CN105913586A - System or method for payment - Google Patents
System or method for payment Download PDFInfo
- Publication number
- CN105913586A CN105913586A CN201610204492.5A CN201610204492A CN105913586A CN 105913586 A CN105913586 A CN 105913586A CN 201610204492 A CN201610204492 A CN 201610204492A CN 105913586 A CN105913586 A CN 105913586A
- Authority
- CN
- China
- Prior art keywords
- user
- user account
- service platform
- withholding
- payment
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
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Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/12—Cash registers electronically operated
- G07G1/14—Systems including one or more distant stations co-operating with a central processing unit
Abstract
The invention provides a system or a method for payment. The system or the method can realize payment through a handset, and the payment mode is safer, more reliable, more convenient and more efficient.
Description
Technical field
The present invention relates to a kind of system paying gathering or method.
Background technology
Now, a lot of Internet service business provide the convenient service paying gathering by mobile phone terminal, such as: Alipay, wechat, QQ etc..
These service providers can carry out paying gathering by the way of sweeping Quick Response Code with mobile phone quickly and easily between the account of two mobile phones.Therefore, the most a lot
Businessman all begins with the mode of this mobile-phone payment and collects money.
But, this in Alipay, wechat, be there is Railway Project and shortcoming by the mobile-phone payment mode of payer mobile telephone scanning beneficiary Quick Response Code,
As follows.
1st problem, does not also have payment system in the client that the users such as the software such as wechat and Alipay can log on different mobile phones, it is impossible to
By the terminal of the 3rd people be payee's collection record and feedback detailed withhold information.Such as, the gathering artificial businessman boss of a businessman, with
Time this businessman also have several salesman also to collect money for businessman boss, current mobile-phone payment gathering way is the businessman boss two dimension by oneself shroff account number
Code prints and is distributed to salesman, and guest sweeps this Quick Response Code with the mobile phone of oneself and pays the bill, after the payment of guest's barcode scanning, and only guest and the account of boss
Number can receive evidence for payment, and salesman can only confirm by checking the mobile phone of client and boss whether guest pays the bill, problem here is: Dian Yuanwu
Method guarantees that the evidence for payment of guest's mobile phone is real, and salesman generally also can't see the mobile phone of boss, and it is by which that boss also cannot be distinguished by every payment
Salesman receives or sells.
2nd problem, payer can not be every time the payment different Quick Response Code of generation thus distinguish the most different payment informations.Such as, for one
Ge great businessman has a lot of client to pay the bill simultaneously, and the mode used at present is that client scans identical Quick Response Code, is then paid by client oneself input
The concrete amount of money, on the payment voucher that client and businessman receive only the amount of money and payee or requestee and corresponding to payment transaction particular content
Information (such as the specifying information of article that client buys).
At present, had based on dispersion gathering or the payment system withholding POS, but, this can only be special based on the system withholding POS
In a massive corporate (such as along rich), and the client of use can be logged on different mobile phones in domestic consumers such as the softwares such as wechat and Alipay
Also there is no payment system on end or withhold function.
It addition, the mode by beneficiary scanning payer mobile phone two-dimension code is the most defective: payer is to pay the bill, and can not control when paying completely passively
The amount of money that system pays can not guarantee to pay the content bought.
Summary of the invention
For above problem, the present invention proposes to pay the system of gathering or method, this system or method can make the payment carried out by mobile phone collect money
More safe and reliable and easily and effectively.
A kind of system paying gathering or method, including user, mobile phone and service platform, it is characterised in that service platform can pass through network and hands
The mutual communication of machine, service platform is issued the software terminal that can run on mobile phone, and different user has user account at service platform respectively, no
This software terminal on different mobile phone can be used respectively to log in oneself same user account at service platform with user, a user account can
Using this software terminal to be paid the bill to another user account by service platform, wherein, two different user accounts of service platform can be made respectively
For the side of withholding and beneficiary, service platform can generate for this side of withholding and beneficiary withhold identification code, wherein, mobile phone this software terminal
Log in and can withhold identification code and make payment direction beneficiary pay the bill by inputting this to this mobile phone as user during the user account of payer, its
In, user withholds, by this, payment that identification code receives and can recognize that this payment is by this logging in can view after this beneficiary user account
Withholding what identification code was carried out, wherein, this payment completes offspring debit's user account can receive payment verification.
Wherein, withholding identification code is Quick Response Code, and user inputs this to this mobile phone and withholds identification code and specifically refer to user with Quick Response Code described in this mobile telephone scanning.
Wherein, withholding identification code is graphic code, and user inputs this to this mobile phone and withholds identification code and specifically refer to user with graphic code described in this mobile telephone scanning.
Wherein, this graphic code is bar code or Quick Response Code or other graphic code.
Wherein, can use and same withhold identification code in the most different payments, what this was same withhold identification code can be to should determine that the side of withholding and beneficiary.
Wherein, payment can use and withhold identification code for what this payment was specifically generated.Wherein, be specifically generated withholds identification code and can withhold should determine that
Side, beneficiary and Payment Amount.Wherein, the identification code of withholding being specifically generated can also be to the specifying information that should determine that transaction content.
Wherein, it is possible to the user account in service platform gathering can be as beneficiary, it is possible to the user account in service platform payment can be made
For payer, the user account of service platform can be as the side of withholding of arbitrary beneficiary.
Wherein, it is possible to the user account in service platform gathering can log in this beneficiary user as beneficiary and at this software terminal of mobile phone
After account, user can withhold identification code using other user account of service platform as withholding direction service platform request on this software terminal, or
Person, the user account of service platform can user can be as the side of withholding and after this software terminal of mobile phone logs in this side's of withholding user account
So that identification code can be withheld at other user account of service platform gathering as the service platform request of gathering direction on this software terminal.
Wherein, using on mobile phone after the user account of this terminal software login beneficiary or the side of withholding, user can be to service in this terminal software interface
Platform request is that beneficiary withholds identification code with the side's of withholding generation, and this can be withheld identification code after identification code is withheld in generation and return this terminal by service provider
Software.
Wherein, same user account can be collected money as the different beneficiaries that the side of withholding is different user account.
Wherein, rear payer user account of having paid the bill can receive payment verification.
Wherein, rear beneficiary user account of having paid the bill can receive payment verification.
Wherein, payment verification includes payment, payer information, beneficiary information and the side's of withholding information.Wherein, payer information,
Beneficiary information and the side's of withholding information are the side's of tackling user account, beneficiary user account and the side's of withholding user account respectively.
Wherein, after using this terminal software of mobile phone to log in the user account of beneficiary or the side of withholding, mobile phone screen can show and withhold identification code.
Wherein, after logging in the user account of beneficiary or the side of withholding, it is possible to print and withhold identification code.
Wherein, described software terminal can have the different editions for different operating system.Wherein, different editions includes IOS version, android
Version, windows version etc..
Wherein, described network is the Internet.
Accompanying drawing explanation
Fig. 1 is a typical network diagram of embodiment 1.
Detailed description of the invention
Embodiment 1
In the present embodiment, service platform be one with QQ, wechat, the service provider of full platform that Alipay is identical, service provider by the Internet to
Family provides service, and service provider issues the client software for different operating systems such as peace table, Fructus Mali pumilae IOS and forms on mobile phone.In service provider
Register with the user of account, can the Bank Account Number of oneself and user the account of service provider be associated or user can directly to user in service
Depositing in the account of business, then, user can be paid the bill to other user account of service provider in the account of service provider by oneself.
Illustrate below by way of as a example by 3 user accounts A, B, C of service provider.The user of user account C is a businessman, user account
The user of B is the employee of the user businessman of user account C, and user account A is one carrys out the client that this businessman carries out buying.
1st step, the user of user account B uses the dedicated program that on mobile phone or computer, service provider issues to log in oneself user account in service provider
B, then this user input in the interface of this dedicated program user account C ask service provider generate with user account C as beneficiary and with user
Account B is the identification code of withholding of the side of withholding, and service provider can generate a special Quick Response Code after receiving the request, can correspond to according to this Quick Response Code
User account B is as the side of withholding and user account C on behalf of beneficiary, and this Quick Response Code is sent to user account B by the Internet by service provider, wherein,
This Quick Response Code can be printed to facilitate use by the user of user account B.
2nd step, at this moment the user as the user account A of businessman client to the user-pay of user account C, and to be carried out collecting money in this businessman
Being the user of the employee user account B of businessman, at this moment, the user of user account B uses the special-purpose software that on mobile phone, this service provider issues to log in
Oneself is at the user account B of service provider thus recalls the user of above Quick Response Code or user account B and takes out the most printed above Quick Response Code.With
The user of family account A uses the special-purpose software login oneself of this service provider issue on mobile phone at the user account A of service provider, then calls this special
Using this Quick Response Code of mobile telephone scanning by the function of software, at this moment occur on this special-purpose software interface paying picture, the user of user account A is paying picture
Pay the bill after inputting the amount of money and password etc. on face.
3rd step, service provider received by the Internet the mobile phone of user of user account A send come payment ask and confirm errorless after, service provider
Operating with family account A in oneself platform to pay the bill to service account C, the rear service provider that paid the bill can be to user account A, B, C Sending Payments
Confirmation, this payment verification includes the amount of money and user account A, B, C.
4th step, as payment client user account A user and as withhold employee user account B user all at oneself mobile phone
Log in and this special-purpose software of oneself user account receives payment verification, thus both sides can confirm that transaction payment is complete.
Wherein, in above 1st step, it is also possible to generated with user account to service provider's request by after user's login user account C of user account C
C be beneficiary and with user account B be the side of withholding withhold identification code.
It is any suitable that the present embodiment can also have in above summary of the invention or described in techniques below feature outside above Overall Steps and feature
Step or feature, or, those skilled in the art can also any applicable according in above summary of the invention or described in techniques below feature
The present embodiment is deformed or changes and realizes the present invention in the way of different from the present embodiment concrete scheme by step or feature.The present invention's
Detailed description of the invention can not limit in the description, but those skilled in the art can deform according to above summary of the invention or techniques below feature
Or change, the concrete scheme of these deformation or change obviously also belongs to the scope that description of the invention is disclosed and is supported.
Embodiment 2
In the present embodiment, service platform be one with QQ, wechat, the service provider of full platform that Alipay is identical, service provider by the Internet to
Family provides service, and service provider issues the client software for different operating systems such as peace table, Fructus Mali pumilae IOS and forms on mobile phone.In service provider
Register with the user of account, can the Bank Account Number of oneself and user the account of service provider be associated or user can directly to user in service
Depositing in the account of business, then, user can be paid the bill to other user account of service provider in the account of service provider by oneself.
Illustrate below by way of as a example by 3 user accounts A, B, C of service provider.The user of user account C is a businessman, user account
The user of B is the employee of the user businessman of user account C, and user account A is one carrys out the client that this businessman carries out buying.
1st step, the user of user account C uses the dedicated program that on mobile phone or computer, service provider issues to log in oneself user account in service provider
C, then this user input in the interface of this dedicated program user account B ask service provider generate with user account C as beneficiary and with user
Account B is the identification code of withholding of the side of withholding, and service provider can generate a special Quick Response Code after receiving the request, can correspond to according to this Quick Response Code
This Quick Response Code is sent to user account C and user by the Internet as the side of withholding and user account C on behalf of beneficiary, service provider by user account B
Account B, wherein, this Quick Response Code can be printed to facilitate use by the user of user account C or user account B.
2nd step, at this moment the user as the user account A of businessman client to the user-pay of user account C, and to be carried out collecting money in this businessman
Being the user of the employee user account B of businessman, at this moment, the user of user account B uses the special-purpose software that on mobile phone, this service provider issues to log in
Oneself is at the user account B of service provider thus recalls the user of above Quick Response Code or user account B and takes out the most printed above Quick Response Code.With
The user of family account A uses the special-purpose software login oneself of this service provider issue on mobile phone at the user account A of service provider, then calls this special
Using this Quick Response Code of mobile telephone scanning by the function of software, at this moment occur on this special-purpose software interface paying picture, the user of user account A is paying picture
Pay the bill after inputting the amount of money and password etc. on face.
3rd step, service provider received by the Internet the mobile phone of user of user account A send come payment ask and confirm errorless after, service provider
Operating with family account A in oneself platform to pay the bill to service account C, the rear service provider that paid the bill can be to user account A, B, C Sending Payments
Confirmation, this payment verification includes the amount of money and user account A, B, C.
4th step, as payment client user account A user and as withhold employee user account B user all at oneself mobile phone
Log in and this special-purpose software of oneself user account receives payment verification, thus both sides can confirm that transaction payment is complete.
Wherein, in above 1st step, it is also possible to generated with user account to service provider's request by after user's login user account B of user account B
C be beneficiary and with user account B be the side of withholding withhold identification code.
It is any suitable that the present embodiment can also have in above summary of the invention or described in techniques below feature outside above Overall Steps and feature
Step or feature, or, those skilled in the art can also any applicable according in above summary of the invention or described in techniques below feature
The present embodiment is deformed or changes and realizes the present invention in the way of different from the present embodiment concrete scheme by step or feature.The present invention's
Detailed description of the invention can not limit in the description, but those skilled in the art can deform according to above summary of the invention or techniques below feature
Or change, the concrete scheme of these deformation or change obviously also belongs to the scope that description of the invention is disclosed and is supported.
Embodiment 3
In the present embodiment, service platform be one with QQ, wechat, the service provider of full platform that Alipay is identical, service provider by the Internet to
Family provides service, and service provider issues the client software for different operating systems such as peace table, Fructus Mali pumilae IOS and forms on mobile phone.In service provider
Register with the user of account, can the Bank Account Number of oneself and user the account of service provider be associated or user can directly to user in service
Depositing in the account of business, then, user can be paid the bill to other user account of service provider in the account of service provider by oneself.
Illustrate below by way of as a example by 3 user accounts A, B, C of service provider.The user of user account C is a businessman, user account
The user of B is the employee of the user businessman of user account C, and user account A is one carrys out the client that this businessman carries out buying.
1st step, at this moment the user as the user account A of businessman client to the user-pay of user account C, and to be carried out collecting money in this businessman
Being the user of the employee user account B of businessman, the user of user account B uses the dedicated program that on mobile phone or computer, service provider issues to log in certainly
Oneself is at the user account B of service provider, and then this user asks service provider to generate with user account C for beneficiary also in the interface of this dedicated program
Withholding identification code with specified amount that user account B is the side of withholding, service provider can generate a special Quick Response Code after receiving the request, according to this
Quick Response Code can correspond to user account B to be passed through this Quick Response Code on behalf of beneficiary and payment, service provider as the side of withholding and user account C
The Internet is sent to user account B.Wherein, this Quick Response Code can also include the specifying information of transaction content, as bought the catalogue of article, this friendship
Easily the specifying information of content can be inputted on mobile phone by the user of user account B, and the such as user of user account B is with oneself mobile telephone scanning cashier
The Quick Response Code generated carrys out the specifying information to mobile phone input transaction content.
2nd step, the user of user account A uses the special-purpose software that on mobile phone, this service provider issues to log in oneself user account A in service provider,
Then the function calling this special-purpose software uses this Quick Response Code of mobile telephone scanning, at this moment occurs on this special-purpose software interface paying picture, user account A's
User confirms that the errorless rear input password of the input amount of money (and transaction content) paying picture is paid the bill.
3rd step, service provider received by the Internet the mobile phone of user of user account A send come payment ask and confirm errorless after, service provider
Operating with family account A in oneself platform to pay the bill to service account C, the rear service provider that paid the bill can be to user account A, B, C Sending Payments
Confirmation, this payment verification includes the amount of money and user account A, B, C (and specifying information of transaction content).
4th step, as payment client user account A user and as withhold employee user account B user all at oneself mobile phone
Log in and this special-purpose software of oneself user account receives payment verification, thus both sides can confirm that transaction payment is complete.
It is any suitable that the present embodiment can also have in above summary of the invention or described in techniques below feature outside above Overall Steps and feature
Step or feature, or, those skilled in the art can also any applicable according in above summary of the invention or described in techniques below feature
The present embodiment is deformed or changes and realizes the present invention in the way of different from the present embodiment concrete scheme by step or feature.The present invention's
Detailed description of the invention can not limit in the description, but those skilled in the art can deform according to above summary of the invention or techniques below feature
Or change, the concrete scheme of these deformation or change obviously also belongs to the scope that description of the invention is disclosed and is supported.
Claims (10)
1. pay a system for gathering, including user, mobile phone and service platform, it is characterised in that service platform can pass through network and mobile phone
Mutually communication, service platform is issued the software terminal that can run on mobile phone, and different user has user account at service platform respectively, different
User can use this software terminal on different mobile phone to log in oneself same user account at service platform respectively, and a user account can make
Being paid the bill to another user account by service platform with this software terminal, wherein, two different user accounts of service platform can be respectively as
The side of withholding and beneficiary, service platform can generate for this side of withholding and beneficiary and withhold identification code, and wherein, this software terminal at mobile phone has been stepped on
Record and can withhold identification code and make payment direction beneficiary pay the bill by inputting this to this mobile phone as user during the user account of payer, its
In, user withholds, by this, payment that identification code receives and can recognize that this payment is by this logging in can view after this beneficiary user account
Withholding what identification code was carried out, wherein, this payment completes offspring debit's user account can receive payment verification.
2. the method paying gathering, it is characterised in that service platform can be by network and the mutual communication of mobile phone, and service platform issue has can
With the software terminal run on mobile phone, different user has user account at service platform respectively, and different user can use on different mobile phone respectively
This software terminal log in oneself same user account at service platform, user account can use this software terminal by service platform to
Another user account is paid the bill, and wherein, two different user accounts of service platform can be respectively as the side of withholding and beneficiary, service platform energy
Enough generating for this side of withholding and beneficiary and withhold identification code, wherein, this software terminal at mobile phone is used when having logged on the user account as payer
Family can be withheld identification code make payment direction beneficiary pay the bill by inputting this to this mobile phone, and wherein, user is logging in this beneficiary user's account
Can view after number and withhold, by this, payment that identification code receives and can recognize that this payment is withheld identification code by this and carried out, wherein, this pair
Money completes offspring debit's user account can receive payment verification.
The system paying gathering the most according to claim 1 and 2 or method, it is characterised in that withholding identification code is Quick Response Code or graphic code,
User inputs this to this mobile phone and withholds identification code and specifically refer to user with Quick Response Code or graphic code described in this mobile telephone scanning.
The system paying gathering the most according to claim 1 and 2 or method, it is characterised in that can use same in the most different payments
Withhold identification code, what this was same withhold identification code can be to should determine that the side of withholding and beneficiary.
The system paying gathering the most according to claim 1 and 2 or method, it is characterised in that payment can use as this payment special raw
Become withholds identification code.
The system paying gathering the most according to claim 5 or method, it is characterised in that the identification code of withholding being specifically generated can be to should determine that
The side of withholding, beneficiary and Payment Amount.
The system paying gathering the most according to claim 1 and 2 or method, it is characterised in that can be in user's account of service platform gathering
Number can be as beneficiary, it is possible to the user account in service platform payment can be as payer, and the user account of service platform can be made
The side of withholding for arbitrary beneficiary.
The system paying gathering the most according to claim 1 and 2 or method, it is characterised in that can be in user's account of service platform gathering
Number can as beneficiary and after this software terminal of mobile phone logs in this beneficiary user account user can on this software terminal with service
Other user account of platform withholds identification code as withholding direction service platform request, or, the user account of service platform can be as withholding
Side and after this software terminal of mobile phone logs in this side of withholding user account user can on this software terminal with can service platform collect money
Other user account withholds identification code as the service platform request of gathering direction.
The system paying gathering the most according to claim 1 and 2 or method, it is characterised in that same user account can be as the side of withholding
Different beneficiaries for different user account are collected money.
The most according to claim 1 and 2 pay gathering system or method, it is characterised in that payment verification include payment,
Payer information, beneficiary information and the side's of withholding information.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710097515.1A CN106845982A (en) | 2016-03-18 | 2016-04-03 | Pay the system or method of gathering |
| PCT/CN2017/074462 WO2017157148A1 (en) | 2016-03-18 | 2017-02-22 | Collection system or method in payment |
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2016101593022 | 2016-03-18 | ||
| CN201610159302 | 2016-03-18 |
Related Child Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710097515.1A Division CN106845982A (en) | 2016-03-18 | 2016-04-03 | Pay the system or method of gathering |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN105913586A true CN105913586A (en) | 2016-08-31 |
Family
ID=56745312
Family Applications (2)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610204492.5A Withdrawn CN105913586A (en) | 2016-03-18 | 2016-04-03 | System or method for payment |
| CN201710097515.1A Pending CN106845982A (en) | 2016-03-18 | 2016-04-03 | Pay the system or method of gathering |
Family Applications After (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710097515.1A Pending CN106845982A (en) | 2016-03-18 | 2016-04-03 | Pay the system or method of gathering |
Country Status (2)
| Country | Link |
|---|---|
| CN (2) | CN105913586A (en) |
| WO (1) | WO2017157148A1 (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2017157148A1 (en) * | 2016-03-18 | 2017-09-21 | 任少华 | Collection system or method in payment |
| CN110288330A (en) * | 2019-05-29 | 2019-09-27 | 心医国际数字医疗系统(大连)有限公司 | A kind of collectable polymerization method of payment |
Family Cites Families (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| GB2510190A (en) * | 2013-01-29 | 2014-07-30 | Cashincode Ltd | Payment method using mobile devices |
| CN103198403A (en) * | 2013-03-12 | 2013-07-10 | 中国地质大学（武汉） | Safe mobile payment method based on two-dimension code |
| CN104574074A (en) * | 2013-10-22 | 2015-04-29 | 李宏 | Method and system for real-time payment and collection of payer and beneficiary |
| CN104599113B (en) * | 2013-10-31 | 2018-01-12 | 腾讯科技（深圳）有限公司 | A kind of information processing method, device and system |
| CN104050567B (en) * | 2014-05-30 | 2017-11-28 | 深圳天珑无线科技有限公司 | Data interactive method, terminal and server under off-line mode |
| CN105337933B (en) * | 2014-07-03 | 2018-08-31 | 阿里巴巴集团控股有限公司 | Create method, system and the main account device of sub- account and sub- account device |
| CN105913586A (en) * | 2016-03-18 | 2016-08-31 | 任少华 | System or method for payment |
-
2016
- 2016-04-03 CN CN201610204492.5A patent/CN105913586A/en not_active Withdrawn
- 2016-04-03 CN CN201710097515.1A patent/CN106845982A/en active Pending
-
2017
- 2017-02-22 WO PCT/CN2017/074462 patent/WO2017157148A1/en active Application Filing
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2017157148A1 (en) * | 2016-03-18 | 2017-09-21 | 任少华 | Collection system or method in payment |
| CN110288330A (en) * | 2019-05-29 | 2019-09-27 | 心医国际数字医疗系统(大连)有限公司 | A kind of collectable polymerization method of payment |
| CN110288330B (en) * | 2019-05-29 | 2021-08-27 | 心医国际数字医疗系统(大连)有限公司 | Replaceable aggregated payment method |
Also Published As
| Publication number | Publication date |
|---|---|
| CN106845982A (en) | 2017-06-13 |
| WO2017157148A1 (en) | 2017-09-21 |
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