations that any those skilled in the art is made and amendment, the scope of protection of the invention all should be belonged to.
Claims (10)
1. the method that a tcm constitution judges to generate insurance policy, it is characterised in that the method includes:
Utilize and be locked in the behavioural information of sensor periodically acquisition patient on limbs of patient;
Described behavioural information is sent to the server being positioned at far-end;And
Insurance policy data are received from described server.
2. the method that tcm constitution as claimed in claim 1 judges to generate insurance policy, it is characterised in that described behavior is believed
Breath sends the step of the server being positioned at far-end to, specifically includes:
Described behavioural information is sent to mobile terminal by short-range communication mode;And
Described mobile terminal is utilized to send described behavioural information to described server by mobile communications network.
3. the method that tcm constitution as claimed in claim 1 judges to generate insurance policy, it is characterised in that described behavioural information
Including positional information and movable information.
4. the method that tcm constitution as claimed in claim 1 judges to generate insurance policy, it is characterised in that described sensor is
There is the acceleration transducer of positioning function.
5. a tcm constitution judges to generate the terminal of insurance policy, it is characterised in that this terminal includes:
Sensor, is locked on limbs of patient, for periodically obtaining the behavioural information of patient;
Transmitter, for sending the server being positioned at far-end to by described behavioural information;And
Receptor, for receiving insurance policy data from described server.
6. the method that a tcm constitution judges to generate insurance policy, it is characterised in that the method includes:
The behavioural information of patient is received from terminal;
Analyze described behavioural information and obtain analytical data;
Insurance policy data are generated according to described analytical data and treatment information;And
Send described insurance policy data to described terminal.
7. the method that tcm constitution as claimed in claim 6 judges to generate insurance policy, it is characterised in that described treatment information
Including: Chinese medicine information and patient's basic health information.
8. the method that tcm constitution as claimed in claim 7 judges to generate insurance policy, it is characterised in that according to described analysis
Data and treatment information generate the step of insurance policy data, specifically include:
Giving described analytical data and described treatment information distribution weight according to treatment duration, wherein, described treatment duration is the longest, institute
The weight stating analytical data is the biggest;And
Insurance policy data are generated according to described analytical data, described treatment information and described weight.
9. a tcm constitution judges to generate the server of insurance policy, it is characterised in that this server includes:
Receive unit, for receiving the behavioural information of patient from terminal;
Analytic unit, is used for analyzing described behavioural information and obtains analytical data;
Signal generating unit, for generating insurance policy data according to described analytical data and treatment information;And
Transmitting element, for sending described insurance policy data to described terminal.
10. a tcm constitution judges to generate the system of insurance policy, it is characterised in that this system includes: such as claim 5 institute
Server described in the terminal stated and claim 9, wherein,
Described terminal includes:
Sensor, is locked on user's limbs, for periodically obtaining the behavioural information of patient;
Transmitter, for sending the server being positioned at far-end to by described behavioural information;And
Receptor, for receiving insurance policy data from described server,
Described server includes:
Receive unit, for receiving the behavioural information of patient from terminal;
Analytic unit, is used for analyzing described behavioural information and obtains analytical data;
Signal generating unit, for generating insurance policy data according to described analytical data and treatment information;And
Transmitting element, for sending described insurance policy data to described terminal.
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