CN105976539A - All-in-one card clearing system and processing method thereof - Google Patents

All-in-one card clearing system and processing method thereof Download PDF

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Publication number
CN105976539A
CN105976539A CN201610262645.1A CN201610262645A CN105976539A CN 105976539 A CN105976539 A CN 105976539A CN 201610262645 A CN201610262645 A CN 201610262645A CN 105976539 A CN105976539 A CN 105976539A
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China
Prior art keywords
center
file
liquidation center
consumption
liquidation
Prior art date
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Pending
Application number
CN201610262645.1A
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Chinese (zh)
Inventor
陈浩
张彬
杨波
於杰
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Hainan Smart City Technology Development Co Ltd
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Hainan Smart City Technology Development Co Ltd
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Priority to CN201610262645.1A priority Critical patent/CN105976539A/en
Publication of CN105976539A publication Critical patent/CN105976539A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07GREGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00Cash registers
    • G07G1/12Cash registers electronically operated

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  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses an all-in-one card clearing system and a processing method thereof. The system comprises a clearing center, a secondary center, a core database and an encryption machine, wherein the clearing center is connected with the secondary center and the encryption machine, and the core database is connected with the clearing center and the secondary center. The processing method comprises consumer file processing and online transaction processing. With the system and the processing method thereof, the data of a whole all-in-one card system can be cleared.

Description

A kind of all-purpose card system for settling account and processing method thereof
Technical field
The present invention relates to technical field of data processing, particularly relate to a kind of all-purpose card system for settling account and process side thereof Method.
Background technology
Along with trading activity, type of transaction more and more abundanter, for these transaction data system for settling account (or Person is referred to as charging, settlement system) business processing logic also become increasingly complex.Prior art is all taked Set up a calculating system for business processing flow, process for being automatically performed the transaction data of above-mentioned complexity Process.Such as, more existing finance systems for settling account and some telecommunication charging systems etc..
But prior art is creating described computer system when, purely set according to processor-oriented mode Meter and realization, system for settling account is typically made up of some handling processes, generally uses Process Character computer programming language Speech (such as, C language) realizes.Prior art is only to carry out according to actual transaction data handling process Exploitation, by mixed in together for whole process logic, do not process the strict difinition of logic, deposits between Business Processing At the strongest coupling, not even definitiveness.
In a word, existing system for settling account there is problems in that
Resistance more ability is weak, if there is the variation of Business Processing, changes considerably complicated difficulty, even cannot Change.When in reality, business there occurs change, thus cause the processing procedure of Business Processing or transaction data Change, use after now wishing to meet change by changing existing system for settling account, be extremely difficult, Because the coupling association between modules is very strong, leads one and move the overall situation.Such as, if there is business The increase processed, upgrades the biggest on original system impact, it is not easy to merge in original system.
The ability that can process challenge is the most weak, the considerably complicated difficulty of support to complicated business, because System for settling account based on prior art, whole process logic mixes, and develops the place supporting more complicated business Reason process needs to pay sizable manpower and materials.
Maintainability is excessively poor, owing to whole process logic is mixed in together, is not easy very much to be understood, and safeguards Getting up fairly cumbersome, especially in staff redeployment today frequently, new attendant is difficult to quickly, very well The whole process logic understanding original system.
Durability is excessively poor, owing to whole process logic blends into one, is little to be re-used, works as needs When creating another system for settling account, most of module of existing system for settling account all can not multiplexing, cause and exploit natural resources Serious waste.
Summary of the invention
In view of this, the invention provides a kind of all-purpose card system for settling account and processing method thereof, solve existing The complicated problem of the data clearance of system of all-purpose card.
The technological means that the present invention uses is as follows:
A kind of all-purpose card system for settling account, including liquidation center, secondary center, core database, encryption equipment, Described liquidation center is connected with described secondary center, encryption equipment respectively, described core database respectively with institute State liquidation center, secondary center is connected;
Described liquidation center, is used for processing file, and generates corresponding clearing form, and described file includes Consumption file and transaction file;
Described secondary center, is used for processing consumption data, forms consumption file;
Described core database, for store transaction file and consumption file;
Described encryption equipment, for the key of storing card.
Preferably, also include Two-stage control platform, liquidation center's control station, card sending system, attendant applications, two Level preposition application, POS, described Two-stage control platform is connected with described core database, described liquidation center Control station is connected with described core database, and described card sending system is connected with described core database, institute Stating attendant applications to be connected with described liquidation center, described two grades of preposition application are connected with described secondary center, Described POS is connected with described two grades of preposition application;
Described Two-stage control platform, for controlling the work of secondary center;
Described liquidation center control station, for controlling the work of liquidation center;
Described card sending system, for setting up the program structure inside card;
Described attendant applications, is used for collecting transaction data, and process forms transaction file;
Described two grades of preposition application, for ensureing the access security of network;
Described POS, is used for collecting consumption data.
A kind of all-purpose card clearance processing method, the treating method comprises at consumption file process, on-line transaction Reason;
Described consumption file process, its method step includes:
System for settling account communicates with the transmission of public transport second grade file, works in described secondary center and described liquidation center Between process, described secondary center will consumption files passe give described liquidation center, described liquidation center exists Corresponding clearing form can be generated according to the content in consumption file after getting consumption file, and at Reason result returns to described secondary center;
Message is registered, and works in the process between described liquidation center and described core database, described clearance Center can send described consumption file to described core database, and described core database receives described consumption literary composition Part also stores;
Off-line consumption file is dispatched, and works in the process between described liquidation center and described core database, Described liquidation center can judge the kind of transaction according to the special field in described file, according to different kinds Class can be sent to described core database different files and store;
Encryption equipment is correlated with, and works in the process between described liquidation center and described encryption equipment, in described clearance The heart sends the instruction set of band data and is receiving the instruction set of band data to described encryption equipment, described encryption equipment Obtain corresponding key afterwards and return a result set to described liquidation center;
Off-line consumption document analysis, works in described liquidation center, and described liquidation center is according to described consumption literary composition Codings different in part finds the analysis mode of correspondence and is converted into the structure of correspondence database table, so After send in described core database;
Consumption warehouse-in processes, and works in the process between described liquidation center and described core database, described Liquidation center can send the structure of described correspondence database table to described core database, described core data Storehouse receives the structure of described correspondence database table and stores;
Described on-line transaction processes, and its method step includes:
System for settling account and customer service system on-line communication, work between described attendant applications and described liquidation center Process, described attendant applications sends described transaction file to described liquidation center, and described liquidation center receives After described transaction file and do corresponding process, finally result is returned to institute by the way of message State attendant applications;
Message is registered, and works in the process between described liquidation center and described core database, described clearance Described transaction file is sent in described core database and stores by center;
On-line transaction dispatch deal, works in described liquidation center, and described liquidation center is by described transaction file Make a distinction and call corresponding trading processing process to process described transaction file;
Encryption equipment is correlated with, and works in the process between liquidation center and encryption equipment, and described liquidation center sends one The instruction set of individual band data gives described encryption equipment, and described encryption equipment obtains after receiving the instruction set of band data Corresponding key also returns a result set to described liquidation center.
Preferably, described on-line transaction process method step also include online sign-out, online registering, online please Ask, online sell card, online supplement with money, move back card request, move back card and complete.
Use a kind of all-purpose card system for settling account provided by the present invention and the processing method thereof can be to whole all-purpose card The data of system carry out sorting.
Accompanying drawing explanation
Fig. 1 is the system application framework schematic diagram one of the present invention;
Fig. 2 is the system application framework schematic diagram two of the present invention;
Fig. 3 is the consumption document handling method flow chart of the present invention;
Fig. 4 is the on-line transaction process flow figure of the present invention.
Detailed description of the invention
Being described principle and the feature of the present invention below in conjunction with accompanying drawing, example is served only for explaining this Invention, is not intended to limit the scope of the present invention.
Seeing figures.1.and.2, a kind of all-purpose card system for settling account, including liquidation center, secondary center, core Heart data base, encryption equipment, described liquidation center is connected with described secondary center, encryption equipment respectively, institute State core database to be connected with described liquidation center, secondary center respectively.Described liquidation center, is used for Processing file, and generate corresponding clearing form, described file includes consuming file and transaction file. Described consumption file is by described secondary center output, and described transaction file is the online of described attendant applications Exchange's output.Described secondary center, is used for processing consumption data, forms consumption file.Described core Heart data base, for store transaction file and consumption file.Described encryption equipment, close for storing card Key.
Also include Two-stage control platform, liquidation center's control station, card sending system, attendant applications, two grades preposition Application, POS, described Two-stage control platform is connected with described core database, and described liquidation center is controlled Platform processed is connected with described core database, and described card sending system is connected with described core database, institute Stating attendant applications to be connected with described liquidation center, described two grades of preposition application are connected with described secondary center Connecing, described POS is connected with described two grades of preposition application.Described Two-stage control platform, for control two The work at level center.As the date of clearing, manually clearing, generate Parameter File, inquiry transaction details and Transaction form.Described liquidation center control station, for controlling the work of liquidation center.As clearing date, Manually clearing, generation Parameter File, inquiry transaction details and transaction form.Described card sending system, is used for Set up the program structure inside card.For the whole life cycle of card, buy from card vendor Card can not directly use, and needs to set up the structure inside card according to different local different characteristics. Described attendant applications, is used for collecting transaction data, and process forms transaction file.Grasped by contact staff Make, complete the miscellaneous service to holder, meet the miscellaneous service of holder, such as apply for card, change card, Supplement with money, report the loss, change the business such as card.Described two grades of preposition application, for ensureing the access security of network. The described POS network interaction to described secondary center is processed by internal fire wall.Described POS Machine, is used for collecting consumption data.Card is read out by described POS, and consumes.
With reference to Fig. 3 and Fig. 4, a kind of all-purpose card clearance processing method, the treating method comprises consumption literary composition Part processes, on-line transaction processes;
Described consumption file process, its method step includes:
System for settling account communicates with the transmission of public transport second grade file, works in described secondary center and described clearance Process between the heart, consumption files passe is given described liquidation center, in described clearance by described secondary center The heart can generate corresponding clearing form according to the content in consumption file after getting consumption file, and And result is returned to described secondary center;
Message is registered, and works in the process between described liquidation center and described core database, described clearly Calculation center can send described consumption file to described core database, described core database receive described in disappear Expense file also stores;
Off-line consumption file is dispatched, and works in the process between described liquidation center and described core database, Described liquidation center can judge the kind of transaction according to the special field in described file, according to different Kind can be sent to described core database different files and store;
Encryption equipment is correlated with, and works in the process between described liquidation center and described encryption equipment, described clearance Center sends the instruction set of band data and is receiving the finger of band data to described encryption equipment, described encryption equipment Obtain corresponding key after order collection and return a result set to described liquidation center;
Off-line consumption document analysis, works in described liquidation center, and described liquidation center is according to described consumption Codings different in file finds the analysis mode of correspondence and is converted into the structure of correspondence database table Body, is then transferred in described core database;
Consumption warehouse-in processes, and works in the process between described liquidation center and described core database, institute State liquidation center and can send the structure of described correspondence database table to described core database, described core Data base receives the structure of described correspondence database table and stores;
Described on-line transaction processes, and its method step includes:
System for settling account and customer service system on-line communication, work in described attendant applications and described liquidation center it Between process, described attendant applications send described transaction file to described liquidation center, described liquidation center After receiving described transaction file and do corresponding process, finally result is returned by the way of message Back to described attendant applications;
Message is registered, and works in the process between described liquidation center and described core database, described clearly Described transaction file is sent in described core database and stores by calculation center;
On-line transaction dispatch deal, works in described liquidation center, and described liquidation center is by described transaction literary composition Part makes a distinction and calls corresponding trading processing process to process described transaction file;
Encryption equipment is correlated with, and works in the process between liquidation center and encryption equipment, and described liquidation center sends The instruction set of one band data gives described encryption equipment, and described encryption equipment is after receiving the instruction set of band data Obtain corresponding key and return a result set to described liquidation center.
Described on-line transaction process method step also includes online sign-out, online registering, online request, connection Machine is sold card, online is supplemented with money, moves back card request, moves back card and complete.
In sum, use a kind of all-purpose card system for settling account provided by the present invention and the processing method thereof can The data of the system of whole all-purpose card are carried out sorting.
The foregoing is only presently preferred embodiments of the present invention, not in order to limit the present invention, all at this Within the spirit of invention and principle, any modification, equivalent substitution and improvement etc. done, should be included in Within the scope of protection of the invention.

Claims (4)

1. an all-purpose card system for settling account, it is characterised in that include liquidation center, secondary center, core number According to storehouse, encryption equipment, described liquidation center is connected with described secondary center, encryption equipment respectively, described core Data base is connected with described liquidation center, secondary center respectively;
Described liquidation center, is used for processing file, and generates corresponding clearing form, and described file includes Consumption file and transaction file;
Described secondary center, is used for processing consumption data, forms consumption file;
Described core database, for store transaction file and consumption file;
Described encryption equipment, for the key of storing card.
A kind of all-purpose card system for settling account the most according to claim 1, it is characterised in that also include two grades Control station, liquidation center's control station, card sending system, attendant applications, two grades of preposition application, POS, institute State Two-stage control platform to be connected with described core database, described liquidation center control station and described core data Storehouse is connected, and described card sending system is connected with described core database, described attendant applications and described clearance Center is connected, and described two grades of preposition application are connected with described secondary center, described POS and described two The preposition application of level is connected;
Described Two-stage control platform, for controlling the work of secondary center;
Described liquidation center control station, for controlling the work of liquidation center;
Described card sending system, for setting up the program structure inside card;
Described attendant applications, is used for collecting transaction data, and process forms transaction file;
Described two grades of preposition application, for ensureing the access security of network;
Described POS, is used for collecting consumption data.
3. an all-purpose card clearance processing method, it is characterised in that the treating method comprises at consumption file Reason, on-line transaction process;
Described consumption file process, its method step includes:
System for settling account communicates with the transmission of public transport second grade file, works in described secondary center and described liquidation center Between process, described secondary center will consumption files passe give described liquidation center, described liquidation center exists Corresponding clearing form can be generated according to the content in consumption file after getting consumption file, and at Reason result returns to described secondary center;
Message is registered, and works in the process between described liquidation center and described core database, described clearance Center can send described consumption file to described core database, and described core database receives described consumption literary composition Part also stores;
Off-line consumption file is dispatched, and works in the process between described liquidation center and described core database, Described liquidation center can judge the kind of transaction according to the special field in described file, according to different kinds Class can be sent to described core database different files and store;
Encryption equipment is correlated with, and works in the process between described liquidation center and described encryption equipment, in described clearance The heart sends the instruction set of band data and is receiving the instruction set of band data to described encryption equipment, described encryption equipment Obtain corresponding key afterwards and return a result set to described liquidation center;
Off-line consumption document analysis, works in described liquidation center, and described liquidation center is according to described consumption literary composition Codings different in part finds the analysis mode of correspondence and is converted into the structure of correspondence database table, so After send in described core database;
Consumption warehouse-in processes, and works in the process between described liquidation center and described core database, described Liquidation center can send the structure of described correspondence database table to described core database, described core data Storehouse receives the structure of described correspondence database table and stores;
Described on-line transaction processes, and its method step includes:
System for settling account and customer service system on-line communication, work between described attendant applications and described liquidation center Process, described attendant applications sends described transaction file to described liquidation center, and described liquidation center receives After described transaction file and do corresponding process, finally result is returned to institute by the way of message State attendant applications;
Message is registered, and works in the process between described liquidation center and described core database, described clearance Described transaction file is sent in described core database and stores by center;
On-line transaction dispatch deal, works in described liquidation center, and described liquidation center is by described transaction file Make a distinction and call corresponding trading processing process to process described transaction file;
Encryption equipment is correlated with, and works in the process between liquidation center and encryption equipment, and described liquidation center sends one The instruction set of individual band data gives described encryption equipment, and described encryption equipment obtains after receiving the instruction set of band data Corresponding key also returns a result set to described liquidation center.
A kind of all-purpose card clearance processing method the most according to claim 3, it is characterised in that described Machine transaction processing method step also includes online sign-out, online registering, online request, the online card, online sold Supplement with money, move back card request, move back card and complete.
CN201610262645.1A 2016-04-26 2016-04-26 All-in-one card clearing system and processing method thereof Pending CN105976539A (en)

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CN108960788A (en) * 2018-08-24 2018-12-07 招商局物业管理有限公司 A kind of high reliability all-in-one card platform for biogas service system
CN109615500A (en) * 2018-12-26 2019-04-12 金交恒通有限公司 All-purpose card interconnects allocation settlement and Analysis Service platform

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Cited By (3)

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Publication number Priority date Publication date Assignee Title
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CN108960788A (en) * 2018-08-24 2018-12-07 招商局物业管理有限公司 A kind of high reliability all-in-one card platform for biogas service system
CN109615500A (en) * 2018-12-26 2019-04-12 金交恒通有限公司 All-purpose card interconnects allocation settlement and Analysis Service platform

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Application publication date: 20160928