CN106157023A - A kind of method of payment and user terminal - Google Patents
A kind of method of payment and user terminal Download PDFInfo
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- CN106157023A CN106157023A CN201610509598.6A CN201610509598A CN106157023A CN 106157023 A CN106157023 A CN 106157023A CN 201610509598 A CN201610509598 A CN 201610509598A CN 106157023 A CN106157023 A CN 106157023A
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- payment
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- user terminal
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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- Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Accounting & Taxation (AREA)
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- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
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Abstract
The embodiment of the present invention provides a kind of method of payment and user terminal, needs the delivery operation carried out relatively complicated for solving electronic equipment in prior art in process of exchange, causes the technical problem that the payment in transaction is inefficient.The method includes: obtain the payment request of a corresponding transaction；Request is paid, it is thus achieved that one pays instruction voice messaging based on described；Pay instruction voice messaging based on described, generate and perform a payment signaling, to complete described transaction.
Description
Technical field
The present embodiments relate to electronic technology field, particularly relate to a kind of method of payment and user terminal.
Background technology
Along with scientific and technological develops the fierceness day by day with the market competition rapidly, performance and the outward appearance of electronic equipment have obtained energetically
Promote, become an indispensable part in studying and living.The thing that user utilizes electronic equipment to do also gets more and more, example
As: user can be by mobile phone-downloaded video, music and the game etc. that are connected with the webserver.
At present, being respectively mounted all kinds of application in major part mobile phone, such as shopping application, pay application etc., wherein, user passes through
Payment application in mobile phone can carry out payment function so that payment process is relatively simple, and user is even without carrying cash i.e.
Payment process can be completed, deeply favored by businessman and user.But it is in actual applications, when using the payment function of mobile phone, logical
Often need user to open in mobile phone and pay application accordingly, and in the application interface of display, show payment Quick Response Code, and pass through
This payment Quick Response Code of the device scan of businessman completes payment process, or, need user start pay application after, by pay
The scanning that application interface shows, the Quick Response Code that scanning businessman provides completes to pay.
As can be seen here, electronic equipment of the prior art needs the delivery operation carried out the most numerous during payment transaction
Trivial, cause the payment in process of exchange inefficient.
Summary of the invention
The embodiment of the present invention provides a kind of method of payment and user terminal, is propping up in order to solve electronic equipment in prior art
Paying in process of exchange needs the delivery operation carried out relatively complicated, causes the inefficient technology that pays in payment transaction to be asked
Topic.
The embodiment of the present invention provides a kind of method of payment, is applied in a user terminal, including:
Obtain the payment request of a corresponding transaction；
Request is paid, it is thus achieved that one pays instruction voice messaging based on described；
Pay instruction voice messaging based on described, generate and perform a payment signaling, to complete described transaction.
The embodiment of the present invention provides a kind of terminal unit, including:
First obtains module, for obtaining the payment request of a corresponding transaction；
Second obtains module, for paying request based on described, it is thus achieved that one pays instruction voice messaging；
Payment module, for paying instruction voice messaging based on described, generates and performs a payment signaling, described to complete
Transaction.
A kind of method of payment of embodiment of the present invention offer and terminal unit, please by obtaining the character of a corresponding transaction
Ask, and obtain payment instruction voice messaging based on this character request such that it is able to control electronics based on paying instruction voice messaging
Equipment generates and performs payment instruction, completes transaction, i.e. i.e. be may indicate that by voice messaging in payment process and complete to pay,
And carry out loaded down with trivial details delivery operation without user, therefore simplify the operation in process of exchange, improve the payment effect of electronic equipment
Rate, the most less operation makes the Experience Degree of user higher.
Accompanying drawing explanation
In order to be illustrated more clearly that the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing
In having technology to describe, the required accompanying drawing used is briefly described, it should be apparent that, the accompanying drawing in describing below is this
Some bright embodiments, for those of ordinary skill in the art, on the premise of not paying creative work, it is also possible to root
Other accompanying drawing is obtained according to these accompanying drawings.
Fig. 1 is method of payment flow chart in the embodiment of the present invention；
Fig. 2 is the structural representation of electronic equipment in the embodiment of the present invention.
Detailed description of the invention
For making the purpose of the embodiment of the present invention, technical scheme and advantage clearer, below in conjunction with the embodiment of the present invention
In accompanying drawing, the technical scheme in the embodiment of the present invention is clearly and completely described, it is clear that described embodiment is
The a part of embodiment of the present invention rather than whole embodiments.Based on the embodiment in the present invention, those of ordinary skill in the art
The every other embodiment obtained under not making creative work premise, broadly falls into the scope of protection of the invention.
User terminal in the embodiment of the present invention can be user use at least have network connecting function and pay merit
The mobile device of energy, such as notebook computer, smart mobile phone, PAD (panel computer) etc., this is not made specifically by the embodiment of the present invention
Limit.
As it is shown in figure 1, the open a kind of method of payment of the embodiment of the present invention, being applied in user terminal, the method can be retouched
State as follows.
S11: obtain the payment request of a corresponding transaction；
S12: based on paying request, it is thus achieved that one pays instruction voice messaging；
S13: based on paying instruction voice messaging, generate and perform a payment signaling, to complete transaction.
In the embodiment of the present invention, when user needs to pay transaction, user terminal can obtain corresponding payment
Request, thus the payment instruction voice messaging of user is obtained by this character request, pay signaling to generate and to perform, thus complete
Become transaction, it is achieved the voice payment function of electronic equipment, improve the payment efficiency in transaction process of exchange.
Optionally, this transaction could be for the transaction that user terminal is produced, i.e. network trading by network, as network is purchased
Thing, network are transferred accounts etc..
In actual applications, user is before the payment function using user terminal, it usually needs open corresponding online
Pay function, can have two kinds of approach: one is by Third-party payment platform, such as Alipay, Net silver etc.；Two is to consult with bank
Obtain a payment interface, thus user can connect Third-party payment platform by user terminal or Web bank pays
Function.
Request that what user terminal obtained pay can be the equipment of businessman or third-party application is sent out based on current transaction
Send for asking user terminal to the solicited message that pays of transaction.
As a rule, user is being paid accordingly by the terminal applies (such as Alipay application etc.) in user terminal
During operation, application i.e. can obtain relevant payment request, such as accounting payment request, shopping payment request, red packet payment request
Etc..
Optionally, user terminal, after obtaining the request of payment, can carry out S12.In S12, pay instruction voice messaging
It can be the voice messaging said of the user of user terminal collection.As a rule, this payment instruction voice messaging can comprise phase
The key word answered, with show this voice messaging for user say for instruction or confirm pay if.Such as, if user terminal sets
The standby payment instruction voice messaging obtained is " paying 15 yuan ", and the key word wherein comprised can be " payment ", " 15 yuan ".
In actual applications, the process of S12 can be based on paying request, opens the voice collecting unit of user terminal,
And then obtain the payment instruction voice messaging gathered by voice collecting unit.Wherein, this voice collecting unit can be Mike
Wind, such as microphone array etc., this is not specifically limited by the embodiment of the present invention.
Optionally, when controlling user terminal and opening voice collecting unit, can be conducting voice collecting unit and power supply
Between line, to provide voice collecting unit to carry out the working power needed for voice messaging collection.Opening voice collecting list
After unit, voice collecting unit can detect voice messaging present in user terminal local environment, and is acquired, to obtain phase
The payment instruction voice messaging answered.
In actual applications, user is when using user terminal to be traded, if user terminal receives corresponding payment
Request, gets final product the mike in starting hand-set and gathers the voice messaging described in user, and be defined as the voice messaging of collection propping up
Pay instruction voice messaging.
Such as, if user has purchased commodity by the shopping application in mobile phone, the order amount of money of commodity is being paid
Time, mobile phone will receive the payment request from businessman, and collection is asked based on this payment, and (i.e. voice is adopted can to control mike
Collection unit) gather the sound of speaking that user is current, this sound of speaking i.e. is likely to be user and indicates terminal unit to current transaction
Carry out the voice messaging paid.
Certainly, in actual applications, when user terminal needs to obtain and pays instruction voice messaging, voice collecting is being opened
While unit or can also export an information afterwards, this information may be used for pointing out user to carry out paying deictic word
The input of message breath.Such as, this information can be that the relevant character that pays of display is pointed out, as " inputted payment to refer to
Show ", or, this information can also voice message, even, it is also possible to be display lamp prompting etc., improve in gatherer process
Prompting effect to user, thus improve paying the accuracy that instruction voice messaging gathers.
In the embodiment of the present invention, after user terminal obtains and pays instruction voice messaging, S13 can be carried out.In S13,
User terminal can carry out voice recognition processing to paying instruction voice messaging, and voice recognition processing generally can include voice
The pretreatment of signal, feature extraction etc., wherein, pretreatment mainly include pre-filtering, sample and quantify, windowing, end-point detection,
The processes such as preemphasis.Therefore, by pay instruction voice messaging process, i.e. be available for characterize need to this conclude the business into
The speech recognition content that row pays.
Speech recognition content can be pay instruction voice messaging in key word, it may be used to indicate that linguistic information
For user for indicating the information of payment.Such as, if paying instruction linguistic information is " the transfer of payment amount of money 200 yuan ", then obtain
Speech recognition content can be " transferring accounts ", " 200 yuan " etc..
Optionally, obtaining after speech recognition content, it is also possible to determine language identification content comprised user for
The corresponding contents that instruction pays.As a rule, this corresponding contents can be determined by the contents attribute of speech recognition content really
Fixed.Such as, if identifying in speech recognition content, content 1 is " 200 yuan ", and its contents attribute is the genus for showing payment
Property, if identifying, content 2 is " transferring accounts " or " giving bonus ", and its contents attribute is and shows for carrying out the attribute paid, etc..
And then, can i.e. can determine whether according to the contents attribute of speech recognition content to pay whether instruction voice messaging is effective
Instruction linguistic information.Show the amount of money (such as above-mentioned identification content 1) for example, it is possible to exist in voice messaging simultaneously and show to pay
Speech recognition content (such as above-mentioned identification content 2) time, determine this payment instruction voice messaging for effectively to indicate linguistic information, this
Time, user terminal can generate and perform a payment signaling based on the speech recognition content obtained.
Optionally, pay signaling to may be used for controlling the delivery operation in user terminal execution transaction, to complete transaction, example
Hand over to businessman or relevant payment platform (such as Third-party payment or Web bank etc.) as the application that pays in mobile phone can be controlled
The most required amount of money.
Such as, if user terminal is mobile phone, the payment instruction voice messaging gathered by mobile phone is " the transfer of payment amount of money
100 yuan ", the speech recognition content determined includes " transferring accounts ", " 100 yuan " etc., then user terminal can generate corresponding disbursement letter
Order, i.e. shows that user has indicated and confirmed that needs carry out (transferring accounts) and pay, now can submit Third-party payment platform to, as propped up
Pay Baoying County's use, to be paid by the corresponding account of user, such as the order amount of money 100 yuan of user's payment for merchandise, complete transaction.
Therefore in the embodiment of the present invention, by extracting the speech recognition content paid in instruction voice messaging of user, permissible
Generate and pay signaling accordingly, by performing payment signaling, user can be paid the response required, it is achieved voice payment,
Make the means of payment in the process of exchange of user terminal the most convenient, pay efficiency higher.
Optionally, in the embodiment of the present invention, before generating based on speech recognition content and perform payment information, it is also possible to
Obtaining the voice attribute information paying instruction voice messaging, this voice attribute information can include the vocal print feature letter of voice messaging
Breath, intensity of sound etc..
In actual applications, when payment instruction voice messaging is processed, payment instruction voice messaging can be obtained
Voice attribute information, as a rule, during to paying instruction voice messaging carrying out voice recognition processing, i.e. can extract
The corresponding voice attribute information of voice messaging.
Further, can determine whether whether voice attribute information is preset sound attribute information, wherein preset sound attribute information
Can be voice attribute information corresponding to that prestore and payment accounts certification user, its may reside in user terminal or
For the reserved information that the identity of user is verified in payment platform.
Such as, if user A is when paying application register account number by certain in mobile phone, reserve the sound of speaking of user A,
I.e. voice messaging 1, then the relevant sound characteristic information of voice messaging 1 is preset sound attribute information.
In actual applications, user terminal, can be based on payment when determining preset sound attribute corresponding to process of exchange
Account determine.As a rule, by the account of real-name authentication, reserved information corresponding to different accounts is typically different, i.e.
Preset sound attribute corresponding to different accounts also differs, then user terminal can log in or the account of binding is come really based on current
Fixed corresponding preset sound attribute information, in order to mate with the voice attribute information paying instruction voice messaging, it is achieved right
The checking of user.
Therefore, in process of exchange, user terminal can be after prompting user carries out phonetic entry, language user inputted
The voice attribute information of message breath is mated with the preset sound attribute of reserved voice, tests with the identity to user
Card.As a rule, when determining that the voice attribute information paying instruction linguistic information is identical with preset sound attribute information, permissible
Determining that active user is certification user, user terminal may determine that this payment instruction linguistic information comes from certification user, no
Then, this voice messaging can not be responded by user terminal accordingly.
Such as, based on aforementioned citing, when carrying out online payment by mobile phone, if being adopted by the voice collecting unit of mobile phone
Collect and pay instruction voice messaging to first, now may determine that the first voice attribute letter that the first payment instruction voice messaging is corresponding
Breath, however, it is determined that the first voice attribute information is identical with preset sound attribute information, then may determine that being currently entered the first payment refers to
Showing that the user of voice messaging is user A, i.e. current indicating user terminal carries out the user of delivery operation for have passed through certification
User.Otherwise, it is determined that first pays the voice messaging that instruction voice messaging does not inputs for user A, now can control hands
Machine Resurvey voice messaging, as prompting user re-enters payment instruction voice messaging etc..
Therefore by the judgement proof procedure paying instruction voice messaging, it can be ensured that the payment instruction that user terminal receives
Voice messaging comes from certification user, thus improves the safety and reliability paid in process of exchange.
Based on technique scheme, as in figure 2 it is shown, provide a kind of user terminal in one embodiment of the invention, this user is eventually
End can be to have network connecting function and the electronic equipment of network payment function, such as smart mobile phone, PAD, notebook computer etc.
Deng.This user terminal may include that the first acquisition module 201, second obtains module 202 and payment module 203.
In the embodiment of the present invention, first obtains module 201 may be used for obtaining the payment request of a corresponding transaction.
Second obtains module 202 may be used for paying request based on described, it is thus achieved that one pays instruction voice messaging.
Payment module 203 may be used for paying instruction voice messaging based on described, generates and perform a payment signaling, with complete
Become described transaction.
In actual applications, can also include corresponding communication module in user terminal, this communication module may be used for reality
Existing user terminal and the connection of network system, such that it is able to the online payment function in user.Even, user terminal can pass through
Communication module Connection Service device, other terminal etc., to communicate accordingly or transaction etc..
Additionally, user terminal is also provided with voice collecting unit, may be used for gathering user terminal local environment
In user speech information.Voice collecting unit can be the mike arranged in user terminal, such as microphone array etc., this
This is not specifically limited by bright embodiment.
In actual applications, the first acquisition module 201 can include opening unit and obtaining unit.
Wherein, open unit and may be used for paying request based on described, open the voice collecting unit of described user terminal,
So that voice messaging present in current environment is acquired by voice collecting unit, as gathered the sound etc. of speaking of user.
Obtain unit to may be used for obtaining the payment instruction voice messaging gathered by described voice collecting unit.User
In terminal, voice collecting unit can be respectively connected with unlatching unit and acquisition unit respectively, then opening unit unlatching voice
After collecting unit, the payment collected instruction voice messaging can be sent to obtain unit by voice collecting unit.
Paying instruction voice messaging can be the voice messaging that user terminal is said by the user that voice collecting unit gathers.
As a rule, this payment instruction voice messaging can comprise corresponding key word, to show what this voice messaging was said for user
If confirming to pay.Such as, if the payment instruction voice messaging that subscriber terminal equipment obtains is " paying 15 yuan ", wherein
The key word comprised can be " payment ", " 15 yuan ", or, if paying instruction voice messaging is " transferring accounts 20 yuan ", the most accordingly
Key word can be " transferring accounts " and " 20 yuan ".
Optionally, the payment module 203 in user terminal can include the first Audio Processing Unit and payment unit.
Wherein, the first Audio Processing Unit may be used for processing the described instruction voice messaging that pays, it is thus achieved that is used for
Characterizing the speech recognition content needing to pay described transaction, this speech recognition content can be the first Audio Processing Unit
Determined by processing the speech recognition etc. paying instruction voice messaging, it can pay in instruction voice messaging
Key word, it may be used to indicate that linguistic information is that user is for indicating the information of payment.Such as, if paying instruction linguistic information
For " the transfer of payment amount of money 200 yuan ", then the speech recognition content obtained can be " transferring accounts ", " 200 yuan " etc..
The payment unit that payment module 203 includes may be used for, based on described speech recognition content, generating and perform one
Pay signaling, to complete described transaction.This payment signaling may be used for controlling user terminal and performs the delivery operation in transaction, with complete
Become transaction, such as, can control mobile phone pays application to businessman or relevant payment platform (such as Third-party payment or online
Bank etc.) transaction needed for the amount of money.
Optionally, user terminal can also include the second Audio Processing Unit, may be used for described based on described voice
Identify content, before generating and perform a payment signaling, the described instruction voice messaging that pays is processed, it is thus achieved that described payment
The voice attribute information of instruction voice messaging.
Optionally, the payment unit in user terminal can include judgment sub-unit and pay subelement.
Wherein, it is judged that subelement may be used for judging whether described voice attribute information is preset sound attribute information, in advance
If voice attribute information can be the reserved information of user, it can be the sound the most corresponding with user account number in user terminal
Attribute information, therefore by obtaining the voice attribute information paying instruction linguistic information, and judge its whether with preset sound attribute
Information is identical, may thereby determine that whether the payment instruction linguistic information of collection is the corresponding linguistic information of pre-set user, improves
The safety of process of exchange.
Pay subelement and may be used for when described voice attribute information is preset sound attribute information, based on described voice
Identify content, generate and perform a payment signaling, i.e. show that user has indicated and confirmed that needs carry out (transferring accounts) and pay, user
Terminal, by performing this payment signaling, can complete to pay, it is achieved transaction.
The modules in user terminal in the embodiment of the present invention may be configured to perform the payer shown in Fig. 1
Method, owing to the user terminal in the embodiment of the present invention is similar to the principle that the method for payment in Fig. 1 solves problem, the therefore present invention
In embodiment, the enforcement of user terminal may refer to the enforcement of method of payment in Fig. 1, does not repeats them here.
A kind of terminal unit that the embodiment of the present invention provides, by obtaining the character request of a corresponding transaction, and based on this
Character request obtains and pays instruction voice messaging such that it is able to controls electronic equipment based on payment instruction voice messaging and generates and hold
Row payment instruction, is completed transaction, i.e. i.e. be may indicate that by voice messaging in payment process and complete to pay, and entering without user
The delivery operation that row is loaded down with trivial details, therefore simplify the operation in process of exchange, improve the payment efficiency of electronic equipment, the most less
Operation makes the Experience Degree of user higher.
It should be noted that in the embodiment of the present invention, hardware processor (hardware processor) can be passed through
Realize the function of above-mentioned related function module.
Device embodiment described above is only schematically, and the wherein said unit illustrated as separating component can
To be or to may not be physically separate, the parts shown as unit can be or may not be physics list
Unit, i.e. may be located at a place, or can also be distributed on multiple NE.Can be selected it according to the actual needs
In some or all of module realize the purpose of the present embodiment scheme.Those of ordinary skill in the art are not paying creativeness
Work in the case of, be i.e. appreciated that and implement.
Through the above description of the embodiments, those skilled in the art it can be understood that to each embodiment can
The mode adding required general hardware platform by software realizes, naturally it is also possible to pass through hardware.Based on such understanding, on
State the part that prior art contributes by technical scheme the most in other words to embody with the form of software product, should
Computer software product can store in a computer-readable storage medium, such as ROM/RAM, magnetic disc, CD etc., including some fingers
Make with so that a computer equipment (can be personal computer, server, or the network equipment etc.) performs each and implements
The method described in some part of example or embodiment.
Last it is noted that above example is only in order to illustrate technical scheme, it is not intended to limit；Although
With reference to previous embodiment, the present invention is described in detail, it will be understood by those within the art that: it still may be used
So that the technical scheme described in foregoing embodiments to be modified, or wherein portion of techniques feature is carried out equivalent；
And these amendment or replace, do not make appropriate technical solution essence depart from various embodiments of the present invention technical scheme spirit and
Scope.
Claims (10)
1. a method of payment, is applied in a user terminal, it is characterised in that including:
Obtain the payment request of a corresponding transaction；
Request is paid, it is thus achieved that one pays instruction voice messaging based on described；
Pay instruction voice messaging based on described, generate and perform a payment signaling, to complete described transaction.
Method the most according to claim 1, it is characterised in that described based on described payment request, it is thus achieved that one pays instruction
Voice messaging, including:
Pay request based on described, open the voice collecting unit of described user terminal；
Obtain the payment instruction voice messaging gathered by described voice collecting unit.
Method the most according to claim 1 and 2, it is characterised in that described based on described payment instruction voice messaging, generates
And perform a payment signaling, to complete described transaction, including:
The described instruction voice messaging that pays is processed, it is thus achieved that need the voice that described transaction is paid to know for characterizing
Other content；
Based on described speech recognition content, generate and perform a payment signaling, to complete described transaction.
Method the most according to claim 3, it is characterised in that described based on described speech recognition content, generate and hold
Before row one pays signaling, described method also includes:
The described instruction voice messaging that pays is processed, it is thus achieved that the described voice attribute information paying instruction voice messaging.
Method the most according to claim 4, it is characterised in that based on described speech recognition content, generate and perform one
Pay signaling, including:
Judge whether described voice attribute information is preset sound attribute information；
When for being, based on described speech recognition content, generate and perform a payment signaling.
6. a user terminal, it is characterised in that including:
First obtains module, for obtaining the payment request of a corresponding transaction；
Second obtains module, for paying request based on described, it is thus achieved that one pays instruction voice messaging；
Payment module, for paying instruction voice messaging based on described, generates and performs a payment signaling, to complete described friendship
Easily.
User terminal the most according to claim 6, it is characterised in that described first obtains module, including:
Open unit, for paying request based on described, open the voice collecting unit of described user terminal；
Obtain unit, for obtaining the payment instruction voice messaging gathered by described voice collecting unit.
8. according to the user terminal described in claim 6 or 7, it is characterised in that described payment module, including:
First Audio Processing Unit, for processing the described instruction voice messaging that pays, it is thus achieved that be used for characterizing needs to institute
State the speech recognition content that transaction carries out paying；
Payment unit, for based on described speech recognition content, generates and performs a payment signaling, to complete described transaction.
User terminal the most according to claim 8, it is characterised in that described user terminal also includes:
Second Audio Processing Unit, is used for described based on described speech recognition content, before generating and perform a payment signaling,
The described instruction voice messaging that pays is processed, it is thus achieved that the described voice attribute information paying instruction voice messaging.
User terminal the most according to claim 9, it is characterised in that described payment unit includes:
Judgment sub-unit, is used for judging whether described voice attribute information is preset sound attribute information；
Pay subelement, for when for being, based on described speech recognition content, generate and perform a payment signaling.
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| CN201610509598.6A CN106157023A (en) | 2016-06-30 | 2016-06-30 | A kind of method of payment and user terminal |
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| CN201610509598.6A CN106157023A (en) | 2016-06-30 | 2016-06-30 | A kind of method of payment and user terminal |
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Cited By (13)
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| CN107341657A (en) * | 2017-06-22 | 2017-11-10 | 北京小米移动软件有限公司 | Payment process method, apparatus and terminal based on application program |
| CN107977839A (en) * | 2017-10-10 | 2018-05-01 | 捷开通讯(深圳)有限公司 | A kind of voice guide method of payment, mobile terminal and the device with store function |
| CN108038687A (en) * | 2017-11-21 | 2018-05-15 | 平安科技（深圳）有限公司 | Method of commerce, server and computer-readable recording medium based on speech recognition |
| CN108460591A (en) * | 2017-02-22 | 2018-08-28 | 阿里巴巴集团控股有限公司 | Payment processing method and device, method of commerce and mobile device |
| CN108831488A (en) * | 2018-07-27 | 2018-11-16 | 北京小米移动软件有限公司 | Terminal and auth method |
| CN108921562A (en) * | 2018-05-24 | 2018-11-30 | 佛山市竣智文化传播股份有限公司 | A kind of on-line payment and its device based on Application on Voiceprint Recognition |
| CN109034827A (en) * | 2018-08-30 | 2018-12-18 | Oppo广东移动通信有限公司 | Method of payment, device, wearable device and storage medium |
| CN109636398A (en) * | 2018-11-19 | 2019-04-16 | 阿里巴巴集团控股有限公司 | Pay householder method, device and system |
| CN109886669A (en) * | 2019-02-01 | 2019-06-14 | 北京小米智能科技有限公司 | Electric paying method and device |
| CN110516493A (en) * | 2018-05-22 | 2019-11-29 | 维沃移动通信有限公司 | A kind of barcode scanning method and mobile terminal |
| CN111652611A (en) * | 2020-05-27 | 2020-09-11 | 维沃移动通信有限公司 | Payment method and electronic equipment |
| CN112085508A (en) * | 2019-06-13 | 2020-12-15 | 奇酷互联网络科技（深圳）有限公司 | Payment method, terminal and device with storage function |
| CN112308558A (en) * | 2020-10-27 | 2021-02-02 | 支付宝(杭州)信息技术有限公司 | Voice interaction payment method, server, device, equipment and system |
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| CN108038687A (en) * | 2017-11-21 | 2018-05-15 | 平安科技（深圳）有限公司 | Method of commerce, server and computer-readable recording medium based on speech recognition |
| CN108038687B (en) * | 2017-11-21 | 2022-03-18 | 平安科技（深圳）有限公司 | Transaction method based on voice recognition, server and computer-readable storage medium |
| CN110516493A (en) * | 2018-05-22 | 2019-11-29 | 维沃移动通信有限公司 | A kind of barcode scanning method and mobile terminal |
| CN108921562A (en) * | 2018-05-24 | 2018-11-30 | 佛山市竣智文化传播股份有限公司 | A kind of on-line payment and its device based on Application on Voiceprint Recognition |
| CN108831488A (en) * | 2018-07-27 | 2018-11-16 | 北京小米移动软件有限公司 | Terminal and auth method |
| CN109034827A (en) * | 2018-08-30 | 2018-12-18 | Oppo广东移动通信有限公司 | Method of payment, device, wearable device and storage medium |
| CN109636398A (en) * | 2018-11-19 | 2019-04-16 | 阿里巴巴集团控股有限公司 | Pay householder method, device and system |
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| CN109886669A (en) * | 2019-02-01 | 2019-06-14 | 北京小米智能科技有限公司 | Electric paying method and device |
| CN112085508A (en) * | 2019-06-13 | 2020-12-15 | 奇酷互联网络科技（深圳）有限公司 | Payment method, terminal and device with storage function |
| CN111652611A (en) * | 2020-05-27 | 2020-09-11 | 维沃移动通信有限公司 | Payment method and electronic equipment |
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