CN106022750A - Instant profit sharing method based on various payments - Google Patents
Instant profit sharing method based on various payments Download PDFInfo
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- CN106022750A CN106022750A CN201610381130.3A CN201610381130A CN106022750A CN 106022750 A CN106022750 A CN 106022750A CN 201610381130 A CN201610381130 A CN 201610381130A CN 106022750 A CN106022750 A CN 106022750A
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- benefit
- sharing
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- bill
- receipts
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/14—Payment architectures specially adapted for billing systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
- G06Q30/0635—Processing of requisition or of purchase orders
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Marketing (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses an instant profit sharing method based on various payments. Problems such as arrears or economic disputes of various parties and troubles and errors of fund accounting are solved. The instant profit sharing method comprises the steps that 1, a total charging bill including an encrypted payment way, a transaction sum, a profit sharing account list, a profit sharing proportion, or profit sharing sum information is generated, and the payment way is determined by a payment party; 2, after the total charging bill is added to payment system information, the total charging bill and the payment system information are transmitted to the payment party to determine a payment system, and the payment system is used to generate a payment system total bill corresponding to the total charging bill, and after a record is checked and determined, a payment determining request is generated, and then the payment of the total bill is completed, and the payment system is used to complete the total payment; 3, the payment system is used to pay shared profits respectively to the profit sharing accounts according to the profit sharing account list; 4, a total clearing table of payment of an order is generated and stored. The instant profit sharing method is advantageous in that the payment of the profits is completed, and at the same time, the profits are shared automatically according to agreements.
Description
Technical field
The invention belongs to financial field, the Internet, particularly by means of a kind of based on multiple payment the method for immediately sharing in the benefit receiving single system realization supporting the multiple means of payment.
Background technology
Universal and the development of the Internet finance used along with electric terminals such as mobile phones, utilize a large amount of appearance of the financial acquirer of the Internet, as wechat pay, Alipay pays, Quick Response Code pays or barcode scanning pays (including bar code, Quick Response Code, sound wave code), online payment and Unionpay swipe the card payments, NFC claps and blocks payment, phone number payment, photon payment etc., greatly facilitate to the consumption and payment generation of people, and be widely applied by consumer.Fare Collection System prior art for the multiple acquirer of adaptation is widely used, such as supermarket, railway customer service, air ticket presell, the POS of shopping online.But existing Fare Collection System only meets the charge needs of the single means of payment.
During existing market is run, the channel side specifically including that product or the provider of service, operation or seller and marketing participating in running in market is constituted, the each side participating in running in market was required in the shortest time after production marketing or service complete, realize recovery of the capital, reduce operating cost, the economic dispute that the fund that the trust problem between each side that the market of solution participation simultaneously is run is brought mutually is in arrears with or is occurred between each side.
Summary of the invention
The economic dispute that the fund brought for solving the trust problem between each side that participation market is run mutually is in arrears with or is occurred between each side, and the loaded down with trivial details and error present invention that fund is adjusted discloses a kind of method of immediately sharing in the benefit based on multiple payment, while the method reimbursement of expense after consumer completes production marketing or service completes, each side participating in running in market all can collect the expense that agreement specifies immediately.
The present invention realizes the method for goal of the invention employing: a kind of method of immediately sharing in the benefit based on multiple payment, the method realizes by means of the receipts single system supporting the multiple means of payment, the receipts single system supporting multiple payment is set up and includes: the management system of sharing in the benefit that preposition management module of sharing in the benefit and Back Administration Module of sharing in the benefit are constituted, management system of sharing in the benefit is signed with the acquirer of the means of payment supported respectively and is accepted share in the benefit management agreement and receipts list account corresponding to rule and the participation side of sharing in the benefit of sharing in the benefit, and the method is realized by following steps:
Step 1. supports that the Fare Collection System of the multiple means of payment generates total charge bill according to the order shared in the benefit by rule promise of sharing in the benefit and initiates a payment request to payer, total charge bill includes the means of payment, dealing money, the side's of sharing in the benefit account list, ratio of sharing in the benefit or the amount information of sharing in the benefit of encryption, and payer determines the means of payment in the receipts single system supporting the multiple means of payment；
Bill of always charging is added after payer determines the payment system information that the means of payment is corresponding by step 2. preposition management module of sharing in the benefit, transmission to payer determines payment system, this payment system generates the payment system total bill corresponding with total charge bill, payment system total bill is carried out veritification by preposition management module transmission of sharing in the benefit to Back Administration Module of sharing in the benefit and determines, after veritification determines by and preserves this record, send to preposition management module of sharing in the benefit, the receipts single system supporting the multiple means of payment generates payment and determines request, payer has determined that total bill pays, this payment system will complete total payoff receipt and send back, through preposition management module of sharing in the benefit, Back Administration Module of sharing in the benefit, Back Administration Module of sharing in the benefit has generated total payoff form and has preserved；
The payment system that step 3. payer determines is after supporting the Fare Collection System of the multiple means of payment to complete total payoff receipts list, this payment system is shared in the benefit completing the amount of money of total payoff Pay Bill to the transmission of the side's of sharing in the benefit account by the side's of sharing in the benefit account list in the amount of money of will sharing in the benefit respectively of the ratio of sharing in the benefit in total charge bill respectively by preposition management module of sharing in the benefit, the side's of sharing in the benefit account completes to share in the benefit after receiving list, the side's of sharing in the benefit single receipt of receipts of sharing in the benefit sends preposition management module of sharing in the benefit, preposition management module of sharing in the benefit will be shared in the benefit Pay Bill, the single receipt of receipts of sharing in the benefit transmits Back Administration Module of sharing in the benefit, Back Administration Module of sharing in the benefit generation is shared in the benefit Pay Bill and is received single receipt statistical report form with sharing in the benefit and preserve；
Step 4. is shared in the benefit the Back Administration Module share in the benefit Pay Bill and the single receipt statistical report form of receipts of sharing in the benefit that complete payment statement, step 3 according to step 2, generates this order and pays clearance summary table and preserve.
The invention has the beneficial effects as follows, while the receipts single system supporting the multiple means of payment completes charge, the management system of sharing in the benefit of share in the benefit preposition management module and Back Administration Module composition of sharing in the benefit in system is automatically participated in market by regular instant realization of sharing in the benefit by system administration and is run sharing in the benefit of each side, the economic dispute that the fund overcoming the trust problem between each side of participation market operation to bring mutually is in arrears with or is occurred between each side.It is standby that management system of sharing in the benefit can make statistical report form as required.
Describe the present invention below in conjunction with the accompanying drawings.
Accompanying drawing 1 is flow chart of the present invention.
Detailed description of the invention
A kind of method of immediately sharing in the benefit based on multiple payment, the method realizes by means of the receipts single system supporting the multiple means of payment, the receipts single system supporting multiple payment is set up and includes: the management system of sharing in the benefit that preposition management module of sharing in the benefit and Back Administration Module of sharing in the benefit are constituted, management system of sharing in the benefit is signed with the acquirer of the means of payment supported respectively and is accepted share in the benefit management agreement and receipts list account corresponding to rule and the participation side of sharing in the benefit of sharing in the benefit, and the method is realized by following steps:
Step 1. supports that the Fare Collection System of the multiple means of payment generates total charge bill according to the order shared in the benefit by rule promise of sharing in the benefit and initiates a payment request to payer, total charge bill includes the means of payment, dealing money, the side's of sharing in the benefit account list, ratio of sharing in the benefit or the amount information of sharing in the benefit of encryption, and payer determines the means of payment in the receipts single system supporting the multiple means of payment.
Bill of always charging is added after payer determines the payment system information that the means of payment is corresponding by step 2. preposition management module of sharing in the benefit, transmission to payer determines payment system, this payment system generates the payment system total bill corresponding with total charge bill, payment system total bill is carried out veritification by preposition management module transmission of sharing in the benefit to Back Administration Module of sharing in the benefit and determines, after veritification determines by and preserves this record, send to preposition management module of sharing in the benefit, the receipts single system supporting the multiple means of payment generates payment and determines request, payer has determined that total bill pays, this payment system will complete total payoff receipt and send back, through preposition management module of sharing in the benefit, Back Administration Module of sharing in the benefit, Back Administration Module of sharing in the benefit has generated total payoff form and has preserved.
The payment system that step 3. payer determines is after supporting the Fare Collection System of the multiple means of payment to complete total payoff receipts list, this payment system is shared in the benefit completing the amount of money of total payoff Pay Bill to the transmission of the side's of sharing in the benefit account by the side's of sharing in the benefit account list in the amount of money of will sharing in the benefit respectively of the ratio of sharing in the benefit in total charge bill respectively by preposition management module of sharing in the benefit, the side's of sharing in the benefit account completes to share in the benefit after receiving list, the side's of sharing in the benefit single receipt of receipts of sharing in the benefit sends preposition management module of sharing in the benefit, preposition management module of sharing in the benefit will be shared in the benefit Pay Bill, the single receipt of receipts of sharing in the benefit transmits Back Administration Module of sharing in the benefit, Back Administration Module of sharing in the benefit generation is shared in the benefit Pay Bill and is received single receipt statistical report form with sharing in the benefit and preserve.
Step 4. is shared in the benefit the Back Administration Module share in the benefit Pay Bill and the single receipt statistical report form of receipts of sharing in the benefit that complete payment statement, step 3 according to step 2, generates this order and pays clearance summary table and preserve.
The above-mentioned method of sharing in the benefit is by sharing in the benefit under management system administration, and total bill is carried out receiving single by payment system, and total bill is received after singly completing, and is being shared in the benefit payment in the side of sharing in the benefit by payment system by rule of sharing in the benefit.
Below the method for sharing in the benefit be by the preposition management module of sharing in the benefit of Fare Collection System supporting the multiple means of payment complete total payoff receive single after, respectively payment system, the side of sharing in the benefit are being carried out, by rule of sharing in the benefit, the payment that should pay and share in the benefit.
Bill of always charging is added after payer determines the payment system information that the means of payment is corresponding by step 2. preposition management module of sharing in the benefit, transmission to payer determines payment system, payment system generates the payment system total bill corresponding with total charge bill, payment system total bill is carried out veritification by preposition management module transmission of sharing in the benefit to Back Administration Module of sharing in the benefit and determines, after veritification determines by and preserves this record, send to preposition management module of sharing in the benefit, the receipts single system supporting the multiple means of payment generates payment and determines request, payer has determined total payoff, the receipt completing to pay is sent Back Administration Module of sharing in the benefit by preposition management module of sharing in the benefit, Back Administration Module of sharing in the benefit has generated payment statement and has preserved；
After step 3. supports that the Fare Collection System of the multiple means of payment is completed total payoff receipts list by preposition management module of sharing in the benefit, the payment system transmission that the amount of money of sharing in the benefit is determined to the side's of sharing in the benefit account and payer respectively by the side's of sharing in the benefit account list is shared in the benefit Pay Bill and answer Pay Bill in the ratio of sharing in the benefit in total charge bill by the amount of money of preposition management module of sharing in the benefit foundation total payoff receipts list respectively, the side's of sharing in the benefit account and payment system complete to share in the benefit receipts list and should pay receipts single, and respectively the single receipt of receipts of sharing in the benefit completed is sent, with paying the single receipt of receipts, preposition management module of sharing in the benefit, preposition management module of sharing in the benefit will be shared in the benefit to receive single receipt and should pay the single receipt of receipts and be transmitted Back Administration Module of sharing in the benefit, Back Administration Module of sharing in the benefit generates to share in the benefit and receives single receipt and should pay the statistical report form of the single receipt of receipts and preserve.
Step 4. share in the benefit Back Administration Module according to step 2 completing payment statement, sharing in the benefit of step 3 is received single receipt and should paying and is received the statistical report form of single receipt, generate clearance summary table that this order pays and preserve.
The clearance summary table of step 4 is for the verification paid and share in the benefit.
In the embodiment of the present invention, payment system is only listed bank card brush and is opened payment system, Alipay payment system and wechat payment system, and similarly for paying such as wechat, Alipay pays, Quick Response Code pays or barcode scanning pays (including bar code, Quick Response Code, sound wave code), online payment and Unionpay swipe the card payments, NFC claps various payment systems such as blocking payment, phone number payment, photon payment.
Claims (3)
1. a method of immediately sharing in the benefit based on multiple payment, the method realizes by means of the receipts single system supporting the multiple means of payment, the receipts single system supporting multiple payment is set up and includes: the management system of sharing in the benefit that preposition management module of sharing in the benefit and Back Administration Module of sharing in the benefit are constituted, management system of sharing in the benefit is signed with the acquirer of the means of payment supported respectively and is accepted share in the benefit management agreement and receipts list account corresponding to rule and the participation side of sharing in the benefit of sharing in the benefit, it is characterised in that: the method is realized by following steps:
Step 1. supports that the Fare Collection System of the multiple means of payment generates total charge bill according to the order shared in the benefit by rule promise of sharing in the benefit and initiates a payment request to payer, total charge bill includes the means of payment, dealing money, the side's of sharing in the benefit account list, ratio of sharing in the benefit or the amount information of sharing in the benefit of encryption, and payer determines the means of payment in the receipts single system supporting the multiple means of payment；
Bill of always charging is added after payer determines the payment system information that the means of payment is corresponding by step 2. preposition management module of sharing in the benefit, transmission to payer determines payment system, this payment system generates the payment system total bill corresponding with total charge bill, payment system total bill is carried out veritification by preposition management module transmission of sharing in the benefit to Back Administration Module of sharing in the benefit and determines, after veritification determines by and preserves this record, send to preposition management module of sharing in the benefit, the receipts single system supporting the multiple means of payment generates payment and determines request, payer has determined that total bill pays, this payment system will complete total payoff receipt and send back, through preposition management module of sharing in the benefit, Back Administration Module of sharing in the benefit, Back Administration Module of sharing in the benefit has generated total payoff form and has preserved；
The payment system that step 3. payer determines is after supporting the Fare Collection System of the multiple means of payment to complete total payoff receipts list, this payment system is shared in the benefit completing the amount of money of total payoff Pay Bill to the transmission of the side's of sharing in the benefit account by the side's of sharing in the benefit account list in the amount of money of will sharing in the benefit respectively of the ratio of sharing in the benefit in total charge bill respectively by preposition management module of sharing in the benefit, the side's of sharing in the benefit account completes to share in the benefit after receiving list, the side's of sharing in the benefit single receipt of receipts of sharing in the benefit sends preposition management module of sharing in the benefit, preposition management module of sharing in the benefit will be shared in the benefit Pay Bill, the single receipt of receipts of sharing in the benefit transmits Back Administration Module of sharing in the benefit, Back Administration Module of sharing in the benefit generation is shared in the benefit Pay Bill and is received single receipt statistical report form with sharing in the benefit and preserve；
Step 4. is shared in the benefit the Back Administration Module share in the benefit Pay Bill and the single receipt statistical report form of receipts of sharing in the benefit that complete payment statement, step 3 according to step 2, generates clearance summary table that this order pays and preserves.
A kind of method of immediately sharing in the benefit based on multiple payment the most according to claim 1, it is characterised in that:
Bill of always charging is added after payer determines the payment system information that the means of payment is corresponding by step 2. preposition management module of sharing in the benefit, transmission to payer determines payment system, payment system generates the payment system total bill corresponding with total charge bill, payment system total bill is carried out veritification by preposition management module transmission of sharing in the benefit to Back Administration Module of sharing in the benefit and determines, after veritification determines by and preserves this record, send to preposition management module of sharing in the benefit, the receipts single system supporting the multiple means of payment generates payment and determines request, payer has determined total payoff, the receipt completing to pay is sent Back Administration Module of sharing in the benefit by preposition management module of sharing in the benefit, Back Administration Module of sharing in the benefit has generated payment statement and has preserved；
After step 3. supports that the Fare Collection System of the multiple means of payment is completed total payoff receipts list by preposition management module of sharing in the benefit, the payment system transmission that the amount of money of sharing in the benefit is determined to the side's of sharing in the benefit account and payer respectively by the side's of sharing in the benefit account list is shared in the benefit Pay Bill and answer Pay Bill in the ratio of sharing in the benefit in total charge bill by the amount of money of preposition management module of sharing in the benefit foundation total payoff receipts list respectively, the side's of sharing in the benefit account and payment system complete to share in the benefit receipts list and should pay receipts single, and respectively the single receipt of receipts of sharing in the benefit completed is sent, with paying the single receipt of receipts, preposition management module of sharing in the benefit, preposition management module of sharing in the benefit will be shared in the benefit to receive single receipt and should pay the single receipt of receipts and be transmitted Back Administration Module of sharing in the benefit, Back Administration Module of sharing in the benefit generates to share in the benefit and receives single receipt and should pay the statistical report form of the single receipt of receipts and preserve.
3. step 4. share in the benefit Back Administration Module according to step 2 completing payment statement, sharing in the benefit of step 3 is received single receipt and should paying and is received the statistical report form of single receipt, generate this order and pay clearance summary table and preserve.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610381130.3A CN106022750A (en) | 2016-06-01 | 2016-06-01 | Instant profit sharing method based on various payments |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201610381130.3A CN106022750A (en) | 2016-06-01 | 2016-06-01 | Instant profit sharing method based on various payments |
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| CN106022750A true CN106022750A (en) | 2016-10-12 |
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| CN201610381130.3A Pending CN106022750A (en) | 2016-06-01 | 2016-06-01 | Instant profit sharing method based on various payments |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN107038573A (en) * | 2017-04-21 | 2017-08-11 | 广东通莞科技股份有限公司 | A kind of polymerization payment system based on Internet of Things and cloud computing |
| CN108205777A (en) * | 2017-11-27 | 2018-06-26 | 吴树贤 | It is a kind of to be sold system of sharing in the benefit |
| CN111047248A (en) * | 2019-11-21 | 2020-04-21 | 北京三快在线科技有限公司 | Resource transfer method, device, server and storage medium |
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Application publication date: 20161012 |