CN106022765A - Online payment device based on headset microphoning - Google Patents
Online payment device based on headset microphoning Download PDFInfo
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- CN106022765A CN106022765A CN201610335783.8A CN201610335783A CN106022765A CN 106022765 A CN106022765 A CN 106022765A CN 201610335783 A CN201610335783 A CN 201610335783A CN 106022765 A CN106022765 A CN 106022765A
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- Prior art keywords
- chip
- headset
- input
- chip microcomputer
- outfan
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3272—Short range or proximity payments by means of M-devices using an audio code
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
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- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
The invention provides an online payment device based on headset microphoning. The online payment device comprises an IC (integrated circuit) card seat, a headset and a payment gateway, wherein an output end of the headset is connected with an input end of a single chip microcomputer via a data line; an output end of the IC card seat is connected with an input end of an IC card read-write chip; an output end of the IC card read-write chip is connected with the input end of the single chip microcomputer; an output end of the single chip microcomputer is connected with an input end of a demodulation chip; an output end of the demodulation chip is connected with an input end of a decoding chip; the output end of the decoding chip is connected with an input end of a comparison correction unit; an output end of a decoding correction unit is connected with an input end of the payment gateway; the output end of the single chip microcomputer is also connected with an input end of a recording chip; an output end of the recording chip is connected with an input end of a storage chip; and the single chip microcomputer is bidirectionally connected with a wireless information transmission unit. The online payment device has the following beneficial effects that the device is rapid compared with a conventional password payment method, and payment can be completed only by needing to speak a specific voice command.
Description
Technical field
The present invention is a kind of on-line payment device transaudient based on headset, belongs to payment device apparatus field.
Background technology
Along with the progress of science and technology, the consumption means of people are changed into POS from means of payment such as initial cash, checks and swipe the card payment, Web bank's payment etc., provide consumption pattern easily for people.Currently, POS machine is commonly used in the consumption occasions such as each emporium, and the product bought directly can be paid by consumer by the form swiped the card.
This theory of Third-party payment, is first proposed in the World Economic Forum of Davos in 2005 by Ma Yun.He thinks, managing E-business, and emphasis should be the safety of ecommerce.One e-commerce environment not having safety assurance, be do not have real sincerity and trust for.And safety problem to be solved, it is necessary for first setting about from bargain link.The most therefore Third-party payment platform arises at the historic moment.
So-called Third-party payment, it is simply that some and product the country one belongs to and external each big bank are contracted and possess the transaction support platform that third party's independent agency of certain strength and prestige guarantee provides.In the transaction by Third-party payment platform, after buyer's free choice of goods, the account using third-party platform to provide carries out payment for goods payment, third party notify that seller's payment for goods arrives, delivers；After buyer's item inspecting, it is possible to advice and pay is to seller, and fund is gone to seller's account by third party again.
Certainly Third-party payment not necessarily shopping on the web also pays, such as the industry such as supermarket, newsstand, market, pharmacy, hospital, eating and drinking establishment, movie theatre, phonotape and videotape and gas station, including paying of water, electricity, gas expense.These fields all have feature frequently of concluding the business, when consumer pays by swiping the card, the most important condition is to input password, this just payment to consumer cause restriction, therefore we need a kind of payment device, this payment device can be simpler than input password, and consumer can realize immediately i.e. paying easily.
Summary of the invention
The deficiency existed for prior art, it is an object of the present invention to provide a kind of on-line payment device transaudient based on headset, and to solve the problem proposed in above-mentioned background technology, the present invention is easy to use, it is simple to operation, good stability, and reliability is high.
To achieve these goals, the present invention is to realize by the following technical solutions: a kind of on-line payment device transaudient based on headset, including IC-card seat, headset, data wire, Ethernet and payment gateway, described IC-card seat be internally provided with printed circuit board, it is welded with single-chip microcomputer on described printed circuit board, IC-card read-write chip, wireless information transfer unit, demodulation chip, decoding chip, contrast correction unit, recording chip and storage chip, described IC-card seat connects headset by data wire, the outer surface of described headset is provided with shell body, described shell body be internally provided with magnet, described magnet front end is provided with vibrating diaphragm, on front side of described magnet, outer surface is enclosed with coil；The outfan of described headset is connected with the input of single-chip microcomputer by data wire, the outfan of described IC-card seat is connected with the input of IC-card read-write chip, the described outfan of IC-card read-write chip is connected with the input of single-chip microcomputer, the outfan of described single-chip microcomputer is connected with the input of demodulation chip, the outfan of described demodulation chip is connected with the input of decoding chip, the outfan of described decoding chip is connected with the input of contrast correction unit, the outfan of described decoding correction unit is connected with the input of payment gateway, the outfan of described single-chip microcomputer is also connected with the input of recording chip, the outfan of described recording chip is connected with the input of storage chip, described single-chip microcomputer is bi-directionally connected with wireless information transfer unit.
Further, described magnet is a kind of permanent magnet, by being equipped on vibrating diaphragm by coil, then is placed between the magnetic field of magnet, the sound sensed by vibrating diaphragm, is indirectly converted into electric energy signal via coil and sends to single-chip microcomputer.
Further, described single-chip microcomputer is connected with Ethernet bi-directional data by wireless information transfer unit, stores voice payment instruction in described Ethernet, and the instruction of this voice payment is by wireless information transfer unit transmission to single-chip microcomputer.
Further, described wireless information transfer unit is ZigBee wireless information transfer module or WiFi information transmission modular.
Beneficial effects of the present invention: a kind of transaudient based on the headset on-line payment device of the present invention, 1, pay more quick compared to conventional cipher, only need to say specific phonetic order just can complete to pay, and this phonetic order said can be stored in storage element, automatically for evidence for payment.
2, having very high security, this safety is to prevent others from peeping your password, if you use conventional cipher, it is impossible to the meeting avoided is peeped your payment cipher by malicious person, if using this device, without having to worry about.
Accompanying drawing explanation
The detailed description with reference to the following drawings, non-limiting example made by reading, the other features, objects and advantages of the present invention will become more apparent upon:
Fig. 1 is the structural representation of a kind of on-line payment device transaudient based on headset of the present invention；
Fig. 2 is the headset internal structure schematic diagram of a kind of on-line payment device transaudient based on headset of the present invention；
Fig. 3 is the printed circuit board structural representation of a kind of on-line payment device transaudient based on headset of the present invention；
Fig. 4 is the operation principle block diagram of a kind of on-line payment device transaudient based on headset of the present invention；
In figure: 1-IC deck, 2-headset, 3-data wire, 4-Ethernet, 5-payment gateway, 11-printed circuit board, 12-single-chip microcomputer, 13-IC card read-write chip, 14-wireless information transfer unit, 15-demodulation chip, 16-decoding chip, 17-contrast correction unit, 18-recording chip, 19-storage chip, 21-shell body, 22-magnet, 23-vibrating diaphragm, 24-coil.
Detailed description of the invention
For the technological means making the present invention realize, creation characteristic, reach purpose and be easy to understand with effect, below in conjunction with detailed description of the invention, the present invention is expanded on further.
Refer to Fig. 1, Fig. 2, Fig. 3 and Fig. 4, the present invention provides a kind of technical scheme: a kind of on-line payment device transaudient based on headset, including IC-card seat 1, headset 2, data wire 3, Ethernet 4 and payment gateway 5, IC-card seat 1 be internally provided with printed circuit board 11, single-chip microcomputer 12 it is welded with on printed circuit board 11, IC-card read-write chip 13, wireless information transfer unit 14, demodulation chip 15, decoding chip 16, contrast correction unit 17, recording chip 18 and storage chip 19, IC-card seat 1 connects headset 2 by data wire 3, the outer surface of headset 2 is provided with shell body 21, shell body 21 be internally provided with magnet 22, magnet 22 front end is provided with vibrating diaphragm 23, on front side of magnet 22, outer surface is enclosed with coil 24.
The outfan of headset 2 is connected with the input of single-chip microcomputer 12 by data wire 3, the outfan of IC-card seat 1 is connected with the input of IC-card read-write chip 13, the outfan of IC-card read-write chip 13 is connected with the input of single-chip microcomputer 12, the outfan of single-chip microcomputer 12 is connected with the input of demodulation chip 15, the outfan of demodulation chip 15 is connected with the input of decoding chip 16, the outfan of decoding chip 16 is connected with the input of contrast correction unit 17, the outfan of decoding correction unit 17 is connected with the input of payment gateway 5, the outfan of single-chip microcomputer 12 also input with recording chip 18 is connected, the outfan of recording chip 18 is connected with the input of storage chip 19, single-chip microcomputer 12 is bi-directionally connected with wireless information transfer unit 14.
Magnet 22 is a kind of permanent magnet, single-chip microcomputer 12 is connected with Ethernet 4 bi-directional data by wireless information transfer unit 14, Ethernet 4 stores voice payment instruction, the instruction of this voice payment is transmitted to single-chip microcomputer 12 by wireless information transfer unit 14, and wireless information transfer unit 14 is ZigBee wireless information transfer module or WiFi information transmission modular.
nullAs one embodiment of the present of invention: user first passes through IC-card seat 1 swipe IC Payment Card，The identity information of IC-card can be read and write and transmit to single-chip microcomputer 12 by IC-card read-write chip 13，Now identity information is transmitted to Ethernet 4 by single-chip microcomputer 12 by wireless information transfer unit 14，And from Ethernet 4, download the voice payment instruction that this identity information is corresponding，Now user can say voice payment instruction by headset 2，By coil 24 is equipped on vibrating diaphragm 23，It is placed in again between the magnetic field of magnet 22，The sound that vibrating diaphragm 23 is sensed，It is indirectly converted into electric energy signal via coil 24 to send to single-chip microcomputer 12，This electric power signal is demodulated by single-chip microcomputer 12 by demodulation chip 15 and decoding chip 16、Decoding，And contrasted by contrast correction unit 17，If meeting，Then complete delivery operation by payment gateway 5，Single-chip microcomputer 12 can be when user says voice payment instruction by headset 2 simultaneously，It is stored in storage chip 19 by this voice messaging of recording chip 18，And for evidence for payment，Pay more quick compared to conventional cipher，Only need to say specific phonetic order just can complete to pay，And there is very high security，This safety is to prevent others from peeping your password，If you use conventional cipher，Unescapable meeting is peeped your payment cipher by malicious person，If using this device, without having to worry about.
The ultimate principle of the present invention and principal character and advantages of the present invention have more than been shown and described, to those skilled in the art, obviously the invention is not restricted to the details of above-mentioned one exemplary embodiment, and without departing from the spirit or essential characteristics of the present invention, it is possible to realize the present invention in other specific forms.Therefore, no matter from the point of view of which point, embodiment all should be regarded as exemplary, and be nonrestrictive, the scope of the present invention is limited by claims rather than described above, it is intended that all changes fallen in the implication of equivalency and scope of claim included in the present invention.Should not be considered as limiting involved claim by any reference in claim.
In addition, it is to be understood that, although this specification is been described by according to embodiment, but the most each embodiment only comprises an independent technical scheme, this narrating mode of description is only for clarity sake, description should can also be formed, through appropriately combined, other embodiments that it will be appreciated by those skilled in the art that as an entirety, the technical scheme in each embodiment by those skilled in the art.
Claims (4)
1. one kind based on the transaudient on-line payment device of headset, including IC-card seat, headset, data wire, Ethernet and payment gateway, it is characterized in that: described IC-card seat be internally provided with printed circuit board, it is welded with single-chip microcomputer on described printed circuit board, IC-card read-write chip, wireless information transfer unit, demodulation chip, decoding chip, contrast correction unit, recording chip and storage chip, described IC-card seat connects headset by data wire, the outer surface of described headset is provided with shell body, described shell body be internally provided with magnet, described magnet front end is provided with vibrating diaphragm, on front side of described magnet, outer surface is enclosed with coil；
The outfan of described headset is connected with the input of single-chip microcomputer by data wire, the outfan of described IC-card seat is connected with the input of IC-card read-write chip, the described outfan of IC-card read-write chip is connected with the input of single-chip microcomputer, the outfan of described single-chip microcomputer is connected with the input of demodulation chip, the outfan of described demodulation chip is connected with the input of decoding chip, the outfan of described decoding chip is connected with the input of contrast correction unit, the outfan of described decoding correction unit is connected with the input of payment gateway, the outfan of described single-chip microcomputer is also connected with the input of recording chip, the outfan of described recording chip is connected with the input of storage chip, described single-chip microcomputer is bi-directionally connected with wireless information transfer unit.
A kind of on-line payment device transaudient based on headset the most according to claim 1, it is characterized in that: described magnet is a kind of permanent magnet, by coil is equipped on vibrating diaphragm, it is placed in again between the magnetic field of magnet, the sound sensed by vibrating diaphragm, is indirectly converted into electric energy signal via coil and sends to single-chip microcomputer.
A kind of on-line payment device transaudient based on headset the most according to claim 1, it is characterized in that: described single-chip microcomputer is connected with Ethernet bi-directional data by wireless information transfer unit, storing voice payment instruction in described Ethernet, the instruction of this voice payment is by wireless information transfer unit transmission to single-chip microcomputer.
A kind of on-line payment device transaudient based on headset the most according to claim 1, it is characterised in that: described wireless information transfer unit is ZigBee wireless information transfer module or WiFi information transmission modular.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610335783.8A CN106022765A (en) | 2016-05-20 | 2016-05-20 | Online payment device based on headset microphoning |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610335783.8A CN106022765A (en) | 2016-05-20 | 2016-05-20 | Online payment device based on headset microphoning |
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| Publication Number | Publication Date |
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| CN106022765A true CN106022765A (en) | 2016-10-12 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201610335783.8A Pending CN106022765A (en) | 2016-05-20 | 2016-05-20 | Online payment device based on headset microphoning |
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Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103854364A (en) * | 2012-11-30 | 2014-06-11 | 大连宏宇科技有限公司 | Verification method for performing authentication on bank card holder based on voice verification |
| CN104869490A (en) * | 2014-02-21 | 2015-08-26 | 中国银联股份有限公司 | Remote payment method based on wireless earphone with mobile payment function |
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2016
- 2016-05-20 CN CN201610335783.8A patent/CN106022765A/en active Pending
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103854364A (en) * | 2012-11-30 | 2014-06-11 | 大连宏宇科技有限公司 | Verification method for performing authentication on bank card holder based on voice verification |
| CN104869490A (en) * | 2014-02-21 | 2015-08-26 | 中国银联股份有限公司 | Remote payment method based on wireless earphone with mobile payment function |
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Application publication date: 20161012 |
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| RJ01 | Rejection of invention patent application after publication |